Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SOXX	ISHARES TR	600	$384K	0.1%	$640.76	—	ISHARES SEMICDTR	464287523
INTC	INTEL CORP	2,534	$354K	0.1%	$139.63	—	COM	458140100
SNDK	SANDISK CORP	153	$348K	0.1%	$2273.73	—	COM	80004C200
AMD	ADVANCED MICRO DEVICES INC	533	$310K	0.1%	$580.91	—	COM	007903107
LRCX	LAM RESEARCH CORP	709	$307K	0.1%	$433.33	—	COM NEW	512807306
SCMB	SCHWAB STRATEGIC TR	11,549	$298K	0.1%	$25.82	—	MUN BD ETF	808524649
SUSA	ISHARES TR	1,860	$287K	0.1%	$154.30	—	ESG OPTIMIZED	464288802
VRT	VERTIV HOLDINGS CO	758	$254K	0.1%	$334.82	—	COM CL A	92537N108
GEV	GE VERNOVA INC	203	$238K	0.1%	$1174.86	—	COM	36828A101
PANW	PALO ALTO NETWORKS INC	676	$231K	0.1%	$341.02	—	COM	697435105
BK	BANK OF NY MELLON CORP	1,558	$225K	0.1%	$144.61	—	COM	064058100
ESG	FLEXSHARES TR	1,270	$223K	0.1%	$175.79	—	STOX US ESG SLCT	33939L696
DELL	DELL TECHNOLOGIES INC	511	$220K	0.1%	$431.46	—	CL C	24703L202
ZBRA	ZEBRA TECHNOLOGIES CORPORATI	823	$217K	0.1%	$263.26	—	CL A	989207105
TRV	TRAVELERS COMPANIES INC	651	$215K	0.1%	$330.12	—	COM	89417E109
VZ	VERIZON COMMUNICATIONS INC	4,875	$206K	0.1%	$42.34	—	COM	92343V104
WDC	WESTERN DIGITAL CORP	317	$202K	0.1%	$638.72	—	COM	958102105

Increased Positions (60)

SPDW SPDR INDEX SHS FDS 8.4%

Value $23.26M (+18.9%) Shares 461,569 (+7.7%) Est. Cost $36.37 Unrealized —

IAGG ISHARES TR 7.2%

Value $20.07M (+21.2%) Shares 396,650 (+19.9%) Est. Cost $50.64 Unrealized —

AAPL APPLE INC 3.7%

Value $10.18M (+26.8%) Shares 35,183 (+11.2%) Est. Cost $199.81 Unrealized —

MSFT MICROSOFT CORP 1.9%

Value $5.383M (+64.4%) Shares 14,431 (+63.1%) Est. Cost $375.04 Unrealized —

SPEM SPDR INDEX SHS FDS 3.6%

Value $9.859M (+17.6%) Shares 190,398 (+6.6%) Est. Cost $36.69 Unrealized —

SCHA SCHWAB STRATEGIC TR 2.2%

Value $6.185M (+26.4%) Shares 171,198 (+1.7%) Est. Cost $33.06 Unrealized —

EMXF ISHARES TR 1.9%

Value $5.378M (+28.7%) Shares 92,810 (+6.2%) Est. Cost $42.16 Unrealized —

VOTE TCW ETF TRUST 2.7%

Value $7.56M (+18.3%) Shares 85,748 (+2.3%) Est. Cost $53.17 Unrealized —

DMXF ISHARES TR 3.3%

Value $9.133M (+13.6%) Shares 107,954 (+1.3%) Est. Cost $68.40 Unrealized —

GOOGL ALPHABET INC 1.4%

Value $3.968M (+34.9%) Shares 11,104 (+8.6%) Est. Cost $147.33 Unrealized —

GOOG ALPHABET INC 1.6%

Value $4.398M (+27.7%) Shares 12,448 (+3.7%) Est. Cost $142.33 Unrealized —

BND VANGUARD BD INDEX FDS 4.5%

Value $12.37M (+7.3%) Shares 168,548 (+7.7%) Est. Cost $72.48 Unrealized —

NVDA NVIDIA CORPORATION 0.9%

Value $2.568M (+41.1%) Shares 12,833 (+23.0%) Est. Cost $134.52 Unrealized —

USXF ISHARES TR 0.9%

Value $2.585M (+34.2%) Shares 37,216 (+6.6%) Est. Cost $54.72 Unrealized —

MU MICRON TECHNOLOGY INC 0.3%

Value $787K (+274.6%) Shares 682 (+9.6%) Est. Cost $454.54 Unrealized —

ASML ASML HLDG NV 0.6%

Value $1.578M (+52.3%) Shares 793 (+1.1%) Est. Cost $746.12 Unrealized —

META META PLATFORMS INC 0.4%

Value $1.027M (+83.0%) Shares 1,823 (+85.8%) Est. Cost $404.01 Unrealized —

AMAT APPLIED MATLS INC 0.3%

Value $787K (+125.9%) Shares 1,088 (+6.8%) Est. Cost $273.28 Unrealized —

LLY ELI LILLY & CO 0.4%

Value $1.171M (+49.7%) Shares 976 (+14.8%) Est. Cost $846.72 Unrealized —

AVGO BROADCOM INC 0.4%

Value $1.037M (+56.5%) Shares 2,746 (+28.3%) Est. Cost $227.78 Unrealized —

KLAC KLA CORP 0.2%

Value $514K (+126.5%) Shares 1,702 (+1005.2%) Est. Cost $406.70 Unrealized —

ESGD ISHARES TR 0.7%

Value $2.052M (+14.6%) Shares 19,957 (+6.6%) Est. Cost $78.56 Unrealized —

V VISA INC 0.4%

Value $1.063M (+28.5%) Shares 3,097 (+13.2%) Est. Cost $265.50 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.2%

