Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple Inc.	134,255	$23.84M	3.4%	—	—	COM	037833100
VTI	Vanguard Total Stock Market ETF	77,696	$18.76M	2.7%	—	—	COM	922908769
VIG	Vanguard Dividend Appreciation ETF	78,874	$13.55M	1.9%	—	—	COM	921908844
—	Nvidia Corp.	45,736	$13.45M	1.9%	—	—	COM	67066g104
—	Alphabet Inc., Cl. A	4,506	$13.05M	1.8%	—	—	COM	02079k305
MGC	Vanguard Mega Cap ETF	72,569	$12.2M	1.7%	—	—	COM	921910873
—	Broadcom Inc.	17,776	$11.83M	1.7%	—	—	COM	11135f101
TMO	Thermo Fisher Scientific, Inc.	17,542	$11.71M	1.7%	—	—	COM	883556102
—	Blackstone Group Inc. Cl. A	87,487	$11.32M	1.6%	—	—	COM	09260d107
SHW	Sherwin Williams Company	31,856	$11.22M	1.6%	—	—	COM	824348106
HD	Home Depot, Inc.	26,181	$10.87M	1.5%	—	—	COM	437076102
CVS	CVS Health Corp.	105,205	$10.85M	1.5%	—	—	COM	126650100
COST	Costco Wholesale Corp.	18,588	$10.55M	1.5%	—	—	COM	22160K105
—	Meta Platforms, Inc.	31,008	$10.43M	1.5%	—	—	COM	30303m102
AMZN	Amazon.Com Inc.	3,046	$10.16M	1.4%	—	—	COM	023135106
—	Intercontinental Exchange Grou	72,859	$9.965M	1.4%	—	—	COM	45866f104
ADM	Archer Daniels Midland	137,128	$9.268M	1.3%	—	—	COM	039483102
—	UnitedHealth Group	18,207	$9.142M	1.3%	—	—	COM	91324p102
—	LAM Research Corp.	12,197	$8.771M	1.2%	—	—	COM	512807108
—	HCA Healthcare Co.	31,999	$8.221M	1.2%	—	—	COM	40412c101
MCHP	Microchip Technology, Inc.	94,149	$8.197M	1.2%	—	—	COM	595017104
URI	United Rentals, Inc.	24,592	$8.172M	1.2%	—	—	COM	911363109
—	Vanguard Russell 1000 ETF	36,838	$8.062M	1.1%	—	—	COM	92206c730
—	MasterCard, Inc.	22,403	$8.05M	1.1%	—	—	COM	57636q104
VO	Vanguard Mid Cap ETF	30,144	$7.68M	1.1%	—	—	COM	922908629
—	Salesforce.com	30,160	$7.665M	1.1%	—	—	COM	79466l302
—	Invesco S&P 500 Quality ETF A	141,449	$7.527M	1.1%	—	—	COM	46137v241
CMG	Chipotle Mexican Grill, A	4,266	$7.458M	1.1%	—	—	COM	169656105
—	S&P Global, Inc.	15,026	$7.091M	1.0%	—	—	COM	78409v104
DE	Deere & Co.	20,328	$6.97M	1.0%	—	—	COM	244199105
—	Charter Communications, Inc.	9,834	$6.411M	0.9%	—	—	COM	16119p108
—	Vanguard Information Technolog	13,422	$6.149M	0.9%	—	—	COM	92204a702
SCHD	Schwab US Div Equity ETF	75,705	$6.119M	0.9%	—	—	COM	808524797
FISV	Fiserv, Inc.	58,601	$6.082M	0.9%	—	—	COM	337738108
VOOG	Vanguard S&P 500 Growth ETF	19,917	$6.01M	0.9%	—	—	COM	921932505
VB	Vanguard Index Small Cap ETF	24,447	$5.525M	0.8%	—	—	COM	922908751
—	IShares MSCI USA Momentum Factor ETF	29,960	$5.447M	0.8%	—	—	COM	46432f396
GSLC	Goldman Sachs ActiveBeta US LargeCp Eq ETF	54,370	$5.173M	0.7%	—	—	COM	381430503
MSFT	Microsoft Corporation	15,372	$5.17M	0.7%	—	—	COM	594918104
EL	Estee Lauder Co.	13,448	$4.978M	0.7%	—	—	COM	518439104
FDL	First Trust Morningstar Div Leaders ETF	129,260	$4.596M	0.7%	—	—	COM	336917109
IWS	IShares Russell Midcap Value Index ETF	36,768	$4.5M	0.6%	—	—	COM	464287473
