Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	1,144,813	$27.52M	7.2%	$25.32	—	INTL EQTY ETF	808524805
TDTT	FLEXSHARES TR	788,682	$18.98M	4.9%	$23.92	—	IBOXX 3R TARGT	33939L506
MBB	ISHARES TR	130,677	$12.44M	3.2%	$96.73	—	MBS ETF	464288588
SPDW	SPDR INDEX SHS FDS	275,270	$12.22M	3.2%	$27.77	—	PORTFOLIO DEVLPD	78463X889
HYGV	FLEXSHARES TR	293,872	$11.97M	3.1%	$43.82	—	HIG YLD VL ETF	33939L662
IEI	ISHARES TR	98,283	$11.73M	3.1%	$117.66	—	3 7 YR TREAS BD	464288661
AAPL	APPLE INC	36,374	$9.889M	2.6%	$112.07	+139.4%	COM	037833100
NVDA	NVIDIA CORPORATION	51,519	$9.608M	2.5%	$96.84	+92.2%	COM	67066G104
MSFT	MICROSOFT CORP	18,290	$8.845M	2.3%	$92.93	+438.7%	COM	594918104
GOOGL	ALPHABET INC	26,303	$8.233M	2.1%	$118.98	+140.0%	CAP STK CL A	02079K305
SCHE	SCHWAB STRATEGIC TR	241,731	$7.917M	2.1%	$25.35	—	EMRG MKTEQ ETF	808524706
XLK	SELECT SECTOR SPDR TR	54,098	$7.788M	2.0%	$113.84	—	TECHNOLOGY	81369Y803
IJH	ISHARES TR	116,985	$7.721M	2.0%	$75.90	—	CORE S&P MCP ETF	464287507
HYG	ISHARES TR	90,035	$7.26M	1.9%	$78.41	—	IBOXX HI YD ETF	464288513
IJR	ISHARES TR	56,621	$6.805M	1.8%	$81.74	—	CORE S&P SCP ETF	464287804
SHY	ISHARES TR	79,010	$6.544M	1.7%	$82.13	—	1 3 YR TREAS BD	464287457
MBSD	FLEXSHARES TR	311,988	$6.482M	1.7%	$22.32	—	DISCP DUR MBS	33939L779
JPM	JPMORGAN CHASE & CO.	16,852	$5.43M	1.4%	$109.91	+181.6%	COM	46625H100
GUNR	FLEXSHARES TR	115,703	$5.305M	1.4%	$35.95	—	MORNSTAR UPSTR	33939L407
SPEM	SPDR INDEX SHS FDS	110,800	$5.187M	1.3%	$34.38	—	PORTFOLIO EMG MK	78463X509
NFRA	FLEXSHARES TR	82,289	$4.979M	1.3%	$52.76	—	STOXX GLOBR INF	33939L795
GQRE	FLEXSHARES TR	81,539	$4.799M	1.2%	$56.05	—	GLB QLT R/E IDX	33939L787
CAT	CATERPILLAR INC	7,846	$4.495M	1.2%	$90.07	+516.8%	COM	149123101
IGSB	ISHARES TR	82,365	$4.355M	1.1%	$51.06	—	ISHS 1-5YR INVS	464288646
SPMB	SPDR SERIES TRUST	184,236	$4.13M	1.1%	$22.03	—	PORT MTG BK ETF	78464A383
AMZN	AMAZON COM INC	17,433	$4.024M	1.0%	$137.51	+66.4%	COM	023135106
SKOR	FLEXSHARES TR	79,316	$3.896M	1.0%	$51.93	—	CR SCD US BD	33939L761
CVX	CHEVRON CORP NEW	22,785	$3.473M	0.9%	$71.95	+110.4%	COM	166764100
SCHA	SCHWAB STRATEGIC TR	114,620	$3.264M	0.8%	$35.03	—	US SML CAP ETF	808524607
