Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHZ	Schwab US AGG Bnd ETF	175,191	$8.903M	4.5%	$50.82 *	$25.59	-0.3%	ETF	808524839
SCHD	Schwab Dow Jones US Div Eq ETF	174,398	$8.57M	4.3%	$49.14 *	$12.49	+30.9%	ETF	808524797
SCHV	Schwab Dow Jones US Large Valu	141,457	$7.535M	3.8%	$53.27 *	$12.61	+39.7%	ETF	808524409
SCHG	Schwab Dow Jones US Large Grow	95,301	$6.86M	3.5%	$71.98 *	$4.93	+81.8%	ETF	808524300
SCHA	Schwab Dow Jones US Sm-Cap ETF	96,419	$6.742M	3.4%	$69.92 *	$12.82	+34.8%	ETF	808524607
SCHX	Schwab Dow Jones US Large Cap	100,102	$6.353M	3.2%	$63.47 *	$8.60	+22.3%	ETF	808524201
SCHF	Schwab FTSE Developed ex-US ET	1,681,523	$5.742M	2.9%	$3.41 *	$16.99	-0.8%	ETF	808524805
SCHM	Schwab Dow Jones US Mid-Cap	105,622	$5.575M	2.8%	$52.78 *	$13.78	+27.9%	ETF	808524508
MSFT	Microsoft Corp	49,982	$4.652M	2.3%	$93.07 *	$27.81	+203.3%	COM	594918104
JNJ	Johnson & Johnson	34,680	$4.53M	2.3%	$130.62 *	$59.96	+72.0%	COM	478160104
INTC	Intel Corp	82,915	$4.3M	2.2%	$51.86 *	$18.22	+141.6%	COM	458140100
—	PowerShares Preferred	281,804	$4.078M	2.1%	$14.47	$14.90	—	ETF	73936T565
AAPL	Apple Computer Inc	21,209	$3.706M	1.9%	$174.74 *	$18.74	+110.5%	COM	037833100
GOOGL	Alphabet, Inc. Cl A	3,266	$3.384M	1.7%	$1036.13 *	$39.09	+31.7%	COM	02079K305
—	Merck & Co Inc	58,636	$3.352M	1.7%	$57.17	$47.52	—	COM	58933y105
SDY	SPDR S&P Dividend ETF	35,559	$3.245M	1.6%	$91.26	$73.41	+24.2%	ETF	78464A763
IJH	iShares S&P Midcap 400 Index	16,500	$3.103M	1.6%	$188.06 *	$24.67	+52.1%	ETF	464287507
IJR	iShares S&P Smallcap 600 Index	38,401	$3.005M	1.5%	$78.25	$58.62	+31.4%	ETF	464287804
CWI	SPDR MSCI Acwi Ex-US	68,463	$2.681M	1.4%	$39.16 *	$24.46	+5.9%	ETF	78463X848
—	J P Morgan Chase & Co	22,574	$2.49M	1.3%	$110.30	$25.74	—	COM	46625h100
VEU	Vanguard FTSE All-World ex-USA	41,437	$2.27M	1.1%	$54.78	$47.86	+13.6%	ETF	922042775
CSCO	Cisco Systems	49,509	$2.129M	1.1%	$43.00 *	$17.88	+89.3%	COM	17275R102
PEP	Pepsico	18,916	$2.067M	1.0%	$109.27 *	$56.00	+53.7%	COM	713448108
VTV	Vanguard Value ETF	18,230	$1.895M	1.0%	$103.95	$82.86	+24.5%	ETF	922908744
VNQ	Vanguard REIT	24,819	$1.853M	0.9%	$74.66	$77.98	-3.2%	ETF	922908553
PG	Procter & Gamble Inc	23,034	$1.805M	0.9%	$78.36 *	$55.40	+16.7%	COM	742718109
VZ	Verizon Communications	37,723	$1.798M	0.9%	$47.66 *	$30.60	+2.8%	COM	92343V104
BAC	Bank Of America	59,666	$1.778M	0.9%	$29.80 *	$11.17	+123.4%	COM	060505104
