Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	1,049,659	$80.62M	19.8%	$49.50	—	US LRG CAP ETF	808524201
IJH	ISHARES TR	203,190	$41.82M	10.3%	$146.42	—	CORE S&P MCP ETF	464287507
JPST	JP MORGAN EXCHANGE TRADED FD	812,096	$40.95M	10.1%	$50.20	—	ULTRA SHRT INC	46641Q837
VOO	VANGUARD INDEX FDS	113,832	$33.67M	8.3%	$194.19	—	S&P 500 ETF SHS	922908363
SPY	SPDR S&P 500 ETF TR	86,107	$27.71M	6.8%	$187.12	—	TR UNIT	78462F103
MINT	PIMCO ETF TR	176,635	$17.94M	4.4%	$101.35	—	ENHAN SHRT MA AC	72201R833
IJR	ISHARES TR	170,886	$14.33M	3.5%	$86.24	—	CORE S&P SCP ETF	464287804
IVV	ISHARES TR	42,924	$13.88M	3.4%	$236.61	—	CORE S&P500 ETF	464287200
AAPL	APPLE INC	27,513	$8.079M	2.0%	$29.63	+109.3%	COM	037833100
VO	VANGUARD INDEX FDS	38,910	$6.933M	1.7%	$121.03	—	MID CAP ETF	922908629
AMZN	AMAZON COM INC	3,040	$5.617M	1.4%	$40.50	+118.5%	COM	023135106
JPM	JPMORGAN CHASE & CO	24,875	$3.468M	0.9%	$67.78	+60.3%	COM	46625H100
GOOGL	ALPHABET INC	2,457	$3.291M	0.8%	$50.14	+27.7%	CAP STK CL A	02079K305
IWM	ISHARES TR	19,247	$3.189M	0.8%	$118.93	—	RUSSELL 2000 ETF	464287655
SCHA	SCHWAB STRATEGIC TR	37,753	$2.856M	0.7%	$62.36	—	US SML CAP ETF	808524607
DHR	DANAHER CORPORATION	16,968	$2.604M	0.6%	$62.00	+98.4%	COM	235851102
MSFT	MICROSOFT CORP	15,632	$2.465M	0.6%	$68.14	+104.3%	COM	594918104
SCHM	SCHWAB STRATEGIC TR	38,975	$2.344M	0.6%	$48.47	—	US MID-CAP ETF	808524508
V	VISA INC	12,225	$2.297M	0.6%	$112.70	+53.1%	COM CL A	92826C839
PFE	PFIZER INC	56,170	$2.201M	0.5%	$19.78	+35.1%	COM	717081103
BRK/B	BERKSHIRE HATHAWAY INC DEL	9,627	$2.181M	0.5%	$175.06	+24.1%	CL B NEW	084670702
HD	HOME DEPOT INC	9,435	$2.06M	0.5%	$145.01	+34.5%	COM	437076102
—	SANDY SPRING BANCORP INC	52,796	$2M	0.5%	$39.77	—	COM	800363103
INTC	INTEL CORP	32,930	$1.971M	0.5%	$33.95	+45.1%	COM	458140100
PEP	PEPSICO INC	14,284	$1.952M	0.5%	$82.27	+37.1%	COM	713448108
MKC/V	MCCORMICK & CO INC	10,815	$1.85M	0.5%	$26.93	+172.2%	COM VTG	579780107
RODM	LATTICE STRATEGIES TR	55,791	$1.639M	0.4%	$26.53	—	HARTFORD MLT ETF	518416102
JNJ	JOHNSON & JOHNSON	11,228	$1.638M	0.4%	$93.89	+21.5%	COM	478160104
NEE	NEXTERA ENERGY INC	6,717	$1.627M	0.4%	$24.89	+101.6%	COM	65339F101
NSC	NORFOLK SOUTHERN CORP	8,364	$1.624M	0.4%	$102.28	+61.9%	COM	655844108
