Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
RSP	INVESCO S&P 500 EQUAL WEIGHT ETF	2,425	$516K	0.1%	$212.79	—	S&P500 EQL WGT	46137V357
CAT	CATERPILLAR INC COM	254	$270K	0.0%	$1064.90	—	COM	149123101
SDY	STATE STREET SPDR S&P DIVIDEND ETF	1,632	$248K	0.0%	$152.20	—	ST STR SP DIV	78464A763
SPHQ	INVESCO S&P 500 QUALITY ETF	2,588	$233K	0.0%	$90.10	—	S&P500 QUALITY	46137V241
IWY	ISHARES RUSSELL TOP 200 GROWTH ETF	796	$231K	0.0%	$290.62	—	RUS TP200 GR ETF	464289438
CFG	CITIZENS FINL GROUP INC COM	3,175	$222K	0.0%	$70.07	—	COM	174610105
ESGV	VANGUARD ESG U.S. STOCK ETF	1,656	$219K	0.0%	$132.26	—	ESG US STK ETF	921910733
IWR	ISHARES RUSSELL MIDCAP ETF	1,959	$216K	0.0%	$110.33	—	RUS MID CAP ETF	464287499
ICF	ISHARES SELECT U.S. REIT ETF	3,046	$206K	0.0%	$67.63	—	SELECT US REIT	464287564
D	DOMINION ENERGY INC COM	2,973	$203K	0.0%	$68.29	—	COM	25746U109
VOE	VANGUARD MID-CAP VALUE ETF	1,017	$201K	0.0%	$197.58	—	MCAP VL IDXVIP	922908512

Increased Positions (22)

