Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
MSFT	MICROSOFT CORP	237,689	$37.49M	5.5%	$157.71 *	$31.29	+379.9%	COM	594918104
AAPL	APPLE INC	99,453	$25.29M	3.7%	$254.29 *	$22.35	+175.2%	COM	037833100
JNJ	JOHNSON&JOHNSON	155,317	$20.37M	3.0%	$131.13 *	$63.68	+75.0%	COM	478160104
PG	PROCTER & GAMBLE CO	184,963	$20.35M	3.0%	$110.00 *	$58.58	+62.7%	COM	742718109
BDX	BECTON DICKINSON	78,346	$18M	2.6%	$229.78 *	$107.83	+89.9%	COM	075887109
INTC	INTEL CORP	331,576	$17.95M	2.6%	$54.12 *	$19.13	+150.7%	COM	458140100
LOW	LOWES INC	203,034	$17.47M	2.6%	$86.05 *	$34.81	+122.5%	COM	548661107
PEP	PEPSICO INC	135,447	$16.27M	2.4%	$120.10 *	$57.53	+75.0%	COM	713448108
ADP	AUTO DATA PROC	115,068	$15.73M	2.3%	$136.68 *	$53.12	+127.8%	COM	053015103
ABT	ABBOTT LABS	182,902	$14.43M	2.1%	$78.91 *	$32.00	+122.7%	COM	002824100
MCD	MC DONALDS CORP	86,920	$14.37M	2.1%	$165.35 *	$77.75	+86.3%	COM	580135101
NKE	NIKE INC-CL B	173,586	$14.36M	2.1%	$82.74 *	$43.45	+76.2%	COM	654106103
D	DOMINION ENERGY	186,938	$13.49M	2.0%	$72.19 *	$41.23	+36.3%	COM	25746U109
BRK/B	BERKSHIRE HATHAWAY B	71,267	$13.03M	1.9%	$182.83	$113.26	+61.4%	COM	084670702
ITW	ILLINOIS TOOL WKS	88,352	$12.56M	1.8%	$142.12 *	$49.92	+149.1%	COM	452308109
—	UNITED TECH	132,322	$12.48M	1.8%	$94.33	$96.74	—	COM	913017109
ABBV	ABBVIE INC	159,753	$12.17M	1.8%	$76.19 *	$29.64	+103.2%	COM	00287Y109
IVV	ISHARES S&P 500	45,120	$11.66M	1.7%	$258.40	$198.00	+30.5%	ETF	464287200
IJH	ISHARES CORE S&P MIDCAP	79,365	$11.42M	1.7%	$143.85 *	$26.10	+10.3%	ETF	464287507
JPM	JP MORGAN CHASE	122,260	$11.01M	1.6%	$90.03 *	$40.71	+88.6%	COM	46625H100
VEA	VANGUARD FTSE DEV MARKETS	323,405	$10.78M	1.6%	$33.34	$38.82	-14.1%	ETF	921943858
TGT	TARGET CORP	115,601	$10.75M	1.6%	$92.97 *	$50.21	+58.9%	COM	87612E106
CSCO	CISCO SYSTEMS INC	268,644	$10.56M	1.5%	$39.31 *	$20.15	+63.0%	COM	17275R102
VZ	VERIZON	185,646	$9.975M	1.5%	$53.73 *	$28.58	+34.9%	COM	92343V104
ORCL	ORACLE CORP	203,507	$9.835M	1.4%	$48.33 *	$31.77	+40.1%	COM	68389X105
MMM	3M COMPANY	70,298	$9.596M	1.4%	$136.50 *	$67.77	+36.3%	COM	88579Y101
IWM	ISHARES RUSSELL 2000	82,653	$9.46M	1.4%	$114.45	$105.22	+8.8%	ETF	464287655
ECL	ECOLAB INC	59,404	$9.257M	1.4%	$155.83 *	$86.23	+70.0%	COM	278865100
NSC	NORFOLK SOUTHRN	56,903	$8.308M	1.2%	$146.00 *	$60.85	+113.1%	COM	655844108
