CULBERTSON A N & CO INC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BRK/B	BERKSHIRE HATHAWAY INC DEL	116,425 (+5.4%)	$58,521 (+5.4%)	8.0%	$159.45	+212.0%	CL B NEW	084670702
GOOGL	ALPHABET INC	36,666 (+2.0%)	$11,476 (+31.3%)	1.6%	$119.25	+139.5%	CAP STK CL A	02079K305
WFC	WELLS FARGO CO NEW	85,611 (+14.4%)	$7,979 (+27.2%)	1.1%	$45.26	+91.4%	COM	949746101
USB	US BANCORP DEL	143,254 (+11.4%)	$7,644 (+23.0%)	1.0%	$39.12	+24.5%	COM NEW	902973304
MKL	MARKEL GROUP INC	3,012 (+9.5%)	$6,475 (+23.1%)	0.9%	$1783.86	+13.6%	COM	570535104
BIL	SPDR SERIES TRUST	37,057 (+56.0%)	$3,386 (+55.4%)	0.5%	$91.59	—	STATE STREET SPD	78468R663
D	DOMINION ENERGY INC	32,005 (+106.3%)	$1,875 (+97.6%)	0.3%	$50.75	+17.8%	COM	25746U109
AMZN	AMAZON COM INC	30,444 (+8.6%)	$7,027 (+14.2%)	1.0%	$132.25	+73.0%	COM	023135106
BN	BROOKFIELD CORP	162,492 (+65.1%)	$7,457 (+10.5%)	1.0%	$33.03	+37.9%	CL A LTD VT SH	11271J107
CB	CHUBB LIMITED	8,338 (+16.0%)	$2,602 (+28.3%)	0.4%	$277.59	+5.3%	COM	H1467J104
BAC	BANK AMERICA CORP	83,032 (+5.3%)	$4,567 (+12.3%)	0.6%	$33.32	+58.0%	COM	060505104
DE	DEERE & CO	25,232 (+2.3%)	$11,747 (+4.2%)	1.6%	$140.33	+233.3%	COM	244199105
VOE	VANGUARD INDEX FDS	18,416 (+10.9%)	$3,266 (+12.7%)	0.4%	$135.00	—	MCAP VL IDXVIP	922908512
VBR	VANGUARD INDEX FDS	22,229 (+6.1%)	$4,708 (+7.7%)	0.6%	$153.00	—	SM CP VAL ETF	922908611
CVX	CHEVRON CORP NEW	68,053 (+4.0%)	$10,372 (+2.1%)	1.4%	$96.85	+56.3%	COM	166764100
BUD	ANHEUSER BUSCH INBEV SA/NV	11,725 (+14.1%)	$751 (+22.6%)	0.1%	$60.16	—	SPONSORED ADR	03524A108
MTB	M & T BK CORP	17,484 (+1.4%)	$3,523 (+3.4%)	0.5%	$140.67	+35.1%	COM	55261F104
BX	BLACKSTONE INC	2,655 (+47.5%)	$409 (+33.1%)	0.1%	$117.98	+28.4%	COM	09260D107
META	META PLATFORMS INC	716 (+38.8%)	$473 (+24.7%)	0.1%	$630.78	+5.8%	CL A	30303M102
VZ	VERIZON COMMUNICATIONS INC	61,022 (+5.0%)	$2,485 (-2.7%)	0.3%	$37.98	+6.6%	COM	92343V104
SLB	SLB LIMITED	12,018 (+1.4%)	$461 (+13.3%)	0.1%	$34.93	+3.2%	COM STK	806857108
VTEB	VANGUARD MUN BD FDS	38,200 (+2.1%)	$1,921 (+2.6%)	0.3%	$50.38	—	TAX EXEMPT BD	922907746
KVUE	KENVUE INC	16,100 (+3.2%)	$278 (+9.7%)	0.0%	$18.67	-12.9%	COM	49177J102

Exited Positions (2)

— KELLANOVA 0.1%

Value ($000) $460 Shares 5,607 Est. Cost $41.05 Unrealized +101.3%

— LIBERTY MEDIA CORP DEL 0.0%

Value ($000) $3 Shares 40,000 Est. Cost $0.78 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
—	KELLANOVA	5,607	$460	0.1%	$41.05	+101.3%	—	487836108
—	LIBERTY MEDIA CORP DEL	40,000	$3	0.0%	$0.78	—	—	530715AG6

Decreased Positions (50)

