Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SECTOR SPDR	321,627	$19.01M	4.3%	$42.12	—	COMMON STOCK	81369Y803
CHMG	CHEMUNG FINANCIAL CORP	397,234	$18.71M	4.3%	$22.88	+41.6%	COMMON STOCK	164024101
JNJ	JOHNSON	124,646	$16.2M	3.7%	$59.66	+76.0%	COMMON STOCK	478160104
MSFT	MICROSOFT	171,475	$12.77M	2.9%	$36.91	+80.6%	COMMON STOCK	594918104
PG	PROCTER	131,596	$11.97M	2.7%	$56.59	+29.0%	COMMON STOCK	742718109
KO	COCA-COLA	254,300	$11.45M	2.6%	$29.43	+18.7%	COMMON STOCK	191216100
JPM	JPMORGAN	114,907	$10.97M	2.5%	$40.49	+81.9%	COMMON STOCK	46625H100
EMR	EMERSON	168,944	$10.62M	2.4%	$42.07	+17.0%	COMMON STOCK	291011104
XLF	SECTOR SPDR	378,004	$9.775M	2.2%	$21.86	—	COMMON STOCK	81369Y605
GLW	CORNING	313,725	$9.386M	2.1%	$10.64	+121.6%	COMMON STOCK	219350105
XOM	EXXON	112,686	$9.238M	2.1%	$53.12	+2.3%	COMMON STOCK	30231G102
EFA	ISHARES	134,616	$9.219M	2.1%	$62.57	—	MUTUAL FUNDS -	464287465
V	VISA	86,773	$9.131M	2.1%	$73.93	+29.5%	COMMON STOCK	92826C839
AAPL	APPLE	58,751	$9.054M	2.1%	$18.94	+90.9%	COMMON STOCK	037833100
BRK/B	BERKSHIRE	48,998	$8.982M	2.0%	$127.28	+38.8%	COMMON STOCK	084670702
PFE	PFIZER	245,998	$8.783M	2.0%	$19.14	+16.3%	COMMON STOCK	717081103
MCD	MCDONALDS CORP	55,721	$8.731M	2.0%	$85.71	+50.1%	COMMON STOCK	580135101
AMZN	AMAZON.COM INC	8,971	$8.625M	2.0%	$32.06	+53.2%	COMMON STOCK	023135106
WMT	WAL-MART	106,777	$8.344M	1.9%	$19.50	+17.4%	COMMON STOCK	931142103
PEP	PEPSICO	71,377	$7.954M	1.8%	$56.16	+59.2%	COMMON STOCK	713448108
ADBE	ADOBE SYSTEMS INC	50,815	$7.581M	1.7%	$83.94	+77.8%	COMMON STOCK	00724F101
HD	HOME	44,768	$7.322M	1.7%	$86.43	+44.8%	COMMON STOCK	437076102
XLV	SECTOR SPDR	85,280	$6.97M	1.6%	$77.16	—	COMMON STOCK	81369Y209
BMY	BRISTOL	108,932	$6.944M	1.6%	$37.44	+15.2%	COMMON STOCK	110122108
—	BLACKROCK	15,006	$6.709M	1.5%	$425.43	—	COMMON STOCK	09247X101
MRK	MERCK	103,112	$6.603M	1.5%	$33.64	+38.8%	COMMON STOCK	58933Y105
CVX	CHEVRON	55,592	$6.532M	1.5%	$65.87	+15.7%	COMMON STOCK	166764100
XLRE	SECTOR SPDR	197,856	$6.379M	1.5%	$32.06	—	COMMON STOCK	81369Y860
—	POWERSHARES	42,111	$6.126M	1.4%	$141.49	—	MUTUAL FUNDS -	73935A104
UPS	UNITED	48,135	$5.781M	1.3%	$82.44	+0.5%	COMMON STOCK	911312106
CNI	CANADIAN	69,688	$5.773M	1.3%	$45.73	+51.8%	FOREIGN STOCK	136375102
—	GENERAL	233,937	$5.657M	1.3%	$23.37	—	COMMON STOCK	369604103
—	UNITED	47,702	$5.538M	1.3%	$96.41	—	COMMON STOCK	913017109
XBI	SPDR	62,044	$5.372M	1.2%	$78.62	—	COMMON STOCK	78464A870
HON	HONEYWELL	37,829	$5.362M	1.2%	$90.33	+15.5%	COMMON STOCK	438516106
D	DOMINION	68,989	$5.307M	1.2%	$43.95	+22.1%	COMMON STOCK	25746U109
EUFN	ISHARES	217,666	$5.11M	1.2%	$20.69	—	MUTUAL FUNDS -	464289180
BA	BOEING	19,914	$5.062M	1.2%	$96.33	+128.8%	COMMON STOCK	097023105
XLB	SECTOR SPDR	81,992	$4.657M	1.1%	$48.94	—	COMMON STOCK	81369Y100
GOOG	ALPHABET	4,671	$4.48M	1.0%	$35.71	+29.5%	COMMON STOCK	02079K107