Value $521K (+75.7%) Shares 1,254 (+14.4%) Est. Cost $447.44 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.6%

Value $1.556M (+13.8%) Shares 42,911 (+3.4%) Est. Cost $27.86 Unrealized —

CMF ISHARES TR 0.4%

Value $1.016M (+20.8%) Shares 17,627 (+19.2%) Est. Cost $56.94 Unrealized —

BGRN ISHARES TR 0.2%

Value $420K (+66.1%) Shares 8,849 (+66.1%) Est. Cost $47.82 Unrealized —

XJH ISHARES TR 0.4%

Value $1.053M (+17.7%) Shares 20,190 (+2.4%) Est. Cost $42.85 Unrealized —

VTEC VANGUARD CALIF TAX FREE FDS 0.5%

Value $1.323M (+11.3%) Shares 13,149 (+9.7%) Est. Cost $99.21 Unrealized —

JPM JPMORGAN CHASE & CO 0.3%

Value $806K (+18.7%) Shares 2,463 (+6.7%) Est. Cost $193.31 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.5%

Value $1.455M (+9.2%) Shares 9,210 (+2.4%) Est. Cost $129.33 Unrealized —

MUB ISHARES TR 0.3%

Value $811K (+17.6%) Shares 7,536 (+16.0%) Est. Cost $106.55 Unrealized —

ADP AUTOMATIC DATA PROCESSING IN 0.2%

Value $536K (+29.0%) Shares 2,394 (+17.1%) Est. Cost $222.13 Unrealized —

SPYX SPDR SERIES TRUST 0.3%

Value $732K (+19.6%) Shares 11,979 (+3.8%) Est. Cost $38.81 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value $668K (+18.4%) Shares 2,825 (+7.6%) Est. Cost $203.33 Unrealized —

WELL WELLTOWER INC 0.2%

Value $471K (+27.7%) Shares 2,074 (+11.2%) Est. Cost $153.18 Unrealized —

NFLX NETFLIX INC. 0.1%

Value $281K (-23.5%) Shares 3,938 (+3.0%) Est. Cost $103.34 Unrealized —

HD HOME DEPOT INC 0.3%

Value $742K (+12.8%) Shares 2,104 (+5.1%) Est. Cost $316.22 Unrealized —

VO VANGUARD INDEX FDS 0.3%

Value $703K (+12.2%) Shares 8,724 (+300.0%) Est. Cost $121.39 Unrealized —

MRK MERCK & CO INC 0.2%

Value $504K (+16.4%) Shares 3,925 (+9.0%) Est. Cost $83.52 Unrealized —

PNC PNC FINL SVCS GROUP INC 0.1%

Value $296K (+29.2%) Shares 1,203 (+9.2%) Est. Cost $199.99 Unrealized —

IWF ISHARES TR 0.2%

Value $457K (+16.5%) Shares 3,680 (+300.0%) Est. Cost $163.50 Unrealized —

JNJ JOHNSON & JOHNSON 0.2%

Value $461K (+14.2%) Shares 1,815 (+9.9%) Est. Cost $158.64 Unrealized —

AXP AMERICAN EXPRESS CO 0.1%

Value $262K (+23.3%) Shares 774 (+10.3%) Est. Cost $289.39 Unrealized —

PEP PEPSICO INC 0.1%

Value $386K (-11.1%) Shares 2,850 (+2.0%) Est. Cost $153.55 Unrealized —

MA MASTERCARD INCORPORATED 0.3%

Value $918K (+4.6%) Shares 1,787 (+1.8%) Est. Cost $432.23 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.1%

Value $355K (+11.7%) Shares 14,986 (+1.4%) Est. Cost $19.55 Unrealized —

UNP UNION PAC CORP 0.1%

Value $242K (+18.2%) Shares 888 (+5.5%) Est. Cost $244.81 Unrealized —

CHD CHURCH & DWIGHT CO INC 0.1%

Value $383K (+10.2%) Shares 3,958 (+6.1%) Est. Cost $92.23 Unrealized —

ORCL ORACLE CORP 0.2%

Value $463K (+7.1%) Shares 3,159 (+7.5%) Est. Cost $132.62 Unrealized —

PG PROCTER & GAMBLE CO 0.1%

Value $237K (+12.5%) Shares 1,613 (+10.8%) Est. Cost $159.40 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.3%

