Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple Inc.	137,668	$19.48M	3.0%	—	—	COM	037833100
VTI	Vanguard Total Stock Market ETF	78,706	$17.48M	2.7%	—	—	COM	922908769
—	Alphabet Inc., Cl. A	4,707	$12.58M	2.0%	—	—	COM	02079k305
VIG	Vanguard Dividend Appreciation ETF	77,993	$11.98M	1.9%	—	—	COM	921908844
—	Blackstone Group Inc. Cl. A	99,955	$11.63M	1.8%	—	—	COM	09260d107
—	Nvidia Corp.	52,017	$10.78M	1.7%	—	—	COM	67066g104
MGC	Vanguard Mega Cap ETF	70,177	$10.69M	1.7%	—	—	COM	921910873
TMO	Thermo Fisher Scientific, Inc.	18,557	$10.6M	1.7%	—	—	COM	883556102
—	Meta Platforms, Inc.	30,994	$10.52M	1.6%	—	—	COM	30303m102
AMZN	Amazon.Com Inc.	3,086	$10.14M	1.6%	—	—	COM	023135106
SHW	Sherwin Williams Company	32,851	$9.189M	1.4%	—	—	COM	824348106
URI	United Rentals, Inc.	25,992	$9.121M	1.4%	—	—	COM	911363109
HD	Home Depot, Inc.	27,134	$8.907M	1.4%	—	—	COM	437076102
—	Broadcom Inc.	18,268	$8.859M	1.4%	—	—	COM	11135f101
COST	Costco Wholesale Corp.	19,510	$8.767M	1.4%	—	—	COM	22160K105
—	Salesforce.com	31,565	$8.561M	1.3%	—	—	COM	79466l302
—	Intercontinental Exchange Grou	73,039	$8.386M	1.3%	—	—	COM	45866f104
CVS	CVS Health Corp.	97,847	$8.303M	1.3%	—	—	COM	126650100
ADM	Archer Daniels Midland	137,128	$8.229M	1.3%	—	—	COM	039483102
DE	Deere & Co.	23,558	$7.894M	1.2%	—	—	COM	244199105
CMG	Chipotle Mexican Grill, A	4,194	$7.623M	1.2%	—	—	COM	169656105
—	MasterCard, Inc.	21,716	$7.55M	1.2%	—	—	COM	57636q104
—	Charter Communications, Inc.	10,154	$7.388M	1.2%	—	—	COM	16119p108
—	Vanguard Russell 1000 ETF	36,864	$7.379M	1.1%	—	—	COM	92206c730
MCHP	Microchip Technology, Inc.	47,098	$7.229M	1.1%	—	—	COM	595017104
—	UnitedHealth Group	18,392	$7.186M	1.1%	—	—	COM	91324p102
—	Invesco S&P 500 Quality ETF A	147,344	$7.154M	1.1%	—	—	COM	46137v241
—	LAM Research Corp.	12,377	$7.044M	1.1%	—	—	COM	512807108
—	HCA Healthcare Co.	26,734	$6.489M	1.0%	—	—	COM	40412c101
FISV	Fiserv, Inc.	59,165	$6.419M	1.0%	—	—	COM	337738108
VO	Vanguard Mid Cap ETF	26,759	$6.335M	1.0%	—	—	COM	922908629
VB	Vanguard Index Small Cap ETF	26,270	$5.744M	0.9%	—	—	COM	922908751
—	IShares MSCI USA Momentum Factor ETF	32,415	$5.692M	0.9%	—	—	COM	46432f396
SCHD	Schwab US Div Equity ETF	75,412	$5.599M	0.9%	—	—	COM	808524797
VOOG	Vanguard S&P 500 Growth ETF	20,307	$5.415M	0.8%	—	—	COM	921932505
—	Vanguard Information Technology ETF	13,422	$5.386M	0.8%	—	—	COM	92204a702
FSLR	First Solar, Inc.	51,841	$4.949M	0.8%	—	—	COM	336433107
—	S&P Global, Inc.	11,311	$4.806M	0.7%	—	—	COM	78409v104
MSFT	Microsoft Corporation	15,480	$4.364M	0.7%	—	—	COM	594918104
—	Quanta Services, Inc.	38,154	$4.343M	0.7%	—	—	COM	74762e102
FDL	First Trust Morningstar Div Leaders ETF	129,587	$4.245M	0.7%	—	—	COM	336917109
—	IShares MSCI USA Minimum Volatility ETF	57,606	$4.234M	0.7%	—	—	COM	46429b697
