Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IWF	iSHARES RUSSELL 1000 GROWTH	411,399	$175M	7.4%	$25.68	—	ETF	464287614
GOOG	ALPHABET C	586,657	$168M	7.1%	$108.64	+197.9%	COM	02079K107
MSFT	MICROSOFT CORP	402,310	$149M	6.3%	$46.48	+834.9%	COM	594918104
JPM	J.P. MORGAN CHASE	417,412	$123M	5.2%	$50.07	+522.0%	COM	46625H100
BRK/B	BERKSHIRE HATH B	201,326	$96.48M	4.1%	$162.84	+203.0%	COM	084670702
QCOM	QUALCOMM INC.	721,565	$92.92M	3.9%	$51.96	+196.2%	COM	747525103
CVX	CHEVRON CORP	389,993	$80.69M	3.4%	$79.98	+114.9%	COM	166764100
FDX	FEDEX CORP	217,890	$77.61M	3.3%	$165.54	+104.7%	COM	31428X106
IFF	INTL FLAV/FRAG.	1,055,308	$76.56M	3.2%	$71.76	+3.3%	COM	459506101
AMZN	AMAZON.COM	343,480	$71.54M	3.0%	$132.93	+70.6%	COM	023135106
JNJ	JOHNSON&JOHNSON	273,722	$66.91M	2.8%	$91.32	+149.5%	COM	478160104
BA	BOEING CO.	335,366	$66.75M	2.8%	$213.64	+11.7%	COM	097023105
APD	AIR PRODS & CHEMS	216,797	$62.98M	2.7%	$263.46	+3.0%	COM	009158106
—	SPDR GOLD SHARES	145,014	$62.4M	2.6%	$154.67	—	ETF	78463v107
SJM	SMUCKER J M CO	637,660	$61.5M	2.6%	$105.93	-1.7%	COM	832696405
PFE	PFIZER INC	2,035,654	$57.16M	2.4%	$23.04	+13.6%	COM	717081103
—	VANECK VECTORS GOLD MINERS	522,924	$47.99M	2.0%	$28.59	—	ETF	92189f106
CTVA	CORTEVA INC.	554,074	$46.38M	2.0%	$32.16	+126.3%	COM	22052L104
CSCO	CISCO SYSTEMS	591,342	$45.88M	1.9%	$19.87	+292.1%	COM	17275R102
C	CITIGROUP	341,030	$38.68M	1.6%	$51.61	+125.1%	COM	172967424
AAPL	APPLE INC	148,763	$37.75M	1.6%	$91.24	+188.1%	COM	037833100
Q	QNITY ELECTRONICS	306,044	$35.31M	1.5%	$84.91	+19.2%	COM	74743L100
DIS	WALT DISNEY CO.	354,534	$34.17M	1.4%	$98.66	+10.9%	COM	254687106
HSIC	HENRY SCHEIN	450,740	$33.22M	1.4%	$77.85	+0.3%	COM	806407102
VWO	VANGUARD EMERG. MARKETS ETF	575,340	$31.1M	1.3%	$41.80	—	ETF	922042858
TJX	TJX COS INC	150,565	$24.05M	1.0%	$53.49	+188.3%	COM	872540109
VTV	VANGUARD VALUE	121,469	$23.83M	1.0%	$111.80	—	ETF	922908744
EFG	iSHARES EAFE GROWTH ETF	173,883	$19.37M	0.8%	$78.14	—	ETF	464288885
LW	LAMB WESTON	418,460	$17.68M	0.7%	$46.46	-1.7%	COM	513272104
PM	PHILIP MORRIS INTl.	106,754	$17.65M	0.7%	$56.53	+211.2%	COM	718172109
VCSH	VANGUARD S/T CORP BOND ETF	216,101	$17.13M	0.7%	$80.05	—	ETF	92206C409
LQDT	LIQUIDITY SERVICES	539,355	$16.49M	0.7%	$10.73	+194.0%	COM	53635B107
VMBS	VANGUARD MBS ETF	331,425	$15.56M	0.7%	$45.02	—	ETF	92206C771
VEA	VANGUARD DEVEL. MARKETS ETF	234,961	$15.06M	0.6%	$44.71	—	ETF	921943858
VO	VANGUARD MID CAP	48,966	$14.06M	0.6%	$195.40	—	ETF	922908629
—	VANGUARD INTERM. TREASURY	231,881	$13.81M	0.6%	$58.56	—	ETF	92206c706
