Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	30,325	$13.55M	4.9%	$109.50	+281.1%	COM	594918104
AGG	ISHARES TR	134,775	$13.08M	4.7%	$108.87	—	CORE US AGGBD ET	464287226
AAPL	APPLE INC	50,098	$10.55M	3.8%	$91.58	+102.1%	COM	037833100
VCSH	VANGUARD SCOTTSDALE FDS	127,761	$9.873M	3.6%	$79.71	—	SHRT TRM CORP BD	92206C409
XLK	SELECT SECTOR SPDR TR	40,657	$9.198M	3.3%	$98.00	—	TECHNOLOGY	81369Y803
NVDA	NVIDIA CORPORATION	68,540	$8.467M	3.1%	$90.80	+11.3%	COM	67066G104
SCHF	SCHWAB STRATEGIC TR	194,111	$7.458M	2.7%	$33.61	—	INTL EQTY ETF	808524805
LQD	ISHARES TR	55,679	$5.964M	2.2%	$119.19	—	IBOXX INV CP ETF	464287242
EFA	ISHARES TR	75,226	$5.892M	2.1%	$67.46	—	MSCI EAFE ETF	464287465
SPMB	SPDR SER TR	263,377	$5.681M	2.1%	$25.42	—	PORT MTG BK ETF	78464A383
BNDX	VANGUARD CHARLOTTE FDS	108,366	$5.274M	1.9%	$54.59	—	TOTAL INT BD ETF	92203J407
GOOGL	ALPHABET INC	28,440	$5.18M	1.9%	$108.02	+54.9%	CAP STK CL A	02079K305
IWR	ISHARES TR	60,739	$4.925M	1.8%	$79.11	—	RUS MID CAP ETF	464287499
USHY	ISHARES TR	120,434	$4.369M	1.6%	$40.47	—	BROAD USD HIGH	46435U853
AMZN	AMAZON COM INC	22,562	$4.36M	1.6%	$122.88	+49.5%	COM	023135106
SCHB	SCHWAB STRATEGIC TR	68,426	$4.302M	1.6%	$58.26	—	US BRD MKT ETF	808524102
SPY	SPDR S&P 500 ETF TR	7,865	$4.28M	1.6%	$301.87	—	TR UNIT	78462F103
SCHG	SCHWAB STRATEGIC TR	42,243	$4.26M	1.5%	$82.14	—	US LCAP GR ETF	808524300
IWV	ISHARES TR	13,194	$4.073M	1.5%	$156.45	—	RUSSELL 3000 ETF	464287689
SCHA	SCHWAB STRATEGIC TR	80,664	$3.828M	1.4%	$56.95	—	US SML CAP ETF	808524607
DBEF	DBX ETF TR	89,442	$3.706M	1.3%	$35.31	—	XTRACK MSCI EAFE	233051200
IVV	ISHARES TR	5,931	$3.246M	1.2%	$499.38	—	CORE S&P500 ETF	464287200
LLY	ELI LILLY & CO	3,537	$3.202M	1.2%	$88.16	+797.1%	COM	532457108
SCHZ	SCHWAB STRATEGIC TR	69,873	$3.185M	1.2%	$50.91	—	US AGGREGATE B	808524839
XLV	SELECT SECTOR SPDR TR	21,297	$3.104M	1.1%	$97.59	—	SBI HEALTHCARE	81369Y209
MCD	MCDONALDS CORP	11,221	$2.86M	1.0%	$174.00	+46.6%	COM	580135101
AVGO	BROADCOM INC	1,775	$2.85M	1.0%	$49.82	+176.3%	COM	11135F101
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,900	$2.807M	1.0%	$281.47	+45.2%	CL B NEW	084670702
SCHD	SCHWAB STRATEGIC TR	35,925	$2.794M	1.0%	$60.35	—	US DIVIDEND EQ	808524797