IWV	IShares Russell 3000 Index ETF	15,847	$4.398M	0.6%	—	—	COM	464287689
FSLR	First Solar, Inc.	50,041	$4.362M	0.6%	—	—	COM	336433107
—	IShares MSCI USA Minimum Volatility ETF	53,584	$4.335M	0.6%	—	—	COM	46429b697
SPY	SPDR S&P 500 ETF	8,794	$4.177M	0.6%	—	—	COM	78462F103
—	First Trust Value Line Dividend ETF	96,317	$4.145M	0.6%	—	—	COM	33734h106
PFE	Pfizer, Inc.	66,418	$3.922M	0.6%	—	—	COM	717081103
—	Quanta Services, Inc.	33,754	$3.87M	0.5%	—	—	COM	74762e102
MU	Micron Technology, Inc.	41,290	$3.846M	0.5%	—	—	COM	595112103
IWM	IShares Russell 2000 Index ETF	17,008	$3.783M	0.5%	—	—	COM	464287655
BRK/B	Berkshire Hathaway, Cl. B	12,487	$3.734M	0.5%	—	—	COM	084670702
VOO	Vanguard S&P 500 ETF	8,278	$3.614M	0.5%	—	—	COM	922908363
—	W. P. Carey Inc.	43,459	$3.566M	0.5%	—	—	COM	92936u109
PAYX	PayChex Inc.	25,019	$3.415M	0.5%	—	—	COM	704326107
HOLX	Hologic, Inc.	44,150	$3.38M	0.5%	—	—	COM	436440101
ACH	Owens & Minor, Inc.	74,675	$3.248M	0.5%	—	—	COM	690732102
SCHB	Schwab US Broad Market ETF	28,560	$3.228M	0.5%	—	—	COM	808524102
—	Invesco QQQ Tr Unit Ser. 1 ETF	7,964	$3.168M	0.4%	—	—	COM	46090e103
—	Merck & Co Inc.	40,797	$3.127M	0.4%	—	—	COM	58933y105
IJR	IShares S&P SmallCap 600 Index ETF	26,927	$3.083M	0.4%	—	—	COM	464287804
RPM	RPM Inc. Ohio	30,238	$3.054M	0.4%	—	—	COM	749685103
—	Mosaic Co.	75,957	$2.984M	0.4%	—	—	COM	61945c103
—	Tesla Motors Inc., Com	2,694	$2.847M	0.4%	—	—	COM	88160r101
—	Jacobs Engineering Group, Inc.	20,060	$2.793M	0.4%	—	—	COM	469814107
QQEW	First Trust NASDAQ-100 Equal Wtd ETF	23,516	$2.786M	0.4%	—	—	COM	337344105
—	Vanguard Russell 1000 Growth ETF	35,356	$2.777M	0.4%	—	—	COM	92206c680
FTCS	First Trust Capital Strength ETF	32,123	$2.716M	0.4%	—	—	COM	33733E104
—	Garmin Ltd.	19,832	$2.701M	0.4%	—	—	COM	h2906t109
NUE	Nucor Corp.	22,546	$2.574M	0.4%	—	—	COM	670346105
IJH	IShares S&P Midcap 400 Index ETF	9,003	$2.548M	0.4%	—	—	COM	464287507
PEP	PepsiCo Inc	14,555	$2.528M	0.4%	—	—	COM	713448108
—	First Trust Lunt U.S. Factor Rotation ETF	70,655	$2.511M	0.4%	—	—	COM	33733e872
JBL	Jabil Circuit, Inc.	34,850	$2.452M	0.3%	—	—	COM	466313103
GSIE	Goldman Sachs ActiveBeta Int'l Eq ETF	69,040	$2.435M	0.3%	—	—	COM	381430107
—	Vanguard World Health Care ETF	9,010	$2.4M	0.3%	—	—	COM	92204a504
IWR	IShares Russell Midcap Index ETF	28,477	$2.364M	0.3%	—	—	COM	464287499
VEU	Vanguard FTSE All-World (ex. US) ETF	38,334	$2.349M	0.3%	—	—	COM	922042775
—	H&E Equipment Services, Inc.	52,649	$2.331M	0.3%	—	—	COM	404030108
—	AbbVie, Inc.	16,870	$2.284M	0.3%	—	—	COM	00287y109
—	Crown Castle Int'l. Corp.	10,836	$2.262M	0.3%	—	—	COM	22822v101
LDOS	Leidos Holdings, Inc.	25,103	$2.232M	0.3%	—	—	COM	525327102
AWR	American States Water Co.	21,521	$2.226M	0.3%	—	—	COM	029899101
LOW	Lowe's Cos	8,546	$2.209M	0.3%	—	—	COM	548661107
—	Invesco Russell 1000 Dynamic Multi ETF	42,762	$2.168M	0.3%	—	—	COM	46138j619