VUG VANGUARD GROWTH ETF 10.8%

Value $71.05M (+19.3%) Shares 824,863 (+505.0%) Est. Cost $118.07 Unrealized —

BNDX VANGUARD TOTAL INTERNATIONAL BOND ETF 9.5%

Value $62.4M (+5.0%) Shares 1,288,435 (+4.2%) Est. Cost $53.31 Unrealized —

VTI VANGUARD TOTAL STOCK MARKET ETF 2.0%

Value $13.19M (+17.1%) Shares 35,649 (+1.6%) Est. Cost $219.79 Unrealized —

SPY STATE STREET SPDR S&P 500 ETF 0.3%

Value $2.259M (+276.3%) Shares 3,026 (+227.8%) Est. Cost $660.57 Unrealized —

VNQ VANGUARD REAL ESTATE ETF 2.4%

Value $15.55M (+11.3%) Shares 161,235 (+2.4%) Est. Cost $97.14 Unrealized —

VTEB VANGUARD TAX-EXEMPT BOND ETF 2.0%

Value $13.27M (+12.4%) Shares 262,359 (+10.9%) Est. Cost $49.74 Unrealized —

BND VANGUARD TOTAL BOND MARKET ETF 11.8%

Value $78.04M (+1.3%) Shares 1,063,064 (+1.6%) Est. Cost $79.12 Unrealized —

SUB ISHARES SHORT-TERM NATIONAL MUNI BOND ETF 1.8%

Value $11.73M (+7.8%) Shares 110,184 (+7.8%) Est. Cost $104.75 Unrealized —

BSV VANGUARD SHORT-TERM BOND ETF 5.8%

Value $38.1M (+1.8%) Shares 488,983 (+2.4%) Est. Cost $79.47 Unrealized —

VO VANGUARD MID-CAP ETF 0.7%

Value $4.548M (+12.5%) Shares 56,442 (+300.9%) Est. Cost $118.11 Unrealized —

SCZ ISHARES MSCI EAFE SMALL-CAP ETF 0.6%

Value $4.233M (+8.3%) Shares 51,454 (+3.2%) Est. Cost $72.33 Unrealized —

VCIT VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF 1.3%

Value $8.342M (+3.5%) Shares 100,930 (+3.7%) Est. Cost $83.02 Unrealized —

IWF ISHARES RUSSELL 1000 GROWTH ETF 0.2%

Value $1.645M (+16.5%) Shares 13,252 (+300.1%) Est. Cost $158.27 Unrealized —

IAGG ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF 0.5%

Value $3.32M (+7.0%) Shares 65,618 (+5.8%) Est. Cost $49.75 Unrealized —

DFNM DIMENSIONAL NATIONAL MUNICIPAL BOND ETF 0.1%

Value $924K (+20.8%) Shares 19,112 (+19.7%) Est. Cost $48.00 Unrealized —

DFAE DIMENSIONAL EMERGING CORE EQUITY MARKET ETF 0.1%

Value $719K (+21.1%) Shares 17,889 (+2.0%) Est. Cost $29.93 Unrealized —

IEFA ISHARES CORE MSCI EAFE ETF 0.1%

Value $895K (+9.2%) Shares 9,267 (+2.3%) Est. Cost $63.87 Unrealized —

VBIL VANGUARD 0-3 MONTH TREASURY BILL ETF 0.1%

Value $851K (+7.0%) Shares 11,250 (+7.0%) Est. Cost $75.57 Unrealized —

SLV ISHARES SILVER TRUST 0.0%

Value $220K (-19.9%) Shares 4,108 (+2.1%) Est. Cost $64.46 Unrealized —

DFIS DIMENSIONAL INTERNATIONAL SMALL CAP ETF 0.1%

Value $448K (+7.2%) Shares 12,793 (+3.1%) Est. Cost $30.00 Unrealized —

DFAI DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF 0.1%

Value $338K (+7.1%) Shares 8,193 (+1.1%) Est. Cost $38.98 Unrealized —

SCHZ SCHWAB US AGGREGATE BOND ETF 0.0%