CVX	CHEVRON CORP	107,202	$7.768M	1.1%	$72.46 *	$71.76	-21.8%	COM	166764100
KO	COCA-COLA CO	173,329	$7.67M	1.1%	$44.25 *	$29.50	+25.9%	COM	191216100
GOOGL	ALPHABET CLASS A	6,270	$7.285M	1.1%	$1161.88 *	$40.36	+42.9%	COM	02079K305
PFE	PFIZER INC	220,750	$7.205M	1.1%	$32.64 *	$18.54	+27.1%	COM	717081103
T	AT&T	245,670	$7.161M	1.0%	$29.15 *	$13.12	+11.8%	COM	00206R102
BSV	VANGUARD SHORT-TERM BOND	86,792	$7.133M	1.0%	$82.18	$80.07	+2.6%	ETF	921937827
TFC	TRUIST FINANCIAL CORP	230,725	$7.116M	1.0%	$30.84 *	$40.73	-42.1%	COM	89832Q109
NTRS	NORTHERN TRUST CORP	93,181	$7.031M	1.0%	$75.46 *	$45.67	+38.5%	COM	665859104
DIS	DISNEY (WALT)	70,639	$6.824M	1.0%	$96.60 *	$96.94	-2.6%	COM	254687106
MDT	MEDTRONIC PLC	72,167	$6.508M	0.9%	$90.18 *	$64.70	+18.8%	COM	G5960L103
WFC	WELLS FARGO & CO	219,461	$6.299M	0.9%	$28.70 *	$28.57	-13.0%	COM	949746101
XOM	EXXON MOBIL	163,585	$6.211M	0.9%	$37.97 *	$54.01	-46.0%	COM	30231G102
APD	AIR PRODS & CHEM	30,504	$6.089M	0.9%	$199.61 *	$73.47	+136.4%	COM	009158106
HD	HOME DEPOT	32,242	$6.02M	0.9%	$186.71 *	$88.56	+83.6%	COM	437076102
CL	COLGATE-PALMOLIVE	90,039	$5.975M	0.9%	$66.36 *	$46.33	+25.1%	COM	194162103
VWO	VANGUARD FTSE EMERGING MKTS	176,721	$5.929M	0.9%	$33.55	$41.57	-19.3%	ETF	922042858
KMB	KIMBERLY-CLARK	45,695	$5.843M	0.9%	$127.87 *	$69.04	+50.9%	COM	494368103
SO	SOUTHERN CO	107,742	$5.833M	0.9%	$54.14 *	$28.29	+53.2%	COM	842587107
VNQ	VANGUARD REAL ESTATE	80,684	$5.636M	0.8%	$69.85	$74.82	-6.6%	ETF	922908553
USB	U.S. BANCORP	162,324	$5.592M	0.8%	$34.45 *	$24.97	+7.8%	COM	902973304
IBM	INTL BUS MACHINES	48,918	$5.426M	0.8%	$110.92 *	$111.82	-26.0%	COM	459200101
CB	CHUBB LTD	43,610	$4.871M	0.7%	$111.69 *	$99.28	+3.0%	COM	H1467J104
EMR	EMERSON ELECTRIC	97,374	$4.64M	0.7%	$47.65 *	$41.15	+1.9%	COM	291011104
QCOM	QUALCOMM INC	64,995	$4.397M	0.6%	$67.65 *	$48.86	+22.2%	COM	747525103
SPY	SPDR S&P 500	16,534	$4.262M	0.6%	$257.77	$197.99	+30.2%	ETF	78462F103
BMY	BRISTOL MYERS SQ	73,243	$4.083M	0.6%	$55.75 *	$32.63	+35.8%	COM	110122108
PH	PARKER-HANNIFIN	30,722	$3.986M	0.6%	$129.74 *	$93.39	+28.1%	COM	701094104
CVS	CVS HEALTH CORP	64,504	$3.827M	0.6%	$59.33 *	$51.72	-4.8%	COM	126650100
MINT	PIMCO ENHANCED SHORT MATURITY	34,538	$3.419M	0.5%	$98.99	$101.57	-2.5%	ETF	72201R833
FLOT	ISHARES FLOATING RATE NOTE	65,731	$3.204M	0.5%	$48.74	$50.87	-4.2%	ETF	46429B655
