Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	440,329	$16.17M	6.2%	$31.87	—	INTL EQTY ETF	808524805
SPDW	SPDR INDEX SHS FDS	291,429	$9.99M	3.9%	$27.80	—	PORTFOLIO DEVLPD	78463X889
HYGV	FLEXSHARES TR	174,993	$8.106M	3.1%	$48.63	—	HIG YLD VL ETF	33939L662
MBSD	FLEXSHARES TR	338,503	$7.452M	2.9%	$23.79	—	DISCP DUR MBS	33939L779
AAPL	APPLE INC	34,706	$6.06M	2.3%	$85.98	+91.7%	COM	037833100
MSFT	MICROSOFT CORP	18,864	$5.816M	2.2%	$39.16	+644.0%	COM	594918104
IJR	ISHARES TR	52,569	$5.671M	2.2%	$80.25	—	CORE S&P SCP ETF	464287804
IJH	ISHARES TR	21,027	$5.642M	2.2%	$128.14	—	CORE S&P MCP ETF	464287507
SCHE	SCHWAB STRATEGIC TR	197,740	$5.491M	2.1%	$26.14	—	EMRG MKTEQ ETF	808524706
SKOR	FLEXSHARES TR	104,031	$5.179M	2.0%	$53.16	—	CR SCD US BD	33939L761
GUNR	FLEXSHARES TR	97,345	$4.559M	1.8%	$32.67	—	MORNSTAR UPSTR	33939L407
CVX	CHEVRON CORP NEW	26,485	$4.313M	1.7%	$71.16	+72.5%	COM	166764100
SCHB	SCHWAB STRATEGIC TR	76,592	$4.089M	1.6%	$56.28	—	US BRD MKT ETF	808524102
XLK	SELECT SECTOR SPDR TR	24,477	$3.89M	1.5%	$62.36	—	TECHNOLOGY	81369Y803
LOW	LOWES COS INC	18,644	$3.77M	1.5%	$34.82	+512.7%	COM	548661107
MBB	ISHARES TR	36,950	$3.764M	1.5%	$108.70	—	MBS ETF	464288588
CMF	ISHARES TR	63,963	$3.721M	1.4%	$71.10	—	CALIF MUN BD ETF	464288356
GOOGL	ALPHABET INC	1,296	$3.605M	1.4%	$51.46	+162.0%	CAP STK CL A	02079K305
PG	PROCTER AND GAMBLE CO	23,538	$3.597M	1.4%	$55.67	+155.3%	COM	742718109
PFE	PFIZER INC	64,830	$3.356M	1.3%	$20.84	+103.8%	COM	717081103
MCHP	MICROCHIP TECHNOLOGY INC.	38,950	$2.927M	1.1%	$47.62	+44.8%	COM	595017104
XLY	SELECT SECTOR SPDR TR	15,740	$2.912M	1.1%	$79.35	—	SBI CONS DISCR	81369Y407
DIS	DISNEY WALT CO	21,227	$2.911M	1.1%	$70.24	+101.1%	COM	254687106
ABT	ABBOTT LABS	24,249	$2.87M	1.1%	$37.89	+204.5%	COM	002824100
VMBS	VANGUARD SCOTTSDALE FDS	56,200	$2.816M	1.1%	$50.11	—	MTG-BKD SECS ETF	92206C771
TLT	ISHARES TR	21,110	$2.788M	1.1%	$145.61	—	20 YR TR BD ETF	464287432
VEU	VANGUARD INTL EQUITY INDEX F	46,741	$2.692M	1.0%	$47.99	—	ALLWRLD EX US	922042775
XOM	EXXON MOBIL CORP	32,588	$2.691M	1.0%	$54.32	+25.0%	COM	30231G102
XLV	SELECT SECTOR SPDR TR	19,506	$2.672M	1.0%	$86.40	—	SBI HEALTHCARE	81369Y209
HYG	ISHARES TR	30,405	$2.502M	1.0%	$82.11	—	IBOXX HI YD ETF	464288513
