Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	Alphabet Inc. Class C	4,085	$8.935M	4.4%	$1491.06	—	COM	02079k107
MSFT	Microsoft Corp.	31,139	$7.997M	4.0%	$126.57	+108.1%	COM	594918104
SCHF	Schwab International Equity ET	213,944	$6.729M	3.3%	$36.83	—	INTL	808524805
SPSM	SPDR Portfolio Small Cap ETF	182,595	$6.57M	3.3%	$32.47	—	SMLC	78468R853
SPYV	SPDR S&P 500 Value ETF	165,853	$6.107M	3.0%	$33.00	—	ETF	78464A508
AAPL	Apple Inc.	44,560	$6.092M	3.0%	$94.25	+57.7%	COM	037833100
SPYG	SPDR S&P 500 Growth ETF	103,333	$5.402M	2.7%	$41.30	—	ETF	78464A409
IAUM	iShares Gold Trust Micro	267,587	$4.833M	2.4%	$19.30	—	CMDT	46436F103
FISV	Fiserv Inc.	48,513	$4.316M	2.1%	$79.77	+21.6%	COM	337738108
—	O-I Glass, Inc.	276,405	$3.87M	1.9%	$12.45	—	COM	67098h104
—	AbbVie Inc.	24,630	$3.772M	1.9%	$77.48	—	COM	00287y109
JNJ	Johnson & Johnson	21,053	$3.737M	1.9%	$96.13	+66.4%	COM	478160104
RSPG	Invesco S&P 500 Equal Weight E	58,803	$3.616M	1.8%	$41.69	—	COM	46137V365
IJS	S&P 600/Barra Value Index (iSh	39,491	$3.516M	1.7%	$100.69	—	SMLC	464287879
CVS	CVS Caremark Corp	33,770	$3.129M	1.6%	$54.68	+57.1%	COM	126650100
SCHP	Schwab U.S. TIPS ETF	52,204	$2.913M	1.4%	$60.06	—	FIXD	808524870
—	SPDR Blackstone Senior Loan	68,308	$2.844M	1.4%	$46.05	—	FIXD	78467v608
—	Gold Shares SPDR	16,779	$2.827M	1.4%	$158.35	—	CMDT	78463v107
—	UnitedHealth Group Inc	5,310	$2.727M	1.4%	$207.22	—	COM	91324p102
IJT	S&P 600/Barra Growth Index (iS	23,103	$2.433M	1.2%	$140.18	—	SMLC	464287887
—	AT&T Inc	111,901	$2.345M	1.2%	$29.07	—	COM	00206r102
—	SPDR Portfolio S&P 500 High Di	57,376	$2.29M	1.1%	$35.87	—	ETF	78468r788
JPM	J.P. Morgan Chase	19,504	$2.196M	1.1%	$66.01	+71.2%	COM	46625H100
SPEM	SPDR Portfolio Emerging Market	58,487	$2.034M	1.0%	$38.12	—	INTL	78463X509
—	WisdomTree Floating Rate Treas	38,745	$1.95M	1.0%	$50.29	—	FIXD	97717y527
BRK/B	Berkshire Hathaway cl. B	7,045	$1.923M	1.0%	$168.69	+86.0%	COM	084670702
MTG	MGIC Investment Corp.	148,589	$1.872M	0.9%	$8.47	+55.2%	COM	552848103
PEP	Pepsico Inc.	11,185	$1.864M	0.9%	$95.93	+56.2%	COM	713448108
VEA	Vanguard FTSE Developed Market	45,106	$1.84M	0.9%	$39.33	—	INTL	921943858
HBAN	Huntington Bancshares	149,439	$1.798M	0.9%	$12.34	-9.2%	COM	446150104
—	Vodafone Grp PLC	111,975	$1.745M	0.9%	$17.51	—	COM	92857w308
BMY	Bristol-Myers Squibb	22,658	$1.745M	0.9%	$47.94	+35.5%	COM	110122108
AMZN	Amazon.com	16,293	$1.731M	0.9%	$123.06	+1.7%	COM	023135106
—	Alphabet Inc. Class A	787	$1.715M	0.9%	$1328.49	—	COM	02079k305
QCOM	Qualcomm Inc.	13,336	$1.704M	0.8%	$62.07	+101.2%	COM	747525103
—	iShares Core International Agg	32,592	$1.623M	0.8%	$53.65	—	FIXD	46435g672
—	Broadcom Inc.	3,308	$1.607M	0.8%	$441.94	—	COM	11135f101
OLN	Olin Corp	33,950	$1.571M	0.8%	$12.49	+329.0%	COM	680665205
NVDA	NVidia Corp	10,195	$1.545M	0.8%	$17.03	+10.7%	COM	67066G104
FIXD	First Trust TCW Opportunistic	33,224	$1.541M	0.8%	$52.84	—	FIXD	33740F805