ORCL ORACLE CORP 1.9%

Value ($000) $14,063 (-34.0%) Shares 72,150 (-4.8%) Est. Cost $32.89 Unrealized +623.8%

AAPL APPLE INC 6.5%

Value ($000) $47,043 (+3.5%) Shares 173,040 (-3.0%) Est. Cost $82.27 Unrealized +226.2%

FDX FEDEX CORP 1.1%

Value ($000) $7,656 (+17.7%) Shares 26,504 (-3.9%) Est. Cost $123.58 Unrealized +111.7%

MDLZ MONDELEZ INTL INC 0.5%

Value ($000) $3,639 (-21.7%) Shares 67,594 (-9.1%) Est. Cost $28.97 Unrealized +96.9%

ADP AUTOMATIC DATA PROCESSING IN 0.8%

Value ($000) $6,167 (-13.8%) Shares 23,973 (-1.6%) Est. Cost $82.76 Unrealized +220.0%

MCK MCKESSON CORP 2.3%

Value ($000) $16,967 (+5.0%) Shares 20,684 (-1.1%) Est. Cost $130.44 Unrealized +525.3%

PG PROCTER AND GAMBLE CO 1.2%

Value ($000) $8,535 (-8.1%) Shares 59,556 (-1.5%) Est. Cost $62.56 Unrealized +135.2%

APD AIR PRODS & CHEMS INC 0.9%

Value ($000) $6,281 (-10.5%) Shares 25,426 (-1.2%) Est. Cost $116.85 Unrealized +115.4%

GIS GENERAL MLS INC 0.1%

Value ($000) $900 (-37.3%) Shares 19,346 (-32.0%) Est. Cost $38.69 Unrealized +22.7%

GLW CORNING INC 1.1%

Value ($000) $7,728 (+5.6%) Shares 88,265 (-1.1%) Est. Cost $15.30 Unrealized +462.1%

VGT VANGUARD WORLD FD 1.2%

Value ($000) $8,460 (-4.3%) Shares 11,224 (-5.2%) Est. Cost $131.19 Unrealized —

TXN TEXAS INSTRS INC 0.5%

Value ($000) $3,554 (-9.1%) Shares 20,483 (-3.7%) Est. Cost $85.42 Unrealized +99.9%

BSV VANGUARD BD INDEX FDS 1.0%

Value ($000) $7,531 (-4.3%) Shares 95,558 (-4.2%) Est. Cost $79.20 Unrealized —

COF CAPITAL ONE FINL CORP 0.4%

Value ($000) $2,712 (+12.3%) Shares 11,190 (-1.5%) Est. Cost $89.76 Unrealized +147.6%

SJM SMUCKER J M CO 0.1%

Value ($000) $406 (-41.4%) Shares 4,156 (-34.9%) Est. Cost $87.20 Unrealized +17.9%

HD HOME DEPOT INC 0.2%

Value ($000) $1,426 (-16.3%) Shares 4,143 (-1.4%) Est. Cost $191.94 Unrealized +89.9%

BLK BLACKROCK INC 0.3%

Value ($000) $2,133 (-10.7%) Shares 1,993 (-2.7%) Est. Cost $1108.77 Unrealized -1.7%

HSY HERSHEY CO 0.3%

Value ($000) $2,395 (-9.1%) Shares 13,159 (-6.6%) Est. Cost $155.12 Unrealized +17.4%

IWR ISHARES TR 2.2%

Value ($000) $16,167 (-1.4%) Shares 167,938 (-1.1%) Est. Cost $69.50 Unrealized —

ADBE ADOBE INC 0.1%

Value ($000) $444 (-24.8%) Shares 1,268 (-24.2%) Est. Cost $431.54 Unrealized -21.2%

UNH UNITEDHEALTH GROUP INC 0.1%

Value ($000) $952 (-13.1%) Shares 2,885 (-9.1%) Est. Cost $262.92 Unrealized +28.3%

DIS DISNEY WALT CO 0.2%

Value ($000) $1,787 (-7.3%) Shares 15,711 (-6.7%) Est. Cost $114.96 Unrealized -4.7%

ERIE ERIE INDTY CO 0.1%

Value ($000) $937 (-12.1%) Shares 3,269 (-2.5%) Est. Cost $76.43 Unrealized +290.4%

ZBH ZIMMER BIOMET HOLDINGS INC 0.1%

Value ($000) $472 (-19.7%) Shares 5,248 (-12.0%) Est. Cost $95.21 Unrealized -0.7%

