Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	605,268	$23.62M	7.3%	$32.19	—	INTL EQTY ETF	808524805
HYGV	FLEXSHARES TR	322,422	$13.25M	4.1%	$44.27	—	HIG YLD VL ETF	33939L662
MBB	ISHARES TR	142,025	$13.13M	4.1%	$96.88	—	MBS ETF	464288588
IEI	ISHARES TR	99,734	$11.55M	3.6%	$117.70	—	3 7 YR TREAS BD	464288661
SPDW	SPDR INDEX SHS FDS	287,870	$10.32M	3.2%	$27.57	—	PORTFOLIO DEVLPD	78463X889
TDTT	FLEXSHARES TR	398,745	$9.47M	2.9%	$23.81	—	IBOXX 3R TARGT	33939L506
MBSD	FLEXSHARES TR	441,413	$8.994M	2.8%	$22.32	—	DISCP DUR MBS	33939L779
IJH	ISHARES TR	117,905	$7.162M	2.2%	$76.25	—	CORE S&P MCP ETF	464287507
MSFT	MICROSOFT CORP	17,007	$7.155M	2.2%	$51.49	+675.3%	COM	594918104
SCHE	SCHWAB STRATEGIC TR	255,775	$6.458M	2.0%	$25.35	—	EMRG MKTEQ ETF	808524706
GUNR	FLEXSHARES TR	156,445	$6.425M	2.0%	$35.66	—	MORNSTAR UPSTR	33939L407
IJR	ISHARES TR	57,976	$6.408M	2.0%	$81.50	—	CORE S&P SCP ETF	464287804
AAPL	APPLE INC	36,373	$6.237M	1.9%	$93.00	+93.8%	COM	037833100
XLK	SELECT SECTOR SPDR TR	25,071	$5.222M	1.6%	$69.25	—	TECHNOLOGY	81369Y803
SKOR	FLEXSHARES TR	88,925	$4.249M	1.3%	$51.97	—	CR SCD US BD	33939L761
IEF	ISHARES TR	44,345	$4.198M	1.3%	$103.27	—	7-10 YR TRSY BD	464287440
NVDA	NVIDIA CORPORATION	4,603	$4.159M	1.3%	$19.87	+264.6%	COM	67066G104
GQRE	FLEXSHARES TR	72,500	$4.119M	1.3%	$55.70	—	GLB QLT R/E IDX	33939L787
SHY	ISHARES TR	49,955	$4.085M	1.3%	$81.97	—	1 3 YR TREAS BD	464287457
NFRA	FLEXSHARES TR	74,596	$4.072M	1.3%	$52.28	—	STOXX GLOBR INF	33939L795
SPEM	SPDR INDEX SHS FDS	110,655	$4.005M	1.2%	$34.29	—	PORTFOLIO EMG MK	78463X509
LOW	LOWES COS INC	14,620	$3.724M	1.2%	$34.82	+537.6%	COM	548661107
CVX	CHEVRON CORP NEW	22,738	$3.587M	1.1%	$71.95	+93.2%	COM	166764100
RAVI	FLEXSHARES TR	47,265	$3.566M	1.1%	$75.43	—	FLEXSHARES ULTRA	33939L886
IGSB	ISHARES TR	67,460	$3.459M	1.1%	$50.81	—	ISHS 1-5YR INVS	464288646
GOOGL	ALPHABET INC	22,614	$3.413M	1.1%	$107.05	+32.6%	CAP STK CL A	02079K305
MCHP	MICROCHIP TECHNOLOGY INC.	35,340	$3.17M	1.0%	$47.62	+72.0%	COM	595017104
JPM	JPMORGAN CHASE & CO	15,516	$3.108M	1.0%	$85.82	+102.3%	COM	46625H100
CAT	CATERPILLAR INC	8,279	$3.034M	0.9%	$90.07	+245.4%	COM	149123101
CRM	SALESFORCE INC	10,042	$3.024M	0.9%	$72.34	+294.2%	COM	79466L302
XLY	SELECT SECTOR SPDR TR	16,409	$3.017M	0.9%	$84.29	—	SBI CONS DISCR	81369Y407
XLV	SELECT SECTOR SPDR TR	20,393	$3.013M	0.9%	$89.76	—	SBI HEALTHCARE	81369Y209
