Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	76,688	$34.28M	4.7%	$69.98	+496.3%	COM	594918104
IGSB	ISHARES TR	630,413	$32.3M	4.4%	$67.98	—	ISHS 1-5YR INVS	464288646
VO	VANGUARD INDEX FDS	112,276	$27.28M	3.7%	$148.40	—	MID CAP ETF	922908629
SPEM	SPDR INDEX SHS FDS	679,675	$25.6M	3.5%	$33.88	—	PORTFOLIO EMG MK	78463X509
CAT	CATERPILLAR INC	66,233	$22.06M	3.0%	$68.64	+393.4%	COM	149123101
IUSG	ISHARES TR	171,053	$21.81M	3.0%	$99.23	—	CORE S&P US GWT	464287671
IEFA	ISHARES TR	291,399	$21.17M	2.9%	$65.43	—	CORE MSCI EAFE	46432F842
HD	HOME DEPOT INC	53,887	$18.55M	2.5%	$79.71	+310.9%	COM	437076102
EFAV	ISHARES TR	263,426	$18.27M	2.5%	$72.17	—	MSCI EAFE MIN VL	46429B689
VUG	VANGUARD INDEX FDS	46,327	$17.35M	2.4%	$295.22	—	GROWTH ETF	922908736
WMT	WALMART INC	254,048	$17.2M	2.3%	$44.58	+39.0%	COM	931142103
RSG	REPUBLIC SVCS INC	87,403	$16.99M	2.3%	$66.77	+177.3%	COM	760759100
—	BLACKROCK INC	20,085	$15.81M	2.2%	$361.37	—	COM	09247X101
GOVT	ISHARES TR	700,340	$15.81M	2.2%	$23.26	—	US TREAS BD ETF	46429B267
SCHW	SCHWAB CHARLES CORP	209,864	$15.46M	2.1%	$33.51	+115.8%	COM	808513105
RPG	INVESCO EXCHANGE TRADED FD T	409,611	$15.26M	2.1%	$49.55	—	S&P500 PUR GWT	46137V266
MCD	MCDONALDS CORP	58,044	$14.79M	2.0%	$86.71	+194.1%	COM	580135101
XOM	EXXON MOBIL CORP	127,624	$14.69M	2.0%	$51.83	+112.4%	COM	30231G102
DE	DEERE & CO	37,112	$13.92M	1.9%	$80.32	+373.7%	COM	244199105
SPAB	SPDR SER TR	513,051	$12.87M	1.8%	$25.56	—	PORTFOLIO AGRGTE	78464A649
TXN	TEXAS INSTRS INC	65,529	$12.75M	1.7%	$33.64	+423.6%	COM	882508104
MRK	MERCK & CO INC	102,204	$12.73M	1.7%	$36.86	+230.2%	COM	58933Y105
RTX	RTX CORPORATION	126,475	$12.7M	1.7%	$69.66	+43.7%	COM	75513E101
CVX	CHEVRON CORP NEW	71,006	$11.11M	1.5%	$70.62	+110.1%	COM	166764100
PG	PROCTER AND GAMBLE CO	66,807	$11.02M	1.5%	$63.48	+147.6%	COM	742718109
BDX	BECTON DICKINSON & CO	46,789	$10.94M	1.5%	$97.08	+134.7%	COM	075887109
VZ	VERIZON COMMUNICATIONS INC	264,527	$10.91M	1.5%	$32.28	+13.0%	COM	92343V104
JPM	JPMORGAN CHASE & CO.	52,276	$10.57M	1.4%	$83.08	+127.7%	COM	46625H100
PEP	PEPSICO INC	63,469	$10.47M	1.4%	$67.47	+140.6%	COM	713448108
CARR	CARRIER GLOBAL CORPORATION	163,953	$10.37M	1.4%	$24.42	+146.5%	COM	14448C104
PDN	INVESCO EXCH TRADED FD TR II	320,783	$10.37M	1.4%	$32.72	—	FTSE RAFI SML	46138E735
NEE	NEXTERA ENERGY INC	144,997	$10.27M	1.4%	$55.23	+22.4%	COM	65339F101