UPS UNITED PARCEL SERVICE INC 0.2%

Value ($000) $1,564 (+7.8%) Shares 15,772 (-9.2%) Est. Cost $84.68 Unrealized +9.5%

LOW LOWES COS INC 0.1%

Value ($000) $800 (-11.8%) Shares 3,318 (-8.0%) Est. Cost $144.26 Unrealized +66.2%

DVN DEVON ENERGY CORP NEW 0.2%

Value ($000) $1,349 (-7.3%) Shares 36,820 (-11.2%) Est. Cost $39.27 Unrealized -11.6%

CLX CLOROX CO DEL 0.1%

Value ($000) $370 (-21.4%) Shares 3,674 (-3.9%) Est. Cost $136.76 Unrealized -20.8%

AGG ISHARES TR 0.2%

Value ($000) $1,624 (-5.8%) Shares 16,262 (-5.5%) Est. Cost $110.05 Unrealized —

JCI JOHNSON CTLS INTL PLC 0.2%

Value ($000) $1,514 (+6.6%) Shares 12,645 (-2.1%) Est. Cost $63.64 Unrealized +80.4%

IBM INTERNATIONAL BUSINESS MACHS 0.5%

Value ($000) $3,508 (+2.7%) Shares 11,843 (-2.1%) Est. Cost $119.30 Unrealized +150.4%

STT STATE STR CORP 0.1%

Value ($000) $1,028 (+9.8%) Shares 7,972 (-1.2%) Est. Cost $53.20 Unrealized +123.6%

OEF ISHARES TR 0.8%

Value ($000) $6,075 (+1.3%) Shares 17,712 (-1.7%) Est. Cost $117.91 Unrealized —

PFE PFIZER INC 0.0%

Value ($000) $278 (-21.4%) Shares 11,157 (-19.6%) Est. Cost $30.56 Unrealized -18.1%

BAM BROOKFIELD ASSET MANAGMT LTD 0.1%

Value ($000) $697 (-9.1%) Shares 13,295 (-1.2%) Est. Cost $27.10 Unrealized +97.3%

VOO VANGUARD INDEX FDS 0.3%

Value ($000) $2,412 (-2.7%) Shares 3,846 (-5.0%) Est. Cost $318.45 Unrealized —

MMM 3M CO 0.4%

Value ($000) $2,561 (+2.0%) Shares 15,994 (-1.2%) Est. Cost $71.82 Unrealized +127.2%

VTI VANGUARD INDEX FDS 1.8%

Value ($000) $12,965 (+0.3%) Shares 38,671 (-1.8%) Est. Cost $155.68 Unrealized —

CVS CVS HEALTH CORP 0.4%

Value ($000) $3,066 (+1.1%) Shares 38,634 (-3.9%) Est. Cost $47.06 Unrealized +67.2%

EES WISDOMTREE TR 0.5%

Value ($000) $3,519 (+0.8%) Shares 61,811 (-1.0%) Est. Cost $41.20 Unrealized —

TFC TRUIST FINL CORP 0.1%

Value ($000) $556 (+4.5%) Shares 11,293 (-2.9%) Est. Cost $40.73 Unrealized +12.4%

MA MASTERCARD INCORPORATED 0.2%

Value ($000) $1,527 (-1.1%) Shares 2,675 (-1.5%) Est. Cost $294.43 Unrealized +89.8%

SPYM SPDR SERIES TRUST 0.0%

Value ($000) $210 (-6.5%) Shares 2,624 (-8.7%) Est. Cost $72.69 Unrealized —

VB VANGUARD INDEX FDS 1.4%

Value ($000) $10,222 (+0.1%) Shares 39,626 (-1.3%) Est. Cost $171.67 Unrealized —

IWN ISHARES TR 0.1%

Value ($000) $933 (+1.3%) Shares 5,151 (-1.2%) Est. Cost $98.57 Unrealized —

IVW ISHARES TR 0.1%

Value ($000) $899 (+1.1%) Shares 7,297 (-1.0%) Est. Cost $86.08 Unrealized —

IWM ISHARES TR 1.3%

Value ($000) $9,400 (+0.1%) Shares 38,186 (-1.6%) Est. Cost $115.04 Unrealized —

LSTR LANDSTAR SYS INC 0.0%

Value ($000) $216 (+3.5%) Shares 1,500 (-11.8%) Est. Cost $125.29 Unrealized —

PEP PEPSICO INC 1.3%

Value ($000) $9,804 (+0.0%) Shares 68,310 (-2.1%) Est. Cost $70.83 Unrealized +106.0%

