Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	555,914	$19.82M	7.1%	$31.80	—	INTL EQTY ETF	808524805
IEI	ISHARES TR	115,109	$13.27M	4.8%	$118.74	—	3 7 YR TREAS BD	464288661
MBB	ISHARES TR	122,105	$11.39M	4.1%	$98.05	—	MBS ETF	464288588
HYGV	FLEXSHARES TR	273,828	$11.07M	4.0%	$45.27	—	HIG YLD VL ETF	33939L662
SPDW	SPDR INDEX SHS FDS	289,390	$9.417M	3.4%	$27.53	—	PORTFOLIO DEVLPD	78463X889
MBSD	FLEXSHARES TR	406,065	$8.278M	3.0%	$22.65	—	DISCP DUR MBS	33939L779
AAPL	APPLE INC	36,172	$7.016M	2.5%	$90.46	+90.2%	COM	037833100
IJH	ISHARES TR	23,393	$6.117M	2.2%	$137.93	—	CORE S&P MCP ETF	464287507
MSFT	MICROSOFT CORP	17,273	$5.882M	2.1%	$51.49	+496.6%	COM	594918104
IJR	ISHARES TR	57,016	$5.682M	2.0%	$81.37	—	CORE S&P SCP ETF	464287804
SCHE	SCHWAB STRATEGIC TR	218,183	$5.374M	1.9%	$25.48	—	EMRG MKTEQ ETF	808524706
GUNR	FLEXSHARES TR	133,223	$5.338M	1.9%	$34.75	—	MORNSTAR UPSTR	33939L407
SKOR	FLEXSHARES TR	109,080	$5.111M	1.8%	$51.97	—	CR SCD US BD	33939L761
XLK	SELECT SECTOR SPDR TR	26,796	$4.659M	1.7%	$69.25	—	TECHNOLOGY	81369Y803
IEF	ISHARES TR	41,810	$4.039M	1.5%	$104.10	—	7-10 YR TRSY BD	464287440
RAVI	FLEXSHARES TR	53,415	$4.004M	1.4%	$75.43	—	FLEXSHARES ULTRA	33939L886
SPEM	SPDR INDEX SHS FDS	107,570	$3.698M	1.3%	$34.24	—	PORTFOLIO EMG MK	78463X509
CVX	CHEVRON CORP NEW	23,104	$3.635M	1.3%	$71.95	+99.1%	COM	166764100
LOW	LOWES COS INC	15,871	$3.582M	1.3%	$34.82	+467.9%	COM	548661107
TLT	ISHARES TR	32,845	$3.381M	1.2%	$121.85	—	20 YR TR BD ETF	464287432
MCHP	MICROCHIP TECHNOLOGY INC.	35,785	$3.206M	1.2%	$47.62	+55.0%	COM	595017104
GQRE	FLEXSHARES TR	58,738	$3.115M	1.1%	$56.20	—	GLB QLT R/E IDX	33939L787
NFRA	FLEXSHARES TR	59,294	$3.105M	1.1%	$52.16	—	STOXX GLOBR INF	33939L795
XLV	SELECT SECTOR SPDR TR	21,190	$2.813M	1.0%	$89.76	—	SBI HEALTHCARE	81369Y209
GOOGL	ALPHABET INC	23,392	$2.8M	1.0%	$107.05	+6.7%	CAP STK CL A	02079K305
XLY	SELECT SECTOR SPDR TR	16,375	$2.781M	1.0%	$82.61	—	SBI CONS DISCR	81369Y407
IGSB	ISHARES TR	55,220	$2.77M	1.0%	$50.77	—	ISHS 1-5YR INVS	464288646
XOM	EXXON MOBIL CORP	25,717	$2.758M	1.0%	$56.37	+76.7%	COM	30231G102
SCHB	SCHWAB STRATEGIC TR	53,102	$2.745M	1.0%	$56.28	—	US BRD MKT ETF	808524102
NVDA	NVIDIA CORPORATION	6,175	$2.612M	0.9%	$19.87	+67.0%	COM	67066G104
ABT	ABBOTT LABS	23,242	$2.534M	0.9%	$37.89	+167.8%	COM	002824100