—	SPDR S&P Value ETF	51,335	$2.156M	0.3%	—	—	COM	78464a508
GPC	Genuine Parts Co.	15,270	$2.141M	0.3%	—	—	COM	372460105
—	Alphabet Inc., Cl. C	734	$2.124M	0.3%	—	—	COM	02079k107
DLR	Digital Realty Trust Inc.	11,739	$2.076M	0.3%	—	—	COM	253868103
—	Invesco S&P 500 Low Volatility ETF	30,181	$2.071M	0.3%	—	—	COM	46138e354
JNJ	Johnson & Johnson	12,078	$2.066M	0.3%	—	—	COM	478160104
—	SPDR S&P Dividend ETF	15,823	$2.043M	0.3%	—	—	COM	78464a763
ABT	Abbott Laboratories	14,394	$2.026M	0.3%	—	—	COM	002824100
—	First Trust Rising Dividend Achievers ETF	38,464	$1.992M	0.3%	—	—	COM	33738r506
IJJ	IShares S&P MidCap 400/Barra Value ETF	17,885	$1.98M	0.3%	—	—	COM	464287705
WMB	Williams Companies	74,841	$1.949M	0.3%	—	—	COM	969457100
VYM	Vanguard High Dividend Yield ETF	17,229	$1.931M	0.3%	—	—	COM	921946406
TKR	Timken Co.	27,718	$1.921M	0.3%	—	—	COM	887389104
C	Citigroup	30,793	$1.86M	0.3%	—	—	COM	172967424
—	ServiceNow, Inc.	2,849	$1.849M	0.3%	—	—	COM	81762p102
ALL	Allstate Corp.	15,674	$1.844M	0.3%	—	—	COM	020002101
—	Microport Scientific Corp.	504,670	$1.823M	0.3%	—	—	COM	g60837104
KO	Coca Cola	30,787	$1.823M	0.3%	—	—	COM	191216100
VUG	Vanguard Growth ETF	5,580	$1.791M	0.3%	—	—	COM	922908736
PG	Procter and Gamble	10,860	$1.776M	0.3%	—	—	COM	742718109
—	Regions Financial Corp.	81,296	$1.772M	0.3%	—	—	COM	7591ep100
O	Realty Income Corp.	24,743	$1.771M	0.3%	—	—	COM	756109104
—	Monster Beverage Corp.	18,410	$1.768M	0.3%	—	—	COM	61174x109
—	Enbridge Inc.	44,657	$1.747M	0.2%	—	—	COM	29250n105
CFG	Citizens Financial Group	36,698	$1.734M	0.2%	—	—	COM	174610105
—	Regeneron Pharmaceuticals	2,630	$1.661M	0.2%	—	—	COM	75886f107
—	ProShares S&P 500 Dividend Aristocrats ETF	16,776	$1.647M	0.2%	—	—	COM	74348a467
—	Hewlett Packard Enterprise Co.	103,048	$1.625M	0.2%	—	—	COM	42824c109
ORI	Old Republic Nat'l. Corp.	65,505	$1.61M	0.2%	—	—	COM	680223104
KMB	Kimberly Clark Corp	11,102	$1.587M	0.2%	—	—	COM	494368103
MCD	McDonalds Corp.	5,851	$1.568M	0.2%	—	—	COM	580135101
—	PacWest Bancorp	34,434	$1.555M	0.2%	—	—	COM	695263103
DTE	DTE Energy	12,994	$1.553M	0.2%	—	—	COM	233331107
GIS	General Mills	22,867	$1.541M	0.2%	—	—	COM	370334104
—	SPDR Portfolio S&P 500 Growth ETF	21,159	$1.533M	0.2%	—	—	COM	78464a409
—	Apartment Income REIT Corp.	27,596	$1.509M	0.2%	—	—	COM	03750l109
—	First Tr TCW Opportunistic Fixed Inc ETF	28,188	$1.5M	0.2%	—	—	COM	33740f805
VOT	Vanguard Mid-Cap Growth ETF	5,723	$1.457M	0.2%	—	—	COM	922908538
—	Kronos Worldwide, Inc.	97,010	$1.456M	0.2%	—	—	COM	50105f105
—	DaVita HealthCare Partners, In	12,563	$1.429M	0.2%	—	—	COM	23918k108
PKG	Packaging Corp. of America	10,452	$1.423M	0.2%	—	—	COM	695156109
—	Umpqua Holdings Corp.	71,978	$1.385M	0.2%	—	—	COM	904214103
—	WisdomTree International Hdgd Div Gr ETF	30,188	$1.381M	0.2%	—	—	COM	97717x594