EZM WISDOMTREE TR 0.4%

Value ($000) $3,053 (-0.1%) Shares 45,710 (-1.4%) Est. Cost $46.09 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ORCL	ORACLE CORP	72,150 (-4.8%)	$14,063 (-34.0%)	1.9%	$32.89	+623.8%	COM	68389X105
AAPL	APPLE INC	173,040 (-3.0%)	$47,043 (+3.5%)	6.5%	$82.27	+226.2%	COM	037833100
FDX	FEDEX CORP	26,504 (-3.9%)	$7,656 (+17.7%)	1.1%	$123.58	+111.7%	COM	31428X106
MDLZ	MONDELEZ INTL INC	67,594 (-9.1%)	$3,639 (-21.7%)	0.5%	$28.97	+96.9%	CL A	609207105
ADP	AUTOMATIC DATA PROCESSING IN	23,973 (-1.6%)	$6,167 (-13.8%)	0.8%	$82.76	+220.0%	COM	053015103
MCK	MCKESSON CORP	20,684 (-1.1%)	$16,967 (+5.0%)	2.3%	$130.44	+525.3%	COM	58155Q103
PG	PROCTER AND GAMBLE CO	59,556 (-1.5%)	$8,535 (-8.1%)	1.2%	$62.56	+135.2%	COM	742718109
APD	AIR PRODS & CHEMS INC	25,426 (-1.2%)	$6,281 (-10.5%)	0.9%	$116.85	+115.4%	COM	009158106
GIS	GENERAL MLS INC	19,346 (-32.0%)	$900 (-37.3%)	0.1%	$38.69	+22.7%	COM	370334104
GLW	CORNING INC	88,265 (-1.1%)	$7,728 (+5.6%)	1.1%	$15.30	+462.1%	COM	219350105
VGT	VANGUARD WORLD FD	11,224 (-5.2%)	$8,460 (-4.3%)	1.2%	$131.19	—	INF TECH ETF	92204A702
TXN	TEXAS INSTRS INC	20,483 (-3.7%)	$3,554 (-9.1%)	0.5%	$85.42	+99.9%	COM	882508104
BSV	VANGUARD BD INDEX FDS	95,558 (-4.2%)	$7,531 (-4.3%)	1.0%	$79.20	—	SHORT TRM BOND	921937827
COF	CAPITAL ONE FINL CORP	11,190 (-1.5%)	$2,712 (+12.3%)	0.4%	$89.76	+147.6%	COM	14040H105
SJM	SMUCKER J M CO	4,156 (-34.9%)	$406 (-41.4%)	0.1%	$87.20	+17.9%	COM NEW	832696405
HD	HOME DEPOT INC	4,143 (-1.4%)	$1,426 (-16.3%)	0.2%	$191.94	+89.9%	COM	437076102
BLK	BLACKROCK INC	1,993 (-2.7%)	$2,133 (-10.7%)	0.3%	$1108.77	-1.7%	COM	09290D101
HSY	HERSHEY CO	13,159 (-6.6%)	$2,395 (-9.1%)	0.3%	$155.12	+17.4%	COM	427866108
IWR	ISHARES TR	167,938 (-1.1%)	$16,167 (-1.4%)	2.2%	$69.50	—	RUS MID CAP ETF	464287499
ADBE	ADOBE INC	1,268 (-24.2%)	$444 (-24.8%)	0.1%	$431.54	-21.2%	COM	00724F101
UNH	UNITEDHEALTH GROUP INC	2,885 (-9.1%)	$952 (-13.1%)	0.1%	$262.92	+28.3%	COM	91324P102
DIS	DISNEY WALT CO	15,711 (-6.7%)	$1,787 (-7.3%)	0.2%	$114.96	-4.7%	COM	254687106
ERIE	ERIE INDTY CO	3,269 (-2.5%)	$937 (-12.1%)	0.1%	$76.43	+290.4%	CL A	29530P102
ZBH	ZIMMER BIOMET HOLDINGS INC	5,248 (-12.0%)	$472 (-19.7%)	0.1%	$95.21	-0.7%	COM	98956P102
