Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	Alphabet Inc. Class C	4,170	$11.11M	4.5%	$1449.95	—	COM	02079k107
MSFT	Microsoft Corp.	34,315	$9.674M	3.9%	$121.59	+130.9%	COM	594918104
AAPL	Apple Inc.	63,554	$8.993M	3.6%	$90.18	+59.6%	COM	037833100
—	Gold Shares SPDR	42,404	$6.964M	2.8%	$158.35	—	CMDT	78463v107
SPSM	SPDR Portfolio Small Cap ETF	140,180	$5.972M	2.4%	$29.49	—	SMLC	78468R853
SPYG	SPDR S&P 500 Growth ETF	92,892	$5.947M	2.4%	$39.22	—	ETF	78464A409
FISV	Fiserv Inc.	49,601	$5.382M	2.2%	$79.77	+40.1%	COM	337738108
SPYV	SPDR S&P 500 Value ETF	131,082	$5.112M	2.1%	$31.07	—	ETF	78464A508
—	Pacer Trendpilot US Bond ETF	168,087	$4.559M	1.8%	$27.50	—	FIXD	69374h642
CVS	CVS Caremark Corp	45,715	$3.879M	1.6%	$54.68	+32.6%	COM	126650100
IJS	S&P 600/Barra Value Index (iSh	37,175	$3.742M	1.5%	$101.01	—	SMLC	464287879
JNJ	Johnson & Johnson	21,656	$3.497M	1.4%	$94.08	+59.7%	COM	478160104
—	SPDR Blackstone Senior Loan	75,036	$3.453M	1.4%	$46.28	—	FIXD	78467v608
JPM	J.P. Morgan Chase	20,901	$3.421M	1.4%	$66.01	+112.5%	COM	46625H100
—	AbbVie Inc.	30,460	$3.286M	1.3%	$77.48	—	COM	00287y109
RSPG	Invesco S&P 500 Equal Weight E	70,570	$3.185M	1.3%	$41.29	—	COM	46137V365
SCHF	Schwab International Equity ET	79,513	$3.077M	1.2%	$36.42	—	INTL	808524805
MTG	MGIC Investment Corp.	201,629	$3.016M	1.2%	$8.47	+71.0%	COM	552848103
AMZN	Amazon.com	913	$3M	1.2%	$83.72	+106.0%	COM	023135106
IJT	S&P 600/Barra Growth Index (iS	22,236	$2.892M	1.2%	$140.82	—	SMLC	464287887
SPDW	SPDR S&P Developed World ex-US	75,735	$2.742M	1.1%	$29.55	—	INTL	78463X889
NVDA	NVidia Corp	12,575	$2.605M	1.1%	$17.03	+21.7%	COM	67066G104
BRK/B	Berkshire Hathaway cl. B	9,540	$2.604M	1.1%	$163.37	+71.9%	COM	084670702
FIXD	First Trust TCW Opportunistic	47,626	$2.55M	1.0%	$53.03	—	FIXD	33740F805
COF	Capital One Finl	15,510	$2.512M	1.0%	$115.45	+30.6%	COM	14040H105
—	Alphabet Inc. Class A	910	$2.433M	1.0%	$1160.00	—	COM	02079k305
SPEM	SPDR Portfolio Emerging Market	55,747	$2.371M	1.0%	$38.16	—	INTL	78463X509
—	O-I Glass, Inc.	162,915	$2.325M	0.9%	$12.43	—	COM	67098h104
HBAN	Huntington Bancshares	150,278	$2.323M	0.9%	$12.31	-2.2%	COM	446150104
VEA	Vanguard FTSE Developed Market	44,261	$2.235M	0.9%	$39.30	—	INTL	921943858
—	UnitedHealth Group Inc	5,555	$2.171M	0.9%	$202.78	—	COM	91324p102
—	AT&T Inc	77,954	$2.106M	0.9%	$33.31	—	COM	00206r102
OLN	Olin Corp	41,505	$2.003M	0.8%	$12.49	+242.5%	COM	680665205
GS	Goldman Sachs	5,136	$1.942M	0.8%	$199.57	+75.3%	COM	38141G104
—	PayPal Holdings, Inc.	7,414	$1.929M	0.8%	$107.33	—	COM	70450y103
C	Citigroup Inc.	27,396	$1.923M	0.8%	$44.35	+34.6%	COM	172967424
—	WisdomTree Floating Rate Treas	76,095	$1.91M	0.8%	$25.09	—	FIXD	97717X628
—	Vodafone Grp PLC	122,657	$1.895M	0.8%	$17.53	—	COM	92857w308