MDT	MEDTRONIC PLC	128,707	$10.22M	1.4%	$73.56	+6.1%	SHS	G5960L103
KR	KROGER CO	199,315	$9.952M	1.4%	$26.82	+94.0%	COM	501044101
VTV	VANGUARD INDEX FDS	58,404	$9.426M	1.3%	$130.77	—	VALUE ETF	922908744
DD	DUPONT DE NEMOURS INC	111,240	$8.954M	1.2%	$21.58	+46.3%	COM	26614N102
CVS	CVS HEALTH CORP	150,874	$8.911M	1.2%	$64.40	-9.1%	COM	126650100
IBM	INTERNATIONAL BUSINESS MACHS	47,910	$8.286M	1.1%	$100.93	+64.3%	COM	459200101
JNJ	JOHNSON & JOHNSON	56,160	$8.208M	1.1%	$71.40	+98.1%	COM	478160104
NKE	NIKE INC	105,604	$7.998M	1.1%	$95.56	-6.1%	CL B	654106103
PNC	PNC FINL SVCS GROUP INC	51,128	$7.949M	1.1%	$97.25	+50.7%	COM	693475105
IVV	ISHARES TR	13,682	$7.487M	1.0%	$429.87	—	CORE S&P500 ETF	464287200
EMLC	VANECK ETF TRUST	305,607	$7.267M	1.0%	$22.63	—	JP MRGAN EM LOC	92189H300
MTB	M & T BK CORP	44,864	$6.791M	0.9%	$82.14	+69.2%	COM	55261F104
VTI	VANGUARD INDEX FDS	23,718	$6.368M	0.9%	$226.38	—	TOTAL STK MKT	922908769
IJR	ISHARES TR	53,924	$5.751M	0.8%	$83.12	—	CORE S&P SCP ETF	464287804
NTRS	NORTHERN TR CORP	59,733	$5.06M	0.7%	$57.10	+40.0%	COM	665859104
AAPL	APPLE INC	24,003	$5.056M	0.7%	$128.98	+43.5%	COM	037833100
CMCSA	COMCAST CORP NEW	119,744	$4.689M	0.6%	$45.83	-19.0%	CL A	20030N101
VEA	VANGUARD TAX-MANAGED FDS	82,360	$4.07M	0.6%	$46.92	—	VAN FTSE DEV MKT	921943858
SCHD	SCHWAB STRATEGIC TR	51,132	$4.018M	0.5%	$77.56	—	US DIVIDEND EQ	808524797
SPGI	S&P GLOBAL INC	8,702	$3.881M	0.5%	$271.42	+56.1%	COM	78409V104
SCHA	SCHWAB STRATEGIC TR	80,001	$3.808M	0.5%	$47.77	—	US SML CAP ETF	808524607
BIV	VANGUARD BD INDEX FDS	49,018	$3.671M	0.5%	$76.15	—	INTERMED TERM	921937819
VIG	VANGUARD SPECIALIZED FUNDS	18,128	$3.326M	0.5%	$123.08	—	DIV APP ETF	921908844
BND	VANGUARD BD INDEX FDS	42,459	$3.059M	0.4%	$77.16	—	TOTAL BND MRKT	921937835
VWO	VANGUARD INTL EQUITY INDEX F	66,821	$2.924M	0.4%	$43.25	—	FTSE EMR MKT ETF	922042858
NOBL	PROSHARES TR	27,825	$2.69M	0.4%	$93.23	—	S&P 500 DV ARIST	74348A467
AMZN	AMAZON COM INC	12,914	$2.496M	0.3%	$125.55	+46.3%	COM	023135106
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,620	$2.286M	0.3%	$295.56	+38.2%	CL B NEW	084670702
COST	COSTCO WHSL CORP NEW	2,681	$2.279M	0.3%	$496.99	+55.7%	COM	22160K105
VNQI	VANGUARD INTL EQUITY INDEX F	53,724	$2.18M	0.3%	$53.70	—	GLB EX US ETF	922042676
AVO	MISSION PRODUCE INC	212,750	$2.102M	0.3%	$20.18	-43.3%	COM	60510V108