VB	VANGUARD SMALL-CAP ETF	49,228	$12.89M	0.5%	$180.62	—	ETF	922908751
AEM	AGNICO EAGLE	63,400	$12.87M	0.5%	$49.31	+317.8%	COM	008474108
—	ALPHABET A	41,570	$11.95M	0.5%	$196.34	—	COM	38259P508
ESGU	iSHARES ESG AWARE USA	80,000	$11.31M	0.5%	$91.57	—	ETF	46435G425
FMDE	FIDELITY MID CAP	309,865	$11.14M	0.5%	$34.08	—	ETF	31609A503
SPG	SIMON PROPERTY GROUP INC	59,100	$11.02M	0.5%	$107.19	+71.6%	COM	828806109
BND	VANGUARD TOTAL BOND MARKET	146,850	$10.81M	0.5%	$71.49	—	ETF	921937835
DOW	DOW CHEMICAL	241,234	$10.05M	0.4%	$33.36	-12.9%	COM	260557103
EFV	iSHARES EAFE VALUE ETF	134,908	$10.03M	0.4%	$44.45	—	ETF	464288877
VOO	VANGUARD S&P 500 ETF	16,295	$9.737M	0.4%	$488.94	—	ETF	922908363
VZ	VERIZON COMM.	193,643	$9.721M	0.4%	$32.10	+36.5%	COM	92343V104
MDY	SPDR S&P 400 MIDCAP	12,844	$7.922M	0.3%	$297.76	—	ETF	78467Y107
EEM	iSHARES EMERGING MARKETS	125,550	$7.13M	0.3%	$38.45	—	ETF	464287234
—	VISTANCE NETWORKS INC	369,200	$6.719M	0.3%	$18.20	—	COM	20337x109
FISV	FISERV INC	110,159	$6.147M	0.3%	$104.67	-38.9%	COM	337738108
NEAR	iSHARES SHORT MATURITY BOND	119,430	$6.071M	0.3%	$50.16	—	ETF	46431W507
IYW	ISHARES U.S. TECH ETF	32,810	$5.952M	0.3%	$107.51	—	ETF	464287721
TWI	TITAN INTL INC	798,447	$5.517M	0.2%	$11.33	-14.6%	COM	88830M102
VIG	VANGUARD DIV. APPRECIATION ETF	25,265	$5.433M	0.2%	$132.47	—	ETF	921908844
OPCH	OPTION CARE HEALTH INC COM NEW	200,000	$5.384M	0.2%	$15.54	+121.3%	COM	68404L201
IBM	IBM	22,135	$5.365M	0.2%	$120.17	+136.3%	COM	459200101
XLK	SPDR-TECHNOLOGY	38,452	$5.11M	0.2%	$101.88	—	ETF	81369Y803
SPSB	SPDR SHORT-TERM CORPORATE BOND	163,575	$4.919M	0.2%	$30.55	—	ETF	78464A474
CAT	CATERPILLAR INC	6,800	$4.818M	0.2%	$59.60	+1048.4%	COM	149123101
NULV	NUVEEN ESG LARGE CAP VALUE	100,000	$4.55M	0.2%	$36.85	—	ETF	67092P300
KKR	KKR & CO	45,000	$4.162M	0.2%	$39.21	+192.7%	COM	48251W104
EFA	iSHARES DEVELOPED MARKETS	40,500	$3.934M	0.2%	$60.47	—	ETF	464287465
SCHG	SCHWAB U.S. LARGE-CAP ETF	129,510	$3.321M	0.1%	$31.58	—	ETF	808524300
VGK	VANGUARD EUROPE ETF	40,100	$3.305M	0.1%	$77.82	—	ETF	922042874
FMNB	FARMERS NATIONAL BANC COM	250,251	$3.293M	0.1%	$12.19	+8.6%	COM	309627107
NVDA	NVIDIA CORP	16,499	$2.877M	0.1%	$90.93	+105.3%	COM	67066G104
VCIT	VANGUARD INTER-TERM CORP BOND	32,890	$2.722M	0.1%	$84.99	—	ETF	92206C870
KO	COCA COLA CO	35,610	$2.708M	0.1%	$59.00	+26.7%	COM	191216100
VTIP	VANGUARD S-T TIPS	52,425	$2.619M	0.1%	$48.07	—	ETF	922020805
VWNEX	VANGUARD WINDSOR-ADM	35,759	$2.606M	0.1%	$74.15	—	ETF	922018403
DFLV	DFA LRG VALUE ETF	68,994	$2.464M	0.1%	$32.90	—	ETF	25434V666
