Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHX	SCHWAB U.S. LARGE-CAP ETF	906,440	$45.87M	10.0%	$50.60 *	$13.90	+21.4%	US LRG CAP ETF	808524201
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	1,031,693	$35.04M	7.6%	$33.96 *	$15.52	+9.4%	INTL EQTY ETF	808524805
SCHB	SCHWAB U.S. BROAD MARKET ETF	566,057	$28.22M	6.1%	$49.85 *	$14.91	+11.4%	US BRD MKT ETF	808524102
SCHD	SCHWAB US DIVIDEND EQUITY ETF	355,495	$25.15M	5.5%	$70.76 *	$24.21	-2.6%	US DIVIDEND EQ	808524797
SPY	SPDR S&P 500 ETF TRUST	56,063	$23.97M	5.2%	$427.48	$399.89	+6.9%	TR UNIT	78462F103
SPMD	SPDR PORTFOLIO S&P 400 MID CAP ETF	544,513	$23.84M	5.2%	$43.79	$45.97	-4.8%	PORTFOLIO S&P400	78464A847
BIV	VANGUARD INTERMEDIATE-TERM BOND ETF	279,970	$20.24M	4.4%	$72.31	$90.38	-20.0%	INTERMED TERM	921937819
IEF	ISHARES 7-10 YEAR TREASURY BOND ETF	154,932	$14.19M	3.1%	$91.59	$94.57	-3.1%	7-10 YR TRSY BD	464287440
QQQ	INVESCO QQQ TRUST SERIES I	26,806	$9.604M	2.1%	$358.27	$295.55	+21.2%	UNIT SER 1	46090E103
EFA	ISHARES MSCI EAFE ETF	120,840	$8.328M	1.8%	$68.92	$71.43	-3.5%	MSCI EAFE ETF	464287465
CION	CION INVT CORP COM	783,442	$8.281M	1.8%	$10.57 *	$5.97	+25.6%	COM	17259U204
IVW	ISHARES S&P 500 GROWTH ETF	119,915	$8.205M	1.8%	$68.42	$61.13	+11.9%	S&P 500 GRWT ETF	464287309
IJK	ISHARES S&P MID-CAP 400 GROWTH ETF	109,442	$7.906M	1.7%	$72.24	$72.84	-0.8%	S&P MC 400GR ETF	464287606
IVE	ISHARES S&P 500 VALUE ETF	50,482	$7.766M	1.7%	$153.84	$148.92	+3.3%	S&P 500 VAL ETF	464287408
SGOL	ABRDN PHYSICAL GOLD SHARES ETF	356,634	$6.309M	1.4%	$17.69	$18.12	-2.4%	PHYSCL GOLD SHS	00326A104
GLD	SPDR GOLD SHARES	33,581	$5.757M	1.3%	$171.45	$178.04	-3.7%	GOLD SHS	78463V107
AAPL	APPLE INC COM	30,180	$5.167M	1.1%	$171.21	$99.29	+70.6%	COM	037833100
IGSB	ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	87,064	$4.338M	0.9%	$49.83	$54.60	-8.7%	ISHS 1-5YR INVS	464288646
RTX	RTX CORPORATION COM	59,072	$4.251M	0.9%	$71.97 *	$62.54	+9.6%	COM	75513E101
XOM	EXXON MOBIL CORP COM	33,518	$3.941M	0.9%	$117.58 *	$51.06	+112.9%	COM	30231G102
PAG	PENSKE AUTOMOTIVE GRP INC COM	22,528	$3.764M	0.8%	$167.06	$108.46	+54.0%	COM	70959W103
ORLY	OREILLY AUTOMOTIVE INC COM	4,101	$3.727M	0.8%	$908.86 *	$25.10	+141.4%	COM	67103H107
PSX	PHILLIPS 66 COM	29,062	$3.492M	0.8%	$120.15 *	$66.35	+67.5%	COM	718546104
MSFT	MICROSOFT CORP COM	11,047	$3.488M	0.8%	$315.74	$155.55	+99.6%	COM	594918104
