Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	GENERAL	550,911	$17.41M	4.1%	$23.37	—	COMMON STOCK	369604103
CHMG	CHEMUNG FINANCIAL CORP	449,506	$16.34M	3.8%	$22.88	+7.3%	COMMON STOCK	164024101
PG	PROCTER	189,247	$15.91M	3.7%	$56.14	+18.9%	COMMON STOCK	742718109
JNJ	JOHNSON	131,480	$15.15M	3.6%	$59.66	+50.4%	COMMON STOCK	478160104
XLK	SECTOR SPDR	282,318	$13.65M	3.2%	$40.35	—	MUTUAL FUNDS -	81369Y803
XOM	EXXON	149,604	$13.5M	3.2%	$53.12	+9.5%	COMMON STOCK	30231G102
JPM	JPM	145,439	$12.55M	3.0%	$40.49	+47.9%	COMMON STOCK	46625H100
CVX	CHEVRON	101,756	$11.98M	2.8%	$65.87	+12.0%	COMMON STOCK	166764100
XLF	SECTOR SPDR	503,472	$11.71M	2.8%	$21.86	—	MUTUAL FUNDS -	81369Y605
—	UNITED	101,226	$11.1M	2.6%	$96.04	—	COMMON STOCK	913017109
MSFT	MICROSOFT	168,761	$10.49M	2.5%	$36.50	+47.8%	COMMON STOCK	594918104
WMT	WAL-MART	135,778	$9.385M	2.2%	$18.22	+9.3%	COMMON STOCK	931142103
KO	COCA-COLA	220,113	$9.126M	2.1%	$28.76	+8.5%	COMMON STOCK	191216100
GLW	CORNING	369,716	$8.973M	2.1%	$10.64	+75.1%	COMMON STOCK	219350105
MRK	MERCK	149,198	$8.783M	2.1%	$33.64	+31.0%	COMMON STOCK	58933Y105
BRK/B	BERKSHIRE	51,163	$8.338M	2.0%	$127.28	+21.0%	COMMON STOCK	084670702
DIS	WALT	79,670	$8.304M	2.0%	$80.89	+12.1%	COMMON STOCK	254687106
AAPL	APPLE	69,101	$8.003M	1.9%	$18.94	+37.8%	COMMON STOCK	037833100
PEP	PEPSICO	74,467	$7.792M	1.8%	$56.16	+41.3%	COMMON STOCK	713448108
IBM	INTERNATIONAL	45,811	$7.604M	1.8%	$117.06	-12.0%	COMMON STOCK	459200101
AMZN	AMAZON.COM INC	9,445	$7.082M	1.7%	$32.06	+22.2%	COMMON STOCK	023135106
PFE	PFIZER	217,153	$7.053M	1.7%	$17.38	+18.0%	COMMON STOCK	717081103
ADBE	ADOBE SYSTEMS INC	63,995	$6.588M	1.5%	$83.94	+26.1%	COMMON STOCK	00724F101
EMR	EMERSON	114,404	$6.378M	1.5%	$39.30	+9.1%	COMMON STOCK	291011104
V	VISA	79,227	$6.181M	1.5%	$73.03	+3.3%	COMMON STOCK	92826C839
HD	HOME	42,907	$5.753M	1.4%	$59.72	+73.1%	COMMON STOCK	437076102
MCD	MCDONALDS CORP	45,557	$5.545M	1.3%	$75.43	+25.0%	COMMON STOCK	580135101
VZ	VERIZON	99,818	$5.329M	1.3%	$27.96	+10.8%	COMMON STOCK	92343V104
IBB	ISHARES	19,696	$5.226M	1.2%	$257.60	—	MUTUAL FUNDS -	464287556
QCOM	QUALCOMM	79,472	$5.182M	1.2%	$40.98	+27.5%	COMMON STOCK	747525103
MTB	M&T BANK CORP	31,841	$4.981M	1.2%	$86.99	+19.6%	COMMON STOCK	55261F104
GS	GOLDMAN	20,476	$4.903M	1.2%	$135.00	+24.3%	COMMON STOCK	38141G104
BMY	BRISTOL	82,382	$4.814M	1.1%	$35.03	+12.9%	COMMON STOCK	110122108
TRV	THE	38,419	$4.703M	1.1%	$81.49	+14.7%	COMMON STOCK	89417E109
CNI	CANADIAN	65,764	$4.432M	1.0%	$44.71	+24.9%	FOREIGN STOCK	136375102
—	SPECTRA	104,616	$4.298M	1.0%	$36.34	—	COMMON STOCK	847560109
—	EXPRESS	58,518	$4.026M	0.9%	$74.84	—	COMMON STOCK	30219G108
AMGN	AMGEN	26,451	$3.868M	0.9%	$123.65	-7.5%	COMMON STOCK	031162100