VEU	VANGUARD TOTAL INTL. ETF	32,015	$2.404M	0.1%	$48.88	—	ETF	922042775
IJR	ISHARES S&P SMALL-CAP ETF	18,991	$2.361M	0.1%	$95.96	—	ETF	464287804
UBSI	UNITED BANKSHARES	56,541	$2.342M	0.1%	$32.64	+29.7%	COM	909907107
—	TETRA TECH INC	76,835	$2.314M	0.1%	$62.73	—	COM	88162g103
XBI	SPDR S&P BIOTECH	18,065	$2.307M	0.1%	$93.47	—	ETF	78464A870
AR	ANTERO RES CORP	54,000	$2.292M	0.1%	$37.80	-10.6%	COM	03674X106
FORA	FORIAN INC COM	1,099,600	$2.276M	0.1%	$5.83	-63.9%	COM	34630N106
MUNI	PIMCO INTERM. MUNI ETF	42,700	$2.229M	0.1%	$52.02	—	ETF	72201R866
SCHM	SCHWAB U.S. MID CAP	67,057	$2.076M	0.1%	$41.00	—	ETF	808524508
MA	MASTERCARD INC	3,887	$1.942M	0.1%	$212.78	+153.3%	COM	57636Q104
VV	VANGUARD LARGE CAP ETF	6,456	$1.929M	0.1%	$150.16	—	ETF	922908637
COR	CENCORA	6,127	$1.925M	0.1%	$100.37	+251.8%	COM	03073E105
VOE	VANGUARD INDEX FDS MCAP VL IDX	10,170	$1.874M	0.1%	$99.99	—	ETF	922908512
VUG	VANGUARD GROWTH	4,269	$1.865M	0.1%	$137.58	—	ETF	922908736
PG	PROCTER & GAMBLE	12,155	$1.756M	0.1%	$95.56	+58.8%	COM	742718109
SUSB	iSHARES ESG 1-5 YR CORPORATE	70,000	$1.755M	0.1%	$25.75	—	ETF	46435G243
OKTA	OKTA INC	22,084	$1.738M	0.1%	$228.61	-62.3%	COM	679295105
SPY	SPDR S&P 500 ETF	2,613	$1.699M	0.1%	$406.37	—	ETF	78462F103
MINT	PIMCO ENHANCED SHORT MATURITY	15,970	$1.606M	0.1%	$101.55	—	ETF	72201R833
PH	PARKER HANNIFIN	1,792	$1.604M	0.1%	$291.08	+229.1%	COM	701094104
DFSTX	DFA SMALL CAP ETF	21,260	$1.512M	0.1%	$63.52	—	ETF	233203843
CFG	CITIZENS FINL	25,000	$1.499M	0.1%	$33.59	+87.9%	COM	174610105
XOM	EXXON MOBIL	8,819	$1.496M	0.1%	$60.08	+130.9%	COM	30231G102
META	META PLATFORMS INC CL A	2,517	$1.44M	0.1%	$454.93	+44.1%	COM	30303M102
SCHB	SCHWAB U.S. BROAD MARKET	54,723	$1.374M	0.1%	$33.21	—	ETF	808524102
ESGE	iSHARES ESG AWARE EMERGING MKT	30,000	$1.364M	0.1%	$43.30	—	ETF	46434G863
HD	HOME DEPOT INC.	4,076	$1.341M	0.1%	$246.09	+53.2%	COM	437076102
GPC	GENUINE PARTS CO COM	12,500	$1.322M	0.1%	$133.51	0.0%	COM	372460105
FINFX	FUNDAMENTAL INVS CL F2 SHS	14,587	$1.293M	0.1%	$93.39	—	SHS	360802821
TWLO	TWILIO INC	10,000	$1.258M	0.1%	$37.47	+225.2%	COM	90138F102
V	VISA INC CL A	4,078	$1.233M	0.1%	$166.82	+97.3%	COM	92826C839
—	NEUBERGER BRMN. MLP INCOME	115,000	$1.209M	0.1%	$5.38	—	MLP	64129H104
IWD	iSHARES RUSSELL 1000 VALUE	5,358	$1.145M	0.0%	$91.70	—	ETF	464287598
MTB	M & T BK CORP COM	5,475	$1.132M	0.0%	$139.74	+58.3%	COM	55261F104
PNC	PNC FINANCIAL	5,106	$1.063M	0.0%	$84.41	+166.5%	COM	693475105
TFC	TRUIST FINL CORP	22,600	$1.039M	0.0%	$37.02	+38.2%	COM	89832Q109
PEP	PEPSICO INC	6,655	$1.034M	0.0%	$91.66	+68.8%	COM	713448108