XOM	EXXON MOBIL CORP	25,334	$2.945M	0.9%	$56.37	+74.0%	COM	30231G102
SCHB	SCHWAB STRATEGIC TR	44,910	$2.742M	0.8%	$56.28	—	US BRD MKT ETF	808524102
EFA	ISHARES TR	32,257	$2.576M	0.8%	$64.30	—	MSCI EAFE ETF	464287465
ABT	ABBOTT LABS	22,067	$2.508M	0.8%	$37.89	+192.4%	COM	002824100
AMZN	AMAZON COM INC	13,663	$2.465M	0.8%	$119.34	+39.9%	COM	023135106
PG	PROCTER AND GAMBLE CO	14,936	$2.423M	0.8%	$55.67	+169.2%	COM	742718109
GNR	SPDR INDEX SHS FDS	40,015	$2.318M	0.7%	$46.28	—	GLB NAT RESRCE	78463X541
XLE	SELECT SECTOR SPDR TR	24,141	$2.279M	0.7%	$42.70	—	ENERGY	81369Y506
META	META PLATFORMS INC	4,678	$2.272M	0.7%	$177.06	+150.3%	CL A	30303M102
SCHA	SCHWAB STRATEGIC TR	44,373	$2.185M	0.7%	$50.13	—	US SML CAP ETF	808524607
HYG	ISHARES TR	27,330	$2.124M	0.7%	$77.44	—	IBOXX HI YD ETF	464288513
DIS	DISNEY WALT CO	16,807	$2.057M	0.6%	$70.49	+45.3%	COM	254687106
VEU	VANGUARD INTL EQUITY INDEX F	35,009	$2.053M	0.6%	$47.99	—	ALLWRLD EX US	922042775
ICE	INTERCONTINENTAL EXCHANGE IN	14,923	$2.051M	0.6%	$49.34	+163.1%	COM	45866F104
XLF	SELECT SECTOR SPDR TR	47,895	$2.017M	0.6%	$28.58	—	FINANCIAL	81369Y605
XLI	SELECT SECTOR SPDR TR	16,003	$2.016M	0.6%	$64.17	—	INDL	81369Y704
SCHM	SCHWAB STRATEGIC TR	23,423	$1.907M	0.6%	$69.15	—	US MID-CAP ETF	808524508
PFE	PFIZER INC	67,393	$1.87M	0.6%	$21.50	+14.6%	COM	717081103
SPMB	SPDR SER TR	85,725	$1.862M	0.6%	$21.75	—	PORT MTG BK ETF	78464A383
AXP	AMERICAN EXPRESS CO	7,960	$1.812M	0.6%	$63.59	+219.1%	COM	025816109
LLY	ELI LILLY & CO	2,303	$1.792M	0.6%	$115.08	+510.4%	COM	532457108
KO	COCA COLA CO	28,391	$1.737M	0.5%	$28.16	+101.3%	COM	191216100
XLC	SELECT SECTOR SPDR TR	20,430	$1.668M	0.5%	$52.09	—	COMMUNICATION	81369Y852
SPTL	SPDR SER TR	57,850	$1.616M	0.5%	$32.10	—	PORTFOLIO LN TSR	78464A664
SUB	ISHARES TR	15,360	$1.609M	0.5%	$105.78	—	SHRT NAT MUN ETF	464288158
ORCL	ORACLE CORP	12,797	$1.607M	0.5%	$61.70	+82.1%	COM	68389X105
KLAC	KLA CORP	2,091	$1.461M	0.5%	$108.03	+484.9%	COM NEW	482480100
ALL	ALLSTATE CORP	8,372	$1.448M	0.4%	$58.29	+160.6%	COM	020002101
TJX	TJX COS INC NEW	14,215	$1.442M	0.4%	$46.94	+101.6%	COM	872540109
TLT	ISHARES TR	14,995	$1.419M	0.4%	$121.27	—	20 YR TR BD ETF	464287432
CMF	ISHARES TR	24,560	$1.413M	0.4%	$69.44	—	CALIF MUN BD ETF	464288356
XLB	SELECT SECTOR SPDR TR	14,365	$1.334M	0.4%	$50.69	—	SBI MATERIALS	81369Y100
WMT	WALMART INC	22,041	$1.326M	0.4%	$43.89	+27.7%	COM	931142103
