Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
INTC	INTEL CORP	3,046	$425K	0.1%	$139.65	—	COM	458140100
LRCX	LAM RESEARCH CORP	742	$322K	0.0%	$433.33	—	COM NEW	512807306
UNH	UNITEDHEALTH GROUP INC	771	$320K	0.0%	$415.45	—	COM	91324P102
SNDK	SANDISK CORP	137	$312K	0.0%	$2273.74	—	COM	80004C200
SBUX	STARBUCKS CORP	2,363	$242K	0.0%	$102.20	—	COM	855244109
GEV	GE VERNOVA INC	205	$241K	0.0%	$1174.86	—	COM	36828A101
KLAC	KLA CORP	794	$240K	0.0%	$301.71	—	COM NEW	482480100
WDC	WESTERN DIGITAL CORP	363	$232K	0.0%	$638.15	—	COM	958102105
IWF	ISHARES TR	1,796	$223K	0.0%	$124.17	—	RUS 1000 GRW ETF	464287614
MRVL	MARVELL TECHNOLOGY INC	732	$218K	0.0%	$298.09	—	COM	573874104
MS	MORGAN STANLEY	1,018	$213K	0.0%	$209.05	—	COM NEW	617446448
TRV	TRAVELERS COMPANIES INC	630	$208K	0.0%	$330.12	—	COM	89417E109
PANW	PALO ALTO NETWORKS INC	606	$207K	0.0%	$341.14	—	COM	697435105
ADI	ANALOG DEVICES INC	520	$206K	0.0%	$396.92	—	COM	032654105

Increased Positions (42)