VEA	VANGUARD TAX MANAGED INTL FD	36,722	$1.618M	0.4%	$41.69	—	FTSE DEV MKT ETF	921943858
MRK	MERCK & CO INC	17,649	$1.605M	0.4%	$43.65	+54.7%	COM	58933Y105
XOM	EXXON MOBIL CORP	22,384	$1.562M	0.4%	$58.85	-11.5%	COM	30231G102
VLO	VALERO ENERGY CORP NEW	16,598	$1.554M	0.4%	$64.60	+14.0%	COM	91913Y100
META	FACEBOOK INC	7,363	$1.511M	0.4%	$176.62	+8.9%	CL A	30303M102
VZ	VERIZON COMMUNICATIONS INC	23,776	$1.46M	0.4%	$34.20	+25.1%	COM	92343V104
—	UNITED TECHNOLOGIES CORP	8,793	$1.317M	0.3%	$123.03	—	COM	913017109
—	LABORATORY CORP AMER HLDGS	7,446	$1.26M	0.3%	$139.03	—	COM NEW	50540R409
KMI	KINDER MORGAN INC DEL	57,841	$1.224M	0.3%	$11.69	+20.2%	COM	49456B101
D	DOMINION ENERGY INC	14,424	$1.195M	0.3%	$54.20	+15.1%	COM	25746U109
DUK	DUKE ENERGY CORP NEW	13,020	$1.188M	0.3%	$61.27	+17.2%	COM NEW	26441C204
CSCO	CISCO SYS INC	24,607	$1.18M	0.3%	$29.02	+32.9%	COM	17275R102
MCD	MCDONALDS CORP	5,394	$1.066M	0.3%	$106.22	+61.9%	COM	580135101
CMCSA	COMCAST CORP NEW	22,895	$1.03M	0.3%	$28.07	+34.9%	CL A	20030N101
BMY	BRISTOL MYERS SQUIBB CO	15,402	$989K	0.2%	$43.08	+4.9%	COM	110122108
TFC	TRUIST FINL CORP	17,279	$976K	0.2%	$40.89	0.0%	COM	89832Q109
SCHB	SCHWAB STRATEGIC TR	12,387	$952K	0.2%	$61.14	—	US BRD MKT ETF	808524102
PG	PROCTER & GAMBLE CO	7,602	$949K	0.2%	$68.52	+53.6%	COM	742718109
DIS	DISNEY WALT CO	6,394	$925K	0.2%	$111.01	+22.3%	COM DISNEY	254687106
ETN	EATON CORP PLC	9,640	$916K	0.2%	$69.80	+14.2%	SHS	G29183103
ABBV	ABBVIE INC	10,228	$906K	0.2%	$54.19	+19.3%	COM	00287Y109
DVY	ISHARES TR	8,567	$905K	0.2%	$72.74	—	SELECT DIVID ETF	464287168
GM	GENERAL MTRS CO	23,087	$845K	0.2%	$32.85	+4.6%	COM	37045V100
AXP	AMERICAN EXPRESS CO	6,766	$842K	0.2%	$90.23	+22.1%	COM	025816109
UNH	UNITEDHEALTH GROUP INC	2,832	$833K	0.2%	$227.66	+3.9%	COM	91324P102
TRV	TRAVELERS COMPANIES INC	5,762	$789K	0.2%	$108.91	+9.5%	COM	89417E109
BAC	BANK AMER CORP	21,149	$745K	0.2%	$24.51	+13.4%	COM	060505104
VXF	VANGUARD INDEX FDS	5,880	$741K	0.2%	$100.02	—	EXTEND MKT ETF	922908652
EMR	EMERSON ELEC CO	9,663	$737K	0.2%	$56.68	+10.8%	COM	291011104
COST	COSTCO WHSL CORP NEW	2,446	$719K	0.2%	$199.92	+35.8%	COM	22160K105
T	AT&T INC	18,209	$712K	0.2%	$14.08	+34.0%	COM	00206R102
NOC	NORTHROP GRUMMAN CORP	2,010	$691K	0.2%	$280.89	+13.1%	COM	666807102
