Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPYM	SPDR Portfolio S&P 500 ETF	492,550	$33.25M	3.7%	$58.80	—	—	78464A854
—	Capital Group International Fo	942,763	$25.43M	2.8%	$21.32	—	—	14019w109
VO	Vanguard Mid-Cap ETF	90,483	$23.87M	2.7%	$147.55	—	—	922908629
AAPL	Apple Inc.	93,813	$21.86M	2.4%	$98.96	+124.3%	—	037833100
—	Invesco QQQ Trust Series 1	43,811	$21.38M	2.4%	$183.34	—	—	46090e103
QQQM	Invesco NASDAQ 100 ETF	94,843	$19.05M	2.1%	$154.73	—	—	46138G649
—	PIMCO Dynamic Income	871,238	$17.66M	2.0%	$18.42	—	—	72201y101
—	PIMCO Access Income Fund	1,059,880	$17.63M	2.0%	$15.87	—	—	72203T100
—	PIMCO Dynamic Income Opportuni	1,245,645	$17.59M	2.0%	$14.97	—	—	69355M107
—	Invesco KBW Bank ETF	292,978	$17.17M	1.9%	$47.92	—	—	46138e628
—	KKR & Co. Inc.	130,777	$17.08M	1.9%	$29.88	—	—	48251w104
VTV	Vanguard Value ETF	86,995	$15.19M	1.7%	$115.56	—	—	922908744
IBOC	International Bancshares Corp.	231,525	$13.84M	1.5%	$14.96	+296.0%	—	459044103
VXF	Vanguard Extended Market Index	74,055	$13.48M	1.5%	$125.18	—	—	922908652
BX	Blackstone Group Inc. Cl A	87,599	$13.41M	1.5%	$58.07	+130.2%	—	09260D107
—	Meta Platforms Inc.	22,184	$12.7M	1.4%	$147.83	—	—	30303m102
MSFT	Microsoft Corp.	27,557	$11.86M	1.3%	$68.38	+518.7%	—	594918104
MGV	Vanguard Mega Cap 300 Value In	87,616	$11.24M	1.2%	$68.91	—	—	921910840
—	JP Morgan Ultra Short Income F	208,234	$10.57M	1.2%	$50.31	—	—	46641q837
—	Capital Group Growth ETF	302,329	$10.52M	1.2%	$32.89	—	—	14020g101
MGK	Vanguard Mega Cap 300 Growth I	32,287	$10.39M	1.2%	$81.25	—	—	921910816
—	Apollo Global Management Inc.	75,185	$9.391M	1.0%	$62.87	—	—	03769m106
VOO	Vanguard S&P 500 ETF	17,447	$9.206M	1.0%	$401.71	—	—	922908363
UNH	UnitedHealth Group, Inc.	15,338	$8.968M	1.0%	$120.89	+353.5%	—	91324P102
—	AB Active Short Duration ETF	248,349	$8.928M	1.0%	$35.11	—	—	00039j830
QUAL	iShares Edge MSCI USA Quality	49,772	$8.924M	1.0%	$141.32	—	—	46432F339
IVV	iShares Core S&P 500 ETF	15,063	$8.689M	1.0%	$400.82	—	—	464287200
—	Global X Robotics & AI Themati	269,982	$8.68M	1.0%	$19.99	—	—	37954y715
—	Dimensional Emerging Core Equi	283,409	$7.768M	0.9%	$22.26	—	—	25434v302
BND	Vanguard Total Bond Market ETF	102,925	$7.731M	0.9%	$71.29	—	—	921937835
XLE	Energy Select Sector SPDR	83,400	$7.323M	0.8%	$43.16	—	—	81369Y506
IXN	iShares S&P Global Technology	85,700	$7.073M	0.8%	$61.00	—	—	464287291
AVLV	Avantis U.S. Large Cap Value E	106,854	$7.034M	0.8%	$54.73	—	—	025072349
VUG	Vanguard Growth ETF	17,242	$6.62M	0.7%	$195.81	—	—	922908736
CG	Carlyle Group	151,134	$6.508M	0.7%	$26.06	+54.1%	—	14316J108
—	iShares MSCI Emerging Markets	106,295	$6.496M	0.7%	$58.37	—	—	46434g764
GE	GE Aerospace	34,430	$6.493M	0.7%	$62.95	+166.8%	—	369604301
IJH	iShares Core S&P Midcap ETF	101,740	$6.34M	0.7%	$83.45	—	—	464287507
