Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SHV	ISHARES TR	5,164	$570K	0.2%	$110.39	—	TRUST ISHARE 0-1	464288679
KLAC	KLA CORP	339	$499K	0.2%	$1462.03	0.0%	COM NEW	482480100
CRM	SALESFORCE INC	1,724	$322K	0.1%	$215.77	0.0%	COM	79466L302
DUK	DUKE ENERGY CORP NEW	1,977	$259K	0.1%	$120.88	0.0%	COM NEW	26441C204
MO	ALTRIA GROUP INC	3,575	$236K	0.1%	$63.03	0.0%	COM	02209S103
IEFA	ISHARES TR	2,518	$228K	0.1%	$90.53	—	CORE MSCI EAFE	46432F842
IAU	ISHARES GOLD TR	2,443	$215K	0.1%	$88.16	—	ISHARES NEW	464285204
LMT	LOCKHEED MARTIN CORP	347	$210K	0.1%	$600.88	0.0%	COM	539830109
GEV	GE VERNOVA INC	237	$207K	0.1%	$736.93	0.0%	COM	36828A101
GLW	CORNING INC	1,475	$201K	0.1%	$111.68	0.0%	COM	219350105

Increased Positions (36)

XOM EXXON MOBIL CORP 0.8%

Value $2.615M (+44.1%) Shares 15,415 (+2.2%) Est. Cost $67.54 Unrealized +105.4%

AGG ISHARES TR 5.9%

Value $19.25M (+3.9%) Shares 193,951 (+4.6%) Est. Cost $106.01 Unrealized —

SCHD SCHWAB STRATEGIC TR 1.0%

Value $3.37M (+19.9%) Shares 109,837 (+7.2%) Est. Cost $37.45 Unrealized —

DBEF DBX ETF TR 1.7%

Value $5.619M (+10.5%) Shares 113,752 (+7.6%) Est. Cost $37.67 Unrealized —

NEE NEXTERA ENERGY INC 0.8%

Value $2.651M (+18.0%) Shares 28,542 (+2.0%) Est. Cost $60.96 Unrealized +43.0%

JNJ JOHNSON & JOHNSON 0.6%

Value $2.026M (+21.2%) Shares 8,290 (+2.6%) Est. Cost $117.26 Unrealized +94.3%

META META PLATFORMS INC 0.9%

Value $2.81M (-10.1%) Shares 4,912 (+3.8%) Est. Cost $268.75 Unrealized +143.9%

ORCL ORACLE CORP 0.8%

Value $2.455M (-10.6%) Shares 16,687 (+18.4%) Est. Cost $67.42 Unrealized +151.6%

ISRG INTUITIVE SURGICAL INC 0.4%

Value $1.144M (-16.9%) Shares 2,481 (+2.1%) Est. Cost $333.56 Unrealized +56.2%

SPMB SPDR SERIES TRUST 2.2%

Value $7.093M (+3.3%) Shares 316,789 (+3.4%) Est. Cost $24.81 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 1.5%

Value $4.79M (-3.3%) Shares 7,366 (+1.4%) Est. Cost $318.27 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.2%

Value $668K (+28.8%) Shares 670 (+11.5%) Est. Cost $580.09 Unrealized +66.1%

TDTF FLEXSHARES TR 0.5%

Value $1.622M (+9.6%) Shares 67,287 (+9.0%) Est. Cost $26.05 Unrealized —

ABBV ABBVIE INC 1.0%

Value $3.308M (-3.7%) Shares 15,211 (+1.2%) Est. Cost $106.07 Unrealized +109.8%

LQD ISHARES TR 2.5%

Value $8.168M (+1.4%) Shares 74,943 (+2.5%) Est. Cost $116.91 Unrealized —

WM WASTE MGMT INC DEL 0.1%

Value $378K (+34.4%) Shares 1,644 (+28.5%) Est. Cost $125.60 Unrealized +80.0%

MCD MCDONALDS CORP 1.0%

Value $3.317M (+2.8%) Shares 10,674 (+1.1%) Est. Cost $177.64 Unrealized +78.6%

CSCO CISCO SYS INC 0.6%

Value $1.896M (+4.8%) Shares 24,441 (+4.1%) Est. Cost $46.57 Unrealized +67.3%

SUB ISHARES TR 0.2%

Value $642K (+14.6%) Shares 6,028 (+14.8%) Est. Cost $104.85 Unrealized —

TMUS T-MOBILE US INC 0.4%

Value $1.308M (+6.7%) Shares 6,230 (+3.1%) Est. Cost $152.56 Unrealized +31.3%

HD HOME DEPOT INC 0.7%

Value $2.276M (-3.2%) Shares 6,919 (+1.2%) Est. Cost $222.28 Unrealized +69.6%

PEP PEPSICO INC 0.2%

Value $772K (+10.9%) Shares 4,972 (+2.5%) Est. Cost $92.92 Unrealized +66.5%

SCHE SCHWAB STRATEGIC TR 0.8%

Value $2.596M (+2.7%) Shares 78,778 (+2.0%) Est. Cost $28.57 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.3%

