Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VIGI	Vanguard International Dividend ETF	454,100	$37.61M	10.3%	$69.60	—	Intl DVD ETF	921946810
VIG	Vanguard Dividend Appreciation ETF	182,443	$26.83M	7.3%	$114.22	—	DIV App ETF	921908844
VHT	Vanguard Health Care ETF	102,242	$23.39M	6.4%	$181.16	—	Health Car ETF	92204A504
SCHD	Schwab US Dividend Equity ETF	310,714	$22.66M	6.2%	$49.62	—	US Dividend EQ	808524797
VPL	Vanguard Pacific Index ETF	228,266	$18.64M	5.1%	$63.54	—	FTSE Pacific ETF	922042866
XLF	Financial Select Sector SPDR	533,913	$18.18M	5.0%	$34.05	—	SBI Int-Finl	81369Y605
MGV	Vanguard Mega Cap Value ETF	189,581	$18.05M	4.9%	$64.01	—	Mega Cap Val ETF	921910840
VOE	Vanguard Mid Cap Value ETF	126,752	$17.09M	4.7%	$90.35	—	MCAP VL IDXVIP	922908512
IJR	iShares Core S&P Small Cap ETF	155,059	$16.83M	4.6%	$83.43	—	Core S&P SCP ETF	464287804
XLP	Consumer Staples SPDR ETF	245,868	$16.8M	4.6%	$56.14	—	SBI Cons Stpls	81369Y308
IEFA	iShares Core MSCI EAFE ETF	186,487	$13.44M	3.7%	$55.75	—	Core MSCI EAFE	46432F842
MINT	PIMCO Enhanced Short Maturity ETF	129,972	$13.24M	3.6%	$101.56	—	Enhan Shrt Ma Ac	72201R833
MGC	Vanguard Mega Cap Blend ETF	82,100	$11.51M	3.1%	$77.07	—	Mega Cap Index	921910873
ICSH	BlackRock Ultra Short Term Bond ETF	226,070	$11.42M	3.1%	$50.30	—	Blackrock Ultra	46434V878
VXUS	Vanguard Total International Stock ETF	181,935	$11.41M	3.1%	$45.66	—	VG TL Intl STK F	921909768
AAPL	Apple Inc	80,139	$9.789M	2.7%	$86.24	+45.0%	Com	037833100
SCHM	Schwab US Mid Cap ETF	84,319	$6.276M	1.7%	$50.65	—	US Mid-Cap ETF	808524508
VBR	Vanguard Small Cap Value Index ETF	34,650	$5.738M	1.6%	$127.81	—	SM CP Val ETF	922908611
MDY	SPDR S&P MidCap 400 ETF	10,225	$4.868M	1.3%	$254.15	—	UTSER1 S&PDCRP	78467Y107
MSFT	Microsoft Corp	15,619	$3.682M	1.0%	$62.97	+254.0%	Com	594918104
IWM	iShares Russell 2000 ETF	14,929	$3.299M	0.9%	$115.98	—	Russell 2000 ETF	464287655
IVV	iShares S&P 500 Index	6,649	$2.645M	0.7%	$219.78	—	Core S&P500 ETF	464287200
BRK/B	Berkshire Hathaway Inc B	9,935	$2.538M	0.7%	$161.17	+50.7%	CL B New	084670702
SNOW	Snowflake Inc A	10,704	$2.454M	0.7%	$266.89	0.0%	CL A	833445109
AMZN	Amazon com Inc	608	$1.881M	0.5%	$97.48	+62.6%	Com	023135106
SCHX	Schwab US Large Cap ETF	17,512	$1.682M	0.5%	$54.13	—	US Lrg Cap ETF	808524201
NOC	Northrop Grumman Corp	5,100	$1.651M	0.4%	$87.28	+218.7%	Com	666807102
WDAY	Workday Inc	5,932	$1.474M	0.4%	$128.07	+92.9%	CL A	98138H101
CVX	Chevron Corp	12,802	$1.342M	0.4%	$71.79	+10.8%	Com	166764100
INTC	Intel Corp	20,127	$1.288M	0.4%	$41.24	+31.2%	Com	458140100
IPAC	iShares Core MSCI Pacific ETF	18,415	$1.226M	0.3%	$51.34	—	Core MSCI Pac	46434V696
EXTR	Extreme Networks Inc	137,638	$1.204M	0.3%	$7.22	+20.7%	Com	30226D106
