Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	590,290	$24.27M	7.2%	$32.19	—	INTL EQTY ETF	808524805
HYGV	FLEXSHARES TR	312,940	$13.04M	3.9%	$44.10	—	HIG YLD VL ETF	33939L662
TDTT	FLEXSHARES TR	538,016	$12.94M	3.8%	$23.79	—	IBOXX 3R TARGT	33939L506
MBB	ISHARES TR	133,747	$12.81M	3.8%	$96.88	—	MBS ETF	464288588
IEI	ISHARES TR	92,325	$11.04M	3.3%	$117.73	—	3 7 YR TREAS BD	464288661
SPDW	SPDR INDEX SHS FDS	284,710	$10.69M	3.2%	$27.68	—	PORTFOLIO DEVLPD	78463X889
MBSD	FLEXSHARES TR	417,069	$8.75M	2.6%	$22.32	—	DISCP DUR MBS	33939L779
AAPL	APPLE INC	37,027	$8.627M	2.6%	$97.81	+126.9%	COM	037833100
MSFT	MICROSOFT CORP	16,592	$7.14M	2.1%	$57.99	+629.6%	COM	594918104
IJH	ISHARES TR	114,160	$7.114M	2.1%	$76.25	—	CORE S&P MCP ETF	464287507
SCHE	SCHWAB STRATEGIC TR	240,689	$7.023M	2.1%	$25.35	—	EMRG MKTEQ ETF	808524706
GUNR	FLEXSHARES TR	165,296	$6.818M	2.0%	$35.93	—	MORNSTAR UPSTR	33939L407
IJR	ISHARES TR	56,441	$6.601M	2.0%	$81.50	—	CORE S&P SCP ETF	464287804
SHY	ISHARES TR	68,087	$5.661M	1.7%	$82.07	—	1 3 YR TREAS BD	464287457
NVDA	NVIDIA CORPORATION	46,000	$5.586M	1.7%	$93.20	+26.7%	COM	67066G104
XLK	SELECT SECTOR SPDR TR	24,236	$5.472M	1.6%	$69.25	—	TECHNOLOGY	81369Y803
HYG	ISHARES TR	63,210	$5.076M	1.5%	$77.60	—	IBOXX HI YD ETF	464288513
SPEM	SPDR INDEX SHS FDS	111,515	$4.603M	1.4%	$34.38	—	PORTFOLIO EMG MK	78463X509
NFRA	FLEXSHARES TR	77,224	$4.589M	1.4%	$52.38	—	STOXX GLOBR INF	33939L795
GQRE	FLEXSHARES TR	70,696	$4.402M	1.3%	$55.70	—	GLB QLT R/E IDX	33939L787
SKOR	FLEXSHARES TR	88,687	$4.356M	1.3%	$51.97	—	CR SCD US BD	33939L761
IGSB	ISHARES TR	77,871	$4.101M	1.2%	$50.96	—	ISHS 1-5YR INVS	464288646
GOOGL	ALPHABET INC	22,707	$3.766M	1.1%	$109.37	+52.4%	CAP STK CL A	02079K305
IEF	ISHARES TR	37,659	$3.695M	1.1%	$102.51	—	7-10 YR TRSY BD	464287440
LOW	LOWES COS INC	12,916	$3.498M	1.0%	$34.82	+578.1%	COM	548661107
CVX	CHEVRON CORP NEW	22,733	$3.348M	1.0%	$71.95	+94.5%	COM	166764100
CAT	CATERPILLAR INC	8,237	$3.222M	1.0%	$90.07	+276.0%	COM	149123101
GNR	SPDR INDEX SHS FDS	54,036	$3.116M	0.9%	$49.00	—	GLB NAT RESRCE	78463X541
JPM	JPMORGAN CHASE & CO.	14,410	$3.038M	0.9%	$85.82	+138.8%	COM	46625H100
XOM	EXXON MOBIL CORP	25,289	$2.964M	0.9%	$56.37	+95.2%	COM	30231G102
XLV	SELECT SECTOR SPDR TR	18,322	$2.822M	0.8%	$89.76	—	SBI HEALTHCARE	81369Y209
AMZN	AMAZON COM INC	14,702	$2.739M	0.8%	$123.82	+47.4%	COM	023135106
EFA	ISHARES TR	32,344	$2.705M	0.8%	$64.30	—	MSCI EAFE ETF	464287465