BAC	Bank of America	44,495	$1.889M	0.8%	$19.66	+83.6%	COM	060505104
PEP	Pepsico Inc.	12,242	$1.841M	0.7%	$91.84	+47.0%	COM	713448108
—	Broadcom Inc.	3,760	$1.823M	0.7%	$438.52	—	COM	11135f101
QCOM	Qualcomm Inc.	13,860	$1.788M	0.7%	$60.84	+111.8%	COM	747525103
—	Helen of Troy, Ltd	7,885	$1.772M	0.7%	$113.02	—	COM	g4388n106
SPMD	SPDR Portfolio Mid Cap ETF	37,766	$1.743M	0.7%	$34.16	—	ETF	78464A847
—	Medtronic plc	13,454	$1.687M	0.7%	$82.23	—	COM	g5960l103
—	SPDR Portfolio S&P 500 High Di	43,061	$1.685M	0.7%	$33.56	—	ETF	78468r788
—	Bunge Ltd	20,530	$1.669M	0.7%	$66.26	—	COM	g16962105
—	iShares Core International Agg	30,126	$1.658M	0.7%	$53.78	—	FIXD	46435g672
FCX	Freeport-McMoran	47,825	$1.556M	0.6%	$31.80	+4.0%	COM	35671D857
WFC	Wells Fargo & Co.	33,449	$1.552M	0.6%	$30.07	+38.3%	COM	949746101
KMB	Kimberly-Clark Corp.	11,422	$1.513M	0.6%	$95.83	+20.5%	COM	494368103
CAT	Caterpillar Inc.	7,844	$1.506M	0.6%	$108.94	+76.3%	COM	149123101
—	Accenture	4,572	$1.463M	0.6%	$191.16	—	COM	g1151c101
—	Visa Inc.	6,492	$1.446M	0.6%	$190.27	—	COM	92826c839
BMY	Bristol-Myers Squibb	24,333	$1.44M	0.6%	$47.83	+14.6%	COM	110122108
SCHA	Schwab U.S. Small-Cap ETF	14,206	$1.422M	0.6%	$65.54	—	SMLC	808524607
TPR	Tapestry, Inc.	38,019	$1.407M	0.6%	$39.42	-7.6%	COM	876030107
—	Mosaic Company	39,280	$1.403M	0.6%	$31.62	—	COM	61945c103
RPM	RPM Inc.	18,007	$1.398M	0.6%	$60.86	+38.4%	COM	749685103
LNT	Alliant Energy	24,818	$1.389M	0.6%	$29.51	+73.8%	COM	018802108
MCD	McDonald's	5,397	$1.301M	0.5%	$106.42	+102.8%	COM	580135101
—	WEC Energy Group, Inc.	14,716	$1.298M	0.5%	$59.38	—	COM	92939u106
OSK	Oshkosh Corp	12,430	$1.272M	0.5%	$73.42	+44.9%	COM	688239201
XMUIX	BlackRock Int. Duration Munici	82,703	$1.258M	0.5%	$13.96	—	FIXD	09253X102
JCI	Johnson Controls Intl plc	18,295	$1.246M	0.5%	$41.05	+61.3%	COM	G51502105
IJH	S&P Midcap 400 Index (iShares)	4,663	$1.227M	0.5%	$232.69	—	ETF	464287507
—	WisdomTree EAFE Dividend-Wgtd	23,068	$1.22M	0.5%	$44.50	—	INTL	97717w703
—	Allegheny Technologies	73,095	$1.216M	0.5%	$16.40	—	COM	01741r102
—	PIMCO Enhanced Short Maturity	11,926	$1.216M	0.5%	$101.86	—	FIXD	72201r833
PG	Procter & Gamble Co.	8,656	$1.21M	0.5%	$74.32	+71.2%	COM	742718109
VZ	Verizon	22,304	$1.205M	0.5%	$33.12	+27.8%	COM	92343V104
—	SPDR Short Term Municipal Bond	23,699	$1.171M	0.5%	$49.53	—	FIXD	78468r739
—	BlackRock MuniAssets Fund	76,165	$1.157M	0.5%	$13.73	—	FIXD	09254j102
TGT	Target Corp.	4,922	$1.126M	0.5%	$84.11	+161.5%	COM	87612E106
AMGN	Amgen	5,173	$1.1M	0.4%	$145.46	+37.7%	COM	031162100
PFE	Pfizer Inc.	24,334	$1.047M	0.4%	$19.91	+79.2%	COM	717081103
ABT	Abbott Labs	8,812	$1.041M	0.4%	$68.08	+66.7%	COM	002824100
AZN	AstraZeneca plc. ADS	17,000	$1.021M	0.4%	$59.89	—	COM	046353108