BRK/B	BERKSHIRE HATHAWAY INC DEL CL B NEW	9,953	$3.487M	0.8%	$350.30	$308.18	+13.7%	CL B NEW	084670702
AVGO	BROADCOM INC COM	4,008	$3.329M	0.7%	$830.58 *	$59.01	+37.0%	COM	11135F101
WMT	WALMART INC COM	19,049	$3.047M	0.7%	$159.93 *	$39.65	+31.1%	COM	931142103
ABBV	ABBVIE INC COM	19,978	$2.978M	0.6%	$149.06 *	$80.66	+70.5%	COM	00287Y109
MRK	MERCK & CO INC COM	28,866	$2.972M	0.6%	$102.95 *	$68.85	+39.3%	COM	58933Y105
JPM	JPMORGAN CHASE & CO COM	20,201	$2.93M	0.6%	$145.02 *	$99.19	+38.8%	COM	46625H100
LOW	LOWES COS INC COM	14,037	$2.918M	0.6%	$207.85 *	$110.72	+79.5%	COM	548661107
ADP	AUTOMATIC DATA PROCESSING INC COM	12,116	$2.915M	0.6%	$240.58 *	$147.92	+54.8%	COM	053015103
TSM	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	33,361	$2.899M	0.6%	$86.90	$89.76	-3.2%	SPONSORED ADS	874039100
ELV	ELEVANCE HEALTH INC COM	6,521	$2.839M	0.6%	$435.42 *	$310.99	+35.1%	COM	036752103
MET	METLIFE INC COM	44,782	$2.817M	0.6%	$62.91 *	$33.80	+73.9%	COM	59156R108
AZN	ASTRAZENECA PLC SPONSORED ADR	41,491	$2.81M	0.6%	$67.72	$46.18	—	SPONSORED ADR	046353108
AMGN	AMGEN INC COM	10,453	$2.809M	0.6%	$268.77 *	$223.58	+12.1%	COM	031162100
ADI	ANALOG DEVICES INC COM	15,870	$2.779M	0.6%	$175.09 *	$107.12	+57.4%	COM	032654105
COP	CONOCOPHILLIPS COM	23,139	$2.772M	0.6%	$119.80 *	$92.36	+21.3%	COM	20825C104
WM	WASTE MGMT INC DEL COM	18,121	$2.762M	0.6%	$152.44 *	$82.91	+77.9%	COM	94106L109
GPC	GENUINE PARTS CO COM	19,111	$2.759M	0.6%	$144.38 *	$91.21	+47.9%	COM	372460105
CVX	CHEVRON CORP NEW COM	16,137	$2.721M	0.6%	$168.62 *	$144.94	+5.5%	COM	166764100
PG	PROCTER AND GAMBLE CO COM	18,561	$2.707M	0.6%	$145.86 *	$94.46	+45.9%	COM	742718109
MCD	MCDONALDS CORP COM	10,172	$2.68M	0.6%	$263.45 *	$183.13	+36.4%	COM	580135101
BK	BANK NEW YORK MELLON CORP COM	62,493	$2.665M	0.6%	$42.65 *	$44.75	-10.3%	COM	064058100
CMI	CUMMINS INC COM	11,469	$2.62M	0.6%	$228.46 *	$199.12	+9.1%	COM	231021106
NVO	NOVO-NORDISK A S ADR	28,266	$2.571M	0.6%	$90.94	$71.77	+26.7%	ADR	670100205
—	UNILEVER PLC SPON ADR NEW	52,020	$2.57M	0.6%	$49.40	$49.37	—	SPONSORED ADR NEW	904767704
MA	MASTERCARD INCORPORATED CL A	6,452	$2.554M	0.6%	$395.88	$174.58	+123.9%	CL A	57636Q104
TXN	TEXAS INSTRS INC COM	15,955	$2.537M	0.6%	$159.01 *	$114.96	+29.1%	COM	882508104
IQV	IQVIA HLDGS INC COM	12,662	$2.491M	0.5%	$196.75	$147.17	+33.7%	COM	46266C105