META	META PLATFORMS INC	4,669	$3.082M	0.8%	$224.96	+196.6%	CL A	30303M102
EFA	ISHARES TR	32,082	$3.081M	0.8%	$64.30	—	MSCI EAFE ETF	464287465
XOM	EXXON MOBIL CORP	25,335	$3.049M	0.8%	$56.37	+104.9%	COM	30231G102
XLY	SELECT SECTOR SPDR TR	25,133	$3.001M	0.8%	$103.76	—	SBI CONS DISCR	81369Y407
LOW	LOWES COS INC	12,058	$2.908M	0.8%	$34.82	+588.7%	COM	548661107
XLV	SELECT SECTOR SPDR TR	18,776	$2.906M	0.8%	$91.95	—	SBI HEALTHCARE	81369Y209
IEF	ISHARES TR	28,900	$2.779M	0.7%	$102.42	—	7-10 YR TRSY BD	464287440
SCHM	SCHWAB STRATEGIC TR	90,974	$2.736M	0.7%	$39.06	—	US MID-CAP ETF	808524508
SCHB	SCHWAB STRATEGIC TR	103,306	$2.71M	0.7%	$34.05	—	US BRD MKT ETF	808524102
GNR	SPDR INDEX SHS FDS	42,575	$2.646M	0.7%	$49.07	—	GLB NAT RESRCE	78463X541
AXP	AMERICAN EXPRESS CO	7,135	$2.64M	0.7%	$63.59	+461.4%	COM	025816109
ABT	ABBOTT LABS	19,888	$2.492M	0.6%	$37.89	+236.0%	COM	002824100
CRM	SALESFORCE INC	9,151	$2.424M	0.6%	$72.34	+243.0%	COM	79466L302
XLF	SELECT SECTOR SPDR TR	44,106	$2.416M	0.6%	$31.03	—	FINANCIAL	81369Y605
KLAC	KLA CORP	1,969	$2.392M	0.6%	$127.27	+820.8%	COM NEW	482480100
XLC	SELECT SECTOR SPDR TR	19,324	$2.275M	0.6%	$57.22	—	COMMUNICATION	81369Y852
XLI	SELECT SECTOR SPDR TR	13,841	$2.147M	0.6%	$66.02	—	INDL	81369Y704
WMT	WALMART INC	18,885	$2.104M	0.5%	$43.89	+144.2%	COM	931142103
VEU	VANGUARD INTL EQUITY INDEX F	28,204	$2.075M	0.5%	$47.99	—	ALLWRLD EX US	922042775
LLY	ELI LILLY & CO	1,885	$2.026M	0.5%	$115.08	+730.3%	COM	532457108
ICE	INTERCONTINENTAL EXCHANGE IN	12,197	$1.975M	0.5%	$49.34	+216.6%	COM	45866F104
PG	PROCTER AND GAMBLE CO	13,578	$1.946M	0.5%	$55.67	+164.4%	COM	742718109
ORCL	ORACLE CORP	9,931	$1.936M	0.5%	$61.70	+285.8%	COM	68389X105
XLE	SELECT SECTOR SPDR TR	43,097	$1.927M	0.5%	$44.13	—	ENERGY	81369Y506
SPTL	SPDR SERIES TRUST	72,250	$1.912M	0.5%	$30.75	—	PORTFOLIO LN TSR	78464A664
TJX	TJX COS INC NEW	12,146	$1.866M	0.5%	$46.94	+214.7%	COM	872540109
KO	COCA COLA CO	26,358	$1.843M	0.5%	$28.16	+146.4%	COM	191216100
AMD	ADVANCED MICRO DEVICES INC	8,231	$1.763M	0.5%	$106.67	+110.5%	COM	007903107
TLT	ISHARES TR	19,064	$1.662M	0.4%	$113.02	—	20 YR TR BD ETF	464287432