AMZN	Amazon.Com Inc.	31,741	$5.914M	0.7%	$115.09	+58.5%	—	023135106
SHV	iShares Short Treasury Bond ET	53,377	$5.905M	0.7%	$110.46	—	—	464288679
VXUS	Vanguard Total International S	84,988	$5.502M	0.6%	$53.16	—	—	921909768
ORCL	Oracle Corp.	32,274	$5.499M	0.6%	$28.14	+408.3%	—	68389X105
HD	Home Depot Inc.	13,490	$5.466M	0.6%	$102.73	+243.3%	—	437076102
VOE	Vanguard Mid-Cap Value ETF	31,975	$5.361M	0.6%	$104.68	—	—	922908512
—	Direxion NASDAQ-100 Equal Weig	58,310	$5.26M	0.6%	$88.98	—	—	25459y207
VFH	Vanguard Financials ETF	47,735	$5.247M	0.6%	$47.96	—	—	92204A405
JPM	JPMorgan Chase & Co.	24,413	$5.148M	0.6%	$61.81	+231.6%	—	46625H100
IBB	iShares Nasdaq Biotechnology	35,165	$5.12M	0.6%	$145.36	—	—	464287556
GINN	Goldman Sachs Innovative Equit	83,710	$5.109M	0.6%	$53.72	—	—	38149W820
AVUS	Avantis U.S. Equity ETF	51,966	$4.945M	0.5%	$73.69	—	—	025072885
—	Harbor Long Term Growers ETF	190,590	$4.881M	0.5%	$20.41	—	—	41151j406
IWD	iShares Russell 1000 Value Ind	25,424	$4.825M	0.5%	$110.18	—	—	464287598
BAC	Bank of America Corp.	119,702	$4.75M	0.5%	$13.31	+191.3%	—	060505104
—	Global X MLP & Energy Infrastr	84,250	$4.586M	0.5%	$25.22	—	—	37954y293
CGCP	Capital Group Core Plus Income	194,803	$4.504M	0.5%	$22.76	—	—	14020Y102
CVS	CVS Health Corp.	71,142	$4.473M	0.5%	$57.74	-4.4%	—	126650100
COST	Costco Wholesale Corp. New	4,858	$4.307M	0.5%	$122.81	+601.9%	—	22160K105
IQLT	iShares Edge MSCI Intl Quality	102,817	$4.266M	0.5%	$36.36	—	—	46434V456
VEU	Vanguard FTSE All World Ex-US	67,190	$4.233M	0.5%	$45.95	—	—	922042775
—	PIMCO Short Maturity ETF	42,021	$4.231M	0.5%	$101.50	—	—	72201r833
—	Dimensional Intl Core Equity M	132,635	$4.215M	0.5%	$25.59	—	—	25434v203
IJJ	iShares S&P Midcap 400/Value E	33,051	$4.086M	0.5%	$118.37	—	—	464287705
REET	iShares Global REIT ETF	150,335	$4.012M	0.4%	$23.54	—	—	46434V647
RBLX	Roblox Corp Ordinary Shares Cl	87,697	$3.881M	0.4%	$40.82	+2.2%	—	771049103
WBD	Warner Bros. Discovery Inc. Se	469,903	$3.877M	0.4%	$11.41	-31.5%	—	934423104
SPDW	SDPR Developed World ex-US ETF	103,150	$3.874M	0.4%	$32.37	—	—	78463X889
BSV	Vanguard Short Term Bond ETF	49,205	$3.872M	0.4%	$76.00	—	—	921937827
ITB	iShares DJ US Home Constructio	30,340	$3.856M	0.4%	$22.54	—	—	464288752
SPY	SPDR S&P 500 Index ETF	6,531	$3.747M	0.4%	$296.19	—	—	78462F103
SCHW	Charles Schwab Corp.	55,111	$3.572M	0.4%	$28.87	+123.6%	—	808513105
PFE	Pfizer, Inc.	118,962	$3.443M	0.4%	$27.25	-2.1%	—	717081103
FDX	FedEx Corp.	12,566	$3.439M	0.4%	$115.47	+143.6%	—	31428X106
—	Invesco S&P 500 Pure Value ETF	38,649	$3.437M	0.4%	$77.36	—	—	46137v258
EFV	iShares MSCI EAFE Value Index	58,767	$3.381M	0.4%	$48.14	—	—	464288877
IWF	iShares Russell 1000 Growth In	8,930	$3.352M	0.4%	$132.22	—	—	464287614