SCHX SCHWAB STRATEGIC TR 12.7%

Value $105M (+17.0%) Shares 3,567,346 (+1.9%) Est. Cost $32.03 Unrealized —

DFAU DIMENSIONAL ETF TRUST 7.1%

Value $58.66M (+16.6%) Shares 1,134,778 (+1.8%) Est. Cost $29.36 Unrealized —

VTI VANGUARD INDEX FDS 0.8%

Value $6.915M (+265.4%) Shares 18,686 (+216.8%) Est. Cost $306.31 Unrealized —

EFG ISHARES TR 4.3%

Value $35.87M (+15.6%) Shares 288,300 (+3.4%) Est. Cost $109.27 Unrealized —

AGG ISHARES TR 11.9%

Value $98.44M (+5.1%) Shares 994,500 (+5.4%) Est. Cost $105.39 Unrealized —

SCHB SCHWAB STRATEGIC TR 3.3%

Value $27.15M (+17.4%) Shares 937,426 (+1.8%) Est. Cost $34.99 Unrealized —

QUAL ISHARES TR 3.1%

Value $25.23M (+16.0%) Shares 115,000 (+1.4%) Est. Cost $101.59 Unrealized —

IXUS ISHARES TR 3.9%

Value $32.11M (+11.4%) Shares 336,456 (+1.1%) Est. Cost $68.22 Unrealized —

MBB ISHARES TR 3.4%

Value $28.12M (+5.7%) Shares 297,555 (+6.1%) Est. Cost $94.19 Unrealized —

EFV ISHARES TR 2.2%

Value $18.47M (+5.2%) Shares 241,314 (+2.2%) Est. Cost $61.02 Unrealized —

SCHO SCHWAB STRATEGIC TR 1.7%

Value $14.07M (+6.8%) Shares 582,657 (+7.4%) Est. Cost $33.53 Unrealized —

DFAS DIMENSIONAL ETF TRUST 0.7%

Value $5.822M (+16.9%) Shares 70,708 (+1.0%) Est. Cost $65.94 Unrealized —

MU MICRON TECHNOLOGY INC 0.1%

Value $965K (+307.5%) Shares 836 (+19.3%) Est. Cost $510.86 Unrealized —

NVDA NVIDIA CORPORATION 0.5%

Value $4.359M (+18.5%) Shares 21,787 (+3.3%) Est. Cost $113.44 Unrealized —

GOOGL ALPHABET INC 0.2%

Value $1.849M (+28.3%) Shares 5,174 (+3.2%) Est. Cost $126.74 Unrealized —

AMZN AMAZON COM INC 0.3%

Value $2.117M (+22.7%) Shares 8,881 (+7.2%) Est. Cost $156.64 Unrealized —

VOO VANGUARD INDEX FDS 0.3%

Value $2.5M (+17.3%) Shares 3,640 (+2.1%) Est. Cost $398.58 Unrealized —

AVGO BROADCOM INC 0.2%

Value $1.473M (+25.3%) Shares 3,898 (+2.7%) Est. Cost $164.29 Unrealized —

IUSB ISHARES TR 0.1%

Value $1.236M (+27.1%) Shares 26,791 (+27.2%) Est. Cost $45.70 Unrealized —

GOOG ALPHABET INC 0.2%

Value $1.326M (+24.6%) Shares 3,752 (+1.2%) Est. Cost $132.86 Unrealized —

VXUS VANGUARD STAR FDS 0.2%

Value $1.779M (+14.3%) Shares 20,809 (+3.1%) Est. Cost $56.28 Unrealized —

TSLA TESLA INC 0.1%

Value $961K (+28.1%) Shares 2,284 (+13.2%) Est. Cost $243.83 Unrealized —

VGT VANGUARD WORLD FD 0.1%

Value $753K (+37.2%) Shares 6,296 (+701.0%) Est. Cost $192.40 Unrealized —

LLY ELI LILLY & CO 0.1%

Value $728K (+37.4%) Shares 607 (+5.4%) Est. Cost $538.71 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $778K (-18.4%) Shares 5,688 (+1.3%) Est. Cost $67.18 Unrealized —

RKLB ROCKET LAB CORP 0.1%

Value $423K (+61.8%) Shares 4,161 (+2.2%) Est. Cost $58.29 Unrealized —

CAT CATERPILLAR INC 0.1%

Value $418K (+53.0%) Shares 393 (+1.8%) Est. Cost $568.49 Unrealized —

MSFT MICROSOFT CORP 0.3%

Value $2.778M (+4.3%) Shares 7,447 (+3.5%) Est. Cost $261.69 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value $623K (+16.0%) Shares 7,738 (+313.6%) Est. Cost $108.55 Unrealized —

V VISA INC 0.1%

Value $492K (+20.3%) Shares 1,435 (+6.0%) Est. Cost $224.12 Unrealized —

VTV VANGUARD INDEX FDS 0.1%

Value $654K (+12.7%) Shares 3,001 (+1.4%) Est. Cost $170.62 Unrealized —

VUG VANGUARD INDEX FDS 0.1%

Value $468K (+18.3%) Shares 5,436 (+500.0%) Est. Cost $139.95 Unrealized —

GE GE AEROSPACE 0.0%

Value $270K (+34.3%) Shares 722 (+2.0%) Est. Cost $274.65 Unrealized —

ORCL ORACLE CORP 0.0%

Value $386K (+19.2%) Shares 2,637 (+19.6%) Est. Cost $92.30 Unrealized —

CL COLGATE PALMOLIVE CO 0.1%

Value $535K (+11.9%) Shares 5,834 (+4.0%) Est. Cost $88.86 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.0%