GOOG	ALPHABET	4,910	$3.79M	0.9%	$35.71	+8.3%	COMMON STOCK	02079K107
—	ALLERGAN	18,030	$3.787M	0.9%	$238.52	—	FOREIGN STOCK	G0177J108
BA	BOEING	23,989	$3.735M	0.9%	$95.16	+41.9%	COMMON STOCK	097023105
T	AT&T	87,201	$3.708M	0.9%	$11.41	+35.4%	COMMON STOCK	00206R102
EFA	ISHARES	60,597	$3.498M	0.8%	$59.08	—	MUTUAL FUNDS -	464287465
—	BB&T	71,395	$3.357M	0.8%	$39.77	—	COMMON STOCK	054937107
INTC	INTEL	90,550	$3.285M	0.8%	$17.70	+64.7%	COMMON STOCK	458140100
XLB	SECTOR SPDR	65,996	$3.28M	0.8%	$47.75	—	MUTUAL FUNDS -	81369Y100
SPMD	SPDR	34,998	$3.106M	0.7%	$76.71	—	MUTUAL FUNDS -	78464A847
MMM	3M CO	17,105	$3.054M	0.7%	$75.96	+39.8%	COMMON STOCK	88579Y101
DUK	DUKE	37,669	$2.924M	0.7%	$47.69	+10.4%	COMMON STOCK	26441C204
TRMB	TRIMBLE	96,874	$2.921M	0.7%	$26.97	+6.2%	COMMON STOCK	896239100
SO	SOUTHERN COMPANY	55,769	$2.743M	0.6%	$29.70	+12.9%	COMMON STOCK	842587107
D	DOMINION	35,466	$2.716M	0.6%	$34.83	+41.9%	COMMON STOCK	25746U109
—	DUPONT	36,934	$2.711M	0.6%	$61.73	—	COMMON STOCK	263534109
PAYX	PAYCHEX INC	39,351	$2.396M	0.6%	$25.36	+73.2%	COMMON STOCK	704326107
CSCO	CISCO	71,745	$2.168M	0.5%	$16.35	+41.0%	COMMON STOCK	17275R102
ABBV	ABBVIE	33,509	$2.098M	0.5%	$32.24	+29.6%	COMMON STOCK	00287Y109
IYZ	ISHARES	60,680	$2.093M	0.5%	$25.84	—	MUTUAL FUNDS -	464287713
XLU	SECTOR SPDR	42,512	$2.065M	0.5%	$38.04	—	MUTUAL FUNDS -	81369Y886
IWN	ISHARES	16,291	$1.938M	0.5%	$88.27	—	MUTUAL FUNDS -	464287630
XLI	SECTOR SPDR	29,567	$1.84M	0.4%	$61.42	—	MUTUAL FUNDS -	81369Y704
IWO	ISHARES	11,933	$1.837M	0.4%	$113.48	—	MUTUAL FUNDS -	464287648
XLRE	SECTOR SPDR	55,244	$1.699M	0.4%	$32.73	—	MUTUAL FUNDS -	81369Y860
SYY	SYSCO	30,564	$1.692M	0.4%	$30.75	+33.2%	COMMON STOCK	871829107
ADP	AUTOMATIC DATA PROCESSING	15,185	$1.561M	0.4%	$45.09	+70.2%	COMMON STOCK	053015103
HON	HONEYWELL	12,754	$1.477M	0.3%	$73.65	+14.3%	COMMON STOCK	438516106
CL	COLGATE PALMOLIVE	22,146	$1.45M	0.3%	$44.71	+23.8%	COMMON STOCK	194162103
—	PRICELINE	919	$1.347M	0.3%	$1465.72	—	COMMON STOCK	741503403
BCE	BCE	30,479	$1.318M	0.3%	$23.37	+8.8%	FOREIGN STOCK	05534B760
IWD	ISHARES	11,731	$1.314M	0.3%	$102.02	—	MUTUAL FUNDS -	464287598
XLE	SECTOR SPDR	16,967	$1.278M	0.3%	$74.39	—	MUTUAL FUNDS -	81369Y506
XLY	SECTOR SPDR	15,000	$1.221M	0.3%	$78.23	—	MUTUAL FUNDS -	81369Y407
ABT	ABBOTT	29,752	$1.143M	0.3%	$33.00	+2.0%	COMMON STOCK	002824100
PSX	PHILLIPS	12,826	$1.108M	0.3%	$52.06	+12.7%	COMMON STOCK	718546104
—	LABORATORY CRP OF AMER HLDGS	8,159	$1.048M	0.2%	$126.08	—	COMMON STOCK	50540R409
—	WALGREENS	11,856	$981K	0.2%	$84.53	—	COMMON STOCK	931427108
UPS	UNITED	8,514	$976K	0.2%	$80.28	0.0%	COMMON STOCK	911312106
WFC	WELLS	17,288	$953K	0.2%	$28.94	+34.8%	COMMON STOCK	949746101
