Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	SPDR S&P 500	22,227	$57.43M	13.5%	$216.58	—	ETF	78462F103
VGT	Vanguard InfoTech	136,973	$29.02M	6.8%	$80.65	—	ETF	92204A702
VTI	Vanguard Total Stk	163,547	$21.08M	4.9%	$102.53	—	ETF	922908769
VHT	Vanguard Health	89,043	$14.79M	3.5%	$91.84	—	ETF	92204A504
SCHB	Schwab US Broad	236,006	$14.26M	3.3%	$56.40	—	ETF	808524102
VT	Vanguard Total World	177,381	$11.14M	2.6%	$62.51	—	ETF	922042742
VB	Vanguard SmallCap	86,118	$9.941M	2.3%	$97.41	—	ETF	922908751
VXUS	Vanguard Ttl Intl	199,502	$8.371M	2.0%	$49.32	—	ETF	921909768
VFH	Vanguard Fin	159,864	$8.108M	1.9%	$43.35	—	ETF	92204A405
MSFT	Microsoft Corp	43,730	$6.896M	1.6%	$36.47	+328.7%	COM	594918104
XLC	Communication Svs	150,887	$6.675M	1.6%	$45.33	—	ETF	81369Y852
VGIT	Vanguard Interediate Govt	91,176	$6.432M	1.5%	$64.17	—	ETF	92206C706
ITOT	iShares Core S&P US Stock	107,068	$6.125M	1.4%	$54.50	—	ETF	464287150
XLV	Healthcare SPDR	64,456	$5.709M	1.3%	$75.69	—	COM	81369Y209
XLY	Consumer Discr SPDR	56,458	$5.537M	1.3%	$83.73	—	ETF	81369Y407
JNJ	Johnson & Johnson	39,956	$5.239M	1.2%	$68.04	+76.6%	COM	478160104
AAPL	Apple Computer	20,571	$5.231M	1.2%	$23.23	+206.0%	COM	037833100
SPYM	SPDR S&P 500	171,467	$5.186M	1.2%	$30.24	—	ETF	78464A854
PG	Procter & Gamble	43,183	$4.75M	1.1%	$58.82	+76.5%	COM	742718109
XLK	Technology SPDR	55,666	$4.473M	1.0%	$49.60	—	ETF	81369Y803
XLI	Industrial SPDR	68,448	$4.039M	0.9%	$64.04	—	COM	81369Y704
SCHX	Schwab US Lg Cap	63,331	$3.879M	0.9%	$59.06	—	ETF	808524201
VCSH	Vanguard Sh-Term Corp	48,814	$3.861M	0.9%	$80.21	—	ETF	92206C409
PEP	PepsiCo	31,750	$3.813M	0.9%	$58.87	+91.5%	COM	713448108
DIS	Walt Disney	38,732	$3.741M	0.9%	$57.46	+115.0%	COM	254687106
MCD	McDonalds	22,117	$3.657M	0.9%	$72.67	+136.5%	COM	580135101
XLP	Consumer Stpls SPDR	65,553	$3.57M	0.8%	$51.74	—	ETF	81369Y308
QQQ	Invesco QQQ	17,489	$3.33M	0.8%	$182.17	—	ETF	46090E103
—	Berkshire Htwy Cl B	18,158	$3.319M	0.8%	$157.36	—	COM	084670207
VEU	Vanguard FTSE	79,784	$3.272M	0.8%	$14.77	—	ETF	922042775
SCHF	Schwab Intl Equity	120,707	$3.119M	0.7%	$30.73	—	ETF	808524805
BND	Vgrd Idx Total Bnd	35,938	$3.067M	0.7%	$84.37	—	ETF	921937835
IEFA	iShres Core MSCI AEFE	61,006	$3.043M	0.7%	$59.73	—	ETF	46432F842
XLF	Financial Select	145,745	$3.034M	0.7%	$23.82	—	COM	81369Y605