Value $1.071M (+6.7%) Shares 35,100 (+3.6%) Est. Cost $35.87 Unrealized —

USHY ISHARES TR 1.6%

Value $5.326M (+1.2%) Shares 144,568 (+2.7%) Est. Cost $39.97 Unrealized —

PNC PNC FINL SVCS GROUP INC 0.1%

Value $368K (+20.6%) Shares 1,767 (+20.9%) Est. Cost $163.12 Unrealized +37.9%

HYG ISHARES TR 0.1%

Value $315K (+19.9%) Shares 3,955 (+21.5%) Est. Cost $81.85 Unrealized —

INTC INTEL CORP 0.1%

Value $273K (+23.2%) Shares 6,182 (+3.0%) Est. Cost $38.01 Unrealized +22.1%

DIS DISNEY WALT CO 0.1%

Value $330K (-12.3%) Shares 3,423 (+3.5%) Est. Cost $134.50 Unrealized -18.6%

IVV ISHARES TR 3.3%

Value $10.76M (+0.3%) Shares 16,478 (+5.2%) Est. Cost $577.50 Unrealized —

MUB ISHARES TR 0.2%

Value $542K (+6.6%) Shares 5,110 (+7.6%) Est. Cost $106.66 Unrealized —

ECL ECOLAB INC 0.1%

Value $407K (+8.2%) Shares 1,531 (+6.8%) Est. Cost $267.01 Unrealized +7.2%

BND VANGUARD BD INDEX FDS 0.4%

Value $1.277M (+0.6%) Shares 17,347 (+1.1%) Est. Cost $73.10 Unrealized —

VOO VANGUARD INDEX FDS 0.3%

Value $957K (-0.3%) Shares 1,602 (+4.6%) Est. Cost $407.87 Unrealized —

SYK STRYKER CORPORATION 0.1%

Value $475K (-0.3%) Shares 1,447 (+6.6%) Est. Cost $346.11 Unrealized +5.4%

GOOG ALPHABET INC 0.2%

Value $592K (+0.1%) Shares 2,065 (+9.5%) Est. Cost $128.36 Unrealized +152.2%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XOM	EXXON MOBIL CORP	15,415 (+2.2%)	$2.615M (+44.1%)	0.8%	$67.54	+105.4%	COM	30231G102
AGG	ISHARES TR	193,951 (+4.6%)	$19.25M (+3.9%)	5.9%	$106.01	—	CORE US AGGBD ET	464287226
SCHD	SCHWAB STRATEGIC TR	109,837 (+7.2%)	$3.37M (+19.9%)	1.0%	$37.45	—	US DIVIDEND EQ	808524797
DBEF	DBX ETF TR	113,752 (+7.6%)	$5.619M (+10.5%)	1.7%	$37.67	—	XTRACK MSCI EAFE	233051200
NEE	NEXTERA ENERGY INC	28,542 (+2.0%)	$2.651M (+18.0%)	0.8%	$60.96	+43.0%	COM	65339F101
JNJ	JOHNSON & JOHNSON	8,290 (+2.6%)	$2.026M (+21.2%)	0.6%	$117.26	+94.3%	COM	478160104
META	META PLATFORMS INC	4,912 (+3.8%)	$2.81M (-10.1%)	0.9%	$268.75	+143.9%	CL A	30303M102
ORCL	ORACLE CORP	16,687 (+18.4%)	$2.455M (-10.6%)	0.8%	$67.42	+151.6%	COM	68389X105
ISRG	INTUITIVE SURGICAL INC	2,481 (+2.1%)	$1.144M (-16.9%)	0.4%	$333.56	+56.2%	COM NEW	46120E602
SPMB	SPDR SERIES TRUST	316,789 (+3.4%)	$7.093M (+3.3%)	2.2%	$24.81	—	STATE STREET SPD	78464A383
SPY	STATE STR SPDR S&P 500 ETF T	7,366 (+1.4%)	$4.79M (-3.3%)	1.5%	$318.27	—	TR UNIT	78462F103
COST	COSTCO WHOLESALE CORPORATION	670 (+11.5%)	$668K (+28.8%)	0.2%	$580.09	+66.1%	COM	22160K105
TDTF	FLEXSHARES TR	67,287 (+9.0%)	$1.622M (+9.6%)	0.5%	$26.05	—	IBOXX 5YR TRGT	33939L605
ABBV	ABBVIE INC	15,211 (+1.2%)	$3.308M (-3.7%)	1.0%	$106.07	+109.8%	COM	00287Y109
LQD	ISHARES TR	74,943 (+2.5%)	$8.168M (+1.4%)	2.5%	$116.91	—	IBOXX INV CP ETF	464287242
WM	WASTE MGMT INC DEL	1,644 (+28.5%)	$378K (+34.4%)	0.1%	$125.60	+80.0%	COM	94106L109
MCD	MCDONALDS CORP	10,674 (+1.1%)	$3.317M (+2.8%)	1.0%	$177.64	+78.6%	COM	580135101
CSCO	CISCO SYS INC	24,441 (+4.1%)	$1.896M (+4.8%)	0.6%	$46.57	+67.3%	COM	17275R102
SUB	ISHARES TR	6,028 (+14.8%)	$642K (+14.6%)	0.2%	$104.85	—	SHRT NAT MUN ETF	464288158
TMUS	T-MOBILE US INC	6,230 (+3.1%)	$1.308M (+6.7%)	0.4%	$152.56	+31.3%	COM	872590104
HD	HOME DEPOT INC	6,919 (+1.2%)	$2.276M (-3.2%)	0.7%	$222.28	+69.6%	COM	437076102
PEP	PEPSICO INC	4,972 (+2.5%)	$772K (+10.9%)	0.2%	$92.92	+66.5%	COM	713448108
SCHE	SCHWAB STRATEGIC TR	78,778 (+2.0%)	$2.596M (+2.7%)	0.8%	$28.57	—	EMRG MKTEQ ETF	808524706
SCHV	SCHWAB STRATEGIC TR	35,100 (+3.6%)	$1.071M (+6.7%)	0.3%	$35.87	—	US LCAP VA ETF	808524409
USHY	ISHARES TR	144,568 (+2.7%)	$5.326M (+1.2%)	1.6%	$39.97	—	BROAD USD HIGH	46435U853
PNC	PNC FINL SVCS GROUP INC	1,767 (+20.9%)	$368K (+20.6%)	0.1%	$163.12	+37.9%	COM	693475105
HYG	ISHARES TR	3,955 (+21.5%)	$315K (+19.9%)	0.1%	$81.85	—	IBOXX HI YD ETF	464288513
INTC	INTEL CORP	6,182 (+3.0%)	$273K (+23.2%)	0.1%	$38.01	+22.1%	COM	458140100
DIS	DISNEY WALT CO	3,423 (+3.5%)	$330K (-12.3%)	0.1%	$134.50	-18.6%	COM	254687106
IVV	ISHARES TR	16,478 (+5.2%)	$10.76M (+0.3%)	3.3%	$577.50	—	CORE S&P500 ETF	464287200
MUB	ISHARES TR	5,110 (+7.6%)	$542K (+6.6%)	0.2%	$106.66	—	NATIONAL MUN ETF	464288414
ECL	ECOLAB INC	1,531 (+6.8%)	$407K (+8.2%)	0.1%	$267.01	+7.2%	COM	278865100
BND	VANGUARD BD INDEX FDS	17,347 (+1.1%)	$1.277M (+0.6%)	0.4%	$73.10	—	TOTAL BND MRKT	921937835
VOO	VANGUARD INDEX FDS	1,602 (+4.6%)	$957K (-0.3%)	0.3%	$407.87	—	S&P 500 ETF SHS	922908363
SYK	STRYKER CORPORATION	1,447 (+6.6%)	$475K (-0.3%)	0.1%	$346.11	+5.4%	COM	863667101
GOOG	ALPHABET INC	2,065 (+9.5%)	$592K (+0.1%)	0.2%	$128.36	+152.2%	CAP STK CL C	02079K107