Value $292K (+23.0%) Shares 288 (+2.9%) Est. Cost $588.12 Unrealized —

PM PHILIP MORRIS INTL INC 0.0%

Value $404K (+12.7%) Shares 2,233 (+3.0%) Est. Cost $128.81 Unrealized —

WMT WALMART INC 0.1%

Value $538K (-7.4%) Shares 4,749 (+1.6%) Est. Cost $57.04 Unrealized —

META META PLATFORMS INC 0.1%

Value $1.046M (+2.3%) Shares 1,857 (+4.0%) Est. Cost $313.64 Unrealized —

PEG PUBLIC SVC ENTERPRISE GROUP 0.0%

Value $223K (+9.6%) Shares 2,744 (+9.3%) Est. Cost $79.30 Unrealized —

PLD PROLOGIS INC. 0.0%

Value $230K (+5.0%) Shares 1,696 (+2.5%) Est. Cost $132.98 Unrealized —

DUK DUKE ENERGY CORP NEW 0.0%

Value $254K (+2.8%) Shares 2,006 (+6.3%) Est. Cost $93.17 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	3,567,346 (+1.9%)	$105M (+17.0%)	12.7%	$32.03	—	US LRG CAP ETF	808524201
DFAU	DIMENSIONAL ETF TRUST	1,134,778 (+1.8%)	$58.66M (+16.6%)	7.1%	$29.36	—	US CORE EQT MKT	25434V104
VTI	VANGUARD INDEX FDS	18,686 (+216.8%)	$6.915M (+265.4%)	0.8%	$306.31	—	TOTAL STK MKT	922908769
EFG	ISHARES TR	288,300 (+3.4%)	$35.87M (+15.6%)	4.3%	$109.27	—	EAFE GRWTH ETF	464288885
AGG	ISHARES TR	994,500 (+5.4%)	$98.44M (+5.1%)	11.9%	$105.39	—	CORE US AGGBD ET	464287226
SCHB	SCHWAB STRATEGIC TR	937,426 (+1.8%)	$27.15M (+17.4%)	3.3%	$34.99	—	US BRD MKT ETF	808524102
QUAL	ISHARES TR	115,000 (+1.4%)	$25.23M (+16.0%)	3.1%	$101.59	—	MSCI USA QLT FCT	46432F339
IXUS	ISHARES TR	336,456 (+1.1%)	$32.11M (+11.4%)	3.9%	$68.22	—	CORE MSCI TOTAL	46432F834
MBB	ISHARES TR	297,555 (+6.1%)	$28.12M (+5.7%)	3.4%	$94.19	—	MBS ETF	464288588
EFV	ISHARES TR	241,314 (+2.2%)	$18.47M (+5.2%)	2.2%	$61.02	—	EAFE VALUE ETF	464288877
SCHO	SCHWAB STRATEGIC TR	582,657 (+7.4%)	$14.07M (+6.8%)	1.7%	$33.53	—	SHT TM US TRES	808524862
DFAS	DIMENSIONAL ETF TRUST	70,708 (+1.0%)	$5.822M (+16.9%)	0.7%	$65.94	—	US SMALL CAP ETF	25434V500
MU	MICRON TECHNOLOGY INC	836 (+19.3%)	$965K (+307.5%)	0.1%	$510.86	—	COM	595112103
NVDA	NVIDIA CORPORATION	21,787 (+3.3%)	$4.359M (+18.5%)	0.5%	$113.44	—	COM	67066G104
GOOGL	ALPHABET INC	5,174 (+3.2%)	$1.849M (+28.3%)	0.2%	$126.74	—	CAP STK CL A	02079K305
AMZN	AMAZON COM INC	8,881 (+7.2%)	$2.117M (+22.7%)	0.3%	$156.64	—	COM	023135106
VOO	VANGUARD INDEX FDS	3,640 (+2.1%)	$2.5M (+17.3%)	0.3%	$398.58	—	S&P 500 ETF SHS	922908363
AVGO	BROADCOM INC	3,898 (+2.7%)	$1.473M (+25.3%)	0.2%	$164.29	—	COM	11135F101
IUSB	ISHARES TR	26,791 (+27.2%)	$1.236M (+27.1%)	0.1%	$45.70	—	CORE UNIVRSL USD	46434V613
GOOG	ALPHABET INC	3,752 (+1.2%)	$1.326M (+24.6%)	0.2%	$132.86	—	CAP STK CL C	02079K107
VXUS	VANGUARD STAR FDS	20,809 (+3.1%)	$1.779M (+14.3%)	0.2%	$56.28	—	VG TL INTL STK F	921909768
TSLA	TESLA INC	2,284 (+13.2%)	$961K (+28.1%)	0.1%	$243.83	—	COM	88160R101
VGT	VANGUARD WORLD FD	6,296 (+701.0%)	$753K (+37.2%)	0.1%	$192.40	—	INF TECH ETF	92204A702
LLY	ELI LILLY & CO	607 (+5.4%)	$728K (+37.4%)	0.1%	$538.71	—	COM	532457108
XOM	EXXON MOBIL CORP	5,688 (+1.3%)	$778K (-18.4%)	0.1%	$67.18	—	COM	30231G102
RKLB	ROCKET LAB CORP	4,161 (+2.2%)	$423K (+61.8%)	0.1%	$58.29	—	COM	773121108
CAT	CATERPILLAR INC	393 (+1.8%)	$418K (+53.0%)	0.1%	$568.49	—	COM	149123101
MSFT	MICROSOFT CORP	7,447 (+3.5%)	$2.778M (+4.3%)	0.3%	$261.69	—	COM	594918104
VO	VANGUARD INDEX FDS	7,738 (+313.6%)	$623K (+16.0%)	0.1%	$108.55	—	MID CAP ETF	922908629
V	VISA INC	1,435 (+6.0%)	$492K (+20.3%)	0.1%	$224.12	—	COM CL A	92826C839
VTV	VANGUARD INDEX FDS	3,001 (+1.4%)	$654K (+12.7%)	0.1%	$170.62	—	VALUE ETF	922908744
VUG	VANGUARD INDEX FDS	5,436 (+500.0%)	$468K (+18.3%)	0.1%	$139.95	—	GROWTH ETF	922908736
GE	GE AEROSPACE	722 (+2.0%)	$270K (+34.3%)	0.0%	$274.65	—	COM NEW	369604301
ORCL	ORACLE CORP	2,637 (+19.6%)	$386K (+19.2%)	0.0%	$92.30	—	COM	68389X105
CL	COLGATE PALMOLIVE CO	5,834 (+4.0%)	$535K (+11.9%)	0.1%	$88.86	—	COM	194162103
GS	GOLDMAN SACHS GROUP INC	288 (+2.9%)	$292K (+23.0%)	0.0%	$588.12	—	COM	38141G104
PM	PHILIP MORRIS INTL INC	2,233 (+3.0%)	$404K (+12.7%)	0.0%	$128.81	—	COM	718172109
WMT	WALMART INC	4,749 (+1.6%)	$538K (-7.4%)	0.1%	$57.04	—	COM	931142103
META	META PLATFORMS INC	1,857 (+4.0%)	$1.046M (+2.3%)	0.1%	$313.64	—	CL A	30303M102
PEG	PUBLIC SVC ENTERPRISE GROUP	2,744 (+9.3%)	$223K (+9.6%)	0.0%	$79.30	—	COM	744573106
PLD	PROLOGIS INC.	1,696 (+2.5%)	$230K (+5.0%)	0.0%	$132.98	—	COM	74340W103
DUK	DUKE ENERGY CORP NEW	2,006 (+6.3%)	$254K (+2.8%)	0.0%	$93.17	—	COM NEW	26441C204