UPS	UNITED PARCEL SERVICE INC	15,772 (-9.2%)	$1,564 (+7.8%)	0.2%	$84.68	+9.5%	CL B	911312106
LOW	LOWES COS INC	3,318 (-8.0%)	$800 (-11.8%)	0.1%	$144.26	+66.2%	COM	548661107
DVN	DEVON ENERGY CORP NEW	36,820 (-11.2%)	$1,349 (-7.3%)	0.2%	$39.27	-11.6%	COM	25179M103
CLX	CLOROX CO DEL	3,674 (-3.9%)	$370 (-21.4%)	0.1%	$136.76	-20.8%	COM	189054109
AGG	ISHARES TR	16,262 (-5.5%)	$1,624 (-5.8%)	0.2%	$110.05	—	CORE US AGGBD ET	464287226
JCI	JOHNSON CTLS INTL PLC	12,645 (-2.1%)	$1,514 (+6.6%)	0.2%	$63.64	+80.4%	SHS	G51502105
IBM	INTERNATIONAL BUSINESS MACHS	11,843 (-2.1%)	$3,508 (+2.7%)	0.5%	$119.30	+150.4%	COM	459200101
STT	STATE STR CORP	7,972 (-1.2%)	$1,028 (+9.8%)	0.1%	$53.20	+123.6%	COM	857477103
OEF	ISHARES TR	17,712 (-1.7%)	$6,075 (+1.3%)	0.8%	$117.91	—	S&P 100 ETF	464287101
PFE	PFIZER INC	11,157 (-19.6%)	$278 (-21.4%)	0.0%	$30.56	-18.1%	COM	717081103
BAM	BROOKFIELD ASSET MANAGMT LTD	13,295 (-1.2%)	$697 (-9.1%)	0.1%	$27.10	+97.3%	CL A LMT VTG SHS	113004105
VOO	VANGUARD INDEX FDS	3,846 (-5.0%)	$2,412 (-2.7%)	0.3%	$318.45	—	S&P 500 ETF SHS	922908363
MMM	3M CO	15,994 (-1.2%)	$2,561 (+2.0%)	0.4%	$71.82	+127.2%	COM	88579Y101
VTI	VANGUARD INDEX FDS	38,671 (-1.8%)	$12,965 (+0.3%)	1.8%	$155.68	—	TOTAL STK MKT	922908769
CVS	CVS HEALTH CORP	38,634 (-3.9%)	$3,066 (+1.1%)	0.4%	$47.06	+67.2%	COM	126650100
EES	WISDOMTREE TR	61,811 (-1.0%)	$3,519 (+0.8%)	0.5%	$41.20	—	US SMALLCAP FUND	97717W562
TFC	TRUIST FINL CORP	11,293 (-2.9%)	$556 (+4.5%)	0.1%	$40.73	+12.4%	COM	89832Q109
MA	MASTERCARD INCORPORATED	2,675 (-1.5%)	$1,527 (-1.1%)	0.2%	$294.43	+89.8%	CL A	57636Q104
SPYM	SPDR SERIES TRUST	2,624 (-8.7%)	$210 (-6.5%)	0.0%	$72.69	—	STATE STREET SPD	78464A854
VB	VANGUARD INDEX FDS	39,626 (-1.3%)	$10,222 (+0.1%)	1.4%	$171.67	—	SMALL CP ETF	922908751
IWN	ISHARES TR	5,151 (-1.2%)	$933 (+1.3%)	0.1%	$98.57	—	RUS 2000 VAL ETF	464287630
IVW	ISHARES TR	7,297 (-1.0%)	$899 (+1.1%)	0.1%	$86.08	—	S&P 500 GRWT ETF	464287309
IWM	ISHARES TR	38,186 (-1.6%)	$9,400 (+0.1%)	1.3%	$115.04	—	RUSSELL 2000 ETF	464287655
LSTR	LANDSTAR SYS INC	1,500 (-11.8%)	$216 (+3.5%)	0.0%	$125.29	—	COM	515098101
PEP	PEPSICO INC	68,310 (-2.1%)	$9,804 (+0.0%)	1.3%	$70.83	+106.0%	COM	713448108
EZM	WISDOMTREE TR	45,710 (-1.4%)	$3,053 (-0.1%)	0.4%	$46.09	—	US MIDCAP FUND	97717W570