IWV	IShares Russell 3000 Index ETF	15,884	$4.048M	0.6%	—	—	COM	464287689
EL	Estee Lauder Co.	13,188	$3.955M	0.6%	—	—	COM	518439104
GSLC	Goldman Sachs ActiveBeta US LargeCp Eq ETF	45,475	$3.912M	0.6%	—	—	COM	381430503
—	First Trust Value Line Dividend ETF	97,485	$3.821M	0.6%	—	—	COM	33734h106
SPY	SPDR S&P 500 ETF	8,508	$3.651M	0.6%	—	—	COM	78462F103
IWM	IShares Russell 2000 Index ETF	16,411	$3.59M	0.6%	—	—	COM	464287655
BRK/B	Berkshire Hathaway, Cl. B	12,802	$3.494M	0.5%	—	—	COM	084670702
VOO	Vanguard S&P 500 ETF	8,503	$3.354M	0.5%	—	—	COM	922908363
IWS	IShares Russell Midcap Value Index ETF	28,380	$3.214M	0.5%	—	—	COM	464287473
—	W. P. Carey Inc.	43,378	$3.168M	0.5%	—	—	COM	92936u109
FDX	Fedex Corp.	14,224	$3.119M	0.5%	—	—	COM	31428X106
—	Garmin Ltd.	19,884	$3.091M	0.5%	—	—	COM	h2906t109
—	Merck & Co Inc.	40,974	$3.078M	0.5%	—	—	COM	58933y105
SCHB	Schwab US Broad Market ETF	28,560	$2.966M	0.5%	—	—	COM	808524102
IJR	IShares S&P SmallCap 600 Index ETF	26,445	$2.888M	0.4%	—	—	COM	464287804
—	Microport Scientific Corp.	504,670	$2.869M	0.4%	—	—	COM	g60837104
PAYX	PayChex Inc.	25,384	$2.854M	0.4%	—	—	COM	704326107
PFE	Pfizer, Inc.	66,083	$2.842M	0.4%	—	—	COM	717081103
—	Invesco QQQ Tr Unit Ser. 1 ETF	7,864	$2.815M	0.4%	—	—	COM	46090e103
—	Jacobs Engineering Group, Inc.	20,950	$2.777M	0.4%	—	—	COM	469814107
—	Mosaic Co.	76,344	$2.727M	0.4%	—	—	COM	61945c103
—	DaVita HealthCare Partners, In	22,293	$2.592M	0.4%	—	—	COM	23918k108
—	SPDR S&P Value ETF	65,750	$2.564M	0.4%	—	—	COM	78464a508
QQEW	First Trust NASDAQ-100 Equal Wtd ETF	23,036	$2.563M	0.4%	—	—	COM	337344105
—	Vanguard Russell 1000 Growth ETF	34,816	$2.453M	0.4%	—	—	COM	92206c680
LDOS	Leidos Holdings, Inc.	25,019	$2.405M	0.4%	—	—	COM	525327102
C	Citigroup	34,143	$2.396M	0.4%	—	—	COM	172967424
FTCS	First Trust Capital Strength ETF	31,917	$2.388M	0.4%	—	—	COM	33733E104
ALL	Allstate Corp.	18,754	$2.388M	0.4%	—	—	COM	020002101
IJH	IShares S&P Midcap 400 Index ETF	9,072	$2.386M	0.4%	—	—	COM	464287507
RPM	RPM Inc. Ohio	30,522	$2.37M	0.4%	—	—	COM	749685103
VEU	Vanguard FTSE All-World (ex. US) ETF	38,846	$2.368M	0.4%	—	—	COM	922042775
ACH	Owens & Minor, Inc.	74,881	$2.343M	0.4%	—	—	COM	690732102
—	Tesla Motors Inc., Com	2,939	$2.279M	0.4%	—	—	COM	88160r101
GSIE	Goldman Sachs ActiveBeta Int'l Eq ETF	65,520	$2.239M	0.3%	—	—	COM	381430107
IWR	IShares Russell Midcap Index ETF	28,467	$2.227M	0.3%	—	—	COM	464287499
—	Vanguard World Health Care ETF	9,010	$2.227M	0.3%	—	—	COM	92204a504
NUE	Nucor Corp.	22,564	$2.222M	0.3%	—	—	COM	670346105
PEP	PepsiCo Inc	14,674	$2.207M	0.3%	—	—	COM	713448108
—	ServiceNow, Inc.	3,419	$2.128M	0.3%	—	—	COM	81762p102
—	Alphabet Inc., Cl. C	785	$2.092M	0.3%	—	—	COM	02079k107
JBL	Jabil Circuit, Inc.	35,750	$2.087M	0.3%	—	—	COM	466313103
