Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	1,145,614	$28.35M	7.2%	$25.32	—	INTL EQTY ETF	808524805
TDTT	FLEXSHARES TR	905,288	$21.94M	5.6%	$23.96	—	IBOXX 3R TARGT	33939L506
MBB	ISHARES TR	134,437	$12.76M	3.3%	$96.68	—	MBS ETF	464288588
SPDW	SPDR INDEX SHS FDS	274,680	$12.54M	3.2%	$27.77	—	STATE STREET SPD	78463X889
IEI	ISHARES TR	98,073	$11.63M	3.0%	$117.66	—	3 7 YR TREAS BD	464288661
AAPL	APPLE INC	37,782	$9.589M	2.4%	$117.69	+123.3%	COM	037833100
NVDA	NVIDIA CORPORATION	53,862	$9.394M	2.4%	$100.75	+85.2%	COM	67066G104
HYGV	FLEXSHARES TR	233,538	$9.356M	2.4%	$43.82	—	HIG YLD VL ETF	33939L662
SCHE	SCHWAB STRATEGIC TR	255,695	$8.425M	2.1%	$25.77	—	EMRG MKTEQ ETF	808524706
IJH	ISHARES TR	117,820	$7.956M	2.0%	$75.90	—	CORE S&P MCP ETF	464287507
GOOGL	ALPHABET INC	26,866	$7.726M	2.0%	$123.26	+162.3%	CAP STK CL A	02079K305
XLK	SELECT SECTOR SPDR TR	56,181	$7.466M	1.9%	$114.55	—	STATE STREET TEC	81369Y803
MSFT	MICROSOFT CORP	19,292	$7.141M	1.8%	$110.67	+292.7%	COM	594918104
GUNR	FLEXSHARES TR	129,236	$7.129M	1.8%	$37.97	—	MORNSTAR UPSTR	33939L407
IJR	ISHARES TR	56,962	$7.081M	1.8%	$81.74	—	CORE S&P SCP ETF	464287804
HYG	ISHARES TR	87,505	$6.962M	1.8%	$78.41	—	IBOXX HI YD ETF	464288513
SHY	ISHARES TR	83,325	$6.88M	1.8%	$82.15	—	1 3 YR TREAS BD	464287457
MBSD	FLEXSHARES TR	285,683	$5.915M	1.5%	$22.32	—	DISCP DUR MBS	33939L779
CAT	CATERPILLAR INC	7,571	$5.364M	1.4%	$90.07	+659.9%	COM	149123101
NFRA	FLEXSHARES TR	83,619	$5.347M	1.4%	$52.94	—	STOXX GLOBR INF	33939L795
SPEM	SPDR INDEX SHS FDS	112,235	$5.265M	1.3%	$34.54	—	STATE STREET SPD	78463X509
GQRE	FLEXSHARES TR	83,627	$4.997M	1.3%	$56.15	—	GLB QLT R/E IDX	33939L787
JPM	JPMORGAN CHASE & CO	16,982	$4.995M	1.3%	$109.91	+183.3%	COM	46625H100
CVX	CHEVRON CORPORATION	22,765	$4.71M	1.2%	$71.95	+138.9%	COM	166764100
SPMB	SPDR SERIES TRUST	202,063	$4.524M	1.2%	$22.06	—	STATE STREET SPD	78464A383
XOM	EXXON MOBIL CORP	25,427	$4.314M	1.1%	$56.37	+146.1%	COM	30231G102
IGSB	ISHARES TR	80,715	$4.242M	1.1%	$51.06	—	ISHS 1-5YR INVS	464288646
AMZN	AMAZON COM INC	18,405	$3.833M	1.0%	$142.22	+59.5%	COM	023135106
SKOR	FLEXSHARES TR	76,597	$3.724M	0.9%	$51.93	—	CR SCD US BD	33939L761