PG	PROCTER AND GAMBLE CO	16,418	$2.491M	0.9%	$55.67	+153.9%	COM	742718109
JPM	JPMORGAN CHASE & CO	16,659	$2.423M	0.9%	$85.82	+51.1%	COM	46625H100
PFE	PFIZER INC	64,003	$2.348M	0.8%	$21.08	+57.6%	COM	717081103
EFA	ISHARES TR	31,987	$2.319M	0.8%	$64.30	—	MSCI EAFE ETF	464287465
CRM	SALESFORCE INC	10,531	$2.225M	0.8%	$72.34	+178.8%	COM	79466L302
VEU	VANGUARD INTL EQUITY INDEX F	40,709	$2.215M	0.8%	$47.99	—	ALLWRLD EX US	922042775
CAT	CATERPILLAR INC	8,488	$2.088M	0.8%	$90.07	+137.3%	COM	149123101
IGLB	ISHARES TR	38,195	$1.969M	0.7%	$53.04	—	10+ YR INVST GRD	464289511
XLE	SELECT SECTOR SPDR TR	23,738	$1.927M	0.7%	$41.52	—	ENERGY	81369Y506
ICE	INTERCONTINENTAL EXCHANGE IN	16,138	$1.825M	0.7%	$49.34	+112.2%	COM	45866F104
SUB	ISHARES TR	17,523	$1.823M	0.7%	$105.95	—	SHRT NAT MUN ETF	464288158
KO	COCA COLA CO	29,767	$1.793M	0.6%	$28.16	+103.7%	COM	191216100
AMZN	AMAZON COM INC	13,660	$1.781M	0.6%	$119.34	-4.3%	COM	023135106
XLI	SELECT SECTOR SPDR TR	16,275	$1.747M	0.6%	$64.17	—	SBI INT-INDS	81369Y704
TDTT	FLEXSHARES TR	72,990	$1.717M	0.6%	$24.81	—	IBOXX 3R TARGT	33939L506
SPTL	SPDR SER TR	54,825	$1.639M	0.6%	$33.60	—	PORTFOLIO LN TSR	78464A664
LLY	LILLY ELI & CO	3,236	$1.518M	0.5%	$115.08	+257.6%	COM	532457108
META	META PLATFORMS INC	5,226	$1.5M	0.5%	$177.06	+38.4%	CL A	30303M102
SCHA	SCHWAB STRATEGIC TR	34,224	$1.499M	0.5%	$51.23	—	US SML CAP ETF	808524607
XLF	SELECT SECTOR SPDR TR	44,337	$1.495M	0.5%	$28.01	—	FINANCIAL	81369Y605
DIS	DISNEY WALT CO	16,666	$1.488M	0.5%	$70.24	+31.8%	COM	254687106
AXP	AMERICAN EXPRESS CO	8,325	$1.45M	0.5%	$63.59	+145.6%	COM	025816109
ORCL	ORACLE CORP	12,112	$1.442M	0.5%	$58.90	+70.4%	COM	68389X105
KLAC	KLA CORP	2,833	$1.374M	0.5%	$108.03	+277.5%	COM NEW	482480100
CMF	ISHARES TR	23,875	$1.36M	0.5%	$70.71	—	CALIF MUN BD ETF	464288356
XLC	SELECT SECTOR SPDR TR	19,454	$1.266M	0.5%	$51.41	—	COMMUNICATION	81369Y852
SCHM	SCHWAB STRATEGIC TR	17,801	$1.264M	0.5%	$67.30	—	US MID-CAP ETF	808524508
TJX	TJX COS INC NEW	14,860	$1.26M	0.5%	$46.94	+62.2%	COM	872540109
XLP	SELECT SECTOR SPDR TR	16,829	$1.248M	0.5%	$49.40	—	SBI CONS STPLS	81369Y308
HYG	ISHARES TR	16,540	$1.242M	0.4%	$75.22	—	IBOXX HI YD ETF	464288513
XLB	SELECT SECTOR SPDR TR	14,306	$1.186M	0.4%	$49.69	—	SBI MATERIALS	81369Y100