—	Cardinal Health	26,811	$1.38M	0.2%	—	—	COM	14149y108
—	First Trust Mid Cap Core AlphaDEX ETF	13,322	$1.37M	0.2%	—	—	COM	33735b108
CLX	Clorox Co.	7,786	$1.358M	0.2%	—	—	COM	189054109
REZ	IShares Residential Real Estate Capped ETF	13,569	$1.332M	0.2%	—	—	COM	464288562
KHC	Kraft Heinz Co.	36,863	$1.323M	0.2%	—	—	COM	500754106
—	Materials Select Sector SPDR ETF	14,525	$1.317M	0.2%	—	—	COM	81369y100
BKH	Black Hills Corp.	18,127	$1.279M	0.2%	—	—	COM	092113109
DVY	IShares Select Dividend ETF	10,373	$1.272M	0.2%	—	—	COM	464287168
ELV	Anthem, Inc.	2,724	$1.263M	0.2%	—	—	COM	036752103
—	First Trust Dow Jones Internet ETF	5,482	$1.24M	0.2%	—	—	COM	33733e302
—	IShares Edge MSCI USA Quality Factor ETF	8,505	$1.238M	0.2%	—	—	COM	46432f339
VIRT	Virtu Financial Inc	42,144	$1.215M	0.2%	—	—	COM	928254101
NEE	NextEra Energy	12,891	$1.204M	0.2%	—	—	COM	65339F101
QCOM	Qualcomm Inc.	6,542	$1.196M	0.2%	—	—	COM	747525103
FITB	Fifth Third Bancorp	26,845	$1.169M	0.2%	—	—	COM	316773100
—	First Trust Preferred Secs & Inc ETF	57,539	$1.169M	0.2%	—	—	COM	33739e108
—	Essentials Utilities Inc.	21,639	$1.162M	0.2%	—	—	COM	29670g102
PM	Philip Morris Internat'l.	12,184	$1.157M	0.2%	—	—	COM	718172109
—	Vanguard Russell 1000 Value ETF	15,562	$1.148M	0.2%	—	—	COM	92206c714
UNP	Union Pacific Corp.	4,507	$1.135M	0.2%	—	—	COM	907818108
GEM	Goldman Sachs ActiveBeta Emerging Mkts ETF	29,890	$1.106M	0.2%	—	—	COM	381430206
ADP	Automatic Data Processing	4,446	$1.096M	0.2%	—	—	COM	053015103
—	SPDR S&P MidCap 400 ETF	2,098	$1.086M	0.2%	—	—	COM	78467y107
VWO	Vanguard Emerging Mkts. ETF	21,547	$1.066M	0.2%	—	—	COM	922042858
TSM	Taiwan Semiconductor Mfg. Co.	8,825	$1.062M	0.2%	—	—	COM	874039100
SCHA	Schwab Strategic US Small-Cap ETF	10,330	$1.058M	0.1%	—	—	COM	808524607
JPM	J.P. Morgan Chase & Co.	6,577	$1.041M	0.1%	—	—	COM	46625H100
—	IShares TR Core 1-5yr Bond ETF	20,520	$1.035M	0.1%	—	—	COM	46432f859
SCHX	Schwab US Large-Cap ETF	8,882	$1.011M	0.1%	—	—	COM	808524201
—	Annaly Capital Mgmt Inc.	125,360	$980K	0.1%	—	—	COM	035710409
SCHM	Schwab US Mid-Cap ETF	12,183	$980K	0.1%	—	—	COM	808524508
STT	State Street Corp.	10,400	$967K	0.1%	—	—	COM	857477103
AFL	AFLAC, Inc.	16,356	$955K	0.1%	—	—	COM	001055102
—	Visa Inc.	4,384	$950K	0.1%	—	—	COM	92826c839
—	Hanes Brands, Inc.	56,698	$948K	0.1%	—	—	COM	410345102
—	Industrial Select Sector SPDR ETF	8,826	$933K	0.1%	—	—	COM	81369y704
IWB	IShares Russell 1000 Index Fund ETF	3,471	$918K	0.1%	—	—	COM	464287622
ODFL	Old Dominion Freight Line, Inc	2,540	$910K	0.1%	—	—	COM	679580100
WMT	Wal-Mart Stores	6,067	$878K	0.1%	—	—	COM	931142103
—	First Trust NYSE Arca Biotech ETF	5,390	$872K	0.1%	—	—	COM	33733e203
—	Technology Select Sector SPDR	4,936	$858K	0.1%	—	—	COM	81369y803
IUSV	IShares Core US Value ETF	11,065	$845K	0.1%	—	—	COM	464287663
