Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	263,168	$8.85M	5.0%	$33.63 *	$15.31	+9.8%	INTL EQTY ETF	808524805
VEU	VANGUARD INTL EQUITY INDEX F	86,187	$4.633M	2.6%	$53.76	$47.88	+12.3%	ALLWRLD EX US	922042775
EFA	ISHARES TR	63,365	$4.4M	2.5%	$69.44	$64.94	+6.9%	MSCI EAFE ETF	464287465
IJR	ISHARES TR	52,047	$4.364M	2.4%	$83.85	$59.19	+41.7%	CORE S&P SCP ETF	464287804
IJH	ISHARES TR	20,662	$4.253M	2.4%	$205.84 *	$25.05	+64.3%	CORE S&P MCP ETF	464287507
CVX	CHEVRON CORP NEW	33,766	$4.069M	2.3%	$120.51 *	$70.99	+29.9%	COM	166764100
AAPL	APPLE INC	12,650	$3.715M	2.1%	$293.68 *	$26.73	+165.1%	COM	037833100
CORP	PIMCO ETF TR	33,743	$3.71M	2.1%	$109.95	$100.35	+9.6%	INV GRD CRP BD	72201R817
SCHB	SCHWAB STRATEGIC TR	43,892	$3.374M	1.9%	$76.87 *	$9.32	+37.4%	US BRD MKT ETF	808524102
CMF	ISHARES TR	55,004	$3.368M	1.9%	$61.23	$58.79	+4.2%	CALIF MUN BD ETF	464288356
MSFT	MICROSOFT CORP	20,584	$3.246M	1.8%	$157.70 *	$28.07	+433.5%	COM	594918104
PG	PROCTER & GAMBLE CO	25,834	$3.227M	1.8%	$124.91 *	$55.67	+93.2%	COM	742718109
DIS	DISNEY WALT CO	22,084	$3.194M	1.8%	$144.63 *	$63.31	+123.2%	COM DISNEY	254687106
PFE	PFIZER INC	80,541	$3.156M	1.8%	$39.19 *	$20.84	+34.3%	COM	717081103
JPM	JPMORGAN CHASE & CO	22,288	$3.107M	1.7%	$139.40 *	$85.34	+38.4%	COM	46625H100
VCIT	VANGUARD SCOTTSDALE FDS	33,710	$3.079M	1.7%	$91.34	$85.10	+7.3%	INT-TERM CORP	92206C870
XLK	SELECT SECTOR SPDR TR	32,685	$2.996M	1.7%	$91.66 *	$25.67	+78.5%	TECHNOLOGY	81369Y803
SCHE	SCHWAB STRATEGIC TR	98,043	$2.683M	1.5%	$27.37	$24.35	+12.4%	EMRG MKTEQ ETF	808524706
LOW	LOWES COS INC	22,395	$2.682M	1.5%	$119.76 *	$34.82	+208.2%	COM	548661107
XLV	SELECT SECTOR SPDR TR	24,434	$2.489M	1.4%	$101.87	$82.28	+23.8%	SBI HEALTHCARE	81369Y209
XOM	EXXON MOBIL CORP	35,013	$2.443M	1.4%	$69.77 *	$55.43	-4.7%	COM	30231G102
ABT	ABBOTT LABS	28,086	$2.44M	1.4%	$86.88 *	$37.89	+106.2%	COM	002824100
ALL	ALLSTATE CORP	20,709	$2.329M	1.3%	$112.46 *	$58.29	+67.0%	COM	020002101
MCHP	MICROCHIP TECHNOLOGY INC	21,870	$2.29M	1.3%	$104.71 *	$21.44	+117.8%	COM	595017104
XLY	SELECT SECTOR SPDR TR	18,014	$2.259M	1.3%	$125.40 *	$34.93	+79.5%	SBI CONS DISCR	81369Y407
WFC	WELLS FARGO CO NEW	41,645	$2.241M	1.3%	$53.81 *	$28.81	+60.0%	COM	949746101