IBM	INTERNATIONAL BUSINESS MACHS	5,146	$690K	0.2%	$108.46	-7.9%	COM	459200101
ACN	ACCENTURE PLC IRELAND	3,252	$685K	0.2%	$148.55	+20.1%	SHS CLASS A	G1151C101
CVX	CHEVRON CORP NEW	5,517	$665K	0.2%	$79.96	+12.2%	COM	166764100
VCSH	VANGUARD SCOTTSDALE FDS	8,137	$659K	0.2%	$80.56	—	SHRT TRM CORP BD	92206C409
COF	CAPITAL ONE FINL CORP	6,391	$658K	0.2%	$81.96	+5.9%	COM	14040H105
—	RAYTHEON CO	2,980	$655K	0.2%	$191.80	—	COM NEW	755111507
MAR	MARRIOTT INTL INC NEW	4,324	$655K	0.2%	$99.49	+29.1%	CL A	571903202
EPD	ENTERPRISE PRODS PARTNERS L	23,185	$653K	0.2%	$32.65	—	COM	293792107
VWO	VANGUARD INTL EQUITY INDEX F	14,579	$648K	0.2%	$44.07	—	FTSE EMR MKT ETF	922042858
USB	US BANCORP DEL	10,757	$638K	0.2%	$39.74	+11.6%	COM NEW	902973304
VTI	VANGUARD INDEX FDS	3,868	$633K	0.2%	$140.45	—	TOTAL STK MKT	922908769
CMI	CUMMINS INC	3,485	$624K	0.2%	$138.24	+9.3%	COM	231021106
KO	COCA COLA CO	11,223	$621K	0.2%	$35.32	+26.0%	COM	191216100
MMM	3M CO	3,403	$600K	0.1%	$129.31	-13.6%	COM	88579Y101
UPS	UNITED PARCEL SERVICE INC	5,036	$590K	0.1%	$84.29	+10.1%	CL B	911312106
GOOG	ALPHABET INC	431	$576K	0.1%	$45.11	+42.0%	CAP STK CL C	02079K107
DHI	D R HORTON INC	10,882	$574K	0.1%	$32.13	+55.9%	COM	23331A109
SYK	STRYKER CORP	2,722	$571K	0.1%	$145.06	+33.9%	COM	863667101
ELV	ANTHEM INC	1,887	$570K	0.1%	$197.15	+28.4%	COM	036752103
—	GENERAL ELECTRIC CO	49,990	$558K	0.1%	$25.18	—	COM	369604103
IWD	ISHARES TR	3,972	$542K	0.1%	$94.69	—	RUS 1000 VAL ETF	464287598
LYB	LYONDELLBASELL INDUSTRIES N	5,670	$536K	0.1%	$56.57	+8.1%	SHS - A -	N53745100
LLY	LILLY ELI & CO	3,977	$523K	0.1%	$97.64	+10.1%	COM	532457108
ADP	AUTOMATIC DATA PROCESSING IN	3,010	$513K	0.1%	$91.07	+59.3%	COM	053015103
TREX	TREX CO INC	5,667	$509K	0.1%	$22.30	+97.5%	COM	89531P105
ADBE	ADOBE INC	1,529	$504K	0.1%	$172.04	+71.0%	COM	00724F101
AMGN	AMGEN INC	2,035	$491K	0.1%	$140.78	+29.8%	COM	031162100
MDT	MEDTRONIC PLC	4,303	$488K	0.1%	$73.27	+26.3%	SHS	G5960L103
BSV	VANGUARD BD INDEX FD INC	6,042	$487K	0.1%	$80.05	—	SHORT TRM BOND	921937827
PNC	PNC FINL SVCS GROUP INC	2,971	$474K	0.1%	$82.41	+45.8%	COM	693475105
—	DISCOVER FINL SVCS	5,549	$471K	0.1%	$74.58	—	COM	254709108
TJX	TJX COS INC NEW	7,380	$451K	0.1%	$38.05	+43.5%	COM	872540109