BRK/B	Berkshire Hathaway Cl B	7,127	$3.28M	0.4%	$157.16	+181.4%	—	084670702
AXP	American Express Company	12,048	$3.268M	0.4%	$68.77	+256.5%	—	025816109
—	SPDR Series Trust Biotech	32,105	$3.172M	0.4%	$90.37	—	—	78464a870
PFF	iShares US PFD ETF US PFD STK	94,805	$3.15M	0.3%	$31.26	—	—	464288687
AAXJ	iShares MSCI AC Asia Ex-Japan	39,964	$3.135M	0.3%	$65.27	—	—	464288182
AVEM	Avantis Emerging Markets Equit	48,503	$3.133M	0.3%	$59.82	—	—	025072604
VB	Vanguard Small Cap ETF	13,028	$3.09M	0.3%	$159.42	—	—	922908751
VTI	Vanguard Total Stock Mkt ETF	10,899	$3.086M	0.3%	$138.53	—	—	922908769
—	Netflix, Inc.	4,291	$3.043M	0.3%	$199.51	—	—	64110l106
CMCSA	Comcast Corp New Cl A	72,087	$3.011M	0.3%	$25.92	+45.7%	—	20030N101
INTC	Intel Corp.	127,123	$2.982M	0.3%	$27.47	-9.4%	—	458140100
—	Tesla Motors Inc.	10,936	$2.861M	0.3%	$173.79	—	—	88160r101
WFC	Wells Fargo & Co. New	50,563	$2.856M	0.3%	$27.22	+101.5%	—	949746101
GNR	SPDR S&P Global Natural Resour	49,269	$2.841M	0.3%	$40.02	—	—	78463X541
IVE	iShares S&P 500/Barra Value ET	14,385	$2.836M	0.3%	$109.44	—	—	464287408
CGSD	Capital Group Short Duration I	108,977	$2.824M	0.3%	$25.48	—	—	14020Y409
DIS	The Walt Disney Co.	29,277	$2.816M	0.3%	$86.32	+4.9%	—	254687106
VEA	Vanguard FTSE Developed Market	52,490	$2.772M	0.3%	$43.68	—	—	921943858
—	SPDR S&P 400 Mid Cap ETF	50,545	$2.764M	0.3%	$48.68	—	—	78464a847
PG	Procter & Gamble Co.	15,773	$2.732M	0.3%	$57.60	+185.1%	—	742718109
VWO	Vanguard Emerging Markets ETF	56,591	$2.708M	0.3%	$38.88	—	—	922042858
—	iShares Core MSCI Emerging Mkt	46,743	$2.684M	0.3%	$51.72	—	—	46434g103
—	Alphabet Inc Cl C	15,429	$2.58M	0.3%	$134.76	—	—	02079k107
—	Dimensional US Target Value ET	46,020	$2.56M	0.3%	$44.82	—	—	25434v609
JMST	JP Morgan Exchanged Traded Ult	49,600	$2.527M	0.3%	$50.95	—	—	46641Q654
AVRE	Avantis Real Estate ETF	52,347	$2.468M	0.3%	$41.14	—	—	025072356
CXSE	WisdomTree China Ex-State-Owne	74,290	$2.463M	0.3%	$34.97	—	—	97717X719
AVDE	Avantis International Equity E	36,620	$2.455M	0.3%	$60.22	—	—	025072703
MCD	McDonald's Corp.	8,061	$2.455M	0.3%	$71.78	+271.6%	—	580135101
VOT	Vanguard Mid Cap Growth ETF	10,047	$2.446M	0.3%	$125.16	—	—	922908538
WMT	Wal-Mart Inc.	28,410	$2.294M	0.3%	$45.89	+58.0%	—	931142103
AIG	American International Group N	31,195	$2.284M	0.3%	$33.55	+115.3%	—	026874784
KOMP	SPDR S&P Kensho New Economies	46,135	$2.276M	0.3%	$40.09	—	—	78468R648
IJR	iShares Core S&P Small Cap ETF	19,423	$2.272M	0.3%	$86.15	—	—	464287804
CSCO	Cisco Systems Inc	42,671	$2.271M	0.3%	$20.07	+133.1%	—	17275R102
AVUV	Avantis US Small Cap ValueETF	23,421	$2.247M	0.2%	$76.62	—	—	025072877
—	Alphabet Inc Cl A	13,517	$2.242M	0.2%	$148.69	—	—	02079k305
QCOM	Qualcomm Inc.	12,155	$2.067M	0.2%	$74.19	+130.7%	—	747525103