Value $315K (+1.4%) Shares 13,625 (+1.8%) Est. Cost $34.50 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VUG	VANGUARD GROWTH ETF	824,863 (+505.0%)	$71.05M (+19.3%)	10.8%	$118.07	—	GROWTH ETF	922908736
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ETF	1,288,435 (+4.2%)	$62.4M (+5.0%)	9.5%	$53.31	—	TOTAL INT BD ETF	92203J407
VTI	VANGUARD TOTAL STOCK MARKET ETF	35,649 (+1.6%)	$13.19M (+17.1%)	2.0%	$219.79	—	TOTAL STK MKT	922908769
SPY	STATE STREET SPDR S&P 500 ETF	3,026 (+227.8%)	$2.259M (+276.3%)	0.3%	$660.57	—	TR UNIT	78462F103
VNQ	VANGUARD REAL ESTATE ETF	161,235 (+2.4%)	$15.55M (+11.3%)	2.4%	$97.14	—	REAL ESTATE ETF	922908553
VTEB	VANGUARD TAX-EXEMPT BOND ETF	262,359 (+10.9%)	$13.27M (+12.4%)	2.0%	$49.74	—	TAX EXEMPT BD	922907746
BND	VANGUARD TOTAL BOND MARKET ETF	1,063,064 (+1.6%)	$78.04M (+1.3%)	11.8%	$79.12	—	TOTAL BND MRKT	921937835
SUB	ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	110,184 (+7.8%)	$11.73M (+7.8%)	1.8%	$104.75	—	SHRT NAT MUN ETF	464288158
BSV	VANGUARD SHORT-TERM BOND ETF	488,983 (+2.4%)	$38.1M (+1.8%)	5.8%	$79.47	—	SHORT TRM BOND	921937827
VO	VANGUARD MID-CAP ETF	56,442 (+300.9%)	$4.548M (+12.5%)	0.7%	$118.11	—	MID CAP ETF	922908629
SCZ	ISHARES MSCI EAFE SMALL-CAP ETF	51,454 (+3.2%)	$4.233M (+8.3%)	0.6%	$72.33	—	EAFE SML CP ETF	464288273
VCIT	VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	100,930 (+3.7%)	$8.342M (+3.5%)	1.3%	$83.02	—	INT-TERM CORP	92206C870
IWF	ISHARES RUSSELL 1000 GROWTH ETF	13,252 (+300.1%)	$1.645M (+16.5%)	0.2%	$158.27	—	RUS 1000 GRW ETF	464287614
IAGG	ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF	65,618 (+5.8%)	$3.32M (+7.0%)	0.5%	$49.75	—	CORE INTL AGGR	46435G672
DFNM	DIMENSIONAL NATIONAL MUNICIPAL BOND ETF	19,112 (+19.7%)	$924K (+20.8%)	0.1%	$48.00	—	NATL MUN BD ETF	25434V849
DFAE	DIMENSIONAL EMERGING CORE EQUITY MARKET ETF	17,889 (+2.0%)	$719K (+21.1%)	0.1%	$29.93	—	EMGR CRE EQT MNG	25434V302
IEFA	ISHARES CORE MSCI EAFE ETF	9,267 (+2.3%)	$895K (+9.2%)	0.1%	$63.87	—	CORE MSCI EAFE	46432F842
VBIL	VANGUARD 0-3 MONTH TREASURY BILL ETF	11,250 (+7.0%)	$851K (+7.0%)	0.1%	$75.57	—	0 3 MO TR BI ETF	922040845
SLV	ISHARES SILVER TRUST	4,108 (+2.1%)	$220K (-19.9%)	0.0%	$64.46	—	ISHARES	46428Q109
DFIS	DIMENSIONAL INTERNATIONAL SMALL CAP ETF	12,793 (+3.1%)	$448K (+7.2%)	0.1%	$30.00	—	INTL SMALL CAP E	25434V773
DFAI	DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF	8,193 (+1.1%)	$338K (+7.1%)	0.1%	$38.98	—	INTL CORE EQT MK	25434V203
SCHZ	SCHWAB US AGGREGATE BOND ETF	13,625 (+1.8%)	$315K (+1.4%)	0.0%	$34.50	—	US AGGREGATE B	808524839

Exited Positions (2)