NKE	Nike	35,149	$2.908M	0.7%	$41.18	+108.6%	COM	654106103
INTC	Intel Corp	53,020	$2.869M	0.7%	$19.69	+165.7%	COM	458140100
IEMG	ishares Emerg Mkts	61,541	$2.49M	0.6%	$49.86	—	ETF	46434G103
VPU	Vanguard Utilities	19,947	$2.432M	0.6%	$91.94	—	ETF	92204A876
IXUS	Ishares CoreMSCI	51,290	$2.411M	0.6%	$49.31	—	ETF	46432F834
COST	Costco	8,343	$2.378M	0.6%	$90.25	+207.8%	COM	22160K105
XLE	Energy Select SPDR	81,594	$2.371M	0.6%	$245.44	—	ETF	81369Y506
CSCO	Cisco Systems Inc	58,194	$2.287M	0.5%	$22.94	+59.9%	COM	17275R102
LLY	Eli Lilly Company	14,399	$1.997M	0.5%	$55.15	+132.4%	COM	532457108
SPMD	SPDR S&P 400 Mid Cap	78,273	$1.982M	0.5%	$25.32	—	ETF	78464A847
XLU	Utilities SPDR	35,770	$1.982M	0.5%	$65.97	—	ETF	81369Y886
KMB	Kimberly Clark	15,448	$1.975M	0.5%	$73.48	+52.5%	COM	494368103
SPSM	SPDR Portfolio Sm Ca;	87,364	$1.908M	0.4%	$21.84	—	ETF	78468R853
XLRE	Real Estate Select SPDR	60,953	$1.889M	0.4%	$32.73	—	ETF	81369Y860
VOX	Vanguard Telecom	23,883	$1.819M	0.4%	$79.54	—	ETF	92204A884
MRK	Merck	23,276	$1.79M	0.4%	$33.33	+95.3%	COM	58933Y105
MMM	3 M Company	12,938	$1.766M	0.4%	$67.04	+58.0%	COM	88579Y101
VZ	Verizon Comm	32,808	$1.762M	0.4%	$30.68	+33.7%	COM	92343V104
MKC/V	McCormick	11,657	$1.646M	0.4%	$68.85	0.0%	COM	579780107
SUI	Sun Communities	12,964	$1.618M	0.4%	$79.35	—	COM	866674104
CMI	Cummins Inc	11,762	$1.591M	0.4%	$82.51	+63.3%	COM	231021106
PFE	Pfizer	46,533	$1.518M	0.4%	$18.36	+40.6%	COM	717081103
AMZN	Amazon com	762	$1.485M	0.3%	$28.81	+236.0%	COM	023135106
SCHE	Schwab Emrg Mkt	71,696	$1.483M	0.3%	$25.16	—	ETF	808524706
V	Visa	9,100	$1.466M	0.3%	$57.80	+212.6%	CL A	92826C839
KO	Coca-Cola Company	32,757	$1.449M	0.3%	$29.25	+53.8%	COM	191216100
AMT	Amer Tower	6,485	$1.412M	0.3%	$66.92	+194.7%	COM	03027X100
TRV	Travelers Co	13,373	$1.328M	0.3%	$70.04	+56.5%	COM	89417E109
WMT	Walmart Stores	11,683	$1.327M	0.3%	$21.15	+67.2%	COM	931142103
YUM	Yum! Brands Inc	19,187	$1.314M	0.3%	$45.85	+82.3%	COM	988498101
VIS	Vanguard Industrials	11,916	$1.314M	0.3%	$106.46	—	ETF	92204A603
SBUX	Starbucks	19,369	$1.273M	0.3%	$33.35	+112.9%	COM	855244109
ABT	Abbott Labs	15,773	$1.244M	0.3%	$32.68	+130.5%	COM	002824100
NOC	Northrop Grumman	4,062	$1.229M	0.3%	$83.03	+280.0%	COM	666807102
JPM	J P Morgan	13,628	$1.226M	0.3%	$52.61	+96.9%	COM	46625H100