WFC	WELLS FARGO CO NEW	17,165	$1.6M	0.4%	$30.64	+182.7%	COM	949746101
ABBV	ABBVIE INC	6,880	$1.572M	0.4%	$63.49	+258.4%	COM	00287Y109
RTX	RTX CORPORATION	8,545	$1.567M	0.4%	$94.73	+83.0%	COM	75513E101
RAVI	FLEXSHARES TR	20,073	$1.513M	0.4%	$75.43	—	FLEXSHARES ULTRA	33939L886
DIS	DISNEY WALT CO	12,996	$1.479M	0.4%	$70.49	+55.4%	COM	254687106
ALL	ALLSTATE CORP	7,049	$1.467M	0.4%	$70.75	+188.5%	COM	020002101
PFE	PFIZER INC	58,209	$1.449M	0.4%	$21.52	+16.3%	COM	717081103
MA	MASTERCARD INCORPORATED	2,457	$1.403M	0.4%	$369.98	+51.1%	CL A	57636Q104
COST	COSTCO WHSL CORP NEW	1,611	$1.389M	0.4%	$715.96	+26.5%	COM	22160K105
BX	BLACKSTONE INC	8,937	$1.378M	0.4%	$115.77	+30.8%	COM	09260D107
IGIB	ISHARES TR	24,538	$1.322M	0.3%	$60.58	—	ISHS 5-10YR INVT	464288638
SUB	ISHARES TR	11,855	$1.265M	0.3%	$105.77	—	SHRT NAT MUN ETF	464288158
STIP	ISHARES TR	12,025	$1.231M	0.3%	$103.05	—	0-5 YR TIPS ETF	46429B747
XLP	SELECT SECTOR SPDR TR	15,779	$1.226M	0.3%	$50.72	—	SBI CONS STPLS	81369Y308
AVGO	BROADCOM INC	3,458	$1.197M	0.3%	$191.20	+86.7%	COM	11135F101
RWO	SPDR INDEX SHS FDS	26,245	$1.182M	0.3%	$42.92	—	DJ GLB RL ES ETF	78463X749
SPTI	SPDR SERIES TRUST	40,900	$1.18M	0.3%	$28.75	—	PORTFLI INTRMDIT	78464A672
MCHI	ISHARES TR	17,475	$1.05M	0.3%	$47.36	—	MSCI CHINA ETF	46429B671
INDA	ISHARES TR	19,225	$1.039M	0.3%	$50.90	—	MSCI INDIA ETF	46429B598
ICSH	ISHARES TR	20,455	$1.035M	0.3%	$50.24	—	ULTRA SHORT DUR	46434V878
SPLB	SPDR SERIES TRUST	45,200	$1.021M	0.3%	$23.79	—	PORTFOLIO LN COR	78464A367
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,026	$1.018M	0.3%	$181.23	+174.5%	CL B NEW	084670702
VTI	VANGUARD INDEX FDS	3,037	$1.018M	0.3%	$131.52	—	TOTAL STK MKT	922908769
FLCH	FRANKLIN TEMPLETON ETF TR	42,750	$1.017M	0.3%	$17.66	—	FTSE CHINA	35473P819
DHR	DANAHER CORPORATION	4,375	$1.002M	0.3%	$46.06	+376.6%	COM	235851102
TPR	TAPESTRY INC	7,663	$979K	0.3%	$22.01	+418.1%	COM	876030107
HD	HOME DEPOT INC	2,840	$977K	0.3%	$114.03	+219.7%	COM	437076102
XLB	SELECT SECTOR SPDR TR	21,142	$959K	0.2%	$48.14	—	SBI MATERIALS	81369Y100
TSLA	TESLA INC	2,120	$953K	0.2%	$201.91	+119.5%	COM	88160R101
MCHP	MICROCHIP TECHNOLOGY INC.	14,479	$923K	0.2%	$47.62	+28.8%	COM	595017104