Value $947K (+2.2%) Shares 40,953 (+2.6%) Est. Cost $23.09 Unrealized —

MCO MOODYS CORP 0.1%

Value $359K (+6.1%) Shares 792 (+2.2%) Est. Cost $329.05 Unrealized —

AMT AMERICAN TOWER CORP 0.1%

Value $310K (-3.7%) Shares 1,898 (+1.6%) Est. Cost $206.47 Unrealized —

LOW LOWES COS INC 0.1%

Value $256K (-4.3%) Shares 1,160 (+2.6%) Est. Cost $221.91 Unrealized —

BLK BLACKROCK INC 0.1%

Value $375K (+2.6%) Shares 390 (+2.6%) Est. Cost $986.14 Unrealized —

GILD GILEAD SCIENCES INC 0.1%

Value $205K (-3.4%) Shares 1,624 (+6.6%) Est. Cost $137.64 Unrealized —

WMT WALMART INC 0.1%

Value $360K (-2.0%) Shares 3,179 (+7.6%) Est. Cost $66.17 Unrealized —

SYK STRYKER CORPORATION 0.2%

Value $559K (+1.3%) Shares 1,774 (+5.7%) Est. Cost $290.89 Unrealized —

ABT ABBOTT LABORATORIES 0.1%

Value $335K (-0.8%) Shares 3,696 (+12.2%) Est. Cost $105.94 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPDW	SPDR INDEX SHS FDS	461,569 (+7.7%)	$23.26M (+18.9%)	8.4%	$36.37	—	ST STR PO EX ETF	78463X889
IAGG	ISHARES TR	396,650 (+19.9%)	$20.07M (+21.2%)	7.2%	$50.64	—	CORE INTL AGGR	46435G672
AAPL	APPLE INC	35,183 (+11.2%)	$10.18M (+26.8%)	3.7%	$199.81	—	COM	037833100
MSFT	MICROSOFT CORP	14,431 (+63.1%)	$5.383M (+64.4%)	1.9%	$375.04	—	COM	594918104
SPEM	SPDR INDEX SHS FDS	190,398 (+6.6%)	$9.859M (+17.6%)	3.6%	$36.69	—	ST PORT MARK ETF	78463X509
SCHA	SCHWAB STRATEGIC TR	171,198 (+1.7%)	$6.185M (+26.4%)	2.2%	$33.06	—	US SML CAP ETF	808524607
EMXF	ISHARES TR	92,810 (+6.2%)	$5.378M (+28.7%)	1.9%	$42.16	—	EGSADVNCDMSCI EM	46436E742
VOTE	TCW ETF TRUST	85,748 (+2.3%)	$7.56M (+18.3%)	2.7%	$53.17	—	TRANSFRM 500 ETF	29287L106
DMXF	ISHARES TR	107,954 (+1.3%)	$9.133M (+13.6%)	3.3%	$68.40	—	ESG EAFE ETF	46436E759
GOOGL	ALPHABET INC	11,104 (+8.6%)	$3.968M (+34.9%)	1.4%	$147.33	—	CAP STK CL A	02079K305
GOOG	ALPHABET INC	12,448 (+3.7%)	$4.398M (+27.7%)	1.6%	$142.33	—	CAP STK CL C	02079K107
BND	VANGUARD BD INDEX FDS	168,548 (+7.7%)	$12.37M (+7.3%)	4.5%	$72.48	—	TOTAL BND MRKT	921937835
NVDA	NVIDIA CORPORATION	12,833 (+23.0%)	$2.568M (+41.1%)	0.9%	$134.52	—	COM	67066G104
USXF	ISHARES TR	37,216 (+6.6%)	$2.585M (+34.2%)	0.9%	$54.72	—	ESG MSCI USA ETF	46436E767
MU	MICRON TECHNOLOGY INC	682 (+9.6%)	$787K (+274.6%)	0.3%	$454.54	—	COM	595112103
ASML	ASML HLDG NV	793 (+1.1%)	$1.578M (+52.3%)	0.6%	$746.12	—	N Y REGISTRY SHS	N07059210
META	META PLATFORMS INC	1,823 (+85.8%)	$1.027M (+83.0%)	0.4%	$404.01	—	CL A	30303M102
AMAT	APPLIED MATLS INC	1,088 (+6.8%)	$787K (+125.9%)	0.3%	$273.28	—	COM	038222105
LLY	ELI LILLY & CO	976 (+14.8%)	$1.171M (+49.7%)	0.4%	$846.72	—	COM	532457108
AVGO	BROADCOM INC	2,746 (+28.3%)	$1.037M (+56.5%)	0.4%	$227.78	—	COM	11135F101
KLAC	KLA CORP	1,702 (+1005.2%)	$514K (+126.5%)	0.2%	$406.70	—	COM NEW	482480100
ESGD	ISHARES TR	19,957 (+6.6%)	$2.052M (+14.6%)	0.7%	$78.56	—	ESG AW MSCI EAFE	46435G516
V	VISA INC	3,097 (+13.2%)	$1.063M (+28.5%)	0.4%	$265.50	—	COM CL A	92826C839
UNH	UNITEDHEALTH GROUP INC	1,254 (+14.4%)	$521K (+75.7%)	0.2%	$447.44	—	COM	91324P102