—	PRICELINE	2,384	$4.364M	1.0%	$1709.67	—	COMMON STOCK	741503403
—	HANESBRANDS	166,114	$4.093M	0.9%	$24.64	—	COMMON STOCK	410345102
DUK	DUKE	45,549	$3.822M	0.9%	$49.64	+22.5%	COMMON STOCK	26441C204
MMM	3M CO	16,679	$3.501M	0.8%	$77.84	+66.9%	COMMON STOCK	88579Y101
—	BB&T	72,331	$3.395M	0.8%	$40.05	—	COMMON STOCK	054937107
IBM	INTERNATIONAL	22,308	$3.236M	0.7%	$117.01	-17.2%	COMMON STOCK	459200101
DIS	WALT	31,983	$3.152M	0.7%	$82.34	+17.7%	COMMON STOCK	254687106
XLU	SECTOR SPDR	56,878	$3.017M	0.7%	$41.39	—	COMMON STOCK	81369Y886
INTC	INTEL	77,945	$2.969M	0.7%	$17.70	+67.2%	COMMON STOCK	458140100
VZ	VERIZON	59,900	$2.965M	0.7%	$27.96	+8.1%	COMMON STOCK	92343V104
—	DUPONT	35,273	$2.961M	0.7%	$62.56	—	COMMON STOCK	263534109
SPMD	SPDR	29,997	$2.872M	0.7%	$76.71	—	MUTUAL FUNDS -	78464A847
IBB	ISHARES	8,350	$2.785M	0.6%	$258.55	—	COMMON STOCK	464287556
ABBV	ABBVIE	30,766	$2.734M	0.6%	$32.58	+64.7%	COMMON STOCK	00287Y109
T	AT&T	67,277	$2.635M	0.6%	$11.41	+36.7%	COMMON STOCK	00206R102
PSX	PHILLIPS	28,731	$2.632M	0.6%	$59.82	+2.4%	COMMON STOCK	718546104
BCE	BCE	54,928	$2.573M	0.6%	$25.05	+11.6%	FOREIGN STOCK	05534B760
GS	GOLDMAN	10,216	$2.424M	0.6%	$140.53	+33.8%	COMMON STOCK	38141G104
IWN	ISHARES	16,297	$2.022M	0.5%	$88.27	—	MUTUAL FUNDS -	464287630
IWO	ISHARES	10,237	$1.833M	0.4%	$113.48	—	MUTUAL FUNDS -	464287648
XLI	SECTOR SPDR	25,722	$1.827M	0.4%	$63.47	—	COMMON STOCK	81369Y704
AMGN	AMGEN	9,082	$1.694M	0.4%	$123.65	+11.2%	COMMON STOCK	031162100
CL	COLGATE PALMOLIVE	22,793	$1.66M	0.4%	$48.29	+22.6%	COMMON STOCK	194162103
ABT	ABBOTT	30,443	$1.624M	0.4%	$33.25	+30.4%	COMMON STOCK	002824100
PAYX	PAYCHEX INC	24,502	$1.469M	0.3%	$25.36	+75.8%	COMMON STOCK	704326107
IWD	ISHARES	12,361	$1.465M	0.3%	$102.86	—	MUTUAL FUNDS -	464287598
DBEF	XTRACKERS	43,570	$1.352M	0.3%	$28.59	—	MUTUAL FUNDS -	233051200
XLY	SECTOR SPDR	14,618	$1.317M	0.3%	$78.34	—	COMMON STOCK	81369Y407
IYZ	ISHARES	43,056	$1.31M	0.3%	$27.80	—	COMMON STOCK	464287713
ADP	AUTOMATIC DATA PROCESSING	11,955	$1.307M	0.3%	$45.09	+98.7%	COMMON STOCK	053015103
SYY	SYSCO	20,958	$1.131M	0.3%	$30.75	+36.0%	COMMON STOCK	871829107
SO	SOUTHERN COMPANY	21,529	$1.057M	0.2%	$29.70	+15.5%	COMMON STOCK	842587107
IVV	ISHARES	4,171	$1.055M	0.2%	$205.12	—	MUTUAL FUNDS -	464287200
ENB	ENBRIDGE	24,808	$1.038M	0.2%	$24.73	-1.6%	FOREIGN STOCK	29250N105
CSCO	CISCO	30,358	$1.021M	0.2%	$16.35	+51.2%	COMMON STOCK	17275R102
WFC	WELLS	18,458	$1.018M	0.2%	$30.03	+40.3%	COMMON STOCK	949746101
TXN	TEXAS	10,755	$964K	0.2%	$57.54	+13.3%	COMMON STOCK	882508104
XLE	SECTOR SPDR	13,339	$914K	0.2%	$68.79	—	COMMON STOCK	81369Y506
—	WALGREENS	11,606	$897K	0.2%	$84.53	—	COMMON STOCK	931427108
DHR	DANAHER	9,604	$824K	0.2%	$26.48	+168.4%	COMMON STOCK	235851102
IWM	ISHARES	5,235	$776K	0.2%	$146.07	—	MUTUAL FUNDS -	464287655