T	A T & T	42,000	$1.224M	0.3%	$14.34	+26.7%	COM	00206R102
SCHD	Schwab US Div Equity	27,000	$1.214M	0.3%	$49.41	—	ETF	808524797
NSC	Norfolk Southern	8,088	$1.18M	0.3%	$58.13	+181.5%	COM	655844108
BMY	Bristol Myers	20,990	$1.169M	0.3%	$35.31	+37.6%	COM	110122108
CSX	CSX Corp	19,808	$1.135M	0.3%	$6.72	+220.8%	COM	126408103
IJR	iShares Core S&P Small	20,227	$1.134M	0.3%	$84.67	—	ETF	464287804
LOW	Lowes	13,162	$1.132M	0.3%	$32.16	+205.6%	COM	548661107
GOOG	Alphabet Inc Cl C	942	$1.095M	0.3%	$40.74	+65.3%	CAP STK	02079K107
HD	Home Depot	5,848	$1.092M	0.3%	$90.17	+110.9%	COM	437076102
META	Facebook	6,469	$1.079M	0.3%	$101.82	+90.9%	COM	30303M102
CL	ColgatePalmolive	16,180	$1.073M	0.3%	$44.42	+38.5%	COM	194162103
WM	Waste Mgmt	11,507	$1.065M	0.2%	$35.67	+192.0%	COM	94106L109
VWO	Vguard Emer Mkt	31,629	$1.061M	0.2%	$39.13	—	ETF	922042858
GOOGL	Alphabet Inc Cl A	876	$1.017M	0.2%	$42.48	+58.3%	CAP STK	02079K305
VNQ	Vanguarrd REIT	14,297	$998K	0.2%	$78.12	—	ETF	922908553
SCHZ	Schwb US Bond	18,157	$985K	0.2%	$51.89	—	ETF	808524839
BAC	BankAmerica	45,901	$974K	0.2%	$14.25	+81.8%	COM	060505104
MA	Mastercard	3,990	$963K	0.2%	$73.08	+293.9%	COM	57636Q104
NEE	Nextera Energy	3,936	$947K	0.2%	$24.73	+119.5%	COM	65339F101
VDC	Vanguard Cons Spls	6,801	$937K	0.2%	$128.66	—	ETF	92204A207
BSV	Vgrd Bd Short Term	11,209	$921K	0.2%	$81.26	—	ETF	921937827
SCHA	Schwab US Sml Cap	17,605	$907K	0.2%	$61.93	—	ETF	808524607
ORCL	Oracle Corp	18,334	$886K	0.2%	$27.84	+70.6%	COM	68389X105
CAT	Caterpillar Inc	7,602	$882K	0.2%	$66.39	+70.8%	COM	149123101
CVX	Chevron Corp	12,122	$878K	0.2%	$71.57	+6.2%	COM	166764100
TGT	Target Inc	9,427	$876K	0.2%	$48.82	+94.6%	COM	87612E106
—	United Tech	9,225	$870K	0.2%	$94.02	—	COM	913017109
BA	Boeing Co	5,627	$839K	0.2%	$134.34	+103.1%	COM	097023105
ABBV	Abbvie	10,998	$837K	0.2%	$27.81	+141.6%	COM	00287Y109
HON	Honeywell Intl	6,234	$834K	0.2%	$69.92	+95.3%	COM	438516106
VOO	Vanguard S&P 500	3,457	$818K	0.2%	$207.03	—	ETF	922908363
PSA	Public Storage	3,915	$777K	0.2%	$156.88	+6.2%	COM	74460D109
IJH	iShares S&P Mid	5,383	$774K	0.2%	$180.26	—	ETF	464287507
CVS	CVS Caremark	12,737	$755K	0.2%	$45.90	+20.5%	COM	126650100
DVY	iShares Select Div	10,014	$736K	0.2%	$92.33	—	ETF	464287168
CMCSA	Comcast	20,910	$718K	0.2%	$25.95	+38.9%	COM	20030N101