XLU	SELECT SECTOR SPDR TR	21,161	$903K	0.2%	$44.38	—	SBI INT-UTILS	81369Y886
CSCO	CISCO SYS INC	11,675	$899K	0.2%	$43.77	+68.6%	COM	17275R102
JNJ	JOHNSON & JOHNSON	4,263	$882K	0.2%	$89.68	+119.7%	COM	478160104
GOOG	ALPHABET INC	2,750	$863K	0.2%	$109.22	+162.2%	CAP STK CL C	02079K107
CME	CME GROUP INC	3,120	$852K	0.2%	$50.57	+435.4%	COM	12572Q105
BA	BOEING CO	3,836	$833K	0.2%	$249.49	-17.6%	COM	097023105
MRSH	MARSH & MCLENNAN COS INC	4,473	$830K	0.2%	$96.58	+93.0%	COM	571748102
ADP	AUTOMATIC DATA PROCESSING IN	3,211	$826K	0.2%	$79.47	+233.3%	COM	053015103
IGF	ISHARES TR	13,330	$818K	0.2%	$52.00	—	GLB INFRASTR ETF	464288372
ADI	ANALOG DEVICES INC	2,886	$783K	0.2%	$157.66	+59.0%	COM	032654105
SCHW	SCHWAB CHARLES CORP	7,781	$777K	0.2%	$68.86	+37.6%	COM	808513105
FLTW	FRANKLIN TEMPLETON ETF TR	12,700	$773K	0.2%	$46.53	—	FTSE TAIWAN	35473P686
IBM	INTERNATIONAL BUSINESS MACHS	2,590	$767K	0.2%	$115.79	+158.0%	COM	459200101
VIG	VANGUARD SPECIALIZED FUNDS	3,400	$747K	0.2%	$83.79	—	DIV APP ETF	921908844
PEP	PEPSICO INC	5,181	$744K	0.2%	$63.04	+131.5%	COM	713448108
PANW	PALO ALTO NETWORKS INC	3,938	$725K	0.2%	$147.40	+36.9%	COM	697435105
MDLZ	MONDELEZ INTL INC	13,089	$705K	0.2%	$38.37	+48.7%	CL A	609207105
CVS	CVS HEALTH CORP	8,795	$698K	0.2%	$49.93	+57.6%	COM	126650100
NSC	NORFOLK SOUTHN CORP	2,377	$686K	0.2%	$181.88	+58.7%	COM	655844108
RDDT	REDDIT INC	2,980	$685K	0.2%	$165.28	+27.2%	CL A	75734B100
BLK	BLACKROCK INC	632	$676K	0.2%	$961.85	+13.3%	COM	09290D101
CMF	ISHARES TR	11,705	$673K	0.2%	$68.35	—	CALIF MUN BD ETF	464288356
ADBE	ADOBE INC	1,866	$653K	0.2%	$416.73	-18.4%	COM	00724F101
PLD	PROLOGIS INC.	5,065	$647K	0.2%	$59.02	+109.9%	COM	74340W103
EEM	ISHARES TR	11,798	$645K	0.2%	$43.27	—	MSCI EMG MKT ETF	464287234
XLRE	SELECT SECTOR SPDR TR	15,663	$632K	0.2%	$32.33	—	RL EST SEL SEC	81369Y860
EWT	ISHARES INC	9,900	$629K	0.2%	$48.62	—	MSCI TAIWAN ETF	46434G772
MRK	MERCK & CO INC	5,693	$599K	0.2%	$60.97	+52.9%	COM	58933Y105
EWU	ISHARES TR	13,500	$594K	0.2%	$35.51	—	MSCI UK ETF NEW	46435G334
GSK	GSK PLC	12,023	$590K	0.2%	$35.56	—	SPONSORED ADR	37733W204
VWO	VANGUARD INTL EQUITY INDEX F	10,938	$588K	0.2%	$40.40	—	FTSE EMR MKT ETF	922042858