EFA	ISHARES TR	33,829	$2.49M	1.0%	$64.30	—	MSCI EAFE ETF	464287465
IEI	ISHARES TR	20,402	$2.49M	1.0%	$130.36	—	3 7 YR TREAS BD	464288661
CAT	CATERPILLAR INC	11,108	$2.475M	1.0%	$90.07	+117.0%	COM	149123101
SPEM	SPDR INDEX SHS FDS	63,357	$2.448M	0.9%	$34.57	—	PORTFOLIO EMG MK	78463X509
JPM	JPMORGAN CHASE & CO	17,547	$2.392M	0.9%	$85.34	+56.6%	COM	46625H100
RAVI	FLEXSHARES TR	31,875	$2.386M	0.9%	$76.22	—	READY ACC VARI	33939L886
NFRA	FLEXSHARES TR	41,509	$2.383M	0.9%	$53.16	—	STOXX GLOBR INF	33939L795
ICE	INTERCONTINENTAL EXCHANGE IN	17,931	$2.369M	0.9%	$49.34	+148.4%	COM	45866F104
CRM	SALESFORCE COM INC	10,912	$2.317M	0.9%	$72.34	+193.9%	COM	79466L302
ALL	ALLSTATE CORP	16,291	$2.256M	0.9%	$58.29	+96.1%	COM	020002101
GQRE	FLEXSHARES TR	30,455	$2.141M	0.8%	$59.09	—	GLB QLT R/E IDX	33939L787
KLAC	KLA CORP	5,573	$2.04M	0.8%	$108.03	+232.3%	COM NEW	482480100
AMZN	AMAZON COM INC	621	$2.024M	0.8%	$65.29	+136.7%	COM	023135106
WMT	WALMART INC	13,202	$1.966M	0.8%	$19.90	+124.1%	COM	931142103
KO	COCA COLA CO	31,516	$1.954M	0.8%	$28.16	+92.0%	COM	191216100
LLY	LILLY ELI & CO	6,391	$1.83M	0.7%	$107.55	+131.1%	COM	532457108
PEP	PEPSICO INC	9,616	$1.61M	0.6%	$56.21	+164.1%	COM	713448108
JNJ	JOHNSON & JOHNSON	9,020	$1.599M	0.6%	$61.40	+147.3%	COM	478160104
AXP	AMERICAN EXPRESS CO	8,492	$1.588M	0.6%	$61.35	+180.0%	COM	025816109
XLE	SELECT SECTOR SPDR TR	20,614	$1.576M	0.6%	$36.01	—	ENERGY	81369Y506
XLI	SELECT SECTOR SPDR TR	15,287	$1.574M	0.6%	$62.49	—	SBI INT-INDS	81369Y704
NVDA	NVIDIA CORPORATION	5,595	$1.527M	0.6%	$19.99	+25.2%	COM	67066G104
IEF	ISHARES TR	14,144	$1.52M	0.6%	$116.47	—	BARCLAYS 7 10 YR	464287440
DHR	DANAHER CORPORATION	5,175	$1.518M	0.6%	$42.53	+477.8%	COM	235851102
DLTR	DOLLAR TREE INC	9,410	$1.507M	0.6%	$89.35	+58.3%	COM	256746108
META	META PLATFORMS INC	6,695	$1.489M	0.6%	$176.82	+40.4%	CL A	30303M102
GNR	SPDR INDEX SHS FDS	22,910	$1.438M	0.6%	$33.72	—	GLB NAT RESRCE	78463X541
XLB	SELECT SECTOR SPDR TR	16,051	$1.415M	0.5%	$49.69	—	SBI MATERIALS	81369Y100
SUB	ISHARES TR	13,278	$1.389M	0.5%	$106.83	—	SHRT NAT MUN ETF	464288158
CVS	CVS HEALTH CORP	13,077	$1.324M	0.5%	$48.86	+88.3%	COM	126650100
INTC	INTEL CORP	26,025	$1.29M	0.5%	$32.58	+41.8%	COM	458140100