HUM	Humana Inc.	6,483	$2.053M	0.2%	$249.42	+39.9%	—	444859102
MUB	iShares National Muni Bond ETF	18,427	$2.002M	0.2%	$103.00	—	—	464288414
—	GE Vernova Inc.	7,827	$1.996M	0.2%	$171.56	—	—	36828a101
VSS	Vanguard FTSE All-World Ex-US	15,817	$1.992M	0.2%	$101.01	—	—	922042718
IEFA	iShares Core EAFE	25,439	$1.986M	0.2%	$61.63	—	—	46432F842
CAT	Caterpillar Inc.	5,017	$1.962M	0.2%	$69.62	+386.5%	—	149123101
VHT	Vanguard Health Care ETF	6,940	$1.958M	0.2%	$195.13	—	—	92204A504
—	Paramount Global Class B	177,774	$1.888M	0.2%	$17.77	—	—	92556h206
HON	Honeywell International Inc.	8,856	$1.831M	0.2%	$61.64	+205.6%	—	438516106
—	Paypal Holdings Inc.	23,332	$1.821M	0.2%	$53.12	—	—	70450y103
SCHB	Schwab US Broad Market ETF	25,222	$1.678M	0.2%	$54.49	—	—	808524102
BA	Boeing Company	10,755	$1.635M	0.2%	$148.89	+15.2%	—	097023105
BN	Brookfield Corporation	30,536	$1.623M	0.2%	$22.10	+41.6%	—	11271J107
—	Industrial Select Sector SPDR	11,895	$1.611M	0.2%	$56.97	—	—	81369y704
SONY	Sony Corp. (ADR)	16,630	$1.606M	0.2%	$22.67	—	—	835699307
—	Alibaba Group Holding Limited	15,069	$1.599M	0.2%	$122.33	—	—	01609w102
VGK	Vanguard European ETF	22,450	$1.596M	0.2%	$51.95	—	—	922042874
—	TE Connectivity Ltd. F	10,430	$1.575M	0.2%	$56.84	—	—	h84989104
—	DraftKings Inc Com Cl A	40,000	$1.568M	0.2%	$11.68	—	—	26142v105
XLF	Financial Select Sector SPDR	34,150	$1.548M	0.2%	$23.31	—	—	81369Y605
YUM	Yum! Brands, Inc.	10,710	$1.496M	0.2%	$39.34	+228.9%	—	988498101
IWB	iShares Russell 1000 ETF	4,536	$1.426M	0.2%	$255.77	—	—	464287622
AMAT	Applied Materials Inc	7,029	$1.42M	0.2%	$18.58	+988.9%	—	038222105
BAM	Brookfield Asset Management Cl	29,943	$1.416M	0.2%	$32.49	+23.4%	—	113004105
EFG	iShares MSCI EAFE Growth ETF	12,990	$1.398M	0.2%	$86.98	—	—	464288885
JNJ	Johnson & Johnson	8,181	$1.326M	0.1%	$67.65	+125.7%	—	478160104
—	Direxion Daily Financial Bull	10,000	$1.298M	0.1%	$40.67	—	—	25459y694
XLV	Health Care Sector Select SPDR	8,364	$1.288M	0.1%	$75.21	—	—	81369Y209
IVW	iShares S&P 500/Barra Growth E	13,424	$1.285M	0.1%	$90.03	—	—	464287309
TMO	Thermo Fisher Scientific Inc.	2,048	$1.267M	0.1%	$97.34	+505.2%	—	883556102
OEF	iShares S&P 100 Index ETF	4,535	$1.255M	0.1%	$94.63	—	—	464287101
GS	Goldman Sachs Group Inc.	2,533	$1.254M	0.1%	$213.47	+122.6%	—	38141G104
—	Dimensional International Valu	32,375	$1.233M	0.1%	$33.61	—	—	25434v807
WM	Waste Management Inc.	5,935	$1.232M	0.1%	$45.71	+346.9%	—	94106L109
EBAY	eBay, Inc.	18,835	$1.226M	0.1%	$20.98	+168.3%	—	278642103
EMQQ	The Emerging Mkts Internet & E	30,790	$1.207M	0.1%	$33.08	—	—	301505889
SCHC	Schwab International Small Cap	31,323	$1.207M	0.1%	$29.45	—	—	808524888
VNQI	Vanguard Global ex-US Real Est	25,688	$1.205M	0.1%	$50.23	—	—	922042676