AMGN	Amgen Inc	10,370	$1.778M	0.9%	$171.46 *	$113.35	+18.8%	COM	031162100
BMY	Bristol Myers Squibb	29,291	$1.718M	0.9%	$58.65 *	$39.53	+19.6%	COM	110122108
BRK/B	Berkshire Hathaway B	8,647	$1.703M	0.9%	$196.95	$144.33	+38.2%	COM	084670702
VBR	Vanguard Small-Cap Value ETF	12,931	$1.684M	0.9%	$130.23	$114.79	+12.7%	ETF	922908611
LOW	Lowes Companies	18,890	$1.629M	0.8%	$86.24 *	$61.44	+23.7%	COM	548661107
DIS	Disney Walt Co	16,160	$1.622M	0.8%	$100.37 *	$71.93	+32.7%	COM	254687106
XOM	Exxon-Mobil	20,796	$1.619M	0.8%	$77.85 *	$53.88	-3.0%	COM	30231G102
—	Harris Corp	9,758	$1.578M	0.8%	$161.71	$79.24	—	COM	413875105
PFE	Pfizer Inc	42,876	$1.557M	0.8%	$36.31 *	$18.90	+26.0%	COM	717081103
CVX	ChevronTexaco Corp	12,943	$1.552M	0.8%	$119.91 *	$71.70	+13.7%	COM	166764100
VUG	Vanguard Growth ETF	10,524	$1.5M	0.8%	$142.53 *	$13.58	+74.1%	ETF	922908736
GOOG	Alphabet, Inc. Cl C	1,370	$1.41M	0.7%	$1029.20 *	$38.04	+34.6%	COM	02079K107
UNP	Union Pacific Corp	9,783	$1.314M	0.7%	$134.31 *	$68.42	+65.6%	COM	907818108
CVS	CVS Health Corporation	20,419	$1.295M	0.7%	$63.42 *	$47.13	+2.9%	COM	126650100
—	DowDuPont Inc	19,555	$1.294M	0.7%	$66.17	$69.21	—	COM	26078J100
GLD	SPDR Gold Shares	9,957	$1.269M	0.6%	$127.45	$126.06	-0.2%	ETF	78463V107
VWO	Vanguard Emerging Mkt Fd	26,099	$1.215M	0.6%	$46.55	$37.90	+24.0%	ETF	922042858
BABA	Alibaba Group Hldg Adr	7,000	$1.204M	0.6%	$172.00 *	$148.69	+23.4%	ADR	01609W102
META	Facebook Inc Class A	7,221	$1.188M	0.6%	$164.52 *	$88.35	+79.6%	COM	30303M102
COF	Capital One Financial	12,113	$1.168M	0.6%	$96.43 *	$52.23	+60.5%	COM	14040H105
SPY	S&P 500 Spdr	4,208	$1.116M	0.6%	$265.21	$174.05	+51.2%	ETF	78462F103
V	Visa, Inc.	9,088	$1.097M	0.6%	$120.71 *	$71.50	+58.6%	COM	92826C839
—	BB&T Corporation	20,456	$1.063M	0.5%	$51.97	$37.03	—	COM	054937107
—	AT&T Corp	30,042	$1.056M	0.5%	$35.15	$37.63	—	COM	00206r102
MCD	McDonalds Corp	6,391	$1.034M	0.5%	$161.79 *	$75.38	+73.0%	COM	580135101
UNM	Unum Corp	21,308	$1.012M	0.5%	$47.49	$38.58	+23.4%	COM	91529Y106
—	United Technologies CP	7,998	$981K	0.5%	$122.66	$94.04	—	COM	913017109
USB	U S Bancorp	18,517	$943K	0.5%	$50.93 *	$22.61	+63.9%	COM	902973304
WFC	Wells Fargo & Company	18,529	$943K	0.5%	$50.89 *	$27.81	+51.7%	COM	949746101
MUNI	Pimco Intermediate Muni ETF	17,421	$917K	0.5%	$52.64	$54.81	-3.7%	ETF	72201R866
VDC	Vanguard Consumer Staples ETF	6,721	$915K	0.5%	$136.14	$123.84	+9.9%	ETF	92204A207