Exited Positions (7)

CNTA CENTESSA PHARMACEUTICALS PLC 0.1%

Value $719K Shares 18,101 Est. Cost $13.14 Unrealized —

AIRR FIRST TR EXCHANGE TRADED FD 0.0%

Value $253K Shares 2,280 Est. Cost $110.78 Unrealized —

CMCSA COMCAST CORP NEW 0.0%

Value $221K Shares 7,713 Est. Cost $37.13 Unrealized —

PLTR PALANTIR TECHNOLOGIES INC 0.0%

Value $218K Shares 1,492 Est. Cost $122.50 Unrealized —

WM WASTE MGMT INC DEL 0.0%

Value $211K Shares 916 Est. Cost $218.52 Unrealized —

GILD GILEAD SCIENCES INC 0.0%

Value $210K Shares 1,506 Est. Cost $138.38 Unrealized —

NEE NEXTERA ENERGY INC 0.0%

Value $209K Shares 2,249 Est. Cost $87.17 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CNTA	CENTESSA PHARMACEUTICALS PLC	18,101	$719K	0.1%	$13.14	—	—	152309100
AIRR	FIRST TR EXCHANGE TRADED FD	2,280	$253K	0.0%	$110.78	—	—	33738R704
CMCSA	COMCAST CORP NEW	7,713	$221K	0.0%	$37.13	—	—	20030N101
PLTR	PALANTIR TECHNOLOGIES INC	1,492	$218K	0.0%	$122.50	—	—	69608A108
WM	WASTE MGMT INC DEL	916	$211K	0.0%	$218.52	—	—	94106L109
GILD	GILEAD SCIENCES INC	1,506	$210K	0.0%	$138.38	—	—	375558103
NEE	NEXTERA ENERGY INC	2,249	$209K	0.0%	$87.17	—	—	65339F101

Decreased Positions (35)

DFAC DIMENSIONAL ETF TRUST 12.6%

Value $104M (+12.7%) Shares 2,351,350 (-1.2%) Est. Cost $26.98 Unrealized —

VLUE ISHARES TR 4.1%

Value $34.01M (+28.4%) Shares 170,213 (-8.6%) Est. Cost $101.92 Unrealized —

IEMG ISHARES INC 2.8%

Value $22.9M (+14.4%) Shares 276,484 (-3.6%) Est. Cost $54.62 Unrealized —

MUB ISHARES TR 2.0%

Value $16.44M (-9.7%) Shares 152,797 (-11.0%) Est. Cost $107.21 Unrealized —

AAPL APPLE INC 1.3%

Value $10.55M (+10.9%) Shares 36,455 (-2.8%) Est. Cost $151.03 Unrealized —

PPG PPG INDS INC 1.1%

Value $9.481M (+12.1%) Shares 78,167 (-1.2%) Est. Cost $121.53 Unrealized —

SUB ISHARES TR 0.8%

Value $6.558M (-11.7%) Shares 61,596 (-11.6%) Est. Cost $105.09 Unrealized —

AMD ADVANCED MICRO DEVICES INC 0.2%

Value $1.32M (+115.1%) Shares 2,273 (-24.7%) Est. Cost $115.67 Unrealized —

IVV ISHARES TR 0.6%

Value $5.062M (+13.1%) Shares 6,759 (-1.3%) Est. Cost $315.08 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.3%

