Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CHMG	CHEMUNG FINANCIAL CORP	433,195	$17.71M	4.1%	$22.88	+34.1%	COMMON STOCK	164024101
XLK	SECTOR SPDR	316,853	$17.34M	4.0%	$41.86	—	MUTUAL FUNDS -	81369Y803
JNJ	JOHNSON	126,426	$16.73M	3.9%	$59.66	+68.3%	COMMON STOCK	478160104
—	UNITED	102,212	$12.48M	2.9%	$96.41	—	COMMON STOCK	913017109
MSFT	MICROSOFT	171,365	$11.81M	2.7%	$36.91	+68.8%	COMMON STOCK	594918104
KO	COCA-COLA	259,824	$11.65M	2.7%	$29.43	+14.4%	COMMON STOCK	191216100
JPM	JPMORGAN	123,287	$11.27M	2.6%	$40.49	+69.3%	COMMON STOCK	46625H100
PG	PROCTER	128,086	$11.16M	2.6%	$56.14	+24.9%	COMMON STOCK	742718109
GLW	CORNING	355,717	$10.69M	2.5%	$10.64	+113.9%	COMMON STOCK	219350105
XLF	SECTOR SPDR	433,042	$10.68M	2.5%	$21.86	—	MUTUAL FUNDS -	81369Y605
XOM	EXXON	127,744	$10.31M	2.4%	$53.12	+4.4%	COMMON STOCK	30231G102
EMR	EMERSON	168,466	$10.04M	2.3%	$42.07	+14.1%	COMMON STOCK	291011104
AAPL	APPLE	66,115	$9.522M	2.2%	$18.94	+81.2%	COMMON STOCK	037833100
DIS	WALT	86,044	$9.142M	2.1%	$82.34	+24.4%	COMMON STOCK	254687106
—	GENERAL	332,368	$8.977M	2.1%	$23.37	—	COMMON STOCK	369604103
AMZN	AMAZON.COM INC	9,008	$8.72M	2.0%	$32.06	+48.8%	COMMON STOCK	023135106
BRK/B	BERKSHIRE	49,801	$8.435M	2.0%	$127.28	+30.7%	COMMON STOCK	084670702
V	VISA	87,772	$8.232M	1.9%	$73.93	+18.3%	COMMON STOCK	92826C839
PEP	PEPSICO	71,162	$8.219M	1.9%	$56.16	+57.0%	COMMON STOCK	713448108
MRK	MERCK	127,736	$8.187M	1.9%	$33.64	+38.3%	COMMON STOCK	58933Y105
WMT	WAL-MART	105,723	$8.001M	1.9%	$19.50	+12.9%	COMMON STOCK	931142103
EFA	ISHARES	113,522	$7.402M	1.7%	$61.47	—	MUTUAL FUNDS -	464287465
ADBE	ADOBE SYSTEMS INC	51,820	$7.33M	1.7%	$83.94	+63.1%	COMMON STOCK	00724F101
MCD	MCDONALDS CORP	44,962	$6.886M	1.6%	$75.43	+56.3%	COMMON STOCK	580135101
IBM	INTERNATIONAL	40,941	$6.298M	1.5%	$117.01	-11.3%	COMMON STOCK	459200101
XLV	SECTOR SPDR	75,907	$6.015M	1.4%	$76.59	—	MUTUAL FUNDS -	81369Y209
CVX	CHEVRON	56,515	$5.896M	1.4%	$65.87	+11.1%	COMMON STOCK	166764100
CNI	CANADIAN	68,982	$5.591M	1.3%	$45.48	+43.0%	FOREIGN STOCK	136375102
—	BLACKROCK	13,172	$5.564M	1.3%	$422.41	—	COMMON STOCK	09247X101
XLRE	SECTOR SPDR	169,767	$5.466M	1.3%	$32.03	—	MUTUAL FUNDS -	81369Y860
PFE	PFIZER	157,164	$5.279M	1.2%	$17.38	+24.3%	COMMON STOCK	717081103
D	DOMINION	66,893	$5.126M	1.2%	$43.64	+23.1%	COMMON STOCK	25746U109
EUFN	ISHARES	227,434	$4.99M	1.2%	$20.69	—	MUTUAL FUNDS -	464289180
BA	BOEING	24,165	$4.778M	1.1%	$96.33	+81.6%	COMMON STOCK	097023105
BMY	BRISTOL	80,279	$4.474M	1.0%	$35.41	+12.7%	COMMON STOCK	110122108
GOOG	ALPHABET	4,679	$4.252M	1.0%	$35.71	+27.3%	COMMON STOCK	02079K107
—	PRICELINE	2,248	$4.205M	1.0%	$1702.35	—	COMMON STOCK	741503403
XLB	SECTOR SPDR	77,216	$4.155M	1.0%	$48.46	—	MUTUAL FUNDS -	81369Y100