WMT	WALMART INC	7,472	$1.174M	0.4%	$19.90	+146.0%	COM	931142103
PEP	PEPSICO INC	6,219	$1.152M	0.4%	$63.04	+170.6%	COM	713448108
DLTR	DOLLAR TREE INC	7,728	$1.109M	0.4%	$89.35	+64.7%	COM	256746108
DHR	DANAHER CORPORATION	4,585	$1.1M	0.4%	$46.06	+353.2%	COM	235851102
VGT	VANGUARD WORLD FDS	2,421	$1.07M	0.4%	$216.28	—	INF TECH ETF	92204A702
MRSH	MARSH & MCLENNAN COS INC	5,689	$1.07M	0.4%	$96.58	+76.5%	COM	571748102
ABBV	ABBVIE INC	7,644	$1.03M	0.4%	$63.49	+110.6%	COM	00287Y109
GNR	SPDR INDEX SHS FDS	18,980	$1.023M	0.4%	$33.72	—	GLB NAT RESRCE	78463X541
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,959	$1.009M	0.4%	$175.23	+86.3%	CL B NEW	084670702
ALL	ALLSTATE CORP	8,962	$977K	0.4%	$58.29	+83.2%	COM	020002101
MDLZ	MONDELEZ INTL INC	13,234	$965K	0.3%	$35.68	+92.1%	CL A	609207105
HD	HOME DEPOT INC	3,105	$965K	0.3%	$96.45	+186.6%	COM	437076102
ADBE	ADOBE SYSTEMS INCORPORATED	1,930	$944K	0.3%	$405.13	-0.6%	COM	00724F101
ICSH	ISHARES TR	18,300	$920K	0.3%	$50.14	—	BLACKROCK ULTRA	46434V878
CVS	CVS HEALTH CORP	13,112	$906K	0.3%	$49.64	+29.5%	COM	126650100
VWO	VANGUARD INTL EQUITY INDEX F	22,055	$897K	0.3%	$40.40	—	FTSE EMR MKT ETF	922042858
VTI	VANGUARD INDEX FDS	3,985	$878K	0.3%	$128.77	—	TOTAL STK MKT	922908769
XLU	SELECT SECTOR SPDR TR	13,242	$867K	0.3%	$45.07	—	SBI INT-UTILS	81369Y886
IGIB	ISHARES TR	17,050	$862K	0.3%	$64.26	—	ISHS 5-10YR INVT	464288638
ADP	AUTOMATIC DATA PROCESSING IN	3,900	$857K	0.3%	$79.47	+155.8%	COM	053015103
CME	CME GROUP INC	4,585	$850K	0.3%	$50.57	+229.3%	COM	12572Q105
ZBH	ZIMMER BIOMET HOLDINGS INC	5,791	$843K	0.3%	$111.73	+18.7%	COM	98956P102
XLRE	SELECT SECTOR SPDR TR	22,165	$835K	0.3%	$32.33	—	RL EST SEL SEC	81369Y860
MA	MASTERCARD INCORPORATED	2,070	$814K	0.3%	$327.17	+13.0%	CL A	57636Q104
BA	BOEING CO	3,839	$811K	0.3%	$256.34	-19.0%	COM	097023105
WFC	WELLS FARGO CO NEW	16,700	$713K	0.3%	$29.49	+27.6%	COM	949746101
AMT	AMERICAN TOWER CORP NEW	3,624	$703K	0.3%	$122.22	+45.7%	COM	03027X100
MRK	MERCK & CO INC	6,083	$702K	0.3%	$60.29	+73.3%	COM	58933Y105
IBM	INTERNATIONAL BUSINESS MACHS	5,120	$685K	0.2%	$114.15	+3.4%	COM	459200101
CMCSA	COMCAST CORP NEW	15,999	$665K	0.2%	$36.87	-0.6%	CL A	20030N101
CMG	CHIPOTLE MEXICAN GRILL INC	304	$650K	0.2%	$28.65	+38.1%	COM	169656105