CMCSA	COMCAST CORP NEW	27,370	$1.281M	0.5%	$36.87	+16.2%	CL A	20030N101
ABBV	ABBVIE INC	7,829	$1.269M	0.5%	$61.01	+107.2%	COM	00287Y109
XLF	SELECT SECTOR SPDR TR	32,997	$1.264M	0.5%	$26.31	—	FINANCIAL	81369Y605
USB	US BANCORP DEL	23,000	$1.222M	0.5%	$22.44	+113.2%	COM NEW	902973304
ADP	AUTOMATIC DATA PROCESSING IN	5,325	$1.212M	0.5%	$76.76	+156.6%	COM	053015103
UNP	UNION PAC CORP	4,404	$1.203M	0.5%	$83.63	+175.7%	COM	907818108
WFC	WELLS FARGO CO NEW	24,500	$1.187M	0.5%	$28.81	+68.3%	COM	949746101
SPTI	SPDR SER TR	39,085	$1.184M	0.5%	$30.72	—	PORTFLI INTRMDIT	78464A672
VGT	VANGUARD WORLD FDS	2,706	$1.127M	0.4%	$216.28	—	INF TECH ETF	92204A702
XLP	SELECT SECTOR SPDR TR	14,412	$1.094M	0.4%	$45.38	—	SBI CONS STPLS	81369Y308
CME	CME GROUP INC	4,500	$1.07M	0.4%	$48.46	+314.1%	COM	12572Q105
XLC	SELECT SECTOR SPDR TR	15,455	$1.063M	0.4%	$51.32	—	COMMUNICATION	81369Y852
XLRE	SELECT SECTOR SPDR TR	21,688	$1.048M	0.4%	$32.12	—	RL EST SEL SEC	81369Y860
XLU	SELECT SECTOR SPDR TR	13,946	$1.038M	0.4%	$44.08	—	SBI INT-UTILS	81369Y886
PYPL	PAYPAL HLDGS INC	8,837	$1.022M	0.4%	$108.02	+22.9%	COM	70450Y103
HD	HOME DEPOT INC	3,415	$1.022M	0.4%	$90.62	+246.5%	COM	437076102
MRSH	MARSH & MCLENNAN COS INC	5,925	$1.01M	0.4%	$96.58	+53.9%	COM	571748102
D	DOMINION ENERGY INC	11,727	$996K	0.4%	$53.89	+24.2%	COM	25746U109
SCHM	SCHWAB STRATEGIC TR	12,907	$979K	0.4%	$68.33	—	US MID-CAP ETF	808524508
TJX	TJX COS INC NEW	16,075	$974K	0.4%	$46.94	+34.7%	COM	872540109
VTI	VANGUARD INDEX FDS	4,274	$973K	0.4%	$128.77	—	TOTAL STK MKT	922908769
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,749	$970K	0.4%	$155.91	+107.5%	CL B NEW	084670702
CORP	PIMCO ETF TR	9,270	$965K	0.4%	$101.17	—	INV GRD CRP BD	72201R817
AMT	AMERICAN TOWER CORP NEW	3,684	$925K	0.4%	$120.51	+78.3%	COM	03027X100
SPTL	SPDR SER TR	24,375	$922K	0.4%	$38.55	—	PORTFOLIO LN TSR	78464A664
SCHA	SCHWAB STRATEGIC TR	19,001	$900K	0.3%	$59.34	—	US SML CAP ETF	808524607
MDLZ	MONDELEZ INTL INC	14,251	$895K	0.3%	$35.68	+64.4%	CL A	609207105
ORCL	ORACLE CORP	10,185	$843K	0.3%	$46.12	+66.9%	COM	68389X105
PLD	PROLOGIS INC.	5,200	$840K	0.3%	$56.37	+140.3%	COM	74340W103
ACN	ACCENTURE PLC IRELAND	2,318	$782K	0.3%	$214.38	+48.6%	SHS CLASS A	G1151C101