EMR	Emerson Electric	13,269	$908K	0.5%	$68.43 *	$40.02	+41.9%	COM	291011104
—	ETFS Physical Swiss Gold Share	6,851	$891K	0.4%	$130.05	$123.98	—	ETF	26922Y105
XBI	SPDR S&P Biotech ETF	9,510	$852K	0.4%	$89.59 *	$69.64	+26.0%	ETF	78464A870
SUB	iShares Sht-Term National Muni	7,340	$768K	0.4%	$104.63	$106.26	-1.3%	ETF	464288158
—	Raytheon Corp Cl B	3,439	$763K	0.4%	$221.87	$142.77	—	COM	755111507
STT	State Street Boston Corp	7,550	$753K	0.4%	$99.74 *	$44.55	+75.8%	COM	857477103
BSV	Vanguard Short-Term Bond ETF	9,544	$747K	0.4%	$78.27	$80.64	-2.7%	ETF	921937827
TIPX	SPDR Blmbrg Brcly 1-10 Yr TIP	37,711	$725K	0.4%	$19.23	$19.59	-2.1%	ETF	78468R861
ROP	Roper Technologies, Inc	2,652	$724K	0.4%	$273.00	$161.78	+65.6%	COM	776696106
TMO	Thermo Fisher Scientific	3,363	$721K	0.4%	$214.39 *	$85.59	+136.4%	COM	883556102
DHR	Danaher Corp	7,109	$705K	0.4%	$99.17 *	$26.48	+216.3%	COM	235851102
VOO	Vanguard S&P 500 Etf	2,875	$700K	0.4%	$243.48	$239.00	+1.3%	ETF	922908363
—	Stanley Works	4,576	$695K	0.4%	$151.88	$151.88	—	COM	854616109
—	Biotech/Genome Powershares Ind	14,115	$689K	0.3%	$48.81	$38.79	—	ETF	73935X856
MBB	iShares MBS ETF	6,527	$680K	0.3%	$104.18	$109.62	-4.5%	ETF	464288588
FISV	Fiserv Inc.	9,490	$673K	0.3%	$70.92	$47.67	+49.6%	COM	337738108
—	Royal Dutch Shell B Adr	9,412	$658K	0.3%	$69.91	$69.91	—	ADR	780259107
PRU	Prudential Financial Inc	6,238	$651K	0.3%	$104.36 *	$51.41	+38.4%	COM	744320102
HD	Home Depot	3,729	$644K	0.3%	$172.70 *	$62.17	+137.4%	COM	437076102
NVDA	Nvidia Corp	2,700	$625K	0.3%	$231.48 *	$3.13	+82.8%	COM	67066G104
PYPL	Paypal Holdings, Inc.	8,054	$622K	0.3%	$77.23	$37.04	+104.4%	COM	70450Y103
ADP	Automatic Data Processing	5,345	$616K	0.3%	$115.25 *	$46.09	+109.1%	COM	053015103
—	Chase Corp	5,800	$616K	0.3%	$106.21	$39.81	—	COM	16150r104
SCHC	Schwab FTSE Intl Small-Cap Equ	16,453	$610K	0.3%	$37.08	$35.25	+3.6%	ETF	808524888
PM	Philip Morris Intl Inc	5,965	$608K	0.3%	$101.93 *	$53.28	+24.2%	COM	718172109
—	Celgene Corp	6,691	$598K	0.3%	$89.37	$106.98	—	COM	151020104
KO	Coca Cola	13,325	$593K	0.3%	$44.50 *	$28.11	+21.5%	COM	191216100
—	General Electric	43,401	$586K	0.3%	$13.50	$23.31	—	COM	369604103
C	Citigroup Inc	8,198	$582K	0.3%	$70.99 *	$40.45	+28.1%	COM	172967424
IVW	iShares S&P 500 Barra Gr. Fd.	3,567	$556K	0.3%	$155.87 *	$21.31	+82.0%	ETF	464287309
—	PowerShares S&P 500 Eq. Wgt.	5,490	$547K	0.3%	$99.64	$80.36	—	ETF	78355W106