VIG	VANGUARD SPECIALIZED FUNDS	3,829	$622K	0.2%	$83.79	—	DIV APP ETF	921908844
JNJ	JOHNSON & JOHNSON	3,710	$614K	0.2%	$61.40	+142.5%	COM	478160104
TPR	TAPESTRY INC	14,173	$607K	0.2%	$22.01	+76.0%	COM	876030107
PLD	PROLOGIS INC.	4,875	$598K	0.2%	$57.67	+95.7%	COM	74340W103
NEE	NEXTERA ENERGY INC	7,840	$582K	0.2%	$61.23	+14.3%	COM	65339F101
HON	HONEYWELL INTL INC	2,779	$577K	0.2%	$141.48	+24.1%	COM	438516106
BX	BLACKSTONE INC	6,173	$574K	0.2%	$95.36	-15.9%	COM	09260D107
EL	LAUDER ESTEE COS INC	2,780	$546K	0.2%	$179.49	+12.3%	CL A	518439104
CSCO	CISCO SYS INC	10,465	$541K	0.2%	$41.47	+9.8%	COM	17275R102
MCD	MCDONALDS CORP	1,786	$533K	0.2%	$100.03	+173.0%	COM	580135101
SPTI	SPDR SER TR	18,575	$525K	0.2%	$29.83	—	PORTFLI INTRMDIT	78464A672
ADI	ANALOG DEVICES INC	2,611	$509K	0.2%	$150.06	+17.9%	COM	032654105
EEM	ISHARES TR	12,733	$504K	0.2%	$43.25	—	MSCI EMG MKT ETF	464287234
—	BLACKROCK INC	718	$496K	0.2%	$740.72	—	COM	09247X101
SPMB	SPDR SER TR	22,465	$492K	0.2%	$21.91	—	PORT MTG BK ETF	78464A383
SCHW	SCHWAB CHARLES CORP	8,327	$472K	0.2%	$69.40	-27.3%	COM	808513105
NSC	NORFOLK SOUTHN CORP	2,034	$461K	0.2%	$168.47	+18.9%	COM	655844108
—	ACTIVISION BLIZZARD INC	5,444	$459K	0.2%	$85.82	—	COM	00507V109
J	JACOBS SOLUTIONS INC	3,835	$456K	0.2%	$95.66	-2.6%	COM	46982L108
VNQ	VANGUARD INDEX FDS	5,450	$455K	0.2%	$69.06	—	REAL ESTATE ETF	922908553
COST	COSTCO WHSL CORP NEW	819	$441K	0.2%	$485.69	+0.3%	COM	22160K105
INTC	INTEL CORP	12,775	$427K	0.2%	$31.11	-1.3%	COM	458140100
PANW	PALO ALTO NETWORKS INC	1,631	$417K	0.2%	$87.18	+19.4%	COM	697435105
D	DOMINION ENERGY INC	8,033	$416K	0.2%	$53.89	-11.7%	COM	25746U109
TSLA	TESLA INC	1,525	$399K	0.1%	$176.12	+13.5%	COM	88160R101
RTX	RAYTHEON TECHNOLOGIES CORP	3,995	$391K	0.1%	$53.70	+71.8%	COM	75513E101
FCX	FREEPORT-MCMORAN INC	9,685	$387K	0.1%	$29.35	+25.2%	CL B	35671D857
FTV	FORTIVE CORP	5,030	$376K	0.1%	$33.58	+48.7%	COM	34959J108
MCHI	ISHARES TR	8,400	$376K	0.1%	$48.54	—	MSCI CHINA ETF	46429B671
AMD	ADVANCED MICRO DEVICES INC	3,250	$370K	0.1%	$81.69	+27.3%	COM	007903107
BMO	BANK MONTREAL QUE	4,000	$361K	0.1%	$49.92	+58.4%	COM	063671101
BIIB	BIOGEN INC	1,268	$361K	0.1%	$204.79	+45.4%	COM	09062X103
MCO	MOODYS CORP	1,015	$353K	0.1%	$101.98	+204.3%	COM	615369105
GSK	GSK PLC	9,613	$343K	0.1%	$35.26	—	SPONSORED ADR	37733W204