—	DOWDUPONT	11,174	$774K	0.2%	$69.27	—	COMMON STOCK	26078J100
TIP	ISHARES	6,600	$750K	0.2%	$112.01	—	MUTUAL FUNDS -	464287176
AXP	AMERICAN	8,091	$732K	0.2%	$62.32	+23.0%	COMMON STOCK	025816109
GD	GENERAL	3,073	$632K	0.1%	$61.31	+171.5%	COMMON STOCK	369550108
MO	ALTRIA	8,955	$568K	0.1%	$18.00	+100.5%	COMMON STOCK	02209S103
—	LABORATORY CRP OF AMER HLDGS	3,758	$568K	0.1%	$126.08	—	COMMON STOCK	50540R409
GOOGL	ALPHABET	535	$521K	0.1%	$36.73	+28.2%	COMMON STOCK	02079K305
AMAT	APPLIED	9,757	$509K	0.1%	$12.82	+221.2%	COMMON STOCK	038222105
TRV	THE	4,125	$506K	0.1%	$81.49	+27.6%	COMMON STOCK	89417E109
XLP	SECTOR SPDR	8,276	$447K	0.1%	$53.73	—	COMMON STOCK	81369Y308
DE	DEERE & CO	3,524	$443K	0.1%	$71.25	+52.3%	COMMON STOCK	244199105
PM	PHILIP	3,833	$425K	0.1%	$48.84	+54.0%	COMMON STOCK	718172109
ZBH	ZIMMER	3,173	$372K	0.1%	$68.76	+56.7%	COMMON STOCK	98956P102
LLY	ELI	4,311	$369K	0.1%	$63.08	+14.3%	COMMON STOCK	532457108
NEE	NEXTERA	2,391	$350K	0.1%	$14.65	+102.9%	COMMON STOCK	65339F101
KMB	KIMBERLY	2,957	$348K	0.1%	$64.18	+41.8%	COMMON STOCK	494368103
WY	WEYERHAEUSER CO	9,760	$332K	0.1%	$18.15	+30.3%	COMMON STOCK	962166104
KHC	KRAFT	4,025	$313K	0.1%	$47.82	+18.0%	COMMON STOCK	500754106
SDY	SPDR	3,370	$308K	0.1%	$91.39	—	MUTUAL FUNDS -	78464A763
VYM	VANGUARD	3,786	$307K	0.1%	$81.09	—	MUTUAL FUNDS -	921946406
COST	COSTCO	1,791	$294K	0.1%	$95.96	+46.0%	COMMON STOCK	22160K105
MDT	MEDTRONIC	3,684	$286K	0.1%	$66.95	0.0%	FOREIGN STOCK	G5960L103
SU	SUNCOR	8,100	$284K	0.1%	$19.74	+18.3%	FOREIGN STOCK	867224107
—	JACOBS ENGINEERING GROUP INC	4,670	$272K	0.1%	$43.23	—	COMMON STOCK	469814107
CAT	CATERPILLAR	2,162	$269K	0.1%	$84.05	+14.2%	COMMON STOCK	149123101
VWO	VANGUARD	6,170	$269K	0.1%	$40.80	—	MUTUAL FUNDS -	922042858
—	ROYAL	4,418	$268K	0.1%	$60.66	—	FOREIGN STOCK	780259206
NBTB	NBT BANCORP INC	7,146	$262K	0.1%	$25.14	+38.9%	COMMON STOCK	628778102
PRU	PRUDENTIAL FINANCIAL INC	2,438	$259K	0.1%	$51.17	+40.8%	COMMON STOCK	744320102
EEM	ISHARES	5,703	$255K	0.1%	$40.00	—	MUTUAL FUNDS -	464287234
IDV	ISHARES	7,523	$254K	0.1%	$33.76	—	MUTUAL FUNDS -	464288448
VOD	VODAFONE	8,781	$250K	0.1%	$28.70	—	FOREIGN STOCK	92857W308
BP	B P AMOCO PLC SPONS ADR	6,408	$246K	0.1%	$36.47	—	FOREIGN STOCK	055622104
SBUX	STARBUCKS CORP	4,484	$241K	0.1%	$50.21	-8.0%	COMMON STOCK	855244109
SNY	SANOFI	4,800	$239K	0.1%	$47.99	—	FOREIGN STOCK	80105N105
UNP	UNION	1,993	$231K	0.1%	$90.11	-1.1%	COMMON STOCK	907818108
MET	METLIFE	4,398	$228K	0.1%	$32.07	+14.2%	COMMON STOCK	59156R108
PPL	PPL CORP	5,947	$226K	0.1%	$16.53	+60.4%	COMMON STOCK	69351T106
DVY	ISHARES	2,310	$217K	0.0%	$93.94	—	MUTUAL FUNDS -	464287168
CZNC	CITIZENS & NORTHERN CORP	8,588	$211K	0.0%	$14.99	0.0%	COMMON STOCK	172922106
—	L3	1,100	$207K	0.0%	$188.18	—	COMMON STOCK	502413107
—	ALLERGAN	998	$205K	0.0%	$238.52	—	FOREIGN STOCK	G0177J108