Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	GENERAL	629,215	$19.81M	4.7%	$23.37	—	COMMON STOCK	369604103
XOM	EXXON	195,412	$18.32M	4.3%	$53.12	+8.9%	COMMON STOCK	30231G102
JNJ	JOHNSON	147,628	$17.91M	4.3%	$59.66	+45.9%	COMMON STOCK	478160104
PG	PROCTER	190,209	$16.1M	3.8%	$56.14	+12.8%	COMMON STOCK	742718109
CHMG	CHEMUNG FINANCIAL CORP	454,841	$13.35M	3.2%	$22.88	-4.0%	COMMON STOCK	164024101
KO	COCA-COLA	286,265	$12.98M	3.1%	$28.76	+15.8%	COMMON STOCK	191216100
CVX	CHEVRON	103,114	$10.81M	2.6%	$65.79	+1.5%	COMMON STOCK	166764100
WMT	WAL-MART	144,587	$10.56M	2.5%	$18.22	+7.1%	COMMON STOCK	931142103
BMY	BRISTOL	143,002	$10.52M	2.5%	$35.03	+44.2%	COMMON STOCK	110122108
XLK	SECTOR SPDR	224,430	$9.734M	2.3%	$38.39	—	MUTUAL FUNDS -	81369Y803
PFE	PFIZER	263,878	$9.291M	2.2%	$16.95	+24.2%	COMMON STOCK	717081103
JPM	JP	138,980	$8.636M	2.1%	$39.75	+21.6%	COMMON STOCK	46625H100
XLF	SECTOR SPDR	377,292	$8.623M	2.0%	$21.60	—	MUTUAL FUNDS -	81369Y605
PEP	PEPSICO	78,137	$8.277M	2.0%	$56.16	+37.3%	COMMON STOCK	713448108
—	UNITED	79,683	$8.172M	1.9%	$94.57	—	COMMON STOCK	913017109
VZ	VERIZON	145,919	$8.148M	1.9%	$27.96	+12.5%	COMMON STOCK	92343V104
MSFT	MICROSOFT	158,943	$8.133M	1.9%	$35.50	+29.5%	COMMON STOCK	594918104
GLW	CORNING	393,992	$8.068M	1.9%	$10.64	+45.8%	COMMON STOCK	219350105
MRK	MERCK	135,793	$7.823M	1.9%	$32.47	+21.6%	COMMON STOCK	58933Y105
BRK/B	BERKSHIRE	53,209	$7.704M	1.8%	$127.28	+12.3%	COMMON STOCK	084670702
IBM	INTERNATIONAL	48,641	$7.383M	1.8%	$117.06	-18.7%	COMMON STOCK	459200101
V	VISA	96,182	$7.134M	1.7%	$73.03	+0.3%	COMMON STOCK	92826C839
MMM	3M CO	38,884	$6.809M	1.6%	$75.96	+34.9%	COMMON STOCK	88579Y101
DIS	WALT	68,960	$6.745M	1.6%	$79.28	+16.3%	COMMON STOCK	254687106
AAPL	APPLE	69,469	$6.641M	1.6%	$18.94	+19.4%	COMMON STOCK	037833100
AMZN	AMAZON.COM INC	9,187	$6.574M	1.6%	$31.74	+6.6%	COMMON STOCK	023135106
ADBE	ADOBE SYSTEMS INC	67,528	$6.468M	1.5%	$83.94	+14.4%	COMMON STOCK	00724F101
MCD	MCDONALDS CORP	49,434	$5.949M	1.4%	$75.43	+31.4%	COMMON STOCK	580135101
—	DUPONT	88,391	$5.727M	1.4%	$61.73	—	COMMON STOCK	263534109
HD	HOME	44,052	$5.625M	1.3%	$59.72	+75.8%	COMMON STOCK	437076102
TRV	THE	43,136	$5.135M	1.2%	$81.49	+12.3%	COMMON STOCK	89417E109
WFC	WELLS	107,517	$5.089M	1.2%	$28.94	+28.6%	COMMON STOCK	949746101
IBB	ISHARES	19,178	$4.935M	1.2%	$257.33	—	MUTUAL FUNDS -	464287556
—	SPECTRA	127,996	$4.688M	1.1%	$36.05	—	COMMON STOCK	847560109
EMR	EMERSON	89,321	$4.659M	1.1%	$38.14	+8.9%	COMMON STOCK	291011104
GS	GOLDMAN	30,958	$4.599M	1.1%	$129.59	-1.3%	COMMON STOCK	38141G104
GOOG	ALPHABET	6,624	$4.585M	1.1%	$35.60	+0.1%	COMMON STOCK	02079K107
TXN	TEXAS	70,679	$4.429M	1.1%	$39.34	+16.1%	COMMON STOCK	882508104
