Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple Inc.	168,081	$28.82M	3.0%	—	—	COM	037833100
—	Nvidia Corp.	29,903	$27.02M	2.8%	—	—	COM	67066g104
VTI	Vanguard Total Stock Market ETF	91,745	$23.84M	2.5%	—	—	COM	922908769
MSFT	Microsoft Corporation	55,604	$23.39M	2.4%	—	—	COM	594918104
AMZN	Amazon.com, Inc.	98,789	$17.82M	1.9%	—	—	COM	023135106
—	Broadcom Inc.	13,212	$17.51M	1.8%	—	—	COM	11135f101
—	Alphabet Inc., Cl. A	104,995	$15.85M	1.6%	—	—	COM	02079k305
URI	United Rentals, Inc.	21,804	$15.72M	1.6%	—	—	COM	911363109
VIG	Vanguard Dividend Appreciation ETF	85,280	$15.57M	1.6%	—	—	COM	921908844
—	LAM Research Corp.	15,814	$15.36M	1.6%	—	—	COM	512807108
SCHD	Schwab US Div Equity ETF	183,674	$14.81M	1.5%	—	—	COM	808524797
CMG	Chipotle Mexican Grill, A	4,845	$14.08M	1.5%	—	—	COM	169656105
MGC	Vanguard Mega Cap ETF	74,979	$14.01M	1.5%	—	—	COM	921910873
COST	Costco Wholesale Corp.	18,552	$13.59M	1.4%	—	—	COM	22160K105
—	MasterCard, Inc.	27,055	$13.03M	1.4%	—	—	COM	57636q104
—	Invesco S&P 500 Quality ETF A	203,762	$12.31M	1.3%	—	—	COM	46137v241
JBL	Jabil Circuit, Inc.	90,560	$12.13M	1.3%	—	—	COM	466313103
—	Blackstone Group Inc. Cl. A	91,491	$12.02M	1.3%	—	—	COM	09260d107
—	ASML Hldg N V	11,219	$10.89M	1.1%	—	—	COM	n07059210
MCHP	Microchip Technology, Inc.	120,721	$10.83M	1.1%	—	—	COM	595017104
—	HCA Healthcare Co.	31,249	$10.42M	1.1%	—	—	COM	40412c101
—	Meta Platforms, Inc.	20,951	$10.17M	1.1%	—	—	COM	30303m102
HD	Home Depot, Inc.	24,249	$9.302M	1.0%	—	—	COM	437076102
FLEX	Flextronics Internat'l. Ltd.	323,361	$9.251M	1.0%	—	—	COM	Y2573F102
BUSE	First Busey Corp.	382,097	$9.189M	1.0%	—	—	COM	319383204
GSLC	Goldman Sachs ActiveBeta US LargeCp Eq ETF	88,443	$9.179M	1.0%	—	—	COM	381430503
FISV	Fiserv, Inc.	57,283	$9.155M	1.0%	—	—	COM	337738108
—	UnitedHealth Group	18,456	$9.13M	1.0%	—	—	COM	91324p102
SHW	Sherwin Williams Company	25,957	$9.016M	0.9%	—	—	COM	824348106
—	Pacer U.S. Cash Cows 100 - ETF	152,542	$8.864M	0.9%	—	—	COM	69374h881
—	Vanguard Russell 1000 ETF	35,124	$8.371M	0.9%	—	—	COM	92206c730
ADM	Archer Daniels Midland	131,930	$8.287M	0.9%	—	—	COM	039483102
OC	Owens Corning	49,386	$8.238M	0.9%	—	—	COM	690742101
VO	Vanguard Mid Cap ETF	31,522	$7.876M	0.8%	—	—	COM	922908629
LLY	Lilly (Eli)	9,913	$7.712M	0.8%	—	—	COM	532457108
SPGP	Invesco S&P 500 GARP - ETF	65,963	$7.024M	0.7%	—	—	COM	46137V431
—	Cheniere Energy, Inc	43,483	$7.013M	0.7%	—	—	COM	16411r208
—	Intercontinental Exchange Group	49,780	$6.841M	0.7%	—	—	COM	45866f104
SPY	SPDR S&P 500 ETF	11,799	$6.172M	0.6%	—	—	COM	78462F103
TMO	Thermo Fisher Scientific, Inc.	10,585	$6.152M	0.6%	—	—	COM	883556102
VB	Vanguard Index Small Cap ETF	26,622	$6.086M	0.6%	—	—	COM	922908751
VOOG	Vanguard S&P 500 Growth ETF	19,921	$6.07M	0.6%	—	—	COM	921932505
FDL	First Trust Morningstar Div Leaders ETF	152,272	$5.859M	0.6%	—	—	COM	336917109