Value $2.453M (+10.3%) Shares 29,289 (-1.1%) Est. Cost $50.43 Unrealized —

CSCO CISCO SYS INC 0.1%

Value $496K (+33.1%) Shares 4,219 (-12.1%) Est. Cost $61.46 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value $955K (+14.1%) Shares 3,152 (-1.4%) Est. Cost $154.91 Unrealized —

SPGI S&P GLOBAL INC 0.1%

Value $515K (-16.7%) Shares 1,265 (-13.0%) Est. Cost $261.68 Unrealized —

NFLX NETFLIX INC. 0.0%

Value $236K (-29.0%) Shares 3,300 (-4.4%) Est. Cost $101.67 Unrealized —

MCD MCDONALDS CORP 0.1%

Value $461K (-16.7%) Shares 1,705 (-4.2%) Est. Cost $200.53 Unrealized —

CVX CHEVRON CORPORATION 0.0%

Value $213K (-22.8%) Shares 1,285 (-3.6%) Est. Cost $171.87 Unrealized —

BND VANGUARD BD INDEX FDS 0.2%

Value $1.405M (-4.0%) Shares 19,139 (-3.7%) Est. Cost $74.27 Unrealized —

HD HOME DEPOT INC 0.2%

Value $1.842M (+3.1%) Shares 5,222 (-3.8%) Est. Cost $217.91 Unrealized —

VXF VANGUARD INDEX FDS 0.1%

Value $590K (+10.0%) Shares 2,398 (-8.1%) Est. Cost $140.20 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value $582K (+9.6%) Shares 790 (-14.1%) Est. Cost $589.40 Unrealized —

BAC BANK OF AMER CORP 0.0%

Value $353K (+14.9%) Shares 6,192 (-1.7%) Est. Cost $29.99 Unrealized —

IWV ISHARES TR 0.0%

Value $368K (+11.4%) Shares 863 (-3.1%) Est. Cost $323.23 Unrealized —

LOW LOWES COS INC 0.0%

Value $405K (-8.2%) Shares 1,837 (-1.7%) Est. Cost $140.47 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.0%

Value $352K (+9.0%) Shares 4,940 (-2.0%) Est. Cost $47.82 Unrealized —

VERX VERTEX INC 0.0%

Value $193K (-12.2%) Shares 16,785 (-9.0%) Est. Cost $16.86 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.0%

Value $229K (-9.0%) Shares 1,450 (-14.7%) Est. Cost $141.10 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.1%

Value $470K (-3.8%) Shares 8,073 (-3.2%) Est. Cost $57.78 Unrealized —

VMBS VANGUARD SCOTTSDALE FDS 0.1%

Value $469K (-3.5%) Shares 10,022 (-3.2%) Est. Cost $44.16 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.0%