Unchanged Positions (53)

GOOG ALPHABET INC 2.9%

Value ($000) $21,260 Shares 67,749 Est. Cost $107.44 Unrealized +166.5%

CAT CATERPILLAR INC 3.2%

Value ($000) $23,427 Shares 40,895 Est. Cost $84.16 Unrealized +560.1%

CMI CUMMINS INC 2.4%

Value ($000) $17,734 Shares 34,741 Est. Cost $99.41 Unrealized +369.1%

MSFT MICROSOFT CORP 5.4%

Value ($000) $39,648 Shares 81,982 Est. Cost $29.59 Unrealized +1591.8%

GS GOLDMAN SACHS GROUP INC 3.3%

Value ($000) $23,888 Shares 27,176 Est. Cost $153.79 Unrealized +428.9%

JNJ JOHNSON & JOHNSON 2.1%

Value ($000) $15,470 Shares 74,751 Est. Cost $72.43 Unrealized +172.0%

JPM JPMORGAN CHASE & CO. 5.0%

Value ($000) $36,594 Shares 113,567 Est. Cost $52.65 Unrealized +487.9%

ABT ABBOTT LABS 1.6%

Value ($000) $11,348 Shares 90,577 Est. Cost $35.57 Unrealized +257.9%

CSCO CISCO SYS INC 1.1%

Value ($000) $7,826 Shares 101,592 Est. Cost $19.25 Unrealized +283.4%

C CITIGROUP INC 0.6%

Value ($000) $4,668 Shares 40,004 Est. Cost $48.34 Unrealized +114.4%

XOM EXXON MOBIL CORP 1.2%

Value ($000) $8,817 Shares 73,269 Est. Cost $55.04 Unrealized +109.8%

MS MORGAN STANLEY 0.6%

Value ($000) $4,506 Shares 25,383 Est. Cost $51.25 Unrealized +224.8%

ABBV ABBVIE INC 2.1%

Value ($000) $15,340 Shares 67,137 Est. Cost $34.78 Unrealized +554.3%

LLY ELI LILLY & CO 0.1%

Value ($000) $946 Shares 880 Est. Cost $705.27 Unrealized +35.5%

T AT&T INC 0.3%

Value ($000) $1,963 Shares 79,007 Est. Cost $14.89 Unrealized +69.8%

EOG EOG RES INC 0.5%

Value ($000) $3,586 Shares 34,151 Est. Cost $82.67 Unrealized +29.7%

TRV TRAVELERS COMPANIES INC 0.8%

Value ($000) $5,837 Shares 20,123 Est. Cost $145.85 Unrealized +92.4%

V VISA INC 1.0%

Value ($000) $7,435 Shares 21,199 Est. Cost $161.76 Unrealized +110.4%

AXP AMERICAN EXPRESS CO 0.2%

Value ($000) $1,448 Shares 3,913 Est. Cost $123.84 Unrealized +188.2%

VUG VANGUARD INDEX FDS 0.9%

Value ($000) $6,319 Shares 12,953 Est. Cost $155.59 Unrealized —

VTV VANGUARD INDEX FDS 0.6%

Value ($000) $4,590 Shares 24,034 Est. Cost $117.53 Unrealized —

VO VANGUARD INDEX FDS 0.9%

Value ($000) $6,791 Shares 23,400 Est. Cost $182.62 Unrealized —

AMGN AMGEN INC 0.1%

Value ($000) $632 Shares 1,932 Est. Cost $226.53 Unrealized +39.5%

WMT WALMART INC 0.1%

Value ($000) $951 Shares 8,539 Est. Cost $53.35 Unrealized +100.9%

VYM VANGUARD WHITEHALL FDS 0.5%

Value ($000) $3,954 Shares 27,553 Est. Cost $82.15 Unrealized —

KO COCA COLA CO 0.2%

Value ($000) $1,342 Shares 19,202 Est. Cost $50.56 Unrealized +37.2%

VXUS VANGUARD STAR FDS 0.3%

Value ($000) $2,480 Shares 32,875 Est. Cost $58.97 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.7%

Value ($000) $4,788 Shares 81,531 Est. Cost $59.20 Unrealized —

COST COSTCO WHSL CORP NEW 0.1%

Value ($000) $578 Shares 670 Est. Cost $317.90 Unrealized +184.9%

UNP UNION PAC CORP 0.2%

Value ($000) $1,379 Shares 5,960 Est. Cost $202.59 Unrealized +12.2%

SPY SPDR S&P 500 ETF TR 0.3%

Value ($000) $1,943 Shares 2,849 Est. Cost $280.00 Unrealized —

MCD MCDONALDS CORP 1.5%

Value ($000) $11,279 Shares 36,903 Est. Cost $75.93 Unrealized +301.8%

PFF ISHARES TR 0.1%

Value ($000) $1,000 Shares 32,292 Est. Cost $36.88 Unrealized —

DLN WISDOMTREE TR 0.3%

Value ($000) $1,959 Shares 22,240 Est. Cost $64.49 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.5%