—	HP Inc.	33,286	$1.194M	0.1%	$11.85	—	—	40434l105
MDY	SPDR S&P MidCap 400 ETF	2,068	$1.178M	0.1%	$322.90	—	—	78467Y107
SHEL	Shell PLC	17,528	$1.156M	0.1%	$54.92	—	—	780259305
LMT	Lockheed Martin Corp.	1,963	$1.147M	0.1%	$121.28	+325.7%	—	539830109
IBM	International Business Machine	5,149	$1.138M	0.1%	$114.42	+65.1%	—	459200101
UBS	UBS Group CHF0.10	36,830	$1.138M	0.1%	$15.53	+93.5%	—	H42097107
XOM	Exxon Mobil Corp.	9,654	$1.132M	0.1%	$55.69	+97.6%	—	30231G102
SCHV	Schwab US Large Cap Value ETF	13,993	$1.125M	0.1%	$55.62	—	—	808524409
IWS	iShares Russell Midcap Value I	8,461	$1.119M	0.1%	$71.05	—	—	464287473
IPAY	Amplify Mobile Payments ETF	21,358	$1.116M	0.1%	$52.63	—	—	032108656
SAP	SAP AG (ADR)	4,858	$1.113M	0.1%	$73.43	—	—	803054204
EZU	iShares MSCI EMU Index Fund ET	20,520	$1.072M	0.1%	$37.09	—	—	464286608
KRE	SPDR KBW Regional Banking ETF	18,790	$1.064M	0.1%	$47.51	—	—	78464A698
—	SPDR S&P 600 Small Cap ETF	22,169	$1.009M	0.1%	$42.68	—	—	78468r853
PHG	Koninklijke Philips Electronic	30,746	$1.006M	0.1%	$28.32	—	—	500472303
RIVN	Rivian Automotive Inc.	85,404	$958K	0.1%	$14.37	0.0%	—	76954A103
ROBO	Robo Global Robotics & Automat	16,769	$957K	0.1%	$54.30	—	—	301505707
XLK	Technology Select Sector SPDR	4,200	$948K	0.1%	$54.14	—	—	81369Y803
XLB	Materials Select Sector SPDR E	9,765	$941K	0.1%	$45.93	—	—	81369Y100
IWN	iShares Russell 2000 Value Ind	5,561	$928K	0.1%	$108.00	—	—	464287630
DFGR	Dimensional Global Real Estate	32,110	$927K	0.1%	$23.68	—	—	25434V658
VIG	Vanguard Dividend Appreciation	4,482	$888K	0.1%	$116.12	—	—	921908844
LOW	Lowe's Companies, Inc.	3,280	$888K	0.1%	$35.82	+559.3%	—	548661107
—	Vanguard Ultra Short Bond ETF	17,300	$864K	0.1%	$49.42	—	—	92203c303
—	Royce Value Trust Inc.	54,897	$862K	0.1%	$15.35	—	—	780910105
HYS	PIMCO 0-5 Yr. High Yield Corp.	8,998	$859K	0.1%	$90.69	—	—	72201R783
MCK	McKesson Corp.	1,730	$855K	0.1%	$121.89	+354.0%	—	58155Q103
DFAU	Dimensional US Core Equity Mar	21,525	$854K	0.1%	$29.69	—	—	25434V104
—	SPDR Dow Jones Industrial Aver	1,980	$838K	0.1%	$164.97	—	—	78467x109
—	Capital Group Dividend Value E	22,927	$835K	0.1%	$33.88	—	—	14020w106
LUMN	Lumen Technologies, Inc.	114,305	$812K	0.1%	$7.92	-46.1%	—	550241103
SCHF	Schwab International Equity ET	19,391	$797K	0.1%	$30.54	—	—	808524805
VNQ	Vanguard REIT ETF	8,166	$796K	0.1%	$85.42	—	—	922908553
SCHM	Schwab US Mid Cap ETF	9,321	$774K	0.1%	$54.20	—	—	808524508
—	SPDR Gold Trust ETF	3,150	$766K	0.1%	$177.33	—	—	78463v107
—	iShares MSCI Japan Index ETF	10,570	$756K	0.1%	$52.18	—	—	46434g822
BDX	Becton Dickinson & Co	3,118	$752K	0.1%	$98.59	+130.9%	—	075887109
VYM	Vanguard High Dividend Yield E	5,849	$750K	0.1%	$82.18	—	—	921946406
PEP	Pepsico, Inc.	4,409	$750K	0.1%	$77.30	+110.7%	—	713448108