Value $301K (-4.1%) Shares 13,006 (-3.7%) Est. Cost $38.57 Unrealized —

TEL TE CONNECTIVITY PLC 0.0%

Value $245K (-4.6%) Shares 1,216 (-1.1%) Est. Cost $150.92 Unrealized —

IEFA ISHARES TR 0.0%

Value $204K (-4.6%) Shares 2,112 (-10.6%) Est. Cost $90.53 Unrealized —

BA BOEING CO 0.0%

Value $347K (-2.5%) Shares 1,605 (-10.4%) Est. Cost $184.39 Unrealized —

MRK MERCK & CO INC 0.0%

Value $274K (+3.3%) Shares 2,133 (-3.3%) Est. Cost $81.01 Unrealized —

PG PROCTER & GAMBLE CO 0.0%

Value $289K (-1.4%) Shares 1,973 (-2.9%) Est. Cost $127.82 Unrealized —

TMO THERMO FISHER SCIENTIFIC INC 0.0%

Value $207K (+0.8%) Shares 413 (-1.2%) Est. Cost $464.78 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFAC	DIMENSIONAL ETF TRUST	2,351,350 (-1.2%)	$104M (+12.7%)	12.6%	$26.98	—	US COR EQU 2 ETF	25434V708
VLUE	ISHARES TR	170,213 (-8.6%)	$34.01M (+28.4%)	4.1%	$101.92	—	MSCI USA VALUE	46432F388
IEMG	ISHARES INC	276,484 (-3.6%)	$22.9M (+14.4%)	2.8%	$54.62	—	CORE MSCI EMKT	46434G103
MUB	ISHARES TR	152,797 (-11.0%)	$16.44M (-9.7%)	2.0%	$107.21	—	NATIONAL MUN ETF	464288414
AAPL	APPLE INC	36,455 (-2.8%)	$10.55M (+10.9%)	1.3%	$151.03	—	COM	037833100
PPG	PPG INDS INC	78,167 (-1.2%)	$9.481M (+12.1%)	1.1%	$121.53	—	COM	693506107
SUB	ISHARES TR	61,596 (-11.6%)	$6.558M (-11.7%)	0.8%	$105.09	—	SHRT NAT MUN ETF	464288158
AMD	ADVANCED MICRO DEVICES INC	2,273 (-24.7%)	$1.32M (+115.1%)	0.2%	$115.67	—	COM	007903107
IVV	ISHARES TR	6,759 (-1.3%)	$5.062M (+13.1%)	0.6%	$315.08	—	CORE S&P500 ETF	464287200
VEU	VANGUARD INTL EQUITY INDEX F	29,289 (-1.1%)	$2.453M (+10.3%)	0.3%	$50.43	—	ALLWRLD EX US	922042775
CSCO	CISCO SYS INC	4,219 (-12.1%)	$496K (+33.1%)	0.1%	$61.46	—	COM	17275R102
VB	VANGUARD INDEX FDS	3,152 (-1.4%)	$955K (+14.1%)	0.1%	$154.91	—	SMALL CP ETF	922908751
SPGI	S&P GLOBAL INC	1,265 (-13.0%)	$515K (-16.7%)	0.1%	$261.68	—	COM	78409V104
NFLX	NETFLIX INC.	3,300 (-4.4%)	$236K (-29.0%)	0.0%	$101.67	—	COM	64110L106
MCD	MCDONALDS CORP	1,705 (-4.2%)	$461K (-16.7%)	0.1%	$200.53	—	COM	580135101
CVX	CHEVRON CORPORATION	1,285 (-3.6%)	$213K (-22.8%)	0.0%	$171.87	—	COM	166764100
BND	VANGUARD BD INDEX FDS	19,139 (-3.7%)	$1.405M (-4.0%)	0.2%	$74.27	—	TOTAL BND MRKT	921937835
HD	HOME DEPOT INC	5,222 (-3.8%)	$1.842M (+3.1%)	0.2%	$217.91	—	COM	437076102
VXF	VANGUARD INDEX FDS	2,398 (-8.1%)	$590K (+10.0%)	0.1%	$140.20	—	EXTEND MKT ETF	922908652
QQQ	INVESCO QQQ TR	790 (-14.1%)	$582K (+9.6%)	0.1%	$589.40	—	UNIT SER 1	46090E103
BAC	BANK OF AMER CORP	6,192 (-1.7%)	$353K (+14.9%)	0.0%	$29.99	—	COM	060505104
IWV	ISHARES TR	863 (-3.1%)	$368K (+11.4%)	0.0%	$323.23	—	RUSSELL 3000 ETF	464287689
LOW	LOWES COS INC	1,837 (-1.7%)	$405K (-8.2%)	0.0%	$140.47	—	COM	548661107
VEA	VANGUARD TAX-MANAGED FDS	4,940 (-2.0%)	$352K (+9.0%)	0.0%	$47.82	—	VAN FTSE DEV MKT	921943858
VERX	VERTEX INC	16,785 (-9.0%)	$193K (-12.2%)	0.0%	$16.86	—	CL A	92538J106
VYM	VANGUARD WHITEHALL FDS	1,450 (-14.7%)	$229K (-9.0%)	0.0%	$141.10	—	HIGH DIV YLD	921946406
VGSH	VANGUARD SCOTTSDALE FDS	8,073 (-3.2%)	$470K (-3.8%)	0.1%	$57.78	—	SHORT TERM TREAS	92206C102
VMBS	VANGUARD SCOTTSDALE FDS	10,022 (-3.2%)	$469K (-3.5%)	0.1%	$44.16	—	MTG-BKD SECS ETF	92206C771
SCHZ	SCHWAB STRATEGIC TR	13,006 (-3.7%)	$301K (-4.1%)	0.0%	$38.57	—	US AGGREGATE B	808524839
TEL	TE CONNECTIVITY PLC	1,216 (-1.1%)	$245K (-4.6%)	0.0%	$150.92	—	ORD SHS	G87052109
IEFA	ISHARES TR	2,112 (-10.6%)	$204K (-4.6%)	0.0%	$90.53	—	CORE MSCI EAFE	46432F842
BA	BOEING CO	1,605 (-10.4%)	$347K (-2.5%)	0.0%	$184.39	—	COM	097023105
MRK	MERCK & CO INC	2,133 (-3.3%)	$274K (+3.3%)	0.0%	$81.01	—	COM	58933Y105
PG	PROCTER & GAMBLE CO	1,973 (-2.9%)	$289K (-1.4%)	0.0%	$127.82	—	COM	742718109
TMO	THERMO FISHER SCIENTIFIC INC	413 (-1.2%)	$207K (+0.8%)	0.0%	$464.78	—	COM	883556102

