Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	567,702	$19.28M	7.1%	$31.84	—	INTL EQTY ETF	808524805
IEI	ISHARES TR	141,409	$16M	5.9%	$117.70	—	3 7 YR TREAS BD	464288661
HYGV	FLEXSHARES TR	318,335	$12.66M	4.7%	$44.50	—	HIG YLD VL ETF	33939L662
MBB	ISHARES TR	137,597	$12.22M	4.5%	$97.01	—	MBS ETF	464288588
SPDW	SPDR INDEX SHS FDS	293,080	$9.088M	3.4%	$27.57	—	PORTFOLIO DEVLPD	78463X889
MBSD	FLEXSHARES TR	374,708	$7.393M	2.7%	$22.65	—	DISCP DUR MBS	33939L779
AAPL	APPLE INC	36,157	$6.19M	2.3%	$90.46	+100.4%	COM	037833100
IJH	ISHARES TR	23,609	$5.887M	2.2%	$137.93	—	CORE S&P MCP ETF	464287507
GUNR	FLEXSHARES TR	141,977	$5.742M	2.1%	$35.10	—	MORNSTAR UPSTR	33939L407
SCHE	SCHWAB STRATEGIC TR	232,285	$5.561M	2.1%	$25.39	—	EMRG MKTEQ ETF	808524706
IJR	ISHARES TR	57,596	$5.433M	2.0%	$81.50	—	CORE S&P SCP ETF	464287804
MSFT	MICROSOFT CORP	17,112	$5.403M	2.0%	$51.49	+530.3%	COM	594918104
SKOR	FLEXSHARES TR	108,466	$4.991M	1.8%	$51.97	—	CR SCD US BD	33939L761
XLK	SELECT SECTOR SPDR TR	26,352	$4.32M	1.6%	$69.25	—	TECHNOLOGY	81369Y803
RAVI	FLEXSHARES TR	53,890	$4.048M	1.5%	$75.43	—	FLEXSHARES ULTRA	33939L886
CVX	CHEVRON CORP NEW	23,118	$3.898M	1.4%	$71.95	+102.6%	COM	166764100
IEF	ISHARES TR	41,205	$3.774M	1.4%	$104.10	—	7-10 YR TRSY BD	464287440
SPEM	SPDR INDEX SHS FDS	109,745	$3.684M	1.4%	$34.23	—	PORTFOLIO EMG MK	78463X509
LOW	LOWES COS INC	15,546	$3.231M	1.2%	$34.82	+517.1%	COM	548661107
GQRE	FLEXSHARES TR	64,056	$3.134M	1.2%	$55.60	—	GLB QLT R/E IDX	33939L787
NFRA	FLEXSHARES TR	63,369	$3.069M	1.1%	$51.92	—	STOXX GLOBR INF	33939L795
GOOGL	ALPHABET INC	23,019	$3.012M	1.1%	$107.05	+19.9%	CAP STK CL A	02079K305
XOM	EXXON MOBIL CORP	25,347	$2.98M	1.1%	$56.37	+79.2%	COM	30231G102
IGSB	ISHARES TR	57,720	$2.876M	1.1%	$50.73	—	ISHS 1-5YR INVS	464288646
MCHP	MICROCHIP TECHNOLOGY INC.	35,515	$2.772M	1.0%	$47.62	+65.3%	COM	595017104
XLV	SELECT SECTOR SPDR TR	20,840	$2.683M	1.0%	$89.76	—	SBI HEALTHCARE	81369Y209
TLT	ISHARES TR	29,695	$2.634M	1.0%	$121.85	—	20 YR TR BD ETF	464287432
XLY	SELECT SECTOR SPDR TR	16,276	$2.62M	1.0%	$82.61	—	SBI CONS DISCR	81369Y407
SCHB	SCHWAB STRATEGIC TR	49,407	$2.463M	0.9%	$56.28	—	US BRD MKT ETF	808524102