MU	Micron Technology, Inc.	28,090	$1.994M	0.3%	—	—	COM	595112103
—	Invesco S&P 500 Low Volatility ETF	32,706	$1.99M	0.3%	—	—	COM	46138e354
WMB	Williams Companies	75,422	$1.956M	0.3%	—	—	COM	969457100
JNJ	Johnson & Johnson	12,078	$1.951M	0.3%	—	—	COM	478160104
—	Crown Castle Int'l. Corp.	10,832	$1.877M	0.3%	—	—	COM	22822v101
—	SPDR S&P Dividend ETF	15,823	$1.86M	0.3%	—	—	COM	78464a763
HOLX	Hologic, Inc.	25,090	$1.852M	0.3%	—	—	COM	436440101
—	AbbVie, Inc.	17,110	$1.846M	0.3%	—	—	COM	00287y109
AWR	American States Water Co.	21,471	$1.836M	0.3%	—	—	COM	029899101
TKR	Timken Co.	28,017	$1.833M	0.3%	—	—	COM	887389104
GPC	Genuine Parts Co.	15,118	$1.833M	0.3%	—	—	COM	372460105
—	H&E Equipment Services, Inc.	52,760	$1.831M	0.3%	—	—	COM	404030108
VYM	Vanguard High Dividend Yield ETF	17,229	$1.781M	0.3%	—	—	COM	921946406
—	Enbridge Inc.	43,881	$1.748M	0.3%	—	—	COM	29250n105
ABT	Abbott Laboratories	14,747	$1.742M	0.3%	—	—	COM	002824100
—	Monster Beverage Corp.	18,830	$1.673M	0.3%	—	—	COM	61174x109
DLR	Digital Realty Trust Inc.	11,574	$1.672M	0.3%	—	—	COM	253868103
CFG	Citizens Financial Group	35,153	$1.651M	0.3%	—	—	COM	174610105
VUG	Vanguard Growth ETF	5,639	$1.636M	0.3%	—	—	COM	922908736
—	Hanes Brands, Inc.	95,171	$1.633M	0.3%	—	—	COM	410345102
KO	Coca Cola	30,787	$1.615M	0.3%	—	—	COM	191216100
O	Realty Income Corp.	24,748	$1.605M	0.3%	—	—	COM	756109104
PG	Procter and Gamble	10,927	$1.528M	0.2%	—	—	COM	742718109
—	PacWest Bancorp	33,685	$1.527M	0.2%	—	—	COM	695263103
MCD	McDonalds Corp.	6,326	$1.525M	0.2%	—	—	COM	580135101
ORI	Old Republic Nat'l. Corp.	65,345	$1.511M	0.2%	—	—	COM	680223104
KMB	Kimberly Clark Corp	11,405	$1.51M	0.2%	—	—	COM	494368103
—	First Tr TCW Opportunistic Fixed Inc ETF	28,188	$1.509M	0.2%	—	—	COM	33740f805
—	Invesco Russell 1000 Dynamic Multi ETF	32,382	$1.499M	0.2%	—	—	COM	46138j619
—	ProShares S&P 500 Dividend Aristocrats ETF	16,656	$1.475M	0.2%	—	—	COM	74348a467
PKG	Packaging Corp. of America	10,606	$1.458M	0.2%	—	—	COM	695156109
—	Umpqua Holdings Corp.	71,948	$1.457M	0.2%	—	—	COM	904214103
DTE	DTE Energy	12,893	$1.44M	0.2%	—	—	COM	233331107
—	Hewlett Packard Enterprise Co.	100,160	$1.427M	0.2%	—	—	COM	42824c109
NWL	Newell Rubbermaid Inc.	63,122	$1.398M	0.2%	—	—	COM	651229106
GIS	General Mills	22,768	$1.362M	0.2%	—	—	COM	370334104
—	Regions Financial Corp.	63,376	$1.351M	0.2%	—	—	COM	7591ep100
—	Apartment Income REIT Corp.	27,596	$1.347M	0.2%	—	—	COM	03750l109
VOT	Vanguard Mid-Cap Growth ETF	5,695	$1.346M	0.2%	—	—	COM	922908538
KHC	Kraft Heinz Co.	36,463	$1.343M	0.2%	—	—	COM	500754106
—	Cardinal Health	26,940	$1.332M	0.2%	—	—	COM	14149y108
—	WisdomTree International Hdgd Div Gr ETF	30,388	$1.312M	0.2%	—	—	COM	97717x594
CLX	Clorox Co.	7,910	$1.31M	0.2%	—	—	COM	189054109