IXUS	iShares Trust Core MSCI Total	10,236	$743K	0.1%	$65.16	—	—	46432F834
IJK	iShares S&P Midcap 400/Growth	7,910	$727K	0.1%	$89.40	—	—	464287606
V	Visa, Inc. Cl A	2,629	$723K	0.1%	$129.19	+107.2%	—	92826C839
JIG	JP Morgan International Growth	10,725	$723K	0.1%	$53.54	—	—	46641Q324
—	SPDR Dow Jones Global Real Est	15,130	$719K	0.1%	$45.14	—	—	78463x749
VDE	Vanguard Energy ETF	5,800	$710K	0.1%	$50.26	—	—	92204A306
EWZ	iShares MSCI Brazil Index ETF	23,565	$695K	0.1%	$28.81	—	—	464286400
AMGN	Amgen Inc.	2,107	$679K	0.1%	$79.29	+295.0%	—	031162100
MRSH	Marsh & McLennan Companies, In	3,030	$676K	0.1%	$63.81	+239.9%	—	571748102
COP	ConocoPhillips	6,413	$675K	0.1%	$38.28	+174.5%	—	20825C104
LLY	Eli Lilly & Co.	756	$670K	0.1%	$579.84	+53.5%	—	532457108
MGC	Vanguard Mega Cap 300 Index ET	3,221	$666K	0.1%	$69.94	—	—	921910873
CVX	Chevron Corporation	4,514	$665K	0.1%	$89.14	+57.0%	—	166764100
ITOT	iShares Core S&P Total US Stoc	5,279	$663K	0.1%	$52.46	—	—	464287150
IWM	iShares Russell 2000 Index ETF	2,987	$660K	0.1%	$164.90	—	—	464287655
FNDX	Schwab Fundamental US Large Co	9,200	$660K	0.1%	$34.31	—	—	808524771
PM	Philip Morris International In	5,343	$649K	0.1%	$55.55	+97.7%	—	718172109
C	Citigroup Inc.	10,280	$644K	0.1%	$38.25	+55.3%	—	172967424
PNC	PNC Financial Services Group,	3,440	$636K	0.1%	$47.34	+253.8%	—	693475105
—	Pacer US Cash Cows 100 ETF	10,955	$634K	0.1%	$51.96	—	—	69374h881
—	Johnson Controls Inc.	8,156	$633K	0.1%	$45.38	—	—	g51502105
—	Dell Technologies Inc	5,273	$625K	0.1%	$58.25	—	—	24703l202
BMY	Bristol-Myers Squibb Co.	12,018	$622K	0.1%	$32.85	+32.9%	—	110122108
IUSG	iShares Core S&P US Growth ETF	4,710	$621K	0.1%	$62.80	—	—	464287671
VBR	Vanguard Index Fund Small Cap	3,075	$617K	0.1%	$128.16	—	—	922908611
AVIV	Avantis International Large Ca	10,645	$598K	0.1%	$48.06	—	—	025072364
—	Hewlett Packard Enterprise Com	29,142	$596K	0.1%	$15.20	—	—	42824c109
MDYV	SPDR S&P 400 Mid Cap Value ETF	7,500	$596K	0.1%	$40.97	—	—	78464A839
—	Dimensional US Real Estate Tru	22,970	$589K	0.1%	$22.72	—	—	25434v823
—	Harbor Dividend Growth Leaders	37,400	$577K	0.1%	$14.02	—	—	41151j703
SCHG	Schwab Strategic US Large Cap	5,440	$567K	0.1%	$95.45	—	—	808524300
A	Agilent Technologies Inc.	3,646	$541K	0.1%	$35.68	+280.0%	—	00846U101
SCHK	Schwab 1000 Index ETF	9,500	$525K	0.1%	$28.26	—	—	808524722
T	AT&T, Inc.	23,699	$521K	0.1%	$14.21	+32.2%	—	00206R102
MRK	Merck & Co. Inc. New	4,557	$517K	0.1%	$44.25	+155.3%	—	58933Y105
MAR	Marriott International, Inc. C	2,065	$513K	0.1%	$88.72	+159.0%	—	571903202
NKE	Nike Inc. Cl B	5,776	$511K	0.1%	$67.25	+13.0%	—	654106103
BOND	PIMCO Total Return ETF	5,277	$499K	0.1%	$90.32	—	—	72201R775
IJS	iShares S&P Small Cap 600 Valu	4,605	$496K	0.1%	$98.84	—	—	464287879