SCHE	SCHWAB STRATEGIC TR	42,911 (+3.4%)	$1.556M (+13.8%)	0.6%	$27.86	—	EMRG MKTEQ ETF	808524706
CMF	ISHARES TR	17,627 (+19.2%)	$1.016M (+20.8%)	0.4%	$56.94	—	CALIF MUN BD ETF	464288356
BGRN	ISHARES TR	8,849 (+66.1%)	$420K (+66.1%)	0.2%	$47.82	—	USD GRN BOND ETF	46435U440
XJH	ISHARES TR	20,190 (+2.4%)	$1.053M (+17.7%)	0.4%	$42.85	—	ESG SELECT SCRE	46436E551
VTEC	VANGUARD CALIF TAX FREE FDS	13,149 (+9.7%)	$1.323M (+11.3%)	0.5%	$99.21	—	TAX EXEMPT BD FD	922021605
JPM	JPMORGAN CHASE & CO	2,463 (+6.7%)	$806K (+18.7%)	0.3%	$193.31	—	COM	46625H100
VYM	VANGUARD WHITEHALL FDS	9,210 (+2.4%)	$1.455M (+9.2%)	0.5%	$129.33	—	HIGH DIV YLD	921946406
MUB	ISHARES TR	7,536 (+16.0%)	$811K (+17.6%)	0.3%	$106.55	—	NATIONAL MUN ETF	464288414
ADP	AUTOMATIC DATA PROCESSING IN	2,394 (+17.1%)	$536K (+29.0%)	0.2%	$222.13	—	COM	053015103
SPYX	SPDR SERIES TRUST	11,979 (+3.8%)	$732K (+19.6%)	0.3%	$38.81	—	ST STR SP500FF	78468R796
VIG	VANGUARD SPECIALIZED FUNDS	2,825 (+7.6%)	$668K (+18.4%)	0.2%	$203.33	—	DIV APP ETF	921908844
WELL	WELLTOWER INC	2,074 (+11.2%)	$471K (+27.7%)	0.2%	$153.18	—	COM	95040Q104
NFLX	NETFLIX INC.	3,938 (+3.0%)	$281K (-23.5%)	0.1%	$103.34	—	COM	64110L106
HD	HOME DEPOT INC	2,104 (+5.1%)	$742K (+12.8%)	0.3%	$316.22	—	COM	437076102
VO	VANGUARD INDEX FDS	8,724 (+300.0%)	$703K (+12.2%)	0.3%	$121.39	—	MID CAP ETF	922908629
MRK	MERCK & CO INC	3,925 (+9.0%)	$504K (+16.4%)	0.2%	$83.52	—	COM	58933Y105
PNC	PNC FINL SVCS GROUP INC	1,203 (+9.2%)	$296K (+29.2%)	0.1%	$199.99	—	COM	693475105
IWF	ISHARES TR	3,680 (+300.0%)	$457K (+16.5%)	0.2%	$163.50	—	RUS 1000 GRW ETF	464287614
JNJ	JOHNSON & JOHNSON	1,815 (+9.9%)	$461K (+14.2%)	0.2%	$158.64	—	COM	478160104
AXP	AMERICAN EXPRESS CO	774 (+10.3%)	$262K (+23.3%)	0.1%	$289.39	—	COM	025816109
PEP	PEPSICO INC	2,850 (+2.0%)	$386K (-11.1%)	0.1%	$153.55	—	COM	713448108
MA	MASTERCARD INCORPORATED	1,787 (+1.8%)	$918K (+4.6%)	0.3%	$432.23	—	CL A	57636Q104
SCHH	SCHWAB STRATEGIC TR	14,986 (+1.4%)	$355K (+11.7%)	0.1%	$19.55	—	US REIT ETF	808524847
UNP	UNION PAC CORP	888 (+5.5%)	$242K (+18.2%)	0.1%	$244.81	—	COM	907818108
CHD	CHURCH & DWIGHT CO INC	3,958 (+6.1%)	$383K (+10.2%)	0.1%	$92.23	—	COM	171340102
ORCL	ORACLE CORP	3,159 (+7.5%)	$463K (+7.1%)	0.2%	$132.62	—	COM	68389X105
PG	PROCTER & GAMBLE CO	1,613 (+10.8%)	$237K (+12.5%)	0.1%	$159.40	—	COM	742718109
SCHZ	SCHWAB STRATEGIC TR	40,953 (+2.6%)	$947K (+2.2%)	0.3%	$23.09	—	US AGGREGATE B	808524839
MCO	MOODYS CORP	792 (+2.2%)	$359K (+6.1%)	0.1%	$329.05	—	COM	615369105
AMT	AMERICAN TOWER CORP	1,898 (+1.6%)	$310K (-3.7%)	0.1%	$206.47	—	COM	03027X100
LOW	LOWES COS INC	1,160 (+2.6%)	$256K (-4.3%)	0.1%	$221.91	—	COM	548661107
BLK	BLACKROCK INC	390 (+2.6%)	$375K (+2.6%)	0.1%	$986.14	—	COM	09290D101
GILD	GILEAD SCIENCES INC	1,624 (+6.6%)	$205K (-3.4%)	0.1%	$137.64	—	COM	375558103
WMT	WALMART INC	3,179 (+7.6%)	$360K (-2.0%)	0.1%	$66.17	—	COM	931142103
SYK	STRYKER CORPORATION	1,774 (+5.7%)	$559K (+1.3%)	0.2%	$290.89	—	COM	863667101
ABT	ABBOTT LABORATORIES	3,696 (+12.2%)	$335K (-0.8%)	0.1%	$105.94	—	COM	002824100