Exited Positions (9)

ADBE ADOBE INC 0.2%

Value $796K Shares 2,273 Est. Cost $422.03 Unrealized -31.3%

COF CAPITAL ONE FINL CORP 0.1%

Value $241K Shares 995 Est. Cost $170.97 Unrealized +30.6%

BX BLACKSTONE INC 0.1%

Value $240K Shares 1,555 Est. Cost $133.67 Unrealized +5.4%

FISV FISERV INC 0.1%

Value $239K Shares 3,553 Est. Cost $71.52 Unrealized -10.6%

LH LABCORP HOLDINGS INC 0.1%

Value $230K Shares 917 Est. Cost $199.50 Unrealized +35.9%

MCO MOODYS CORP 0.1%

Value $230K Shares 450 Est. Cost $341.78 Unrealized +43.2%

BA BOEING CO 0.1%

Value $217K Shares 1,000 Est. Cost $188.88 Unrealized +26.3%

UDR UDR INC 0.1%

Value $215K Shares 5,857 Est. Cost $31.74 Unrealized +15.6%

NOW SERVICENOW INC 0.1%

Value $210K Shares 1,370 Est. Cost $162.44 Unrealized -25.4%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ADBE	ADOBE INC	2,273	$796K	0.2%	$422.03	-31.3%	—	00724F101
COF	CAPITAL ONE FINL CORP	995	$241K	0.1%	$170.97	+30.6%	—	14040H105
BX	BLACKSTONE INC	1,555	$240K	0.1%	$133.67	+5.4%	—	09260D107
FISV	FISERV INC	3,553	$239K	0.1%	$71.52	-10.6%	—	337738108
LH	LABCORP HOLDINGS INC	917	$230K	0.1%	$199.50	+35.9%	—	504922105
MCO	MOODYS CORP	450	$230K	0.1%	$341.78	+43.2%	—	615369105
BA	BOEING CO	1,000	$217K	0.1%	$188.88	+26.3%	—	097023105
UDR	UDR INC	5,857	$215K	0.1%	$31.74	+15.6%	—	902653104
NOW	SERVICENOW INC	1,370	$210K	0.1%	$162.44	-25.4%	—	81762P102

Decreased Positions (69)

NVDA NVIDIA CORPORATION 2.8%

Value $9.101M (-11.6%) Shares 52,182 (-5.5%) Est. Cost $90.80 Unrealized +105.5%

AAPL APPLE INC 3.5%

Value $11.31M (-9.3%) Shares 44,577 (-2.8%) Est. Cost $91.58 Unrealized +187.0%

GOOGL ALPHABET INC 2.0%

Value $6.514M (-14.5%) Shares 22,653 (-6.9%) Est. Cost $108.02 Unrealized +199.3%

XLK SELECT SECTOR SPDR TR 3.3%

Value $10.65M (-9.3%) Shares 80,101 (-1.7%) Est. Cost $126.45 Unrealized —

CVX CHEVRON CORPORATION 0.9%

Value $3.09M (+32.2%) Shares 14,933 (-2.6%) Est. Cost $88.86 Unrealized +93.4%

SCHG SCHWAB STRATEGIC TR 1.7%

Value $5.377M (-11.7%) Shares 184,572 (-1.1%) Est. Cost $40.76 Unrealized —

LLY ELI LILLY & CO 0.9%

Value $2.89M (-18.6%) Shares 3,142 (-4.9%) Est. Cost $138.59 Unrealized +655.5%

AVGO BROADCOM INC 1.3%

Value $4.179M (-12.8%) Shares 13,501 (-2.5%) Est. Cost $146.97 Unrealized +127.4%