COST	COSTCO COS INC	10,921	$3.114M	0.5%	$285.14 *	$137.11	+90.5%	COM	22160K105
CAT	CATERPILLAR INC	26,204	$3.041M	0.4%	$116.05 *	$65.46	+57.6%	COM	149123101
—	UNILEVER NV	58,798	$2.869M	0.4%	$48.79	$42.85	—	COM	904784709
IGSB	ISHARES SHORT TERM CORP BD	52,221	$2.734M	0.4%	$52.35	$52.87	-1.0%	ETF	464288646
DE	DEERE & CO	19,641	$2.714M	0.4%	$138.18 *	$72.11	+77.5%	COM	244199105
XLK	TECHNOLOGY SELECT SPDR	33,696	$2.708M	0.4%	$80.37 *	$19.38	+107.4%	ETF	81369Y803
XYL	XYLEM INC	40,586	$2.643M	0.4%	$65.12 *	$40.31	+50.9%	COM	98419M100
COF	CAPITAL ONE FINL	52,211	$2.632M	0.4%	$50.41 *	$65.55	-30.3%	COM	14040H105
MUB	ISHARES AMT FREE MUNI BOND	22,290	$2.519M	0.4%	$113.01	$113.67	-0.6%	ETF	464288414
IEFA	ISHARES CORE MSCI EAFE	49,300	$2.46M	0.4%	$49.90	$62.91	-20.7%	ETF	46432F842
—	ROYAL DUTCH SHELL CL A	63,926	$2.23M	0.3%	$34.88	$63.34	—	COM	780259206
—	GLAXOSMITHKLINE ADR	58,211	$2.206M	0.3%	$37.90	$45.99	—	COM	37733W105
MET	METLIFE INC	63,409	$1.938M	0.3%	$30.56 *	$29.16	-13.5%	COM	59156R108
MRK	MERCK & CO INC	24,190	$1.861M	0.3%	$76.93 *	$41.22	+48.5%	COM	58933Y105
ACN	ACCENTURE PLC	10,206	$1.666M	0.2%	$163.24 *	$79.71	+88.4%	COM	G1151C101
GPC	GENUINE PARTS CO	23,709	$1.596M	0.2%	$67.32 *	$57.18	+0.1%	COM	372460105
VEU	VANGUARD FTSE ALL-WORLD EX-US	36,777	$1.509M	0.2%	$41.03	$49.56	-17.2%	ETF	922042775
XLV	HEALTH CARE SELECT SPDR	16,758	$1.484M	0.2%	$88.55	$75.21	+17.8%	ETF	81369Y209
PEG	PUB SVC ENTRPRS	32,991	$1.482M	0.2%	$44.92 *	$35.18	+5.1%	COM	744573106
BK	BANK OF NEW YORK MELLON	39,672	$1.336M	0.2%	$33.68 *	$27.58	+3.0%	COM	064058100
—	GENERAL ELECTRIC	157,420	$1.25M	0.2%	$7.94	$22.61	—	COM	369604103
AXP	AMERICAN EXPRESS	13,374	$1.145M	0.2%	$85.61 *	$67.33	+17.6%	COM	025816109
MO	ALTRIA GROUP INC	28,020	$1.084M	0.2%	$38.69 *	$26.45	-6.9%	COM	02209S103
CI	CIGNA CORP	6,095	$1.08M	0.2%	$177.19 *	$190.21	-14.8%	COM	125523100
FMC	FMC CORP	13,136	$1.073M	0.2%	$81.68 *	$41.26	+67.1%	COM	302491303
PM	PHILIP MORRIS INTL	14,696	$1.072M	0.2%	$72.95 *	$54.79	-0.1%	COM	718172109
DOV	DOVER CORP	12,721	$1.068M	0.2%	$83.96 *	$43.13	+80.1%	COM	260003108
COP	CONOCOPHILLIPS	32,326	$996K	0.1%	$30.81 *	$45.79	-45.6%	COM	20825C104
—	BLACKROCK INC	2,230	$981K	0.1%	$439.91	$326.09	—	COM	09247X101
XLE	ENERGY SELECT SPDR	32,845	$954K	0.1%	$29.05 *	$27.77	-47.7%	ETF	81369Y506