—	First Trust Dow Jones Internet ETF	5,456	$1.287M	0.2%	—	—	COM	33733e302
—	Annaly Capital Mgmt Inc.	150,841	$1.27M	0.2%	—	—	COM	035710409
STT	State Street Corp.	14,980	$1.269M	0.2%	—	—	COM	857477103
FITB	Fifth Third Bancorp	29,645	$1.258M	0.2%	—	—	COM	316773100
—	First Trust Mid Cap Core AlphaDEX ETF	12,509	$1.222M	0.2%	—	—	COM	33735b108
—	IShares TR Core 1-5yr Bond ETF	23,425	$1.196M	0.2%	—	—	COM	46432f859
—	Kronos Worldwide, Inc.	95,253	$1.182M	0.2%	—	—	COM	50105f105
—	First Trust Preferred Secs & Inc ETF	57,495	$1.181M	0.2%	—	—	COM	33739e108
DVY	IShares Select Dividend ETF	10,297	$1.181M	0.2%	—	—	COM	464287168
REZ	IShares Residential Real Estat	13,569	$1.161M	0.2%	—	—	COM	464288562
VWO	Vanguard Emerging Mkts. ETF	23,113	$1.156M	0.2%	—	—	COM	922042858
PM	Philip Morris Internat'l.	12,184	$1.155M	0.2%	—	—	COM	718172109
BKH	Black Hills Corp.	18,127	$1.138M	0.2%	—	—	COM	092113109
GEM	Goldman Sachs ActiveBeta Emerging Mkts ETF	30,330	$1.125M	0.2%	—	—	COM	381430206
—	IShares Edge MSCI USA Quality Factor ETF	8,505	$1.12M	0.2%	—	—	COM	46432f339
—	AGNC Investment Corp	70,332	$1.109M	0.2%	—	—	COM	00123q104
—	Materials Select Sector SPDR E	13,800	$1.092M	0.2%	—	—	COM	81369y100
LOW	Lowe's Cos	5,291	$1.073M	0.2%	—	—	COM	548661107
JPM	J.P. Morgan Chase & Co.	6,535	$1.07M	0.2%	—	—	COM	46625H100
—	Vanguard Russell 1000 Value ETF	15,132	$1.04M	0.2%	—	—	COM	92206c714
NEE	NextEra Energy	13,201	$1.037M	0.2%	—	—	COM	65339F101
SCHA	Schwab Strategic US Small-Cap ETF	10,330	$1.034M	0.2%	—	—	COM	808524607
VIRT	Virtu Financial Inc	41,956	$1.025M	0.2%	—	—	COM	928254101
QCOM	Qualcomm Inc.	7,942	$1.024M	0.2%	—	—	COM	747525103
—	SPDR S&P MidCap 400 ETF	2,098	$1.009M	0.2%	—	—	COM	78467y107
—	Essentials Utilities Inc.	21,524	$992K	0.2%	—	—	COM	29670g102
TSM	Taiwan Semiconductor Mfg. Co.	8,875	$991K	0.2%	—	—	COM	874039100
ORCL	Oracle Corp	11,301	$985K	0.2%	—	—	COM	68389X105
—	Visa Inc.	4,209	$938K	0.1%	—	—	COM	92826c839
WMT	Wal-Mart Stores	6,597	$919K	0.1%	—	—	COM	931142103
SCHX	Schwab US Large-Cap ETF	8,727	$908K	0.1%	—	—	COM	808524201
—	First Trust NYSE Arca Biotech	5,390	$896K	0.1%	—	—	COM	33733e203
ODFL	Old Dominion Freight Line, Inc	3,120	$892K	0.1%	—	—	COM	679580100
ADP	Automatic Data Processing	4,446	$889K	0.1%	—	—	COM	053015103
SCHM	Schwab US Mid-Cap ETF	11,458	$878K	0.1%	—	—	COM	808524508
IWP	IShares Russell Midcap Growth Index ETF	7,798	$874K	0.1%	—	—	COM	464287481
—	JPMorgan Ultra-Short Income ETF	17,215	$873K	0.1%	—	—	COM	46641q837
—	Industrial Select Sector SPDR ETF	8,826	$863K	0.1%	—	—	COM	81369y704
AFL	AFLAC, Inc.	16,356	$853K	0.1%	—	—	COM	001055102
EW	Edwards Lifesciences Corp.	7,507	$850K	0.1%	—	—	COM	28176E108
IWB	IShares Russell 1000 Index Fund ETF	3,511	$849K	0.1%	—	—	COM	464287622
UNP	Union Pacific Corp.	4,207	$825K	0.1%	—	—	COM	907818108