BAC	Bank of America	45,683	$1.422M	0.7%	$23.69	+38.2%	COM	060505104
GS	Goldman Sachs	4,777	$1.419M	0.7%	$208.88	+35.8%	COM	38141G104
—	Helen of Troy, Ltd	8,720	$1.416M	0.7%	$120.21	—	COM	g4388n106
FCX	Freeport-McMoran	46,975	$1.374M	0.7%	$31.80	+19.3%	COM	35671D857
—	Bunge Ltd	14,087	$1.278M	0.6%	$66.26	—	COM	g16962105
CAT	Caterpillar Inc.	6,985	$1.249M	0.6%	$123.32	+60.0%	COM	149123101
—	Invesco S&P 500 Equal Weight	9,175	$1.232M	0.6%	$140.31	—	ETF	46137v357
GNRC	Generac Holdings, Inc.	5,836	$1.229M	0.6%	$245.89	0.0%	COM	368736104
—	SPDR Short Term Municipal Bond	25,690	$1.214M	0.6%	$49.28	—	FIXD	78468r739
—	Medtronic plc	13,323	$1.196M	0.6%	$85.51	—	COM	g5960l103
WMT	Wal-Mart Stores Inc.	9,661	$1.175M	0.6%	$40.87	+7.7%	COM	931142103
C	Citigroup Inc.	25,094	$1.154M	0.6%	$44.35	-1.3%	COM	172967424
AZN	AstraZeneca plc. ADS	17,390	$1.149M	0.6%	$60.12	—	COM	046353108
WFC	Wells Fargo & Co.	29,165	$1.142M	0.6%	$30.07	+32.9%	COM	949746101
—	PIMCO Enhanced Short Maturity	11,426	$1.132M	0.6%	$101.83	—	FIXD	72201r833
IJH	S&P Midcap 400 Index (iShares)	4,978	$1.126M	0.6%	$233.10	—	ETF	464287507
—	WisdomTree EAFE Dividend-Wgtd	24,501	$1.113M	0.6%	$45.07	—	INTL	97717w703
RPM	RPM Inc.	14,035	$1.105M	0.5%	$64.39	+30.5%	COM	749685103
KMB	Kimberly-Clark Corp.	8,101	$1.095M	0.5%	$98.10	+17.0%	COM	494368103
VZ	Verizon	21,271	$1.08M	0.5%	$33.39	+20.1%	COM	92343V104
SCHA	Schwab U.S. Small-Cap ETF	26,963	$1.051M	0.5%	$56.53	—	SMLC	808524607
—	Mosaic Company	21,570	$1.019M	0.5%	$31.62	—	COM	61945c103
OSK	Oshkosh Corp	12,382	$1.017M	0.5%	$73.80	+16.4%	COM	688239201
XMUIX	BlackRock Int. Duration Munici	82,728	$985K	0.5%	$13.90	—	FIXD	09253X102
AMGN	Amgen	3,963	$964K	0.5%	$145.46	+50.3%	COM	031162100
CVX	Chevron Corp.	6,593	$955K	0.5%	$76.10	+87.5%	COM	166764100
RRX	Regal-Beloit Corp.	8,290	$941K	0.5%	$148.60	-14.4%	COM	758750103
PG	Procter & Gamble Co.	6,306	$907K	0.5%	$74.32	+84.7%	COM	742718109
FNDE	Schwab Fundamental Emerg Mkts	34,560	$896K	0.4%	$30.64	—	INTL	808524730
ABT	Abbott Labs	8,097	$880K	0.4%	$71.98	+47.4%	COM	002824100
MCD	McDonald's	3,534	$872K	0.4%	$119.47	+89.5%	COM	580135101
—	Accenture	3,120	$866K	0.4%	$191.16	—	COM	g1151c101
JCI	Johnson Controls Intl plc	17,852	$855K	0.4%	$41.71	+24.2%	COM	G51502105
—	Berkshire Hathaway cl. A (1/10	200	$818K	0.4%	$2675.00	—	COM	084990175
—	BlackRock MuniAssets Fund	66,330	$808K	0.4%	$13.56	—	FIXD	09254j102
SCHD	Schwab US Dividend Equity ETF	11,132	$797K	0.4%	$55.40	—	ETF	808524797
—	WEC Energy Group, Inc.	7,601	$765K	0.4%	$59.38	—	COM	92939u106
LNT	Alliant Energy	12,990	$761K	0.4%	$29.51	+81.3%	COM	018802108
PFE	Pfizer Inc.	14,400	$755K	0.4%	$19.91	+111.0%	COM	717081103
ORCL	Oracle Corp.	10,781	$753K	0.4%	$42.67	+63.7%	COM	68389X105
TGT	Target Corp.	4,795	$677K	0.3%	$89.82	+89.5%	COM	87612E106
—	PayPal Holdings, Inc.	9,319	$651K	0.3%	$129.01	—	COM	70450y103