META	META PLATFORMS INC	5,537	$2.792M	1.0%	$245.57	+96.8%	CL A	30303M102
XLF	SELECT SECTOR SPDR TR	64,533	$2.653M	1.0%	$30.85	—	FINANCIAL	81369Y605
IWM	ISHARES TR	13,024	$2.642M	1.0%	$152.32	—	RUSSELL 2000 ETF	464287655
HD	HOME DEPOT INC	7,461	$2.568M	0.9%	$220.36	+48.6%	COM	437076102
XLC	SELECT SECTOR SPDR TR	29,766	$2.55M	0.9%	$50.90	—	COMMUNICATION	81369Y852
PG	PROCTER AND GAMBLE CO	15,329	$2.528M	0.9%	$91.62	+71.6%	COM	742718109
CVX	CHEVRON CORP NEW	16,129	$2.523M	0.9%	$86.23	+72.1%	COM	166764100
ABBV	ABBVIE INC	14,582	$2.501M	0.9%	$95.86	+63.9%	COM	00287Y109
UNH	UNITEDHEALTH GROUP INC	4,791	$2.44M	0.9%	$343.60	+37.7%	COM	91324P102
XLI	SELECT SECTOR SPDR TR	19,754	$2.407M	0.9%	$86.06	—	INDL	81369Y704
XLY	SELECT SECTOR SPDR TR	12,856	$2.345M	0.9%	$121.98	—	SBI CONS DISCR	81369Y407
TMO	THERMO FISHER SCIENTIFIC INC	4,186	$2.315M	0.8%	$229.02	+148.8%	COM	883556102
ORCL	ORACLE CORP	15,761	$2.225M	0.8%	$48.58	+151.8%	COM	68389X105
JPM	JPMORGAN CHASE & CO.	10,682	$2.161M	0.8%	$91.89	+105.9%	COM	46625H100
ACN	ACCENTURE PLC IRELAND	6,978	$2.117M	0.8%	$206.54	+44.9%	SHS CLASS A	G1151C101
NEE	NEXTERA ENERGY INC	29,855	$2.114M	0.8%	$60.44	+11.8%	COM	65339F101
MRK	MERCK & CO INC	16,117	$1.995M	0.7%	$73.76	+65.0%	COM	58933Y105
UNP	UNION PAC CORP	8,202	$1.856M	0.7%	$162.74	+38.6%	COM	907818108
SCHE	SCHWAB STRATEGIC TR	68,418	$1.817M	0.7%	$28.17	—	EMRG MKTEQ ETF	808524706
TDTF	FLEXSHARES TR	75,927	$1.777M	0.6%	$26.43	—	IBOXX 5YR TRGT	33939L605
WMT	WALMART INC	25,795	$1.747M	0.6%	$51.07	+21.3%	COM	931142103
SCHM	SCHWAB STRATEGIC TR	22,061	$1.717M	0.6%	$53.21	—	US MID-CAP ETF	808524508
XLP	SELECT SECTOR SPDR TR	20,902	$1.601M	0.6%	$61.14	—	SBI CONS STPLS	81369Y308
XOM	EXXON MOBIL CORP	13,550	$1.56M	0.6%	$59.12	+86.2%	COM	30231G102
AXP	AMERICAN EXPRESS CO	6,556	$1.518M	0.6%	$148.12	+53.5%	COM	025816109
MS	MORGAN STANLEY	15,462	$1.503M	0.5%	$77.34	+17.4%	COM NEW	617446448
TXN	TEXAS INSTRS INC	7,641	$1.486M	0.5%	$107.83	+63.4%	COM	882508104
TJX	TJX COS INC NEW	12,770	$1.406M	0.5%	$64.92	+52.0%	COM	872540109
KO	COCA COLA CO	21,935	$1.396M	0.5%	$49.38	+19.3%	COM	191216100
ADBE	ADOBE INC	2,237	$1.243M	0.5%	$420.24	+15.2%	COM	00724F101