—	Yum China Holdings Inc.	10,710	$482K	0.1%	$26.10	—	—	98850p109
RTX	RTX Corporation	3,965	$480K	0.1%	$54.55	+103.6%	—	75513E101
TGT	Target Corp.	3,040	$474K	0.1%	$153.26	-8.0%	—	87612E106
EFA	iShares MSCI EAFE Index ETF	5,600	$468K	0.1%	$64.57	—	—	464287465
DHR	Danaher Corporation	1,669	$464K	0.1%	$190.87	+37.5%	—	235851102
IWR	iShares Russell Midcap Index F	5,180	$457K	0.1%	$59.27	—	—	464287499
FLQL	Franklin LibertyQ U.S. Equity	7,850	$456K	0.1%	$54.16	—	—	35473P801
MSI	Motorola Solutions Inc.	1,012	$455K	0.1%	$136.41	+201.1%	—	620076307
IUSV	iShares Trust - iShares Core U	4,750	$454K	0.1%	$53.23	—	—	464287663
NEAR	iShares Short Maturity Bond ET	8,795	$451K	0.1%	$50.12	—	—	46431W507
—	GE Healthcare Technologies Inc	4,658	$437K	0.0%	$82.03	—	—	36266g107
VBK	Vanguard Small Cap Growth ETF	1,564	$418K	0.0%	$182.84	—	—	922908595
STLA	Stellantis N.V.	29,350	$412K	0.0%	$17.57	—	—	N82405106
FNDF	Schwab Fundamental Intl Large	11,000	$411K	0.0%	$26.49	—	—	808524755
MS	Morgan Stanley	3,875	$404K	0.0%	$59.16	+63.8%	—	617446448
HST	Host Hotels & Resorts, Inc.	22,856	$402K	0.0%	$10.55	+51.1%	—	44107P104
IWV	iShares Russell 3000 Index Fun	1,210	$395K	0.0%	$96.41	—	—	464287689
CSX	CSX Corp.	11,400	$394K	0.0%	$25.17	+32.0%	—	126408103
ADSK	Autodesk Inc	1,420	$391K	0.0%	$149.48	+68.4%	—	052769106
EEM	iShares MSCI Emerging Markets	8,330	$382K	0.0%	$38.20	—	—	464287234
FXI	iShares FTSE/Xinhua China 25 I	12,000	$381K	0.0%	$24.33	—	—	464287184
SCHE	Schwab Emerging Markets Equity	12,860	$375K	0.0%	$24.00	—	—	808524706
TPR	Tapestry Inc.	7,879	$370K	0.0%	$22.37	+79.4%	—	876030107
—	Invesco S&P 500 Pure Growth ET	9,380	$368K	0.0%	$54.07	—	—	46137v266
DFEM	Dimensional Emerging Mkts Core	12,840	$361K	0.0%	$22.71	—	—	25434V732
—	Invesco Water Resources	5,000	$353K	0.0%	$46.40	—	—	46137v142
VZ	Verizon Communications Inc.	7,844	$352K	0.0%	$29.39	+30.6%	—	92343V104
—	Pacer Developed Mkts Intl.Cash	11,090	$351K	0.0%	$30.50	—	—	69374h873
HTO	SJW Group Com	6,000	$349K	0.0%	$70.66	-17.2%	—	784305104
—	Select Sector SPDR TR Communic	3,780	$342K	0.0%	$47.80	—	—	81369y852
—	BNY Mellon Concentrated Intern	6,279	$337K	0.0%	$51.50	—	—	09661t834
ACN	Accenture Plc Cl A	950	$336K	0.0%	$299.34	+7.8%	—	G1151C101
IXJ	iShares S&P Global Healthcare	3,400	$334K	0.0%	$68.82	—	—	464287325
ILF	iShares Latin America 40 ETF	12,500	$324K	0.0%	$25.92	—	—	464287390
—	Vanguard Short-Term Corporate	4,020	$319K	0.0%	$77.93	—	—	92206c409
—	iShares Core Dividend Growth	5,000	$313K	0.0%	$44.80	—	—	46434v621
CMF	iShares California Muni Bond E	5,300	$308K	0.0%	$57.92	—	—	464288356
NVDA	Nvidia Corp.	2,445	$297K	0.0%	$104.71	+12.8%	—	67066G104
SRE	Sempra Energy	3,497	$292K	0.0%	$62.92	+21.4%	—	816851109
KO	Coca-Cola Co.	4,029	$290K	0.0%	$40.87	+60.6%	—	191216100