PFM	Invesco Div Achievers	28,599	$705K	0.2%	$27.65	—	ETF	46137V506
MO	Altria Group Inc	18,212	$704K	0.2%	$17.51	+57.4%	COM	02209S103
XLB	Materials Select SPDR	15,591	$702K	0.2%	$50.23	—	ETF	81369Y100
—	Duke Energy	8,616	$696K	0.2%	$70.93	—	COM	26441C105
FDX	FedEx Corp	5,666	$687K	0.2%	$113.04	+11.6%	COM	31428X106
VTV	Vanguard Value	7,452	$663K	0.2%	$85.33	—	ETF	922908744
GSLC	Goldman Sachs ETF Tr	12,599	$657K	0.2%	$42.09	—	ETF	381430503
UNP	Union Pacific	4,648	$655K	0.2%	$65.81	+120.3%	COM	907818108
NFLX	Netflix	1,732	$650K	0.2%	$29.95	+18.1%	COM	64110L106
AJG	AJ Gallagher Co	7,950	$648K	0.2%	$33.72	+165.1%	COM	363576109
XOM	Exxon Mobil	16,418	$623K	0.1%	$54.16	-22.3%	COM	30231G102
INTU	Intuit	2,705	$622K	0.1%	$140.65	+85.5%	COM	461202103
CB	Chubb Ltd	5,562	$621K	0.1%	$96.72	+34.8%	COM	H1467J104
AEP	Amer Electric	7,707	$616K	0.1%	$30.50	+151.0%	COM	025537101
ADP	ADP	4,437	$606K	0.1%	$69.10	+105.4%	COM	053015103
VO	Vanguard Mid Cap	4,547	$598K	0.1%	$127.39	—	ETF	922908629
CE	Celanese Corp	8,142	$597K	0.1%	$38.50	+130.1%	COM	150870103
VDE	Vanguard Energy	15,338	$586K	0.1%	$87.13	—	ETF	92204A306
USMV	iShares Edge MSCI Min Vol	10,729	$579K	0.1%	$61.20	—	ETF	46429B697
LMT	Lockheed Martin	1,694	$574K	0.1%	$125.81	+166.2%	COM	539830109
QUAL	iShares Edge MSCI Qlty Fac	7,001	$567K	0.1%	$86.76	—	ETF	46432F339
PRU	Prudential Financial	10,777	$561K	0.1%	$40.88	+44.3%	COM	744320102
IBM	IBM	4,972	$551K	0.1%	$104.08	-5.6%	COM	459200101
SCHM	Schwab US Mid-Cap	12,452	$525K	0.1%	$56.63	—	ETF	808524508
VFC	V F Corporation	9,710	$525K	0.1%	$53.59	+45.4%	COM	918204108
HSY	Hershey	3,936	$521K	0.1%	$77.12	+66.6%	COM	427866108
—	Mondelez	10,214	$511K	0.1%	$32.45	—	COM	607209105
VCR	Vanguard ConsDiscr	3,511	$510K	0.1%	$130.10	—	COM	92204A108
SHW	Sherwin Williams	1,100	$505K	0.1%	$87.74	+95.1%	COM	824348106
EXC	Exelon Corporation	13,724	$505K	0.1%	$17.50	+45.6%	COM	30161N101
VEA	Vanguard FTSE Dev Mkt	15,098	$503K	0.1%	$42.17	—	ETF	921943858
VTEB	Vanguard Tax Ex Bond	9,310	$492K	0.1%	$53.19	—	ETF	922907746
AXP	Amer Express	5,734	$490K	0.1%	$62.37	+72.5%	COM	025816109
—	Blackstone Group	10,745	$489K	0.1%	$23.95	—	COM	09253U108
DHR	Danaher Corp	3,450	$477K	0.1%	$25.85	+407.9%	COM	235851102
IGV	iShares NA Tech	2,150	$452K	0.1%	$85.83	—	ETF	464287515
PKW	Inveso Buy Back Achievers	9,308	$451K	0.1%	$59.60	—	ETF	46137V308