ORCL	Oracle Corp	9,660	$842K	0.1%	—	—	COM	68389X105
EW	Edwards Lifesciences Corp.	6,473	$839K	0.1%	—	—	COM	28176E108
SCHG	Schwab US Large-Cap Growth ETF	5,015	$821K	0.1%	—	—	COM	808524300
VV	Vanguard Large Cap ETF	3,600	$796K	0.1%	—	—	COM	922908637
VTV	Vanguard Value ETF	5,367	$790K	0.1%	—	—	COM	922908744
—	SPDR Dow Jones Industrial Average ETF	2,165	$787K	0.1%	—	—	COM	78467x109
KNX	Knight-Swift Transportation Ho	12,670	$772K	0.1%	—	—	COM	499049104
SCHW	Charles Schwab Corp.	9,066	$762K	0.1%	—	—	COM	808513105
NWL	Newell Rubbermaid Inc.	34,702	$758K	0.1%	—	—	COM	651229106
—	AGNC Investment Corp	50,334	$757K	0.1%	—	—	COM	00123q104
—	First TR Global Tactical Commodity ETF	31,723	$732K	0.1%	—	—	COM	33739h101
VNQ	Vanguard REIT ETF	6,033	$700K	0.1%	—	—	COM	922908553
AZO	AutoZone, Inc.	325	$681K	0.1%	—	—	COM	053332102
—	JPMorgan Ultra-Short Income ETF	13,450	$679K	0.1%	—	—	COM	46641q837
EFA	IShares MSCI EAFE ETF	8,567	$674K	0.1%	—	—	COM	464287465
DHR	Danaher Corp.	2,041	$672K	0.1%	—	—	COM	235851102
IWF	IShares Russell 1000 Growth Index ETF	2,123	$649K	0.1%	—	—	COM	464287614
IYH	IShares US Healthcare ETF	2,150	$646K	0.1%	—	—	COM	464287762
VZ	Verizon Communications	12,399	$644K	0.1%	—	—	COM	92343V104
LOGI	Logitech Internat'l. SA	7,760	$640K	0.1%	—	—	COM	H50430232
VBK	Vanguard Small Cap Growth ETF	2,250	$634K	0.1%	—	—	COM	922908595
—	First Tr Large Cap Core AlphaDex Fd ETF	6,770	$625K	0.1%	—	—	COM	33734k109
BDX	Becton Dickinson & Co.	2,476	$623K	0.1%	—	—	COM	075887109
—	First Trust Senior Loan Fund ETF	12,911	$619K	0.1%	—	—	COM	33738d309
—	Constellation Brands, Inc.	2,416	$606K	0.1%	—	—	COM	21036p108
—	Cisco Systems	9,471	$600K	0.1%	—	—	COM	17275r102
—	IShares TR Edge MSCI USA Value Factor ETF	5,415	$593K	0.1%	—	—	COM	46432f388
NVO	Novo Nordisk A.S. ADR	5,274	$591K	0.1%	—	—	COM	670100205
ICF	IShares Cohen & Steers REIT ETF	7,742	$589K	0.1%	—	—	COM	464287564
—	Invesco S&P 500 Revenue ETF	7,350	$588K	0.1%	—	—	COM	46138g698
FNDB	Schwab Fundamental US Broad Market ETF	10,133	$588K	0.1%	—	—	COM	808524789
CPRT	Copart, Inc.	3,805	$577K	0.1%	—	—	COM	217204106
IWP	IShares Russell Midcap Growth Index ETF	4,968	$572K	0.1%	—	—	COM	464287481
—	Financial Select Sector SPDR ETF	14,451	$564K	0.1%	—	—	COM	81369y605
CMCSA	Comcast Corp., Cl. A	11,180	$563K	0.1%	—	—	COM	20030N101
DIS	Walt Disney Co	3,626	$562K	0.1%	—	—	COM	254687106
CL	Colgate Palmolive Co.	6,572	$561K	0.1%	—	—	COM	194162103
MO	Altria Group, Inc.	11,666	$553K	0.1%	—	—	COM	02209S103
INTC	Intel Corp.	10,717	$552K	0.1%	—	—	COM	458140100
MDLZ	Mondelez International, Inc.	8,105	$537K	0.1%	—	—	COM	609207105
AMAT	Applied Materials	3,407	$536K	0.1%	—	—	COM	038222105
—	Vanguard Russell 3000 ETF	2,485	$536K	0.1%	—	—	COM	92206c599
—	Health Care Select Sector SPDR ETF	3,798	$535K	0.1%	—	—	COM	81369y209
—	Unilever PLC ADR	9,717	$523K	0.1%	—	—	COM	904767704