Value ($000) $3,600 Shares 45,158 Est. Cost $79.48 Unrealized —

DON WISDOMTREE TR 0.2%

Value ($000) $1,458 Shares 28,251 Est. Cost $46.69 Unrealized —

VOT VANGUARD INDEX FDS 0.0%

Value ($000) $328 Shares 1,175 Est. Cost $243.47 Unrealized —

EFA ISHARES TR 0.1%

Value ($000) $659 Shares 6,858 Est. Cost $59.68 Unrealized —

IJR ISHARES TR 0.4%

Value ($000) $2,622 Shares 21,821 Est. Cost $97.67 Unrealized —

BND VANGUARD BD INDEX FDS 0.2%

Value ($000) $1,792 Shares 24,189 Est. Cost $83.62 Unrealized —

IVV ISHARES TR 0.1%

Value ($000) $952 Shares 1,390 Est. Cost $306.51 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value ($000) $576 Shares 937 Est. Cost $264.34 Unrealized —

MOAT VANECK ETF TRUST 0.0%

Value ($000) $280 Shares 2,701 Est. Cost $91.97 Unrealized —

ITOT ISHARES TR 0.1%

Value ($000) $549 Shares 3,695 Est. Cost $56.85 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value ($000) $608 Shares 2,767 Est. Cost $119.19 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.1%

Value ($000) $1,029 Shares 5,371 Est. Cost $176.41 Unrealized —

DWM WISDOMTREE TR 0.0%

Value ($000) $254 Shares 3,695 Est. Cost $58.15 Unrealized —

SBUX STARBUCKS CORP 0.1%

Value ($000) $1,084 Shares 12,868 Est. Cost $49.46 Unrealized +70.0%

IJH ISHARES TR 0.2%

Value ($000) $1,526 Shares 23,119 Est. Cost $80.41 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.1%