UNH UNITEDHEALTH GROUP INC 0.2%

Value $684K (-46.1%) Shares 2,527 (-34.2%) Est. Cost $343.60 Unrealized -10.2%

AMZN AMAZON COM INC 1.3%

Value $4.216M (-12.0%) Shares 20,241 (-2.4%) Est. Cost $122.88 Unrealized +84.6%

XLF SELECT SECTOR SPDR TR 1.0%

Value $3.103M (-15.2%) Shares 62,843 (-5.9%) Est. Cost $33.72 Unrealized —

ACN ACCENTURE PLC IRELAND 0.4%

Value $1.272M (-26.9%) Shares 6,416 (-1.1%) Est. Cost $206.54 Unrealized +22.6%

AXP AMERICAN EXPRESS CO 0.5%

Value $1.549M (-23.2%) Shares 5,120 (-6.1%) Est. Cost $148.12 Unrealized +140.5%

XLE SELECT SECTOR SPDR TR 0.5%

Value $1.53M (+34.5%) Shares 24,977 (-1.9%) Est. Cost $54.83 Unrealized —

JPM JPMORGAN CHASE & CO 0.9%

Value $2.796M (-11.5%) Shares 9,505 (-3.1%) Est. Cost $91.89 Unrealized +238.9%

XLY SELECT SECTOR SPDR TR 0.8%

Value $2.703M (-11.8%) Shares 24,802 (-3.4%) Est. Cost $125.93 Unrealized —

MS MORGAN STANLEY 0.6%

Value $2.112M (-12.8%) Shares 12,831 (-6.0%) Est. Cost $77.34 Unrealized +132.3%

VLO VALERO ENERGY CORP 0.3%

Value $956K (+44.4%) Shares 3,870 (-4.8%) Est. Cost $67.90 Unrealized +179.9%

XLC SELECT SECTOR SPDR TR 1.0%

Value $3.261M (-8.2%) Shares 29,412 (-2.6%) Est. Cost $60.06 Unrealized —

XLV SELECT SECTOR SPDR TR 0.8%

Value $2.654M (-9.4%) Shares 18,101 (-4.3%) Est. Cost $100.60 Unrealized —

SCHB SCHWAB STRATEGIC TR 1.5%

Value $4.819M (-5.4%) Shares 191,976 (-1.1%) Est. Cost $34.48 Unrealized —

CAT CATERPILLAR INC 0.6%

Value $1.999M (+14.7%) Shares 2,822 (-7.3%) Est. Cost $340.91 Unrealized +100.8%

BAC BANK OF AMER CORP 0.4%

Value $1.432M (-14.9%) Shares 29,382 (-4.0%) Est. Cost $33.26 Unrealized +61.4%

COP CONOCOPHILLIPS 0.3%

Value $916K (+36.6%) Shares 6,938 (-3.1%) Est. Cost $99.54 Unrealized +3.1%

MA MASTERCARD INCORPORATED 0.4%

Value $1.157M (-17.2%) Shares 2,315 (-5.4%) Est. Cost $333.57 Unrealized +61.6%

VTI VANGUARD INDEX FDS 0.5%

Value $1.476M (-11.1%) Shares 4,602 (-7.1%) Est. Cost $300.02 Unrealized —

IYF ISHARES TR 0.3%

Value $956K (-15.9%) Shares 8,122 (-7.9%) Est. Cost $94.05 Unrealized —

MPC MARATHON PETE CORP 0.1%

Value $473K (+47.4%) Shares 1,939 (-1.8%) Est. Cost $87.96 Unrealized +110.0%

BLK BLACKROCK INC 0.3%

Value $875K (-14.3%) Shares 910 (-4.6%) Est. Cost $994.01 Unrealized +10.4%

IWM ISHARES TR 0.9%

Value $2.806M (-4.8%) Shares 11,313 (-5.5%) Est. Cost $152.32 Unrealized —

UNP UNION PAC CORP 0.5%

Value $1.555M (-8.2%) Shares 6,410 (-12.5%) Est. Cost $164.17 Unrealized +48.2%

SNPS SYNOPSYS INC 0.1%

Value $459K (-22.0%) Shares 1,157 (-7.6%) Est. Cost $152.08 Unrealized +210.2%

TXN TEXAS INSTRS INC 0.4%

Value $1.293M (+10.7%) Shares 6,660 (-1.1%) Est. Cost $107.83 Unrealized +91.3%

ESGU ISHARES TR 0.1%

Value $264K (-31.0%) Shares 1,865 (-27.3%) Est. Cost $137.91 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.2%