ELV	Anthem, Inc.	2,139	$798K	0.1%	—	—	COM	036752103
CMCSA	Comcast Corp., Cl. A	13,880	$776K	0.1%	—	—	COM	20030N101
VTV	Vanguard Value ETF	5,470	$740K	0.1%	—	—	COM	922908744
—	Technology Select Sector SPDR ETF	4,936	$737K	0.1%	—	—	COM	81369y803
—	First TR Global Tactical Commodity ETF	30,473	$735K	0.1%	—	—	COM	33739h101
—	SPDR Dow Jones Industrial Average ETF	2,142	$725K	0.1%	—	—	COM	78467x109
SCHW	Charles Schwab Corp.	9,946	$724K	0.1%	—	—	COM	808513105
VV	Vanguard Large Cap ETF	3,600	$723K	0.1%	—	—	COM	922908637
SCHG	Schwab US Large-Cap Growth ETF	4,795	$710K	0.1%	—	—	COM	808524300
BDX	Becton Dickinson & Co.	2,864	$704K	0.1%	—	—	COM	075887109
LOGI	Logitech Internat'l. SA	7,760	$684K	0.1%	—	—	COM	H50430232
EFA	IShares MSCI EAFE ETF	8,673	$677K	0.1%	—	—	COM	464287465
VZ	Verizon Communications	12,399	$670K	0.1%	—	—	COM	92343V104
KNX	Knight-Swift Transportation Ho	13,070	$669K	0.1%	—	—	COM	499049104
—	Cisco Systems	12,014	$654K	0.1%	—	—	COM	17275r102
VBK	Vanguard Small Cap Growth ETF	2,336	$654K	0.1%	—	—	COM	922908595
LMT	Lockheed Martin Corp.	1,838	$634K	0.1%	—	—	COM	539830109
VNQ	Vanguard REIT ETF	6,123	$623K	0.1%	—	—	COM	922908553
—	First Trust Senior Loan Fund ETF	12,998	$622K	0.1%	—	—	COM	33738d309
DHR	Danaher Corp.	2,041	$621K	0.1%	—	—	COM	235851102
—	Constellation Brands, Inc.	2,846	$600K	0.1%	—	—	COM	21036p108
IYH	IShares US Healthcare ETF	2,150	$593K	0.1%	—	—	COM	464287762
IWF	IShares Russell 1000 Growth Index ETF	2,144	$588K	0.1%	—	—	COM	464287614
DIS	Walt Disney Co	3,455	$584K	0.1%	—	—	COM	254687106
—	Paypal Hldgs Inc.	2,237	$582K	0.1%	—	—	COM	70450y103
IVV	IShares S&P 500 Index ETF	1,317	$567K	0.1%	—	—	COM	464287200
—	SPDR Portfolio S&P 500 Growth ETF	8,744	$560K	0.1%	—	—	COM	78464a409
—	First Tr Large Cap Core AlphaDex Fd ETF	6,520	$556K	0.1%	—	—	COM	33734k109
INTC	Intel Corp.	10,368	$552K	0.1%	—	—	COM	458140100
AZO	AutoZone, Inc.	325	$552K	0.1%	—	—	COM	053332102
—	Truist Financial Corp.	9,355	$549K	0.1%	—	—	COM	89832q109
—	First Trust Lunt U.S. Factor R	16,060	$547K	0.1%	—	—	COM	33733e872
—	IShares TR Edge MSCI USA Value Factor ETF	5,390	$543K	0.1%	—	—	COM	46432f388
FNDB	Schwab Fundamental US Broad Market ETF	10,133	$543K	0.1%	—	—	COM	808524789
—	Invesco S&P 500 Revenue ETF	7,350	$535K	0.1%	—	—	COM	46138g698
MO	Altria Group, Inc.	11,681	$532K	0.1%	—	—	COM	02209S103
CPRT	Copart, Inc.	3,805	$528K	0.1%	—	—	COM	217204106
—	Unilever PLC ADR	9,717	$527K	0.1%	—	—	COM	904767704
CMI	Cummins Engine Inc.	2,334	$524K	0.1%	—	—	COM	231021106
NVO	Novo Nordisk A.S. ADR	5,274	$506K	0.1%	—	—	COM	670100205
LHX	L3Harris Technologies	2,281	$502K	0.1%	—	—	COM	502431109
CL	Colgate Palmolive Co.	6,578	$497K	0.1%	—	—	COM	194162103
—	Financial Select Sector SPDR ETF	13,215	$496K	0.1%	—	—	COM	81369y605