Unchanged Positions (34)

IVW ISHARES TR 4.6%

Value $37.86M Shares 275,265 Est. Cost $105.27 Unrealized —

DFAX DIMENSIONAL ETF TRUST 3.8%

Value $31.12M Shares 844,650 Est. Cost $25.77 Unrealized —

IWM ISHARES TR 1.4%

Value $11.46M Shares 38,156 Est. Cost $156.09 Unrealized —

SCHM SCHWAB STRATEGIC TR 1.0%

Value $8.513M Shares 230,886 Est. Cost $38.24 Unrealized —

TXN TEXAS INSTRS INC 0.2%

Value $1.797M Shares 6,030 Est. Cost $111.04 Unrealized —

AMAT APPLIED MATLS INC 0.1%

Value $517K Shares 716 Est. Cost $326.57 Unrealized —

ITOT ISHARES TR 0.2%

Value $1.566M Shares 9,531 Est. Cost $57.23 Unrealized —

GLD SPDR GOLD TR 0.1%

Value $900K Shares 2,442 Est. Cost $174.25 Unrealized —

FULT FULTON FINL CORP PA 0.1%

Value $666K Shares 27,542 Est. Cost $13.68 Unrealized —

XLK SELECT SECTOR SPDR TR 0.0%

Value $344K Shares 1,805 Est. Cost $198.61 Unrealized —

ABBV ABBVIE INC 0.1%

Value $706K Shares 2,807 Est. Cost $131.59 Unrealized —

JPM JPMORGAN CHASE & CO 0.1%

Value $928K Shares 2,836 Est. Cost $178.09 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.1%

Value $479K Shares 13,251 Est. Cost $33.20 Unrealized —

CBU COMMUNITY FINANCIAL SYSTEM I 0.1%

Value $731K Shares 10,890 Est. Cost $60.09 Unrealized —

ESGE ISHARES INC 0.1%

Value $538K Shares 9,831 Est. Cost $35.81 Unrealized —

LMT LOCKHEED MARTIN CORP 0.1%

Value $422K Shares 827 Est. Cost $600.88 Unrealized —

MRBK MERIDIAN CORP 0.2%

Value $1.339M Shares 66,850 Est. Cost $10.95 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.1%

Value $468K Shares 626 Est. Cost $346.34 Unrealized —

IWB ISHARES TR 0.1%

Value $455K Shares 1,111 Est. Cost $190.24 Unrealized —

NVR NVR INC 0.2%

Value $1.785M Shares 262 Est. Cost $7622.58 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value $615K Shares 2,600 Est. Cost $160.62 Unrealized —

PNC PNC FINL SVCS GROUP INC 0.0%

Value $315K Shares 1,278 Est. Cost $141.28 Unrealized —

DFUS DIMENSIONAL ETF TRUST 0.0%

Value $337K Shares 4,109 Est. Cost $48.16 Unrealized —

IAU ISHARES GOLD TR 0.0%

Value $226K Shares 2,993 Est. Cost $62.36 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.1%

Value $1.141M Shares 35,975 Est. Cost $38.95 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.1%

Value $749K Shares 1 Est. Cost $729330.75 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value $840K Shares 3,306 Est. Cost $163.67 Unrealized —

VTEB VANGUARD MUN BD FDS 0.3%

Value $2.082M Shares 41,159 Est. Cost $50.88 Unrealized —

PFS PROVIDENT FINL SVCS INC 0.0%

Value $231K Shares 9,777 Est. Cost $21.51 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.0%