SLB	SCHLUMBERGER	66,375	$895K	0.1%	$13.48 *	$51.89	-77.1%	COM	806857108
KMX	CARMAX	16,487	$887K	0.1%	$53.80	$61.40	-12.3%	COM	143130102
XLF	FINANCIALS SELECT SPDR	41,921	$873K	0.1%	$20.82	$20.73	+0.4%	ETF	81369Y605
—	BERKSHIRE HATHAWAY CL A 1/100	3	$816K	0.1%	$272000.00	$225555.56	—	COM	084990175
DELL	DELL TECH CL C	19,686	$779K	0.1%	$39.57 *	$24.16	-23.9%	COM	24703L202
IWF	ISHARES RUSSELL 1000 GROWTH	5,152	$776K	0.1%	$150.62 *	$20.70	+81.9%	ETF	464287614
EFA	ISHARES MSCI EAFE	14,208	$760K	0.1%	$53.49	$61.32	-12.8%	ETF	464287465
—	NESTLE SA ORD	6,883	$712K	0.1%	$103.44	$66.33	—	COM	h57312649
VAW	VANGUARD MATERIALS	7,166	$690K	0.1%	$96.29	$89.79	+7.2%	ETF	92204A801
XLY	CONSUMER DISCRETIONARY SELECT	7,020	$689K	0.1%	$98.15 *	$47.82	+2.5%	ETF	81369Y407
TMO	THERMO FISHER SCIENTIFIC	2,407	$683K	0.1%	$283.76	$261.95	+6.7%	COM	883556102
IWD	ISHARES RUSSELL 1000 VALUE	6,870	$681K	0.1%	$99.13	$124.04	-20.0%	ETF	464287598
—	CERNER CORP	10,730	$676K	0.1%	$63.00	$69.32	—	COM	156782104
GNR	SPDR S&P GLOBAL NATURAL RESOUR	21,605	$668K	0.1%	$30.92	$47.96	-35.5%	ETF	78463X541
SPGI	S&P GLOBAL INC	2,727	$668K	0.1%	$244.96 *	$96.34	+142.5%	COM	78409V104
XLP	CONSUMER STAPLES SELECT SPDR	12,236	$666K	0.1%	$54.43	$52.89	+3.0%	ETF	81369Y308
IJR	ISHARES CORE S&P SMALL CAP	11,425	$641K	0.1%	$56.11	$74.48	-24.7%	ETF	464287804
CLX	CLOROX CO	3,700	$641K	0.1%	$173.24 *	$60.00	+142.8%	COM	189054109
DD	DUPONT DE NEMOURS	18,672	$637K	0.1%	$34.12 *	$27.24	-53.2%	COM	26614N102
—	INVESCO BULLETSHARES 2021 CORP	29,850	$626K	0.1%	$20.97	$21.18	—	ETF	46138J700
UNH	UNITEDHEALTH GROUP	2,500	$623K	0.1%	$249.20 *	$122.89	+84.8%	COM	91324P102
NSRGY	NESTLE S.A. SPONS ADR	5,803	$598K	0.1%	$103.05	$72.41	+42.2%	COM	641069406
MDLZ	MONDELEZ INTL	11,498	$576K	0.1%	$50.10 *	$32.35	+34.3%	COM	609207105
AMZN	AMAZON.COM INC	290	$565K	0.1%	$1948.28 *	$83.49	+16.8%	COM	023135106
—	ROYAL DUTCH SHELL CL B	17,284	$564K	0.1%	$32.63	$59.87	—	COM	780259107
DXJ	WISDOMTREE JAPAN HEDGED EQ	13,050	$550K	0.1%	$42.15 *	$148.21	-14.7%	ETF	97717W851
HEDJ	WISDOMTREE EUROPE HEDGED EQ FD	10,284	$527K	0.1%	$51.24 *	$28.95	-11.5%	ETF	97717X701
—	INVESCO BULLETSHARES 2020 CORP	24,450	$514K	0.1%	$21.02	$21.23	—	ETF	46138J502
—	UNILEVER PLC	9,920	$502K	0.1%	$50.60	$57.85	—	COM	904767704
CTAS	CINTAS CORP	2,891	$501K	0.1%	$173.30 *	$14.69	+178.7%	COM	172908105