CAT	Caterpillar Inc.	2,521	$521K	0.1%	—	—	COM	149123101
ZBRA	Zebra Technologies Corp.	875	$521K	0.1%	—	—	COM	989207105
VEA	Vanguard Tax-Mgd Int'l Dev. Markets ETF	10,145	$518K	0.1%	—	—	COM	921943858
INFY	Infosys Technologies, Ltd.	20,402	$516K	0.1%	—	—	COM	456788108
DBEF	XTrackers MSCI EAFE Hedged Equity ETF	13,076	$513K	0.1%	—	—	COM	233051200
—	SPDR Gold Shares ETF	3,000	$513K	0.1%	—	—	COM	78463v107
—	American Tower Corp.	1,730	$506K	0.1%	—	—	COM	03027x100
—	Seagate Technology Holdings PL	4,473	$505K	0.1%	—	—	COM	g7997r103
—	Eaton Corp., PLC	2,908	$503K	0.1%	—	—	COM	g29183103
—	First Trust ETF Clean Edge Gre	7,305	$497K	0.1%	—	—	COM	33733e500
—	WisdomTree U.S. LargeCap Dividend ETF	7,520	$497K	0.1%	—	—	COM	97717w307
—	WisdomTree US Quality Dividend Gr ETF	7,470	$492K	0.1%	—	—	COM	97717x669
LLY	Lilly (Eli)	1,764	$487K	0.1%	—	—	COM	532457108
—	Truist Financial Corp.	8,285	$485K	0.1%	—	—	COM	89832q109
—	Laboratory Corp. Am. Hldgs.	1,485	$467K	0.1%	—	—	COM	50540r409
IWN	IShares Russell 2000 Value Index ETF	2,775	$461K	0.1%	—	—	COM	464287630
FDX	Fedex Corp.	1,784	$461K	0.1%	—	—	COM	31428X106
XOM	Exxon Mobil Corp.	7,400	$453K	0.1%	—	—	COM	30231G102
IVV	IShares S&P 500 Index ETF	942	$449K	0.1%	—	—	COM	464287200
—	First Trust Managed Municipal ETF	7,841	$447K	0.1%	—	—	COM	33739n108
CMI	Cummins Engine Inc.	2,020	$441K	0.1%	—	—	COM	231021106
AZN	AstraZeneca PLC ADR	7,528	$439K	0.1%	—	—	COM	046353108
APD	Air Products & Chem	1,436	$437K	0.1%	—	—	COM	009158106
LEA	Lear Corp.	2,350	$430K	0.1%	—	—	COM	521865204
HON	Honeywell Internat'l.	2,033	$424K	0.1%	—	—	COM	438516106
—	Invesco BulletShares 2024 Corp Bond ETF	19,373	$423K	0.1%	—	—	COM	46138j841
—	Invesco BulletShares 2025 Corp Bond ETF	19,333	$423K	0.1%	—	—	COM	46138j825
T	AT&T Inc.	16,886	$415K	0.1%	—	—	COM	00206R102
—	Dominos Pizza, Inc.	730	$412K	0.1%	—	—	COM	25754a201
AJG	Gallagher, Arthur J & Co.	2,400	$407K	0.1%	—	—	COM	363576109
BALL	Ball Corp.	4,184	$403K	0.1%	—	—	COM	058498106
BMO	Bank of Montreal	3,724	$401K	0.1%	—	—	COM	063671101
BMY	Bristol-Myers Squibb	6,404	$399K	0.1%	—	—	COM	110122108
—	Moderna Inc.	1,572	$399K	0.1%	—	—	COM	60770k107
—	GlaxoSmithKline PLC	9,045	$399K	0.1%	—	—	COM	37733W105
—	Paypal Hldgs Inc.	2,087	$394K	0.1%	—	—	COM	70450y103
LHX	L3Harris Technologies	1,831	$390K	0.1%	—	—	COM	502431109
SBUX	Starbucks Corp.	3,337	$390K	0.1%	—	—	COM	855244109
ADBE	Adobe Systems, Inc.	674	$382K	0.1%	—	—	COM	00724F101
IYR	IShares US Real Estate ETF	3,260	$379K	0.1%	—	—	COM	464287739
TGT	Target Corp.	1,628	$377K	0.1%	—	—	COM	87612E106
FBCG	Fidelity Blue Chip Growth, ETF	10,740	$372K	0.1%	—	—	COM	316092352
—	Vanguard Scottsdale FDS Interm.-Term ETF	4,002	$371K	0.1%	—	—	COM	92206c870
—	3M Company	1,998	$355K	0.1%	—	—	COM	88579y101
—	Workday, Inc. Cl. A	1,300	$355K	0.1%	—	—	COM	98138h101