—	MAGELLAN MIDSTREAM PRTNRS LP	7,164	$450K	0.1%	$67.85	—	COM UNIT RP LP	559080106
CAT	CATERPILLAR INC DEL	2,965	$438K	0.1%	$120.78	+1.8%	COM	149123101
FTV	FORTIVE CORP	5,519	$422K	0.1%	$44.83	-1.8%	COM	34959J108
HON	HONEYWELL INTL INC	2,331	$413K	0.1%	$143.91	0.0%	COM	438516106
YUM	YUM BRANDS INC	4,071	$410K	0.1%	$69.05	+33.8%	COM	988498101
MDLZ	MONDELEZ INTL INC	7,426	$409K	0.1%	$35.98	+27.5%	CL A	609207105
APD	AIR PRODS & CHEMS INC	1,726	$406K	0.1%	$144.99	+33.9%	COM	009158106
UNP	UNION PACIFIC CORP	2,180	$394K	0.1%	$149.35	0.0%	COM	907818108
AMAT	APPLIED MATLS INC	6,409	$391K	0.1%	$49.21	+7.7%	COM	038222105
IWR	ISHARES TR	6,444	$384K	0.1%	$56.02	—	RUS MID CAP ETF	464287499
MA	MASTERCARD INC	1,222	$365K	0.1%	$272.58	0.0%	CL A	57636Q104
DLTR	DOLLAR TREE INC	3,875	$364K	0.1%	$101.07	+3.9%	COM	256746108
MO	ALTRIA GROUP INC	7,260	$362K	0.1%	$34.76	-17.2%	COM	02209S103
TMO	THERMO FISHER SCIENTIFIC INC	1,099	$357K	0.1%	$252.21	+18.3%	COM	883556102
WFC	WELLS FARGO CO NEW	6,591	$355K	0.1%	$45.55	-1.9%	COM	949746101
AWK	AMERICAN WTR WKS CO INC NEW	2,889	$355K	0.1%	$37.25	+189.9%	COM	030420103
—	ROYAL DUTCH SHELL PLC	5,945	$351K	0.1%	$63.30	—	SPONS ADR A	780259206
TGT	TARGET CORP	2,685	$344K	0.1%	$68.19	+46.4%	COM	87612E106
MS	MORGAN STANLEY	6,697	$342K	0.1%	$30.85	+26.7%	COM NEW	617446448
ZTS	ZOETIS INC	2,540	$336K	0.1%	$84.89	+39.1%	CL A	98978V103
ABT	ABBOTT LABS	3,812	$331K	0.1%	$76.09	-1.0%	COM	002824100
ROP	ROPER TECHNOLOGIES INC	933	$330K	0.1%	$333.07	0.0%	COM	776696106
GIS	GENERAL MLS INC	6,132	$328K	0.1%	$38.31	+11.7%	COM	370334104
RWR	SPDR SERIES TRUST	3,141	$320K	0.1%	$104.43	—	DJ REIT ETF	78464A607
CSX	CSX CORP	4,375	$317K	0.1%	$16.90	+28.8%	COM	126408103
FIS	FIDELITY NATL INFORMATION SV	2,266	$315K	0.1%	$78.93	+50.2%	COM	31620M106
IWF	ISHARES TR	1,771	$312K	0.1%	$151.33	—	RUS 1000 GRW ETF	464287614
IGSB	ISHARES TR	5,790	$311K	0.1%	$73.54	—	SH TR CRPORT ETF	464288646
—	FEDERAL REALTY INVT TR	2,405	$310K	0.1%	$128.90	—	SH BEN INT NEW	313747206
IWC	ISHARES TR	3,054	$304K	0.1%	$75.23	—	MICRO-CAP ETF	464288869
FDX	FEDEX CORP	1,974	$298K	0.1%	$137.51	0.0%	COM	31428X106
MCHP	MICROCHIP TECHNOLOGY INC	2,835	$297K	0.1%	$39.46	+8.9%	COM	595017104
MKL	MARKEL CORP	260	$297K	0.1%	$1017.26	+12.0%	COM	570535104