—	SPDR S&P Homebuilders ETF	2,300	$286K	0.0%	$95.65	—	—	78464a888
KWEB	KraneShares CSI China Internet	8,100	$276K	0.0%	$28.64	—	—	500767306
—	Dimensional US Equity ETF	4,400	$274K	0.0%	$52.02	—	—	25434v401
—	AbbVie Inc.	1,365	$270K	0.0%	$158.77	—	—	00287y109
—	Dimensional US Large Cap Value	8,735	$269K	0.0%	$25.02	—	—	25434v666
PEG	Public Service Enterprise Grou	3,000	$268K	0.0%	$57.62	+32.5%	—	744573106
VV	Vanguard Large Cap Index FDS E	1,000	$263K	0.0%	$218.00	—	—	922908637
SCHA	Schwab US Small Cap ETF	4,989	$257K	0.0%	$41.76	—	—	808524607
—	SPDR DJ Euro Stoxx 50 ETF	4,800	$256K	0.0%	$44.90	—	—	78463x202
TEVA	Teva Pharmaceutical Industries	14,100	$254K	0.0%	$24.65	—	—	881624209
—	Charter Communications Cl A	760	$246K	0.0%	$298.68	—	—	16119p108
HTEC	Robo Global Healthcare Tech &	8,249	$245K	0.0%	$37.20	—	—	301505723
SLB	Schlumberger Ltd F	5,850	$245K	0.0%	$28.54	+49.6%	—	806857108
—	Carrier Global Corporation	3,015	$243K	0.0%	$80.60	—	—	14448c104
AIZ	Assurant Inc.	1,200	$239K	0.0%	$178.39	0.0%	—	04621X108
IAT	iShares Dow Jones Reg Banks In	5,000	$238K	0.0%	$41.75	—	—	464288778
HDV	iShares Core High Dividend ETF	2,000	$235K	0.0%	$83.08	—	—	46429B663
—	Expedia Group Inc.	1,540	$228K	0.0%	$148.05	—	—	30212p303
GLW	Corning Inc.	5,042	$228K	0.0%	$40.86	0.0%	—	219350105
WYNN	Wynn Resorts LTD	2,340	$224K	0.0%	$104.26	-24.0%	—	983134107
DEO	Diageo Plc New (ADR)	1,580	$222K	0.0%	$140.51	—	—	25243Q205
—	iShares MSCI China ETF	4,330	$220K	0.0%	$50.81	—	—	46429b671
XLY	Consumer Discret Sel Sect SPDR	1,100	$220K	0.0%	$183.64	—	—	81369Y407
ABT	Abbott Laboratories	1,911	$218K	0.0%	$107.07	0.0%	—	002824100
ADP	Automatic Data Processing	785	$217K	0.0%	$253.49	0.0%	—	053015103
KBE	SPDR S&P Bank ETF	4,097	$217K	0.0%	$38.58	—	—	78464A797
JCPB	JP Morgan Core Plus Bond ETF	4,475	$216K	0.0%	$48.27	—	—	46641Q670
NOC	Northrop Corp.	405	$214K	0.0%	$478.00	0.0%	—	666807102
CRM	Salesforce.Com	764	$209K	0.0%	$253.82	0.0%	—	79466L302
—	Franklin FTSE Asia ex-Japan ET	8,425	$209K	0.0%	$20.93	—	—	35473p660
—	BlackRock Inc.	220	$209K	0.0%	$950.00	—	—	09247x101
TJX	TJX Companies Inc.	1,750	$206K	0.0%	$112.73	0.0%	—	872540109
IWO	iShares Russell 2000 Growth In	720	$204K	0.0%	$283.33	—	—	464287648
EQAL	Invesco Russell 1000 Equal Wei	4,155	$202K	0.0%	$48.62	—	—	46138E420
WPP	WPP PLC F Sponsored ADR	3,950	$202K	0.0%	$51.14	—	—	92937A102
—	PCM Fund, Inc.	22,500	$180K	0.0%	$11.20	—	—	69323T101
ARI	Apollo Commercial Real Estate	17,992	$165K	0.0%	$12.32	—	—	03762U105
—	Vodafone Group (ADR)	14,200	$142K	0.0%	$9.30	—	—	92857w308
—	Banco Santander, S.A. (ADR)	16,750	$85,000	0.0%	$4.97	—	—	05964h105
—	Qurate Retail Group	45,000	$27,000	0.0%	$2.93	—	—	74915m100
—	Senseonics Holdings	11,500	$4,000	0.0%	$0.61	—	—	81727u105