Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	1,073,771	$65.77M	20.0%	$49.76	—	US LRG CAP ETF	808524201
JPST	J P MORGAN EXCHANGE-TRADED F	848,102	$42.13M	12.8%	$50.17	—	ULTRA SHRT INC	46641Q837
VOO	VANGUARD INDEX FDS	150,396	$35.62M	10.8%	$204.56	—	S&P 500 ETF SHS	922908363
IJH	ISHARES TR	168,467	$24.24M	7.4%	$146.42	—	CORE S&P MCP ETF	464287507
SPY	SPDR S&P 500 ETF TR	84,484	$21.78M	6.6%	$187.12	—	TR UNIT	78462F103
MINT	PIMCO ETF TR	172,194	$17.04M	5.2%	$101.35	—	ENHAN SHRT MA AC	72201R833
IVV	ISHARES TR	43,544	$11.25M	3.4%	$236.92	—	CORE S&P500 ETF	464287200
AAPL	APPLE INC	28,512	$7.25M	2.2%	$31.08	+128.7%	COM	037833100
IJR	ISHARES TR	126,805	$7.115M	2.2%	$86.24	—	CORE S&P SCP ETF	464287804
AMZN	AMAZON COM INC	3,202	$6.243M	1.9%	$43.35	+123.3%	COM	023135106
VO	VANGUARD INDEX FDS	40,302	$5.306M	1.6%	$121.39	—	MID CAP ETF	922908629
GOOGL	ALPHABET INC	2,449	$2.846M	0.9%	$50.14	+34.1%	CAP STK CL A	02079K305
MSFT	MICROSOFT CORP	17,390	$2.743M	0.8%	$77.06	+102.9%	COM	594918104
DHR	DANAHER CORPORATION	19,062	$2.638M	0.8%	$69.62	+88.6%	COM	235851102
JPM	JPMORGAN CHASE & CO	25,921	$2.334M	0.7%	$69.23	+49.7%	COM	46625H100
V	VISA INC	13,417	$2.162M	0.7%	$118.74	+52.2%	COM CL A	92826C839
IWM	ISHARES TR	18,794	$2.151M	0.7%	$118.93	—	RUSSELL 2000 ETF	464287655
HD	HOME DEPOT INC	9,860	$1.841M	0.6%	$146.96	+29.4%	COM	437076102
PFE	PFIZER INC	55,100	$1.798M	0.5%	$19.78	+30.6%	COM	717081103
NEE	NEXTERA ENERGY INC	7,357	$1.77M	0.5%	$27.45	+97.8%	COM	65339F101
BRK/B	BERKSHIRE HATHAWAY INC DEL	9,684	$1.77M	0.5%	$175.06	+21.4%	CL B NEW	084670702
INTC	INTEL CORP	32,613	$1.765M	0.5%	$33.95	+54.2%	COM	458140100
PEP	PEPSICO INC	13,822	$1.66M	0.5%	$82.27	+37.1%	COM	713448108
JNJ	JOHNSON & JOHNSON	11,478	$1.505M	0.5%	$94.46	+27.2%	COM	478160104
MKC/V	MCCORMICK & CO INC	10,302	$1.467M	0.4%	$26.93	+155.6%	COM VTG	579780107
D	DOMINION ENERGY INC	19,085	$1.378M	0.4%	$56.38	+12.0%	COM	25746U109
MRK	MERCK & CO. INC	17,789	$1.369M	0.4%	$43.65	+49.1%	COM	58933Y105
VZ	VERIZON COMMUNICATIONS INC	25,331	$1.361M	0.4%	$34.62	+18.5%	COM	92343V104
VEA	VANGUARD TAX-MANAGED INTL FD	39,677	$1.323M	0.4%	$41.07	—	FTSE DEV MKT ETF	921943858
XSOE	WISDOMTREE TR	50,618	$1.236M	0.4%	$24.42	—	EM EX ST-OWNED	97717X578
META	FACEBOOK INC	7,283	$1.215M	0.4%	$176.62	+10.1%	CL A	30303M102
NSC	NORFOLK SOUTHERN CORP	8,146	$1.189M	0.4%	$102.28	+60.0%	COM	655844108