PM	PhilipMorrisIntl	6,122	$446K	0.1%	$52.15	+16.5%	COM	718172109
CHDN	Churchill Downs	4,300	$442K	0.1%	$38.32	+65.0%	COM	171484108
CLX	Clorox	2,542	$440K	0.1%	$81.40	+70.3%	COM	189054109
DIA	SPDR DJIA	2,006	$439K	0.1%	$238.75	—	ETF	78467X109
SWK	StanleyBlackDecker	4,315	$431K	0.1%	$67.60	+76.1%	COM	854502101
MTUM	iShares MSCI USA Momentum	4,018	$427K	0.1%	$104.36	—	ETF	46432F396
TROW	T Rowe Price Associates	4,370	$426K	0.1%	$48.18	+98.3%	COM	74144T108
GWW	WW Grainger	1,660	$412K	0.1%	$191.53	+43.8%	COM	384802104
BIV	Vgrd Interm Bond	4,623	$412K	0.1%	$89.12	—	ETF	921937819
—	Dunkin Brands	7,227	$383K	0.1%	$43.11	—	COM	265504100
STZ	Constellation Brand	2,668	$382K	0.1%	$186.60	-14.2%	COM	21036P108
BDX	Becton Dickinson	1,650	$379K	0.1%	$150.13	+49.8%	COM	075887109
MET	Metlife Inc	12,417	$379K	0.1%	$25.59	+42.4%	COM	59156R108
BABA	Alibaba Group	1,942	$377K	0.1%	$166.65	—	COM	01609W102
VAW	Vanguard Materials	3,894	$374K	0.1%	$108.87	—	ETF	92204A801
DE	Deere	2,622	$362K	0.1%	$70.87	+105.6%	COM	244199105
YUMC	Yum China	8,410	$358K	0.1%	$28.18	+58.3%	COM	98850P109
LNT	Alliant Energy	7,408	$357K	0.1%	$29.26	+55.4%	COM	018802108
AMGN	Amgen	1,717	$348K	0.1%	$87.37	+108.6%	COM	031162100
—	Kellogg Company	5,682	$340K	0.1%	$39.48	+25.6%	COM	487836108
—	Medtronic Inc	3,430	$336K	0.1%	$66.76	—	COM	585055106
—	Citigroup	7,950	$334K	0.1%	$66.06	—	COM	172967101
COP	ConocoPhillips	10,680	$328K	0.1%	$41.27	-0.7%	COM	20825C104
PYPL	Paypal	3,398	$325K	0.1%	$81.38	+35.3%	COM	70450Y103
—	Blackrock Inc	738	$324K	0.1%	$407.31	—	COM	09247X101
PPL	PPL Corp	12,964	$319K	0.1%	$24.06	+4.7%	COM	69351T106
SCHO	Schwab Sh-Trm US Treas	6,172	$319K	0.1%	$50.68	—	ETF	808524862
AFL	Aflac Inc	9,258	$316K	0.1%	$28.94	+37.1%	COM	001055102
—	General Electric	38,875	$308K	0.1%	$21.57	—	COM	369604103
EMR	Emerson Electric	6,475	$308K	0.1%	$40.71	+41.9%	COM	291011104
—	Mercadolibre	631	$308K	0.1%	$488.11	—	COM	58433R102
GIS	General Mills Inc	5,815	$306K	0.1%	$31.98	+35.4%	COM	370334104
—	Fidelity Total Bond	5,822	$301K	0.1%	$51.70	—	ETF	316188398
ITW	Illinois Tool	2,116	$300K	0.1%	$52.07	+183.4%	COM	452308109
—	Air Products	1,500	$299K	0.1%	$199.33	—	COM	009158109
ESGU	iShares ESG MSCI USA	5,150	$296K	0.1%	$71.26	—	ETF	46435G425
PPG	PPG Ind	3,472	$290K	0.1%	$77.79	+27.3%	COM	693506107