—	Vanguard Russell 3000 ETF	2,485	$492K	0.1%	—	—	COM	92206c599
—	First Trust ETF Clean Edge Gre	7,785	$487K	0.1%	—	—	COM	33733e500
CAT	Caterpillar Inc.	2,521	$484K	0.1%	—	—	COM	149123101
—	SPDR Gold Shares ETF	2,880	$473K	0.1%	—	—	COM	78463v107
LLY	Lilly (Eli)	2,043	$472K	0.1%	—	—	COM	532457108
MDLZ	Mondelez International, Inc.	8,115	$472K	0.1%	—	—	COM	609207105
—	Moderna Inc.	1,215	$468K	0.1%	—	—	COM	60770k107
T	AT&T Inc.	17,121	$462K	0.1%	—	—	COM	00206R102
—	American Tower Corp.	1,730	$459K	0.1%	—	—	COM	03027x100
DBEF	XTrackers MSCI EAFE Hedged Equity ETF	12,101	$457K	0.1%	—	—	COM	233051200
—	WisdomTree U.S. LargeCap Dividend ETF	3,820	$456K	0.1%	—	—	COM	97717w307
INFY	Infosys Technologies, Ltd.	20,402	$454K	0.1%	—	—	COM	456788108
ICF	IShares Cohen & Steers REIT ET	6,928	$454K	0.1%	—	—	COM	464287564
AZN	AstraZeneca PLC ADR	7,528	$452K	0.1%	—	—	COM	046353108
IUSV	IShares Core US Value ETF	6,375	$452K	0.1%	—	—	COM	464287663
ZBRA	Zebra Technologies Corp.	875	$451K	0.1%	—	—	COM	989207105
ADBE	Adobe Systems, Inc.	776	$447K	0.1%	—	—	COM	00724F101
AMAT	Applied Materials	3,471	$447K	0.1%	—	—	COM	038222105
XOM	Exxon Mobil Corp.	7,500	$441K	0.1%	—	—	COM	30231G102
—	WisdomTree US Quality Dividend Gr ETF	7,470	$440K	0.1%	—	—	COM	97717x669
HON	Honeywell Internat'l.	2,033	$432K	0.1%	—	—	COM	438516106
—	Eaton Corp., PLC	2,871	$429K	0.1%	—	—	COM	g29183103
BSV	Vanguard Short-Term Bond ETF	5,236	$429K	0.1%	—	—	COM	921937827
—	First Trust Rising Dividend Achievers ETF	8,840	$420K	0.1%	—	—	COM	33738r506
—	Health Care Select Sector SPDR ETF	3,298	$419K	0.1%	—	—	COM	81369y209
—	Laboratory Corp. Am. Hldgs.	1,485	$418K	0.1%	—	—	COM	50540r409
AJG	Gallagher, Arthur J & Co.	2,800	$416K	0.1%	—	—	COM	363576109
VEA	Vanguard Tax-Mgd Int'l Dev. Markets ETF	8,145	$411K	0.1%	—	—	COM	921943858
SBUX	Starbucks Corp.	3,660	$404K	0.1%	—	—	COM	855244109
—	Dominos Pizza, Inc.	830	$396K	0.1%	—	—	COM	25754a201
BMY	Bristol-Myers Squibb	6,520	$386K	0.1%	—	—	COM	110122108
TGT	Target Corp.	1,628	$372K	0.1%	—	—	COM	87612E106
BALL	Ball Corp.	4,129	$371K	0.1%	—	—	COM	058498106
—	First Trust Managed Municipal ETF	6,526	$371K	0.1%	—	—	COM	33739n108
BMO	Bank of Montreal	3,724	$371K	0.1%	—	—	COM	063671101
—	Seagate Technology Holdings PL	4,473	$369K	0.1%	—	—	COM	g7997r103
LEA	Lear Corp.	2,350	$368K	0.1%	—	—	COM	521865204
APD	Air Products & Chem	1,436	$368K	0.1%	—	—	COM	009158106
—	Vanguard Scottsdale FDS Interm.-Term ETF	3,887	$367K	0.1%	—	—	COM	92206c870
SCHE	Schwab Strategic Emerging Mkts Equity ETF	11,960	$365K	0.1%	—	—	COM	808524706
BYD	BOYD Gaming Corp	5,760	$364K	0.1%	—	—	COM	103304101
IWN	IShares Russell 2000 Value Index ETF	2,213	$355K	0.1%	—	—	COM	464287630
MHGVY	Mowi ASA ADR	13,907	$352K	0.1%	—	—	COM	624678108
—	3M Company	1,998	$350K	0.1%	—	—	COM	88579y101