VGIT VANGUARD SCOTTSDALE FDS 0.0%

Value $211K Shares 3,543 Est. Cost $59.93 Unrealized —

PEP PEPSICO INC 0.0%

Value $203K Shares 1,309 Est. Cost $154.74 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VGIT	VANGUARD SCOTTSDALE FDS	3,543	$211K	0.0%	$59.93	—	—	92206C706
PEP	PEPSICO INC	1,309	$203K	0.0%	$154.74	—	—	713448108

Decreased Positions (19)

VTV VANGUARD VALUE ETF 9.9%

Value $65.29M (+8.3%) Shares 299,573 (-2.5%) Est. Cost $141.14 Unrealized —

VEA VANGUARD FTSE DEVELOPED MARKETS ETF 8.3%

Value $54.99M (+8.7%) Shares 771,756 (-2.2%) Est. Cost $49.28 Unrealized —

VBR VANGUARD SMALL CAP VALUE ETF 3.7%

Value $24.2M (+9.3%) Shares 99,603 (-2.2%) Est. Cost $173.81 Unrealized —

SPYG STATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF 0.7%

Value $4.93M (+17.6%) Shares 41,432 (-3.3%) Est. Cost $64.71 Unrealized —

VXF VANGUARD EXTENDED MARKET ETF 0.6%

Value $3.844M (+16.9%) Shares 15,612 (-2.2%) Est. Cost $161.38 Unrealized —

SLYG STATE STREET SPDR S&P 600 SMALL CAP GROWTH ETF 0.3%

Value $2.163M (+19.8%) Shares 18,158 (-2.8%) Est. Cost $84.40 Unrealized —

SPTS STATE STREET SPDR PORTFOLIO SHORT TERM TREASURY ETF 0.2%

Value $1.165M (-20.1%) Shares 40,176 (-19.6%) Est. Cost $28.94 Unrealized —

STLD STEEL DYNAMICS INC COM 0.2%

Value $1.471M (+23.2%) Shares 6,412 (-3.3%) Est. Cost $54.68 Unrealized —

GE GE AEROSPACE COM NEW 0.2%

Value $1.015M (+30.3%) Shares 2,716 (-1.1%) Est. Cost $94.18 Unrealized —

BIV VANGUARD INTERMEDIATE-TERM BOND ETF 0.2%

Value $1.241M (-11.2%) Shares 16,186 (-10.7%) Est. Cost $89.63 Unrealized —

AAPL APPLE INC COM 0.3%

Value $1.713M (+9.8%) Shares 5,921 (-3.7%) Est. Cost $129.01 Unrealized —

CARE CARTER BANKSHARES INC COM NEW 0.1%

Value $418K (+43.3%) Shares 12,299 (-1.8%) Est. Cost $14.79 Unrealized —

VEU VANGUARD FTSE ALL-WORLD EX-US INDEX FUND 0.3%

Value $2.112M (+5.0%) Shares 25,217 (-5.8%) Est. Cost $59.08 Unrealized —

DFAT DIMENSIONAL U.S. TARGETED VALUE ETF 0.2%

Value $1.268M (+6.1%) Shares 18,138 (-5.2%) Est. Cost $44.80 Unrealized —

EFA ISHARES MSCI EAFE ETF 0.2%

Value $1.023M (-5.8%) Shares 9,845 (-12.0%) Est. Cost $79.57 Unrealized —

VXUS VANGUARD TOTAL INTERNATIONAL STOCK ETF 0.2%

Value $1.467M (+2.7%) Shares 17,158 (-7.4%) Est. Cost $56.06 Unrealized —

IJR ISHARES CORE S&P SMALL CAP ETF 0.1%

Value $429K (+7.2%) Shares 2,890 (-10.2%) Est. Cost $115.75 Unrealized —

EEM ISHARES MSCI EMERGING MARKETS ETF 0.1%

Value $356K (+4.6%) Shares 5,204 (-13.1%) Est. Cost $55.09 Unrealized —

VNQI VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF 0.2%

Value $1.316M (-0.3%) Shares 29,335 (-1.3%) Est. Cost $57.65 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTV	VANGUARD VALUE ETF	299,573 (-2.5%)	$65.29M (+8.3%)	9.9%	$141.14	—	VALUE ETF	922908744
VEA	VANGUARD FTSE DEVELOPED MARKETS ETF	771,756 (-2.2%)	$54.99M (+8.7%)	8.3%	$49.28	—	VAN FTSE DEV MKT	921943858
VBR	VANGUARD SMALL CAP VALUE ETF	99,603 (-2.2%)	$24.2M (+9.3%)	3.7%	$173.81	—	SM CP VAL ETF	922908611
SPYG	STATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF	41,432 (-3.3%)	$4.93M (+17.6%)	0.7%	$64.71	—	ST STR P500GRW	78464A409
VXF	VANGUARD EXTENDED MARKET ETF	15,612 (-2.2%)	$3.844M (+16.9%)	0.6%	$161.38	—	EXTEND MKT ETF	922908652
SLYG	STATE STREET SPDR S&P 600 SMALL CAP GROWTH ETF	18,158 (-2.8%)	$2.163M (+19.8%)	0.3%	$84.40	—	ST STR SP600GRWO	78464A201
SPTS	STATE STREET SPDR PORTFOLIO SHORT TERM TREASURY ETF	40,176 (-19.6%)	$1.165M (-20.1%)	0.2%	$28.94	—	ST SHO TREAS ETF	78468R101
STLD	STEEL DYNAMICS INC COM	6,412 (-3.3%)	$1.471M (+23.2%)	0.2%	$54.68	—	COM	858119100
GE	GE AEROSPACE COM NEW	2,716 (-1.1%)	$1.015M (+30.3%)	0.2%	$94.18	—	COM NEW	369604301
BIV	VANGUARD INTERMEDIATE-TERM BOND ETF	16,186 (-10.7%)	$1.241M (-11.2%)	0.2%	$89.63	—	INTERMED TERM	921937819
AAPL	APPLE INC COM	5,921 (-3.7%)	$1.713M (+9.8%)	0.3%	$129.01	—	COM	037833100
CARE	CARTER BANKSHARES INC COM NEW	12,299 (-1.8%)	$418K (+43.3%)	0.1%	$14.79	—	COM NEW	146103106
VEU	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	25,217 (-5.8%)	$2.112M (+5.0%)	0.3%	$59.08	—	ALLWRLD EX US	922042775
DFAT	DIMENSIONAL U.S. TARGETED VALUE ETF	18,138 (-5.2%)	$1.268M (+6.1%)	0.2%	$44.80	—	US TARGETED VLU	25434V609
EFA	ISHARES MSCI EAFE ETF	9,845 (-12.0%)	$1.023M (-5.8%)	0.2%	$79.57	—	MSCI EAFE ETF	464287465
VXUS	VANGUARD TOTAL INTERNATIONAL STOCK ETF	17,158 (-7.4%)	$1.467M (+2.7%)	0.2%	$56.06	—	VG TL INTL STK F	921909768
IJR	ISHARES CORE S&P SMALL CAP ETF	2,890 (-10.2%)	$429K (+7.2%)	0.1%	$115.75	—	CORE S&P SCP ETF	464287804
EEM	ISHARES MSCI EMERGING MARKETS ETF	5,204 (-13.1%)	$356K (+4.6%)	0.1%	$55.09	—	MSCI EMG MKT ETF	464287234
VNQI	VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF	29,335 (-1.3%)	$1.316M (-0.3%)	0.2%	$57.65	—	GLB EX US ETF	922042676

Unchanged Positions (79)