—	SPDR SHORT TERM MUNICIPAL	21,400	$1.024M	0.0%	$46.09	—	ETF	78468r739
MRK	MERCK & CO. INC.	8,045	$968K	0.0%	$58.28	+96.1%	COM	58933Y105
IVV	ISHARES TR S&P 500 INDEX	1,403	$916K	0.0%	$446.72	—	ETF	464287200
RJF	RAYMOND JAMES FINL	6,250	$905K	0.0%	$101.38	+63.1%	COM	754730109
—	CHECK POINT SOFTWARE	5,963	$852K	0.0%	$125.62	—	COM	m22465104
IAU	ISHARES GOLD TRUST	9,376	$827K	0.0%	$34.75	—	ETF	464285204
BAC	BANK OF AMERICA	16,500	$804K	0.0%	$28.79	+86.4%	COM	060505104
SWPPX	SCHWAB S&P 500 INDEX	47,925	$804K	0.0%	$25.47	—	ETF	808509855
ABT	ABBOTT LABS	7,457	$766K	0.0%	$85.48	+35.0%	COM	002824100
IWB	ISHARES RUSSELL 1000 ETF	2,100	$749K	0.0%	$120.08	—	ETF	464287622
—	GENERAL ELECTRIC	2,261	$642K	0.0%	$63.76	—	COM	369604103
FHI	FEDERATED HERMES	11,054	$627K	0.0%	$32.22	+66.2%	COM	314211103
IVW	iSHARES S&P 500 GROWTH	5,534	$626K	0.0%	$92.83	—	ETF	464287309
BIV	VANGUARD INTERM-TERM BOND	7,770	$600K	0.0%	$77.18	—	ETF	921937819
LAB	STANDARD BIOTOOLS INC COM	632,392	$581K	0.0%	$1.35	0.0%	COM	34385P108
MO	ALTRIA GROUP INC.	8,718	$575K	0.0%	$21.10	+198.7%	COM	02209S103
BIL	SPDR SERIES TRUST SPDR BLOOMBE	5,700	$522K	0.0%	$91.68	—	ETF	78468R663
VBR	VANGUARD SMALL CAP VALUE ETF	2,311	$502K	0.0%	$138.46	—	ETF	922908611
PFF	iSHARES PREFERRED STOCK	16,500	$500K	0.0%	$36.35	—	ETF	464288687
DLN	WISDOMTREE LARGECAP DIV	5,540	$495K	0.0%	$63.45	—	ETF	97717W307
AMGN	AMGEN INC	1,405	$494K	0.0%	$205.58	+70.1%	COM	031162100
IJH	ISHARES CORE S&P MID-CAP ETF	7,120	$481K	0.0%	$102.20	—	ETF	464287507
—	FLEX LTD ORD	7,243	$474K	0.0%	$49.92	—	COM	y2573f102
GEV	GE VERNOVA INC COM	543	$474K	0.0%	$415.97	+77.2%	COM	36828A101
COP	CONOCOPHILLIPS	3,568	$471K	0.0%	$48.07	+113.5%	COM	20825C104
DFAT	DIMENSIONAL ETF TRUST US TARGE	7,359	$460K	0.0%	$44.78	—	ETF	25434V609
TSLA	TESLA MOTORS	1,225	$455K	0.0%	$291.44	+46.2%	COM	88160R101
DFIV	DFA INTL. VALUE ETF	8,302	$438K	0.0%	$52.78	—	ETF	25434V807
MDYV	SPDR S&P 400 MID CAP VALUE	5,111	$435K	0.0%	$44.34	—	ETF	78464A839
WMT	WAL-MART STORES	3,477	$432K	0.0%	$56.04	+117.8%	COM	931142103
COST	COSTCO WHOLESALE	412	$411K	0.0%	$588.37	+63.8%	COM	22160K105
BLK	BLACKROCK INC	412	$396K	0.0%	$1097.38	0.0%	COM	09290D101
IWM	ISHARES RUSSELL 2000 INDEX	1,516	$376K	0.0%	$178.84	—	ETF	464287655
ABBV	ABBVIE INC.	1,726	$375K	0.0%	$81.38	+173.5%	COM	00287Y109
CMNIX	CALAMOS INVT TR NEW MKT NEUTRA	23,662	$372K	0.0%	$15.13	—	COM	128119880
HTFL	HEARTFLOW INC COM	14,000	$341K	0.0%	$30.58	-5.3%	COM	42238D107
AVGO	BROADCOM LTD SHS	1,080	$334K	0.0%	$215.92	+54.8%	COM	11135F101