ORCL	Oracle Corp.	11,276	$982K	0.4%	$42.67	+95.3%	COM	68389X105
GE	General Electric Co.	8,797	$906K	0.4%	$65.27	-3.6%	COM	369604301
—	Invesco CEF Income Composite E	37,301	$893K	0.4%	$21.40	—	FIXD	46138e404
XPO	XPO Logistics, Inc.	11,038	$878K	0.4%	$30.03	+66.9%	COM	983793100
SCHG	Schwab U.S. Large-Cap Growth E	5,774	$855K	0.3%	$78.89	—	ETF	808524300
—	GXO Logistics, Inc.	10,816	$848K	0.3%	$78.40	—	COM	36262g101
DIS	The Walt Disney Co.	5,004	$846K	0.3%	$76.80	+126.8%	COM	254687106
—	DJ Wilshire Int'l Real Estate	23,488	$834K	0.3%	$29.25	—	REAL	78463x863
—	Dentsply Intl.	14,220	$825K	0.3%	$62.93	—	COM	24906p109
—	Berkshire Hathaway cl. A (1/10	200	$823K	0.3%	$2675.00	—	COM	084990175
SCHD	Schwab US Dividend Equity ETF	10,892	$809K	0.3%	$55.07	—	ETF	808524797
INTC	Intel Corp.	15,141	$807K	0.3%	$37.20	+33.9%	COM	458140100
CVX	Chevron Corp.	7,444	$755K	0.3%	$70.35	+18.4%	COM	166764100
WMT	Wal-Mart Stores Inc.	5,351	$746K	0.3%	$36.91	+23.2%	COM	931142103
FDX	FedEx Corp.	3,377	$741K	0.3%	$211.43	+17.3%	COM	31428X106
CSCO	Cisco Systems Inc.	13,428	$731K	0.3%	$26.80	+83.7%	COM	17275R102
—	SPDR Dow Jones Global Real Est	14,031	$716K	0.3%	$44.77	—	REAL	78463x749
VFC	VF Corp	10,444	$700K	0.3%	$55.96	+37.1%	COM	918204108
CCL	Carnival Corporation	27,677	$692K	0.3%	$21.92	+6.1%	COM	143658300
—	Facebook Inc.	2,024	$687K	0.3%	$227.02	—	COM	30303m102
—	Novartis AG	8,327	$681K	0.3%	$84.76	—	COM	66987v109
MAN	ManpowerGroup Inc.	6,256	$677K	0.3%	$116.55	0.0%	COM	56418H100
—	Walgreens Boots Alliance	14,083	$663K	0.3%	$51.82	—	COM	931427108
TSLA	Tesla Motors, Inc.	845	$655K	0.3%	$105.03	+124.1%	COM	88160R101
—	MGE Energy	8,690	$639K	0.3%	$61.87	—	COM	55277p104
—	Apache Corporation	29,072	$623K	0.3%	$17.90	—	COM	03743q108
—	Range Resources	27,355	$619K	0.3%	$5.80	—	COM	75281a109
MOD	Modine Manufacturing	53,189	$603K	0.2%	$9.54	+46.4%	COM	607828100
EFA	Europe/Australia/Far-East Inde	7,716	$602K	0.2%	$62.98	—	INTL	464287465
TIP	iShares Barclays TIPS Bond Fun	4,677	$597K	0.2%	$118.40	—	FIXD	464287176
WOOD	iShares S&P Global Timber & Fo	6,950	$591K	0.2%	$55.50	—	REAL	464288174
GPC	Genuine Parts	4,745	$575K	0.2%	$67.34	+64.0%	COM	372460105
FNDE	Schwab Fundamental Emerg Mkts	17,551	$566K	0.2%	$31.04	—	INTL	808524730
AAXJ	iShares MSCI All Country Asia	6,546	$556K	0.2%	$69.12	—	INTL	464288182
—	XCel Energy Inc.	8,672	$542K	0.2%	$62.50	—	COM	98389b100
—	Invesco Ultra Short-Duration E	10,720	$541K	0.2%	$50.43	—	FIXD	46090a887
—	Calamos Convertible & High Inc	34,109	$533K	0.2%	$11.34	—	FIXD	12811p108
VWO	Vanguard Emerging Markets Stoc	10,013	$501K	0.2%	$40.80	—	INTL	922042858
—	S&P Dep Receipts	1,162	$499K	0.2%	$270.65	—	ETF	78462f103
SCHX	Schwab U.S. Large-Cap ETF	4,785	$498K	0.2%	$71.09	—	ETF	808524201