VBK VANGUARD SMALL-CAP GROWTH ETF 3.7%

Value $24.23M Shares 66,268 Est. Cost $270.23 Unrealized —

VWO VANGUARD FTSE EMERGING MARKETS ETF 2.7%

Value $18.08M Shares 302,899 Est. Cost $49.83 Unrealized —

SPDW STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF 2.2%

Value $14.67M Shares 291,107 Est. Cost $35.60 Unrealized —

VOO VANGUARD S&P 500 ETF 1.1%

Value $7.506M Shares 10,928 Est. Cost $372.82 Unrealized —

STX SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS 0.2%

Value $1.544M Shares 1,600 Est. Cost $102.43 Unrealized —

VSS VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF 2.5%

Value $16.24M Shares 105,235 Est. Cost $128.58 Unrealized —

SLYV STATE STREET SPDR S&P 600 SMALL CAP VALUE ETF 0.5%

Value $3.462M Shares 31,729 Est. Cost $83.72 Unrealized —

GLW CORNING INC COM 0.1%

Value $920K Shares 3,601 Est. Cost $64.97 Unrealized —

VFMF VANGUARD U.S. MULTIFACTOR ETF 0.5%

Value $3.42M Shares 19,325 Est. Cost $101.00 Unrealized —

XOM EXXONMOBIL HOLDINGS CORP COM SHS 0.3%

Value $1.726M Shares 12,623 Est. Cost $52.62 Unrealized —

VV VANGUARD LARGE-CAP ETF 0.5%

Value $2.998M Shares 8,718 Est. Cost $207.93 Unrealized —

SPEM STATE STREET SPDR PORTFOLIO EMERGING MARKETS ETF 0.6%

Value $3.707M Shares 71,590 Est. Cost $40.41 Unrealized —

SPYV STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF 0.7%

Value $4.294M Shares 70,630 Est. Cost $44.60 Unrealized —

CVX CHEVRON CORPORATION COM 0.2%

Value $1.265M Shares 7,634 Est. Cost $150.46 Unrealized —

GEV GE VERNOVA INC COM 0.2%

Value $1.157M Shares 985 Est. Cost $213.46 Unrealized —

VB VANGUARD SMALL-CAP ETF 0.3%

Value $2.038M Shares 6,723 Est. Cost $215.94 Unrealized —

NSC NORFOLK SOUTHN CORP COM 0.4%

Value $2.95M Shares 9,376 Est. Cost $247.89 Unrealized —

CVS CVS HEALTH CORP COM 0.1%

Value $609K Shares 5,888 Est. Cost $70.25 Unrealized —

LRGF ISHARES U.S. EQUITY FACTOR ETF 0.2%

Value $1.433M Shares 18,948 Est. Cost $42.83 Unrealized —

GOOG ALPHABET INC CAP STK CL C 0.1%

Value $967K Shares 2,736 Est. Cost $128.34 Unrealized —

GOOGL ALPHABET INC CAP STK CL A 0.1%

Value $840K Shares 2,349 Est. Cost $122.87 Unrealized —

AMZN AMAZON COM INC COM 0.2%

Value $1.353M Shares 5,675 Est. Cost $126.26 Unrealized —

TSLA TESLA INC COM 0.2%

Value $1.29M Shares 3,066 Est. Cost $301.28 Unrealized —

IVV ISHARES CORE S&P 500 ETF 0.2%

Value $1.061M Shares 1,417 Est. Cost $452.55 Unrealized —

IWD ISHARES RUSSELL 1000 VALUE ETF 0.2%

Value $1.011M Shares 4,170 Est. Cost $154.64 Unrealized —

EW EDWARDS LIFESCIENCES CORP COM 0.2%

Value $1.048M Shares 11,584 Est. Cost $94.26 Unrealized —

URI UNITED RENTALS INC COM 0.0%

Value $317K Shares 280 Est. Cost $888.48 Unrealized —

DFAC DIMENSIONAL U.S. CORE EQUITY 2 ETF 0.1%

Value $920K Shares 20,741 Est. Cost $27.01 Unrealized —

CSX CSX CORP COM 0.1%

Value $752K Shares 15,816 Est. Cost $30.96 Unrealized —

NKE NIKE INC CL B 0.0%

Value $327K Shares 7,976 Est. Cost $125.67 Unrealized —

IVW ISHARES S&P 500 GROWTH ETF 0.1%

Value $483K Shares 3,510 Est. Cost $74.37 Unrealized —

AVGO BROADCOM INC COM 0.1%

Value $423K Shares 1,121 Est. Cost $162.39 Unrealized —

TPL TEXAS PACIFIC LAND CORPORATION COM 0.1%

Value $937K Shares 2,142 Est. Cost $258.77 Unrealized —

DFAX DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF 0.1%

Value $925K Shares 25,113 Est. Cost $25.88 Unrealized —

UDR UDR INC COM 0.1%

Value $494K Shares 12,368 Est. Cost $39.57 Unrealized —

WMT WALMART INC COM 0.1%

Value $722K Shares 6,377 Est. Cost $54.36 Unrealized —

TFC TRUIST FINL CORP COM 0.1%

Value $852K Shares 17,096 Est. Cost $47.31 Unrealized —

VOT VANGUARD MID-CAP GROWTH ETF 0.1%

Value $403K Shares 1,317 Est. Cost $236.41 Unrealized —

PM PHILIP MORRIS INTL INC COM 0.1%

Value $736K Shares 4,066 Est. Cost $110.33 Unrealized —

IWP ISHARES RUSSELL MID-CAP GROWTH ETF 0.1%

Value $469K Shares 3,205 Est. Cost $109.25 Unrealized —

MCD MCDONALDS CORP COM 0.1%

Value $382K Shares 1,412 Est. Cost $228.04 Unrealized —

CAH CARDINAL HEALTH INC COM 0.1%

Value $514K Shares 2,163 Est. Cost $95.72 Unrealized —

IJH ISHARES CORE S&P MID-CAP ETF 0.1%

Value $436K Shares 5,648 Est. Cost $89.07 Unrealized —

DFSV DIMENSIONAL US SMALL CAP VALUE ETF 0.1%

Value $559K Shares 14,413 Est. Cost $30.13 Unrealized —

IWS ISHARES RUSSELL MID-CAP VALUE ETF 0.1%

Value $480K Shares 2,919 Est. Cost $113.78 Unrealized —

IEMG ISHARES CORE MSCI EMERGING MARKETS ETF 0.0%

Value $327K Shares 3,948 Est. Cost $61.13 Unrealized —

ABBV ABBVIE INC COM 0.1%

Value $331K Shares 1,317 Est. Cost $163.11 Unrealized —

FNDX SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF 0.1%

Value $430K Shares 13,823 Est. Cost $27.85 Unrealized —

MUB ISHARES NATIONAL MUNI BOND ETF 1.0%

Value $6.872M Shares 63,857 Est. Cost $106.22 Unrealized —

AUB ATLANTIC UN BANKSHARES CORP COM 0.0%

Value $265K Shares 6,262 Est. Cost $33.19 Unrealized —

IWN ISHARES RUSSELL 2000 VALUE ETF 0.0%

Value $279K Shares 1,262 Est. Cost $157.81 Unrealized —

LOW LOWES COS INC COM 0.1%

Value $529K Shares 2,400 Est. Cost $185.97 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL CL B NEW 0.1%