BAC	Bank of America	7,915	$352K	0.0%	—	—	COM	060505104
ABBNY	ABB Ltd. Sponsored ADR	9,149	$349K	0.0%	—	—	COM	000375204
VXF	Vanguard Extended Market ETF	1,900	$347K	0.0%	—	—	COM	922908652
DEO	Diageo PLC ADR	1,569	$345K	0.0%	—	—	COM	25243Q205
SLF	Sun Life Financial, Inc.	5,964	$332K	0.0%	—	—	COM	866796105
VOOV	Vanguard S&P 500 Value ETF	2,178	$330K	0.0%	—	—	COM	921932703
MHGVY	Mowi ASA ADR	13,907	$330K	0.0%	—	—	COM	624678108
—	Walgreen Boots Alliance Inc.	6,303	$329K	0.0%	—	—	COM	931427108
MGK	Vanguard Mega Cap Growth ETF	1,248	$325K	0.0%	—	—	COM	921910816
WM	Waste Management, Inc.	1,898	$317K	0.0%	—	—	COM	94106L109
NGG	National Grid PLC ADR	4,369	$316K	0.0%	—	—	COM	636274409
CVX	Chevron Corp.	2,684	$315K	0.0%	—	—	COM	166764100
NSC	Norfolk Southern Corp.	1,053	$313K	0.0%	—	—	COM	655844108
BUSE	First Busey Corp.	11,512	$312K	0.0%	—	—	COM	319383204
—	Eversource Energy Com.	3,431	$312K	0.0%	—	—	COM	30040w108
—	FlexShares Quality Dividend ETF	5,040	$309K	0.0%	—	—	COM	33939l860
—	Marathon Petroleum Corp.	4,803	$307K	0.0%	—	—	COM	56585a102
MCO	Moody's Corp.	780	$305K	0.0%	—	—	COM	615369105
NKE	Nike, Inc.	1,815	$303K	0.0%	—	—	COM	654106103
—	Veolia Environment ADR	8,122	$299K	0.0%	—	—	COM	92334n103
—	Cohen & Steers Inst'l Realty S	5,027	$298K	0.0%	—	—	COM	19247u106
IWD	IShares Russell 1000 Value Index ETF	1,757	$295K	0.0%	—	—	COM	464287598
BHP	BHP Billiton, Ltd. ADR	4,816	$291K	0.0%	—	—	COM	088606108
CAR	Avis Budget Group, Inc.	1,400	$290K	0.0%	—	—	COM	053774105
IBM	I.B.M.	2,153	$288K	0.0%	—	—	COM	459200101
WDFC	W D 40 Co.	1,169	$286K	0.0%	—	—	COM	929236107
SO	Southern Company	4,132	$283K	0.0%	—	—	COM	842587107
—	Coca Cola European Partners PL	5,062	$283K	0.0%	—	—	COM	g25839104
—	Sanofi-Aventis ADR	5,627	$282K	0.0%	—	—	COM	80105n105
—	Linde PLC	810	$281K	0.0%	—	—	COM	g5494j103
ITOT	IShares Tr. S&P 1500 Index ETF	2,620	$280K	0.0%	—	—	COM	464287150
—	Novartis AG ADR	3,198	$280K	0.0%	—	—	COM	66987v109
ITW	Illinois Tool Works	1,127	$278K	0.0%	—	—	COM	452308109
AMGN	Amgen, Inc.	1,215	$273K	0.0%	—	—	COM	031162100
—	MercadoLibre Inc.	202	$272K	0.0%	—	—	COM	58733r102
NSRGY	Nestle SA ADR	1,912	$268K	0.0%	—	—	COM	641069406
—	Equinor ASA	10,181	$268K	0.0%	—	—	COM	29446m102
MS	Morgan Stanley	2,710	$266K	0.0%	—	—	COM	617446448
HRL	Hormel Foods Corp.	5,450	$266K	0.0%	—	—	COM	440452100
CSX	CSX Corp.	6,975	$262K	0.0%	—	—	COM	126408103
BURL	Burlington Stores, Inc.	900	$262K	0.0%	—	—	COM	122017106
PNC	PNC Financial Svcs.	1,303	$261K	0.0%	—	—	COM	693475105
VBR	Vanguard Small Cap Value ETF	1,448	$259K	0.0%	—	—	COM	922908611
SYK	Stryker Corporation	967	$259K	0.0%	—	—	COM	863667101
BND	Vanguard Bd Index - Total Bd Market ETF	3,031	$257K	0.0%	—	—	COM	921937835
ADSK	Autodesk	915	$257K	0.0%	—	—	COM	052769106
EMR	Emerson Electric Co.	2,725	$253K	0.0%	—	—	COM	291011104