ICE	INTERCONTINENTAL EXCHANGE IN	23,675	$2.191M	1.2%	$92.54 *	$49.34	+73.7%	COM	45866F104
CRM	SALESFORCE COM INC	12,934	$2.104M	1.2%	$162.67	$72.34	+122.1%	COM	79466L302
GOOGL	ALPHABET INC	1,505	$2.016M	1.1%	$1339.53 *	$50.70	+31.1%	CAP STK CL A	02079K305
AXP	AMERICAN EXPRESS CO	15,667	$1.95M	1.1%	$124.47 *	$61.35	+87.0%	COM	025816109
INTC	INTEL CORP	32,240	$1.93M	1.1%	$59.86 *	$31.84	+65.8%	COM	458140100
VOX	VANGUARD WORLD FDS	20,433	$1.919M	1.1%	$93.92	$85.77	+9.5%	COMM SRVC ETF	92204A884
KO	COCA COLA CO	33,767	$1.869M	1.0%	$55.35 *	$28.16	+63.5%	COM	191216100
XLI	SELECT SECTOR SPDR TR	21,706	$1.768M	1.0%	$81.45	$57.85	+40.8%	SBI INT-INDS	81369Y704
WMT	WALMART INC	14,132	$1.679M	0.9%	$118.81 *	$19.90	+82.9%	COM	931142103
USB	US BANCORP DEL	27,000	$1.601M	0.9%	$59.30 *	$22.44	+104.0%	COM NEW	902973304
CAT	CATERPILLAR INC DEL	10,739	$1.586M	0.9%	$147.69 *	$79.27	+64.5%	COM	149123101
ORCL	ORACLE CORP	28,753	$1.523M	0.9%	$52.97 *	$46.12	+5.3%	COM	68389X105
XLE	SELECT SECTOR SPDR TR	25,234	$1.515M	0.8%	$60.04 *	$31.45	-4.6%	ENERGY	81369Y506
JNJ	JOHNSON & JOHNSON	10,300	$1.502M	0.8%	$145.83 *	$61.40	+100.7%	COM	478160104
KLAC	KLA CORPORATION	8,390	$1.495M	0.8%	$178.19 *	$108.03	+53.5%	COM NEW	482480100
META	FACEBOOK INC	7,270	$1.492M	0.8%	$205.23	$171.72	+18.7%	CL A	30303M102
AMZN	AMAZON COM INC	753	$1.391M	0.8%	$1847.28 *	$65.29	+41.5%	COM	023135106
PEP	PEPSICO INC	10,062	$1.375M	0.8%	$136.65 *	$56.21	+102.5%	COM	713448108
—	UNITED TECHNOLOGIES CORP	9,022	$1.351M	0.8%	$149.75	$94.63	—	COM	913017109
CME	CME GROUP INC	6,500	$1.305M	0.7%	$200.77 *	$48.46	+231.8%	COM	12572Q105
XLB	SELECT SECTOR SPDR TR	20,103	$1.235M	0.7%	$61.43 *	$24.44	+25.7%	SBI MATERIALS	81369Y100
ZBH	ZIMMER BIOMET HLDGS INC	8,064	$1.207M	0.7%	$149.68 *	$109.56	+26.3%	COM	98956P102
SCHA	SCHWAB STRATEGIC TR	15,545	$1.176M	0.7%	$75.65 *	$16.33	+15.8%	US SML CAP ETF	808524607
D	DOMINION ENERGY INC	14,054	$1.164M	0.7%	$82.82 *	$53.89	+18.3%	COM	25746U109
XLF	SELECT SECTOR SPDR TR	37,588	$1.157M	0.6%	$30.78	$22.70	+35.6%	SBI INT-FINL	81369Y605
DHR	DANAHER CORPORATION	7,219	$1.108M	0.6%	$153.48 *	$42.53	+211.7%	COM	235851102
FTV	FORTIVE CORP	14,312	$1.093M	0.6%	$76.37 *	$33.58	+39.9%	COM	34959J108