EL	LAUDER ESTEE COS INC	2,836	$772K	0.3%	$178.63	+58.0%	CL A	518439104
ADBE	ADOBE SYSTEMS INCORPORATED	1,647	$750K	0.3%	$448.47	+7.3%	COM	00724F101
VCIT	VANGUARD SCOTTSDALE FDS	8,600	$740K	0.3%	$89.52	—	INT-TERM CORP	92206C870
VNQ	VANGUARD INDEX FDS	6,123	$664K	0.3%	$69.06	—	REAL ESTATE ETF	922908553
MUB	ISHARES TR	5,950	$652K	0.3%	$112.20	—	NATIONAL MUN ETF	464288414
ZBH	ZIMMER BIOMET HOLDINGS INC	5,009	$641K	0.2%	$111.27	+4.7%	COM	98956P102
NEE	NEXTERA ENERGY INC	7,510	$636K	0.2%	$60.71	+18.7%	COM	65339F101
BA	BOEING CO	3,295	$631K	0.2%	$270.42	-25.8%	COM	097023105
MCD	MCDONALDS CORP	2,518	$623K	0.2%	$86.49	+163.3%	COM	580135101
NSC	NORFOLK SOUTHN CORP	2,177	$621K	0.2%	$166.29	+52.1%	COM	655844108
VIG	VANGUARD SPECIALIZED FUNDS	3,822	$620K	0.2%	$83.79	—	DIV APP ETF	921908844
—	JACOBS ENGR GROUP INC	4,390	$605K	0.2%	$63.41	—	COM	469814107
AMD	ADVANCED MICRO DEVICES INC	5,453	$596K	0.2%	$119.38	0.0%	COM	007903107
IGIB	ISHARES TR	10,734	$589K	0.2%	$76.92	—	ISHS 5-10YR INVT	464288638
HON	HONEYWELL INTL INC	3,003	$584K	0.2%	$141.02	+20.8%	COM	438516106
TPR	TAPESTRY INC	15,195	$564K	0.2%	$22.01	+56.0%	COM	876030107
IBM	INTERNATIONAL BUSINESS MACHS	4,262	$554K	0.2%	$113.39	-1.1%	COM	459200101
MRK	MERCK & CO INC	6,333	$520K	0.2%	$60.29	+15.9%	COM	58933Y105
RTX	RAYTHEON TECHNOLOGIES CORP	5,205	$516K	0.2%	$53.70	+61.6%	COM	75513E101
MAS	MASCO CORP	10,092	$515K	0.2%	$33.94	+62.5%	COM	574599106
IGSB	ISHARES TR	9,935	$514K	0.2%	$53.06	—	ISHS 1-5YR INVS	464288646
VZ	VERIZON COMMUNICATIONS INC	9,573	$488K	0.2%	$38.95	+6.6%	COM	92343V104
—	BLACKROCK INC	636	$486K	0.2%	$764.67	—	COM	09247X101
BMO	BANK MONTREAL QUE	4,000	$472K	0.2%	$49.92	+96.9%	COM	063671101
CMG	CHIPOTLE MEXICAN GRILL INC	291	$460K	0.2%	$28.65	+5.1%	COM	169656105
VOX	VANGUARD WORLD FDS	3,768	$452K	0.2%	$95.56	—	COMM SRVC ETF	92204A884
—	ACTIVISION BLIZZARD INC	5,464	$438K	0.2%	$86.14	—	COM	00507V109
MCO	MOODYS CORP	1,290	$435K	0.2%	$98.85	+229.0%	COM	615369105
FDX	FEDEX CORP	1,763	$408K	0.2%	$247.48	-12.7%	COM	31428X106
TSLA	TESLA INC	375	$404K	0.2%	$118.07	+163.8%	COM	88160R101
FTV	FORTIVE CORP	6,623	$404K	0.2%	$33.58	+44.8%	COM	34959J108
C	CITIGROUP INC	7,240	$387K	0.1%	$52.12	+2.6%	COM NEW	172967424
EEM	ISHARES TR	8,498	$384K	0.1%	$45.87	—	MSCI EMG MKT ETF	464287234
