Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	603,372	$23.18M	7.2%	$32.19	—	INTL EQTY ETF	808524805
MBB	ISHARES TR	136,992	$12.58M	3.9%	$96.88	—	MBS ETF	464288588
HYGV	FLEXSHARES TR	293,559	$11.86M	3.7%	$44.27	—	HIG YLD VL ETF	33939L662
TDTT	FLEXSHARES TR	500,857	$11.82M	3.7%	$23.77	—	IBOXX 3R TARGT	33939L506
IEI	ISHARES TR	91,044	$10.51M	3.3%	$117.70	—	3 7 YR TREAS BD	464288661
SPDW	SPDR INDEX SHS FDS	281,625	$9.879M	3.1%	$27.57	—	PORTFOLIO DEVLPD	78463X889
MBSD	FLEXSHARES TR	436,685	$8.859M	2.8%	$22.32	—	DISCP DUR MBS	33939L779
AAPL	APPLE INC	35,646	$7.508M	2.3%	$93.00	+99.1%	COM	037833100
MSFT	MICROSOFT CORP	16,302	$7.286M	2.3%	$51.49	+710.3%	COM	594918104
IJH	ISHARES TR	114,257	$6.686M	2.1%	$76.25	—	CORE S&P MCP ETF	464287507
SCHE	SCHWAB STRATEGIC TR	248,529	$6.601M	2.1%	$25.35	—	EMRG MKTEQ ETF	808524706
GUNR	FLEXSHARES TR	157,462	$6.321M	2.0%	$35.66	—	MORNSTAR UPSTR	33939L407
IJR	ISHARES TR	57,096	$6.09M	1.9%	$81.50	—	CORE S&P SCP ETF	464287804
XLK	SELECT SECTOR SPDR TR	24,787	$5.608M	1.8%	$69.25	—	TECHNOLOGY	81369Y803
NVDA	NVIDIA CORPORATION	45,275	$5.593M	1.7%	$92.80	+8.9%	COM	67066G104
SHY	ISHARES TR	59,731	$4.877M	1.5%	$81.92	—	1 3 YR TREAS BD	464287457
IEF	ISHARES TR	48,192	$4.513M	1.4%	$102.51	—	7-10 YR TRSY BD	464287440
HYG	ISHARES TR	56,560	$4.363M	1.4%	$77.28	—	IBOXX HI YD ETF	464288513
SKOR	FLEXSHARES TR	89,765	$4.261M	1.3%	$51.97	—	CR SCD US BD	33939L761
SPEM	SPDR INDEX SHS FDS	109,998	$4.144M	1.3%	$34.29	—	PORTFOLIO EMG MK	78463X509
NFRA	FLEXSHARES TR	76,437	$4.066M	1.3%	$52.31	—	STOXX GLOBR INF	33939L795
GOOGL	ALPHABET INC	21,823	$3.975M	1.2%	$107.05	+56.3%	CAP STK CL A	02079K305
GQRE	FLEXSHARES TR	70,057	$3.824M	1.2%	$55.70	—	GLB QLT R/E IDX	33939L787
IGSB	ISHARES TR	72,815	$3.731M	1.2%	$50.84	—	ISHS 1-5YR INVS	464288646
CVX	CHEVRON CORP NEW	22,798	$3.566M	1.1%	$71.95	+106.2%	COM	166764100
MCHP	MICROCHIP TECHNOLOGY INC.	34,440	$3.151M	1.0%	$47.62	+83.5%	COM	595017104
LOW	LOWES COS INC	13,269	$2.925M	0.9%	$34.82	+535.6%	COM	548661107
JPM	JPMORGAN CHASE & CO	14,391	$2.911M	0.9%	$85.82	+120.4%	COM	46625H100
XOM	EXXON MOBIL CORP	25,245	$2.906M	0.9%	$56.37	+95.3%	COM	30231G102
XLV	SELECT SECTOR SPDR TR	19,322	$2.816M	0.9%	$89.76	—	SBI HEALTHCARE	81369Y209
RAVI	FLEXSHARES TR	36,790	$2.777M	0.9%	$75.43	—	FLEXSHARES ULTRA	33939L886
SCHB	SCHWAB STRATEGIC TR	44,095	$2.772M	0.9%	$56.28	—	US BRD MKT ETF	808524102