FNDC	SCHWAB STRATEGIC TR	52,860	$1.851M	0.3%	$34.44	—	FUNDAMENTAL INTL	808524748
VNQ	VANGUARD INDEX FDS	20,084	$1.703M	0.2%	$103.78	—	REAL ESTATE ETF	922908553
FNDA	SCHWAB STRATEGIC TR	30,012	$1.654M	0.2%	$52.37	—	FUNDAMENTAL US S	808524763
VT	VANGUARD INTL EQUITY INDEX F	14,062	$1.584M	0.2%	$87.71	—	TT WRLD ST ETF	922042742
FNDF	SCHWAB STRATEGIC TR	41,572	$1.469M	0.2%	$31.92	—	FUNDAMENTAL INTL	808524755
GOOG	ALPHABET INC	7,274	$1.334M	0.2%	$111.65	+51.3%	CAP STK CL C	02079K107
SPY	SPDR S&P 500 ETF TR	2,244	$1.225M	0.2%	$429.92	—	TR UNIT	78462F103
VGT	VANGUARD WORLD FD	2,016	$1.164M	0.2%	$483.96	—	INF TECH ETF	92204A702
SCHX	SCHWAB STRATEGIC TR	17,685	$1.14M	0.2%	$50.93	—	US LRG CAP ETF	808524201
MINT	PIMCO ETF TR	10,837	$1.091M	0.1%	$101.55	—	ENHAN SHRT MA AC	72201R833
BNDX	VANGUARD CHARLOTTE FDS	20,786	$1.012M	0.1%	$48.02	—	TOTAL INT BD ETF	92203J407
FNDE	SCHWAB STRATEGIC TR	29,618	$883K	0.1%	$28.02	—	FUNDAMENTAL EMER	808524730
SBUX	STARBUCKS CORP	10,807	$841K	0.1%	$84.86	-8.0%	COM	855244109
BSV	VANGUARD BD INDEX FDS	10,488	$804K	0.1%	$76.73	—	SHORT TRM BOND	921937827
QQQ	INVESCO QQQ TR	1,599	$767K	0.1%	$363.62	—	UNIT SER 1	46090E103
SCHZ	SCHWAB STRATEGIC TR	16,735	$763K	0.1%	$49.06	—	US AGGREGATE B	808524839
VCSH	VANGUARD SCOTTSDALE FDS	8,968	$693K	0.1%	$75.24	—	SHRT TRM CORP BD	92206C409
VUSB	VANGUARD BD INDEX FDS	13,766	$682K	0.1%	$49.52	—	VANGUARD ULTRA	92203C303
LOW	LOWES COS INC	3,058	$674K	0.1%	$62.27	+255.5%	COM	548661107
DTD	WISDOMTREE TR	9,484	$672K	0.1%	$77.60	—	US TOTAL DIVIDND	97717W109
GOOGL	ALPHABET INC	3,602	$656K	0.1%	$108.44	+54.3%	CAP STK CL A	02079K305
ABBV	ABBVIE INC	3,425	$587K	0.1%	$120.59	+30.3%	COM	00287Y109
COR	CENCORA INC	2,440	$550K	0.1%	$64.46	+254.6%	COM	03073E105
NVDA	NVIDIA CORPORATION	4,366	$539K	0.1%	$92.54	+9.2%	COM	67066G104
GLD	SPDR GOLD TR	2,506	$539K	0.1%	$158.15	—	GOLD SHS	78463V107
IJH	ISHARES TR	8,675	$508K	0.1%	$111.22	—	CORE S&P MCP ETF	464287507
UPS	UNITED PARCEL SERVICE INC	3,586	$491K	0.1%	$156.03	-16.7%	CL B	911312106
VYM	VANGUARD WHITEHALL FDS	4,127	$489K	0.1%	$112.19	—	HIGH DIV YLD	921946406
VBR	VANGUARD INDEX FDS	2,633	$483K	0.1%	$118.94	—	SM CP VAL ETF	922908611
WFC	WELLS FARGO CO NEW	8,136	$483K	0.1%	$47.72	+19.2%	COM	949746101
IHI	ISHARES TR	8,327	$467K	0.1%	$60.96	—	U.S. MED DVC ETF	464288810
XLU	SELECT SECTOR SPDR TR	6,519	$444K	0.1%	$69.93	—	SBI INT-UTILS	81369Y886