T	AT&T	100,891	$4.359M	1.0%	$11.41	+32.4%	COMMON STOCK	00206R102
QCOM	QUALCOMM	77,818	$4.168M	1.0%	$40.86	-1.4%	COMMON STOCK	747525103
CNI	CANADIAN	67,554	$3.99M	0.9%	$44.71	+13.1%	FOREIGN STOCK	136375102
—	EXPRESS	50,753	$3.847M	0.9%	$75.80	—	COMMON STOCK	30219G108
—	ALLERGAN	15,630	$3.612M	0.9%	$240.13	—	FOREIGN STOCK	G0177J108
INTC	INTEL	107,378	$3.522M	0.8%	$17.70	+41.9%	COMMON STOCK	458140100
BA	BOEING	25,888	$3.362M	0.8%	$95.16	+24.6%	COMMON STOCK	097023105
DUK	DUKE	37,782	$3.241M	0.8%	$47.69	+12.9%	COMMON STOCK	26441C204
SO	SOUTHERN COMPANY	57,903	$3.105M	0.7%	$29.45	+14.2%	COMMON STOCK	842587107
D	DOMINION	38,337	$2.988M	0.7%	$34.83	+37.1%	COMMON STOCK	25746U109
SPMD	SPDR	34,998	$2.72M	0.6%	$76.71	—	MUTUAL FUNDS -	78464A847
PAYX	PAYCHEX INC	44,608	$2.654M	0.6%	$25.36	+58.4%	COMMON STOCK	704326107
XLU	SECTOR SPDR	45,391	$2.382M	0.6%	$38.04	—	MUTUAL FUNDS -	81369Y886
HON	HONEYWELL	19,641	$2.285M	0.5%	$73.16	+15.1%	COMMON STOCK	438516106
ABBV	ABBVIE	35,946	$2.225M	0.5%	$32.24	+27.1%	COMMON STOCK	00287Y109
DHR	DANAHER	21,502	$2.171M	0.5%	$25.56	+56.8%	COMMON STOCK	235851102
—	BB&T	60,067	$2.139M	0.5%	$38.71	—	COMMON STOCK	054937107
IYZ	ISHARES	61,180	$2.037M	0.5%	$25.84	—	MUTUAL FUNDS -	464287713
CL	COLGATE PALMOLIVE	26,119	$1.912M	0.5%	$44.71	+27.2%	COMMON STOCK	194162103
CSCO	CISCO	63,066	$1.809M	0.4%	$15.42	+35.3%	COMMON STOCK	17275R102
SYY	SYSCO	34,867	$1.769M	0.4%	$30.75	+22.6%	COMMON STOCK	871829107
IWD	ISHARES	16,584	$1.712M	0.4%	$102.02	—	MUTUAL FUNDS -	464287598
IWO	ISHARES	12,316	$1.69M	0.4%	$113.48	—	MUTUAL FUNDS -	464287648
IWN	ISHARES	15,909	$1.548M	0.4%	$87.19	—	MUTUAL FUNDS -	464287630
ADP	AUTOMATIC DATA PROCESSING	16,119	$1.481M	0.4%	$45.09	+59.2%	COMMON STOCK	053015103
BCE	BCE	30,828	$1.459M	0.3%	$23.37	+11.7%	FOREIGN STOCK	05534B760
ABT	ABBOTT	33,527	$1.318M	0.3%	$33.00	+1.1%	COMMON STOCK	002824100
XLY	SECTOR SPDR	16,653	$1.3M	0.3%	$78.23	—	MUTUAL FUNDS -	81369Y407
—	LABORATORY CRP OF AMER HLDGS	8,399	$1.094M	0.3%	$126.08	—	COMMON STOCK	50540R409
PSX	PHILLIPS	13,316	$1.057M	0.3%	$52.06	+8.9%	COMMON STOCK	718546104
—	WALGREENS	12,281	$1.022M	0.2%	$84.53	—	COMMON STOCK	931427108
TIP	ISHARES	8,475	$989K	0.2%	$112.01	—	MUTUAL FUNDS -	464287176
AMGN	AMGEN	6,246	$950K	0.2%	$109.87	+6.2%	COMMON STOCK	031162100
MO	ALTRIA	13,725	$947K	0.2%	$16.80	+97.6%	COMMON STOCK	02209S103
KHC	KRAFT	10,192	$901K	0.2%	$47.82	+12.1%	COMMON STOCK	500754106
PM	PHILIP	7,265	$739K	0.2%	$48.84	+25.7%	COMMON STOCK	718172109
IVV	ISHARES	3,403	$716K	0.2%	$188.71	—	MUTUAL FUNDS -	464287200
AMAT	APPLIED	29,420	$705K	0.2%	$12.25	+61.5%	COMMON STOCK	038222105
VWO	VANGUARD	18,980	$669K	0.2%	$38.79	—	MUTUAL FUNDS -	922042858