HD	HOME	26,495	$4.065M	0.9%	$59.72	+108.4%	COMMON STOCK	437076102
XBI	SPDR	52,528	$4.054M	0.9%	$77.18	—	MUTUAL FUNDS -	78464A870
HON	HONEYWELL	30,165	$4.021M	0.9%	$86.77	+13.8%	COMMON STOCK	438516106
MMM	3M CO	17,876	$3.722M	0.9%	$77.84	+60.2%	COMMON STOCK	88579Y101
TRV	THE	28,287	$3.58M	0.8%	$81.49	+25.0%	COMMON STOCK	89417E109
XLE	SECTOR SPDR	55,091	$3.576M	0.8%	$68.79	—	MUTUAL FUNDS -	81369Y506
DUK	DUKE	42,132	$3.522M	0.8%	$48.73	+21.3%	COMMON STOCK	26441C204
SBUX	STARBUCKS CORP	58,867	$3.432M	0.8%	$50.21	0.0%	COMMON STOCK	855244109
SPMD	SPDR	34,998	$3.253M	0.8%	$76.71	—	MUTUAL FUNDS -	78464A847
—	BB&T	69,516	$3.157M	0.7%	$39.77	—	COMMON STOCK	054937107
XLI	SECTOR SPDR	43,726	$2.978M	0.7%	$63.47	—	MUTUAL FUNDS -	81369Y704
—	DUPONT	36,415	$2.939M	0.7%	$62.56	—	COMMON STOCK	263534109
XLU	SECTOR SPDR	56,439	$2.933M	0.7%	$41.39	—	MUTUAL FUNDS -	81369Y886
INTC	INTEL	85,306	$2.878M	0.7%	$17.70	+67.1%	COMMON STOCK	458140100
VZ	VERIZON	63,606	$2.84M	0.7%	$27.96	+5.6%	COMMON STOCK	92343V104
IYZ	ISHARES	85,019	$2.742M	0.6%	$27.80	—	MUTUAL FUNDS -	464287713
IBB	ISHARES	8,827	$2.737M	0.6%	$258.55	—	MUTUAL FUNDS -	464287556
T	AT&T	70,436	$2.657M	0.6%	$11.41	+39.5%	COMMON STOCK	00206R102
ABBV	ABBVIE	32,999	$2.393M	0.6%	$32.58	+44.1%	COMMON STOCK	00287Y109
BCE	BCE	47,289	$2.13M	0.5%	$24.58	+8.2%	FOREIGN STOCK	05534B760
CL	COLGATE PALMOLIVE	27,447	$2.035M	0.5%	$48.29	+25.6%	COMMON STOCK	194162103
GS	GOLDMAN	9,150	$2.03M	0.5%	$135.00	+36.7%	COMMON STOCK	38141G104
IWO	ISHARES	11,933	$2.014M	0.5%	$113.48	—	MUTUAL FUNDS -	464287648
IWN	ISHARES	16,291	$1.936M	0.5%	$88.27	—	MUTUAL FUNDS -	464287630
AMGN	AMGEN	9,247	$1.592M	0.4%	$123.65	+1.4%	COMMON STOCK	031162100
PAYX	PAYCHEX INC	27,474	$1.564M	0.4%	$25.36	+79.1%	COMMON STOCK	704326107
ABT	ABBOTT	30,107	$1.463M	0.3%	$33.13	+17.4%	COMMON STOCK	002824100
SO	SOUTHERN COMPANY	29,337	$1.404M	0.3%	$29.70	+18.1%	COMMON STOCK	842587107
ADP	AUTOMATIC DATA PROCESSING	13,637	$1.398M	0.3%	$45.09	+86.8%	COMMON STOCK	053015103
XLY	SECTOR SPDR	15,301	$1.371M	0.3%	$78.34	—	MUTUAL FUNDS -	81369Y407
IWD	ISHARES	11,731	$1.366M	0.3%	$102.02	—	MUTUAL FUNDS -	464287598
SYY	SYSCO	25,287	$1.272M	0.3%	$30.75	+38.7%	COMMON STOCK	871829107
—	LABORATORY CRP OF AMER HLDGS	7,827	$1.207M	0.3%	$126.08	—	COMMON STOCK	50540R409
ENB	ENBRIDGE	25,914	$1.031M	0.2%	$24.73	-3.7%	FOREIGN STOCK	29250N105
WFC	WELLS	18,214	$1.009M	0.2%	$29.87	+41.2%	COMMON STOCK	949746101
CSCO	CISCO	30,079	$942K	0.2%	$16.35	+53.3%	COMMON STOCK	17275R102
—	WALGREENS	11,806	$924K	0.2%	$84.53	—	COMMON STOCK	931427108
DBEF	DEUTSCHE	29,386	$882K	0.2%	$27.41	—	MUTUAL FUNDS -	233051200
DHR	DANAHER	10,108	$853K	0.2%	$26.48	+171.0%	COMMON STOCK	235851102
MO	ALTRIA	11,172	$832K	0.2%	$18.00	+118.2%	COMMON STOCK	02209S103