SCZ	ISHARES TR	7,101	$438K	0.1%	$58.69	—	EAFE SML CP ETF	464288273
HDG	PROSHARES TR	8,877	$437K	0.1%	$47.01	—	HD REPLICATION	74347X294
TSLA	TESLA INC	2,137	$423K	0.1%	$274.08	-36.2%	COM	88160R101
VMBS	VANGUARD SCOTTSDALE FDS	9,073	$412K	0.1%	$50.11	—	MTG-BKD SECS ETF	92206C771
EMB	ISHARES TR	4,543	$402K	0.1%	$87.72	—	JPMORGAN USD EMG	464288281
EMR	EMERSON ELEC CO	3,550	$391K	0.1%	$40.81	+163.4%	COM	291011104
DFAC	DIMENSIONAL ETF TRUST	11,925	$384K	0.1%	$26.99	—	US CORE EQUITY 2	25434V708
CMI	CUMMINS INC	1,387	$384K	0.1%	$224.73	+22.9%	COM	231021106
ALK	ALASKA AIR GROUP INC	9,195	$371K	0.1%	$54.53	-22.2%	COM	011659109
VXF	VANGUARD INDEX FDS	2,122	$359K	0.0%	$134.96	—	EXTEND MKT ETF	922908652
PFF	ISHARES TR	11,373	$359K	0.0%	$36.43	—	PFD AND INCM SEC	464288687
SGOL	ETFS GOLD TR	15,000	$333K	0.0%	$18.60	—	PHYSCL GOLD SHS	00326A104
VBK	VANGUARD INDEX FDS	1,266	$317K	0.0%	$118.98	—	SML CP GRW ETF	922908595
VSGX	VANGUARD WORLD FD	5,487	$314K	0.0%	$50.88	—	ESG INTL STK ETF	921910725
RY	ROYAL BK CDA	2,837	$302K	0.0%	$89.95	+14.3%	COM	780087102
SLV	ISHARES SILVER TR	11,024	$293K	0.0%	$22.86	—	ISHARES	46428Q109
VTEB	VANGUARD MUN BD FDS	5,825	$292K	0.0%	$50.60	—	TAX EXEMPT BD	922907746
CSCO	CISCO SYS INC	6,040	$287K	0.0%	$28.83	+57.1%	COM	17275R102
V	VISA INC	1,080	$283K	0.0%	$213.37	+26.9%	COM CL A	92826C839
PEG	PUBLIC SVC ENTERPRISE GRP IN	3,628	$267K	0.0%	$57.28	+17.7%	COM	744573106
REET	ISHARES TR	11,220	$261K	0.0%	$23.66	—	GLOBAL REIT ETF	46434V647
BA	BOEING CO	1,328	$242K	0.0%	$207.66	-14.2%	COM	097023105
VTES	VANGUARD WELLINGTON FD	2,377	$238K	0.0%	$100.07	—	SHORT TRM TAX EX	921935870
LMT	LOCKHEED MARTIN CORP	477	$223K	0.0%	$417.42	+5.8%	COM	539830109
SPYG	SPDR SER TR	2,728	$219K	0.0%	$80.13	—	PRTFLO S&P500 GW	78464A409
NSC	NORFOLK SOUTHN CORP	1,000	$215K	0.0%	$200.12	+12.0%	COM	655844108
KO	COCA COLA CO	3,372	$215K	0.0%	$56.70	+3.9%	COM	191216100
PM	PHILIP MORRIS INTL INC	2,078	$213K	0.0%	$91.29	0.0%	COM	718172109
AEP	AMERICAN ELEC PWR CO INC	2,417	$212K	0.0%	$75.99	+8.7%	COM	025537101
VOO	VANGUARD INDEX FDS	411	$206K	0.0%	$480.72	—	S&P 500 ETF SHS	922908363
META	META PLATFORMS INC	409	$206K	0.0%	$483.31	0.0%	CL A	30303M102
SPDW	SPDR INDEX SHS FDS	5,840	$205K	0.0%	$35.84	—	PORTFOLIO DEVLPD	78463X889
—	NUVEEN AMT FREE QLTY MUN INC	10,745	$124K	0.0%	$11.37	—	COM	670657105