TJX	TJX Cos Inc	6,476	$526K	0.3%	$81.22 *	$31.71	+15.6%	COM	872540109
MDY	S&P 400 Mid-Cap SPDR	1,533	$525K	0.3%	$342.47	$232.00	+47.3%	ETF	78467Y107
AGG	iShares Core Total U S	4,890	$522K	0.3%	$106.75	$109.23	-1.8%	ETF	464287226
ITW	Illinois Tool Works	3,290	$510K	0.3%	$155.02 *	$71.64	+81.2%	COM	452308109
TD	Toronto Dominion Bank	9,075	$503K	0.3%	$55.43 *	$42.78	+32.9%	COM	891160509
—	Oracle Systems	10,907	$503K	0.3%	$46.12	$31.24	—	COM	68389x105
FLOT	iShares Floating Rate Bond ETF	9,726	$495K	0.2%	$50.89	$50.80	+0.3%	ETF	46429B655
FNDF	Sch Fundamental Intl Lg Co ETF	15,912	$486K	0.2%	$30.54	$28.47	+5.3%	ETF	808524755
TAP/A	Molson Coors Brewing	6,510	$475K	0.2%	$72.96 *	$90.12	-7.5%	COM	60871R100
IVE	iShares S&P 500 Barra Value Fd	4,310	$475K	0.2%	$110.21	$76.38	+43.2%	ETF	464287408
VCSH	Vanguard Short-Term Corp Bond	6,055	$474K	0.2%	$78.28	$80.22	-2.2%	ETF	92206C409
—	PwrShs Financial Pfd	25,588	$472K	0.2%	$18.45	$18.07	—	ETF	73935X229
SCHE	Schwab FTSE Emerging Mkt ETF	16,137	$458K	0.2%	$28.38	$24.80	+15.7%	ETF	808524706
—	Travelers Inc	3,335	$455K	0.2%	$136.43	$136.43	—	COM	89417E113
NKE	Nike Inc Class B	6,720	$452K	0.2%	$67.26 *	$44.08	+36.5%	COM	654106103
VIG	Vanguard Div Appreciation	4,296	$433K	0.2%	$100.79	$75.48	+33.9%	ETF	921908844
WY	Weyerhaeuser Co	11,814	$428K	0.2%	$36.23 *	$23.32	+10.9%	COM	962166104
—	Dominion Res Inc Va	6,665	$426K	0.2%	$63.92	$57.22	—	COM	25746u109
VTIP	Vanguard Sht-Term Infl Prot Se	8,515	$417K	0.2%	$48.97	$49.26	-0.7%	ETF	922020805
LMT	Lockheed Martin Corp	1,208	$414K	0.2%	$342.72 *	$101.96	+169.2%	COM	539830109
SCHB	Schwab Dow Jones US Broad Mkt	6,293	$404K	0.2%	$64.20 *	$7.57	+40.5%	ETF	808524102
AMAT	Applied Materials	7,210	$404K	0.2%	$56.03 *	$25.12	+102.5%	COM	038222105
MA	Mastercard Inc	2,289	$399K	0.2%	$174.31 *	$100.86	+66.3%	COM	57636Q104
ABT	Abbott Labs	6,706	$392K	0.2%	$58.46 *	$30.30	+72.7%	COM	002824100
CTSH	Cognizant Tech. Solutions	4,745	$383K	0.2%	$80.72 *	$45.50	+58.2%	COM	192446102
—	Quanta Services Inc	11,130	$380K	0.2%	$34.14	$37.91	—	COM	74762E106
ABBV	AbbVie Inc	3,973	$365K	0.2%	$91.87 *	$41.87	+61.7%	COM	00287Y109
—	Conoco Phillips	5,577	$362K	0.2%	$64.91	$64.12	—	COM	20825c104
—	AON Corp	2,517	$357K	0.2%	$141.84	$64.29	—	COM	G0408V102
AMZN	Amazon.com	249	$356K	0.2%	$1429.72 *	$43.14	+67.7%	COM	023135106
IBM	International Business Machine	2,120	$332K	0.2%	$156.60 *	$113.68	-8.1%	COM	459200101