JPM	JPMORGAN CHASE & CO	16,129	$2.339M	0.9%	$85.82	+65.8%	COM	46625H100
NVDA	NVIDIA CORPORATION	5,360	$2.332M	0.9%	$19.87	+125.4%	COM	67066G104
PG	PROCTER AND GAMBLE CO	15,831	$2.309M	0.9%	$55.67	+158.9%	COM	742718109
CAT	CATERPILLAR INC	8,386	$2.289M	0.8%	$90.07	+190.3%	COM	149123101
ABT	ABBOTT LABS	22,815	$2.21M	0.8%	$37.89	+165.1%	COM	002824100
EFA	ISHARES TR	32,022	$2.207M	0.8%	$64.30	—	MSCI EAFE ETF	464287465
XLE	SELECT SECTOR SPDR TR	23,636	$2.136M	0.8%	$41.52	—	ENERGY	81369Y506
IGLB	ISHARES TR	45,060	$2.124M	0.8%	$52.14	—	10+ YR INVST GRD	464289511
PFE	PFIZER INC	63,823	$2.117M	0.8%	$21.08	+45.0%	COM	717081103
CRM	SALESFORCE INC	10,371	$2.103M	0.8%	$72.34	+195.1%	COM	79466L302
VEU	VANGUARD INTL EQUITY INDEX F	39,109	$2.029M	0.8%	$47.99	—	ALLWRLD EX US	922042775
SUB	ISHARES TR	18,530	$1.906M	0.7%	$105.78	—	SHRT NAT MUN ETF	464288158
AMZN	AMAZON COM INC	13,639	$1.734M	0.6%	$119.34	+12.3%	COM	023135106
ICE	INTERCONTINENTAL EXCHANGE IN	15,569	$1.713M	0.6%	$49.34	+125.3%	COM	45866F104
KO	COCA COLA CO	29,154	$1.632M	0.6%	$28.16	+97.9%	COM	191216100
XLI	SELECT SECTOR SPDR TR	15,928	$1.615M	0.6%	$64.17	—	INDL	81369Y704
LLY	ELI LILLY & CO	2,903	$1.559M	0.6%	$115.08	+340.4%	COM	532457108
XLF	SELECT SECTOR SPDR TR	45,590	$1.512M	0.6%	$28.15	—	FINANCIAL	81369Y605
SCHA	SCHWAB STRATEGIC TR	36,494	$1.512M	0.6%	$50.62	—	US SML CAP ETF	808524607
META	META PLATFORMS INC	5,001	$1.501M	0.6%	$177.06	+69.0%	CL A	30303M102
CMF	ISHARES TR	25,950	$1.423M	0.5%	$69.44	—	CALIF MUN BD ETF	464288356
DIS	DISNEY WALT CO	16,980	$1.376M	0.5%	$70.49	+18.4%	COM	254687106
XLC	SELECT SECTOR SPDR TR	20,050	$1.315M	0.5%	$51.83	—	COMMUNICATION	81369Y852
ORCL	ORACLE CORP	12,322	$1.305M	0.5%	$59.82	+88.5%	COM	68389X105
TJX	TJX COS INC NEW	14,540	$1.292M	0.5%	$46.94	+81.8%	COM	872540109
SCHM	SCHWAB STRATEGIC TR	19,069	$1.291M	0.5%	$67.33	—	US MID-CAP ETF	808524508
KLAC	KLA CORP	2,693	$1.235M	0.5%	$108.03	+334.6%	COM NEW	482480100
AXP	AMERICAN EXPRESS CO	8,235	$1.229M	0.5%	$63.59	+149.9%	COM	025816109
TDTT	FLEXSHARES TR	51,740	$1.2M	0.4%	$24.81	—	IBOXX 3R TARGT	33939L506
WMT	WALMART INC	7,432	$1.189M	0.4%	$19.90	+160.4%	COM	931142103
XLP	SELECT SECTOR SPDR TR	17,090	$1.176M	0.4%	$49.69	—	SBI CONS STPLS	81369Y308