XLE	SELECT SECTOR SPDR TR	13,469	$1.228M	0.4%	$63.16	—	ENERGY	81369Y506
JNJ	JOHNSON & JOHNSON	8,370	$1.223M	0.4%	$109.89	+28.7%	COM	478160104
SNPS	SYNOPSYS INC	2,051	$1.22M	0.4%	$152.08	+271.8%	COM	871607107
MA	MASTERCARD INCORPORATED	2,761	$1.218M	0.4%	$333.57	+35.4%	CL A	57636Q104
AMGN	AMGEN INC	3,716	$1.161M	0.4%	$151.14	+84.8%	COM	031162100
IYF	ISHARES TR	11,955	$1.131M	0.4%	$94.05	—	U.S. FINLS ETF	464287788
LHX	L3HARRIS TECHNOLOGIES INC	5,027	$1.129M	0.4%	$180.55	+15.9%	COM	502431109
BAC	BANK AMERICA CORP	28,219	$1.122M	0.4%	$32.31	+14.0%	COM	060505104
XLB	SELECT SECTOR SPDR TR	12,538	$1.107M	0.4%	$64.43	—	SBI MATERIALS	81369Y100
GD	GENERAL DYNAMICS CORP	3,812	$1.106M	0.4%	$182.03	+56.0%	COM	369550108
PLD	PROLOGIS INC.	9,226	$1.036M	0.4%	$100.47	+4.0%	COM	74340W103
ISRG	INTUITIVE SURGICAL INC	2,262	$1.006M	0.4%	$305.30	+30.5%	COM NEW	46120E602
PEP	PEPSICO INC	5,777	$953K	0.3%	$89.89	+80.6%	COM	713448108
—	BLACKROCK INC	1,168	$920K	0.3%	$546.02	—	COM	09247X101
RTX	RTX CORPORATION	9,147	$918K	0.3%	$100.12	0.0%	COM	75513E101
SHW	SHERWIN WILLIAMS CO	2,993	$893K	0.3%	$235.68	+29.5%	COM	824348106
TMUS	T-MOBILE US INC	5,062	$892K	0.3%	$136.89	+19.5%	COM	872590104
CSCO	CISCO SYS INC	18,644	$886K	0.3%	$39.79	+13.8%	COM	17275R102
VLO	VALERO ENERGY CORP	5,455	$855K	0.3%	$67.90	+126.1%	COM	91913Y100
COP	CONOCOPHILLIPS	7,398	$846K	0.3%	$99.68	+15.8%	COM	20825C104
SCHV	SCHWAB STRATEGIC TR	11,115	$823K	0.3%	$58.16	—	US LCAP VA ETF	808524409
XLU	SELECT SECTOR SPDR TR	11,846	$807K	0.3%	$58.45	—	SBI INT-UTILS	81369Y886
VNQ	VANGUARD INDEX FDS	9,410	$788K	0.3%	$77.24	—	REAL ESTATE ETF	922908553
CAT	CATERPILLAR INC	2,303	$767K	0.3%	$338.69	0.0%	COM	149123101
VZ	VERIZON COMMUNICATIONS INC	18,570	$766K	0.3%	$34.27	+6.4%	COM	92343V104
LIN	LINDE PLC	1,652	$725K	0.3%	$322.30	+33.6%	SHS	G54950103
FISV	FISERV INC	4,783	$713K	0.3%	$71.52	+111.6%	COM	337738108
EEM	ISHARES TR	16,661	$710K	0.3%	$43.98	—	MSCI EMG MKT ETF	464287234
ABT	ABBOTT LABS	6,344	$659K	0.2%	$60.95	+68.9%	COM	002824100
NSC	NORFOLK SOUTHN CORP	2,966	$637K	0.2%	$145.22	+54.4%	COM	655844108
SUB	ISHARES TR	5,640	$590K	0.2%	$104.37	—	SHRT NAT MUN ETF	464288158
COST	COSTCO WHSL CORP NEW	686	$583K	0.2%	$536.04	+44.4%	COM	22160K105