Value $699K (+19.8%) Shares 13,925 (-2.8%) Est. Cost $34.53 Unrealized +26.9%

XLRE SELECT SECTOR SPDR TR 0.2%

Value $648K (-14.6%) Shares 15,862 (-15.6%) Est. Cost $40.28 Unrealized —

XLI SELECT SECTOR SPDR TR 0.9%

Value $2.808M (-3.2%) Shares 17,361 (-7.2%) Est. Cost $87.83 Unrealized —

SCHZ SCHWAB STRATEGIC TR 1.0%

Value $3.13M (-2.4%) Shares 134,817 (-1.8%) Est. Cost $36.97 Unrealized —

V VISA INC 0.1%

Value $422K (-15.2%) Shares 1,397 (-1.6%) Est. Cost $130.65 Unrealized +151.9%

WMT WALMART INC 0.9%

Value $2.854M (+2.1%) Shares 22,967 (-8.4%) Est. Cost $52.71 Unrealized +131.5%

AMGN AMGEN INC 0.4%

Value $1.173M (+4.8%) Shares 3,334 (-2.5%) Est. Cost $151.14 Unrealized +131.4%

IVW ISHARES TR 0.1%

Value $265K (-16.7%) Shares 2,341 (-9.3%) Est. Cost $88.53 Unrealized —

AMAT APPLIED MATLS INC 0.1%

Value $266K (+25.0%) Shares 777 (-6.0%) Est. Cost $239.49 Unrealized +36.4%

CTAS CINTAS CORP 0.1%

Value $210K (-19.5%) Shares 1,242 (-10.5%) Est. Cost $152.69 Unrealized +26.6%

AMP AMERIPRISE FINL INC 0.1%

Value $258K (-14.5%) Shares 580 (-5.7%) Est. Cost $139.94 Unrealized +257.5%

IYC ISHARES TR 0.1%

Value $290K (-13.1%) Shares 2,991 (-7.5%) Est. Cost $98.55 Unrealized —

PGR PROGRESSIVE CORP 0.1%

Value $207K (-16.1%) Shares 1,046 (-3.6%) Est. Cost $170.60 Unrealized +21.2%

XLU SELECT SECTOR SPDR TR 0.3%

Value $1.033M (+4.0%) Shares 22,506 (-3.3%) Est. Cost $50.44 Unrealized —

XLB SELECT SECTOR SPDR TR 0.3%

Value $961K (+4.2%) Shares 19,238 (-5.4%) Est. Cost $54.78 Unrealized —

BMY BRISTOL-MYERS SQUIBB CO 0.1%

Value $386K (+10.7%) Shares 6,368 (-1.5%) Est. Cost $50.88 Unrealized +12.9%

RTX RTX CORPORATION 0.7%

Value $2.334M (-1.4%) Shares 12,102 (-6.3%) Est. Cost $106.18 Unrealized +85.2%

PG PROCTER & GAMBLE CO 0.7%

Value $2.144M (-1.5%) Shares 14,842 (-2.3%) Est. Cost $93.03 Unrealized +63.1%

HON HONEYWELL INTL INC 0.1%

Value $236K (+14.1%) Shares 1,042 (-1.5%) Est. Cost $158.92 Unrealized +42.2%

GS GOLDMAN SACHS GROUP INC 0.1%

Value $248K (-10.2%) Shares 293 (-6.7%) Est. Cost $571.74 Unrealized +63.1%

PLD PROLOGIS INC. 0.1%

Value $468K (-5.6%) Shares 3,541 (-8.9%) Est. Cost $100.47 Unrealized +28.5%

AFL AFLAC INC 0.1%

Value $475K (-5.5%) Shares 4,334 (-5.0%) Est. Cost $37.51 Unrealized +196.5%

IWR ISHARES TR 2.1%

Value $6.732M (-0.4%) Shares 69,242 (-1.4%) Est. Cost $81.13 Unrealized —

EFA ISHARES TR 2.2%

Value $7.235M (-0.3%) Shares 74,484 (-1.5%) Est. Cost $67.87 Unrealized —

CL COLGATE PALMOLIVE CO 0.1%

Value $348K (+5.8%) Shares 4,078 (-1.9%) Est. Cost $63.00 Unrealized +40.9%

LNT ALLIANT ENERGY CORP 0.1%

Value $231K (+8.7%) Shares 3,220 (-1.5%) Est. Cost $63.88 Unrealized +5.8%

IYJ ISHARES TR 0.1%

Value $285K (-6.0%) Shares 1,935 (-5.6%) Est. Cost $119.87 Unrealized —

PEG PUBLIC SVC ENTERPRISE GROUP 0.1%

Value $218K (-5.4%) Shares 2,688 (-6.1%) Est. Cost $38.08 Unrealized +114.1%

IVE ISHARES TR 0.1%

Value $277K (-4.2%) Shares 1,313 (-3.8%) Est. Cost $113.45 Unrealized —

AZO AUTOZONE INC 0.1%

Value $402K (-2.9%) Shares 119 (-2.5%) Est. Cost $715.82 Unrealized +406.4%

XLP SELECT SECTOR SPDR TR 0.4%

Value $1.458M (-0.6%) Shares 17,783 (-5.8%) Est. Cost $61.97 Unrealized —

ALL ALLSTATE CORP 0.1%

Value $264K (-2.6%) Shares 1,274 (-2.2%) Est. Cost $124.75 Unrealized +62.7%

TJX TJX COS INC NEW 0.6%

Value $1.796M (-0.4%) Shares 11,244 (-4.2%) Est. Cost $65.62 Unrealized +135.0%

VXUS VANGUARD STAR FDS 0.2%

Value $558K (-1.0%) Shares 7,240 (-3.1%) Est. Cost $54.58 Unrealized —

GD GENERAL DYNAMICS CORP 0.3%

Value $1.117M (-0.5%) Shares 3,255 (-2.4%) Est. Cost $182.03 Unrealized +94.7%

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
NVDA	NVIDIA CORPORATION	52,182 (-5.5%)	$9.101M (-11.6%)	2.8%	$90.80	+105.5%	COM	67066G104
AAPL	APPLE INC	44,577 (-2.8%)	$11.31M (-9.3%)	3.5%	$91.58	+187.0%	COM	037833100
GOOGL	ALPHABET INC	22,653 (-6.9%)	$6.514M (-14.5%)	2.0%	$108.02	+199.3%	CAP STK CL A	02079K305
XLK	SELECT SECTOR SPDR TR	80,101 (-1.7%)	$10.65M (-9.3%)	3.3%	$126.45	—	STATE STREET TEC	81369Y803
CVX	CHEVRON CORPORATION	14,933 (-2.6%)	$3.09M (+32.2%)	0.9%	$88.86	+93.4%	COM	166764100
SCHG	SCHWAB STRATEGIC TR	184,572 (-1.1%)	$5.377M (-11.7%)	1.7%	$40.76	—	US LCAP GR ETF	808524300
LLY	ELI LILLY & CO	3,142 (-4.9%)	$2.89M (-18.6%)	0.9%	$138.59	+655.5%	COM	532457108
AVGO	BROADCOM INC	13,501 (-2.5%)	$4.179M (-12.8%)	1.3%	$146.97	+127.4%	COM	11135F101
UNH	UNITEDHEALTH GROUP INC	2,527 (-34.2%)	$684K (-46.1%)	0.2%	$343.60	-10.2%	COM	91324P102
AMZN	AMAZON COM INC	20,241 (-2.4%)	$4.216M (-12.0%)	1.3%	$122.88	+84.6%	COM	023135106
XLF	SELECT SECTOR SPDR TR	62,843 (-5.9%)	$3.103M (-15.2%)	1.0%	$33.72	—	STATE STREET FIN	81369Y605
ACN	ACCENTURE PLC IRELAND	6,416 (-1.1%)	$1.272M (-26.9%)	0.4%	$206.54	+22.6%	SHS CLASS A	G1151C101
AXP	AMERICAN EXPRESS CO	5,120 (-6.1%)	$1.549M (-23.2%)	0.5%	$148.12	+140.5%	COM	025816109