GNR	SPDR INDEX SHS FDS	49,075	$3.664M	0.9%	$52.46	—	STATE STREET SPD	78463X541
SCHA	SCHWAB STRATEGIC TR	117,932	$3.429M	0.9%	$34.87	—	US SML CAP ETF	808524607
EFA	ISHARES TR	32,052	$3.113M	0.8%	$64.30	—	MSCI EAFE ETF	464287465
KLAC	KLA CORP	2,030	$2.989M	0.8%	$167.38	+773.5%	COM NEW	482480100
SCHM	SCHWAB STRATEGIC TR	95,254	$2.949M	0.8%	$38.70	—	US MID-CAP ETF	808524508
IEF	ISHARES TR	30,050	$2.868M	0.7%	$102.15	—	7-10 YR TRSY BD	464287440
XLV	SELECT SECTOR SPDR TR	19,422	$2.847M	0.7%	$93.77	—	STATE STREET HEA	81369Y209
LOW	LOWES COS INC	11,942	$2.822M	0.7%	$34.82	+679.6%	COM	548661107
META	META PLATFORMS INC	4,869	$2.786M	0.7%	$242.65	+170.2%	CL A	30303M102
XLY	SELECT SECTOR SPDR TR	25,560	$2.786M	0.7%	$103.85	—	STATE STREET CON	81369Y407
XLE	SELECT SECTOR SPDR TR	43,017	$2.635M	0.7%	$44.13	—	STATE STREET ENE	81369Y506
SCHB	SCHWAB STRATEGIC TR	102,795	$2.58M	0.7%	$34.05	—	US BRD MKT ETF	808524102
WMT	WALMART INC	18,580	$2.309M	0.6%	$43.89	+178.0%	COM	931142103
STIP	ISHARES TR	22,265	$2.303M	0.6%	$103.22	—	0-5 YR TIPS ETF	46429B747
XLC	SELECT SECTOR SPDR TR	20,546	$2.278M	0.6%	$60.41	—	STATE STREET COM	81369Y852
XLI	SELECT SECTOR SPDR TR	13,982	$2.261M	0.6%	$66.99	—	STATE STREET IND	81369Y704
XLF	SELECT SECTOR SPDR TR	45,253	$2.234M	0.6%	$31.49	—	STATE STREET FIN	81369Y605
AXP	AMERICAN EXPRESS CO	7,100	$2.148M	0.5%	$63.59	+460.1%	COM	025816109
VEU	VANGUARD INTL EQUITY INDEX F	27,644	$2.076M	0.5%	$47.99	—	ALLWRLD EX US	922042775
PG	PROCTER & GAMBLE CO	13,952	$2.015M	0.5%	$58.24	+160.6%	COM	742718109
KO	COCA COLA CO	26,213	$1.993M	0.5%	$28.16	+165.4%	COM	191216100
ABT	ABBOTT LABORATORIES	19,283	$1.98M	0.5%	$37.89	+204.6%	COM	002824100
TJX	TJX COS INC NEW	12,128	$1.937M	0.5%	$46.94	+228.6%	COM	872540109
SPTL	SPDR SERIES TRUST	72,420	$1.905M	0.5%	$30.75	—	STATE STREET SPD	78464A664
ICE	INTERCONTINENTAL EXCHANGE IN	11,868	$1.867M	0.5%	$49.34	+234.4%	COM	45866F104
TLT	ISHARES TR	20,935	$1.815M	0.5%	$110.67	—	20 YR TR BD ETF	464287432
AMD	ADVANCED MICRO DEVICES INC	8,707	$1.771M	0.5%	$112.96	+96.3%	COM	007903107
CRM	SALESFORCE INC	9,216	$1.72M	0.4%	$72.34	+198.3%	COM	79466L302
COST	COSTCO WHOLESALE CORPORATION	1,719	$1.713M	0.4%	$731.53	+31.7%	COM	22160K105
