Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IEFA	ISHARES TR	1,279,321	$81.06M	11.3%	$64.55	—	CORE MSCI EAFE	46432F842
IVV	ISHARES TR	114,999	$54.93M	7.7%	$249.67	—	CORE S&P500 ETF	464287200
SPYV	SPDR SER TR	1,200,489	$48.31M	6.7%	$33.78	—	PRTFLO S&P500 VL	78464A508
SPYG	SPDR SER TR	746,693	$41.62M	5.8%	$46.92	—	PRTFLO S&P500 GW	78464A409
JEPI	J P MORGAN EXCHANGE TRADED F	817,807	$40.01M	5.6%	$54.97	—	EQUITY PREMIUM	46641Q332
IJR	ISHARES TR	317,420	$31.24M	4.4%	$90.90	—	CORE S&P SCP ETF	464287804
IJH	ISHARES TR	117,591	$29.77M	4.2%	$188.94	—	CORE S&P MCP ETF	464287507
IEMG	ISHARES INC	602,868	$27.14M	3.8%	$58.40	—	CORE MSCI EMKT	46434G103
SPYM	SPDR SER TR	546,907	$24.48M	3.4%	$50.21	—	PORTFOLIO S&P500	78464A854
USMV	ISHARES TR	336,032	$23.57M	3.3%	$51.58	—	MSCI USA MIN VOL	46429B697
GLDM	WORLD GOLD TR	407,692	$16.68M	2.3%	$38.73	—	SPDR GLD MINIS	98149E303
SPIB	SPDR SER TR	647,681	$16.07M	2.2%	$33.00	—	PORTFOLIO INTRMD	78464A375
BSCQ	INVESCO EXCH TRD SLF IDX FD	930,485	$13.92M	1.9%	$18.82	—	BULSHS 2026 CB	46138J791
VGIT	VANGUARD SCOTTSDALE FDS	305,370	$13.33M	1.9%	$61.78	—	INTER TERM TREAS	92206C706
USFR	WISDOMTREE TR	315,479	$12.83M	1.8%	$50.15	—	FLOATNG RAT TREA	97717Y527
MBB	ISHARES TR	150,348	$12.37M	1.7%	$82.28	—	MBS ETF	464288588
SCHP	SCHWAB STRATEGIC TR	301,125	$12.18M	1.7%	$40.46	—	US TIPS ETF	808524870
SGOV	ISHARES TR	131,905	$12.15M	1.7%	$100.18	—	0-3 MNTH TREASRY	46436E718
IBTK	ISHARES TR	778,666	$11.88M	1.7%	$19.34	—	IBOND DEC 2030	46436E593
IWF	ISHARES TR	44,892	$11.72M	1.6%	$136.74	—	RUS 1000 GRW ETF	464287614
FLCA	FRANKLIN TEMPLETON ETF TR	360,594	$10.51M	1.5%	$29.73	—	FTSE CANADA	35473P827
SCHX	SCHWAB STRATEGIC TR	181,628	$10.24M	1.4%	$45.79	—	US LRG CAP ETF	808524201
IWD	ISHARES TR	67,672	$9.158M	1.3%	$115.59	—	RUS 1000 VAL ETF	464287598
IXJ	ISHARES TR	114,556	$8.758M	1.2%	$83.39	—	GLOB HLTHCRE ETF	464287325
VTIP	VANGUARD MALVERN FDS	160,000	$7.598M	1.1%	$47.28	—	STRM INFPROIDX	922020805
CBU	COMMUNITY BK SYS INC	128,498	$6.696M	0.9%	$53.98	-22.7%	COM	203607106
MA	MASTERCARD INCORPORATED	15,036	$6.413M	0.9%	$90.84	+337.2%	CL A	57636Q104
IAU	ISHARES GOLD TR	249,691	$6.061M	0.8%	$33.94	—	ISHARES NEW	464285204
LTPZ	PIMCO ETF TR	105,035	$5.953M	0.8%	$56.68	—	15+ YR US TIPS	72201R304
ESGD	ISHARES TR	78,471	$5.928M	0.8%	$65.91	—	ESG AW MSCI EAFE	46435G516
EMXC	ISHARES INC	117,439	$5.794M	0.8%	$59.99	—	MSCI EMRG CHN	46434G764
ACWI	ISHARES TR	41,245	$4.198M	0.6%	$100.24	—	MSCI ACWI ETF	464288257