BOX	BOX INC CL A	14,000	$331K	0.0%	$11.35	+125.7%	COM	10316T104
DVY	iSHARES DIVIDEND	2,076	$314K	0.0%	$107.87	—	ETF	464287168
LYFT	LYFT INC	23,014	$306K	0.0%	$54.63	-69.3%	COM	55087P104
VYMI	VANGUARD INTL. HIGH DIVIDEND E	3,200	$302K	0.0%	$66.49	—	ETF	921946794
LIGRX	NATIXIS LOOMIS SAYLES INV GRAD	29,945	$292K	0.0%	$9.83	—	ETF	543487144
LLY	LILLY ELI & CO.	313	$288K	0.0%	$1047.09	0.0%	COM	532457108
FFIV	F5 NETWORKS INC	991	$287K	0.0%	$279.42	-2.5%	COM	315616102
SLB	SCHLUMBERGER	5,556	$286K	0.0%	$36.06	+33.9%	COM	806857108
ASML	ASML HOLDING N V N Y REGISTRY	215	$284K	0.0%	$968.09	—	COM	N07059210
PSX	PHILLIPS 66	1,500	$273K	0.0%	$147.11	0.0%	COM	718546104
TMO	THERMO FISHER SCIENTIFIC	552	$271K	0.0%	$528.90	+8.6%	COM	883556102
—	NUVEEN NY AMT-FREE MUN	26,000	$265K	0.0%	$12.87	—	SHS	670656107
CNO	CNO FINANCIAL	6,423	$264K	0.0%	$31.37	+35.1%	COM	12621E103
AMD	ADVANCED MICRO DEVICES INC	1,241	$252K	0.0%	$224.60	-1.3%	COM	007903107
FOR	D R HORTON	1,750	$240K	0.0%	$19.33	+41.9%	COM	346232101
ATRA	ATARA BIOTHERAPEUTICS COM NEW	50,000	$237K	0.0%	$12.11	-45.6%	COM	046513206
PPG	PPG INDUSTRIES	2,211	$236K	0.0%	$110.91	+5.4%	COM	693506107
QQQ	NASDAQ 100 SHARES	409	$236K	0.0%	$577.18	—	ETF	46090E103
EMR	ENBRIDGE INC	4,191	$227K	0.0%	$135.48	+9.6%	COM	291011104
LOW	LOWE'S COMPANIES	950	$224K	0.0%	$95.87	+183.2%	COM	548661107
—	LINDE PLC	450	$223K	0.0%	$495.76	—	COM	G5494J103
AFL	AFLAC INC	2,000	$219K	0.0%	$98.75	+12.6%	COM	001055102
SWKS	SKYWORKS SOLUTIONS INC.	4,000	$214K	0.0%	$83.08	-27.8%	COM	83088M102
CL	COLGATE PALMOLIVE CO	2,500	$213K	0.0%	$88.75	0.0%	COM	194162103
CMCSA	COMCAST CORP.	7,284	$209K	0.0%	$28.53	+4.5%	COM	20030N101
HON	HONEYWELL INTL	924	$209K	0.0%	$172.77	+30.8%	COM	438516106
DHR	DANAHER CORP.	1,101	$209K	0.0%	$224.08	+0.3%	COM	235851102
MDLZ	MONDELEZ INTL	3,524	$203K	0.0%	$58.16	0.0%	COM	609207105
NFLX	NETFLIX INC.	2,110	$203K	0.0%	$100.72	-16.8%	COM	64110L106
—	NUVEEN MUNI VALUE	20,000	$180K	0.0%	$9.84	—	COM	670928100
PFXF	VANECK VECTORS PFD. SEC. EX-FI	10,000	$175K	0.0%	$18.28	—	ETF	92189F429
—	PUTNAM MUNI OPPORT TRUST	12,500	$129K	0.0%	$11.71	—	ETF	746922103
CLVT	CLARIVATE PLC ORD SHS	50,000	$127K	0.0%	$2.59	0.0%	COM	G21810109
—	QVC GROUP INC. NT CAL 31 8.000	49,009	$124K	0.0%	$22.07	—	COM	74915M308
—	NUVEEN ARIZONA QLTY MUNI	10,000	$120K	0.0%	$14.70	—	COM	67061W104
EOSE	EOS ENERGY ENTERPRISES COM CL	20,000	$99,200	0.0%	$4.87	+184.0%	COM	29415C101
—	VYNE THERAP.	51,472	$30,755	0.0%	$2.84	—	COM	92941V209
ANIX	ANIXA BIOSCIENCES INC COM	10,000	$25,800	0.0%	$3.99	-23.1%	COM	03528H109