UNH	UNITEDHEALTH GROUP INC	4,439	$1.107M	0.3%	$235.65	+6.0%	COM	91324P102
DUK	DUKE ENERGY CORP NEW	13,650	$1.104M	0.3%	$61.79	+17.7%	COM NEW	26441C204
SCHO	SCHWAB STRATEGIC TR	19,585	$1.013M	0.3%	$51.44	—	SHT TM US TRES	808524862
—	SANDY SPRING BANCORP INC	44,718	$1.012M	0.3%	$39.77	—	COM	800363103
CSCO	CISCO SYS INC	25,423	$999K	0.3%	$29.26	+25.3%	COM	17275R102
MCD	MCDONALDS CORP	5,839	$965K	0.3%	$111.22	+54.5%	COM	580135101
RODM	LATTICE STRATEGIES TR	42,159	$929K	0.3%	$26.53	—	HARTFORD MLT ETF	518416102
VWO	VANGUARD INTL EQUITY INDEX F	26,863	$901K	0.3%	$39.25	—	FTSE EMR MKT ETF	922042858
—	LABORATORY CORP AMER HLDGS	6,948	$878K	0.3%	$139.03	—	COM NEW	50540R409
PG	PROCTER & GAMBLE CO	7,892	$868K	0.3%	$69.82	+48.7%	COM	742718109
DIS	DISNEY WALT CO	8,832	$853K	0.3%	$114.46	+7.9%	COM DISNEY	254687106
SCHA	SCHWAB STRATEGIC TR	16,013	$825K	0.3%	$62.36	—	US SML CAP ETF	808524607
BMY	BRISTOL-MYERS SQUIBB CO	14,757	$823K	0.2%	$43.08	+12.8%	COM	110122108
—	UNITED TECHNOLOGIES CORP	8,126	$767K	0.2%	$123.03	—	COM	913017109
ETN	EATON CORP PLC	9,660	$750K	0.2%	$69.80	+18.4%	SHS	G29183103
XOM	EXXON MOBIL CORP	19,569	$743K	0.2%	$58.85	-28.5%	COM	30231G102
CMCSA	COMCAST CORP NEW	21,170	$728K	0.2%	$28.07	+28.4%	CL A	20030N101
ABBV	ABBVIE INC	9,557	$728K	0.2%	$54.19	+24.0%	COM	00287Y109
SCHB	SCHWAB STRATEGIC TR	11,909	$720K	0.2%	$61.14	—	US BRD MKT ETF	808524102
COST	COSTCO WHSL CORP NEW	2,450	$699K	0.2%	$199.92	+38.9%	COM	22160K105
KMI	KINDER MORGAN INC DEL	49,605	$691K	0.2%	$11.69	+14.3%	COM	49456B101
GOOG	ALPHABET INC	579	$673K	0.2%	$50.79	+32.6%	CAP STK CL C	02079K107
VCSH	VANGUARD SCOTTSDALE FDS	8,137	$644K	0.2%	$80.56	—	SHRT TRM CORP BD	92206C409
VLO	VALERO ENERGY CORP	13,940	$632K	0.2%	$64.60	-11.5%	COM	91913Y100
DVY	ISHARES TR	8,567	$630K	0.2%	$72.74	—	SELECT DIVID ETF	464287168
MMM	3M CO	4,418	$603K	0.2%	$123.95	-14.5%	COM	88579Y101
NOC	NORTHROP GRUMMAN CORP	1,951	$590K	0.2%	$280.89	+12.3%	COM	666807102
IBM	INTERNATIONAL BUSINESS MACHS	5,311	$589K	0.2%	$108.14	-9.1%	COM	459200101
FISV	FISERV INC	6,194	$588K	0.2%	$108.19	+2.7%	COM	337738108
VTI	VANGUARD INDEX FDS	4,453	$574K	0.2%	$138.93	—	TOTAL STK MKT	922908769
AXP	AMERICAN EXPRESS CO	6,566	$562K	0.2%	$90.23	+19.3%	COM	025816109
LLY	LILLY ELI & CO	3,896	$540K	0.2%	$97.64	+31.3%	COM	532457108
ACN	ACCENTURE PLC IRELAND	3,252	$531K	0.2%	$148.55	+19.2%	SHS CLASS A	G1151C101