GNR	SPDR INDEX SHS FDS	21,070	$1.174M	0.4%	$35.90	—	GLB NAT RESRCE	78463X541
DHR	DANAHER CORPORATION	4,525	$1.123M	0.4%	$46.06	+378.0%	COM	235851102
ABBV	ABBVIE INC	7,524	$1.122M	0.4%	$63.49	+113.1%	COM	00287Y109
XLB	SELECT SECTOR SPDR TR	14,188	$1.114M	0.4%	$49.69	—	SBI MATERIALS	81369Y100
SPTL	SPDR SER TR	42,250	$1.105M	0.4%	$33.60	—	PORTFOLIO LN TSR	78464A664
MRSH	MARSH & MCLENNAN COS INC	5,582	$1.062M	0.4%	$96.58	+91.1%	COM	571748102
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,899	$1.016M	0.4%	$175.23	+102.5%	CL B NEW	084670702
ALL	ALLSTATE CORP	8,837	$985K	0.4%	$58.29	+77.7%	COM	020002101
ADBE	ADOBE INC	1,885	$961K	0.4%	$405.13	+29.5%	COM	00724F101
VGT	VANGUARD WORLD FDS	2,276	$944K	0.3%	$216.28	—	INF TECH ETF	92204A702
ADP	AUTOMATIC DATA PROCESSING IN	3,865	$930K	0.3%	$79.47	+190.9%	COM	053015103
CME	CME GROUP INC	4,585	$918K	0.3%	$50.57	+256.3%	COM	12572Q105
CVS	CVS HEALTH CORP	13,122	$916K	0.3%	$49.64	+30.1%	COM	126650100
MDLZ	MONDELEZ INTL INC	13,134	$912K	0.3%	$35.68	+88.4%	CL A	609207105
PEP	PEPSICO INC	5,371	$910K	0.3%	$63.04	+165.2%	COM	713448108
HD	HOME DEPOT INC	2,980	$900K	0.3%	$96.45	+214.1%	COM	437076102
IGIB	ISHARES TR	17,609	$857K	0.3%	$63.76	—	ISHS 5-10YR INVT	464288638
SPMB	SPDR SER TR	41,075	$854K	0.3%	$21.41	—	PORT MTG BK ETF	78464A383
ICSH	ISHARES TR	16,100	$811K	0.3%	$50.14	—	BLACKROCK ULTRA	46434V878
VTI	VANGUARD INDEX FDS	3,780	$803K	0.3%	$128.77	—	TOTAL STK MKT	922908769
DLTR	DOLLAR TREE INC	7,484	$797K	0.3%	$89.35	+49.9%	COM	256746108
MA	MASTERCARD INCORPORATED	2,008	$795K	0.3%	$327.17	+21.1%	CL A	57636Q104
IBM	INTERNATIONAL BUSINESS MACHS	5,350	$751K	0.3%	$114.90	+14.7%	COM	459200101
XLU	SELECT SECTOR SPDR TR	12,633	$744K	0.3%	$45.07	—	SBI INT-UTILS	81369Y886
XLRE	SELECT SECTOR SPDR TR	21,479	$732K	0.3%	$32.33	—	RL EST SEL SEC	81369Y860
BA	BOEING CO	3,779	$724K	0.3%	$256.34	-14.6%	COM	097023105
CMCSA	COMCAST CORP NEW	16,239	$720K	0.3%	$36.93	+12.3%	CL A	20030N101
AGG	ISHARES TR	7,550	$710K	0.3%	$94.04	—	CORE US AGGBD ET	464287226
WFC	WELLS FARGO CO NEW	16,700	$682K	0.3%	$29.49	+38.0%	COM	949746101
BX	BLACKSTONE INC	6,113	$655K	0.2%	$95.36	+2.2%	COM	09260D107
ZBH	ZIMMER BIOMET HOLDINGS INC	5,691	$639K	0.2%	$111.73	+11.1%	COM	98956P102