TIP	ISHARES	6,975	$791K	0.2%	$112.01	—	MUTUAL FUNDS -	464287176
IVV	ISHARES	3,163	$770K	0.2%	$189.87	—	MUTUAL FUNDS -	464287200
—	DOW	11,430	$721K	0.2%	$35.12	—	COMMON STOCK	260543103
AXP	AMERICAN	8,144	$686K	0.2%	$62.32	+12.8%	COMMON STOCK	025816109
—	ALLERGAN	2,814	$684K	0.2%	$238.52	—	FOREIGN STOCK	G0177J108
GD	GENERAL	3,147	$624K	0.1%	$61.31	+164.2%	COMMON STOCK	369550108
LLY	ELI	6,486	$534K	0.1%	$63.08	+13.0%	COMMON STOCK	532457108
—	POWERSHARES	3,827	$527K	0.1%	$101.64	—	MUTUAL FUNDS -	73935A104
PM	PHILIP	4,487	$527K	0.1%	$48.84	+52.1%	COMMON STOCK	718172109
UPS	UNITED	4,770	$527K	0.1%	$78.59	-1.6%	COMMON STOCK	911312106
GOOGL	ALPHABET	564	$524K	0.1%	$36.73	+26.4%	COMMON STOCK	02079K305
ZBH	ZIMMER	3,888	$500K	0.1%	$68.76	+60.7%	COMMON STOCK	98956P102
AMAT	APPLIED	11,838	$489K	0.1%	$12.82	+201.2%	COMMON STOCK	038222105
XLP	SECTOR SPDR	8,444	$464K	0.1%	$53.73	—	MUTUAL FUNDS -	81369Y308
DE	DEERE & CO	3,681	$455K	0.1%	$71.25	+44.2%	COMMON STOCK	244199105
EEM	ISHARES	10,525	$436K	0.1%	$40.00	—	MUTUAL FUNDS -	464287234
—	JACOBS ENGINEERING GROUP INC	7,393	$402K	0.1%	$43.23	—	COMMON STOCK	469814107
KMB	KIMBERLY	3,058	$395K	0.1%	$64.18	+49.9%	COMMON STOCK	494368103
KHC	KRAFT	4,392	$376K	0.1%	$47.82	+27.0%	COMMON STOCK	500754106
PSX	PHILLIPS	4,466	$369K	0.1%	$52.06	+8.1%	COMMON STOCK	718546104
WY	WEYERHAEUSER CO	10,769	$361K	0.1%	$18.15	+32.4%	COMMON STOCK	962166104
NEE	NEXTERA	2,431	$341K	0.1%	$14.65	+88.0%	COMMON STOCK	65339F101
TXN	TEXAS	4,400	$338K	0.1%	$46.49	+35.8%	COMMON STOCK	882508104
COST	COSTCO	1,997	$319K	0.1%	$95.96	+57.3%	COMMON STOCK	22160K105
VXF	VANGUARD	2,801	$287K	0.1%	$84.19	—	MUTUAL FUNDS -	922908652
VWO	VANGUARD	6,790	$277K	0.1%	$40.80	—	MUTUAL FUNDS -	922042858
PRU	PRUDENTIAL FINANCIAL INC	2,525	$273K	0.1%	$51.17	+38.9%	COMMON STOCK	744320102
TJX	TJX	3,734	$269K	0.1%	$21.45	+55.7%	COMMON STOCK	872540109
SNY	SANOFI	5,585	$268K	0.1%	$47.99	—	FOREIGN STOCK	80105N105
VOD	VODAFONE	9,232	$265K	0.1%	$28.70	—	FOREIGN STOCK	92857W308
NBTB	NBT BANCORP INC	7,146	$264K	0.1%	$25.14	+47.7%	COMMON STOCK	628778102
CAT	CATERPILLAR	2,412	$259K	0.1%	$84.05	0.0%	COMMON STOCK	149123101
PPL	PPL CORP	6,267	$242K	0.1%	$16.53	+58.9%	COMMON STOCK	69351T106
MET	METLIFE	4,398	$241K	0.1%	$32.07	+8.0%	COMMON STOCK	59156R108
SU	SUNCOR	8,100	$237K	0.1%	$19.74	+13.1%	FOREIGN STOCK	867224107
BP	B P AMOCO PLC SPONS ADR	6,808	$236K	0.1%	$36.47	—	FOREIGN STOCK	055622104
HOLX	HOLOGIC	5,106	$232K	0.1%	$26.27	+68.0%	COMMON STOCK	436440101
UNP	UNION	1,993	$217K	0.1%	$90.11	0.0%	COMMON STOCK	907818108
IWM	ISHARES	1,520	$214K	0.0%	$140.79	—	MUTUAL FUNDS -	464287655
—	GLAXOSMITHKLINE	4,859	$210K	0.0%	$43.22	—	FOREIGN STOCK	37733W105
F	FORD	10,041	$112K	0.0%	$7.87	-9.9%	COMMON STOCK	345370860