LLY	ELI LILLY & CO	1,860	$1.711M	0.4%	$115.08	+809.9%	COM	532457108
RTX	RTX CORPORATION	8,704	$1.679M	0.4%	$96.59	+103.5%	COM	75513E101
PFE	PFIZER INC	56,819	$1.595M	0.4%	$21.52	+21.6%	COM	717081103
RAVI	FLEXSHARES TR	20,073	$1.514M	0.4%	$75.43	—	FLEXSHARES ULTRA	33939L886
ORCL	ORACLE CORP	10,195	$1.5M	0.4%	$64.49	+163.0%	COM	68389X105
ABBV	ABBVIE INC	6,875	$1.495M	0.4%	$63.49	+250.5%	COM	00287Y109
ALL	ALLSTATE CORP	7,044	$1.461M	0.4%	$70.75	+186.9%	COM	020002101
WFC	WELLS FARGO & CO	17,185	$1.368M	0.3%	$30.64	+193.9%	COM	949746101
AVGO	BROADCOM INC	4,415	$1.366M	0.3%	$222.19	+50.4%	COM	11135F101
SUB	ISHARES TR	12,605	$1.342M	0.3%	$105.82	—	SHRT NAT MUN ETF	464288158
MA	MASTERCARD INCORPORATED	2,685	$1.342M	0.3%	$384.33	+40.3%	CL A	57636Q104
XLP	SELECT SECTOR SPDR TR	16,102	$1.32M	0.3%	$51.35	—	STATE STREET CON	81369Y308
RWO	SPDR INDEX SHS FDS	28,420	$1.301M	0.3%	$43.14	—	STATE STREET SPD	78463X749
IGIB	ISHARES TR	23,908	$1.272M	0.3%	$60.58	—	ISHS 5-10YR INVT	464288638
DIS	DISNEY WALT CO	13,030	$1.256M	0.3%	$70.49	+55.3%	COM	254687106
MCHI	ISHARES TR	21,015	$1.181M	0.3%	$48.85	—	MSCI CHINA ETF	46429B671
SPTI	SPDR SERIES TRUST	40,900	$1.172M	0.3%	$28.75	—	STATE STREET SPD	78464A672
INDA	ISHARES TR	23,350	$1.094M	0.3%	$50.18	—	MSCI INDIA ETF	46429B598
JNJ	JOHNSON & JOHNSON	4,439	$1.085M	0.3%	$95.16	+139.5%	COM	478160104
TPR	TAPESTRY INC	7,554	$1.066M	0.3%	$22.01	+534.2%	COM	876030107
BX	BLACKSTONE INC	9,151	$1.052M	0.3%	$116.36	+21.1%	COM	09260D107
XLB	SELECT SECTOR SPDR TR	20,865	$1.043M	0.3%	$48.14	—	STATE STREET MAT	81369Y100
ICSH	ISHARES TR	20,505	$1.038M	0.3%	$50.24	—	ULTRA SHORT DUR	46434V878
IGF	ISHARES TR	15,130	$1.014M	0.3%	$53.79	—	GLB INFRASTR ETF	464288372
SPLB	SPDR SERIES TRUST	45,000	$1M	0.3%	$23.79	—	STATE STREET SPD	78464A367
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,076	$995K	0.3%	$188.75	+161.4%	CL B NEW	084670702
XLU	SELECT SECTOR SPDR TR	21,547	$989K	0.3%	$44.41	—	STATE STREET UTI	81369Y886
FLCH	FRANKLIN TEMPLETON ETF TR	42,775	$958K	0.2%	$17.66	—	FTSE CHINA	35473P819
VTI	VANGUARD INDEX FDS	2,984	$957K	0.2%	$131.52	—	TOTAL STK MKT	922908769
HD	HOME DEPOT INC	2,845	$936K	0.2%	$114.03	+230.6%	COM	437076102