ABBV	ABBVIE INC	7,200	$1.311M	0.4%	$63.49	+155.1%	COM	00287Y109
XLP	SELECT SECTOR SPDR TR	17,049	$1.302M	0.4%	$49.69	—	SBI CONS STPLS	81369Y308
SPLB	SPDR SER TR	52,225	$1.214M	0.4%	$23.79	—	PORTFOLIO LN COR	78464A367
MRSH	MARSH & MCLENNAN COS INC	5,494	$1.132M	0.4%	$96.58	+100.2%	COM	571748102
DHR	DANAHER CORPORATION	4,430	$1.106M	0.3%	$46.06	+424.3%	COM	235851102
VGT	VANGUARD WORLD FDS	2,086	$1.094M	0.3%	$216.28	—	INF TECH ETF	92204A702
HD	HOME DEPOT INC	2,790	$1.07M	0.3%	$96.45	+261.4%	COM	437076102
IBM	INTERNATIONAL BUSINESS MACHS	5,430	$1.037M	0.3%	$115.79	+49.0%	COM	459200101
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,449	$1.03M	0.3%	$175.23	+124.5%	CL B NEW	084670702
IGIB	ISHARES TR	19,705	$1.017M	0.3%	$62.50	—	ISHS 5-10YR INVT	464288638
ADBE	ADOBE INC	2,008	$1.013M	0.3%	$415.47	+38.0%	COM	00724F101
CME	CME GROUP INC	4,585	$987K	0.3%	$50.57	+290.0%	COM	12572Q105
DLTR	DOLLAR TREE INC	7,384	$983K	0.3%	$89.35	+54.1%	COM	256746108
WFC	WELLS FARGO CO NEW	16,700	$968K	0.3%	$29.49	+70.0%	COM	949746101
CVS	CVS HEALTH CORP	12,132	$968K	0.3%	$49.64	+42.7%	COM	126650100
ADP	AUTOMATIC DATA PROCESSING IN	3,815	$953K	0.3%	$79.47	+194.8%	COM	053015103
MA	MASTERCARD INCORPORATED	1,954	$941K	0.3%	$327.17	+38.3%	CL A	57636Q104
PEP	PEPSICO INC	5,271	$922K	0.3%	$63.04	+149.5%	COM	713448108
ICSH	ISHARES TR	17,600	$890K	0.3%	$50.16	—	BLACKROCK ULTRA	46434V878
VTI	VANGUARD INDEX FDS	3,419	$889K	0.3%	$128.77	—	TOTAL STK MKT	922908769
MDLZ	MONDELEZ INTL INC	12,614	$883K	0.3%	$35.68	+93.1%	CL A	609207105
XLU	SELECT SECTOR SPDR TR	12,724	$835K	0.3%	$45.62	—	SBI INT-UTILS	81369Y886
BX	BLACKSTONE INC	6,173	$811K	0.3%	$95.36	+24.5%	COM	09260D107
BA	BOEING CO	4,068	$785K	0.2%	$253.11	-18.8%	COM	097023105
ZBH	ZIMMER BIOMET HOLDINGS INC	5,761	$760K	0.2%	$112.07	+9.4%	COM	98956P102
XLRE	SELECT SECTOR SPDR TR	19,154	$757K	0.2%	$32.33	—	RL EST SEL SEC	81369Y860
MRK	MERCK & CO INC	5,733	$756K	0.2%	$60.29	+92.0%	COM	58933Y105
CMCSA	COMCAST CORP NEW	17,150	$743K	0.2%	$37.12	+9.5%	CL A	20030N101
AGG	ISHARES TR	7,550	$739K	0.2%	$94.04	—	CORE US AGGBD ET	464287226
CMG	CHIPOTLE MEXICAN GRILL INC	249	$724K	0.2%	$29.01	+76.3%	COM	169656105
CSCO	CISCO SYS INC	14,230	$710K	0.2%	$43.29	+9.1%	COM	17275R102
VIG	VANGUARD SPECIALIZED FUNDS	3,829	$699K	0.2%	$83.79	—	DIV APP ETF	921908844
ADI	ANALOG DEVICES INC	3,425	$677K	0.2%	$156.55	+19.0%	COM	032654105
—	BLACKROCK INC	806	$672K	0.2%	$747.56	—	COM	09247X101