IEF	ISHARES TR	43,040	$4.149M	0.6%	$110.28	—	7-10 YR TRSY BD	464287440
VEA	VANGUARD TAX-MANAGED FDS	77,988	$3.736M	0.5%	$41.07	—	VAN FTSE DEV MKT	921943858
IVW	ISHARES TR	63,520	$3.626M	0.5%	$95.04	—	S&P 500 GRWT ETF	464287309
BRK/B	BERKSHIRE HATHAWAY INC DEL	9,745	$3.476M	0.5%	$196.00	+79.1%	CL B NEW	084670702
AAPL	APPLE INC	17,516	$3.372M	0.5%	$96.72	+89.0%	COM	037833100
EZU	ISHARES INC	78,111	$3.187M	0.4%	$45.08	—	MSCI EURZONE ETF	464286608
ESGE	ISHARES INC	89,172	$2.859M	0.4%	$37.09	—	ESG AWR MSCI EM	46434G863
IVE	ISHARES TR	22,647	$2.505M	0.3%	$124.70	—	S&P 500 VAL ETF	464287408
GOOG	ALPHABET INC	16,822	$2.371M	0.3%	$107.03	+25.8%	CAP STK CL C	02079K107
SPY	SPDR S&P 500 ETF TR	4,605	$2.189M	0.3%	$295.94	—	TR UNIT	78462F103
MSFT	MICROSOFT CORP	5,742	$2.159M	0.3%	$147.41	+137.7%	COM	594918104
HDV	ISHARES TR	27,008	$2.145M	0.3%	$83.55	—	CORE HIGH DV ETF	46429B663
PREF	PRINCIPAL EXCHANGE TRADED FD	121,565	$2.129M	0.3%	$23.34	—	SPECTRUM PFD	74255Y888
VWO	VANGUARD INTL EQUITY INDEX F	47,039	$1.933M	0.3%	$40.68	—	FTSE EMR MKT ETF	922042858
ESGU	ISHARES TR	15,323	$1.608M	0.2%	$74.28	—	ESG AWR MSCI USA	46435G425
—	INVESCO EXCH TRD SLF IDX FD	114,520	$1.602M	0.2%	$19.54	—	BULSHS 2025 CB	46138J825
SPSM	SPDR SER TR	37,121	$1.566M	0.2%	$40.50	—	PORTFOLIO S&P600	78468R853
VTI	VANGUARD INDEX FDS	6,589	$1.563M	0.2%	$232.58	—	TOTAL STK MKT	922908769
BSCR	INVESCO EXCH TRD SLF IDX FD	123,868	$1.549M	0.2%	$17.46	—	BULSHS 2027 CB	46138J783
JPST	J P MORGAN EXCHANGE TRADED F	29,511	$1.482M	0.2%	$50.72	—	ULTRA SHRT INC	46641Q837
BSX	BOSTON SCIENTIFIC CORP	24,906	$1.44M	0.2%	$9.20	+480.0%	COM	101137107
SPMD	SPDR SER TR	29,526	$1.438M	0.2%	$42.92	—	PORTFOLIO S&P400	78464A847
TJX	TJX COS INC NEW	14,896	$1.397M	0.2%	$40.01	+118.1%	COM	872540109
VIG	VANGUARD SPECIALIZED FUNDS	8,146	$1.388M	0.2%	$85.41	—	DIV APP ETF	921908844
IBTI	ISHARES TR	61,633	$1.369M	0.2%	$19.89	—	IBONDS 28 TRM TS	46436E833
JAAA	JANUS DETROIT STR TR	27,068	$1.362M	0.2%	$50.26	—	HENDRSON AAA CL	47103U845
GOOGL	ALPHABET INC	9,170	$1.281M	0.2%	$106.64	+25.0%	CAP STK CL A	02079K305
BSCS	INVESCO EXCH TRD SLF IDX FD	100,087	$1.262M	0.2%	$18.50	—	INVSCO BLSH 28	46138J643
FAST	FASTENAL CO	17,978	$1.164M	0.2%	$11.24	+155.3%	COM	311900104
VOO	VANGUARD INDEX FDS	2,609	$1.14M	0.2%	$366.30	—	S&P 500 ETF SHS	922908363
SCZ	ISHARES TR	17,145	$1.061M	0.1%	$58.98	—	EAFE SML CP ETF	464288273
VT	VANGUARD INTL EQUITY INDEX F	10,260	$1.056M	0.1%	$85.34	—	TT WRLD ST ETF	922042742