CM	Canadian Imperial Bank of Comm	2,158	$252K	0.0%	—	—	COM	136069101
SIEGY	Siemens AG ADR	2,894	$251K	0.0%	—	—	COM	826197501
—	Nuveen TR ESG Large Cap Growth ETF	3,575	$245K	0.0%	—	—	COM	67092p201
GGB	Gerdau SA ADR	49,650	$244K	0.0%	—	—	COM	373737105
UPS	United Parcel Service, Inc.	1,117	$239K	0.0%	—	—	COM	911312106
AMD	Advanced Micro Devices	1,625	$234K	0.0%	—	—	COM	007903107
—	Discover Financial Services, I	2,019	$233K	0.0%	—	—	COM	254709108
NOC	Northrop Grumman	599	$232K	0.0%	—	—	COM	666807102
SCHE	Schwab Strategic Emerging Mkts Equity ETF	7,820	$232K	0.0%	—	—	COM	808524706
RIO	Rio Tinto PLC ADR F	3,425	$229K	0.0%	—	—	COM	767204100
—	Molson Coors Brewing Co., Cl.	4,900	$227K	0.0%	—	—	COM	60871r209
—	IDEXX Laboratories, Inc.	341	$225K	0.0%	—	—	COM	45168d104
—	Invesco S&P 500 Pure Value ETF	2,735	$221K	0.0%	—	—	COM	46137v258
LMT	Lockheed Martin Corp.	615	$219K	0.0%	—	—	COM	539830109
BP	BP Amoco PLC ADR	8,071	$215K	0.0%	—	—	COM	055622104
—	Apartment Invt. & Mgmt Co. (AI	27,596	$213K	0.0%	—	—	COM	03748r747
—	Accenture, Ltd.	509	$211K	0.0%	—	—	COM	g1151c101
—	ALPS Sector Dividend Dogs ETF	3,875	$208K	0.0%	—	—	COM	00162q858
VOE	Vanguard Mid-Cap Value ETF	1,378	$207K	0.0%	—	—	COM	922908512
—	IShares - Inc Core MSCI Emerging Mkts ETF	3,440	$206K	0.0%	—	—	COM	46434g103
—	BCE Inc.	3,943	$205K	0.0%	—	—	COM	05534b760
AXP	American Express	1,250	$204K	0.0%	—	—	COM	025816109
ISUZY	Isuzu Motors Ltd.	16,319	$204K	0.0%	—	—	COM	465254209
—	First Trust Water ETF	2,095	$199K	0.0%	—	—	COM	33733b100
—	Biogen Idec, Inc.	824	$198K	0.0%	—	—	COM	09062x103
—	UBS Group AG	10,990	$196K	0.0%	—	—	COM	h42097107
—	DT Midstream Inc.	4,057	$195K	0.0%	—	—	COM	23345m107
ORANY	Orange	18,240	$192K	0.0%	—	—	COM	684060106
—	Raytheon Technologies Corp.	2,214	$191K	0.0%	—	—	COM	75513e101
BAX	Baxter International	2,152	$185K	0.0%	—	—	COM	071813109
FAST	Fastenal Company	2,750	$176K	0.0%	—	—	COM	311900104
AEE	Ameren Corp.	1,967	$175K	0.0%	—	—	COM	023608102
—	Royal Dutch Shell ADR, A	3,941	$171K	0.0%	—	—	COM	780259206
TRV	Travelers Companies Inc.	1,067	$167K	0.0%	—	—	COM	89417E109
—	Vale S.A. ADR	11,590	$162K	0.0%	—	—	COM	91912e105
—	Duke Energy Corp	1,500	$157K	0.0%	—	—	COM	26441c204
—	Vodafone Group PLC ADR	10,446	$156K	0.0%	—	—	COM	92857w308
AEP	American Electric Power	1,716	$153K	0.0%	—	—	COM	025537101
YUM	Yum Brands, Inc.	1,103	$153K	0.0%	—	—	COM	988498101
PRU	Prudential Financial, Inc.	1,215	$132K	0.0%	—	—	COM	744320102
GILD	Gilead Sciences Inc.	1,802	$131K	0.0%	—	—	COM	375558103
MUFG	Mitsubishi UFJ Fin'l. Grp. ADR	21,490	$117K	0.0%	—	—	COM	606822104
—	ASE Technology Holding Co., Lt	10,000	$78,000	0.0%	—	—	COM	00215w100
—	Amyris, Inc.	10,450	$57,000	0.0%	—	—	COM	03236m200
—	Cellectar Biosciences, Inc.	56,000	$37,000	0.0%	—	—	COM	15117f500
—	Debt Resolve Inc.	100,000	$0	0.0%	—	—	COM	24276r206