CRM	SALESFORCE INC	9,633	$2.637M	0.8%	$72.34	+250.9%	COM	79466L302
MCHP	MICROCHIP TECHNOLOGY INC.	32,003	$2.57M	0.8%	$47.62	+66.3%	COM	595017104
SCHB	SCHWAB STRATEGIC TR	37,673	$2.506M	0.7%	$56.28	—	US BRD MKT ETF	808524102
ABT	ABBOTT LABS	21,821	$2.488M	0.7%	$37.89	+182.6%	COM	002824100
PG	PROCTER AND GAMBLE CO	14,342	$2.484M	0.7%	$55.67	+195.0%	COM	742718109
XLY	SELECT SECTOR SPDR TR	12,288	$2.462M	0.7%	$84.29	—	SBI CONS DISCR	81369Y407
RAVI	FLEXSHARES TR	31,965	$2.418M	0.7%	$75.43	—	FLEXSHARES ULTRA	33939L886
META	META PLATFORMS INC	4,186	$2.396M	0.7%	$177.06	+189.2%	CL A	30303M102
SCHA	SCHWAB STRATEGIC TR	44,008	$2.266M	0.7%	$50.16	—	US SML CAP ETF	808524607
SPMB	SPDR SER TR	98,688	$2.223M	0.7%	$21.73	—	PORT MTG BK ETF	78464A383
ICE	INTERCONTINENTAL EXCHANGE IN	13,680	$2.198M	0.7%	$49.34	+207.4%	COM	45866F104
VEU	VANGUARD INTL EQUITY INDEX F	33,849	$2.132M	0.6%	$47.99	—	ALLWRLD EX US	922042775
SCHM	SCHWAB STRATEGIC TR	24,474	$2.034M	0.6%	$69.65	—	US MID-CAP ETF	808524508
AXP	AMERICAN EXPRESS CO	7,402	$2.007M	0.6%	$63.59	+285.5%	COM	025816109
XLE	SELECT SECTOR SPDR TR	22,668	$1.99M	0.6%	$42.70	—	ENERGY	81369Y506
ORCL	ORACLE CORP	11,442	$1.95M	0.6%	$61.70	+131.9%	COM	68389X105
XLF	SELECT SECTOR SPDR TR	42,583	$1.93M	0.6%	$28.58	—	FINANCIAL	81369Y605
KO	COCA COLA CO	26,690	$1.918M	0.6%	$28.16	+133.1%	COM	191216100
LLY	ELI LILLY & CO	2,099	$1.86M	0.6%	$115.08	+673.7%	COM	532457108
XLI	SELECT SECTOR SPDR TR	13,562	$1.837M	0.5%	$64.17	—	INDL	81369Y704
PFE	PFIZER INC	62,722	$1.815M	0.5%	$21.50	+24.1%	COM	717081103
SPTL	SPDR SER TR	61,246	$1.78M	0.5%	$31.85	—	PORTFOLIO LN TSR	78464A664
XLC	SELECT SECTOR SPDR TR	18,905	$1.709M	0.5%	$52.09	—	COMMUNICATION	81369Y852
WMT	WALMART INC	20,137	$1.626M	0.5%	$43.89	+65.1%	COM	931142103
TJX	TJX COS INC NEW	13,491	$1.586M	0.5%	$46.94	+140.1%	COM	872540109
KLAC	KLA CORP	2,025	$1.568M	0.5%	$108.03	+617.5%	COM NEW	482480100
SUB	ISHARES TR	14,455	$1.535M	0.5%	$105.67	—	SHRT NAT MUN ETF	464288158
TLT	ISHARES TR	15,556	$1.526M	0.5%	$120.20	—	20 YR TR BD ETF	464287432
ABBV	ABBVIE INC	7,165	$1.415M	0.4%	$63.49	+181.4%	COM	00287Y109
DIS	DISNEY WALT CO	13,783	$1.326M	0.4%	$70.49	+28.5%	COM	254687106
ALL	ALLSTATE CORP	6,980	$1.324M	0.4%	$58.29	+196.5%	COM	020002101
XLP	SELECT SECTOR SPDR TR	15,593	$1.294M	0.4%	$49.69	—	SBI CONS STPLS	81369Y308
IGIB	ISHARES TR	23,282	$1.251M	0.4%	$60.90	—	ISHS 5-10YR INVT	464288638
SPLB	SPDR SER TR	51,450	$1.243M	0.4%	$23.79	—	PORTFOLIO LN COR	78464A367