HON	HONEYWELL INTL INC	3,175	$652K	0.2%	$145.82	+24.0%	COM	438516106
PLD	PROLOGIS INC.	4,925	$641K	0.2%	$58.33	+109.7%	COM	74340W103
T	AT&T INC	36,393	$641K	0.2%	$14.61	+6.9%	COM	00206R102
AMT	AMERICAN TOWER CORP NEW	3,081	$609K	0.2%	$122.22	+52.3%	COM	03027X100
SCHW	SCHWAB CHARLES CORP	8,182	$592K	0.2%	$68.86	-6.7%	COM	808513105
INDA	ISHARES TR	11,125	$574K	0.2%	$47.49	—	MSCI INDIA ETF	46429B598
NSC	NORFOLK SOUTHN CORP	2,234	$569K	0.2%	$172.95	+37.5%	COM	655844108
COST	COSTCO WHSL CORP NEW	777	$569K	0.2%	$487.22	+45.1%	COM	22160K105
TPR	TAPESTRY INC	11,938	$567K	0.2%	$22.01	+86.7%	COM	876030107
J	JACOBS SOLUTIONS INC	3,605	$554K	0.2%	$95.66	+20.5%	COM	46982L108
INTC	INTEL CORP	12,150	$537K	0.2%	$31.30	+40.7%	COM	458140100
FCX	FREEPORT-MCMORAN INC	11,085	$521K	0.2%	$30.33	+29.9%	CL B	35671D857
SPTI	SPDR SER TR	18,400	$519K	0.2%	$28.56	—	PORTFLI INTRMDIT	78464A672
JNJ	JOHNSON & JOHNSON	3,105	$491K	0.2%	$61.40	+144.7%	COM	478160104
PANW	PALO ALTO NETWORKS INC	1,719	$488K	0.2%	$89.61	+76.0%	COM	697435105
NEE	NEXTERA ENERGY INC	7,605	$486K	0.2%	$60.93	-9.1%	COM	65339F101
AMD	ADVANCED MICRO DEVICES INC	2,625	$474K	0.1%	$82.30	+112.4%	COM	007903107
MAS	MASCO CORP	5,987	$472K	0.1%	$51.70	+34.9%	COM	574599106
VNQ	VANGUARD INDEX FDS	5,425	$469K	0.1%	$69.06	—	REAL ESTATE ETF	922908553
GSK	GSK PLC	10,863	$466K	0.1%	$35.57	—	SPONSORED ADR	37733W204
EEM	ISHARES TR	11,263	$463K	0.1%	$43.25	—	MSCI EMG MKT ETF	464287234
MCD	MCDONALDS CORP	1,621	$457K	0.1%	$102.30	+171.8%	COM	580135101
VWO	VANGUARD INTL EQUITY INDEX F	10,935	$457K	0.1%	$40.40	—	FTSE EMR MKT ETF	922042858
CDW	CDW CORP	1,777	$455K	0.1%	$166.84	+38.8%	COM	12514G108
TFC	TRUIST FINL CORP	11,515	$449K	0.1%	$35.76	-6.6%	COM	89832Q109
PYPL	PAYPAL HLDGS INC	6,665	$446K	0.1%	$61.23	0.0%	COM	70450Y103
MCHI	ISHARES TR	11,000	$437K	0.1%	$43.89	—	MSCI CHINA ETF	46429B671
COR	CENCORA INC	1,779	$432K	0.1%	$141.55	+60.0%	COM	03073E105
IGLB	ISHARES TR	7,820	$403K	0.1%	$52.14	—	10+ YR INVST GRD	464289511
FLCH	FRANKLIN TEMPLETON ETF TR	25,300	$399K	0.1%	$16.64	—	FTSE CHINA	35473P819
FTV	FORTIVE CORP	4,598	$396K	0.1%	$33.58	+79.3%	COM	34959J108
BMO	BANK MONTREAL QUE	4,000	$391K	0.1%	$49.92	+75.6%	COM	063671101
JCI	JOHNSON CTLS INTL PLC	5,858	$383K	0.1%	$57.05	-0.8%	SHS	G51502105
RTX	RTX CORPORATION	3,915	$382K	0.1%	$53.70	+61.7%	COM	75513E101
HAL	HALLIBURTON CO	9,618	$379K	0.1%	$16.54	+106.3%	COM	406216101