—	Invesco QQQ Tr Unit Ser. 1 ETF	13,147	$5.837M	0.6%	—	—	COM	46090e103
BRK/B	Berkshire Hathaway, Cl. B	13,471	$5.665M	0.6%	—	—	COM	084670702
IJR	IShares S&P SmallCap 600 Index ETF	50,484	$5.579M	0.6%	—	—	COM	464287804
—	Merck & Co Inc.	42,210	$5.57M	0.6%	—	—	COM	58933y105
—	ProShares S&P 500 Dividend Aristocrats ETF	54,753	$5.552M	0.6%	—	—	COM	74348a467
VOO	Vanguard S&P 500 ETF	11,139	$5.355M	0.6%	—	—	COM	922908363
—	Invesco Russell 1000 Dynamic Multi ETF	95,349	$5.266M	0.5%	—	—	COM	46138j619
—	SPDR S&P Value ETF	97,605	$4.89M	0.5%	—	—	COM	78464a508
—	IShares MSCI USA Momentum Factor ETF	26,035	$4.878M	0.5%	—	—	COM	46432f396
PSX	Phillips 66	29,261	$4.78M	0.5%	—	—	COM	718546104
—	Global Payments Inc.	34,250	$4.578M	0.5%	—	—	COM	37940x102
IWV	IShares Russell 3000 Index ETF	14,559	$4.369M	0.5%	—	—	COM	464287689
—	Quanta Services, Inc.	16,725	$4.345M	0.5%	—	—	COM	74762e102
—	IShares MSCI USA Minimum Volatility ETF	50,417	$4.214M	0.4%	—	—	COM	46429b697
—	Salesforce.com	13,963	$4.205M	0.4%	—	—	COM	79466l302
—	Invesco S&P 500 Low Volatility ETF	63,843	$4.205M	0.4%	—	—	COM	46138e354
—	First Trust Rising Dividend Achievers ETF	73,661	$4.138M	0.4%	—	—	COM	33738r506
JPEF	JPMorgan Equity Focus - ETF	64,980	$3.884M	0.4%	—	—	COM	46654Q781
—	Vanguard Russell 1000 Growth ETF	43,744	$3.791M	0.4%	—	—	COM	92206c680
SCHB	Schwab US Broad Market ETF	61,385	$3.748M	0.4%	—	—	COM	808524102
CALF	Pacer U.S. Small Cap Cash Cows 100 - ETF	75,428	$3.708M	0.4%	—	—	COM	69374H857
SAIA	Saia, Inc.	6,300	$3.686M	0.4%	—	—	COM	78709Y105
RPM	RPM Inc. Ohio	30,422	$3.619M	0.4%	—	—	COM	749685103
—	Interactive Brokers Group, Inc.	32,378	$3.617M	0.4%	—	—	COM	45841n107
TMUS	T-Mobile US Inc.	21,858	$3.568M	0.4%	—	—	COM	872590104
—	Garmin Ltd.	23,943	$3.564M	0.4%	—	—	COM	h2906t109
—	First Trust Value Line Dividend ETF	84,284	$3.559M	0.4%	—	—	COM	33734h106
NUE	Nucor Corp.	17,985	$3.559M	0.4%	—	—	COM	670346105
—	W. P. Carey Inc.	62,535	$3.529M	0.4%	—	—	COM	92936u109
IJH	IShares S&P Midcap 400 Index ETF	57,569	$3.497M	0.4%	—	—	COM	464287507
IWY	iShares Russell Top 200 Growth ETF	17,730	$3.459M	0.4%	—	—	COM	464289438
WMT	Wal-Mart Stores	57,382	$3.453M	0.4%	—	—	COM	931142103
—	AbbVie, Inc.	18,628	$3.392M	0.4%	—	—	COM	00287y109
—	Regeneron Pharmaceuticals	3,421	$3.293M	0.3%	—	—	COM	75886f107
KO	Coca Cola	53,677	$3.284M	0.3%	—	—	COM	191216100
GSIE	Goldman Sachs ActiveBeta Int'l Eq ETF	95,050	$3.259M	0.3%	—	—	COM	381430107
QQEW	First Trust NASDAQ-100 Equal Wtd ETF	25,470	$3.156M	0.3%	—	—	COM	337344105
PEP	PepsiCo Inc	17,706	$3.099M	0.3%	—	—	COM	713448108
DLR	Digital Realty Trust Inc.	21,424	$3.086M	0.3%	—	—	COM	253868103
PAYX	PayChex Inc.	24,881	$3.055M	0.3%	—	—	COM	704326107
FTCS	First Trust Capital Strength ETF	35,352	$3.028M	0.3%	—	—	COM	33733E104