XLB	SELECT SECTOR SPDR TR	12,881	$1.242M	0.4%	$50.69	—	SBI MATERIALS	81369Y100
DHR	DANAHER CORPORATION	4,460	$1.24M	0.4%	$46.06	+469.8%	COM	235851102
MRSH	MARSH & MCLENNAN COS INC	5,105	$1.139M	0.3%	$96.58	+124.6%	COM	571748102
HD	HOME DEPOT INC	2,805	$1.137M	0.3%	$98.91	+256.5%	COM	437076102
IBM	INTERNATIONAL BUSINESS MACHS	4,863	$1.075M	0.3%	$115.79	+63.2%	COM	459200101
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,306	$1.061M	0.3%	$175.23	+152.3%	CL B NEW	084670702
CME	CME GROUP INC	4,600	$1.015M	0.3%	$50.57	+288.4%	COM	12572Q105
ADBE	ADOBE INC	1,952	$1.011M	0.3%	$417.37	+31.4%	COM	00724F101
MA	MASTERCARD INCORPORATED	2,035	$1.005M	0.3%	$332.42	+38.9%	CL A	57636Q104
ICSH	ISHARES TR	19,400	$984K	0.3%	$50.21	—	BLACKROCK ULTRA	46434V878
MDLZ	MONDELEZ INTL INC	12,888	$949K	0.3%	$36.79	+82.6%	CL A	609207105
WFC	WELLS FARGO CO NEW	16,800	$949K	0.3%	$29.49	+86.0%	COM	949746101
ADP	AUTOMATIC DATA PROCESSING IN	3,397	$940K	0.3%	$79.47	+219.0%	COM	053015103
RWO	SPDR INDEX SHS FDS	19,645	$934K	0.3%	$42.47	—	DJ GLB RL ES ETF	78463X749
VTI	VANGUARD INDEX FDS	3,296	$933K	0.3%	$128.77	—	TOTAL STK MKT	922908769
INDA	ISHARES TR	15,900	$931K	0.3%	$50.56	—	MSCI INDIA ETF	46429B598
BX	BLACKSTONE INC	6,006	$920K	0.3%	$95.73	+39.6%	COM	09260D107
CMF	ISHARES TR	15,210	$884K	0.3%	$69.44	—	CALIF MUN BD ETF	464288356
XLU	SELECT SECTOR SPDR TR	10,920	$882K	0.3%	$45.62	—	SBI INT-UTILS	81369Y886
PEP	PEPSICO INC	5,171	$879K	0.3%	$63.04	+158.4%	COM	713448108
T	AT&T INC	36,232	$797K	0.2%	$14.69	+27.8%	COM	00206R102
COST	COSTCO WHSL CORP NEW	899	$797K	0.2%	$536.79	+60.6%	COM	22160K105
FLCH	FRANKLIN TEMPLETON ETF TR	39,400	$792K	0.2%	$17.45	—	FTSE CHINA	35473P819
ADI	ANALOG DEVICES INC	3,310	$762K	0.2%	$156.55	+40.6%	COM	032654105
VIG	VANGUARD SPECIALIZED FUNDS	3,829	$758K	0.2%	$83.79	—	DIV APP ETF	921908844
XLRE	SELECT SECTOR SPDR TR	16,772	$749K	0.2%	$32.33	—	RL EST SEL SEC	81369Y860
—	BLACKROCK INC	782	$743K	0.2%	$748.29	—	COM	09247X101
CMG	CHIPOTLE MEXICAN GRILL INC	11,975	$690K	0.2%	$61.37	-9.8%	COM	169656105
MRK	MERCK & CO INC	5,838	$663K	0.2%	$60.97	+85.3%	COM	58933Y105
CSCO	CISCO SYS INC	12,173	$648K	0.2%	$43.29	+8.1%	COM	17275R102
NEE	NEXTERA ENERGY INC	7,555	$639K	0.2%	$60.93	+22.9%	COM	65339F101
HON	HONEYWELL INTL INC	3,060	$633K	0.2%	$145.82	+29.2%	COM	438516106
PLD	PROLOGIS INC.	5,000	$631K	0.2%	$59.02	+100.0%	COM	74340W103
CMCSA	COMCAST CORP NEW	15,079	$630K	0.2%	$37.12	+1.7%	CL A	20030N101
AMT	AMERICAN TOWER CORP NEW	2,662	$619K	0.2%	$122.22	+72.5%	COM	03027X100