VXF	Vanguard Extended Market ETF	1,900	$346K	0.1%	—	—	COM	922908652
NOC	Northrop Grumman	949	$342K	0.1%	—	—	COM	666807102
—	GlaxoSmithKline PLC	8,910	$340K	0.1%	—	—	COM	37733W105
—	MercadoLibre Inc.	202	$339K	0.1%	—	—	COM	58733r102
BAC	Bank of America	7,915	$336K	0.1%	—	—	COM	060505104
PNC	PNC Financial Svcs.	1,716	$336K	0.1%	—	—	COM	693475105
IYR	IShares US Real Estate ETF	3,260	$334K	0.1%	—	—	COM	464287739
—	Workday, Inc. Cl. A	1,300	$325K	0.1%	—	—	COM	98138h101
—	Cohen & Steers Inst'l Realty S	6,059	$318K	0.0%	—	—	COM	19247u106
—	Biogen Idec, Inc.	1,121	$317K	0.0%	—	—	COM	09062x103
—	Zynga Inc., Cl. A	41,200	$310K	0.0%	—	—	COM	98986t108
ABBNY	ABB Ltd. Sponsored ADR	9,149	$305K	0.0%	—	—	COM	000375204
—	Molson Coors Brewing Co., Cl.	6,550	$304K	0.0%	—	—	COM	60871r209
DEO	Diageo PLC ADR	1,569	$303K	0.0%	—	—	COM	25243Q205
VTEB	Vanguard Tax-Exempt Bond Index Fund ETF	5,541	$303K	0.0%	—	—	COM	922907746
—	Walgreen Boots Alliance Inc.	6,403	$301K	0.0%	—	—	COM	931427108
VOOV	Vanguard S&P 500 Value ETF	2,113	$297K	0.0%	—	—	COM	921932703
UPS	United Parcel Service, Inc.	1,617	$294K	0.0%	—	—	COM	911312106
MGK	Vanguard Mega Cap Growth ETF	1,248	$293K	0.0%	—	—	COM	921910816
—	Everest Reinsur. Group, Ltd.	1,135	$285K	0.0%	—	—	COM	g3223r108
BUSE	First Busey Corp.	11,512	$284K	0.0%	—	—	COM	319383204
IBM	I.B.M.	2,038	$283K	0.0%	—	—	COM	459200101
—	FlexShares Quality Dividend ETF	5,090	$283K	0.0%	—	—	COM	33939l860
SLF	Sun Life Financial, Inc.	5,494	$283K	0.0%	—	—	COM	866796105
—	Eversource Energy Com.	3,431	$281K	0.0%	—	—	COM	30040w108
MCO	Moody's Corp.	780	$277K	0.0%	—	—	COM	615369105
—	Novartis AG ADR	3,363	$275K	0.0%	—	—	COM	66987v109
IWD	IShares Russell 1000 Value Index ETF	1,757	$275K	0.0%	—	—	COM	464287598
WM	Waste Management, Inc.	1,831	$273K	0.0%	—	—	COM	94106L109
CVX	Chevron Corp.	2,684	$272K	0.0%	—	—	COM	166764100
—	Sanofi-Aventis ADR	5,627	$271K	0.0%	—	—	COM	80105n105
WDFC	W D 40 Co.	1,169	$271K	0.0%	—	—	COM	929236107
SYK	Stryker Corporation	1,017	$268K	0.0%	—	—	COM	863667101
—	SPDR Nuveen Bloomberg Barclays Muni ETF	5,115	$264K	0.0%	—	—	COM	78468r721
MS	Morgan Stanley	2,710	$264K	0.0%	—	—	COM	617446448
NKE	Nike, Inc.	1,820	$264K	0.0%	—	—	COM	654106103
—	Marathon Petroleum Corp.	4,263	$263K	0.0%	—	—	COM	56585a102
AMGN	Amgen, Inc.	1,237	$263K	0.0%	—	—	COM	031162100
—	SK Telecom Ltd. ADR	8,714	$262K	0.0%	—	—	COM	78440p108
—	Centene Corp.	4,202	$262K	0.0%	—	—	COM	15135b101
NGG	National Grid PLC ADR	4,369	$261K	0.0%	—	—	COM	636274409
ADSK	Autodesk	915	$261K	0.0%	—	—	COM	052769106
—	Equinor ASA	10,181	$260K	0.0%	—	—	COM	29446m102
BND	Vanguard Bd Index - Total Bd Market ETF	3,031	$259K	0.0%	—	—	COM	921937835
—	Veolia Environment ADR	8,122	$258K	0.0%	—	—	COM	92334n103
ITOT	IShares Tr. S&P 1500 Index ETF	2,620	$258K	0.0%	—	—	COM	464287150