FBND	Fidelity Merrimack Str Total Bond Fund ETF	66,615	$3.018M	0.3%	—	—	COM	316188309
VUG	Vanguard Growth ETF	8,738	$3.008M	0.3%	—	—	COM	922908736
DKS	Dicks Sporting Goods	12,970	$2.916M	0.3%	—	—	COM	253393102
TKR	Timken Co.	33,333	$2.914M	0.3%	—	—	COM	887389104
GILD	Gilead Sciences Inc.	38,668	$2.832M	0.3%	—	—	COM	375558103
SNA	Snap-on Incorporated	9,440	$2.796M	0.3%	—	—	COM	833034101
—	Cardinal Health	24,982	$2.795M	0.3%	—	—	COM	14149y108
—	Vanguard Information Technology ETF	5,264	$2.76M	0.3%	—	—	COM	92204a702
—	Capital Group Growth - ETF	84,322	$2.697M	0.3%	—	—	COM	14020g101
AVT	Avnet Inc.	54,391	$2.697M	0.3%	—	—	COM	053807103
—	iShares MSCI Multifactor USA Small-Cap ETF	42,331	$2.691M	0.3%	—	—	COM	46434v290
ORI	Old Republic Nat'l. Corp.	85,683	$2.632M	0.3%	—	—	COM	680223104
—	H&E Equipment Services, Inc.	40,855	$2.622M	0.3%	—	—	COM	404030108
—	Hewlett Packard Enterprise Co.	145,207	$2.575M	0.3%	—	—	COM	42824c109
GPK	Graphic Packaging Holding Company	88,200	$2.574M	0.3%	—	—	COM	388689101
IWR	IShares Russell Midcap Index ETF	30,400	$2.556M	0.3%	—	—	COM	464287499
CAT	Caterpillar Inc.	6,976	$2.556M	0.3%	—	—	COM	149123101
—	Hilton Worldwide Holdings, Inc.	11,920	$2.543M	0.3%	—	—	COM	43300a203
—	Expedia Group Inc.	18,442	$2.54M	0.3%	—	—	COM	30212p303
IWM	IShares Russell 2000 Index ETF	12,067	$2.538M	0.3%	—	—	COM	464287655
MCD	McDonalds Corp.	8,922	$2.516M	0.3%	—	—	COM	580135101
DE	Deere & Co.	6,117	$2.512M	0.3%	—	—	COM	244199105
—	Vanguard World Health Care ETF	9,261	$2.505M	0.3%	—	—	COM	92204a504
WMB	Williams Companies	62,226	$2.425M	0.3%	—	—	COM	969457100
VYM	Vanguard High Dividend Yield ETF	19,871	$2.404M	0.3%	—	—	COM	921946406
BBY	Best Buy Company, Inc.	28,957	$2.375M	0.2%	—	—	COM	086516101
OMC	Omnicom Group	24,319	$2.353M	0.2%	—	—	COM	681919106
JNJ	Johnson & Johnson	14,486	$2.292M	0.2%	—	—	COM	478160104
—	Alphabet Inc., Cl. C	14,794	$2.253M	0.2%	—	—	COM	02079k107
GIS	General Mills	32,027	$2.241M	0.2%	—	—	COM	370334104
—	First Trust SMID Cap Rising Div Achv ETF	63,824	$2.222M	0.2%	—	—	COM	33741x102
AZN	AstraZeneca PLC ADR	32,510	$2.203M	0.2%	—	—	COM	046353108
—	SPDR S&P Dividend ETF	16,544	$2.171M	0.2%	—	—	COM	78464a763
KEY	KeyCorp	135,175	$2.137M	0.2%	—	—	COM	493267108
NVO	Novo Nordisk A.S. ADR	16,418	$2.108M	0.2%	—	—	COM	670100205
ITW	Illinois Tool Works	7,851	$2.107M	0.2%	—	—	COM	452308109
PG	Procter and Gamble	12,977	$2.105M	0.2%	—	—	COM	742718109
TEX	Terex Corp.	32,093	$2.067M	0.2%	—	—	COM	880779103
AWR	American States Water Co.	28,031	$2.025M	0.2%	—	—	COM	029899101
MTG	MGIC Investment Corp.	90,402	$2.021M	0.2%	—	—	COM	552848103
GPC	Genuine Parts Co.	13,037	$2.02M	0.2%	—	—	COM	372460105
TGT	Target Corp.	11,080	$1.963M	0.2%	—	—	COM	87612E106
—	Enbridge Inc.	54,034	$1.955M	0.2%	—	—	COM	29250n105
ESS	Essex Property Trust	7,846	$1.921M	0.2%	—	—	COM	297178105