CAT	CATERPILLAR INC	8,256	$2.75M	0.9%	$90.07	+276.0%	COM	149123101
AMZN	AMAZON COM INC	13,901	$2.686M	0.8%	$120.44	+52.5%	COM	023135106
GNR	SPDR INDEX SHS FDS	46,917	$2.62M	0.8%	$47.69	—	GLB NAT RESRCE	78463X541
CRM	SALESFORCE INC	9,873	$2.538M	0.8%	$72.34	+265.9%	COM	79466L302
EFA	ISHARES TR	32,332	$2.533M	0.8%	$64.30	—	MSCI EAFE ETF	464287465
XLY	SELECT SECTOR SPDR TR	13,364	$2.438M	0.8%	$84.29	—	SBI CONS DISCR	81369Y407
PG	PROCTER AND GAMBLE CO	14,363	$2.369M	0.7%	$55.67	+182.4%	COM	742718109
ABT	ABBOTT LABS	21,732	$2.258M	0.7%	$37.89	+171.7%	COM	002824100
META	META PLATFORMS INC	4,236	$2.136M	0.7%	$177.06	+173.0%	CL A	30303M102
SPMB	SPDR SER TR	98,686	$2.129M	0.7%	$21.73	—	PORT MTG BK ETF	78464A383
XLE	SELECT SECTOR SPDR TR	23,096	$2.105M	0.7%	$42.70	—	ENERGY	81369Y506
SCHA	SCHWAB STRATEGIC TR	42,903	$2.036M	0.6%	$50.13	—	US SML CAP ETF	808524607
VEU	VANGUARD INTL EQUITY INDEX F	33,849	$1.985M	0.6%	$47.99	—	ALLWRLD EX US	922042775
LLY	ELI LILLY & CO	2,170	$1.965M	0.6%	$115.08	+587.3%	COM	532457108
ICE	INTERCONTINENTAL EXCHANGE IN	14,151	$1.937M	0.6%	$49.34	+167.0%	COM	45866F104
PFE	PFIZER INC	67,653	$1.893M	0.6%	$21.50	+15.2%	COM	717081103
XLF	SELECT SECTOR SPDR TR	45,915	$1.888M	0.6%	$28.58	—	FINANCIAL	81369Y605
SCHM	SCHWAB STRATEGIC TR	23,598	$1.837M	0.6%	$69.15	—	US MID-CAP ETF	808524508
XLI	SELECT SECTOR SPDR TR	14,580	$1.777M	0.6%	$64.17	—	INDL	81369Y704
SUB	ISHARES TR	16,838	$1.76M	0.6%	$105.67	—	SHRT NAT MUN ETF	464288158
ORCL	ORACLE CORP	12,303	$1.737M	0.5%	$61.70	+98.2%	COM	68389X105
AXP	AMERICAN EXPRESS CO	7,452	$1.726M	0.5%	$63.59	+257.5%	COM	025816109
KO	COCA COLA CO	26,841	$1.708M	0.5%	$28.16	+109.1%	COM	191216100
KLAC	KLA CORP	2,061	$1.699M	0.5%	$108.03	+574.3%	COM NEW	482480100
XLC	SELECT SECTOR SPDR TR	19,542	$1.674M	0.5%	$52.09	—	COMMUNICATION	81369Y852
SPTL	SPDR SER TR	60,578	$1.649M	0.5%	$31.88	—	PORTFOLIO LN TSR	78464A664
DIS	DISNEY WALT CO	16,371	$1.625M	0.5%	$70.49	+49.7%	COM	254687106
TJX	TJX COS INC NEW	14,010	$1.543M	0.5%	$46.94	+110.2%	COM	872540109
TLT	ISHARES TR	15,560	$1.428M	0.4%	$120.20	—	20 YR TR BD ETF	464287432
WMT	WALMART INC	20,747	$1.405M	0.4%	$43.89	+41.2%	COM	931142103
ABBV	ABBVIE INC	7,210	$1.237M	0.4%	$63.49	+147.5%	COM	00287Y109
XLP	SELECT SECTOR SPDR TR	16,089	$1.232M	0.4%	$49.69	—	SBI CONS STPLS	81369Y308