GSY	INVESCO ACTIVELY MANAGED ETF	19,768	$986K	0.1%	$50.39	—	ULTRA SHRT DUR	46090A887
SRLN	SSGA ACTIVE ETF TR	34,647	$935K	0.1%	$46.49	—	BLACKSTONE SENR	78467V608
OCUL	OCULAR THERAPEUTIX INC	194,266	$866K	0.1%	$19.95	-85.2%	COM	67576A100
MTB	M & T BK CORP	5,917	$811K	0.1%	$91.41	+28.3%	COM	55261F104
JUST	GOLDMAN SACHS ETF TR	11,577	$787K	0.1%	$48.41	—	JUST US LRG CP	381430396
COST	COSTCO WHSL CORP NEW	1,165	$769K	0.1%	$171.82	+233.8%	COM	22160K105
JPM	JPMORGAN CHASE & CO	4,283	$729K	0.1%	$96.30	+50.5%	COM	46625H100
JNJ	JOHNSON & JOHNSON	4,640	$727K	0.1%	$105.72	+35.8%	COM	478160104
ESGV	VANGUARD WORLD FD	8,250	$702K	0.1%	$45.76	—	ESG US STK ETF	921910733
VSGX	VANGUARD WORLD FD	12,200	$674K	0.1%	$41.12	—	ESG INTL STK ETF	921910725
AGG	ISHARES TR	6,582	$653K	0.1%	$110.18	—	CORE US AGGBD ET	464287226
HYBB	ISHARES TR	24,420	$604K	0.1%	$51.86	—	BB RAT CORP BD	46435U473
EFAV	ISHARES TR	8,675	$602K	0.1%	$69.61	—	MSCI EAFE MIN VL	46429B689
QQQ	INVESCO QQQ TR	1,458	$597K	0.1%	$352.12	—	UNIT SER 1	46090E103
AMZN	AMAZON COM INC	3,883	$590K	0.1%	$123.81	+13.2%	COM	023135106
PAYX	PAYCHEX INC	4,942	$589K	0.1%	$100.61	+10.4%	COM	704326107
DIA	SPDR DOW JONES INDL AVERAGE	1,519	$572K	0.1%	$278.88	—	UT SER 1	78467X109
VB	VANGUARD INDEX FDS	2,650	$565K	0.1%	$213.33	—	SMALL CP ETF	922908751
VCIT	VANGUARD SCOTTSDALE FDS	6,824	$555K	0.1%	$91.75	—	INT-TERM CORP	92206C870
PFF	ISHARES TR	17,697	$552K	0.1%	$39.51	—	PFD AND INCM SEC	464288687
GLD	SPDR GOLD TR	2,868	$548K	0.1%	$131.23	—	GOLD SHS	78463V107
CATH	GLOBAL X FDS	9,373	$544K	0.1%	$57.19	—	S&P 500 CATHOLIC	37954Y889
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$543K	0.1%	$228842.10	+133.3%	CL A	084670108
SPSB	SPDR SER TR	17,500	$521K	0.1%	$30.62	—	PORTFOLIO SHORT	78464A474
IGIB	ISHARES TR	10,000	$520K	0.1%	$81.86	—	ISHS 5-10YR INVT	464288638
VO	VANGUARD INDEX FDS	2,163	$503K	0.1%	$156.71	—	MID CAP ETF	922908629
DHR	DANAHER CORPORATION	2,114	$489K	0.1%	$78.61	+167.6%	COM	235851102
—	GLOBAL X FDS	18,705	$468K	0.1%	$25.02	—	1-3 MONTH T-BILL	37960A537
SPEM	SPDR INDEX SHS FDS	12,759	$452K	0.1%	$34.80	—	PORTFOLIO EMG MK	78463X509
PG	PROCTER AND GAMBLE CO	3,079	$451K	0.1%	$128.75	+9.2%	COM	742718109
VGLT	VANGUARD SCOTTSDALE FDS	14,919	$445K	0.1%	$84.23	—	LONG TERM TREAS	92206C847
MINT	PIMCO ETF TR	4,300	$429K	0.1%	$101.15	—	ENHAN SHRT MA AC	72201R833
AVGO	BROADCOM INC	364	$406K	0.1%	$92.23	0.0%	COM	11135F101
SUSB	ISHARES TR	16,446	$403K	0.1%	$24.99	—	ESG AWRE 1 5 YR	46435G243