Exited Positions (4)

INTU INTUIT 0.1%

Value $253K Shares 585 Est. Cost $518.98 Unrealized —

ICE INTERCONTINENTAL EXCHANGE IN 0.1%

Value $242K Shares 1,539 Est. Cost $114.45 Unrealized —

REGN REGENERON PHARMACEUTICALS 0.1%

Value $218K Shares 282 Est. Cost $679.64 Unrealized —

FDX FEDEX CORP 0.1%

Value $217K Shares 608 Est. Cost $338.93 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
INTU	INTUIT	585	$253K	0.1%	$518.98	—	—	461202103
ICE	INTERCONTINENTAL EXCHANGE IN	1,539	$242K	0.1%	$114.45	—	—	45866F104
REGN	REGENERON PHARMACEUTICALS	282	$218K	0.1%	$679.64	—	—	75886F107
FDX	FEDEX CORP	608	$217K	0.1%	$338.93	—	—	31428X106

Decreased Positions (20)

BNDX VANGUARD CHARLOTTE FDS 1.1%

Value $3.046M (-39.6%) Shares 62,904 (-40.1%) Est. Cost $48.32 Unrealized —

SPAB SPDR SERIES TRUST 2.9%

Value $7.956M (-6.3%) Shares 311,768 (-6.0%) Est. Cost $25.53 Unrealized —

SCHX SCHWAB STRATEGIC TR 1.7%

Value $4.569M (+12.6%) Shares 155,258 (-1.9%) Est. Cost $31.24 Unrealized —

SPSM SPDR SERIES TRUST 0.6%

Value $1.566M (+18.0%) Shares 27,153 (-1.1%) Est. Cost $41.62 Unrealized —

IEMG ISHARES INC 0.5%

Value $1.298M (+15.1%) Shares 15,666 (-3.1%) Est. Cost $49.36 Unrealized —

GRNB VANECK ETF TRUST 0.1%

Value $231K (-41.7%) Shares 9,570 (-42.1%) Est. Cost $23.96 Unrealized —

ESGV VANGUARD WORLD FD 0.6%

Value $1.743M (+10.0%) Shares 13,177 (-6.6%) Est. Cost $83.78 Unrealized —

SCHM SCHWAB STRATEGIC TR 1.0%

Value $2.893M (+4.2%) Shares 78,475 (-12.5%) Est. Cost $38.46 Unrealized —

EFAX SPDR INDEX SHS FDS 1.0%

Value $2.734M (-3.7%) Shares 50,519 (-11.5%) Est. Cost $44.55 Unrealized —

SUSL ISHARES TR 0.7%

Value $1.866M (+5.9%) Shares 14,052 (-9.4%) Est. Cost $86.56 Unrealized —

NULC NUSHARES ETF TR 0.3%

Value $712K (+13.1%) Shares 13,144 (-3.3%) Est. Cost $45.66 Unrealized —

BN BROOKFIELD CORP 0.1%

Value $209K (-23.4%) Shares 4,910 (-27.3%) Est. Cost $36.84 Unrealized —

SPMD SPDR SERIES TRUST 0.2%

Value $452K (+12.8%) Shares 6,696 (-1.1%) Est. Cost $52.93 Unrealized —

MKL MARKEL GROUP INC 0.9%

Value $2.435M (-2.1%) Shares 1,247 (-4.0%) Est. Cost $1675.12 Unrealized —

ARCC ARES CAPITAL CORP 0.1%

Value $265K (-10.8%) Shares 14,295 (-13.2%) Est. Cost $18.94 Unrealized —

USB US BANCORP 0.1%

Value $244K (+13.8%) Shares 4,041 (-2.0%) Est. Cost $43.06 Unrealized —

LDEM ISHARES TR 0.3%

Value $947K (+1.4%) Shares 15,706 (-2.6%) Est. Cost $47.78 Unrealized —

ESGE ISHARES INC 0.1%

Value $211K (-3.0%) Shares 3,864 (-19.4%) Est. Cost $43.43 Unrealized —

IDEV ISHARES TR 0.1%

Value $225K (-2.4%) Shares 2,527 (-8.4%) Est. Cost $83.57 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.1%