XLB	SELECT SECTOR SPDR TR	13,506	$1.193M	0.4%	$50.69	—	SBI MATERIALS	81369Y100
SPLB	SPDR SER TR	52,225	$1.178M	0.4%	$23.79	—	PORTFOLIO LN COR	78464A367
ADBE	ADOBE INC	2,065	$1.147M	0.4%	$417.37	+16.0%	COM	00724F101
IGIB	ISHARES TR	22,070	$1.131M	0.4%	$61.30	—	ISHS 5-10YR INVT	464288638
ALL	ALLSTATE CORP	7,049	$1.125M	0.4%	$58.29	+177.0%	COM	020002101
MRSH	MARSH & MCLENNAN COS INC	5,337	$1.125M	0.4%	$96.58	+107.3%	COM	571748102
DHR	DANAHER CORPORATION	4,455	$1.113M	0.3%	$46.06	+443.4%	COM	235851102
CMF	ISHARES TR	18,820	$1.07M	0.3%	$69.44	—	CALIF MUN BD ETF	464288356
WFC	WELLS FARGO CO NEW	16,700	$992K	0.3%	$29.49	+92.8%	COM	949746101
HD	HOME DEPOT INC	2,820	$971K	0.3%	$98.91	+231.2%	COM	437076102
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,365	$962K	0.3%	$175.23	+133.2%	CL B NEW	084670702
IBM	INTERNATIONAL BUSINESS MACHS	5,396	$933K	0.3%	$115.79	+43.2%	COM	459200101
ICSH	ISHARES TR	18,250	$922K	0.3%	$50.17	—	BLACKROCK ULTRA	46434V878
CME	CME GROUP INC	4,585	$901K	0.3%	$50.57	+285.6%	COM	12572Q105
VTI	VANGUARD INDEX FDS	3,319	$888K	0.3%	$128.77	—	TOTAL STK MKT	922908769
PEP	PEPSICO INC	5,301	$874K	0.3%	$63.04	+157.5%	COM	713448108
MA	MASTERCARD INCORPORATED	1,974	$871K	0.3%	$328.43	+37.5%	CL A	57636Q104
ADP	AUTOMATIC DATA PROCESSING IN	3,426	$818K	0.3%	$79.47	+197.7%	COM	053015103
MDLZ	MONDELEZ INTL INC	12,436	$814K	0.3%	$35.68	+82.6%	CL A	609207105
RWO	SPDR INDEX SHS FDS	19,140	$795K	0.2%	$42.33	—	DJ GLB RL ES ETF	78463X749
ADI	ANALOG DEVICES INC	3,440	$785K	0.2%	$156.55	+32.6%	COM	032654105
BX	BLACKSTONE INC	6,276	$777K	0.2%	$95.73	+23.1%	COM	09260D107
XLU	SELECT SECTOR SPDR TR	11,387	$776K	0.2%	$45.62	—	SBI INT-UTILS	81369Y886
DLTR	DOLLAR TREE INC	7,194	$768K	0.2%	$89.35	+32.1%	COM	256746108
CMG	CHIPOTLE MEXICAN GRILL INC	11,850	$742K	0.2%	$61.43	+1.1%	COM	169656105
T	AT&T INC	38,518	$736K	0.2%	$14.69	+10.0%	COM	00206R102
BA	BOEING CO	4,033	$734K	0.2%	$253.11	-29.6%	COM	097023105
MRK	MERCK & CO INC	5,763	$713K	0.2%	$60.29	+101.9%	COM	58933Y105
INDA	ISHARES TR	12,575	$701K	0.2%	$48.45	—	MSCI INDIA ETF	46429B598
VIG	VANGUARD SPECIALIZED FUNDS	3,829	$699K	0.2%	$83.79	—	DIV APP ETF	921908844
HON	HONEYWELL INTL INC	3,155	$674K	0.2%	$145.82	+26.0%	COM	438516106
COST	COSTCO WHSL CORP NEW	790	$671K	0.2%	$491.94	+57.3%	COM	22160K105
CSCO	CISCO SYS INC	14,030	$667K	0.2%	$43.29	+4.6%	COM	17275R102