MCD	MCDONALDS CORP	1,920	$587K	0.2%	$135.05	+125.9%	COM	580135101
COR	CENCORA INC	1,730	$584K	0.2%	$145.40	+134.3%	COM	03073E105
NEE	NEXTERA ENERGY INC	7,098	$570K	0.1%	$61.02	+35.2%	COM	65339F101
BMO	BANK MONTREAL QUE	4,375	$568K	0.1%	$53.03	+138.8%	COM	063671101
FLKR	FRANKLIN TEMPLETON ETF TR	16,975	$544K	0.1%	$18.59	—	FTSE SOUTH KOREA	35473P710
JCI	JOHNSON CTLS INTL PLC	4,305	$516K	0.1%	$59.84	+91.9%	SHS	G51502105
FCX	FREEPORT-MCMORAN INC	9,937	$505K	0.1%	$30.33	+42.8%	CL B	35671D857
VNQ	VANGUARD INDEX FDS	5,656	$500K	0.1%	$70.15	—	REAL ESTATE ETF	922908553
T	AT&T INC	19,848	$493K	0.1%	$14.69	+72.1%	COM	00206R102
J	JACOBS SOLUTIONS INC	3,465	$459K	0.1%	$95.66	+53.1%	COM	46982L108
C	CITIGROUP INC	3,893	$454K	0.1%	$74.07	+39.9%	COM NEW	172967424
EWJ	ISHARES INC	5,625	$454K	0.1%	$68.00	—	MSCI JPN ETF NEW	46434G822
AMT	AMERICAN TOWER CORP NEW	2,550	$448K	0.1%	$122.22	+47.5%	COM	03027X100
EWQ	ISHARES INC	9,650	$434K	0.1%	$39.58	—	MSCI FRANCE ETF	464286707
FLJP	FRANKLIN TEMPLETON ETF TR	12,250	$422K	0.1%	$30.10	—	FTSE JAPAN ETF	35473P744
CRWD	CROWDSTRIKE HLDGS INC	880	$413K	0.1%	$228.35	+123.0%	CL A	22788C105
VGT	VANGUARD WORLD FD	544	$410K	0.1%	$216.28	—	INF TECH ETF	92204A702
GS	GOLDMAN SACHS GROUP INC	455	$400K	0.1%	$483.78	+68.1%	COM	38141G104
PYPL	PAYPAL HLDGS INC	6,842	$399K	0.1%	$63.46	+2.2%	COM	70450Y103
EWY	ISHARES INC	4,000	$389K	0.1%	$72.20	—	MSCI STH KOR ETF	464286772
NFLX	NETFLIX INC	4,100	$384K	0.1%	$108.25	-0.4%	COM	64110L106
VOX	VANGUARD WORLD FD	1,944	$376K	0.1%	$95.56	—	COMM SRVC ETF	92204A884
ETN	EATON CORP PLC	1,154	$368K	0.1%	$314.09	+12.8%	SHS	G29183103
ACN	ACCENTURE PLC IRELAND	1,369	$367K	0.1%	$340.27	-25.3%	SHS CLASS A	G1151C101
EWG	ISHARES INC	8,600	$366K	0.1%	$33.97	—	MSCI GERMANY ETF	464286806
EWL	ISHARES INC	6,075	$364K	0.1%	$51.06	—	MSCI SWITZERLAND	464286749
MMM	3M CO	2,237	$358K	0.1%	$125.65	+29.9%	COM	88579Y101
MCO	MOODYS CORP	700	$358K	0.1%	$101.98	+377.9%	COM	615369105
GE	GE AEROSPACE	1,151	$355K	0.1%	$167.93	+79.1%	COM NEW	369604301
ZBH	ZIMMER BIOMET HOLDINGS INC	3,866	$348K	0.1%	$111.36	-15.1%	COM	98956P102
EWC	ISHARES INC	6,050	$326K	0.1%	$41.30	—	MSCI CDA ETF	464286509