SCHX	SCHWAB STRATEGIC TR	8,970	$576K	0.2%	$56.31	—	US LRG CAP ETF	808524201
ICE	INTERCONTINENTAL EXCHANGE IN	4,190	$574K	0.2%	$79.59	+65.5%	COM	45866F104
APD	AIR PRODS & CHEMS INC	2,152	$555K	0.2%	$241.45	+0.4%	COM	009158106
VOO	VANGUARD INDEX FDS	1,106	$553K	0.2%	$310.00	—	S&P 500 ETF SHS	922908363
LOW	LOWES COS INC	2,488	$549K	0.2%	$85.65	+158.5%	COM	548661107
IYW	ISHARES TR	3,644	$548K	0.2%	$101.46	—	U.S. TECH ETF	464287721
MUB	ISHARES TR	5,130	$547K	0.2%	$106.55	—	NATIONAL MUN ETF	464288414
GLD	SPDR GOLD TR	2,473	$532K	0.2%	$133.13	—	GOLD SHS	78463V107
TSLA	TESLA INC	2,664	$527K	0.2%	$191.51	-8.7%	COM	88160R101
HON	HONEYWELL INTL INC	2,324	$496K	0.2%	$158.92	+15.6%	COM	438516106
AFL	AFLAC INC	5,551	$496K	0.2%	$37.51	+121.5%	COM	001055102
CL	COLGATE PALMOLIVE CO	4,827	$468K	0.2%	$60.02	+48.4%	COM	194162103
V	VISA INC	1,770	$465K	0.2%	$126.74	+113.7%	COM CL A	92826C839
T	AT&T INC	23,844	$456K	0.2%	$16.49	-2.0%	COM	00206R102
PSA	PUBLIC STORAGE OPER CO	1,505	$433K	0.2%	$271.16	-5.0%	COM	74460D109
ITW	ILLINOIS TOOL WKS INC	1,807	$428K	0.2%	$149.61	+58.3%	COM	452308109
PM	PHILIP MORRIS INTL INC	4,131	$419K	0.2%	$69.42	+31.5%	COM	718172109
MDLZ	MONDELEZ INTL INC	6,370	$417K	0.2%	$44.50	+46.4%	CL A	609207105
DIS	DISNEY WALT CO	4,098	$407K	0.1%	$135.39	-22.1%	COM	254687106
VXUS	VANGUARD STAR FDS	6,747	$407K	0.1%	$52.84	—	VG TL INTL STK F	921909768
SRE	SEMPRA	5,266	$401K	0.1%	$67.92	+3.1%	COM	816851109
XLRE	SELECT SECTOR SPDR TR	10,186	$391K	0.1%	$39.51	—	RL EST SEL SEC	81369Y860
GOOG	ALPHABET INC	2,100	$385K	0.1%	$107.82	+56.6%	CAP STK CL C	02079K107
BND	VANGUARD BD INDEX FDS	5,290	$381K	0.1%	$72.05	—	TOTAL BND MRKT	921937835
AZO	AUTOZONE INC	128	$379K	0.1%	$715.82	+309.0%	COM	053332102
IBM	INTERNATIONAL BUSINESS MACHS	2,184	$378K	0.1%	$106.14	+56.3%	COM	459200101
MPC	MARATHON PETE CORP	2,147	$372K	0.1%	$86.41	+107.8%	COM	56585A102
IYJ	ISHARES TR	3,012	$360K	0.1%	$118.80	—	US INDUSTRIALS	464287754
IWB	ISHARES TR	1,177	$350K	0.1%	$147.00	—	RUS 1000 ETF	464287622
CTAS	CINTAS CORP	500	$350K	0.1%	$42.69	+294.8%	COM	172908105
BMY	BRISTOL-MYERS SQUIBB CO	8,419	$350K	0.1%	$50.88	-19.4%	COM	110122108