—	DJ Wilshire Int'l Real Estate	22,580	$637K	0.3%	$29.25	—	REAL	78463x863
—	SPDR Dow Jones Global Real Est	14,285	$631K	0.3%	$45.02	—	REAL	78463x749
—	Novartis AG	7,392	$625K	0.3%	$84.96	—	COM	66987v109
—	XCel Energy Inc.	8,672	$614K	0.3%	$62.50	—	COM	98389b100
—	PIMCO Enhanced Short Maturity	6,077	$598K	0.3%	$100.49	—	FIXD	72201r643
MAN	ManpowerGroup Inc.	7,656	$585K	0.3%	$112.51	-22.2%	COM	56418H100
SCHG	Schwab U.S. Large-Cap Growth E	10,021	$581K	0.3%	$76.92	—	ETF	808524300
—	Invesco Ultra Short-Duration E	11,400	$565K	0.3%	$50.42	—	FIXD	46090a887
LLY	Lilly Eli & Co.	1,735	$563K	0.3%	$153.01	+90.1%	COM	532457108
OLPX	Olaplex Holdings, Inc.	37,640	$530K	0.3%	$18.18	-18.7%	COM	679369108
CSCO	Cisco Systems Inc.	12,303	$525K	0.3%	$28.48	+50.3%	COM	17275R102
WOOD	iShares S&P Global Timber & Fo	6,870	$511K	0.3%	$56.55	—	REAL	464288174
TSLA	Tesla Motors, Inc.	758	$510K	0.3%	$105.03	+159.9%	COM	88160R101
—	MGE Energy	6,213	$484K	0.2%	$67.70	—	COM	55277p104
TIP	iShares Barclays TIPS Bond Fun	4,212	$480K	0.2%	$118.40	—	FIXD	464287176
XPO	XPO Logistics, Inc.	9,932	$478K	0.2%	$30.03	+5.9%	COM	983793100
SPDW	SPDR S&P Developed World ex-US	16,481	$475K	0.2%	$29.55	—	INTL	78463X889
KSS	Kohl's Corp.	13,154	$469K	0.2%	$54.27	-9.7%	COM	500255104
EFA	Europe/Australia/Far-East Inde	7,472	$467K	0.2%	$62.96	—	INTL	464287465
GPC	Genuine Parts	3,430	$456K	0.2%	$78.35	+53.6%	COM	372460105
AAXJ	iShares MSCI All Country Asia	6,481	$448K	0.2%	$69.12	—	INTL	464288182
—	Pacer Trendpilot US Bond ETF	20,851	$448K	0.2%	$27.31	—	FIXD	69374h642
—	Range Resources	18,075	$447K	0.2%	$5.80	—	COM	75281a109
GD	General Dynamics	1,986	$439K	0.2%	$124.65	+71.2%	COM	369550108
—	S&P Dep Receipts	1,162	$438K	0.2%	$270.65	—	ETF	78462f103
VWO	Vanguard Emerging Markets Stoc	10,383	$432K	0.2%	$41.06	—	INTL	922042858
INTC	Intel Corp.	11,507	$430K	0.2%	$37.20	+9.2%	COM	458140100
SCHX	Schwab U.S. Large-Cap ETF	9,580	$428K	0.2%	$62.49	—	ETF	808524201
VFC	VF Corp	9,444	$417K	0.2%	$56.88	-11.8%	COM	918204108
MOD	Modine Manufacturing	39,589	$417K	0.2%	$9.54	-0.9%	COM	607828100
—	Apache Corporation	11,601	$405K	0.2%	$17.90	—	COM	03743q108
FAST	Fastenal Co.	7,956	$397K	0.2%	$16.59	+48.5%	COM	311900104
—	WisdomTree Emerg Mkts High-Yie	10,587	$392K	0.2%	$37.08	—	INTL	97717w315
WBD	Warner Bros. Discovery, Inc.	28,761	$386K	0.2%	$18.55	0.0%	COM	934423104
—	Facebook Inc.	2,379	$384K	0.2%	$217.23	—	COM	30303m102
GE	General Electric Co.	5,578	$355K	0.2%	$65.27	-27.1%	COM	369604301
MGK	Vanguard Mega Cap 300 Growth I	1,924	$350K	0.2%	$82.89	—	ETF	921910816
PAYX	Paychex	3,035	$346K	0.2%	$63.79	+76.9%	COM	704326107
CTRA	Coterra Energy Inc.	13,400	$346K	0.2%	$13.25	+93.4%	COM	127097103
—	Ingersoll-Rand Plc	8,205	$345K	0.2%	$24.85	—	COM	45687v106
WDFC	WD 40 Company	1,715	$345K	0.2%	$94.70	+85.0%	COM	929236107
—	MSCI Japan Index (iShares)	6,522	$345K	0.2%	$58.93	—	INTL	46434g822