PYPL	PAYPAL HLDGS INC	10,025	$1.084M	0.6%	$108.13	$103.97	+3.8%	COM	70450Y103
XLRE	SELECT SECTOR SPDR TR	27,399	$1.06M	0.6%	$38.69	$31.55	+22.6%	RL EST SEL SEC	81369Y860
VZ	VERIZON COMMUNICATIONS INC	17,018	$1.045M	0.6%	$61.41 *	$38.95	+11.9%	COM	92343V104
VTI	VANGUARD INDEX FDS	6,311	$1.033M	0.6%	$163.68	$127.55	+28.3%	TOTAL STK MKT	922908769
CVS	CVS HEALTH CORP	13,815	$1.026M	0.6%	$74.27 *	$48.73	+25.7%	COM	126650100
ADP	AUTOMATIC DATA PROCESSING IN	5,775	$985K	0.6%	$170.56 *	$76.76	+95.5%	COM	053015103
LLY	LILLY ELI & CO	7,410	$974K	0.5%	$131.44 *	$107.55	+13.7%	COM	532457108
TJX	TJX COS INC NEW	15,905	$971K	0.5%	$61.05 *	$46.42	+21.7%	COM	872540109
CTSH	COGNIZANT TECHNOLOGY SOLUTIO	15,635	$970K	0.5%	$62.04 *	$50.83	+11.4%	CL A	192446102
AMT	AMERICAN TOWER CORP NEW	4,210	$968K	0.5%	$229.93 *	$120.51	+61.6%	COM	03027X100
HYLB	DBX ETF TR	18,918	$953K	0.5%	$50.38 *	$39.94	+0.9%	XTRACK USD HIGH	233051432
XLU	SELECT SECTOR SPDR TR	14,656	$947K	0.5%	$64.62 *	$21.23	+52.2%	SBI INT-UTILS	81369Y886
C	CITIGROUP INC	11,820	$944K	0.5%	$79.86 *	$54.15	+18.6%	COM NEW	172967424
XLP	SELECT SECTOR SPDR TR	14,808	$933K	0.5%	$63.01	$43.28	+45.5%	SBI CONS STPLS	81369Y308
DLTR	DOLLAR TREE INC	9,805	$922K	0.5%	$94.03	$88.62	+6.1%	COM	256746108
HD	HOME DEPOT INC	4,159	$908K	0.5%	$218.32 *	$83.98	+124.9%	COM	437076102
HYG	ISHARES TR	10,154	$893K	0.5%	$87.95	$85.77	+2.5%	IBOXX HI YD ETF	464288513
MDLZ	MONDELEZ INTL INC	15,217	$838K	0.5%	$55.07 *	$35.68	+33.1%	CL A	609207105
UNP	UNION PACIFIC CORP	4,625	$836K	0.5%	$180.76 *	$83.63	+89.2%	COM	907818108
ABBV	ABBVIE INC	9,224	$817K	0.5%	$88.57 *	$61.01	+13.2%	COM	00287Y109
SCHM	SCHWAB STRATEGIC TR	13,511	$813K	0.5%	$60.17 *	$18.48	+8.5%	US MID-CAP ETF	808524508
MRK	MERCK & CO INC	8,901	$810K	0.5%	$91.00 *	$60.29	+19.0%	COM	58933Y105
TFC	TRUIST FINL CORP	13,993	$788K	0.4%	$56.31 *	$40.89	+4.4%	COM	89832Q109
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,472	$786K	0.4%	$226.38	$153.96	+47.1%	CL B NEW	084670702
CMCSA	COMCAST CORP NEW	17,150	$771K	0.4%	$44.96 *	$37.52	+1.9%	CL A	20030N101
COR	AMERISOURCEBERGEN CORP	8,630	$734K	0.4%	$85.05 *	$64.80	+10.8%	COM	03073E105
—	ALLERGAN PLC	3,830	$732K	0.4%	$191.12	$150.79	—	SHS	G0177J108
UPS	UNITED PARCEL SERVICE INC	6,197	$725K	0.4%	$116.99 *	$72.18	+27.7%	CL B	911312106