XLE	SELECT SECTOR SPDR TR	24,977 (-1.9%)	$1.53M (+34.5%)	0.5%	$54.83	—	STATE STREET ENE	81369Y506
JPM	JPMORGAN CHASE & CO	9,505 (-3.1%)	$2.796M (-11.5%)	0.9%	$91.89	+238.9%	COM	46625H100
XLY	SELECT SECTOR SPDR TR	24,802 (-3.4%)	$2.703M (-11.8%)	0.8%	$125.93	—	STATE STREET CON	81369Y407
MS	MORGAN STANLEY	12,831 (-6.0%)	$2.112M (-12.8%)	0.6%	$77.34	+132.3%	COM NEW	617446448
VLO	VALERO ENERGY CORP	3,870 (-4.8%)	$956K (+44.4%)	0.3%	$67.90	+179.9%	COM	91913Y100
XLC	SELECT SECTOR SPDR TR	29,412 (-2.6%)	$3.261M (-8.2%)	1.0%	$60.06	—	STATE STREET COM	81369Y852
XLV	SELECT SECTOR SPDR TR	18,101 (-4.3%)	$2.654M (-9.4%)	0.8%	$100.60	—	STATE STREET HEA	81369Y209
SCHB	SCHWAB STRATEGIC TR	191,976 (-1.1%)	$4.819M (-5.4%)	1.5%	$34.48	—	US BRD MKT ETF	808524102
CAT	CATERPILLAR INC	2,822 (-7.3%)	$1.999M (+14.7%)	0.6%	$340.91	+100.8%	COM	149123101
BAC	BANK OF AMER CORP	29,382 (-4.0%)	$1.432M (-14.9%)	0.4%	$33.26	+61.4%	COM	060505104
COP	CONOCOPHILLIPS	6,938 (-3.1%)	$916K (+36.6%)	0.3%	$99.54	+3.1%	COM	20825C104
MA	MASTERCARD INCORPORATED	2,315 (-5.4%)	$1.157M (-17.2%)	0.4%	$333.57	+61.6%	CL A	57636Q104
VTI	VANGUARD INDEX FDS	4,602 (-7.1%)	$1.476M (-11.1%)	0.5%	$300.02	—	TOTAL STK MKT	922908769
IYF	ISHARES TR	8,122 (-7.9%)	$956K (-15.9%)	0.3%	$94.05	—	U.S. FINLS ETF	464287788
MPC	MARATHON PETE CORP	1,939 (-1.8%)	$473K (+47.4%)	0.1%	$87.96	+110.0%	COM	56585A102
BLK	BLACKROCK INC	910 (-4.6%)	$875K (-14.3%)	0.3%	$994.01	+10.4%	COM	09290D101
IWM	ISHARES TR	11,313 (-5.5%)	$2.806M (-4.8%)	0.9%	$152.32	—	RUSSELL 2000 ETF	464287655
UNP	UNION PAC CORP	6,410 (-12.5%)	$1.555M (-8.2%)	0.5%	$164.17	+48.2%	COM	907818108
SNPS	SYNOPSYS INC	1,157 (-7.6%)	$459K (-22.0%)	0.1%	$152.08	+210.2%	COM	871607107
TXN	TEXAS INSTRS INC	6,660 (-1.1%)	$1.293M (+10.7%)	0.4%	$107.83	+91.3%	COM	882508104
ESGU	ISHARES TR	1,865 (-27.3%)	$264K (-31.0%)	0.1%	$137.91	—	ESG AWR MSCI USA	46435G425
VZ	VERIZON COMMUNICATIONS INC	13,925 (-2.8%)	$699K (+19.8%)	0.2%	$34.53	+26.9%	COM	92343V104
XLRE	SELECT SECTOR SPDR TR	15,862 (-15.6%)	$648K (-14.6%)	0.2%	$40.28	—	STATE STREET REA	81369Y860
XLI	SELECT SECTOR SPDR TR	17,361 (-7.2%)	$2.808M (-3.2%)	0.9%	$87.83	—	STATE STREET IND	81369Y704
SCHZ	SCHWAB STRATEGIC TR	134,817 (-1.8%)	$3.13M (-2.4%)	1.0%	$36.97	—	US AGGREGATE B	808524839
V	VISA INC	1,397 (-1.6%)	$422K (-15.2%)	0.1%	$130.65	+151.9%	COM CL A	92826C839
WMT	WALMART INC	22,967 (-8.4%)	$2.854M (+2.1%)	0.9%	$52.71	+131.5%	COM	931142103
AMGN	AMGEN INC	3,334 (-2.5%)	$1.173M (+4.8%)	0.4%	$151.14	+131.4%	COM	031162100
IVW	ISHARES TR	2,341 (-9.3%)	$265K (-16.7%)	0.1%	$88.53	—	S&P 500 GRWT ETF	464287309
AMAT	APPLIED MATLS INC	777 (-6.0%)	$266K (+25.0%)	0.1%	$239.49	+36.4%	COM	038222105
CTAS	CINTAS CORP	1,242 (-10.5%)	$210K (-19.5%)	0.1%	$152.69	+26.6%	COM	172908105
AMP	AMERIPRISE FINL INC	580 (-5.7%)	$258K (-14.5%)	0.1%	$139.94	+257.5%	COM	03076C106
IYC	ISHARES TR	2,991 (-7.5%)	$290K (-13.1%)	0.1%	$98.55	—	US CONSUM DISCRE	464287580
PGR	PROGRESSIVE CORP	1,046 (-3.6%)	$207K (-16.1%)	0.1%	$170.60	+21.2%	COM	743315103
XLU	SELECT SECTOR SPDR TR	22,506 (-3.3%)	$1.033M (+4.0%)	0.3%	$50.44	—	STATE STREET UTI	81369Y886
XLB	SELECT SECTOR SPDR TR	19,238 (-5.4%)	$961K (+4.2%)	0.3%	$54.78	—	STATE STREET MAT	81369Y100
BMY	BRISTOL-MYERS SQUIBB CO	6,368 (-1.5%)	$386K (+10.7%)	0.1%	$50.88	+12.9%	COM	110122108
RTX	RTX CORPORATION	12,102 (-6.3%)	$2.334M (-1.4%)	0.7%	$106.18	+85.2%	COM	75513E101
PG	PROCTER & GAMBLE CO	14,842 (-2.3%)	$2.144M (-1.5%)	0.7%	$93.03	+63.1%	COM	742718109
HON	HONEYWELL INTL INC	1,042 (-1.5%)	$236K (+14.1%)	0.1%	$158.92	+42.2%	COM	438516106
GS	GOLDMAN SACHS GROUP INC	293 (-6.7%)	$248K (-10.2%)	0.1%	$571.74	+63.1%	COM	38141G104
PLD	PROLOGIS INC.	3,541 (-8.9%)	$468K (-5.6%)	0.1%	$100.47	+28.5%	COM	74340W103
AFL	AFLAC INC	4,334 (-5.0%)	$475K (-5.5%)	0.1%	$37.51	+196.5%	COM	001055102
IWR	ISHARES TR	69,242 (-1.4%)	$6.732M (-0.4%)	2.1%	$81.13	—	RUS MID CAP ETF	464287499
EFA	ISHARES TR	74,484 (-1.5%)	$7.235M (-0.3%)	2.2%	$67.87	—	MSCI EAFE ETF	464287465
CL	COLGATE PALMOLIVE CO	4,078 (-1.9%)	$348K (+5.8%)	0.1%	$63.00	+40.9%	COM	194162103
LNT	ALLIANT ENERGY CORP	3,220 (-1.5%)	$231K (+8.7%)	0.1%	$63.88	+5.8%	COM	018802108
IYJ	ISHARES TR	1,935 (-5.6%)	$285K (-6.0%)	0.1%	$119.87	—	US INDUSTRIALS	464287754
PEG	PUBLIC SVC ENTERPRISE GROUP	2,688 (-6.1%)	$218K (-5.4%)	0.1%	$38.08	+114.1%	COM	744573106
IVE	ISHARES TR	1,313 (-3.8%)	$277K (-4.2%)	0.1%	$113.45	—	S&P 500 VAL ETF	464287408
AZO	AUTOZONE INC	119 (-2.5%)	$402K (-2.9%)	0.1%	$715.82	+406.4%	COM	053332102
XLP	SELECT SECTOR SPDR TR	17,783 (-5.8%)	$1.458M (-0.6%)	0.4%	$61.97	—	STATE STREET CON	81369Y308
ALL	ALLSTATE CORP	1,274 (-2.2%)	$264K (-2.6%)	0.1%	$124.75	+62.7%	COM	020002101
TJX	TJX COS INC NEW	11,244 (-4.2%)	$1.796M (-0.4%)	0.6%	$65.62	+135.0%	COM	872540109
VXUS	VANGUARD STAR FDS	7,240 (-3.1%)	$558K (-1.0%)	0.2%	$54.58	—	VG TL INTL STK F	921909768
GD	GENERAL DYNAMICS CORP	3,255 (-2.4%)	$1.117M (-0.5%)	0.3%	$182.03	+94.7%	COM	369550108