T	AT&T INC	17,447	$509K	0.2%	$14.08	+29.1%	COM	00206R102
BSV	VANGUARD BD INDEX FDS	6,042	$497K	0.2%	$80.05	—	SHORT TRM BOND	921937827
ADBE	ADOBE INC	1,529	$487K	0.1%	$172.04	+98.8%	COM	00724F101
APD	AIR PRODS & CHEMS INC	2,406	$480K	0.1%	$159.70	+23.4%	COM	009158106
KO	COCA COLA CO	10,713	$474K	0.1%	$35.32	+27.4%	COM	191216100
LHX	L3HARRIS TECHNOLOGIES INC	2,619	$472K	0.1%	$182.00	0.0%	COM	502431109
ROP	ROPER TECHNOLOGIES INC	1,504	$469K	0.1%	$336.52	+1.7%	COM	776696106
SYK	STRYKER CORP	2,782	$463K	0.1%	$145.88	+25.7%	COM	863667101
SCHM	SCHWAB STRATEGIC TR	10,843	$457K	0.1%	$48.47	—	US MID-CAP ETF	808524508
CMI	CUMMINS INC	3,360	$455K	0.1%	$138.24	-2.5%	COM	231021106
TREX	TREX CO INC	5,667	$454K	0.1%	$22.30	+110.2%	COM	89531P105
TRV	TRAVELERS COMPANIES INC	4,532	$450K	0.1%	$108.91	+0.7%	COM	89417E109
MDT	MEDTRONIC PLC	4,828	$435K	0.1%	$75.11	+20.1%	SHS	G5960L103
DHI	D R HORTON INC	12,717	$432K	0.1%	$34.55	+41.6%	COM	23331A109
ELV	ANTHEM INC	1,838	$417K	0.1%	$197.15	+27.5%	COM	036752103
AMGN	AMGEN INC	2,035	$413K	0.1%	$140.78	+29.4%	COM	031162100
ADP	AUTOMATIC DATA PROCESSING IN	2,999	$410K	0.1%	$91.07	+55.9%	COM	053015103
UPS	UNITED PARCEL SERVICE INC	4,293	$401K	0.1%	$84.29	-2.9%	CL B	911312106
—	GENERAL ELECTRIC CO	49,990	$397K	0.1%	$25.18	—	COM	369604103
IWD	ISHARES TR	3,972	$394K	0.1%	$94.69	—	RUS 1000 VAL ETF	464287598
VXF	VANGUARD INDEX FDS	4,350	$394K	0.1%	$100.02	—	EXTEND MKT ETF	922908652
HON	HONEYWELL INTL INC	2,881	$385K	0.1%	$142.51	-4.2%	COM	438516106
GM	GENERAL MTRS CO	18,477	$384K	0.1%	$32.85	-11.1%	COM	37045V100
BAC	BK OF AMERICA CORP	18,008	$382K	0.1%	$24.51	+5.7%	COM	060505104
MDLZ	MONDELEZ INTL INC	7,526	$377K	0.1%	$36.12	+29.3%	CL A	609207105
CVX	CHEVRON CORP NEW	5,147	$373K	0.1%	$79.96	-4.9%	COM	166764100
TJX	TJX COS INC NEW	7,396	$354K	0.1%	$38.05	+40.2%	COM	872540109
AWK	AMERICAN WTR WKS CO INC NEW	2,889	$345K	0.1%	$37.25	+209.9%	COM	030420103
TFC	TRUIST FINL CORP	11,172	$345K	0.1%	$40.89	-12.0%	COM	89832Q109
—	RAYTHEON CO	2,583	$339K	0.1%	$191.80	—	COM NEW	755111507
GIS	GENERAL MLS INC	6,132	$324K	0.1%	$38.31	+13.0%	COM	370334104
TMO	THERMO FISHER SCIENTIFIC INC	1,099	$312K	0.1%	$252.21	+23.1%	COM	883556102
UNP	UNION PAC CORP	2,180	$307K	0.1%	$149.35	-2.9%	COM	907818108
EPD	ENTERPRISE PRODS PARTNERS L	21,445	$307K	0.1%	$32.65	—	COM	293792107
USB	US BANCORP DEL	8,857	$305K	0.1%	$39.74	-6.3%	COM NEW	902973304