Value $206K (+2.6%) Shares 1,315 (-9.6%) Est. Cost $138.32 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BNDX	VANGUARD CHARLOTTE FDS	62,904 (-40.1%)	$3.046M (-39.6%)	1.1%	$48.32	—	TOTAL INT BD ETF	92203J407
SPAB	SPDR SERIES TRUST	311,768 (-6.0%)	$7.956M (-6.3%)	2.9%	$25.53	—	ST STR AGGRE ETF	78464A649
SCHX	SCHWAB STRATEGIC TR	155,258 (-1.9%)	$4.569M (+12.6%)	1.7%	$31.24	—	US LRG CAP ETF	808524201
SPSM	SPDR SERIES TRUST	27,153 (-1.1%)	$1.566M (+18.0%)	0.6%	$41.62	—	ST STR SP600 SML	78468R853
IEMG	ISHARES INC	15,666 (-3.1%)	$1.298M (+15.1%)	0.5%	$49.36	—	CORE MSCI EMKT	46434G103
GRNB	VANECK ETF TRUST	9,570 (-42.1%)	$231K (-41.7%)	0.1%	$23.96	—	GREEN BOND ETF	92189F171
ESGV	VANGUARD WORLD FD	13,177 (-6.6%)	$1.743M (+10.0%)	0.6%	$83.78	—	ESG US STK ETF	921910733
SCHM	SCHWAB STRATEGIC TR	78,475 (-12.5%)	$2.893M (+4.2%)	1.0%	$38.46	—	US MID-CAP ETF	808524508
EFAX	SPDR INDEX SHS FDS	50,519 (-11.5%)	$2.734M (-3.7%)	1.0%	$44.55	—	ST STR MSCI EAFE	78470E106
SUSL	ISHARES TR	14,052 (-9.4%)	$1.866M (+5.9%)	0.7%	$86.56	—	ESG MSCI LEADR	46435U218
NULC	NUSHARES ETF TR	13,144 (-3.3%)	$712K (+13.1%)	0.3%	$45.66	—	ESG LARGE CAP	67092P862
BN	BROOKFIELD CORP	4,910 (-27.3%)	$209K (-23.4%)	0.1%	$36.84	—	CL A LTD VT SH	11271J107
SPMD	SPDR SERIES TRUST	6,696 (-1.1%)	$452K (+12.8%)	0.2%	$52.93	—	ST STR P400MID	78464A847
MKL	MARKEL GROUP INC	1,247 (-4.0%)	$2.435M (-2.1%)	0.9%	$1675.12	—	COM	570535104
ARCC	ARES CAPITAL CORP	14,295 (-13.2%)	$265K (-10.8%)	0.1%	$18.94	—	COM	04010L103
USB	US BANCORP	4,041 (-2.0%)	$244K (+13.8%)	0.1%	$43.06	—	COM NEW	902973304
LDEM	ISHARES TR	15,706 (-2.6%)	$947K (+1.4%)	0.3%	$47.78	—	ESG MSCI EM LDRS	46436E601
ESGE	ISHARES INC	3,864 (-19.4%)	$211K (-3.0%)	0.1%	$43.43	—	ESG AWR MSCI EM	46434G863
IDEV	ISHARES TR	2,527 (-8.4%)	$225K (-2.4%)	0.1%	$83.57	—	CORE MSCI INTL	46435G326
VT	VANGUARD INTL EQUITY INDEX F	1,315 (-9.6%)	$206K (+2.6%)	0.1%	$138.32	—	TT WRLD ST ETF	922042742

Unchanged Positions (50)

VEA VANGUARD TAX-MANAGED FDS 4.7%

Value $12.93M Shares 181,468 Est. Cost $46.96 Unrealized —

SPYM SPDR SERIES TRUST 3.2%

Value $8.873M Shares 100,964 Est. Cost $58.93 Unrealized —

SPTM SPDR SERIES TRUST 2.2%

Value $6.172M Shares 67,978 Est. Cost $54.44 Unrealized —

VTI VANGUARD INDEX FDS 1.8%

Value $4.946M Shares 13,366 Est. Cost $220.28 Unrealized —

VXF VANGUARD INDEX FDS 1.5%

Value $4.029M Shares 16,363 Est. Cost $148.83 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 1.6%

Value $4.408M Shares 52,632 Est. Cost $54.41 Unrealized —

VOO VANGUARD INDEX FDS 1.2%

Value $3.384M Shares 4,927 Est. Cost $416.51 Unrealized —

GLW CORNING INC 0.3%

Value $838K Shares 3,282 Est. Cost $66.52 Unrealized —

SCHB SCHWAB STRATEGIC TR 1.1%

Value $2.937M Shares 101,403 Est. Cost $32.51 Unrealized —

AMZN AMAZON COM INC 1.0%

Value $2.906M Shares 12,194 Est. Cost $124.55 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 1.4%

Value $4.014M Shares 67,246 Est. Cost $41.42 Unrealized —

IVV ISHARES TR 0.9%

Value $2.45M Shares 3,271 Est. Cost $458.54 Unrealized —

ESML ISHARES TR 0.6%

Value $1.596M Shares 28,527 Est. Cost $41.29 Unrealized —

CSCO CISCO SYS INC 0.2%

Value $644K Shares 5,480 Est. Cost $57.27 Unrealized —

TXN TEXAS INSTRS INC 0.2%

Value $481K Shares 1,613 Est. Cost $161.45 Unrealized —

FNDB SCHWAB STRATEGIC TR 0.5%

Value $1.513M Shares 49,678 Est. Cost $27.70 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.6%