—	Xilinx Inc	9,487	$1.175M	0.3%	$59.07	—	Com	983919101
VB	Vanguard Small Cap ETF	5,257	$1.125M	0.3%	$132.02	—	Small Cap ETF	922908751
MRK	Merck & Co Inc	13,749	$1.06M	0.3%	$46.39	+35.9%	Com	58933Y105
HD	The Home Depot Inc	3,434	$1.048M	0.3%	$164.56	+48.5%	Com	437076102
JNJ	Johnson & Johnson	6,228	$1.023M	0.3%	$75.04	+87.6%	Com	478160104
VYM	Vanguard High Dividend Yield ETF	9,897	$1.001M	0.3%	$91.52	—	High Div Yld	921946406
VOO	Vanguard S&P 500 ETF	2,641	$962K	0.3%	$249.06	—	S&P 500 ETF Shs	922908363
CSCO	Cisco Systems Inc	18,510	$957K	0.3%	$29.77	+36.5%	Com	17275R102
T	AT&T Inc	26,310	$796K	0.2%	$12.96	+24.6%	Com	00206R102
PFE	Pfizer Inc	21,503	$779K	0.2%	$21.67	+29.4%	Com	717081103
ALV	Autoliv Inc	8,298	$770K	0.2%	$88.84	-8.3%	Com	052800109
VZ	Verizon Communications Inc	12,683	$737K	0.2%	$32.32	+30.7%	Com	92343V104
AMGN	Amgen	2,963	$737K	0.2%	$139.19	+47.1%	Com	031162100
GOOGL	Alphabet Inc A	324	$668K	0.2%	$59.42	+64.8%	Cap Stk CL A	02079K305
SCHA	Schwab US Small Cap ETF	6,682	$666K	0.2%	$62.16	—	US Sml Cap ETF	808524607
XOM	Exxon Mobil Corp	11,824	$660K	0.2%	$52.43	-17.4%	Com	30231G102
ADP	Auto Data Processing	3,441	$648K	0.2%	$125.77	+24.6%	Com	053015103
ORCL	Oracle Corp	9,075	$637K	0.2%	$56.06	+8.1%	Com	68389X105
CVGW	Calavo Growers Inc	7,750	$602K	0.2%	$73.91	-6.8%	Com	128246105
PEP	PepsiCo Inc	4,249	$601K	0.2%	$73.24	+61.0%	Com	713448108
SPY	S&P 500 Index SPDR Trust ETF	1,513	$600K	0.2%	$299.72	—	Tr Unit	78462F103
MCK	McKesson Corp	3,050	$595K	0.2%	$117.27	+51.2%	Com	58155Q103
UPS	United Parcel Service Inc B	3,435	$584K	0.2%	$87.64	+50.6%	CL B	911312106
QQQ	Invesco QQQ Trust	1,808	$577K	0.2%	$312.26	—	Unit Ser 1	46090E103
VTI	Vanguard Total Stock Market ETF	2,652	$548K	0.1%	$128.96	—	Total Stk Mkt	922908769
ABT	Abbott Laboratories	4,371	$524K	0.1%	$92.75	+17.1%	Com	002824100
META	Facebook Inc Class A	1,760	$518K	0.1%	$88.93	+200.7%	CL A	30303M102
GOOG	Alphabet Inc C	250	$517K	0.1%	$58.73	+67.7%	Cap Stk CL C	02079K107
MCD	McDonald's Corp	2,263	$507K	0.1%	$87.72	+118.0%	Com	580135101
ETN	Eaton Corp PLC	3,586	$496K	0.1%	$74.94	+58.7%	Shs	G29183103
VCSH	Vanguard Short Term Corp Bond ETF	5,949	$491K	0.1%	$80.27	—	Shrt Trm Corp Bd	92206C409
CMCSA	Comcast Corp Class A	8,812	$477K	0.1%	$38.04	+21.3%	CL A	20030N101
WMT	Walmart Inc.	3,309	$449K	0.1%	$38.66	+12.0%	Com	931142103
MMM	3M Co	2,326	$448K	0.1%	$95.46	+31.0%	Com	88579Y101
PG	Procter & Gamble Co	3,307	$448K	0.1%	$123.16	-6.1%	Com	742718109
SCHW	Charles Schwab Corp	6,828	$445K	0.1%	$26.03	+118.6%	Com	808513105
EMNT	PIMCO Enhanced Short Maturity Active ESG ETF	4,323	$435K	0.1%	$100.84	—	Enhancd Short	72201R643
MBB	iShares Barclays MBS Bond	3,920	$425K	0.1%	$108.48	—	MBS ETF	464288588
DIS	Walt Disney Co	2,296	$424K	0.1%	$104.93	+71.7%	Com	254687106