CLX	CLOROX CO DEL	1,755	$304K	0.1%	$117.15	+18.4%	COM	189054109
IGSB	ISHARES TR	5,790	$303K	0.1%	$73.54	—	SH TR CRPORT ETF	464288646
ABT	ABBOTT LABS	3,812	$301K	0.1%	$76.09	-1.0%	COM	002824100
FTV	FORTIVE CORP	5,439	$300K	0.1%	$44.83	-4.9%	COM	34959J108
ZTS	ZOETIS INC	2,540	$299K	0.1%	$84.89	+47.6%	CL A	98978V103
CAT	CATERPILLAR INC DEL	2,555	$296K	0.1%	$120.78	-6.1%	COM	149123101
MA	MASTERCARD INC	1,222	$295K	0.1%	$272.58	+5.6%	CL A	57636Q104
AVGO	BROADCOM INC	1,228	$291K	0.1%	$25.14	-3.4%	COM	11135F101
LYB	LYONDELLBASELL INDUSTRIES N	5,730	$284K	0.1%	$56.50	-12.2%	SHS - A -	N53745100
AMAT	APPLIED MATLS INC	6,109	$280K	0.1%	$49.21	+10.4%	COM	038222105
IWR	ISHARES TR	6,444	$278K	0.1%	$56.02	—	RUS MID CAP ETF	464287499
FIS	FIDELITY NATL INFORMATION SV	2,266	$276K	0.1%	$78.93	+56.0%	COM	31620M106
BALL	BALL CORP	4,259	$275K	0.1%	$63.09	+3.5%	COM	058498106
IWF	ISHARES TR	1,771	$267K	0.1%	$151.33	—	RUS 1000 GRW ETF	464287614
—	MAGELLAN MIDSTREAM PRTNRS LP	7,164	$261K	0.1%	$67.85	—	COM UNIT RP LP	559080106
AKAM	AKAMAI TECHNOLOGIES INC	2,843	$260K	0.1%	$87.43	+6.0%	COM	00971T101
EMR	EMERSON ELEC CO	5,290	$252K	0.1%	$56.68	+1.9%	COM	291011104
PNC	PNC FINL SVCS GROUP INC	2,611	$250K	0.1%	$82.41	+31.5%	COM	693475105
TGT	TARGET CORP	2,655	$247K	0.1%	$68.19	+39.3%	COM	87612E106
CSX	CSX CORP	4,170	$239K	0.1%	$16.90	+27.6%	COM	126408103
DLTR	DOLLAR TREE INC	3,205	$235K	0.1%	$101.07	-15.8%	COM	256746108
MKL	MARKEL CORP	250	$232K	0.1%	$1017.26	+12.4%	COM	570535104
COF	CAPITAL ONE FINL CORP	4,555	$230K	0.1%	$81.96	-3.0%	COM	14040H105
MO	ALTRIA GROUP INC	5,860	$227K	0.1%	$34.76	-20.7%	COM	02209S103
RWR	SPDR SER TR	3,141	$227K	0.1%	$104.43	—	DJ REIT ETF	78464A607
—	WALGREENS BOOTS ALLIANCE INC	4,950	$226K	0.1%	$73.56	—	COM	931427108
YUM	YUM BRANDS INC	3,209	$220K	0.1%	$69.05	+21.0%	COM	988498101
FDX	FEDEX CORP	1,795	$218K	0.1%	$137.51	-8.3%	COM	31428X106
ECL	ECOLAB INC	1,400	$218K	0.1%	$141.48	+24.6%	COM	278865100
CRM	SALESFORCE COM INC	1,515	$218K	0.1%	$150.15	+12.8%	COM	79466L302
KMB	KIMBERLY CLARK CORP	1,700	$217K	0.1%	$108.95	+2.9%	COM	494368103
MS	MORGAN STANLEY	6,206	$211K	0.1%	$30.85	+26.9%	COM NEW	617446448
MAR	MARRIOTT INTL INC NEW	2,790	$209K	0.1%	$99.49	+20.3%	CL A	571903202
SBUX	STARBUCKS CORP	3,097	$204K	0.1%	$74.48	-4.7%	COM	855244109
FULT	FULTON FINL CORP PA	11,979	$138K	0.0%	$13.34	-11.1%	COM	360271100