Value $1.546M Shares 49,704 Est. Cost $28.27 Unrealized —

VV VANGUARD INDEX FDS 0.3%

Value $963K Shares 2,801 Est. Cost $202.72 Unrealized —

VSGX VANGUARD WORLD FD 0.4%

Value $971K Shares 11,790 Est. Cost $55.07 Unrealized —

EW EDWARDS LIFESCIENCES CORP 0.3%

Value $873K Shares 9,654 Est. Cost $86.81 Unrealized —

XOM EXXON MOBIL CORP 0.2%

Value $428K Shares 3,134 Est. Cost $109.10 Unrealized —

PWR QUANTA SVCS INC 0.1%

Value $386K Shares 536 Est. Cost $185.77 Unrealized —

VTEB VANGUARD MUN BD FDS 1.7%

Value $4.617M Shares 91,288 Est. Cost $50.53 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value $660K Shares 2,345 Est. Cost $174.88 Unrealized —

IWP ISHARES TR 0.2%

Value $674K Shares 4,603 Est. Cost $96.63 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.5%

Value $1.265M Shares 1,352 Est. Cost $533.45 Unrealized —

NUE NUCOR CORP 0.1%

Value $282K Shares 1,266 Est. Cost $149.77 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.2%

Value $628K Shares 22,659 Est. Cost $27.23 Unrealized —

IJH ISHARES TR 0.2%

Value $456K Shares 5,911 Est. Cost $98.94 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value $415K Shares 1,369 Est. Cost $221.65 Unrealized —

NUSC NUSHARES ETF TR 0.1%

Value $384K Shares 7,360 Est. Cost $41.55 Unrealized —

VHT VANGUARD WORLD FD 0.2%

Value $602K Shares 2,012 Est. Cost $244.82 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.2%

Value $644K Shares 12,201 Est. Cost $33.21 Unrealized —

CTO CTO RLTY GROWTH INC NEW 0.1%

Value $284K Shares 13,225 Est. Cost $19.26 Unrealized —

— TORTOISE ENERGY INFRSTRCTR C 0.1%

Value $245K Shares 5,716 Est. Cost $42.00 Unrealized —

MCD MCDONALDS CORP 0.1%

Value $261K Shares 967 Est. Cost $275.72 Unrealized —

MSI MOTOROLA SOLUTIONS INC 0.3%

Value $759K Shares 1,827 Est. Cost $278.05 Unrealized —

HASI HA SUSTAINABLE INFRA CAP INC 0.2%

Value $555K Shares 14,205 Est. Cost $29.20 Unrealized —

IWD ISHARES TR 0.1%

Value $263K Shares 1,083 Est. Cost $189.80 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value $624K Shares 1,248 Est. Cost $333.10 Unrealized —