HON	HONEYWELL INTL INC	1,631	$318K	0.1%	$149.27	+30.7%	COM	438516106
USB	US BANCORP DEL	5,845	$312K	0.1%	$22.44	+117.2%	COM NEW	902973304
PM	PHILIP MORRIS INTL INC	1,875	$301K	0.1%	$91.66	+67.6%	COM	718172109
REZ	ISHARES TR	3,600	$298K	0.1%	$60.00	—	RESIDENTIAL MULT	464288562
NOW	SERVICENOW INC	1,941	$297K	0.1%	$176.46	-2.8%	COM	81762P102
BMY	BRISTOL-MYERS SQUIBB CO	5,205	$281K	0.1%	$46.24	+2.8%	COM	110122108
KKR	KKR & CO INC	2,182	$278K	0.1%	$124.29	0.0%	COM	48251W104
VCR	VANGUARD WORLD FD	700	$276K	0.1%	$254.05	—	CONSUM DIS ETF	92204A108
VZ	VERIZON COMMUNICATIONS INC	6,660	$271K	0.1%	$38.62	+4.8%	COM	92343V104
CMG	CHIPOTLE MEXICAN GRILL INC	7,325	$271K	0.1%	$61.07	-40.8%	COM	169656105
VFH	VANGUARD WORLD FD	1,976	$264K	0.1%	$110.34	—	FINANCIALS ETF	92204A405
INTC	INTEL CORP	7,050	$260K	0.1%	$24.23	+55.9%	COM	458140100
EMR	EMERSON ELEC CO	1,929	$256K	0.1%	$132.37	0.0%	COM	291011104
UNP	UNION PAC CORP	1,090	$252K	0.1%	$95.49	+138.1%	COM	907818108
EZA	ISHARES INC	3,600	$248K	0.1%	$64.10	—	MSCI STH AFR ETF	464286780
GII	SPDR INDEX SHS FDS	3,520	$246K	0.1%	$61.77	—	S&P GBLINF ETF	78463X855
FTV	FORTIVE CORP	4,420	$244K	0.1%	$33.58	+54.5%	COM	34959J108
D	DOMINION ENERGY INC	4,105	$241K	0.1%	$53.89	+10.9%	COM	25746U109
NUE	NUCOR CORP	1,465	$239K	0.1%	$149.77	0.0%	COM	670346105
MUB	ISHARES TR	2,190	$235K	0.1%	$106.58	—	NATIONAL MUN ETF	464288414
HAL	HALLIBURTON CO	8,275	$234K	0.1%	$21.87	+20.2%	COM	406216101
MDT	MEDTRONIC PLC	2,415	$232K	0.1%	$97.14	0.0%	SHS	G5960L103
INTU	INTUIT	349	$231K	0.1%	$660.69	0.0%	COM	461202103
ASML	ASML HOLDING N V	205	$219K	0.1%	$1069.86	—	N Y REGISTRY SHS	N07059210
VDE	VANGUARD WORLD FD	1,734	$218K	0.1%	$120.88	—	ENERGY ETF	92204A306
PLTR	PALANTIR TECHNOLOGIES INC	1,225	$218K	0.1%	$162.45	+11.4%	CL A	69608A108
TFC	TRUIST FINL CORP	4,270	$210K	0.1%	$44.34	+3.3%	COM	89832Q109
AGG	ISHARES TR	2,100	$210K	0.1%	$94.04	—	CORE US AGGBD ET	464287226
SBUX	STARBUCKS CORP	2,480	$209K	0.1%	$51.60	+62.9%	COM	855244109
V	VISA INC	575	$202K	0.1%	$340.38	0.0%	COM CL A	92826C839
BIIB	BIOGEN INC	1,141	$201K	0.1%	$163.37	0.0%	COM	09062X103
SAN	BANCO SANTANDER S.A.	11,000	$129K	0.0%	$4.14	—	ADR	05964H105