AMAT	APPLIED	28,457	$918K	0.2%	$12.25	+124.3%	COMMON STOCK	038222105
DHR	DANAHER	11,295	$879K	0.2%	$25.56	+159.6%	COMMON STOCK	235851102
TIP	ISHARES	6,975	$789K	0.2%	$112.01	—	MUTUAL FUNDS -	464287176
DBEF	DEUTSCHE	27,031	$758K	0.2%	$27.04	—	MUTUAL FUNDS -	233051200
MO	ALTRIA	11,156	$754K	0.2%	$16.80	+102.2%	COMMON STOCK	02209S103
IVV	ISHARES	3,100	$697K	0.2%	$188.71	—	MUTUAL FUNDS -	464287200
—	DOW	12,002	$687K	0.2%	$35.12	—	COMMON STOCK	260543103
XLV	SECTOR SPDR	9,655	$665K	0.2%	$72.10	—	MUTUAL FUNDS -	81369Y209
AXP	AMERICAN	8,281	$614K	0.1%	$62.32	-2.1%	COMMON STOCK	025816109
KHC	KRAFT	6,942	$606K	0.1%	$47.82	+18.1%	COMMON STOCK	500754106
GD	GENERAL	3,134	$541K	0.1%	$61.31	+118.7%	COMMON STOCK	369550108
PM	PHILIP	5,886	$538K	0.1%	$48.84	+19.2%	COMMON STOCK	718172109
GOOGL	ALPHABET	653	$518K	0.1%	$36.73	+8.1%	COMMON STOCK	02079K305
LLY	ELI	6,911	$508K	0.1%	$63.08	+1.8%	COMMON STOCK	532457108
—	JACOBS ENGINEERING GROUP INC	8,254	$470K	0.1%	$43.23	—	COMMON STOCK	469814107
ZBH	ZIMMER	3,990	$412K	0.1%	$68.76	+44.6%	COMMON STOCK	98956P102
—	POWERSHARES	3,473	$411K	0.1%	$97.38	—	MUTUAL FUNDS -	73935A104
DE	DEERE & CO	3,761	$387K	0.1%	$71.25	+14.3%	COMMON STOCK	244199105
PRU	PRUDENTIAL FINANCIAL INC	3,617	$377K	0.1%	$51.17	+22.3%	COMMON STOCK	744320102
KMB	KIMBERLY	3,096	$353K	0.1%	$64.18	+31.7%	COMMON STOCK	494368103
WY	WEYERHAEUSER CO	11,696	$351K	0.1%	$18.15	+19.4%	COMMON STOCK	962166104
NEE	NEXTERA	2,736	$326K	0.1%	$14.65	+61.9%	COMMON STOCK	65339F101
COST	COSTCO	2,005	$321K	0.1%	$95.96	+35.2%	COMMON STOCK	22160K105
NBTB	NBT BANCORP INC	7,646	$320K	0.1%	$25.14	+47.9%	COMMON STOCK	628778102
EEM	ISHARES	9,009	$316K	0.1%	$39.76	—	MUTUAL FUNDS -	464287234
HOLX	HOLOGIC	7,606	$305K	0.1%	$26.27	+46.9%	COMMON STOCK	436440101
SU	SUNCOR	9,003	$294K	0.1%	$19.74	+11.5%	FOREIGN STOCK	867224107
VXF	VANGUARD	3,023	$290K	0.1%	$84.19	—	MUTUAL FUNDS -	922908652
BP	B P AMOCO PLC SPONS ADR	7,381	$276K	0.1%	$36.47	—	FOREIGN STOCK	055622104
TJX	TJX	3,552	$267K	0.1%	$20.82	+59.6%	COMMON STOCK	872540109
COP	CONOCOPHILLIPS	5,192	$260K	0.1%	$40.34	-13.8%	COMMON STOCK	20825C104
XLP	SECTOR SPDR	5,036	$260K	0.1%	$53.15	—	MUTUAL FUNDS -	81369Y308
MET	METLIFE	4,813	$259K	0.1%	$32.01	+5.3%	COMMON STOCK	59156R108
NSC	NORFOLK	2,350	$254K	0.1%	$66.62	+26.1%	COMMON STOCK	655844108
F	FORD	20,561	$249K	0.1%	$7.87	-5.1%	COMMON STOCK	345370860
PPL	PPL CORP	7,266	$247K	0.1%	$16.53	+34.8%	COMMON STOCK	69351T106
CZNC	CITIZENS & NORTHERN CORP	8,588	$225K	0.1%	$14.76	0.0%	COMMON STOCK	172922106
TXN	TEXAS	3,021	$221K	0.1%	$39.34	+41.0%	COMMON STOCK	882508104
SLB	SCHLUMBERGER LTD	2,550	$214K	0.1%	$57.66	+9.3%	FOREIGN STOCK	806857108
CAT	CATERPILLAR	2,300	$213K	0.1%	$66.01	+11.7%	COMMON STOCK	149123101