COR	AMERISOURCEBERGEN CORP	1,737	$334K	0.1%	$139.82	+20.9%	COM	03073E105
VZ	VERIZON COMMUNICATIONS INC	8,967	$333K	0.1%	$38.52	-19.0%	COM	92343V104
VMBS	VANGUARD SCOTTSDALE FDS	7,058	$325K	0.1%	$49.90	—	MTG-BKD SECS ETF	92206C771
HAL	HALLIBURTON CO	9,768	$322K	0.1%	$16.09	+84.5%	COM	406216101
SBUX	STARBUCKS CORP	3,126	$310K	0.1%	$51.60	+88.5%	COM	855244109
JCI	JOHNSON CTLS INTL PLC	4,466	$304K	0.1%	$57.98	+1.2%	SHS	G51502105
VOX	VANGUARD WORLD FDS	2,786	$296K	0.1%	$95.56	—	COMM SRVC ETF	92204A884
CDW	CDW CORP	1,585	$291K	0.1%	$161.58	+4.5%	COM	12514G108
GOOG	ALPHABET INC	2,370	$287K	0.1%	$95.84	+19.9%	CAP STK CL C	02079K107
UPS	UNITED PARCEL SERVICE INC	1,565	$281K	0.1%	$75.84	+103.8%	CL B	911312106
USB	US BANCORP DEL	8,300	$274K	0.1%	$22.44	+26.6%	COM NEW	902973304
T	AT&T INC	17,018	$271K	0.1%	$16.36	-9.6%	COM	00206R102
MAS	MASCO CORP	4,647	$267K	0.1%	$49.92	0.0%	COM	574599106
GWW	GRAINGER W W INC	336	$265K	0.1%	$621.54	+8.3%	COM	384802104
REZ	ISHARES TR	3,600	$264K	0.1%	$60.00	—	RESIDENTIAL MULT	464288562
UNP	UNION PAC CORP	1,283	$263K	0.1%	$92.85	+101.4%	COM	907818108
MMM	3M CO	2,547	$255K	0.1%	$126.88	-38.9%	COM	88579Y101
LKOR	FLEXSHARES TR	5,575	$243K	0.1%	$52.18	—	CR SCORED LONG	33939L753
VCR	VANGUARD WORLD FDS	849	$240K	0.1%	$252.55	—	CONSUM DIS ETF	92204A108
NUE	NUCOR CORP	1,434	$235K	0.1%	$152.30	-7.9%	COM	670346105
MUB	ISHARES TR	2,200	$235K	0.1%	$112.13	—	NATIONAL MUN ETF	464288414
NKE	NIKE INC	2,113	$233K	0.1%	$97.35	+14.4%	CL B	654106103
TFC	TRUIST FINL CORP	7,680	$233K	0.1%	$39.58	-31.9%	COM	89832Q109
LIN	LINDE PLC	606	$231K	0.1%	$352.90	0.0%	SHS	G54950103
BMY	BRISTOL-MYERS SQUIBB CO	3,538	$226K	0.1%	$38.84	+51.8%	COM	110122108
TROW	PRICE T ROWE GROUP INC	1,981	$222K	0.1%	$73.87	+30.5%	COM	74144T108
FBIN	FORTUNE BRANDS INNOVATIONS I	3,055	$220K	0.1%	$60.80	0.0%	COM	34964C106
DUK	DUKE ENERGY CORP NEW	2,400	$215K	0.1%	$51.19	+66.3%	COM NEW	26441C204
APD	AIR PRODS & CHEMS INC	682	$204K	0.1%	$260.40	+1.9%	COM	009158106
VDE	VANGUARD WORLD FDS	1,801	$203K	0.1%	$120.80	—	ENERGY ETF	92204A306
VFH	VANGUARD WORLD FDS	2,485	$202K	0.1%	$81.24	—	FINANCIALS ETF	92204A405
EWT	ISHARES INC	4,275	$201K	0.1%	$47.02	—	MSCI TAIWAN ETF	46434G772
LYG	LLOYDS BANKING GROUP PLC	10,228	$22,502	0.0%	$2.32	—	SPONSORED ADR	539439109