CSCO	CISCO SYS INC	11,985	$930K	0.2%	$44.66	+74.5%	COM	17275R102
CME	CME GROUP INC	3,145	$929K	0.2%	$50.57	+472.2%	COM	12572Q105
ADI	ANALOG DEVICES INC	2,906	$925K	0.2%	$157.66	+100.5%	COM	032654105
MCHP	MICROCHIP TECHNOLOGY INC.	14,139	$914K	0.2%	$47.62	+59.1%	COM	595017104
FLTW	FRANKLIN TEMPLETON ETF TR	13,050	$889K	0.2%	$47.11	—	FTSE TAIWAN	35473P686
GOOG	ALPHABET INC	2,940	$843K	0.2%	$123.08	+163.0%	CAP STK CL C	02079K107
TSLA	TESLA INC	2,245	$835K	0.2%	$214.38	+98.7%	COM	88160R101
EWT	ISHARES INC	11,750	$833K	0.2%	$52.13	—	MSCI TAIWAN ETF	46434G772
DHR	DANAHER CORP DEL	4,370	$829K	0.2%	$46.06	+387.8%	COM	235851102
PEP	PEPSICO INC	5,281	$820K	0.2%	$64.77	+138.9%	COM	713448108
BA	BOEING CO	3,994	$795K	0.2%	$249.06	-4.2%	COM	097023105
SCHW	SCHWAB CHARLES CORP	8,037	$755K	0.2%	$69.85	+43.3%	COM	808513105
MDLZ	MONDELEZ INTL INC	13,034	$751K	0.2%	$38.37	+51.6%	CL A	609207105
VIG	VANGUARD SPECIALIZED FUNDS	3,400	$731K	0.2%	$83.79	—	DIV APP ETF	921908844
CMF	ISHARES TR	12,415	$706K	0.2%	$67.70	—	CALIF MUN BD ETF	464288356
MRK	MERCK & CO INC	5,843	$703K	0.2%	$62.34	+83.3%	COM	58933Y105
GSK	GSK PLC	12,388	$684K	0.2%	$36.14	—	SPONSORED ADR	37733W204
FLKR	FRANKLIN TEMPLETON ETF TR	16,975	$677K	0.2%	$18.59	—	FTSE SOUTH KOREA	35473P710
PLD	PROLOGIS INC.	5,095	$673K	0.2%	$59.02	+118.7%	COM	74340W103
EEM	ISHARES TR	11,803	$670K	0.2%	$43.27	—	MSCI EMG MKT ETF	464287234
NEE	NEXTERA ENERGY INC	7,124	$662K	0.2%	$61.02	+42.8%	COM	65339F101
EWU	ISHARES TR	14,475	$659K	0.2%	$36.19	—	MSCI UK ETF NEW	46435G334
ADP	AUTOMATIC DATA PROCESSING IN	3,211	$652K	0.2%	$79.47	+203.0%	COM	053015103
XLRE	SELECT SECTOR SPDR TR	15,602	$637K	0.2%	$32.33	—	STATE STREET REA	81369Y860
IBM	INTERNATIONAL BUSINESS MACHS	2,605	$631K	0.2%	$115.79	+145.2%	COM	459200101
CVS	CVS HEALTH CORP	8,785	$631K	0.2%	$49.93	+56.1%	COM	126650100
PANW	PALO ALTO NETWORKS INC	3,935	$631K	0.2%	$147.40	+16.8%	COM	697435105
GS	GOLDMAN SACHS GROUP INC	740	$626K	0.2%	$656.63	+42.0%	COM	38141G104
BLK	BLACKROCK INC	639	$615K	0.2%	$963.33	+13.9%	COM	09290D101
MCD	MCDONALDS CORP	1,931	$600K	0.2%	$135.05	+134.9%	COM	580135101
BMO	BANK MONTREAL MEDIUM	4,375	$592K	0.2%	$53.03	+161.9%	COM	063671101