—	JACOBS ENGINEERING GROUP INC	13,195	$658K	0.2%	$43.23	—	COMMON STOCK	469814107
—	DOW	13,142	$653K	0.2%	$35.12	—	COMMON STOCK	260543103
CPB	CAMPBELL	8,836	$588K	0.1%	$34.90	+32.2%	COMMON STOCK	134429109
MTB	M&T BANK CORP	4,908	$580K	0.1%	$76.78	+14.8%	COMMON STOCK	55261F104
F	FORD	43,993	$553K	0.1%	$7.87	+0.8%	COMMON STOCK	345370860
LLY	ELI	7,011	$552K	0.1%	$63.08	+1.6%	COMMON STOCK	532457108
ZBH	ZIMMER	4,550	$548K	0.1%	$68.76	+52.1%	COMMON STOCK	98956P102
IGSB	ISHARES	5,150	$546K	0.1%	$106.02	—	MUTUAL FUNDS -	464288646
WY	WEYERHAEUSER CO	17,696	$527K	0.1%	$18.15	+16.3%	COMMON STOCK	962166104
GOOGL	ALPHABET	746	$525K	0.1%	$36.73	-0.8%	COMMON STOCK	02079K305
AXP	AMERICAN	8,075	$491K	0.1%	$62.48	-11.6%	COMMON STOCK	025816109
EEM	ISHARES	14,253	$490K	0.1%	$39.76	—	MUTUAL FUNDS -	464287234
GD	GENERAL	3,291	$458K	0.1%	$61.31	+84.4%	COMMON STOCK	369550108
NEE	NEXTERA	3,378	$440K	0.1%	$14.65	+60.3%	COMMON STOCK	65339F101
KMB	KIMBERLY	3,127	$430K	0.1%	$64.18	+46.4%	COMMON STOCK	494368103
COST	COSTCO	2,629	$413K	0.1%	$95.96	+33.4%	COMMON STOCK	22160K105
BP	B P AMOCO PLC SPONS ADR	11,014	$391K	0.1%	$36.47	—	FOREIGN STOCK	055622104
COP	CONOCOPHILLIPS	8,721	$380K	0.1%	$40.34	-18.7%	COMMON STOCK	20825C104
DE	DEERE & CO	4,205	$341K	0.1%	$71.25	-1.8%	COMMON STOCK	244199105
VXF	VANGUARD	3,700	$316K	0.1%	$83.78	—	MUTUAL FUNDS -	922908652
TGNA	TEGNA	12,417	$287K	0.1%	$17.44	-16.2%	COMMON STOCK	87901J105
PPL	PPL CORP	7,456	$281K	0.1%	$16.53	+49.8%	COMMON STOCK	69351T106
HOLX	HOLOGIC	8,007	$277K	0.1%	$26.27	+31.8%	COMMON STOCK	436440101
XLP	SECTOR SPDR	4,976	$275K	0.1%	$53.17	—	MUTUAL FUNDS -	81369Y308
TJX	TJX	3,552	$274K	0.1%	$20.82	+60.2%	COMMON STOCK	872540109
PRU	PRUDENTIAL FINANCIAL INC	3,815	$272K	0.1%	$51.17	-4.3%	COMMON STOCK	744320102
—	ELMIRA SAVINGS BANK	13,091	$257K	0.1%	$22.07	—	COMMON STOCK	289660102
NSC	NORFOLK	2,820	$240K	0.1%	$66.62	+4.7%	COMMON STOCK	655844108
SU	SUNCOR	8,633	$239K	0.1%	$19.64	-1.0%	FOREIGN STOCK	867224107
VOD	VODAFONE	7,649	$236K	0.1%	$32.00	—	FOREIGN STOCK	92857W308
SLB	SCHLUMBERGER LTD	2,934	$232K	0.1%	$57.66	+1.0%	FOREIGN STOCK	806857108
GIS	GENERAL	3,085	$220K	0.1%	$36.64	+24.1%	COMMON STOCK	370334104
NBTB	NBT BANCORP INC	7,646	$219K	0.1%	$25.14	+11.9%	COMMON STOCK	628778102
—	POWERSHARES	1,977	$213K	0.1%	$81.25	—	MUTUAL FUNDS -	73935A104
XLV	SECTOR SPDR	2,955	$212K	0.1%	$72.11	—	MUTUAL FUNDS -	81369Y209
AEP	AMERICAN ELEC POWER	3,001	$210K	0.0%	$46.62	0.0%	COMMON STOCK	025537101
—	NATIONAL	2,765	$206K	0.0%	$74.50	—	FOREIGN STOCK	636274300
MET	METLIFE	5,057	$202K	0.0%	$32.00	-12.0%	COMMON STOCK	59156R108
UNP	UNION	2,299	$201K	0.0%	$68.24	0.0%	COMMON STOCK	907818108