Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	1,145,575	$26.67M	7.1%	$25.32	—	INTL EQTY ETF	808524805
TDTT	FLEXSHARES TR	739,131	$17.98M	4.8%	$23.91	—	IBOXX 3R TARGT	33939L506
MBB	ISHARES TR	128,790	$12.25M	3.3%	$96.75	—	MBS ETF	464288588
SPDW	SPDR INDEX SHS FDS	276,625	$11.84M	3.2%	$27.77	—	PORTFOLIO DEVLPD	78463X889
HYGV	FLEXSHARES TR	285,024	$11.74M	3.1%	$43.92	—	HIG YLD VL ETF	33939L662
IEI	ISHARES TR	95,803	$11.45M	3.0%	$117.61	—	3 7 YR TREAS BD	464288661
NVDA	NVIDIA CORPORATION	51,553	$9.619M	2.6%	$96.84	+80.0%	COM	67066G104
MSFT	MICROSOFT CORP	18,133	$9.392M	2.5%	$92.93	+447.4%	COM	594918104
AAPL	APPLE INC	36,394	$9.267M	2.5%	$112.07	+101.3%	COM	037833100
SCHE	SCHWAB STRATEGIC TR	241,952	$8.074M	2.1%	$25.35	—	EMRG MKTEQ ETF	808524706
XLK	SELECT SECTOR SPDR TR	26,900	$7.582M	2.0%	$83.38	—	TECHNOLOGY	81369Y803
IJH	ISHARES TR	115,520	$7.539M	2.0%	$76.02	—	CORE S&P MCP ETF	464287507
HYG	ISHARES TR	87,966	$7.142M	1.9%	$78.36	—	IBOXX HI YD ETF	464288513
MBSD	FLEXSHARES TR	335,253	$6.993M	1.9%	$22.32	—	DISCP DUR MBS	33939L779
IJR	ISHARES TR	56,116	$6.668M	1.8%	$81.74	—	CORE S&P SCP ETF	464287804
SHY	ISHARES TR	76,696	$6.363M	1.7%	$82.11	—	1 3 YR TREAS BD	464287457
GOOGL	ALPHABET INC	25,996	$6.32M	1.7%	$117.01	+78.8%	CAP STK CL A	02079K305
JPM	JPMORGAN CHASE & CO.	16,951	$5.347M	1.4%	$109.91	+169.2%	COM	46625H100
SPEM	SPDR INDEX SHS FDS	110,910	$5.192M	1.4%	$34.38	—	PORTFOLIO EMG MK	78463X509
GUNR	FLEXSHARES TR	117,197	$5.131M	1.4%	$35.95	—	MORNSTAR UPSTR	33939L407
NFRA	FLEXSHARES TR	81,066	$5.101M	1.4%	$52.65	—	STOXX GLOBR INF	33939L795
GQRE	FLEXSHARES TR	79,262	$4.832M	1.3%	$55.97	—	GLB QLT R/E IDX	33939L787
IGSB	ISHARES TR	80,389	$4.263M	1.1%	$51.02	—	ISHS 1-5YR INVS	464288646
SKOR	FLEXSHARES TR	78,949	$3.888M	1.0%	$51.93	—	CR SCD US BD	33939L761
CAT	CATERPILLAR INC	7,961	$3.799M	1.0%	$90.07	+372.3%	COM	149123101
AMZN	AMAZON COM INC	17,116	$3.758M	1.0%	$135.82	+66.7%	COM	023135106
CVX	CHEVRON CORP NEW	22,755	$3.534M	0.9%	$71.95	+111.6%	COM	166764100
SPMB	SPDR SERIES TRUST	156,679	$3.516M	0.9%	$21.96	—	PORT MTG BK ETF	78464A383
META	META PLATFORMS INC	4,596	$3.375M	0.9%	$217.93	+241.0%	CL A	30303M102
SCHA	SCHWAB STRATEGIC TR	113,375	$3.163M	0.8%	$35.10	—	US SML CAP ETF	808524607
LOW	LOWES COS INC	12,210	$3.068M	0.8%	$34.82	+601.2%	COM	548661107
XLY	SELECT SECTOR SPDR TR	12,516	$2.999M	0.8%	$87.99	—	SBI CONS DISCR	81369Y407
EFA	ISHARES TR	32,117	$2.999M	0.8%	$64.30	—	MSCI EAFE ETF	464287465
ABT	ABBOTT LABS	21,665	$2.902M	0.8%	$37.89	+244.7%	COM	002824100