Value ($000) $393 Shares 15,000 Est. Cost $35.48 Unrealized —

MKC/V MCCORMICK & CO INC 0.0%

Value ($000) $212 Shares 3,108 Est. Cost $62.69 Unrealized +4.8%

VCIT VANGUARD SCOTTSDALE FDS 0.1%

Value ($000) $438 Shares 5,230 Est. Cost $88.73 Unrealized —

VUSB VANGUARD BD INDEX FDS 0.0%

Value ($000) $351 Shares 7,050 Est. Cost $49.61 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOOG	ALPHABET INC	67,749	$21,260	2.9%	$107.44	+166.5%	CAP STK CL C	02079K107
CAT	CATERPILLAR INC	40,895	$23,427	3.2%	$84.16	+560.1%	COM	149123101
CMI	CUMMINS INC	34,741	$17,734	2.4%	$99.41	+369.1%	COM	231021106
MSFT	MICROSOFT CORP	81,982	$39,648	5.4%	$29.59	+1591.8%	COM	594918104
GS	GOLDMAN SACHS GROUP INC	27,176	$23,888	3.3%	$153.79	+428.9%	COM	38141G104
JNJ	JOHNSON & JOHNSON	74,751	$15,470	2.1%	$72.43	+172.0%	COM	478160104
JPM	JPMORGAN CHASE & CO.	113,567	$36,594	5.0%	$52.65	+487.9%	COM	46625H100
ABT	ABBOTT LABS	90,577	$11,348	1.6%	$35.57	+257.9%	COM	002824100
CSCO	CISCO SYS INC	101,592	$7,826	1.1%	$19.25	+283.4%	COM	17275R102
C	CITIGROUP INC	40,004	$4,668	0.6%	$48.34	+114.4%	COM NEW	172967424
XOM	EXXON MOBIL CORP	73,269	$8,817	1.2%	$55.04	+109.8%	COM	30231G102
MS	MORGAN STANLEY	25,383	$4,506	0.6%	$51.25	+224.8%	COM NEW	617446448
ABBV	ABBVIE INC	67,137	$15,340	2.1%	$34.78	+554.3%	COM	00287Y109
LLY	ELI LILLY & CO	880	$946	0.1%	$705.27	+35.5%	COM	532457108
T	AT&T INC	79,007	$1,963	0.3%	$14.89	+69.8%	COM	00206R102
EOG	EOG RES INC	34,151	$3,586	0.5%	$82.67	+29.7%	COM	26875P101
TRV	TRAVELERS COMPANIES INC	20,123	$5,837	0.8%	$145.85	+92.4%	COM	89417E109
V	VISA INC	21,199	$7,435	1.0%	$161.76	+110.4%	COM CL A	92826C839
AXP	AMERICAN EXPRESS CO	3,913	$1,448	0.2%	$123.84	+188.2%	COM	025816109
VUG	VANGUARD INDEX FDS	12,953	$6,319	0.9%	$155.59	—	GROWTH ETF	922908736
VTV	VANGUARD INDEX FDS	24,034	$4,590	0.6%	$117.53	—	VALUE ETF	922908744
VO	VANGUARD INDEX FDS	23,400	$6,791	0.9%	$182.62	—	MID CAP ETF	922908629
AMGN	AMGEN INC	1,932	$632	0.1%	$226.53	+39.5%	COM	031162100
WMT	WALMART INC	8,539	$951	0.1%	$53.35	+100.9%	COM	931142103
VYM	VANGUARD WHITEHALL FDS	27,553	$3,954	0.5%	$82.15	—	HIGH DIV YLD	921946406
KO	COCA COLA CO	19,202	$1,342	0.2%	$50.56	+37.2%	COM	191216100
VXUS	VANGUARD STAR FDS	32,875	$2,480	0.3%	$58.97	—	VG TL INTL STK F	921909768
VGSH	VANGUARD SCOTTSDALE FDS	81,531	$4,788	0.7%	$59.20	—	SHORT TERM TREAS	92206C102
COST	COSTCO WHSL CORP NEW	670	$578	0.1%	$317.90	+184.9%	COM	22160K105
UNP	UNION PAC CORP	5,960	$1,379	0.2%	$202.59	+12.2%	COM	907818108
SPY	SPDR S&P 500 ETF TR	2,849	$1,943	0.3%	$280.00	—	TR UNIT	78462F103
MCD	MCDONALDS CORP	36,903	$11,279	1.5%	$75.93	+301.8%	COM	580135101
PFF	ISHARES TR	32,292	$1,000	0.1%	$36.88	—	PFD AND INCM SEC	464288687
DLN	WISDOMTREE TR	22,240	$1,959	0.3%	$64.49	—	US LARGECAP DIVD	97717W307
VCSH	VANGUARD SCOTTSDALE FDS	45,158	$3,600	0.5%	$79.48	—	SHRT TRM CORP BD	92206C409
DON	WISDOMTREE TR	28,251	$1,458	0.2%	$46.69	—	US MIDCAP DIVID	97717W505
VOT	VANGUARD INDEX FDS	1,175	$328	0.0%	$243.47	—	MCAP GR IDXVIP	922908538
EFA	ISHARES TR	6,858	$659	0.1%	$59.68	—	MSCI EAFE ETF	464287465
IJR	ISHARES TR	21,821	$2,622	0.4%	$97.67	—	CORE S&P SCP ETF	464287804
BND	VANGUARD BD INDEX FDS	24,189	$1,792	0.2%	$83.62	—	TOTAL BND MRKT	921937835
IVV	ISHARES TR	1,390	$952	0.1%	$306.51	—	CORE S&P500 ETF	464287200
QQQ	INVESCO QQQ TR	937	$576	0.1%	$264.34	—	UNIT SER 1	46090E103
MOAT	VANECK ETF TRUST	2,701	$280	0.0%	$91.97	—	MRNGSTR WDE MOAT	92189F643
ITOT	ISHARES TR	3,695	$549	0.1%	$56.85	—	CORE S&P TTL STK	464287150
VIG	VANGUARD SPECIALIZED FUNDS	2,767	$608	0.1%	$119.19	—	DIV APP ETF	921908844
RSP	INVESCO EXCHANGE TRADED FD T	5,371	$1,029	0.1%	$176.41	—	S&P500 EQL WGT	46137V357
DWM	WISDOMTREE TR	3,695	$254	0.0%	$58.15	—	INTL EQUITY FD	97717W703
SBUX	STARBUCKS CORP	12,868	$1,084	0.1%	$49.46	+70.0%	COM	855244109
IJH	ISHARES TR	23,119	$1,526	0.2%	$80.41	—	CORE S&P MCP ETF	464287507
SCHB	SCHWAB STRATEGIC TR	15,000	$393	0.1%	$35.48	—	US BRD MKT ETF	808524102
MKC/V	MCCORMICK & CO INC	3,108	$212	0.0%	$62.69	+4.8%	COM VTG	579780107
VCIT	VANGUARD SCOTTSDALE FDS	5,230	$438	0.1%	$88.73	—	INT-TERM CORP	92206C870
VUSB	VANGUARD BD INDEX FDS	7,050	$351	0.0%	$49.61	—	VANGUARD ULTRA	92203C303