Value $838K Shares 1,674 Est. Cost $304.89 Unrealized —

UNP UNION PAC CORP COM 0.0%

Value $326K Shares 1,200 Est. Cost $200.38 Unrealized —

PFE PFIZER INC COM 0.0%

Value $207K Shares 8,604 Est. Cost $30.10 Unrealized —

IWV ISHARES RUSSELL 3000 ETF 0.0%

Value $261K Shares 611 Est. Cost $351.00 Unrealized —

ABT ABBOTT LABORATORIES COM 0.0%

Value $254K Shares 2,799 Est. Cost $104.39 Unrealized —

COF CAPITAL ONE FINL CORP COM 0.0%

Value $310K Shares 1,545 Est. Cost $113.35 Unrealized —

AOA ISHARES CORE 80/20 AGGRESSIVE ALLOCATION ETF 0.0%

Value $286K Shares 2,934 Est. Cost $88.41 Unrealized —

JNJ JOHNSON & JOHNSON COM 0.1%

Value $677K Shares 2,667 Est. Cost $147.45 Unrealized —

IQLT ISHARES MSCI INTL QUALITY FACTOR ETF 0.1%

Value $352K Shares 7,096 Est. Cost $46.23 Unrealized —

DFAR DIMENSIONAL US REAL ESTATE ETF 0.0%

Value $224K Shares 8,557 Est. Cost $23.65 Unrealized —

IVE ISHARES S&P 500 VALUE ETF 0.0%

Value $309K Shares 1,363 Est. Cost $159.81 Unrealized —

FERG FERGUSON ENTERPRISES INC COMMON STOCK NEW 0.2%

Value $1.194M Shares 5,033 Est. Cost $118.85 Unrealized —

MO ALTRIA GROUP INC COM 0.0%

Value $245K Shares 3,400 Est. Cost $63.03 Unrealized —

SPAB STATE STREET SPDR PORTFOLIO AGGREGATE BOND ETF 0.4%

Value $2.712M Shares 106,260 Est. Cost $25.41 Unrealized —

VGK VANGUARD FTSE EUROPE ETF 0.0%

Value $224K Shares 2,525 Est. Cost $79.80 Unrealized —

DFIV DIMENSIONAL INTERNATIONAL VALUE ETF 0.1%

Value $476K Shares 8,819 Est. Cost $33.54 Unrealized —

PG PROCTER & GAMBLE CO COM 0.1%

Value $602K Shares 4,106 Est. Cost $136.29 Unrealized —

MSFT MICROSOFT CORP COM 0.1%

Value $978K Shares 2,623 Est. Cost $321.13 Unrealized —

WMB WILLIAMS COS INC COM 0.0%

Value $301K Shares 4,045 Est. Cost $41.76 Unrealized —

RTX RTX CORPORATION COM 0.0%

Value $299K Shares 1,577 Est. Cost $125.32 Unrealized —

META META PLATFORMS INC CL A 0.1%

Value $353K Shares 627 Est. Cost $327.12 Unrealized —

DHR DANAHER CORP DEL COM 0.1%

Value $372K Shares 1,954 Est. Cost $217.39 Unrealized —

SO SOUTHERN CO COM 0.0%

Value $228K Shares 2,386 Est. Cost $84.13 Unrealized —

VCRB VANGUARD CORE BOND ETF 0.1%

Value $379K Shares 4,911 Est. Cost $77.90 Unrealized —

NKSH NATIONAL BANKSHARES INC VA COM 0.1%

Value $779K Shares 21,431 Est. Cost $27.70 Unrealized —

MDLZ MONDELEZ INTL INC CL A 0.0%

Value $214K Shares 3,707 Est. Cost $58.16 Unrealized —

AGG ISHARES CORE U.S. AGGREGATE BOND ETF 0.1%

Value $567K Shares 5,730 Est. Cost $97.53 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VBK	VANGUARD SMALL-CAP GROWTH ETF	66,268	$24.23M	3.7%	$270.23	—	SML CP GRW ETF	922908595
VWO	VANGUARD FTSE EMERGING MARKETS ETF	302,899	$18.08M	2.7%	$49.83	—	FTSE EMR MKT ETF	922042858
SPDW	STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	291,107	$14.67M	2.2%	$35.60	—	ST STR PO EX ETF	78463X889
VOO	VANGUARD S&P 500 ETF	10,928	$7.506M	1.1%	$372.82	—	S&P 500 ETF SHS	922908363