VV	Vguard Lg Cap	2,377	$281K	0.1%	$100.53	—	ETF	922908637
IVE	iSahres S&P 500 Value	2,856	$274K	0.1%	$112.87	—	ETF	464287408
DGRO	iShares Core Div Grwth	8,426	$274K	0.1%	$39.88	—	ETF	46434V621
IBB	iShares Nasdaq Biotech	2,549	$274K	0.1%	$107.49	—	ETF	464287556
—	Berkshire Htwy Cl A	100	$272K	0.1%	$2066.67	—	COM	084990175
IVW	iShares S&P Grwth	1,653	$272K	0.1%	$185.35	—	ETF	464287309
ACN	Accenture	1,654	$270K	0.1%	$148.78	+19.0%	CL A	G1151C101
HDV	iShares Core High Div	3,770	$269K	0.1%	$92.91	—	ETF	46429B663
IGPT	Invesco Dyn Sofwater	3,142	$269K	0.1%	$91.25	—	ETF	46137V639
SHM	SPDR Nuv Barclays Capital	5,520	$269K	0.1%	$49.09	—	ETF	78468R739
FE	Firstenergy	6,702	$268K	0.1%	$24.34	+49.2%	COM	337932107
PSX	Phillips 66	4,974	$266K	0.1%	$51.02	+25.0%	COM	718546104
EMN	Eastman Chem	5,702	$265K	0.1%	$48.24	+7.6%	COM	277432100
NOW	ServiceNow	905	$259K	0.1%	$43.97	+42.2%	COM	81762P102
MAS	Masco	7,425	$256K	0.1%	$24.79	+59.6%	COM	574599106
MUB	iShares Nat'l Muni Bond	2,242	$253K	0.1%	$108.92	—	ETF	464288414
TFC	Truist Financial	8,111	$250K	0.1%	$40.89	-12.0%	COM	89832Q109
ISRG	Intuitive Surgical	506	$250K	0.1%	$177.69	+3.1%	COM	46120E602
FISV	Fiserv	2,612	$248K	0.1%	$86.72	+28.1%	COM	337738108
VUG	Vanguard Growth	1,567	$245K	0.1%	$182.23	—	ETF	922908736
PAYX	Paychex	3,747	$235K	0.1%	$40.60	+66.0%	COM	704326107
PNC	PNC Financial	2,463	$235K	0.1%	$72.66	+49.1%	COM	693475105
WDFC	WD-40	1,175	$235K	0.1%	$162.75	+5.5%	COM	929236107
PGF	Invesco Financial Pfd	13,743	$232K	0.1%	$18.24	—	ETF	46137V621
SUB	iShares Sh-Term Nat'l	2,191	$232K	0.1%	$105.89	—	ETF	464288158
IP	Intl Paper	7,390	$230K	0.1%	$27.96	+1.9%	COM	460146103
—	Broadcom Ltd	961	$227K	0.1%	$173.48	—	COM	Y0486S104
IVV	iShares S&P 500 Indx	881	$227K	0.1%	$263.28	—	ETF	464287200
MCHP	Microchip Tech	3,345	$226K	0.1%	$24.41	+72.1%	COM	595017104
MTB	M&T Bank Corp	2,169	$224K	0.1%	$73.19	+65.6%	COM	55261F104
MDY	SPDR S&P MidCap 400	830	$218K	0.1%	$346.19	—	ETF	78467Y107
VSS	Vanguard FTSE All World	2,752	$215K	0.1%	$102.50	—	ETF	922042718
PH	Parker Hannifin	1,653	$214K	0.1%	$79.48	+109.7%	COM	701094104
CHD	Church Dwight	3,286	$210K	0.0%	$43.22	+53.3%	COM	171340102
FULT	Fulton Financial	17,926	$205K	0.0%	$10.24	+15.9%	COM	360271100
KLAC	KLA Corp	1,400	$201K	0.0%	$129.13	+16.3%	COM	482480100