CSCO	CISCO SYS INC	11,515	$619K	0.2%	$42.27	+19.0%	COM	17275R102
MRK	MERCK & CO INC	5,958	$613K	0.2%	$60.29	+65.6%	COM	58933Y105
VWO	VANGUARD INTL EQUITY INDEX F	15,540	$609K	0.2%	$40.40	—	FTSE EMR MKT ETF	922042858
VIG	VANGUARD SPECIALIZED FUNDS	3,829	$595K	0.2%	$83.79	—	DIV APP ETF	921908844
CMG	CHIPOTLE MEXICAN GRILL INC	315	$577K	0.2%	$29.01	+34.4%	COM	169656105
JNJ	JOHNSON & JOHNSON	3,530	$550K	0.2%	$61.40	+149.7%	COM	478160104
PLD	PROLOGIS INC.	4,875	$547K	0.2%	$57.67	+95.9%	COM	74340W103
AMT	AMERICAN TOWER CORP NEW	3,305	$544K	0.2%	$122.22	+37.2%	COM	03027X100
HON	HONEYWELL INTL INC	2,882	$532K	0.2%	$142.64	+21.9%	COM	438516106
ADI	ANALOG DEVICES INC	2,988	$523K	0.2%	$153.45	+15.3%	COM	032654105
T	AT&T INC	34,443	$517K	0.2%	$14.64	-11.5%	COM	00206R102
J	JACOBS SOLUTIONS INC	3,650	$498K	0.2%	$95.66	+10.4%	COM	46982L108
—	BLACKROCK INC	726	$469K	0.2%	$739.69	—	COM	09247X101
EEM	ISHARES TR	12,243	$465K	0.2%	$43.25	—	MSCI EMG MKT ETF	464287234
MCD	MCDONALDS CORP	1,726	$455K	0.2%	$100.03	+169.4%	COM	580135101
INTC	INTEL CORP	12,675	$451K	0.2%	$31.11	+10.0%	COM	458140100
COST	COSTCO WHSL CORP NEW	787	$445K	0.2%	$485.69	+9.6%	COM	22160K105
SCHW	SCHWAB CHARLES CORP	7,967	$437K	0.2%	$69.40	-15.8%	COM	808513105
NEE	NEXTERA ENERGY INC	7,620	$437K	0.2%	$61.23	+5.2%	COM	65339F101
NSC	NORFOLK SOUTHN CORP	2,100	$414K	0.2%	$169.62	+20.9%	COM	655844108
VNQ	VANGUARD INDEX FDS	5,425	$410K	0.2%	$69.06	—	REAL ESTATE ETF	922908553
TSLA	TESLA INC	1,625	$407K	0.2%	$181.09	+41.9%	COM	88160R101
TPR	TAPESTRY INC	13,803	$397K	0.1%	$22.01	+55.9%	COM	876030107
PANW	PALO ALTO NETWORKS INC	1,661	$389K	0.1%	$87.74	+34.9%	COM	697435105
HAL	HALLIBURTON CO	9,393	$380K	0.1%	$16.09	+129.8%	COM	406216101
EL	LAUDER ESTEE COS INC	2,620	$379K	0.1%	$179.49	-11.4%	CL A	518439104
FCX	FREEPORT-MCMORAN INC	10,020	$374K	0.1%	$29.68	+31.5%	CL B	35671D857
FTV	FORTIVE CORP	4,860	$360K	0.1%	$33.58	+69.5%	COM	34959J108
GSK	GSK PLC	9,788	$355K	0.1%	$35.28	—	SPONSORED ADR	37733W204
AMD	ADVANCED MICRO DEVICES INC	3,325	$342K	0.1%	$82.30	+31.9%	COM	007903107
BMO	BANK MONTREAL QUE	4,000	$337K	0.1%	$49.92	+59.4%	COM	063671101
CDW	CDW CORP	1,632	$329K	0.1%	$162.49	+19.0%	COM	12514G108