XOM	EXXON MOBIL CORP	25,325	$2.855M	0.8%	$56.37	+94.6%	COM	30231G102
ORCL	ORACLE CORP	10,025	$2.819M	0.8%	$61.70	+311.9%	COM	68389X105
IEF	ISHARES TR	28,498	$2.749M	0.7%	$102.51	—	7-10 YR TRSY BD	464287440
SCHB	SCHWAB STRATEGIC TR	105,750	$2.719M	0.7%	$34.05	—	US BRD MKT ETF	808524102
GNR	SPDR INDEX SHS FDS	44,800	$2.653M	0.7%	$49.07	—	GLB NAT RESRCE	78463X541
SCHM	SCHWAB STRATEGIC TR	88,764	$2.631M	0.7%	$39.29	—	US MID-CAP ETF	808524508
XLV	SELECT SECTOR SPDR TR	18,539	$2.58M	0.7%	$91.15	—	SBI HEALTHCARE	81369Y209
AXP	AMERICAN EXPRESS CO	7,233	$2.403M	0.6%	$63.59	+397.8%	COM	025816109
XLF	SELECT SECTOR SPDR TR	43,512	$2.344M	0.6%	$30.71	—	FINANCIAL	81369Y605
XLC	SELECT SECTOR SPDR TR	18,730	$2.217M	0.6%	$55.30	—	COMMUNICATION	81369Y852
CRM	SALESFORCE INC	9,236	$2.189M	0.6%	$72.34	+247.6%	COM	79466L302
PG	PROCTER AND GAMBLE CO	13,811	$2.122M	0.6%	$55.67	+178.3%	COM	742718109
XLI	SELECT SECTOR SPDR TR	13,687	$2.111M	0.6%	$65.02	—	INDL	81369Y704
ICE	INTERCONTINENTAL EXCHANGE IN	12,505	$2.107M	0.6%	$49.34	+260.2%	COM	45866F104
KLAC	KLA CORP	1,953	$2.107M	0.6%	$127.27	+631.0%	COM NEW	482480100
VEU	VANGUARD INTL EQUITY INDEX F	29,179	$2.083M	0.6%	$47.99	—	ALLWRLD EX US	922042775
WMT	WALMART INC	19,439	$2.003M	0.5%	$43.89	+126.1%	COM	931142103
XLE	SELECT SECTOR SPDR TR	21,739	$1.942M	0.5%	$43.57	—	ENERGY	81369Y506
SPTL	SPDR SERIES TRUST	72,030	$1.941M	0.5%	$30.75	—	PORTFOLIO LN TSR	78464A664
TJX	TJX COS INC NEW	12,298	$1.778M	0.5%	$46.94	+181.8%	COM	872540109
KO	COCA COLA CO	26,318	$1.745M	0.5%	$28.16	+141.2%	COM	191216100
ABBV	ABBVIE INC	6,896	$1.597M	0.4%	$63.49	+218.1%	COM	00287Y109
TLT	ISHARES TR	17,585	$1.572M	0.4%	$115.20	—	20 YR TR BD ETF	464287432
RAVI	FLEXSHARES TR	20,473	$1.548M	0.4%	$75.43	—	FLEXSHARES ULTRA	33939L886
DIS	DISNEY WALT CO	13,430	$1.538M	0.4%	$70.49	+66.0%	COM	254687106
ALL	ALLSTATE CORP	7,154	$1.536M	0.4%	$70.75	+183.0%	COM	020002101
BX	BLACKSTONE INC	8,944	$1.528M	0.4%	$115.77	+46.4%	COM	09260D107
PFE	PFIZER INC	58,274	$1.485M	0.4%	$21.52	+12.2%	COM	717081103
LLY	ELI LILLY & CO	1,933	$1.475M	0.4%	$115.08	+545.0%	COM	532457108
WFC	WELLS FARGO CO NEW	17,210	$1.443M	0.4%	$30.64	+162.6%	COM	949746101
COST	COSTCO WHSL CORP NEW	1,558	$1.442M	0.4%	$709.51	+34.8%	COM	22160K105
RTX	RTX CORPORATION	8,502	$1.423M	0.4%	$94.73	+62.9%	COM	75513E101
MA	MASTERCARD INCORPORATED	2,481	$1.411M	0.4%	$369.98	+55.0%	CL A	57636Q104
AMD	ADVANCED MICRO DEVICES INC	8,118	$1.313M	0.3%	$105.03	+53.6%	COM	007903107
IGIB	ISHARES TR	23,903	$1.293M	0.3%	$60.76	—	ISHS 5-10YR INVT	464288638