IYC	ISHARES TR	4,182	$340K	0.1%	$98.55	—	US CONSUM DISCRE	464287580
HYG	ISHARES TR	4,397	$339K	0.1%	$82.34	—	IBOXX HI YD ETF	464288513
UPS	UNITED PARCEL SERVICE INC	2,382	$326K	0.1%	$156.35	-16.9%	CL B	911312106
GILD	GILEAD SCIENCES INC	4,666	$320K	0.1%	$58.91	+7.2%	COM	375558103
WM	WASTE MGMT INC DEL	1,474	$314K	0.1%	$92.20	+120.0%	COM	94106L109
AMP	AMERIPRISE FINL INC	704	$301K	0.1%	$139.94	+199.0%	COM	03076C106
MMM	3M CO	2,900	$296K	0.1%	$141.35	-33.3%	COM	88579Y101
PEG	PUBLIC SVC ENTERPRISE GRP IN	3,977	$293K	0.1%	$38.08	+77.1%	COM	744573106
SYK	STRYKER CORPORATION	856	$291K	0.1%	$333.33	0.0%	COM	863667101
RSP	INVESCO EXCHANGE TRADED FD T	1,732	$285K	0.1%	$168.83	—	S&P500 EQL WGT	46137V357
IVW	ISHARES TR	3,005	$278K	0.1%	$88.53	—	S&P 500 GRWT ETF	464287309
KMB	KIMBERLY-CLARK CORP	1,917	$265K	0.1%	$92.42	+35.6%	COM	494368103
CMCSA	COMCAST CORP NEW	6,636	$260K	0.1%	$32.35	+14.7%	CL A	20030N101
NOW	SERVICENOW INC	323	$254K	0.1%	$126.04	+16.4%	COM	81762P102
ADP	AUTOMATIC DATA PROCESSING IN	1,062	$253K	0.1%	$160.82	+47.1%	COM	053015103
WFC	WELLS FARGO CO NEW	4,266	$253K	0.1%	$41.03	+38.6%	COM	949746101
SO	SOUTHERN CO	3,233	$251K	0.1%	$64.75	+10.9%	COM	842587107
UDR	UDR INC	5,992	$247K	0.1%	$31.74	+13.8%	COM	902653104
INTC	INTEL CORP	7,944	$246K	0.1%	$37.93	-14.3%	COM	458140100
AOR	ISHARES TR	4,305	$242K	0.1%	$53.44	—	GRWT ALLOCAT ETF	464289867
IVE	ISHARES TR	1,332	$242K	0.1%	$110.31	—	S&P 500 VAL ETF	464287408
DOV	DOVER CORP	1,343	$242K	0.1%	$136.96	+28.4%	COM	260003108
D	DOMINION ENERGY INC	4,886	$239K	0.1%	$54.16	-13.0%	COM	25746U109
ALL	ALLSTATE CORP	1,485	$237K	0.1%	$124.75	+29.4%	COM	020002101
LH	LABCORP HOLDINGS INC	1,145	$233K	0.1%	$199.50	0.0%	COM SHS	504922105
PGR	PROGRESSIVE CORP	1,078	$224K	0.1%	$170.60	+13.0%	COM	743315103
MCO	MOODYS CORP	525	$221K	0.1%	$341.78	+15.0%	COM	615369105
DD	DUPONT DE NEMOURS INC	2,673	$215K	0.1%	$22.25	+41.9%	COM	26614N102
MBB	ISHARES TR	2,343	$215K	0.1%	$97.52	—	MBS ETF	464288588
EMR	EMERSON ELEC CO	1,930	$213K	0.1%	$99.80	+7.7%	COM	291011104
PNC	PNC FINL SVCS GROUP INC	1,346	$209K	0.1%	$146.60	0.0%	COM	693475105
INTU	INTUIT	318	$209K	0.1%	$544.67	+12.8%	COM	461202103
GS	GOLDMAN SACHS GROUP INC	445	$201K	0.1%	$423.71	0.0%	COM	38141G104