—	WALGREENS BOOTS ALLIANCE INC	4,972	$293K	0.1%	$73.56	—	COM	931427108
SCHO	SCHWAB STRATEGIC TR	5,585	$282K	0.1%	$50.73	—	SHT TM US TRES	808524862
URI	UNITED RENTALS INC	1,680	$280K	0.1%	$140.67	0.0%	COM	911363109
BALL	BALL CORP	4,259	$275K	0.1%	$63.09	0.0%	COM	058498106
SBUX	STARBUCKS CORP	3,110	$273K	0.1%	$74.48	0.0%	COM	855244109
ECL	ECOLAB INC	1,400	$270K	0.1%	$141.48	+25.6%	COM	278865100
ROK	ROCKWELL AUTOMATION INC	1,320	$268K	0.1%	$149.97	+11.0%	COM	773903109
CLX	CLOROX CO DEL	1,715	$263K	0.1%	$116.65	+6.8%	COM	189054109
C	CITIGROUP INC	3,275	$262K	0.1%	$59.26	0.0%	COM NEW	172967424
SCHW	THE CHARLES SCHWAB CORPORATI	5,330	$253K	0.1%	$43.57	-7.1%	COM	808513105
UBSI	UNITED BANKSHARES INC WEST V	6,523	$252K	0.1%	$38.56	0.0%	COM	909907107
EFA	ISHARES TR	3,555	$247K	0.1%	$65.21	—	MSCI EAFE ETF	464287465
CRM	SALESFORCE COM INC	1,515	$246K	0.1%	$150.15	+3.2%	COM	79466L302
AKAM	AKAMAI TECHNOLOGIES INC	2,843	$246K	0.1%	$87.43	0.0%	COM	00971T101
FISV	FISERV INC	1,988	$230K	0.1%	$102.09	+8.1%	COM	337738108
ORCL	ORACLE CORP	4,314	$229K	0.1%	$46.22	+9.1%	COM	68389X105
DIA	SPDR DOW JONES INDL AVRG ETF	800	$228K	0.1%	$258.75	—	UT SER 1	78467X109
SCHD	SCHWAB STRATEGIC TR	3,935	$228K	0.1%	$57.94	—	US DIVIDEND EQ	808524797
IJT	ISHARES TR	1,175	$227K	0.1%	$193.19	—	S&P SML 600 GWT	464287887
BA	BOEING CO	696	$227K	0.1%	$351.04	0.0%	COM	097023105
QDF	FLEXSHARES TR	4,660	$226K	0.1%	$44.85	—	QUALT DIVD IDX	33939L860
TOWN	TOWNEBANK PORTSMOUTH VA	8,060	$224K	0.1%	$26.39	+6.2%	COM	89214P109
KMB	KIMBERLY CLARK CORP	1,615	$222K	0.1%	$108.78	0.0%	COM	494368103
IVOO	VANGUARD ADMIRAL FDS INC	1,594	$221K	0.1%	$130.88	—	MIDCP 400 IDX	921932885
NKE	NIKE INC	2,156	$218K	0.1%	$78.77	+10.2%	CL B	654106103
DGX	QUEST DIAGNOSTICS INC	1,986	$212K	0.1%	$92.43	0.0%	COM	74834L100
LMT	LOCKHEED MARTIN CORP	544	$212K	0.1%	$324.81	0.0%	COM	539830109
BWA	BORGWARNER INC	4,844	$210K	0.1%	$33.34	0.0%	COM	099724106
—	TRI CONTL CORP	7,436	$210K	0.1%	$27.03	—	COM	895436103
FULT	FULTON FINL CORP PA	11,979	$209K	0.1%	$13.34	-2.4%	COM	360271100
AVGO	BROADCOM INC	655	$207K	0.1%	$25.89	0.0%	COM	11135F101
BP	BP PLC	5,443	$205K	0.1%	$37.66	—	SPONSORED ADR	055622104
—	BNY MELLON HIGH YIELD STRATE	14,950	$46,000	0.0%	$3.02	—	SH BEN INT	09660L105