XLP	SELECT SECTOR SPDR TR	15,670	$1.228M	0.3%	$50.72	—	SBI CONS STPLS	81369Y308
SUB	ISHARES TR	11,435	$1.221M	0.3%	$105.74	—	SHRT NAT MUN ETF	464288158
SPTI	SPDR SERIES TRUST	40,900	$1.182M	0.3%	$28.75	—	PORTFLI INTRMDIT	78464A672
MCHI	ISHARES TR	17,350	$1.142M	0.3%	$47.36	—	MSCI CHINA ETF	46429B671
RWO	SPDR INDEX SHS FDS	24,840	$1.137M	0.3%	$42.80	—	DJ GLB RL ES ETF	78463X749
HD	HOME DEPOT INC	2,760	$1.118M	0.3%	$106.76	+264.5%	COM	437076102
AVGO	BROADCOM INC	3,379	$1.115M	0.3%	$187.33	+63.2%	COM	11135F101
FLCH	FRANKLIN TEMPLETON ETF TR	42,550	$1.107M	0.3%	$17.66	—	FTSE CHINA	35473P819
ICSH	ISHARES TR	21,000	$1.066M	0.3%	$50.24	—	ULTRA SHORT DUR	46434V878
SPLB	SPDR SERIES TRUST	45,750	$1.058M	0.3%	$23.79	—	PORTFOLIO LN COR	78464A367
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,059	$1.035M	0.3%	$181.23	+167.3%	CL B NEW	084670702
VTI	VANGUARD INDEX FDS	3,134	$1.028M	0.3%	$131.52	—	TOTAL STK MKT	922908769
INDA	ISHARES TR	19,425	$1.011M	0.3%	$50.90	—	MSCI INDIA ETF	46429B598
XLB	SELECT SECTOR SPDR TR	11,025	$988K	0.3%	$50.69	—	SBI MATERIALS	81369Y100
STIP	ISHARES TR	9,500	$982K	0.3%	$103.22	—	0-5 YR TIPS ETF	46429B747
MCHP	MICROCHIP TECHNOLOGY INC.	14,939	$959K	0.3%	$47.62	+40.4%	COM	595017104
ADP	AUTOMATIC DATA PROCESSING IN	3,206	$941K	0.3%	$79.47	+274.7%	COM	053015103
TSLA	TESLA INC	2,095	$932K	0.2%	$199.03	+74.3%	COM	88160R101
XLU	SELECT SECTOR SPDR TR	10,531	$918K	0.2%	$46.09	—	SBI INT-UTILS	81369Y886
TPR	TAPESTRY INC	8,093	$916K	0.2%	$22.01	+372.5%	COM	876030107
MRSH	MARSH & MCLENNAN COS INC	4,527	$912K	0.2%	$96.58	+111.2%	COM	571748102
DHR	DANAHER CORPORATION	4,390	$870K	0.2%	$46.06	+330.7%	COM	235851102
MDLZ	MONDELEZ INTL INC	13,673	$854K	0.2%	$38.37	+65.3%	CL A	609207105
CME	CME GROUP INC	3,115	$842K	0.2%	$50.57	+433.7%	COM	12572Q105
PANW	PALO ALTO NETWORKS INC	3,957	$806K	0.2%	$147.40	+29.9%	COM	697435105
CSCO	CISCO SYS INC	11,715	$802K	0.2%	$43.77	+53.9%	COM	17275R102
BA	BOEING CO	3,691	$797K	0.2%	$251.21	-10.2%	COM	097023105
IGF	ISHARES TR	12,810	$783K	0.2%	$51.62	—	GLB INFRASTR ETF	464288372
JNJ	JOHNSON & JOHNSON	4,209	$780K	0.2%	$88.30	+92.0%	COM	478160104
BLK	BLACKROCK INC	664	$774K	0.2%	$961.85	+15.3%	COM	09290D101
SCHW	SCHWAB CHARLES CORP	7,851	$750K	0.2%	$68.86	+37.3%	COM	808513105
FLTW	FRANKLIN TEMPLETON ETF TR	12,650	$743K	0.2%	$46.53	—	FTSE TAIWAN	35473P686
IBM	INTERNATIONAL BUSINESS MACHS	2,610	$736K	0.2%	$115.79	+124.1%	COM	459200101
VIG	VANGUARD SPECIALIZED FUNDS	3,407	$735K	0.2%	$83.79	—	DIV APP ETF	921908844
NSC	NORFOLK SOUTHN CORP	2,445	$735K	0.2%	$181.88	+51.8%	COM	655844108