XLRE	SELECT SECTOR SPDR TR	17,222	$662K	0.2%	$32.33	—	RL EST SEL SEC	81369Y860
CMCSA	COMCAST CORP NEW	16,663	$653K	0.2%	$37.12	+0.0%	CL A	20030N101
—	BLACKROCK INC	821	$646K	0.2%	$748.29	—	COM	09247X101
VGT	VANGUARD WORLD FD	1,119	$645K	0.2%	$216.28	—	INF TECH ETF	92204A702
ZBH	ZIMMER BIOMET HOLDINGS INC	5,676	$616K	0.2%	$112.07	+3.5%	COM	98956P102
SCHW	SCHWAB CHARLES CORP	8,097	$597K	0.2%	$68.86	+5.1%	COM	808513105
PANW	PALO ALTO NETWORKS INC	1,714	$581K	0.2%	$89.61	+66.9%	COM	697435105
AMT	AMERICAN TOWER CORP NEW	2,894	$563K	0.2%	$122.22	+44.2%	COM	03027X100
PLD	PROLOGIS INC.	5,000	$562K	0.2%	$59.02	+77.0%	COM	74340W103
NEE	NEXTERA ENERGY INC	7,655	$542K	0.2%	$60.93	+11.0%	COM	65339F101
MCHI	ISHARES TR	12,800	$540K	0.2%	$43.65	—	MSCI CHINA ETF	46429B671
FCX	FREEPORT-MCMORAN INC	11,065	$538K	0.2%	$30.33	+62.6%	CL B	35671D857
CVS	CVS HEALTH CORP	9,019	$533K	0.2%	$49.64	+17.9%	COM	126650100
SPTI	SPDR SER TR	18,400	$516K	0.2%	$28.56	—	PORTFLI INTRMDIT	78464A672
J	JACOBS SOLUTIONS INC	3,585	$501K	0.2%	$95.66	+20.8%	COM	46982L108
FLCH	FRANKLIN TEMPLETON ETF TR	30,100	$499K	0.2%	$16.63	—	FTSE CHINA	35473P819
TPR	TAPESTRY INC	11,563	$495K	0.2%	$22.01	+83.1%	COM	876030107
EEM	ISHARES TR	11,288	$481K	0.2%	$43.25	—	MSCI EMG MKT ETF	464287234
VWO	VANGUARD INTL EQUITY INDEX F	10,935	$479K	0.1%	$40.40	—	FTSE EMR MKT ETF	922042858
VNQ	VANGUARD INDEX FDS	5,656	$474K	0.1%	$69.66	—	REAL ESTATE ETF	922908553
NSC	NORFOLK SOUTHN CORP	2,139	$459K	0.1%	$172.95	+29.6%	COM	655844108
GOOG	ALPHABET INC	2,475	$454K	0.1%	$100.30	+68.4%	CAP STK CL C	02079K107
JNJ	JOHNSON & JOHNSON	3,090	$452K	0.1%	$61.40	+130.4%	COM	478160104
FLTW	FRANKLIN TEMPLETON ETF TR	9,200	$447K	0.1%	$45.11	—	FTSE TAIWAN	35473P686
TFC	TRUIST FINL CORP	11,510	$447K	0.1%	$35.76	-2.3%	COM	89832Q109
PYPL	PAYPAL HLDGS INC	7,700	$447K	0.1%	$61.53	+3.1%	COM	70450Y103
AMD	ADVANCED MICRO DEVICES INC	2,675	$434K	0.1%	$83.77	+92.0%	COM	007903107
GSK	GSK PLC	11,133	$429K	0.1%	$35.64	—	SPONSORED ADR	37733W204
MCD	MCDONALDS CORP	1,611	$411K	0.1%	$102.30	+149.3%	COM	580135101
COR	CENCORA INC	1,820	$410K	0.1%	$143.51	+59.3%	COM	03073E105
MAS	MASCO CORP	6,057	$404K	0.1%	$51.89	+32.0%	COM	574599106
JCI	JOHNSON CTLS INTL PLC	6,003	$399K	0.1%	$57.27	+14.9%	SHS	G51502105
CDW	CDW CORP	1,765	$395K	0.1%	$166.84	+35.9%	COM	12514G108
RTX	RTX CORPORATION	3,817	$383K	0.1%	$53.70	+86.4%	COM	75513E101