Unchanged Positions (44)

MSFT MICROSOFT CORP 3.2%

Value $10.44M Shares 28,203 Est. Cost $109.50 Unrealized +296.9%

SCHF SCHWAB STRATEGIC TR 3.1%

Value $9.972M Shares 402,899 Est. Cost $25.97 Unrealized —

TMO THERMO FISHER SCIENTIFIC INC 0.6%

Value $1.82M Shares 3,703 Est. Cost $229.02 Unrealized +150.9%

MRK MERCK & CO INC 0.5%

Value $1.775M Shares 14,755 Est. Cost $74.34 Unrealized +53.7%

LHX L3HARRIS TECHNOLOGIES INC 0.5%

Value $1.571M Shares 4,551 Est. Cost $180.55 Unrealized +90.1%

TSLA TESLA INC 0.3%

Value $1.038M Shares 2,791 Est. Cost $201.14 Unrealized +111.8%

IWV ISHARES TR 1.2%

Value $3.825M Shares 10,320 Est. Cost $156.45 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.9%

Value $3.036M Shares 6,335 Est. Cost $281.47 Unrealized +75.3%

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value $697K Shares 2,876 Est. Cost $152.02 Unrealized +86.8%

KO COCA COLA CO 0.5%

Value $1.694M Shares 22,273 Est. Cost $50.41 Unrealized +48.3%

SCHA SCHWAB STRATEGIC TR 1.6%

Value $5.182M Shares 178,183 Est. Cost $40.24 Unrealized —

LIN LINDE PLC 0.3%

Value $815K Shares 1,643 Est. Cost $324.55 Unrealized +41.7%

ABT ABBOTT LABORATORIES 0.2%

Value $498K Shares 4,855 Est. Cost $60.95 Unrealized +89.4%

T AT&T INC 0.2%

Value $696K Shares 24,022 Est. Cost $16.53 Unrealized +55.7%

VGT VANGUARD WORLD FD 0.4%

Value $1.226M Shares 1,757 Est. Cost $635.65 Unrealized —

SO SOUTHERN CO 0.3%

Value $870K Shares 9,011 Est. Cost $80.25 Unrealized +11.6%

GLD SPDR GOLD TR 0.3%

Value $1.034M Shares 2,403 Est. Cost $134.45 Unrealized —

IYW ISHARES TR 0.2%

Value $612K Shares 3,376 Est. Cost $101.46 Unrealized —

WFC WELLS FARGO & CO 0.1%

Value $339K Shares 4,254 Est. Cost $41.46 Unrealized +117.2%

GILD GILEAD SCIENCES INC 0.1%

Value $405K Shares 2,905 Est. Cost $70.86 Unrealized +95.3%

BNDX VANGUARD CHARLOTTE FDS 1.9%

Value $6.242M Shares 129,907 Est. Cost $53.70 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 3.5%

Value $11.35M Shares 143,221 Est. Cost $79.65 Unrealized —

MMM 3M CO 0.1%

Value $421K Shares 2,900 Est. Cost $141.35 Unrealized +16.0%

SCHX SCHWAB STRATEGIC TR 0.2%

Value $794K Shares 30,975 Est. Cost $34.90 Unrealized —

VUG VANGUARD INDEX FDS 0.1%

Value $336K Shares 770 Est. Cost $404.37 Unrealized —

MRVL MARVELL TECHNOLOGY INC 0.1%

Value $236K Shares 2,385 Est. Cost $73.50 Unrealized +10.3%

EEM ISHARES TR 0.3%

Value $877K Shares 15,447 Est. Cost $44.43 Unrealized —

ITW ILLINOIS TOOL WKS INC 0.1%

Value $487K Shares 1,871 Est. Cost $154.85 Unrealized +76.5%

IWF ISHARES TR 0.1%

Value $232K Shares 544 Est. Cost $424.58 Unrealized —

PM PHILIP MORRIS INTL INC 0.2%

Value $735K Shares 4,448 Est. Cost $78.36 Unrealized +124.5%

SCHM SCHWAB STRATEGIC TR 0.3%

Value $1.072M Shares 34,628 Est. Cost $36.48 Unrealized —

GE GE AEROSPACE 0.1%

Value $277K Shares 975 Est. Cost $219.52 Unrealized +44.9%

PSA PUBLIC STORAGE OPER CO 0.2%

Value $530K Shares 1,955 Est. Cost $277.89 Unrealized -7.0%

SHW SHERWIN WILLIAMS CO 0.3%

Value $983K Shares 3,067 Est. Cost $244.73 Unrealized +45.2%

ICE INTERCONTINENTAL EXCHANGE IN 0.2%

Value $575K Shares 3,655 Est. Cost $79.59 Unrealized +107.3%

IWB ISHARES TR 0.1%

Value $357K Shares 1,000 Est. Cost $147.00 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value $244K Shares 423 Est. Cost $600.37 Unrealized —