IAU	iShares Gold Trust	14,619	$488K	0.2%	$33.72	—	CMDT	464285204
—	PIMCO Enhanced Short Maturity	4,830	$486K	0.2%	$100.62	—	FIXD	72201r643
—	Eaton Vance Limited Duration I	36,747	$484K	0.2%	$11.39	—	FIXD	27828h105
EEM	MSCI Emerging Markets Index (i	9,261	$467K	0.2%	$40.03	—	INTL	464287234
—	PIMCO Corporate Opportunity Fu	25,312	$463K	0.2%	$16.33	—	FIXD	72201b101
MGK	Vanguard Mega Cap 300 Growth I	1,952	$458K	0.2%	$82.89	—	ETF	921910816
DE	Deere & Co	1,346	$451K	0.2%	$99.22	+242.0%	COM	244199105
DXJ	Wisdom Tree Japan Hedged Equit	7,115	$449K	0.2%	$47.01	—	INTL	97717W851
ARKK	ARK Innovation ETF	3,946	$436K	0.2%	$122.15	—	ETF	00214Q104
XYZ	Square, Inc.	1,819	$436K	0.2%	$78.64	+226.6%	COM	852234103
CL	Colgate-Palmolive Co.	5,710	$432K	0.2%	$55.21	+29.8%	COM	194162103
—	Ingersoll-Rand Plc	8,572	$432K	0.2%	$24.85	—	COM	45687v106
GD	General Dynamics	2,156	$423K	0.2%	$124.65	+43.3%	COM	369550108
—	MSCI Japan Index (iShares)	5,997	$421K	0.2%	$59.10	—	INTL	46434g822
FAST	Fastenal Co.	8,131	$420K	0.2%	$16.59	+47.1%	COM	311900104
WDFC	WD 40 Company	1,785	$413K	0.2%	$94.70	+135.3%	COM	929236107
HD	Home Depot Inc.	1,251	$411K	0.2%	$157.14	+87.4%	COM	437076102
—	WisdomTree Emerg Mkts High-Yie	9,342	$408K	0.2%	$36.58	—	INTL	97717w315
LLY	Lilly Eli & Co.	1,735	$401K	0.2%	$153.01	+54.7%	COM	532457108
SWK	Stanley Black & Decker, Inc.	2,210	$387K	0.2%	$85.28	+95.5%	COM	854502101
OMC	Omnicom Group	5,150	$373K	0.2%	$47.57	+33.6%	COM	681919106
IJR	iShares S&P SmallCap 600 Index	3,382	$369K	0.1%	$79.91	—	SMLC	464287804
PAYX	Paychex	3,185	$358K	0.1%	$63.79	+55.6%	COM	704326107
EXPE	Expedia Group, Inc.	2,157	$354K	0.1%	$158.13	-3.0%	COM	30212P303
—	MidCap SPDRs	728	$350K	0.1%	$420.28	—	ETF	78467y107
—	iShares MSCI Emerging Markets	5,747	$348K	0.1%	$60.55	—	INTL	46434g764
HSY	Hershey Foods Corp	2,000	$338K	0.1%	$83.10	+91.1%	COM	427866108
IUSG	iShares Core S&P U.S. Growth E	3,176	$325K	0.1%	$71.79	—	ETF	464287671
—	The Interpublic Group of Compa	8,766	$321K	0.1%	$13.32	+127.8%	COM	460690100
—	Altria Group	6,970	$317K	0.1%	$39.27	—	COM	02209s103
VEU	Vanguard FTSE All-World ex-US	5,078	$310K	0.1%	$48.61	—	INTL	922042775
—	Nuveen Municipal Value Fund In	26,800	$303K	0.1%	$9.81	—	FIXD	670928100
LMT	Lockheed Martin Corp.	850	$293K	0.1%	$161.89	+98.1%	COM	539830109
CTRA	Coterra Energy Inc.	13,400	$292K	0.1%	$13.25	+1.5%	COM	127097103
IVE	S&P 500/Barra Value (iShares)	2,006	$292K	0.1%	$112.77	—	ETF	464287408
PRU	Prudential Financial, Inc.	2,710	$285K	0.1%	$44.25	+88.5%	COM	744320102
—	Invesco MSCI Global Timber ETF	7,850	$284K	0.1%	$28.14	—	REAL	46138e545
—	Invesco NASDAQ 100 Index Track	779	$279K	0.1%	$355.04	—	ETF	46090e103
XOM	Exxon-Mobil	4,701	$277K	0.1%	$31.34	+54.6%	COM	30231G102