PANW	PALO ALTO NETWORKS INC	1,739	$594K	0.2%	$90.74	+85.5%	COM	697435105
CVS	CVS HEALTH CORP	9,107	$573K	0.2%	$49.64	+11.2%	COM	126650100
MCHI	ISHARES TR	11,100	$565K	0.2%	$43.65	—	MSCI CHINA ETF	46429B671
MCD	MCDONALDS CORP	1,847	$562K	0.2%	$123.30	+116.3%	COM	580135101
VNQ	VANGUARD INDEX FDS	5,756	$561K	0.2%	$70.15	—	REAL ESTATE ETF	922908553
BA	BOEING CO	3,683	$560K	0.2%	$253.11	-32.3%	COM	097023105
FCX	FREEPORT-MCMORAN INC	10,980	$548K	0.2%	$30.33	+45.8%	CL B	35671D857
NSC	NORFOLK SOUTHN CORP	2,197	$546K	0.2%	$174.53	+33.5%	COM	655844108
SPTI	SPDR SER TR	18,400	$535K	0.2%	$28.56	—	PORTFLI INTRMDIT	78464A672
VWO	VANGUARD INTL EQUITY INDEX F	10,935	$523K	0.2%	$40.40	—	FTSE EMR MKT ETF	922042858
EEM	ISHARES TR	11,338	$520K	0.2%	$43.25	—	MSCI EMG MKT ETF	464287234
SCHW	SCHWAB CHARLES CORP	7,862	$510K	0.2%	$68.86	-6.2%	COM	808513105
TSLA	TESLA INC	1,920	$502K	0.1%	$186.79	+22.1%	COM	88160R101
FLTW	FRANKLIN TEMPLETON ETF TR	10,250	$494K	0.1%	$45.43	—	FTSE TAIWAN	35473P686
VGT	VANGUARD WORLD FD	835	$490K	0.1%	$216.28	—	INF TECH ETF	92204A702
TPR	TAPESTRY INC	10,393	$488K	0.1%	$22.01	+82.3%	COM	876030107
JNJ	JOHNSON & JOHNSON	2,985	$484K	0.1%	$61.40	+148.6%	COM	478160104
ZBH	ZIMMER BIOMET HOLDINGS INC	4,443	$480K	0.1%	$112.07	-4.0%	COM	98956P102
MAS	MASCO CORP	5,637	$473K	0.1%	$51.89	+42.7%	COM	574599106
PYPL	PAYPAL HLDGS INC	6,030	$471K	0.1%	$61.53	+8.5%	COM	70450Y103
J	JACOBS SOLUTIONS INC	3,540	$463K	0.1%	$95.66	+24.4%	COM	46982L108
GSK	GSK PLC	11,333	$463K	0.1%	$35.73	—	SPONSORED ADR	37733W204
IGF	ISHARES TR	8,495	$462K	0.1%	$49.72	—	GLB INFRASTR ETF	464288372
RTX	RTX CORPORATION	3,778	$458K	0.1%	$53.70	+106.8%	COM	75513E101
TFC	TRUIST FINL CORP	10,385	$444K	0.1%	$35.76	+10.7%	COM	89832Q109
JCI	JOHNSON CTLS INTL PLC	5,578	$433K	0.1%	$57.27	+20.4%	SHS	G51502105
GOOG	ALPHABET INC	2,575	$431K	0.1%	$102.94	+63.4%	CAP STK CL C	02079K107
COR	CENCORA INC	1,833	$413K	0.1%	$143.51	+60.0%	COM	03073E105
CDW	CDW CORP	1,770	$401K	0.1%	$166.84	+30.4%	COM	12514G108
MCO	MOODYS CORP	810	$384K	0.1%	$101.98	+349.8%	COM	615369105
BMO	BANK MONTREAL QUE	4,125	$372K	0.1%	$50.86	+59.6%	COM	063671101
EWY	ISHARES INC	5,775	$369K	0.1%	$65.49	—	MSCI STH KOR ETF	464286772
EWT	ISHARES INC	6,775	$365K	0.1%	$48.06	—	MSCI TAIWAN ETF	46434G772
FTV	FORTIVE CORP	4,503	$355K	0.1%	$33.58	+62.8%	COM	34959J108
GWW	GRAINGER W W INC	331	$344K	0.1%	$621.54	+54.0%	COM	384802104
AMD	ADVANCED MICRO DEVICES INC	2,093	$343K	0.1%	$83.77	+81.4%	COM	007903107