—	Eaton Vance Limited Duration I	33,414	$345K	0.2%	$11.39	—	FIXD	27828h105
TPR	Tapestry, Inc.	11,264	$344K	0.2%	$38.31	-22.9%	COM	876030107
—	Invesco CEF Income Composite E	18,070	$342K	0.2%	$21.40	—	FIXD	46138e404
XOM	Exxon-Mobil	3,973	$340K	0.2%	$35.00	+127.4%	COM	30231G102
CL	Colgate-Palmolive Co.	4,210	$337K	0.2%	$58.69	+22.4%	COM	194162103
IVE	S&P 500/Barra Value (iShares)	2,417	$332K	0.2%	$118.37	—	ETF	464287408
OMC	Omnicom Group	5,150	$328K	0.2%	$47.57	+37.0%	COM	681919106
IAU	iShares Gold Trust	9,523	$327K	0.2%	$33.72	—	CMDT	464285204
IJR	iShares S&P SmallCap 600 Index	3,498	$323K	0.2%	$82.32	—	SMLC	464287804
—	Walgreens Boots Alliance	8,359	$317K	0.2%	$48.74	—	COM	931427108
COF	Capital One Finl	3,021	$315K	0.2%	$115.45	-0.9%	COM	14040H105
—	iShares Silver Trust	16,205	$302K	0.1%	$22.78	—	CMDT	46428q109
IBM	Intl Business Mach. Corp.	2,053	$290K	0.1%	$115.03	+2.2%	COM	459200101
HD	Home Depot Inc.	1,052	$289K	0.1%	$157.14	+71.2%	COM	437076102
—	Calamos Convertible & High Inc	25,294	$283K	0.1%	$11.98	—	FIXD	12811p108
IUSG	iShares Core S&P U.S. Growth E	3,176	$266K	0.1%	$71.79	—	ETF	464287671
—	Allegheny Technologies	11,620	$264K	0.1%	$16.36	—	COM	01741r102
EEM	MSCI Emerging Markets Index (i	6,441	$258K	0.1%	$41.54	—	INTL	464287234
BMO	Bank of Montreal	2,513	$242K	0.1%	$68.90	+32.0%	COM	063671101
—	The Interpublic Group of Compa	8,766	$241K	0.1%	$13.32	+106.7%	COM	460690100
—	Invesco MSCI Global Timber ETF	7,775	$241K	0.1%	$28.14	—	REAL	46138e545
—	Real Estate Select Sector SPDR	5,877	$240K	0.1%	$40.84	—	REAL	81369y860
—	PIMCO Corporate Opportunity Fu	19,046	$238K	0.1%	$16.23	—	FIXD	72201b101
CI	Cigna Corp.	895	$236K	0.1%	$197.24	+22.4%	COM	125523100
PSA	Public Storage Inc REIT	737	$230K	0.1%	$228.51	+26.4%	COM	74460D109
VTI	Vanguard Total Stock Market ET	1,161	$219K	0.1%	$200.93	—	ETF	922908769
VB	Vanguard Small Cap ETF	1,241	$219K	0.1%	$147.77	—	SMLC	922908751
—	Nuveen Municipal Value Fund In	23,600	$211K	0.1%	$9.80	—	FIXD	670928100
DE	Deere & Co	706	$211K	0.1%	$99.22	+252.4%	COM	244199105
—	Vanguard Total Intl Bond Ind E	4,207	$208K	0.1%	$56.71	—	FIXD	92203j407
VEU	Vanguard FTSE All-World ex-US	4,046	$202K	0.1%	$48.63	—	INTL	922042775
LHX	L3Harris Technologies, Inc.	835	$202K	0.1%	$214.65	+4.1%	COM	502431109
—	Invesco NASDAQ 100 Index Track	722	$202K	0.1%	$356.66	—	ETF	46090e103
—	ProShares S&P 500 Index Invers	11,575	$191K	0.1%	$24.14	—	HEDG	74347b425
—	Kinder Morgan, Inc.	10,600	$178K	0.1%	$15.85	—	COM	49456b101
CCL	Carnival Corporation	10,755	$93,000	0.0%	$21.75	-32.5%	COM	143658300
—	Diebold, Incorporated	34,675	$79,000	0.0%	$12.01	—	COM	253651103
QUAD	Quad/Graphics, Inc.	26,650	$73,000	0.0%	$14.03	-65.5%	COM	747301109
—	Bhang Inc.	20,000	$1,000	0.0%	$0.05	—	COM	08862k105
—	Cambridge Heart	25,000	$0	0.0%	$0.02	—	COM	131910101
—	Healthier Choices Management C	20,000	$0	0.0%	—	—	COM	42226n109