VWO	VANGUARD INTL EQUITY INDEX F	16,287	$724K	0.4%	$44.45	$42.37	+5.0%	FTSE EMR MKT ETF	922042858
BA	BOEING CO	2,177	$709K	0.4%	$325.68	$300.45	+7.8%	COM	097023105
EL	LAUDER ESTEE COS INC	3,280	$677K	0.4%	$206.40 *	$176.07	+8.4%	CL A	518439104
VGT	VANGUARD WORLD FDS	2,625	$643K	0.4%	$244.95 *	$23.23	+31.7%	INF TECH ETF	92204A702
XLC	SELECT SECTOR SPDR TR	11,782	$632K	0.4%	$53.64	$49.44	+8.5%	COMMUNICATION	81369Y852
MCD	MCDONALDS CORP	2,985	$590K	0.3%	$197.65 *	$86.49	+98.9%	COM	580135101
BMY	BRISTOL MYERS SQUIBB CO	9,101	$584K	0.3%	$64.17 *	$34.56	+46.6%	COM	110122108
—	E TRADE FINANCIAL CORP	12,805	$581K	0.3%	$45.37	$45.37	—	COM NEW	269246401
VNQ	VANGUARD INDEX FDS	6,170	$573K	0.3%	$92.87	$72.93	+27.2%	REAL ESTATE ETF	922908553
SPDW	SPDR INDEX SHS FDS	17,345	$544K	0.3%	$31.36	$29.56	+6.1%	PORTFOLIO DEVLPD	78463X889
SPEM	SPDR INDEX SHS FDS	13,973	$525K	0.3%	$37.57	$34.75	+8.2%	PORTFOLIO EMG MK	78463X509
T	AT&T INC	12,782	$500K	0.3%	$39.12 *	$14.34	+34.7%	COM	00206R102
MAS	MASCO CORP	10,417	$500K	0.3%	$48.00 *	$32.66	+32.7%	COM	574599106
—	JACOBS ENGR GROUP INC	5,533	$497K	0.3%	$89.82	$63.41	—	COM	469814107
SBUX	STARBUCKS CORP	5,639	$496K	0.3%	$87.96 *	$46.50	+65.5%	COM	855244109
VIG	VANGUARD GROUP	3,842	$479K	0.3%	$124.67	$81.58	+52.8%	DIV APP ETF	921908844
MUB	ISHARES TR	4,150	$473K	0.3%	$113.98	$111.13	+2.5%	NATIONAL MUN ETF	464288414
GOOG	ALPHABET INC	352	$471K	0.3%	$1338.07 *	$35.61	+86.3%	CAP STK CL C	02079K107
PLD	PROLOGIS INC	5,200	$464K	0.3%	$89.23 *	$56.37	+34.0%	COM	74340W103
HON	HONEYWELL INTL INC	2,590	$458K	0.3%	$176.83 *	$139.45	+5.6%	COM	438516106
GNR	SPDR INDEX SHS FDS	9,611	$444K	0.2%	$46.20	$45.26	+2.0%	GLB NAT RESRCE	78463X541
TROW	PRICE T ROWE GROUP INC	3,600	$439K	0.2%	$121.94 *	$73.21	+29.6%	COM	74144T108
NEE	NEXTERA ENERGY INC	1,750	$424K	0.2%	$242.29 *	$33.41	+56.3%	COM	65339F101
VFC	V F CORP	4,214	$420K	0.2%	$99.67	$52.93	+88.3%	COM	918204108
IBM	INTERNATIONAL BUSINESS MACHS	3,085	$414K	0.2%	$134.20 *	$114.56	-13.6%	COM	459200101
XRX	XEROX HOLDINGS CORP	11,200	$413K	0.2%	$36.88	$34.97	+5.4%	COM NEW	98421M106
MCO	MOODYS CORP	1,730	$411K	0.2%	$237.57 *	$98.85	+128.4%	COM	615369105
MMM	3M CO	2,319	$409K	0.2%	$176.37 *	$131.07	-9.8%	COM	88579Y101