BHP	BHP Billiton, Ltd. ADR	4,816	$258K	0.0%	—	—	COM	088606108
SO	Southern Company	4,132	$256K	0.0%	—	—	COM	842587107
BURL	Burlington Stores, Inc.	900	$255K	0.0%	—	—	COM	122017106
NSC	Norfolk Southern Corp.	1,053	$252K	0.0%	—	—	COM	655844108
IJJ	IShares S&P MidCap 400/Barra Value ETF	2,434	$251K	0.0%	—	—	COM	464287705
—	Discover Financial Services, I	2,019	$248K	0.0%	—	—	COM	254709108
EMR	Emerson Electric Co.	2,615	$246K	0.0%	—	—	COM	291011104
—	DT Midstream Inc.	5,330	$246K	0.0%	—	—	COM	23345m107
VBR	Vanguard Small Cap Value ETF	1,448	$245K	0.0%	—	—	COM	922908611
AXP	American Express	1,450	$243K	0.0%	—	—	COM	025816109
CM	Canadian Imperial Bank of Comm	2,158	$240K	0.0%	—	—	COM	136069101
—	Linde PLC	810	$238K	0.0%	—	—	COM	g5494j103
SIEGY	Siemens AG ADR	2,894	$238K	0.0%	—	—	COM	826197501
—	Coca Cola European Partners PL	4,252	$235K	0.0%	—	—	COM	g25839104
ITW	Illinois Tool Works	1,127	$233K	0.0%	—	—	COM	452308109
BP	BP Amoco PLC ADR	8,536	$233K	0.0%	—	—	COM	055622104
—	Invesco S&P 500 Pure Value ETF	3,060	$232K	0.0%	—	—	COM	46137v258
—	Vale S.A. ADR	16,620	$232K	0.0%	—	—	COM	91912e105
NSRGY	Nestle SA ADR	1,912	$230K	0.0%	—	—	COM	641069406
RIO	Rio Tinto PLC ADR F	3,425	$229K	0.0%	—	—	COM	767204100
STLD	Steel Dynamics Inc.	3,888	$227K	0.0%	—	—	COM	858119100
HRL	Hormel Foods Corp.	5,450	$223K	0.0%	—	—	COM	440452100
ISUZY	Isuzu Motors Ltd.	16,319	$214K	0.0%	—	—	COM	465254209
—	IDEXX Laboratories, Inc.	341	$212K	0.0%	—	—	COM	45168d104
CSX	CSX Corp.	6,975	$207K	0.0%	—	—	COM	126408103
—	IShares - Inc Core MSCI Emerging Mkts ETF	3,275	$202K	0.0%	—	—	COM	46434g103
—	Southern Copper Corp.	3,540	$199K	0.0%	—	—	COM	84265v105
—	Raytheon Technologies Corp.	2,218	$191K	0.0%	—	—	COM	75513e101
—	Apartment Invt. & Mgmt Co. (AI	27,596	$189K	0.0%	—	—	COM	03748r747
—	Royal Dutch Shell ADR, A	4,104	$183K	0.0%	—	—	COM	780259206
—	Vodafone Group PLC ADR	11,688	$181K	0.0%	—	—	COM	92857w308
—	UBS Group AG	10,990	$175K	0.0%	—	—	COM	h42097107
BAX	Baxter International	2,152	$173K	0.0%	—	—	COM	071813109
TRV	Travelers Companies Inc.	1,067	$162K	0.0%	—	—	COM	89417E109
—	First Trust Water ETF	1,885	$160K	0.0%	—	—	COM	33733b100
AEE	Ameren Corp.	1,967	$159K	0.0%	—	—	COM	023608102
PRU	Prudential Financial, Inc.	1,505	$158K	0.0%	—	—	COM	744320102
—	Amyris, Inc.	10,450	$143K	0.0%	—	—	COM	03236m200
YUM	Yum Brands, Inc.	1,103	$135K	0.0%	—	—	COM	988498101
MUFG	Mitsubishi UFJ Fin'l. Grp. ADR	21,490	$127K	0.0%	—	—	COM	606822104
XYZ	Square Inc., Cl. A	480	$115K	0.0%	—	—	COM	852234103
—	Enersis Americas SA ADR	15,280	$89,000	0.0%	—	—	COM	29274f104
—	ASE Technology Holding Co., Lt	10,000	$78,000	0.0%	—	—	COM	00215w100
—	Cellectar Biosciences, Inc.	51,000	$47,000	0.0%	—	—	COM	15117f500
—	Debt Resolve Inc.	100,000	$0	0.0%	—	—	COM	24276r206