BIIB	BIOGEN INC	1,257	$323K	0.1%	$204.79	+30.6%	COM	09062X103
D	DOMINION ENERGY INC	7,045	$315K	0.1%	$53.89	-18.3%	COM	25746U109
COR	CENCORA INC	1,715	$309K	0.1%	$139.82	+29.4%	COM	03073E105
MCO	MOODYS CORP	975	$308K	0.1%	$101.98	+227.3%	COM	615369105
GOOG	ALPHABET INC	2,315	$305K	0.1%	$95.84	+34.7%	CAP STK CL C	02079K107
TFC	TRUIST FINL CORP	10,500	$300K	0.1%	$36.24	-25.1%	COM	89832Q109
RTX	RTX CORPORATION	4,020	$289K	0.1%	$53.70	+51.3%	COM	75513E101
MAS	MASCO CORP	5,232	$280K	0.1%	$50.52	+9.4%	COM	574599106
SBUX	STARBUCKS CORP	2,976	$272K	0.1%	$51.60	+79.2%	COM	855244109
FLCH	FRANKLIN TEMPLETON ETF TR	15,800	$270K	0.1%	$17.09	—	FTSE CHINA	35473P819
VOX	VANGUARD WORLD FDS	2,531	$266K	0.1%	$95.56	—	COMM SRVC ETF	92204A884
JCI	JOHNSON CTLS INTL PLC	4,936	$263K	0.1%	$58.09	+1.9%	SHS	G51502105
USB	US BANCORP DEL	7,850	$260K	0.1%	$22.44	+44.9%	COM NEW	902973304
UNP	UNION PAC CORP	1,248	$254K	0.1%	$92.85	+122.0%	COM	907818108
EWT	ISHARES INC	5,625	$251K	0.1%	$46.43	—	MSCI TAIWAN ETF	46434G772
NKE	NIKE INC	2,612	$250K	0.1%	$97.52	+0.7%	CL B	654106103
UPS	UNITED PARCEL SERVICE INC	1,575	$245K	0.1%	$75.84	+100.0%	CL B	911312106
MMM	3M CO	2,597	$243K	0.1%	$125.97	-36.8%	COM	88579Y101
REZ	ISHARES TR	3,600	$237K	0.1%	$60.00	—	RESIDENTIAL MULT	464288562
GWW	GRAINGER W W INC	336	$232K	0.1%	$621.54	+14.0%	COM	384802104
VDE	VANGUARD WORLD FDS	1,800	$228K	0.1%	$120.80	—	ENERGY ETF	92204A306
INDA	ISHARES TR	5,150	$228K	0.1%	$44.22	—	MSCI INDIA ETF	46429B598
MUB	ISHARES TR	2,200	$226K	0.1%	$112.13	—	NATIONAL MUN ETF	464288414
NUE	NUCOR CORP	1,434	$224K	0.1%	$152.30	+4.7%	COM	670346105
VCR	VANGUARD WORLD FDS	831	$224K	0.1%	$252.55	—	CONSUM DIS ETF	92204A108
LIN	LINDE PLC	601	$224K	0.1%	$352.90	+4.6%	SHS	G54950103
VZ	VERIZON COMMUNICATIONS INC	6,817	$221K	0.1%	$38.52	-24.7%	COM	92343V104
TROW	PRICE T ROWE GROUP INC	1,981	$208K	0.1%	$73.87	+35.7%	COM	74144T108
BMY	BRISTOL-MYERS SQUIBB CO	3,513	$204K	0.1%	$38.84	+39.9%	COM	110122108
VFH	VANGUARD WORLD FDS	2,537	$204K	0.1%	$81.22	—	FINANCIALS ETF	92204A405
MCHI	ISHARES TR	4,700	$203K	0.1%	$48.54	—	MSCI CHINA ETF	46429B671
LYG	LLOYDS BANKING GROUP PLC	10,228	$21,786	0.0%	$2.32	—	SPONSORED ADR	539439109