CSCO	CISCO SYS INC	8,450	$405K	0.2%	$47.93 *	$39.51	+0.7%	COM	17275R102
TPR	TAPESTRY INC	14,050	$379K	0.2%	$26.98 *	$25.58	-8.2%	COM	876030107
VFH	VANGUARD WORLD FDS	4,879	$372K	0.2%	$76.25	$72.98	+4.5%	FINANCIALS ETF	92204A405
DUK	DUKE ENERGY CORP NEW	3,970	$362K	0.2%	$91.18 *	$48.55	+48.0%	COM NEW	26441C204
—	GENERAL ELECTRIC CO	31,438	$351K	0.2%	$11.16	$23.80	—	COM	369604103
SUB	ISHARES TR	3,273	$349K	0.2%	$106.63	$105.72	+1.0%	SHRT NAT MUN ETF	464288158
SPY	SPDR S&P 500 ETF TR	1,035	$333K	0.2%	$321.74	$279.72	+15.1%	TR UNIT	78462F103
STIP	ISHARES TR	3,300	$332K	0.2%	$100.61	$99.01	+1.7%	0-5 YR TIPS ETF	46429B747
BAC	BANK AMER CORP	9,252	$326K	0.2%	$35.24 *	$16.34	+86.1%	COM	060505104
TXN	TEXAS INSTRS INC	2,500	$321K	0.2%	$128.40 *	$87.28	+23.9%	COM	882508104
BMO	BANK MONTREAL QUE	4,000	$310K	0.2%	$77.50 *	$49.92	+19.8%	COM	063671101
IGIB	ISHARES TR	5,140	$298K	0.2%	$57.98	$54.09	+7.2%	INTRM TR CRP ETF	464288638
NANR	SPDR INDEX SHS FDS	8,832	$298K	0.2%	$33.74	$31.62	+6.7%	S&P NORTH AMER	78463X152
LQD	ISHARES TR	2,250	$288K	0.2%	$128.00	$116.77	+9.6%	IBOXX INV CP ETF	464287242
DD	DUPONT DE NEMOURS INC	4,475	$287K	0.2%	$64.13 *	$25.91	-7.9%	COM	26614N102
BXP	BOSTON PROPERTIES INC	2,000	$276K	0.2%	$138.00 *	$64.00	+59.8%	COM	101121101
EOG	EOG RES INC	3,250	$272K	0.2%	$83.69 *	$68.66	-7.0%	COM	26875P101
RWO	SPDR INDEX SHS FDS	5,288	$272K	0.2%	$51.44	$47.70	+8.0%	DJ GLB RL ES ETF	78463X749
REZ	ISHARES TR	3,600	$271K	0.2%	$75.28	$56.85	+32.5%	RESIDNL REAL EST	464288562
MAR	MARRIOTT INTL INC NEW	1,700	$257K	0.1%	$151.18 *	$111.57	+30.4%	CL A	571903202
—	ALEXION PHARMACEUTICALS INC	2,370	$256K	0.1%	$108.02	$129.92	—	COM	015351109
SLB	SCHLUMBERGER LTD	6,231	$250K	0.1%	$40.12 *	$30.72	+13.6%	COM	806857108
DOW	DOW INC	4,408	$241K	0.1%	$54.67 *	$36.37	+7.8%	COM	260557103
APD	AIR PRODS & CHEMS INC	1,025	$241K	0.1%	$235.12 *	$135.57	+49.8%	COM	009158106
AVGO	BROADCOM INC	725	$229K	0.1%	$315.86 *	$22.49	+20.9%	COM	11135F101
ADBE	ADOBE INC	663	$219K	0.1%	$330.32	$294.23	+12.1%	COM	00724F101
FBIN	FORTUNE BRANDS HOME & SEC IN	3,173	$207K	0.1%	$65.24 *	$47.96	+6.4%	COM	34964C106
GSG	ISHARES S&P GSCI COMMODITY I	11,215	$182K	0.1%	$16.23	$15.30	+5.9%	UNIT BEN INT	46428R107