Value $352K Shares 376 Est. Cost $554.49 Unrealized —

KO COCA COLA CO 0.0%

Value $265K Shares 3,264 Est. Cost $58.58 Unrealized —

LIN LINDE PLC 0.0%

Value $234K Shares 450 Est. Cost $460.00 Unrealized —

MA MASTERCARD INCORPORATED 0.0%

Value $317K Shares 618 Est. Cost $382.17 Unrealized —

RTX RTX CORPORATION 0.1%

Value $421K Shares 2,218 Est. Cost $102.55 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVW	ISHARES TR	275,265	$37.86M	4.6%	$105.27	—	S&P 500 GRWT ETF	464287309
DFAX	DIMENSIONAL ETF TRUST	844,650	$31.12M	3.8%	$25.77	—	WORLD EX US CORE	25434V880
IWM	ISHARES TR	38,156	$11.46M	1.4%	$156.09	—	RUSSELL 2000 ETF	464287655
SCHM	SCHWAB STRATEGIC TR	230,886	$8.513M	1.0%	$38.24	—	US MID-CAP ETF	808524508
TXN	TEXAS INSTRS INC	6,030	$1.797M	0.2%	$111.04	—	COM	882508104
AMAT	APPLIED MATLS INC	716	$517K	0.1%	$326.57	—	COM	038222105
ITOT	ISHARES TR	9,531	$1.566M	0.2%	$57.23	—	CORE S&P TTL STK	464287150
GLD	SPDR GOLD TR	2,442	$900K	0.1%	$174.25	—	GOLD SHS	78463V107
FULT	FULTON FINL CORP PA	27,542	$666K	0.1%	$13.68	—	COM	360271100
XLK	SELECT SECTOR SPDR TR	1,805	$344K	0.0%	$198.61	—	ST STR TECHN ETF	81369Y803
ABBV	ABBVIE INC	2,807	$706K	0.1%	$131.59	—	COM	00287Y109
JPM	JPMORGAN CHASE & CO	2,836	$928K	0.1%	$178.09	—	COM	46625H100
SCHA	SCHWAB STRATEGIC TR	13,251	$479K	0.1%	$33.20	—	US SML CAP ETF	808524607
CBU	COMMUNITY FINANCIAL SYSTEM I	10,890	$731K	0.1%	$60.09	—	COM	203607106
ESGE	ISHARES INC	9,831	$538K	0.1%	$35.81	—	ESG AWR MSCI EM	46434G863
LMT	LOCKHEED MARTIN CORP	827	$422K	0.1%	$600.88	—	COM	539830109
MRBK	MERIDIAN CORP	66,850	$1.339M	0.2%	$10.95	—	COM	58958P104
SPY	STATE STR SPDR S&P 500 ETF T	626	$468K	0.1%	$346.34	—	TR UNIT	78462F103
IWB	ISHARES TR	1,111	$455K	0.1%	$190.24	—	RUS 1000 ETF	464287622
NVR	NVR INC	262	$1.785M	0.2%	$7622.58	—	COM	62944T105
VIG	VANGUARD SPECIALIZED FUNDS	2,600	$615K	0.1%	$160.62	—	DIV APP ETF	921908844
PNC	PNC FINL SVCS GROUP INC	1,278	$315K	0.0%	$141.28	—	COM	693475105
DFUS	DIMENSIONAL ETF TRUST	4,109	$337K	0.0%	$48.16	—	US EQUI MARK ETF	25434V401
IAU	ISHARES GOLD TR	2,993	$226K	0.0%	$62.36	—	ISHARES NEW	464285204
SCHD	SCHWAB STRATEGIC TR	35,975	$1.141M	0.1%	$38.95	—	US DIVIDEND EQ	808524797
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$749K	0.1%	$729330.75	—	CL A	084670108
JNJ	JOHNSON & JOHNSON	3,306	$840K	0.1%	$163.67	—	COM	478160104
VTEB	VANGUARD MUN BD FDS	41,159	$2.082M	0.3%	$50.88	—	TAX EXEMPT BD	922907746
PFS	PROVIDENT FINL SVCS INC	9,777	$231K	0.0%	$21.51	—	COM	74386T105
COST	COSTCO WHOLESALE CORPORATION	376	$352K	0.0%	$554.49	—	COM	22160K105
KO	COCA COLA CO	3,264	$265K	0.0%	$58.58	—	COM	191216100
LIN	LINDE PLC	450	$234K	0.0%	$460.00	—	SHS	G54950103
MA	MASTERCARD INCORPORATED	618	$317K	0.0%	$382.17	—	CL A	57636Q104
RTX	RTX CORPORATION	2,218	$421K	0.1%	$102.55	—	COM	75513E101