VWO	VANGUARD INTL EQUITY INDEX F	10,938	$591K	0.2%	$40.40	—	FTSE EMR MKT ETF	922042858
FCX	FREEPORT MCMORAN INC	9,952	$585K	0.1%	$30.33	+101.5%	CL B	35671D857
T	AT&T INC	19,648	$570K	0.1%	$14.69	+75.2%	COM	00206R102
COR	CENCORA INC	1,796	$564K	0.1%	$153.03	+130.7%	COM	03073E105
NSC	NORFOLK SOUTHN CORP	1,922	$552K	0.1%	$181.88	+63.9%	COM	655844108
JCI	JOHNSON CONTROLS INTERNATION	4,210	$551K	0.1%	$59.84	+110.7%	SHS	G51502105
EWJ	ISHARES INC	6,475	$547K	0.1%	$70.15	—	MSCI JAPAN ETF	46434G822
C	CITIGROUP INC	4,801	$544K	0.1%	$82.04	+41.6%	COM NEW	172967424
MRSH	MARSH & MCLENNAN COS INC	2,968	$515K	0.1%	$96.58	+87.8%	COM	571748102
VNQ	VANGUARD INDEX FDS	5,656	$502K	0.1%	$70.15	—	REAL ESTATE ETF	922908553
EWY	ISHARES INC	4,065	$500K	0.1%	$73.01	—	MSCI STH KOR ETF	464286772
AMT	AMERICAN TOWER CORP	2,657	$459K	0.1%	$124.34	+40.6%	COM	03027X100
NFLX	NETFLIX INC.	4,737	$455K	0.1%	$104.97	-20.1%	COM	64110L106
ETN	EATON CORP PLC	1,259	$450K	0.1%	$317.39	+11.4%	SHS	G29183103
FLJP	FRANKLIN TEMPLETON ETF TR	12,400	$449K	0.1%	$30.17	—	FTSE JAPAN ETF	35473P744
J	JACOBS SOLUTIONS INC	3,465	$441K	0.1%	$95.66	+44.8%	COM	46982L108
ADBE	ADOBE INC	1,814	$441K	0.1%	$416.73	-30.4%	COM	00724F101
EWQ	ISHARES INC	10,150	$440K	0.1%	$39.77	—	MSCI FRANCE ETF	464286707
RDDT	REDDIT INC	2,990	$403K	0.1%	$165.28	+14.7%	CL A	75734B100
EWL	ISHARES INC	6,700	$394K	0.1%	$51.79	—	MSCI SWITZERLAND	464286749
EWC	ISHARES INC	7,000	$384K	0.1%	$43.13	—	MSCI CDA ETF	464286509
VGT	VANGUARD WORLD FD	547	$382K	0.1%	$216.28	—	INF TECH ETF	92204A702
HON	HONEYWELL INTL INC	1,636	$370K	0.1%	$149.27	+51.4%	COM	438516106
EWG	ISHARES INC	9,250	$367K	0.1%	$34.37	—	MSCI GERMANY ETF	464286806
MDT	MEDTRONIC PLC	4,183	$362K	0.1%	$98.14	+1.4%	SHS	G5960L103
BMY	BRISTOL-MYERS SQUIBB CO	5,965	$362K	0.1%	$47.66	+20.5%	COM	110122108
VOX	VANGUARD WORLD FD	1,987	$357K	0.1%	$97.39	—	COMM SRVC ETF	92204A884
ZBH	ZIMMER BIOMET HOLDINGS INC	3,903	$353K	0.1%	$111.36	-17.7%	COM	98956P102
CRWD	CROWDSTRIKE HLDGS INC	895	$349K	0.1%	$231.75	+86.0%	CL A	22788C105
VZ	VERIZON COMMUNICATIONS INC	6,810	$342K	0.1%	$38.73	+13.1%	COM	92343V104
EMR	EMERSON ELEC CO	2,604	$341K	0.1%	$136.55	+8.7%	COM	291011104
MMM	3M CO	2,277	$331K	0.1%	$126.33	+29.8%	COM	88579Y101