ACNT ASCENT INDUSTRIES CO 0.1%

Value $247K Shares 16,461 Est. Cost $10.08 Unrealized —

USRT ISHARES TR 0.1%

Value $243K Shares 3,660 Est. Cost $51.91 Unrealized —

QUS SPDR SERIES TRUST 0.1%

Value $295K Shares 1,581 Est. Cost $132.12 Unrealized —

SDY SPDR SERIES TRUST 0.2%

Value $495K Shares 3,252 Est. Cost $132.10 Unrealized —

IUSV ISHARES TR 0.1%

Value $223K Shares 2,024 Est. Cost $99.96 Unrealized —

FLCA FRANKLIN TEMPLETON ETF TR 0.1%

Value $240K Shares 4,654 Est. Cost $45.40 Unrealized —

ITW ILLINOIS TOOL WKS INC 0.1%

Value $309K Shares 1,143 Est. Cost $256.68 Unrealized —

TMO THERMO FISHER SCIENTIFIC INC 0.2%

Value $445K Shares 888 Est. Cost $522.06 Unrealized —

FLMB FRANKLIN TEMPLETON ETF TR 0.1%

Value $204K Shares 8,489 Est. Cost $23.67 Unrealized —

EWU ISHARES TR 0.1%

Value $266K Shares 5,760 Est. Cost $37.47 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VEA	VANGUARD TAX-MANAGED FDS	181,468	$12.93M	4.7%	$46.96	—	VAN FTSE DEV MKT	921943858
SPYM	SPDR SERIES TRUST	100,964	$8.873M	3.2%	$58.93	—	ST STR P500ETF	78464A854
SPTM	SPDR SERIES TRUST	67,978	$6.172M	2.2%	$54.44	—	ST STR PR SP1500	78464A805
VTI	VANGUARD INDEX FDS	13,366	$4.946M	1.8%	$220.28	—	TOTAL STK MKT	922908769
VXF	VANGUARD INDEX FDS	16,363	$4.029M	1.5%	$148.83	—	EXTEND MKT ETF	922908652
VEU	VANGUARD INTL EQUITY INDEX F	52,632	$4.408M	1.6%	$54.41	—	ALLWRLD EX US	922042775
VOO	VANGUARD INDEX FDS	4,927	$3.384M	1.2%	$416.51	—	S&P 500 ETF SHS	922908363
GLW	CORNING INC	3,282	$838K	0.3%	$66.52	—	COM	219350105
SCHB	SCHWAB STRATEGIC TR	101,403	$2.937M	1.1%	$32.51	—	US BRD MKT ETF	808524102
AMZN	AMAZON COM INC	12,194	$2.906M	1.0%	$124.55	—	COM	023135106
VWO	VANGUARD INTL EQUITY INDEX F	67,246	$4.014M	1.4%	$41.42	—	FTSE EMR MKT ETF	922042858
IVV	ISHARES TR	3,271	$2.45M	0.9%	$458.54	—	CORE S&P500 ETF	464287200
ESML	ISHARES TR	28,527	$1.596M	0.6%	$41.29	—	ESG AWARE MSCI	46435U663
CSCO	CISCO SYS INC	5,480	$644K	0.2%	$57.27	—	COM	17275R102
TXN	TEXAS INSTRS INC	1,613	$481K	0.2%	$161.45	—	COM	882508104
FNDB	SCHWAB STRATEGIC TR	49,678	$1.513M	0.5%	$27.70	—	FUNDAMENTAL US B	808524789
FNDX	SCHWAB STRATEGIC TR	49,704	$1.546M	0.6%	$28.27	—	FUNDAMENTAL US L	808524771
VV	VANGUARD INDEX FDS	2,801	$963K	0.3%	$202.72	—	LARGE CAP ETF	922908637
VSGX	VANGUARD WORLD FD	11,790	$971K	0.4%	$55.07	—	ESG INTL STK ETF	921910725
EW	EDWARDS LIFESCIENCES CORP	9,654	$873K	0.3%	$86.81	—	COM	28176E108
XOM	EXXON MOBIL CORP	3,134	$428K	0.2%	$109.10	—	COM	30231G102
PWR	QUANTA SVCS INC	536	$386K	0.1%	$185.77	—	COM	74762E102
VTEB	VANGUARD MUN BD FDS	91,288	$4.617M	1.7%	$50.53	—	TAX EXEMPT BD	922907746
IBM	INTERNATIONAL BUSINESS MACHS	2,345	$660K	0.2%	$174.88	—	COM	459200101
IWP	ISHARES TR	4,603	$674K	0.2%	$96.63	—	RUS MD CP GR ETF	464287481
COST	COSTCO WHOLESALE CORPORATION	1,352	$1.265M	0.5%	$533.45	—	COM	22160K105
NUE	NUCOR CORP	1,266	$282K	0.1%	$149.77	—	COM	670346105
SCHF	SCHWAB STRATEGIC TR	22,659	$628K	0.2%	$27.23	—	INTL EQTY ETF	808524805
IJH	ISHARES TR	5,911	$456K	0.2%	$98.94	—	CORE S&P MCP ETF	464287507
VB	VANGUARD INDEX FDS	1,369	$415K	0.1%	$221.65	—	SMALL CP ETF	922908751
NUSC	NUSHARES ETF TR	7,360	$384K	0.1%	$41.55	—	NUVEEN ESG SMLCP	67092P607
VHT	VANGUARD WORLD FD	2,012	$602K	0.2%	$244.82	—	HEALTH CAR ETF	92204A504
FNDF	SCHWAB STRATEGIC TR	12,201	$644K	0.2%	$33.21	—	FUNDAMENTAL INTL	808524755
CTO	CTO RLTY GROWTH INC NEW	13,225	$284K	0.1%	$19.26	—	COM	22948Q101
—	TORTOISE ENERGY INFRSTRCTR C	5,716	$245K	0.1%	$42.00	—	COM	89147L886
MCD	MCDONALDS CORP	967	$261K	0.1%	$275.72	—	COM	580135101
MSI	MOTOROLA SOLUTIONS INC	1,827	$759K	0.3%	$278.05	—	COM NEW	620076307
HASI	HA SUSTAINABLE INFRA CAP INC	14,205	$555K	0.2%	$29.20	—	COM	41068X100
IWD	ISHARES TR	1,083	$263K	0.1%	$189.80	—	RUS 1000 VAL ETF	464287598
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,248	$624K	0.2%	$333.10	—	CL B NEW	084670702
ACNT	ASCENT INDUSTRIES CO	16,461	$247K	0.1%	$10.08	—	COM	871565107
USRT	ISHARES TR	3,660	$243K	0.1%	$51.91	—	CRE U S REIT ETF	464288521
QUS	SPDR SERIES TRUST	1,581	$295K	0.1%	$132.12	—	ST STR MSCI USAQ	78468R812
SDY	SPDR SERIES TRUST	3,252	$495K	0.2%	$132.10	—	ST STR SP DIV	78464A763
IUSV	ISHARES TR	2,024	$223K	0.1%	$99.96	—	CORE S&P US VLU	464287663
FLCA	FRANKLIN TEMPLETON ETF TR	4,654	$240K	0.1%	$45.40	—	FTSE CANADA	35473P827
ITW	ILLINOIS TOOL WKS INC	1,143	$309K	0.1%	$256.68	—	COM	452308109
TMO	THERMO FISHER SCIENTIFIC INC	888	$445K	0.2%	$522.06	—	COM	883556102
FLMB	FRANKLIN TEMPLETON ETF TR	8,489	$204K	0.1%	$23.67	—	MUNICIPAL GRN BD	35473P850
EWU	ISHARES TR	5,760	$266K	0.1%	$37.47	—	MSCI UK ETF NEW	46435G334