BX	BLACKSTONE INC	2,977	$378K	0.1%	$107.20	0.0%	COM	09260D107
—	GLAXOSMITHKLINE PLC	8,506	$371K	0.1%	$37.78	—	SPONSORED ADR	37733W105
HYLB	DBX ETF TR	9,710	$366K	0.1%	$47.44	—	XTRACK USD HIGH	233051432
HAL	HALLIBURTON CO	9,625	$364K	0.1%	$15.62	+91.1%	COM	406216101
STIP	ISHARES TR	3,300	$346K	0.1%	$98.48	—	0-5 YR TIPS ETF	46429B747
CSCO	CISCO SYS INC	6,200	$346K	0.1%	$43.45	+15.7%	COM	17275R102
REZ	ISHARES TR	3,600	$345K	0.1%	$60.00	—	RESIDENTIAL MULT	464288562
BAC	BK OF AMERICA CORP	8,342	$344K	0.1%	$21.33	+91.4%	COM	060505104
MMM	3M CO	2,307	$343K	0.1%	$131.07	-12.6%	COM	88579Y101
UPS	UNITED PARCEL SERVICE INC	1,545	$331K	0.1%	$72.18	+145.5%	CL B	911312106
COST	COSTCO WHSL CORP NEW	553	$318K	0.1%	$491.37	+1.9%	COM	22160K105
TROW	PRICE T ROWE GROUP INC	1,931	$292K	0.1%	$73.21	+76.3%	COM	74144T108
T	AT&T INC	12,285	$290K	0.1%	$14.34	+3.9%	COM	00206R102
SPY	SPDR S&P 500 ETF TR	634	$286K	0.1%	$276.31	—	TR UNIT	78462F103
TGT	TARGET CORP	1,328	$282K	0.1%	$124.09	+54.2%	COM	87612E106
REET	ISHARES TR	9,610	$281K	0.1%	$20.93	—	GLOBAL REIT ETF	46434V647
IGLB	ISHARES TR	4,544	$279K	0.1%	$66.72	—	10+ YR INVST GRD	464289511
SBUX	STARBUCKS CORP	3,011	$274K	0.1%	$46.50	+84.9%	COM	855244109
BXP	BOSTON PROPERTIES INC	2,000	$258K	0.1%	$75.68	+28.7%	COM	101121101
DUK	DUKE ENERGY CORP NEW	2,315	$258K	0.1%	$48.55	+83.7%	COM NEW	26441C204
VCR	VANGUARD WORLD FDS	806	$246K	0.1%	$275.22	—	CONSUM DIS ETF	92204A108
GE	GENERAL ELECTRIC CO	2,641	$242K	0.1%	$62.95	-7.0%	COM NEW	369604301
VAW	VANGUARD WORLD FDS	1,237	$240K	0.1%	$172.82	—	MATERIALS ETF	92204A801
FBIN	FORTUNE BRANDS HOME & SEC IN	3,125	$232K	0.1%	$42.74	+68.6%	COM	34964C106
LKOR	FLEXSHARES TR	4,369	$228K	0.1%	$59.70	—	CR SCORED LONG	33939L753
GII	SPDR INDEX SHS FDS	3,933	$228K	0.1%	$40.37	—	S&P GBLINF ETF	78463X855
BMY	BRISTOL-MYERS SQUIBB CO	3,090	$226K	0.1%	$34.56	+64.4%	COM	110122108
DD	DUPONT DE NEMOURS INC	3,074	$226K	0.1%	$23.71	+26.8%	COM	26614N102
PINS	PINTEREST INC	9,159	$225K	0.1%	$73.80	-63.0%	CL A	72352L106
LQD	ISHARES TR	1,850	$224K	0.1%	$115.88	—	IBOXX INV CP ETF	464287242
NUE	NUCOR CORP	1,400	$208K	0.1%	$115.55	0.0%	COM	670346105
RWO	SPDR INDEX SHS FDS	3,745	$202K	0.1%	$56.65	—	DJ GLB RL ES ETF	78463X749