SUSC	ISHARES TR	17,127	$399K	0.1%	$22.99	—	ESG AWRE USD ETF	46435G193
VRP	INVESCO EXCH TRADED FD TR II	17,175	$396K	0.1%	$25.33	—	VAR RATE PFD	46138G870
—	APOLLO TACTICAL INCOME FD IN	27,208	$380K	0.1%	$13.05	—	COM	037638103
VONV	VANGUARD SCOTTSDALE FDS	5,200	$377K	0.1%	$78.27	—	VNG RUS1000VAL	92206C714
IYY	ISHARES TR	3,234	$377K	0.1%	$111.34	—	DOW JONES US ETF	464287846
SPDW	SPDR INDEX SHS FDS	10,019	$341K	0.0%	$32.57	—	PORTFOLIO DEVLPD	78463X889
VUSB	VANGUARD BD INDEX FDS	6,771	$335K	0.0%	$49.22	—	VANGUARD ULTRA	92203C303
AXP	AMERICAN EXPRESS CO	1,765	$331K	0.0%	$104.33	+50.5%	COM	025816109
GRNB	VANECK ETF TRUST	13,864	$330K	0.0%	$26.61	—	GREEN BOND ETF	92189F171
PRFZ	INVESCO EXCHANGE TRADED FD T	8,750	$328K	0.0%	$49.82	—	FTSE RAFI 1500	46137V597
ICE	INTERCONTINENTAL EXCHANGE IN	2,507	$322K	0.0%	$75.64	+46.0%	COM	45866F104
—	FIRST TR ENERGY INFRASTRCTR	19,344	$318K	0.0%	$13.03	—	COM	33738C103
ACWX	ISHARES TR	6,160	$314K	0.0%	$57.31	—	MSCI ACWI EX US	464288240
SCHA	SCHWAB STRATEGIC TR	6,326	$299K	0.0%	$58.00	—	US SML CAP ETF	808524607
XOM	EXXON MOBIL CORP	5,024	$297K	0.0%	$91.89	+6.2%	COM	30231G102
HD	HOME DEPOT INC	848	$294K	0.0%	$242.31	+21.2%	COM	437076102
RSPU	INVESCO EXCHANGE TRADED FD T	5,235	$286K	0.0%	$54.57	—	S&P500 EQL UTL	46137V274
EFA	ISHARES TR	3,740	$282K	0.0%	$72.00	—	MSCI EAFE ETF	464287465
IBM	INTERNATIONAL BUSINESS MACHS	1,702	$278K	0.0%	$103.09	+37.3%	COM	459200101
CRBN	ISHARES TR	1,620	$268K	0.0%	$163.31	—	MSCI LW CRB TG	46434V464
ACWV	ISHARES INC	2,550	$256K	0.0%	$92.40	—	MSCI GBL MIN VOL	464286525
JMST	J P MORGAN EXCHANGE TRADED F	5,000	$254K	0.0%	$50.74	—	ULTRA SHT MUNCPL	46641Q654
RAND	RAND CAP CORP	19,129	$248K	0.0%	$15.43	-13.9%	COM NEW	752185207
V	VISA INC	929	$242K	0.0%	$194.50	+24.8%	COM CL A	92826C839
ITOT	ISHARES TR	2,199	$231K	0.0%	$90.78	—	CORE S&P TTL STK	464287150
PEP	PEPSICO INC	1,300	$221K	0.0%	$166.81	-7.8%	COM	713448108
NVDA	NVIDIA CORPORATION	435	$215K	0.0%	$46.31	0.0%	COM	67066G104
UNH	UNITEDHEALTH GROUP INC	393	$207K	0.0%	$511.31	0.0%	COM	91324P102
GE	GENERAL ELECTRIC CO	1,583	$202K	0.0%	$91.47	0.0%	COM NEW	369604301
—	BLACKROCK MUNIYILD QULT FD I	16,000	$195K	0.0%	$11.60	—	COM	09254F100
—	REVANCE THERAPEUTICS INC	11,979	$105K	0.0%	$17.63	—	COM	761330109
RWT	REDWOOD TRUST INC	13,237	$98,086	0.0%	$12.09	—	COM	758075402
—	FST TR NEW OPPORT MLP & ENE	11,000	$75,680	0.0%	$5.62	—	COM	33739M100
NSPR	INSPIREMD INC	25,000	$70,250	0.0%	$1.59	+80.9%	COM	45779A846