PEP	PEPSICO INC	5,206	$731K	0.2%	$63.04	+122.8%	COM	713448108
ADI	ANALOG DEVICES INC	2,852	$701K	0.2%	$156.55	+52.6%	COM	032654105
HON	HONEYWELL INTL INC	3,276	$690K	0.2%	$149.27	+38.7%	COM	438516106
RDDT	REDDIT INC	2,980	$685K	0.2%	$165.28	+23.5%	CL A	75734B100
XLRE	SELECT SECTOR SPDR TR	16,130	$680K	0.2%	$32.33	—	RL EST SEL SEC	81369Y860
ADBE	ADOBE INC	1,894	$668K	0.2%	$416.73	-13.9%	COM	00724F101
GOOG	ALPHABET INC	2,710	$660K	0.2%	$106.61	+96.9%	CAP STK CL C	02079K107
CVS	CVS HEALTH CORP	8,730	$658K	0.2%	$49.93	+35.8%	COM	126650100
EEM	ISHARES TR	11,873	$634K	0.2%	$43.27	—	MSCI EMG MKT ETF	464287234
CMF	ISHARES TR	10,900	$622K	0.2%	$69.16	—	CALIF MUN BD ETF	464288356
EWT	ISHARES INC	9,650	$614K	0.2%	$48.23	—	MSCI TAIWAN ETF	46434G772
VWO	VANGUARD INTL EQUITY INDEX F	10,938	$593K	0.2%	$40.40	—	FTSE EMR MKT ETF	922042858
MCD	MCDONALDS CORP	1,911	$581K	0.2%	$135.05	+123.2%	COM	580135101
PLD	PROLOGIS INC.	5,050	$578K	0.2%	$59.02	+83.5%	COM	74340W103
BMO	BANK MONTREAL QUE	4,375	$570K	0.2%	$53.03	+122.5%	COM	063671101
T	AT&T INC	20,128	$568K	0.2%	$14.69	+91.0%	COM	00206R102
NEE	NEXTERA ENERGY INC	7,251	$547K	0.1%	$61.02	+18.3%	COM	65339F101
COR	CENCORA INC	1,748	$546K	0.1%	$145.40	+101.9%	COM	03073E105
EWU	ISHARES TR	12,800	$537K	0.1%	$35.05	—	MSCI UK ETF NEW	46435G334
GSK	GSK PLC	12,038	$520K	0.1%	$35.56	—	SPONSORED ADR	37733W204
J	JACOBS SOLUTIONS INC	3,465	$519K	0.1%	$95.66	+49.7%	COM	46982L108
VNQ	VANGUARD INDEX FDS	5,656	$517K	0.1%	$70.15	—	REAL ESTATE ETF	922908553
AMT	AMERICAN TOWER CORP NEW	2,620	$504K	0.1%	$122.22	+67.4%	COM	03027X100
JCI	JOHNSON CTLS INTL PLC	4,578	$503K	0.1%	$59.84	+78.6%	SHS	G51502105
CMG	CHIPOTLE MEXICAN GRILL INC	12,780	$501K	0.1%	$61.07	-26.3%	COM	169656105
MRK	MERCK & CO INC	5,753	$483K	0.1%	$60.97	+32.9%	COM	58933Y105
PYPL	PAYPAL HLDGS INC	7,125	$478K	0.1%	$63.46	+10.8%	COM	70450Y103
CMCSA	COMCAST CORP NEW	14,618	$459K	0.1%	$37.00	-10.4%	CL A	20030N101
FLKR	FRANKLIN TEMPLETON ETF TR	16,775	$453K	0.1%	$18.43	—	FTSE SOUTH KOREA	35473P710
CRWD	CROWDSTRIKE HLDGS INC	905	$444K	0.1%	$228.35	+99.2%	CL A	22788C105
FLJP	FRANKLIN TEMPLETON ETF TR	12,200	$422K	0.1%	$30.10	—	FTSE JAPAN ETF	35473P744
EWJ	ISHARES INC	5,225	$419K	0.1%	$67.02	—	MSCI JPN ETF NEW	46434G822
EWQ	ISHARES INC	9,350	$411K	0.1%	$39.40	—	MSCI FRANCE ETF	464286707
VGT	VANGUARD WORLD FD	547	$408K	0.1%	$216.28	—	INF TECH ETF	92204A702
FCX	FREEPORT-MCMORAN INC	10,297	$404K	0.1%	$30.33	+42.4%	CL B	35671D857
ETN	EATON CORP PLC	1,072	$401K	0.1%	$311.01	+16.8%	SHS	G29183103
C	CITIGROUP INC	3,795	$385K	0.1%	$73.31	+28.4%	COM NEW	172967424