GE	GE AEROSPACE	1,133	$322K	0.1%	$167.93	+89.5%	COM NEW	369604301
PYPL	PAYPAL HLDGS INC	7,100	$321K	0.1%	$62.97	-20.5%	COM	70450Y103
HAL	HALLIBURTON CO	8,185	$319K	0.1%	$21.87	+53.3%	COM	406216101
INTC	INTEL CORP	7,100	$313K	0.1%	$24.23	+91.6%	COM	458140100
PM	PHILIP MORRIS INTL INC	1,885	$312K	0.1%	$91.66	+91.9%	COM	718172109
KKR	KKR & CO INC	3,319	$307K	0.1%	$121.02	-5.2%	COM	48251W104
USB	US BANCORP	5,770	$300K	0.1%	$22.44	+152.4%	COM NEW	902973304
REZ	ISHARES TR	3,600	$300K	0.1%	$60.00	—	RESIDENTIAL MULT	464288562
MCO	MOODYS CORP	680	$297K	0.1%	$101.98	+380.1%	COM	615369105
VDE	VANGUARD WORLD FD	1,689	$292K	0.1%	$120.88	—	ENERGY ETF	92204A306
ACN	ACCENTURE PLC IRELAND	1,403	$278K	0.1%	$338.17	-25.1%	SHS CLASS A	G1151C101
EZA	ISHARES INC	4,100	$278K	0.1%	$64.55	—	MSCI STH AFR ETF	464286780
GII	SPDR INDEX SHS FDS	3,620	$275K	0.1%	$62.16	—	STATE STREET SPD	78463X855
ASML	ASML HLDG NV	205	$271K	0.1%	$1069.86	—	N Y REGISTRY SHS	N07059210
UNP	UNION PAC CORP	1,110	$269K	0.1%	$98.15	+147.9%	COM	907818108
GLW	CORNING INC	1,895	$258K	0.1%	$111.68	0.0%	COM	219350105
D	DOMINION ENERGY INC	4,150	$257K	0.1%	$53.98	+14.2%	COM	25746U109
NUE	NUCOR CORP	1,495	$253K	0.1%	$150.35	+18.7%	COM	670346105
INTU	INTUIT	583	$252K	0.1%	$595.22	-16.4%	COM	461202103
VCR	VANGUARD WORLD FD	702	$252K	0.1%	$254.05	—	CONSUM DIS ETF	92204A108
FTV	FORTIVE CORP	4,400	$243K	0.1%	$33.58	+67.3%	COM	34959J108
VFH	VANGUARD WORLD FD	1,997	$241K	0.1%	$110.45	—	FINANCIALS ETF	92204A405
BIIB	BIOGEN INC	1,274	$234K	0.1%	$165.45	+10.8%	COM	09062X103
MUB	ISHARES TR	2,191	$233K	0.1%	$106.58	—	NATIONAL MUN ETF	464288414
SHEL	SHELL PLC	2,475	$230K	0.1%	$93.00	—	SPON ADS	780259305
SBUX	STARBUCKS CORP	2,555	$229K	0.1%	$52.84	+77.2%	COM	855244109
SNDK	SANDISK CORP	345	$219K	0.1%	$516.50	0.0%	COM	80004C200
CMG	CHIPOTLE MEXICAN GRILL INC	6,760	$216K	0.1%	$61.07	-36.5%	COM	169656105
GEV	GE VERNOVA INC	245	$214K	0.1%	$736.93	0.0%	COM	36828A101
EWZ	ISHARES INC	5,500	$211K	0.1%	$38.39	—	MSCI BRAZIL ETF	464286400
V	VISA INC	670	$203K	0.1%	$338.79	-2.8%	COM CL A	92826C839
PLTR	PALANTIR TECHNOLOGIES INC	1,380	$202K	0.1%	$161.52	-4.6%	CL A	69608A108
SAN	BANCO SANTANDER SA	11,000	$124K	0.0%	$4.14	—	ADR	05964H105