—	Walgreens Boots Allianc	5,135	$328K	0.2%	$63.88	$79.61	—	COM	931427108
NVS	Novartis A G	4,027	$326K	0.2%	$80.95	$72.75	+11.1%	COM	66987V109
VO	Vanguard Mid-Cap ETF	2,104	$324K	0.2%	$153.99 *	$37.75	+2.1%	ETF	922908629
VB	Vanguard Small Cap	2,144	$317K	0.2%	$147.85	$121.35	+21.1%	ETF	922908751
LQD	iShares Inv. Grade Corp. Bd.	2,648	$310K	0.2%	$117.07	$118.61	-1.0%	ETF	464287242
PANW	Palo Alto Networks Inc	1,625	$304K	0.2%	$187.08 *	$22.86	+32.3%	COM	697435105
XLK	Technology Sector iShare	4,456	$296K	0.1%	$66.43 *	$30.83	+6.1%	ETF	81369Y803
PPG	PPG Inds Inc	2,676	$294K	0.1%	$109.87 *	$77.05	+25.0%	COM	693506107
VLO	Valero Energy Corp.	2,869	$292K	0.1%	$101.78 *	$59.68	+14.0%	COM	91913Y100
—	Western Asset Muni Hi Income	40,272	$290K	0.1%	$7.20	$7.26	—	COM	95766N103
TSN	Tyson Foods Inc	4,075	$286K	0.1%	$70.18 *	$54.89	+7.8%	COM	902494103
—	Altria Group Inc	4,391	$281K	0.1%	$63.99	$63.50	—	COM	02209s103
BDX	Becton Dickinson	1,215	$274K	0.1%	$225.51 *	$123.45	+52.5%	COM	075887109
—	Unilever Nv Adr- Netherlands	4,690	$267K	0.1%	$56.93	$41.63	—	ADR	904767704
MDLZ	Mondelez Intl Inc Cl A	6,340	$267K	0.1%	$42.11 *	$36.67	-5.6%	COM	609207105
—	Nuveen Inter Dur Qlty Muni	21,246	$267K	0.1%	$12.57	$12.92	—	ETF	670677103
—	Putnam Managed Municipal	37,488	$265K	0.1%	$7.07	$7.27	—	ETF	746823103
CL	Colgate Palmolive Co	3,686	$264K	0.1%	$71.62 *	$56.78	+4.9%	COM	194162103
—	Altaba Incorporated	3,814	$264K	0.1%	$69.22	$54.54	—	COM	021346101
FNDX	Sch Fundamental US Large Co ET	6,925	$255K	0.1%	$36.82 *	$9.60	+26.2%	ETF	808524771
VNQI	Vanguard Int'l REIT	4,099	$252K	0.1%	$61.48	$55.82	+9.1%	ETF	922042676
—	PwrShs S&P 500 Low Volatility	5,237	$245K	0.1%	$46.78	$45.73	—	ETF	73937B779
VXUS	Vanguard Total International S	4,192	$239K	0.1%	$57.01	$48.42	+16.8%	ETF	921909768
—	Wells Fargo & Co 7.50 Pfd	184	$237K	0.1%	$1288.04	$1311.48	—	PFD	949746804
SCHP	Schwab US TIPS ETF	4,206	$231K	0.1%	$54.92 *	$27.70	-0.9%	ETF	808524870
—	Express Scripts Inc	3,209	$230K	0.1%	$71.67	$71.88	—	COM	30219G108
—	Alerian MLP ETF	23,662	$229K	0.1%	$9.68	$9.68	—	COM	00162Q866
WMT	Wal-Mart Stores	2,647	$228K	0.1%	$86.14 *	$18.82	+39.5%	COM	931142103
—	Hewlett Packard	10,275	$224K	0.1%	$21.80	$21.80	—	COM	428236103
—	Diageo Plc	1,569	$223K	0.1%	$142.13	$115.38	—	COM	25243q205
SLB	Schlumberger Ltd	3,283	$223K	0.1%	$67.93 *	$54.25	-4.4%	COM	806857108
SYY	Sysco Inc	3,447	$208K	0.1%	$60.34 *	$45.82	+6.5%	COM	871829107