EWU	ISHARES TR	9,050	$339K	0.1%	$34.56	—	MSCI UK ETF NEW	46435G334
VOX	VANGUARD WORLD FD	2,321	$337K	0.1%	$95.56	—	COMM SRVC ETF	92204A884
EWJ	ISHARES INC	4,600	$329K	0.1%	$66.99	—	MSCI JPN ETF NEW	46434G822
MMM	3M CO	2,367	$324K	0.1%	$125.65	-5.2%	COM	88579Y101
REZ	ISHARES TR	3,600	$320K	0.1%	$60.00	—	RESIDENTIAL MULT	464288562
USB	US BANCORP DEL	6,575	$301K	0.1%	$22.44	+83.3%	COM NEW	902973304
AVGO	BROADCOM INC	1,700	$293K	0.1%	$156.33	+1.1%	COM	11135F101
VZ	VERIZON COMMUNICATIONS INC	6,410	$288K	0.1%	$38.49	-0.3%	COM	92343V104
UNP	UNION PAC CORP	1,140	$281K	0.1%	$95.49	+145.7%	COM	907818108
FBIN	FORTUNE BRANDS INNOVATIONS I	3,055	$274K	0.1%	$74.52	0.0%	COM	34964C106
BDX	BECTON DICKINSON & CO	1,117	$269K	0.1%	$234.52	-2.9%	COM	075887109
VDE	VANGUARD WORLD FD	2,145	$263K	0.1%	$120.98	—	ENERGY ETF	92204A306
VCR	VANGUARD WORLD FD	759	$258K	0.1%	$254.05	—	CONSUM DIS ETF	92204A108
SBUX	STARBUCKS CORP	2,647	$258K	0.1%	$51.60	+60.5%	COM	855244109
HAL	HALLIBURTON CO	8,860	$257K	0.1%	$16.54	+83.4%	COM	406216101
PM	PHILIP MORRIS INTL INC	2,031	$247K	0.1%	$91.66	+19.8%	COM	718172109
D	DOMINION ENERGY INC	4,260	$246K	0.1%	$53.89	-5.1%	COM	25746U109
MUB	ISHARES TR	2,150	$234K	0.1%	$108.63	—	NATIONAL MUN ETF	464288414
BIIB	BIOGEN INC	1,197	$232K	0.1%	$205.09	+2.0%	COM	09062X103
CRWD	CROWDSTRIKE HLDGS INC	826	$232K	0.1%	$209.43	+35.6%	CL A	22788C105
GE	GE AEROSPACE	1,221	$230K	0.1%	$167.93	0.0%	COM NEW	369604301
IGLB	ISHARES TR	4,200	$225K	0.1%	$52.14	—	10+ YR INVST GRD	464289511
VAW	VANGUARD WORLD FD	1,060	$224K	0.1%	$189.94	—	MATERIALS ETF	92204A801
INTC	INTEL CORP	9,500	$223K	0.1%	$31.30	-20.5%	COM	458140100
NKE	NIKE INC	2,483	$219K	0.1%	$97.88	-22.3%	CL B	654106103
NUE	NUCOR CORP	1,455	$219K	0.1%	$152.48	-3.7%	COM	670346105
GS	GOLDMAN SACHS GROUP INC	435	$215K	0.1%	$475.08	0.0%	COM	38141G104
EWL	ISHARES INC	4,125	$215K	0.1%	$52.10	—	MSCI SWITZERLAND	464286749
GII	SPDR INDEX SHS FDS	3,470	$214K	0.1%	$61.69	—	S&P GBLINF ETF	78463X855
VFH	VANGUARD WORLD FD	1,942	$213K	0.1%	$109.91	—	FINANCIALS ETF	92204A405
AGG	ISHARES TR	2,100	$213K	0.1%	$94.04	—	CORE US AGGBD ET	464287226
EWQ	ISHARES INC	5,150	$208K	0.1%	$40.40	—	MSCI FRANCE ETF	464286707
UPS	UNITED PARCEL SERVICE INC	1,525	$208K	0.1%	$75.84	+58.9%	CL B	911312106
BMY	BRISTOL-MYERS SQUIBB CO	3,945	$204K	0.1%	$43.65	0.0%	COM	110122108
LIN	LINDE PLC	423	$202K	0.1%	$447.95	0.0%	SHS	G54950103
SAN	BANCO SANTANDER S.A.	11,000	$56,100	0.0%	$4.14	—	ADR	05964H105