D DOMINION ENERGY INC 0.1%

Value $326K Shares 5,278 Est. Cost $54.85 Unrealized +12.3%

LOW LOWES COS INC 0.1%

Value $471K Shares 1,994 Est. Cost $88.38 Unrealized +207.2%

NSC NORFOLK SOUTHN CORP 0.2%

Value $733K Shares 2,555 Est. Cost $145.22 Unrealized +105.3%

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value $208K Shares 965 Est. Cost $219.78 Unrealized —

NACP TIDAL TRUST III 0.1%

Value $219K Shares 4,532 Est. Cost $47.68 Unrealized —

AOR ISHARES TR 0.1%

Value $299K Shares 4,650 Est. Cost $54.04 Unrealized —

VNQ VANGUARD INDEX FDS 0.3%

Value $866K Shares 9,761 Est. Cost $78.29 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	28,203	$10.44M	3.2%	$109.50	+296.9%	COM	594918104
SCHF	SCHWAB STRATEGIC TR	402,899	$9.972M	3.1%	$25.97	—	INTL EQTY ETF	808524805
TMO	THERMO FISHER SCIENTIFIC INC	3,703	$1.82M	0.6%	$229.02	+150.9%	COM	883556102
MRK	MERCK & CO INC	14,755	$1.775M	0.5%	$74.34	+53.7%	COM	58933Y105
LHX	L3HARRIS TECHNOLOGIES INC	4,551	$1.571M	0.5%	$180.55	+90.1%	COM	502431109
TSLA	TESLA INC	2,791	$1.038M	0.3%	$201.14	+111.8%	COM	88160R101
IWV	ISHARES TR	10,320	$3.825M	1.2%	$156.45	—	RUSSELL 3000 ETF	464287689
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,335	$3.036M	0.9%	$281.47	+75.3%	CL B NEW	084670702
IBM	INTERNATIONAL BUSINESS MACHS	2,876	$697K	0.2%	$152.02	+86.8%	COM	459200101
KO	COCA COLA CO	22,273	$1.694M	0.5%	$50.41	+48.3%	COM	191216100
SCHA	SCHWAB STRATEGIC TR	178,183	$5.182M	1.6%	$40.24	—	US SML CAP ETF	808524607
LIN	LINDE PLC	1,643	$815K	0.3%	$324.55	+41.7%	SHS	G54950103
ABT	ABBOTT LABORATORIES	4,855	$498K	0.2%	$60.95	+89.4%	COM	002824100
T	AT&T INC	24,022	$696K	0.2%	$16.53	+55.7%	COM	00206R102
VGT	VANGUARD WORLD FD	1,757	$1.226M	0.4%	$635.65	—	INF TECH ETF	92204A702
SO	SOUTHERN CO	9,011	$870K	0.3%	$80.25	+11.6%	COM	842587107
GLD	SPDR GOLD TR	2,403	$1.034M	0.3%	$134.45	—	GOLD SHS	78463V107
IYW	ISHARES TR	3,376	$612K	0.2%	$101.46	—	U.S. TECH ETF	464287721
WFC	WELLS FARGO & CO	4,254	$339K	0.1%	$41.46	+117.2%	COM	949746101
GILD	GILEAD SCIENCES INC	2,905	$405K	0.1%	$70.86	+95.3%	COM	375558103
BNDX	VANGUARD CHARLOTTE FDS	129,907	$6.242M	1.9%	$53.70	—	TOTAL INT BD ETF	92203J407
VCSH	VANGUARD SCOTTSDALE FDS	143,221	$11.35M	3.5%	$79.65	—	SHRT TRM CORP BD	92206C409
MMM	3M CO	2,900	$421K	0.1%	$141.35	+16.0%	COM	88579Y101
SCHX	SCHWAB STRATEGIC TR	30,975	$794K	0.2%	$34.90	—	US LRG CAP ETF	808524201
VUG	VANGUARD INDEX FDS	770	$336K	0.1%	$404.37	—	GROWTH ETF	922908736
MRVL	MARVELL TECHNOLOGY INC	2,385	$236K	0.1%	$73.50	+10.3%	COM	573874104
EEM	ISHARES TR	15,447	$877K	0.3%	$44.43	—	MSCI EMG MKT ETF	464287234
ITW	ILLINOIS TOOL WKS INC	1,871	$487K	0.1%	$154.85	+76.5%	COM	452308109
IWF	ISHARES TR	544	$232K	0.1%	$424.58	—	RUS 1000 GRW ETF	464287614
PM	PHILIP MORRIS INTL INC	4,448	$735K	0.2%	$78.36	+124.5%	COM	718172109
SCHM	SCHWAB STRATEGIC TR	34,628	$1.072M	0.3%	$36.48	—	US MID-CAP ETF	808524508
GE	GE AEROSPACE	975	$277K	0.1%	$219.52	+44.9%	COM NEW	369604301
PSA	PUBLIC STORAGE OPER CO	1,955	$530K	0.2%	$277.89	-7.0%	COM	74460D109
SHW	SHERWIN WILLIAMS CO	3,067	$983K	0.3%	$244.73	+45.2%	COM	824348106
ICE	INTERCONTINENTAL EXCHANGE IN	3,655	$575K	0.2%	$79.59	+107.3%	COM	45866F104
IWB	ISHARES TR	1,000	$357K	0.1%	$147.00	—	RUS 1000 ETF	464287622
QQQ	INVESCO QQQ TR	423	$244K	0.1%	$600.37	—	UNIT SER 1	46090E103
D	DOMINION ENERGY INC	5,278	$326K	0.1%	$54.85	+12.3%	COM	25746U109
LOW	LOWES COS INC	1,994	$471K	0.1%	$88.38	+207.2%	COM	548661107
NSC	NORFOLK SOUTHN CORP	2,555	$733K	0.2%	$145.22	+105.3%	COM	655844108
VIG	VANGUARD SPECIALIZED FUNDS	965	$208K	0.1%	$219.78	—	DIV APP ETF	921908844
NACP	TIDAL TRUST III	4,532	$219K	0.1%	$47.68	—	NAACP MINO ETF	45259A209
AOR	ISHARES TR	4,650	$299K	0.1%	$54.04	—	CORE 60/40 BALAN	464289867
VNQ	VANGUARD INDEX FDS	9,761	$866K	0.3%	$78.29	—	REAL ESTATE ETF	922908553