IP	INTERNATIONAL PAPER CO COM	69,491	$2.465M	0.5%	$35.47 *	$29.26	+10.0%	COM	460146103
UPS	UNITED PARCEL SERVICE INC CL B	15,684	$2.445M	0.5%	$155.87 *	$91.93	+49.6%	CL B	911312106
IAU	ISHARES GOLD TRUST	68,873	$2.41M	0.5%	$34.99	$35.89	-2.5%	ISHARES NEW	464285204
KMB	KIMBERLY-CLARK CORP COM	19,895	$2.404M	0.5%	$120.85 *	$103.18	+7.5%	COM	494368103
ABT	ABBOTT LABS COM	24,729	$2.395M	0.5%	$96.85 *	$68.77	+34.8%	COM	002824100
QCOM	QUALCOMM INC COM	21,458	$2.383M	0.5%	$111.06 *	$103.24	+2.5%	COM	747525103
LNG	CHENIERE ENERGY INC COM NEW	14,213	$2.359M	0.5%	$165.96	$139.12	+19.3%	COM NEW	16411R208
EIX	EDISON INTL COM	36,828	$2.331M	0.5%	$63.29 *	$59.41	-3.5%	COM	281020107
INTU	INTUIT COM	4,434	$2.266M	0.5%	$510.94	$403.22	+24.9%	COM	461202103
WDAY	WORKDAY INC CL A	10,351	$2.224M	0.5%	$214.85	$183.09	+17.3%	CL A	98138H101
OLN	OLIN CORP COM PAR $1	44,036	$2.201M	0.5%	$49.98 *	$52.77	-10.5%	COM PAR $1	680665205
CLX	CLOROX CO DEL COM	16,686	$2.187M	0.5%	$131.06 *	$134.63	-10.1%	COM	189054109
PII	POLARIS INC COM	20,559	$2.141M	0.5%	$104.14	$112.10	-7.1%	COM	731068102
C	CITIGROUP INC COM NEW	50,725	$2.086M	0.5%	$41.13 *	$44.01	-13.5%	COM NEW	172967424
OMC	OMNICOM GROUP INC COM	27,822	$2.072M	0.5%	$74.48 *	$80.35	-14.0%	COM	681919106
GD	GENERAL DYNAMICS CORP COM	8,876	$1.961M	0.4%	$220.97 *	$212.76	-0.8%	COM	369550108
MMM	3M CO COM	20,595	$1.928M	0.4%	$93.62 *	$101.21	-27.8%	COM	88579Y101
CAH	CARDINAL HEALTH INC COM	21,388	$1.857M	0.4%	$86.82 *	$70.93	+17.4%	COM	14149Y108
—	WALGREENS BOOTS ALLIANCE INC COM	72,381	$1.61M	0.3%	$22.24	$40.58	—	COM	931427108
VRSN	VERISIGN INC COM	7,801	$1.58M	0.3%	$202.53	$204.42	-1.8%	COM	92343E102
GPK	GRAPHIC PACKAGING HLDG CO COM	69,974	$1.559M	0.3%	$22.28	$23.11	-3.6%	COM	388689101
NKE	NIKE INC CL B	16,143	$1.544M	0.3%	$95.62 *	$116.49	-21.4%	CL B	654106103
SPSM	SPDR PORTFOLIO S&P 600 SMALL CAP ETF	41,185	$1.52M	0.3%	$36.90	$37.29	-1.0%	PORTFOLIO S&P600	78468R853
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	61,547	$1.473M	0.3%	$23.94	$25.89	-7.5%	EMRG MKTEQ ETF	808524706
SCHO	SCHWAB SHORT-TERM US TREASURY ETF	28,091	$1.345M	0.3%	$47.89 *	$25.49	-6.1%	SHT TM US TRES	808524862
XLRE	REAL ESTATE SELECT SECTOR SPDR FUND	36,507	$1.244M	0.3%	$34.07	$37.25	-8.5%	RL EST SEL SEC\	81369Y860
AMZN	AMAZON COM INC COM	8,187	$1.041M	0.2%	$127.12	$125.50	+1.3%	COM	023135106