VB	Vanguard Small Cap ETF	1,248	$273K	0.1%	$147.77	—	SMLC	922908751
IWP	iShares Russell Growth Midcap	2,424	$272K	0.1%	$130.39	—	ETF	464287481
—	SPDR Lehman Municipal Bond ETF	5,101	$263K	0.1%	$51.66	—	FIXD	78468r721
MMM	3M Company	1,432	$251K	0.1%	$103.17	+33.1%	COM	88579Y101
KO	Coca-Cola Co.	4,746	$249K	0.1%	$38.72	+26.0%	COM	191216100
D	Dominion Resources Inc.	3,334	$243K	0.1%	$62.65	-0.3%	COM	25746U109
—	Merck & Co. Inc.	3,237	$243K	0.1%	$77.39	—	COM	58933y105
PM	Philip Morris International	2,521	$239K	0.1%	$56.11	+44.4%	COM	718172109
SCHE	Schwab Emerging Markets Equity	7,802	$238K	0.1%	$25.25	—	INTL	808524706
VTI	Vanguard Total Stock Market ET	1,074	$238K	0.1%	$195.38	—	ETF	922908769
RRX	Regal-Beloit Corp.	1,570	$236K	0.1%	$110.43	+29.9%	COM	758750103
—	Fidelity National Info Service	1,912	$233K	0.1%	$134.01	—	COM	31620m106
BMO	Bank of Montreal	2,337	$233K	0.1%	$66.81	+25.7%	COM	063671101
—	WisdomTree Int'l Hedged Divide	5,325	$230K	0.1%	$36.62	—	INTL	97717x594
DUK	Duke Energy	2,341	$228K	0.1%	$57.97	+50.5%	COM	26441C204
IBM	Intl Business Mach. Corp.	1,624	$226K	0.1%	$114.54	-2.1%	COM	459200101
USB	U.S. Bancorp	3,772	$224K	0.1%	$40.81	+14.3%	COM	902973304
PSA	Public Storage Inc REIT	737	$219K	0.1%	$228.51	+12.6%	COM	74460D109
UNP	Union Pacific Corp.	1,101	$216K	0.1%	$164.87	+18.4%	COM	907818108
ISRG	Intuitive Surgical	216	$215K	0.1%	$335.80	0.0%	COM	46120E602
SCHZ	Schwab US Aggregate Bond ETF	3,871	$210K	0.1%	$56.27	—	FIXD	808524839
—	NextEra Energy, Inc.	2,654	$208K	0.1%	$78.37	—	COM	65339f101
SCHV	Schwab U.S. Large-Cap Value ET	3,004	$203K	0.1%	$50.22	—	ETF	808524409
ICF	Cohen & Steers Realty Fund (iS	3,100	$203K	0.1%	$65.40	—	REAL	464287564
—	Vanguard Total Intl Bond Ind E	3,553	$202K	0.1%	$57.75	—	FIXD	92203j407
IVW	S&P 500/Barra Growth (iShares)	2,728	$202K	0.1%	$74.05	—	ETF	464287309
BP	BP p.l.c.	7,330	$200K	0.1%	$27.29	—	COM	055622104
—	Duff & Phelps Select Income Fu	17,804	$190K	0.1%	$10.43	—	ETF	23325P104
—	Nuveen Dividend Advantage Muni	10,725	$184K	0.1%	$15.16	—	FIXD	67071l106
—	ProShares S&P 500 Index Invers	11,288	$172K	0.1%	$28.54	—	HEDG	74347b425
—	Diebold, Incorporated	16,675	$169K	0.1%	$15.49	—	COM	253651103
QUAD	Quad/Graphics, Inc.	30,150	$128K	0.1%	$14.03	-70.6%	COM	747301109
—	Madison Covered Call&Equity St	15,773	$124K	0.1%	$6.53	—	ETF	557437100
—	Templeton Global Income Fund	13,500	$73,000	0.0%	$6.63	—	FIXD	880198106
—	China Jo-Jo Drugstores, Inc.	19,000	$12,000	0.0%	$0.95	—	COM	16949a206
—	Bhang Inc.	20,000	$1,000	0.0%	$0.05	—	COM	08862k105
—	Medical Marijuana, Inc.	42,300	$1,000	0.0%	$0.05	—	COM	58463a105
—	Cambridge Heart	25,000	$0	0.0%	$0.02	—	COM	131910101
—	Healthier Choices Management C	20,000	$0	0.0%	—	—	COM	42226n109