BP	BP PLC	20,408	$498K	0.1%	$24.40	$40.94	-40.4%	COM	055622104
AGG	ISHARES CORE US AGGREGATE BOND	4,318	$498K	0.1%	$115.33	$112.43	+2.6%	ETF	464287226
UNP	UNION PACIFIC	3,480	$491K	0.1%	$141.09 *	$89.79	+38.3%	COM	907818108
GLD	SPDR GOLD TRUST	3,213	$476K	0.1%	$148.15	$117.77	+25.7%	ETF	78463V107
DVY	ISHARES SELECT DIVIDEND	6,423	$472K	0.1%	$73.49	$71.76	+2.5%	ETF	464287168
TXN	TEXAS INSTR	4,434	$443K	0.1%	$99.91 *	$103.65	-18.2%	COM	882508104
IWR	ISHARES RUSSELL MIDCAP	10,009	$432K	0.1%	$43.16	$47.91	-9.9%	ETF	464287499
BIV	VANGUARD INT TRM BOND	4,545	$406K	0.1%	$89.33	$86.23	+3.6%	ETF	921937819
TT	TRANE TECHNOLOGIES PLC	4,884	$403K	0.1%	$82.51 *	$93.73	-18.4%	COM	G8994E103
—	AMCOR PLC	48,216	$392K	0.1%	$8.13 *	$7.49	-14.5%	COM	G0250X107
ZBH	ZIMMER BIOMET HLDGS	3,869	$391K	0.1%	$101.06 *	$90.49	+3.5%	COM	98956P102
UPS	UNITED PARCEL SERVICE B	4,175	$390K	0.1%	$93.41 *	$68.35	+8.7%	COM	911312106
BAC	BANK OF AMERICA	17,710	$376K	0.1%	$21.23 *	$17.06	+8.1%	COM	060505104
XLI	INDUSTRIALS SELECT SPDR	6,292	$371K	0.1%	$58.96	$56.43	+4.6%	ETF	81369Y704
TRV	THE TRAVELERS CO	3,670	$365K	0.1%	$99.46 *	$77.63	+13.4%	COM	89417E109
IJK	ISHARES S&P MIDCAP GROWTH	2,020	$360K	0.1%	$178.22 *	$32.89	+35.7%	ETF	464287606
GIS	GENERAL MILLS INC	6,772	$357K	0.1%	$52.72 *	$33.12	+30.7%	COM	370334104
YUM	YUM! BRANDS INC	5,155	$353K	0.1%	$68.48 *	$46.75	+31.6%	COM	988498101
DUK	DUKE ENERGY CORP	4,278	$346K	0.1%	$80.88 *	$50.31	+27.9%	COM	26441C204
ALB	ALBEMARLE CORP	6,104	$344K	0.1%	$56.36 *	$65.92	-20.3%	COM	012653101
NEU	NEWMARKET CORP	890	$341K	0.0%	$383.15 *	$386.55	-12.2%	COM	651587107
AOS	A.O. SMITH CORP	9,000	$340K	0.0%	$37.78 *	$35.18	-3.3%	COM	831865209
EEM	ISHARES MSCI EMERGING MKTS	9,947	$339K	0.0%	$34.08	$41.48	-17.7%	ETF	464287234
V	VISA INC	2,096	$338K	0.0%	$161.26 *	$163.97	-5.7%	COM	92826C839
SCHD	SCHWAB US DIVIDEND EQUITY	7,522	$338K	0.0%	$44.93 *	$17.90	-16.2%	ETF	808524797
SJM	JM SMUCKER CO	3,000	$333K	0.0%	$111.00 *	$79.36	+15.9%	COM	832696405
—	INVESCO BULLETSHARES 2022 CORP	15,150	$321K	0.0%	$21.19	$21.46	—	ETF	46138J882
DOW	DOW CHEMICAL COMPANY	10,955	$320K	0.0%	$29.21 *	$36.37	-41.5%	COM	260557103
MDY	SPDR S&P MIDCAP 400	1,200	$315K	0.0%	$262.50	$217.69	+20.8%	ETF	78467Y107
WMT	WAL-MART	2,765	$314K	0.0%	$113.56 *	$28.34	+23.3%	COM	931142103