—	NATIONAL INSTRS CORP COM	15,648	$933K	0.2%	$59.62	$52.41	—	COM	636518102
SCHM	SCHWAB U.S. MID-CAP ETF	10,954	$741K	0.2%	$67.68 *	$18.66	+20.9%	US MID-CAP ETF	808524508
CMC	COMMERCIAL METALS CO COM	13,962	$690K	0.1%	$49.41 *	$52.60	-9.1%	COM	201723103
META	META PLATFORMS INC CL A	2,175	$653K	0.1%	$300.21	$215.49	+38.3%	CL A	30303M102
TOL	TOLL BROTHERS INC COM	8,809	$652K	0.1%	$73.96	$67.10	+10.2%	COM	889478103
—	NEW YORK CMNTY BANCORP INC COM	55,913	$634K	0.1%	$11.34	$11.24	—	COM	649445103
FSK	FS KKR CAP CORP COM	31,166	$614K	0.1%	$19.69 *	$9.78	+43.6%	COM	302635206
PEP	PEPSICO INC COM	3,270	$554K	0.1%	$169.44 *	$158.15	-0.9%	COM	713448108
NVDA	NVIDIA CORPORATION COM	1,271	$553K	0.1%	$434.99 *	$30.91	+40.6%	COM	67066G104
VTI	VANGUARD TOTAL STOCK MARKET ETF	2,555	$543K	0.1%	$212.42	$222.60	-4.6%	TOTAL STK MKT	922908769
SCHP	SCHWAB US TIPS ETF	10,732	$542K	0.1%	$50.49 *	$30.09	-16.1%	US TIPS ETF	808524870
XLE	ENERGY SELECT SECTOR SPDR FUND	5,871	$531K	0.1%	$90.39 *	$41.95	+7.7%	ENERGY	81369Y506
—	M D C HLDGS INC COM	12,441	$513K	0.1%	$41.23	$41.23	—	COM	552676108
TSLA	TESLA INC COM	1,987	$497K	0.1%	$250.22	$228.01	+9.7%	COM	88160R101
EVR	EVERCORE INC CLASS A	3,300	$455K	0.1%	$137.88 *	$131.10	+1.9%	CL A	29977A105
BA	BOEING CO COM	2,292	$439K	0.1%	$191.68	$185.33	+3.4%	COM	097023105
—	LAM RESEARCH CORP COM	665	$417K	0.1%	$626.77	$641.02	—	COM	512807108
ZION	ZIONS BANCORPORATION N A COM	11,566	$404K	0.1%	$34.89	$34.87	+0.1%	COM	989701107
PRI	PRIMERICA INC COM	2,015	$391K	0.1%	$194.01	$163.90	+18.4%	COM	74164M108
KLAC	KLA CORP COM NEW	850	$390K	0.1%	$458.66	$407.84	+10.2%	COM NEW	482480100
CAT	CATERPILLAR INC COM	1,261	$344K	0.1%	$273.00 *	$261.47	+0.7%	COM	149123101
HUBB	HUBBELL INC COM	1,061	$333K	0.1%	$313.41 *	$267.20	+13.9%	COM	443510607
CEG	CONSTELLATION ENERGY CORP COM	2,938	$320K	0.1%	$109.08	$101.44	+5.9%	COM	21037T109
FNV	FRANCO NEV CORP COM	2,260	$302K	0.1%	$133.49	$127.79	+2.4%	COM	351858105
CCL	CARNIVAL CORP COMMON STOCK	21,355	$293K	0.1%	$13.72	$16.57	-17.2%	COMMON STOCK	143658300
ARES	ARES MANAGEMENT CORPORATION CL A COM STK	2,843	$292K	0.1%	$102.87 *	$80.33	+20.7%	CL A COM STK	03990B101
ADBE	ADOBE INC COM	556	$284K	0.1%	$509.90	$524.63	-2.8%	COM	00724F101
BWXT	BWX TECHNOLOGIES INC COM	3,727	$279K	0.1%	$74.98	$70.74	+3.9%	COM	05605H100