STX	SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS	1,600	$1.544M	0.2%	$102.43	—	ORD SHS	G7997R103
VSS	VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	105,235	$16.24M	2.5%	$128.58	—	FTSE SMCAP ETF	922042718
SLYV	STATE STREET SPDR S&P 600 SMALL CAP VALUE ETF	31,729	$3.462M	0.5%	$83.72	—	ST STR SP600SM C	78464A300
GLW	CORNING INC COM	3,601	$920K	0.1%	$64.97	—	COM	219350105
VFMF	VANGUARD U.S. MULTIFACTOR ETF	19,325	$3.42M	0.5%	$101.00	—	US MULTIFACTOR	921935607
XOM	EXXONMOBIL HOLDINGS CORP COM SHS	12,623	$1.726M	0.3%	$52.62	—	COM	30231G102
VV	VANGUARD LARGE-CAP ETF	8,718	$2.998M	0.5%	$207.93	—	LARGE CAP ETF	922908637
SPEM	STATE STREET SPDR PORTFOLIO EMERGING MARKETS ETF	71,590	$3.707M	0.6%	$40.41	—	ST PORT MARK ETF	78463X509
SPYV	STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF	70,630	$4.294M	0.7%	$44.60	—	ST STR P500VAL	78464A508
CVX	CHEVRON CORPORATION COM	7,634	$1.265M	0.2%	$150.46	—	COM	166764100
GEV	GE VERNOVA INC COM	985	$1.157M	0.2%	$213.46	—	COM	36828A101
VB	VANGUARD SMALL-CAP ETF	6,723	$2.038M	0.3%	$215.94	—	SMALL CP ETF	922908751
NSC	NORFOLK SOUTHN CORP COM	9,376	$2.95M	0.4%	$247.89	—	COM	655844108
CVS	CVS HEALTH CORP COM	5,888	$609K	0.1%	$70.25	—	COM	126650100
LRGF	ISHARES U.S. EQUITY FACTOR ETF	18,948	$1.433M	0.2%	$42.83	—	U S EQUITY FACTR	46434V282
GOOG	ALPHABET INC CAP STK CL C	2,736	$967K	0.1%	$128.34	—	CAP STK CL C	02079K107
GOOGL	ALPHABET INC CAP STK CL A	2,349	$840K	0.1%	$122.87	—	CAP STK CL A	02079K305
AMZN	AMAZON COM INC COM	5,675	$1.353M	0.2%	$126.26	—	COM	023135106
TSLA	TESLA INC COM	3,066	$1.29M	0.2%	$301.28	—	COM	88160R101
IVV	ISHARES CORE S&P 500 ETF	1,417	$1.061M	0.2%	$452.55	—	CORE S&P500 ETF	464287200
IWD	ISHARES RUSSELL 1000 VALUE ETF	4,170	$1.011M	0.2%	$154.64	—	RUS 1000 VAL ETF	464287598
EW	EDWARDS LIFESCIENCES CORP COM	11,584	$1.048M	0.2%	$94.26	—	COM	28176E108
URI	UNITED RENTALS INC COM	280	$317K	0.0%	$888.48	—	COM	911363109
DFAC	DIMENSIONAL U.S. CORE EQUITY 2 ETF	20,741	$920K	0.1%	$27.01	—	US COR EQU 2 ETF	25434V708
CSX	CSX CORP COM	15,816	$752K	0.1%	$30.96	—	COM	126408103
NKE	NIKE INC CL B	7,976	$327K	0.0%	$125.67	—	CL B	654106103
IVW	ISHARES S&P 500 GROWTH ETF	3,510	$483K	0.1%	$74.37	—	S&P 500 GRWT ETF	464287309
AVGO	BROADCOM INC COM	1,121	$423K	0.1%	$162.39	—	COM	11135F101
TPL	TEXAS PACIFIC LAND CORPORATION COM	2,142	$937K	0.1%	$258.77	—	COM	88262P102
DFAX	DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF	25,113	$925K	0.1%	$25.88	—	WORLD EX US CORE	25434V880
UDR	UDR INC COM	12,368	$494K	0.1%	$39.57	—	COM	902653104
WMT	WALMART INC COM	6,377	$722K	0.1%	$54.36	—	COM	931142103
TFC	TRUIST FINL CORP COM	17,096	$852K	0.1%	$47.31	—	COM	89832Q109
VOT	VANGUARD MID-CAP GROWTH ETF	1,317	$403K	0.1%	$236.41	—	MCAP GR IDXVIP	922908538
PM	PHILIP MORRIS INTL INC COM	4,066	$736K	0.1%	$110.33	—	COM	718172109
IWP	ISHARES RUSSELL MID-CAP GROWTH ETF	3,205	$469K	0.1%	$109.25	—	RUS MD CP GR ETF	464287481
MCD	MCDONALDS CORP COM	1,412	$382K	0.1%	$228.04	—	COM	580135101
CAH	CARDINAL HEALTH INC COM	2,163	$514K	0.1%	$95.72	—	COM	14149Y108