IJJ	ISHARES S&P MIDCAP VALUE	2,805	$308K	0.0%	$109.80 *	$53.55	+2.5%	ETF	464287705
IBB	ISHARES NASDAQ BIOTECHNOLOGY	2,826	$304K	0.0%	$107.57	$111.57	-3.4%	ETF	464287556
GOOG	ALPHABET CLASS C	256	$298K	0.0%	$1164.06 *	$65.06	-11.3%	COM	02079K107
IEV	ISHARES S&P EURO 350	8,375	$296K	0.0%	$35.34	$43.96	-19.6%	ETF	464287861
PPG	PPG INDUSTRIES INC	3,524	$295K	0.0%	$83.71 *	$112.51	-33.6%	COM	693506107
AMGN	AMGEN	1,375	$279K	0.0%	$202.91 *	$182.63	-7.1%	COM	031162100
BOND	PIMCO TOTAL RETURN	2,610	$277K	0.0%	$106.13	$106.32	-0.1%	ETF	72201R775
PAYX	PAYCHEX INC	4,383	$276K	0.0%	$62.97 *	$40.75	+30.6%	COM	704326107
NVS	NOVARTIS A G ADR	3,324	$274K	0.0%	$82.43	$66.54	+23.9%	COM	66987V109
PNC	PNC FINANCIAL SERVICES	2,820	$270K	0.0%	$95.74 *	$119.12	-35.1%	COM	693475105
ADBE	ADOBE SYSTEMS	840	$267K	0.0%	$317.86	$294.23	+8.2%	COM	00724F101
ADSK	AUTODESK INC	1,696	$265K	0.0%	$156.25	$98.95	+57.8%	COM	052769106
VTEB	VANGUARD TAX-EXEMPT BOND	4,994	$264K	0.0%	$52.86	$52.55	+0.7%	ETF	922907746
CTVA	CORTEVA INC	11,185	$263K	0.0%	$23.51 *	$25.02	-12.4%	COM	22052L104
HPQ	HP INC	14,864	$258K	0.0%	$17.36 *	$10.64	+34.0%	COM	40434L105
QQQ	INVESCO QQQ TRUST	1,275	$243K	0.0%	$190.59	$169.25	+12.5%	ETF	46090E103
RY	ROYAL BANK OF CANADA	3,895	$240K	0.0%	$61.62	$72.62	-15.2%	COM	780087102
DVN	DEVON ENERGY	34,599	$239K	0.0%	$6.91 *	$31.01	-83.6%	COM	25179M103
—	WESTROCK CO	8,290	$234K	0.0%	$28.23	$51.29	—	COM	96145D105
VT	VANGUARD TOTAL WORLD STOCK	3,630	$228K	0.0%	$62.81	$74.23	-15.4%	ETF	922042742
AIT	APPLIED INDL TECH	4,755	$217K	0.0%	$45.64 *	$39.90	+7.0%	COM	03820C105
MCO	MOODYS CORP	1,000	$212K	0.0%	$212.00 *	$211.12	-4.5%	COM	615369105
BND	VANGUARD TOTAL BOND MARKET	2,470	$211K	0.0%	$85.43	$84.96	+0.5%	ETF	921937835
VOO	VANGUARD S&P 500	857	$203K	0.0%	$236.87	$282.34	-16.1%	ETF	922908363
HPE	HEWLETT-PACKARD ENTERPRISE	16,002	$155K	0.0%	$9.69 *	$7.04	+15.2%	COM	42824C109
—	APACHE CORP	31,670	$132K	0.0%	$4.17	$65.93	—	COM	037411105
—	MEDALIST DIVERSIFIED REIT	13,318	$23,000	0.0%	$1.73	$6.55	—	COM	58403P105
GPXM	GOLDEN PHOENIX MINERALS	120,000	$0	0.0%	$0.00	$0.00	0.0%	COM	381149103
MBCI	MABCURE INC	17,375	$0	0.0%	$0.00	$0.00	0.0%	COM	554094102
STEV	STEVIA CORP	10,000	$0	0.0%	$0.00	$0.00	0.0%	COM	86031P106
—	WILLIAMSVILLE SEARS MGMT INC	12,000	$0	0.0%	$0.00	—	—	COM	970506101