AGZ	iShares Agency Bond ETF	3,595	$423K	0.1%	$116.55	—	Agency Bond ETF	464288166
VGSH	Vanguard Short-Term Treasury ETF	6,880	$423K	0.1%	$60.90	—	Short Term Treas	92206C102
VMBS	Vanguard Mortgage Backed ETF	7,878	$420K	0.1%	$53.40	—	Mortg-Back Sec	92206C771
RTX	Raytheon Technologies Co	5,227	$404K	0.1%	$54.61	+19.5%	Com	75513E101
—	Unilever PLC ADR	6,867	$383K	0.1%	$60.70	—	Spon ADR New	904767704
BND	Vanguard Total Bond Market ETF	4,415	$374K	0.1%	$84.75	—	Total Bnd Mrkt	921937835
MDT	Medtronic PLC	3,120	$369K	0.1%	$92.93	+9.4%	Shs	G5960L103
CAT	Caterpillar Inc	1,563	$362K	0.1%	$156.72	+20.7%	Com	149123101
—	Alexion Pharma Inc	2,362	$361K	0.1%	$103.30	—	Com	015351109
QCOM	Qualcomm Inc	2,704	$359K	0.1%	$106.53	+21.8%	Com	747525103
SCHF	Schwab International Equity ETF	9,522	$358K	0.1%	$28.54	—	Intl Eqty ETF	808524805
BA	Boeing Co	1,342	$342K	0.1%	$153.71	+44.6%	Com	097023105
RSP	PowerShares S&P 500 Equal Weight	2,265	$321K	0.1%	$116.70	—	S&P500 EQL WGT	46137V357
KOMP	SPDR S&P Kensho New Economies ETF	4,723	$320K	0.1%	$59.49	—	S&P Kensho New	78468R648
JPM	JP Morgan Chase & Co	2,050	$312K	0.1%	$100.20	+27.0%	Com	46625H100
CRM	Salesforce Com	1,432	$303K	0.1%	$153.14	+43.6%	Com	79466L302
KO	Coca Cola Company	5,624	$296K	0.1%	$43.96	-1.3%	Com	191216100
VEA	Vanguard FTSE Developed Markets ETF	5,984	$294K	0.1%	$47.99	—	Ftse Dev Mkt ETF	921943858
—	Walgreens Boots Alliance Inc	5,271	$289K	0.1%	$54.83	—	Com	931427108
VWO	Vanguard FTSE Emerging Markets ETF	5,114	$266K	0.1%	$51.67	—	Ftse Emr ETF	922042858
AGG	iShares US Aggregate Bond ETF	2,231	$254K	0.1%	$117.67	—	Core US Aggbd ET	464287226
GLD	SPDR Gold Shares	1,575	$252K	0.1%	$183.01	—	Gold Shs	78463V107
BABA	Alibaba Group Hldg Adr	1,106	$251K	0.1%	$240.51	—	Sponsored Ads	01609W102
BMRC	Bank of Marin	6,380	$250K	0.1%	$25.20	+24.3%	Com	063425102
DVY	Ishares Select Dividend ETF	2,191	$250K	0.1%	$95.85	—	Select Divid ETF	464287168
—	TE Connectivity Ltd.	1,811	$234K	0.1%	$122.58	—	Reg Shs	H84989104
UNP	Union Pacific Corp	1,059	$233K	0.1%	$165.48	+13.7%	Com	907818108
AXP	American Express Co	1,630	$231K	0.1%	$124.36	0.0%	Com	025816109
IBM	International Business Machines	1,645	$219K	0.1%	$93.86	+4.5%	Com	459200101
BAC	Bank of America Corp	5,544	$215K	0.1%	$23.66	+29.5%	Com	060505104
DUK	Duke Energy Corp	2,212	$214K	0.1%	$75.46	0.0%	Com New	26441C204
CARR	Carrier Global Corp	5,021	$212K	0.1%	$36.44	0.0%	Com	14448C104
VCIT	Vanguard Intermediate Term Corporate ETF	2,276	$212K	0.1%	$95.50	—	Inter-Term Corp	92206C870
IEMG	iShares Core MSCI Emerging Market	3,255	$209K	0.1%	$54.13	—	Core MSCI EMKT	46434G103
—	Veoneer Inc	8,377	$205K	0.1%	$24.47	—	Com	92336X109
COST	Costco Wholesale	577	$203K	0.1%	$329.77	0.0%	Com	22160K105