AJG	GALLAGHER ARTHUR J & CO COM	1,221	$278K	0.1%	$227.93	$178.07	+25.5%	COM	363576109
KBH	KB HOME COM	5,939	$275K	0.1%	$46.28 *	$43.23	+3.1%	COM	48666K109
VOO	VANGUARD S&P 500 ETF	700	$275K	0.1%	$392.53	$385.79	+1.8%	S&P 500 ETF SHS	922908363
ORCL	ORACLE CORP COM	2,565	$272K	0.1%	$105.92 *	$100.39	+2.8%	COM	68389X105
AIT	APPLIED INDL TECHNOLOGIES INC COM	1,754	$271K	0.1%	$154.61	$147.08	+3.2%	COM	03820C105
UNM	UNUM GROUP COM	5,422	$267K	0.1%	$49.19	$38.93	+26.4%	COM	91529Y106
ISRG	INTUITIVE SURGICAL INC COM NEW	901	$263K	0.1%	$292.29	$302.56	-3.4%	COM NEW	46120E602
BLDR	BUILDERS FIRSTSOURCE INC COM	2,115	$263K	0.1%	$124.49	$137.97	-9.8%	COM	12008R107
LEN	LENNAR CORP CL A	2,329	$261K	0.1%	$112.23 *	$105.19	-0.1%	CL A	526057104
—	SIRIUS XM HOLDINGS INC COM	57,561	$260K	0.1%	$4.52	$4.52	—	COM	82968B103
—	SUPER MICRO COMPUTER INC COM	932	$256K	0.1%	$274.22	$274.22	—	COM	86800U104
TDG	TRANSDIGM GROUP INC COM	298	$251K	0.1%	$843.13 *	$749.90	-3.9%	COM	893641100
ETN	EATON CORP PLC SHS	1,166	$249K	0.1%	$213.28 *	$209.69	-0.9%	COM	G29183103
BKR	BAKER HUGHES COMPANY CL A	7,016	$248K	0.1%	$35.32 *	$33.53	-0.0%	CL A	05722G100
—	EQUITRANS MIDSTREAM CORP COM	26,169	$245K	0.1%	$9.37	$9.37	—	COM	294600101
VO	VANGUARD MID-CAP ETF	1,166	$243K	0.1%	$208.24 *	$50.94	+2.2%	MID CAP ETF	922908629
PH	PARKER-HANNIFIN CORP COM	623	$243K	0.1%	$389.52 *	$391.41	-2.9%	COM	701094104
BBDC	BARINGS BDC INC COM	26,970	$240K	0.1%	$8.91 *	$6.91	-0.7%	COM	06759L103
RGLD	ROYAL GOLD INC COM	2,225	$237K	0.1%	$106.33	$120.15	-11.5%	COM	780287108
TTD	THE TRADE DESK INC COM CL A	2,941	$230K	0.0%	$78.15	$80.85	-3.3%	COM CL A	88339J105
TRMB	TRIMBLE INC COM	4,186	$225K	0.0%	$53.86	$85.87	-37.3%	COM	896239100
MRVL	MARVELL TECHNOLOGY INC COM	4,098	$222K	0.0%	$54.13	$58.53	-8.3%	COM	573874104
XPO	XPO INC COM	2,960	$221K	0.0%	$74.66	$69.02	+8.2%	COM	983793100
SHC	SOTERA HEALTH CO COM	14,661	$220K	0.0%	$14.98	$16.87	-11.2%	COM	83601L102
MTN	VAIL RESORTS INC COM	985	$219K	0.0%	$221.89	$291.14	-23.8%	COM	91879Q109
YUM	YUM BRANDS INC COM	1,733	$217K	0.0%	$124.94 *	$114.06	+4.9%	COM	988498101
WST	WEST PHARMACEUTICAL SVSC INC COM	555	$208K	0.0%	$375.21	$354.80	+5.1%	COM	955306105
NU	NU HLDGS LTD ORD SHS CL A	12,196	$88,421	0.0%	$7.25	$7.48	-3.1%	CL A	G6683N103
—	GINKGO BIOWORKS HOLDINGS INC CL A SHS	41,876	$75,796	0.0%	$1.81	$1.81	—	CL A SHS	37611X100