EWJ	ISHARES INC	5,500	$375K	0.1%	$66.99	—	MSCI JPN ETF NEW	46434G822
TSLA	TESLA INC	1,845	$365K	0.1%	$185.11	-5.6%	COM	88160R101
MCO	MOODYS CORP	815	$343K	0.1%	$101.98	+285.4%	COM	615369105
EWY	ISHARES INC	5,125	$339K	0.1%	$65.68	—	MSCI STH KOR ETF	464286772
FTV	FORTIVE CORP	4,568	$338K	0.1%	$33.58	+71.6%	COM	34959J108
BMO	BANK MONTREAL QUE	4,000	$335K	0.1%	$49.92	+70.9%	COM	063671101
VOX	VANGUARD WORLD FD	2,345	$324K	0.1%	$95.56	—	COMM SRVC ETF	92204A884
CRWD	CROWDSTRIKE HLDGS INC	826	$317K	0.1%	$209.43	+58.8%	CL A	22788C105
HAL	HALLIBURTON CO	9,203	$311K	0.1%	$16.54	+113.5%	COM	406216101
INTC	INTEL CORP	10,025	$310K	0.1%	$31.30	+3.8%	COM	458140100
GWW	GRAINGER W W INC	331	$299K	0.1%	$621.54	+49.3%	COM	384802104
IGF	ISHARES TR	6,145	$294K	0.1%	$47.92	—	GLB INFRASTR ETF	464288372
EWU	ISHARES TR	8,150	$284K	0.1%	$34.25	—	MSCI UK ETF NEW	46435G334
EWT	ISHARES INC	5,200	$282K	0.1%	$46.30	—	MSCI TAIWAN ETF	46434G772
BDX	BECTON DICKINSON & CO	1,201	$281K	0.1%	$234.52	-2.8%	COM	075887109
BIIB	BIOGEN INC	1,204	$279K	0.1%	$205.09	+6.0%	COM	09062X103
REZ	ISHARES TR	3,600	$277K	0.1%	$60.00	—	RESIDENTIAL MULT	464288562
USB	US BANCORP DEL	6,975	$277K	0.1%	$22.44	+68.3%	COM NEW	902973304
IGLB	ISHARES TR	5,320	$266K	0.1%	$52.14	—	10+ YR INVST GRD	464289511
UNP	UNION PAC CORP	1,156	$262K	0.1%	$95.49	+136.2%	COM	907818108
D	DOMINION ENERGY INC	5,304	$260K	0.1%	$53.89	-12.6%	COM	25746U109
VZ	VERIZON COMMUNICATIONS INC	6,260	$258K	0.1%	$38.49	-5.2%	COM	92343V104
MMM	3M CO	2,522	$258K	0.1%	$125.65	-25.0%	COM	88579Y101
NKE	NIKE INC	3,352	$253K	0.1%	$97.88	-8.4%	CL B	654106103
PINS	PINTEREST INC	5,631	$248K	0.1%	$39.42	0.0%	CL A	72352L106
VCR	VANGUARD WORLD FD	759	$237K	0.1%	$254.05	—	CONSUM DIS ETF	92204A108
VDE	VANGUARD WORLD FD	1,810	$231K	0.1%	$120.70	—	ENERGY ETF	92204A306
NUE	NUCOR CORP	1,450	$229K	0.1%	$152.48	+10.8%	COM	670346105
AVGO	BROADCOM INC	140	$225K	0.1%	$137.66	0.0%	COM	11135F101
UPS	UNITED PARCEL SERVICE INC	1,585	$217K	0.1%	$75.84	+71.4%	CL B	911312106
SBUX	STARBUCKS CORP	2,677	$208K	0.1%	$51.60	+51.3%	COM	855244109
VAW	VANGUARD WORLD FD	1,060	$204K	0.1%	$189.94	—	MATERIALS ETF	92204A801
AGG	ISHARES TR	2,100	$204K	0.1%	$94.04	—	CORE US AGGBD ET	464287226
PM	PHILIP MORRIS INTL INC	1,991	$202K	0.1%	$91.29	0.0%	COM	718172109
SAN	BANCO SANTANDER S.A.	11,000	$50,930	0.0%	$4.14	—	ADR	05964H105