VOX	VANGUARD WORLD FD	1,997	$375K	0.1%	$95.56	—	COMM SRVC ETF	92204A884
ACN	ACCENTURE PLC IRELAND	1,500	$370K	0.1%	$340.27	-23.4%	SHS CLASS A	G1151C101
ZBH	ZIMMER BIOMET HOLDINGS INC	3,722	$367K	0.1%	$112.00	-12.0%	COM	98956P102
GS	GOLDMAN SACHS GROUP INC	450	$358K	0.1%	$480.12	+53.1%	COM	38141G104
GE	GE AEROSPACE	1,161	$349K	0.1%	$167.93	+62.4%	COM NEW	369604301
MMM	3M CO	2,237	$347K	0.1%	$125.65	+21.8%	COM	88579Y101
EWG	ISHARES INC	8,300	$345K	0.1%	$33.66	—	MSCI GERMANY ETF	464286806
MCO	MOODYS CORP	720	$343K	0.1%	$101.98	+392.9%	COM	615369105
NFLX	NETFLIX INC	280	$336K	0.1%	$114.25	+6.8%	COM	64110L106
NOW	SERVICENOW INC	364	$335K	0.1%	$197.78	-5.6%	COM	81762P102
EWL	ISHARES INC	5,875	$325K	0.1%	$50.76	—	MSCI SWITZERLAND	464286749
EWY	ISHARES INC	4,000	$320K	0.1%	$72.20	—	MSCI STH KOR ETF	464286772
REZ	ISHARES TR	3,600	$306K	0.1%	$60.00	—	RESIDENTIAL MULT	464288562
PM	PHILIP MORRIS INTL INC	1,875	$304K	0.1%	$91.66	+80.2%	COM	718172109
VZ	VERIZON COMMUNICATIONS INC	6,610	$291K	0.1%	$38.62	+10.0%	COM	92343V104
USB	US BANCORP DEL	5,945	$287K	0.1%	$22.44	+106.6%	COM NEW	902973304
EWC	ISHARES INC	5,625	$284K	0.1%	$40.35	—	MSCI CDA ETF	464286509
VCR	VANGUARD WORLD FD	700	$277K	0.1%	$254.05	—	CONSUM DIS ETF	92204A108
VFH	VANGUARD WORLD FD	2,001	$263K	0.1%	$110.34	—	FINANCIALS ETF	92204A405
UNP	UNION PAC CORP	1,090	$258K	0.1%	$95.49	+133.7%	COM	907818108
D	DOMINION ENERGY INC	4,105	$251K	0.1%	$53.89	+8.2%	COM	25746U109
GII	SPDR INDEX SHS FDS	3,520	$245K	0.1%	$61.77	—	S&P GBLINF ETF	78463X855
BMY	BRISTOL-MYERS SQUIBB CO	5,410	$244K	0.1%	$46.24	-1.6%	COM	110122108
CARR	CARRIER GLOBAL CORPORATION	4,051	$242K	0.1%	$67.36	+0.4%	COM	14448C104
INTC	INTEL CORP	7,000	$235K	0.1%	$24.23	0.0%	COM	458140100
EZA	ISHARES INC	3,600	$231K	0.1%	$64.10	—	MSCI STH AFR ETF	464286780
VDE	VANGUARD WORLD FD	1,769	$223K	0.1%	$120.88	—	ENERGY ETF	92204A306
HAL	HALLIBURTON CO	8,960	$220K	0.1%	$21.87	0.0%	COM	406216101
PLTR	PALANTIR TECHNOLOGIES INC	1,200	$219K	0.1%	$162.07	0.0%	CL A	69608A108
FTV	FORTIVE CORP	4,380	$215K	0.1%	$33.58	+46.5%	COM	34959J108
AGG	ISHARES TR	2,100	$211K	0.1%	$94.04	—	CORE US AGGBD ET	464287226
NKE	NIKE INC	3,000	$209K	0.1%	$59.08	+24.9%	CL B	654106103
SBUX	STARBUCKS CORP	2,470	$209K	0.1%	$51.60	+71.6%	COM	855244109
TFC	TRUIST FINL CORP	4,510	$206K	0.1%	$44.34	0.0%	COM	89832Q109
VAW	VANGUARD WORLD FD	985	$202K	0.1%	$194.83	—	MATERIALS ETF	92204A801
MUB	ISHARES TR	1,889	$201K	0.1%	$106.49	—	NATIONAL MUN ETF	464288414
SAN	BANCO SANTANDER S.A.	11,000	$115K	0.0%	$4.14	—	ADR	05964H105