IJH	ISHARES CORE S&P MID-CAP ETF	5,648	$436K	0.1%	$89.07	—	CORE S&P MCP ETF	464287507
DFSV	DIMENSIONAL US SMALL CAP VALUE ETF	14,413	$559K	0.1%	$30.13	—	US SMALL CAP ETF	25434V815
IWS	ISHARES RUSSELL MID-CAP VALUE ETF	2,919	$480K	0.1%	$113.78	—	RUS MDCP VAL ETF	464287473
IEMG	ISHARES CORE MSCI EMERGING MARKETS ETF	3,948	$327K	0.0%	$61.13	—	CORE MSCI EMKT	46434G103
ABBV	ABBVIE INC COM	1,317	$331K	0.1%	$163.11	—	COM	00287Y109
FNDX	SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF	13,823	$430K	0.1%	$27.85	—	FUNDAMENTAL US L	808524771
MUB	ISHARES NATIONAL MUNI BOND ETF	63,857	$6.872M	1.0%	$106.22	—	NATIONAL MUN ETF	464288414
AUB	ATLANTIC UN BANKSHARES CORP COM	6,262	$265K	0.0%	$33.19	—	COM	04911A107
IWN	ISHARES RUSSELL 2000 VALUE ETF	1,262	$279K	0.0%	$157.81	—	RUS 2000 VAL ETF	464287630
LOW	LOWES COS INC COM	2,400	$529K	0.1%	$185.97	—	COM	548661107
BRK/B	BERKSHIRE HATHAWAY INC DEL CL B NEW	1,674	$838K	0.1%	$304.89	—	CL B NEW	084670702
UNP	UNION PAC CORP COM	1,200	$326K	0.0%	$200.38	—	COM	907818108
PFE	PFIZER INC COM	8,604	$207K	0.0%	$30.10	—	COM	717081103
IWV	ISHARES RUSSELL 3000 ETF	611	$261K	0.0%	$351.00	—	RUSSELL 3000 ETF	464287689
ABT	ABBOTT LABORATORIES COM	2,799	$254K	0.0%	$104.39	—	COM	002824100
COF	CAPITAL ONE FINL CORP COM	1,545	$310K	0.0%	$113.35	—	COM	14040H105
AOA	ISHARES CORE 80/20 AGGRESSIVE ALLOCATION ETF	2,934	$286K	0.0%	$88.41	—	CORE 80 20 ETF	464289859
JNJ	JOHNSON & JOHNSON COM	2,667	$677K	0.1%	$147.45	—	COM	478160104
IQLT	ISHARES MSCI INTL QUALITY FACTOR ETF	7,096	$352K	0.1%	$46.23	—	MSCI INTL QUALTY	46434V456
DFAR	DIMENSIONAL US REAL ESTATE ETF	8,557	$224K	0.0%	$23.65	—	US REAL ESTA ETF	25434V823
IVE	ISHARES S&P 500 VALUE ETF	1,363	$309K	0.0%	$159.81	—	S&P 500 VAL ETF	464287408
FERG	FERGUSON ENTERPRISES INC COMMON STOCK NEW	5,033	$1.194M	0.2%	$118.85	—	COMMON STOCK NEW	31488V107
MO	ALTRIA GROUP INC COM	3,400	$245K	0.0%	$63.03	—	COM	02209S103
SPAB	STATE STREET SPDR PORTFOLIO AGGREGATE BOND ETF	106,260	$2.712M	0.4%	$25.41	—	ST STR AGGRE ETF	78464A649
VGK	VANGUARD FTSE EUROPE ETF	2,525	$224K	0.0%	$79.80	—	FTSE EUROPE ETF	922042874
DFIV	DIMENSIONAL INTERNATIONAL VALUE ETF	8,819	$476K	0.1%	$33.54	—	INTERNATNAL VAL	25434V807
PG	PROCTER & GAMBLE CO COM	4,106	$602K	0.1%	$136.29	—	COM	742718109
MSFT	MICROSOFT CORP COM	2,623	$978K	0.1%	$321.13	—	COM	594918104
WMB	WILLIAMS COS INC COM	4,045	$301K	0.0%	$41.76	—	COM	969457100
RTX	RTX CORPORATION COM	1,577	$299K	0.0%	$125.32	—	COM	75513E101
META	META PLATFORMS INC CL A	627	$353K	0.1%	$327.12	—	CL A	30303M102
DHR	DANAHER CORP DEL COM	1,954	$372K	0.1%	$217.39	—	COM	235851102
SO	SOUTHERN CO COM	2,386	$228K	0.0%	$84.13	—	COM	842587107
VCRB	VANGUARD CORE BOND ETF	4,911	$379K	0.1%	$77.90	—	CORE BD ETF	922020748
NKSH	NATIONAL BANKSHARES INC VA COM	21,431	$779K	0.1%	$27.70	—	COM	634865109
MDLZ	MONDELEZ INTL INC CL A	3,707	$214K	0.0%	$58.16	—	CL A	609207105
AGG	ISHARES CORE U.S. AGGREGATE BOND ETF	5,730	$567K	0.1%	$97.53	—	CORE US AGGBD ET	464287226