EWJ	ISHARES INC	5,100	$364K	0.1%	$66.90	—	MSCI JPN ETF NEW	46434G822
GOOG	ALPHABET INC	2,340	$356K	0.1%	$96.35	+48.7%	CAP STK CL C	02079K107
EWY	ISHARES INC	5,250	$352K	0.1%	$65.68	—	MSCI STH KOR ETF	464286772
GWW	GRAINGER W W INC	331	$337K	0.1%	$621.54	+47.6%	COM	384802104
USB	US BANCORP DEL	7,375	$330K	0.1%	$22.44	+72.2%	COM NEW	902973304
TSLA	TESLA INC	1,870	$329K	0.1%	$185.11	+5.5%	COM	88160R101
MCO	MOODYS CORP	820	$322K	0.1%	$101.98	+272.6%	COM	615369105
RWO	SPDR INDEX SHS FDS	7,504	$321K	0.1%	$43.58	—	DJ GLB RL ES ETF	78463X749
NKE	NIKE INC	3,372	$317K	0.1%	$97.88	-0.1%	CL B	654106103
VOX	VANGUARD WORLD FDS	2,354	$309K	0.1%	$95.56	—	COMM SRVC ETF	92204A884
FLTW	FRANKLIN TEMPLETON ETF TR	6,750	$296K	0.1%	$43.83	—	FTSE TAIWAN	35473P686
D	DOMINION ENERGY INC	6,009	$296K	0.1%	$53.89	-20.9%	COM	25746U109
NUE	NUCOR CORP	1,434	$284K	0.1%	$152.30	+16.4%	COM	670346105
UNP	UNION PAC CORP	1,133	$279K	0.1%	$92.85	+153.7%	COM	907818108
EWT	ISHARES INC	5,600	$273K	0.1%	$46.30	—	MSCI TAIWAN ETF	46434G772
BIIB	BIOGEN INC	1,260	$272K	0.1%	$205.09	+14.2%	COM	09062X103
MMM	3M CO	2,497	$265K	0.1%	$125.97	-37.1%	COM	88579Y101
CRWD	CROWDSTRIKE HLDGS INC	826	$265K	0.1%	$209.43	+46.2%	CL A	22788C105
EWU	ISHARES TR	7,700	$263K	0.1%	$34.21	—	MSCI UK ETF NEW	46435G334
BDX	BECTON DICKINSON & CO	1,057	$262K	0.1%	$235.42	-2.0%	COM	075887109
REZ	ISHARES TR	3,600	$259K	0.1%	$60.00	—	RESIDENTIAL MULT	464288562
FBIN	FORTUNE BRANDS INNOVATIONS I	3,055	$259K	0.1%	$63.36	+21.1%	COM	34964C106
VZ	VERIZON COMMUNICATIONS INC	6,160	$258K	0.1%	$38.52	-6.7%	COM	92343V104
SBUX	STARBUCKS CORP	2,826	$258K	0.1%	$51.60	+71.7%	COM	855244109
VDE	VANGUARD WORLD FDS	1,820	$240K	0.1%	$120.70	—	ENERGY ETF	92204A306
UPS	UNITED PARCEL SERVICE INC	1,585	$236K	0.1%	$75.84	+79.9%	CL B	911312106
VCR	VANGUARD WORLD FDS	740	$235K	0.1%	$252.55	—	CONSUM DIS ETF	92204A108
VFH	VANGUARD WORLD FDS	2,220	$227K	0.1%	$81.22	—	FINANCIALS ETF	92204A405
VAW	VANGUARD WORLD FDS	1,081	$221K	0.1%	$189.94	—	MATERIALS ETF	92204A801
EL	LAUDER ESTEE COS INC	1,428	$220K	0.1%	$179.49	-23.9%	CL A	518439104
GE	GENERAL ELECTRIC CO	1,250	$219K	0.1%	$116.41	0.0%	COM NEW	369604301
TGT	TARGET CORP	1,222	$217K	0.1%	$142.02	0.0%	COM	87612E106
BBWI	BATH & BODY WORKS INC	4,114	$206K	0.1%	$42.31	0.0%	COM	070830104
LIN	LINDE PLC	438	$203K	0.1%	$422.36	0.0%	SHS	G54950103
SAN	BANCO SANTANDER S.A.	11,000	$53,240	0.0%	$4.14	—	ADR	05964H105