—	JPMorgan Ultra-Short Income ETF	37,164	$1.875M	0.2%	—	—	COM	46641q837
ABT	Abbott Laboratories	16,463	$1.871M	0.2%	—	—	COM	002824100
JPM	J.P. Morgan Chase & Co.	9,298	$1.862M	0.2%	—	—	COM	46625H100
DVY	IShares Select Dividend ETF	14,329	$1.765M	0.2%	—	—	COM	464287168
—	Civitas Resources, Inc.	22,894	$1.738M	0.2%	—	—	COM	17888h103
—	Pacer FDS TR Developed Mrkts Int'l CC ETF	54,349	$1.736M	0.2%	—	—	COM	69374h873
—	Eaton Corp., PLC	5,533	$1.73M	0.2%	—	—	COM	g29183103
AVUV	Avantis U.S. Small Cap Value - ETF	18,193	$1.705M	0.2%	—	—	COM	025072877
CALM	Cal-Maine Foods, Inc.	28,913	$1.702M	0.2%	—	—	COM	128030202
—	S&P Global, Inc.	3,993	$1.699M	0.2%	—	—	COM	78409v104
—	First Trust Mid Cap Core AlphaDEX ETF	14,746	$1.672M	0.2%	—	—	COM	33735b108
—	Essent Group Ltd.	27,930	$1.662M	0.2%	—	—	COM	g3198u102
—	Mosaic Co.	49,992	$1.623M	0.2%	—	—	COM	61945c103
XOM	Exxon Mobil Corp.	13,687	$1.591M	0.2%	—	—	COM	30231G102
GLW	Corning Inc.	47,855	$1.577M	0.2%	—	—	COM	219350105
IBM	I.B.M.	8,216	$1.569M	0.2%	—	—	COM	459200101
—	M & T Bank Corp.	10,706	$1.557M	0.2%	—	—	COM	55261f104
CSWC	Capital Southwest Corp.	62,370	$1.557M	0.2%	—	—	COM	140501107
VEU	Vanguard FTSE All-World (ex. US) ETF	26,389	$1.548M	0.2%	—	—	COM	922042775
LNT	Alliant Energy Corp.	30,688	$1.547M	0.2%	—	—	COM	018802108
PANW	Palo Alto Networks, Inc.	5,385	$1.53M	0.2%	—	—	COM	697435105
—	SPDR Dow Jones Industrial Average ETF	3,806	$1.514M	0.2%	—	—	COM	78467x109
—	Allete, Inc.	25,353	$1.512M	0.2%	—	—	COM	018522300
DAL	Delta Airlines Inc.	30,795	$1.474M	0.2%	—	—	COM	247361702
IP	International Paper	37,685	$1.47M	0.2%	—	—	COM	460146103
NFG	National Fuel Gas Co.	27,081	$1.455M	0.2%	—	—	COM	636180101
—	First Trust Water ETF	14,215	$1.451M	0.2%	—	—	COM	33733b100
—	Nextracker Inc., Cl A	25,741	$1.448M	0.2%	—	—	COM	65290e101
VOE	Vanguard Mid-Cap Value ETF	9,070	$1.414M	0.1%	—	—	COM	922908512
—	AGNC Investment Corp	141,778	$1.404M	0.1%	—	—	COM	00123q104
TSM	Taiwan Semiconductor Mfg. Co. Ltd.	10,167	$1.383M	0.1%	—	—	COM	874039100
LOW	Lowe's Cos	5,415	$1.379M	0.1%	—	—	COM	548661107
ADP	Automatic Data Processing	5,501	$1.374M	0.1%	—	—	COM	053015103
—	IShares Edge MSCI USA Quality Factor ETF	8,136	$1.337M	0.1%	—	—	COM	46432f339
—	SPDR S&P MidCap 400 ETF	2,403	$1.337M	0.1%	—	—	COM	78467y107
ORCL	Oracle Corp	10,535	$1.323M	0.1%	—	—	COM	68389X105
GEN	Gen Digital Inc.	58,950	$1.32M	0.1%	—	—	COM	668771108
—	VanEck Morningstar Wide Moat - ETF	14,663	$1.318M	0.1%	—	—	COM	92189f643
PM	Philip Morris Internat'l.	14,191	$1.3M	0.1%	—	—	COM	718172109
MU	Micron Technology, Inc.	10,960	$1.292M	0.1%	—	—	COM	595112103
—	Visa Inc.	4,519	$1.261M	0.1%	—	—	COM	92826c839
VOT	Vanguard Mid-Cap Growth ETF	5,340	$1.259M	0.1%	—	—	COM	922908538
IWN	IShares Russell 2000 Value Index ETF	7,785	$1.236M	0.1%	—	—	COM	464287630
PFE	Pfizer, Inc.	43,837	$1.216M	0.1%	—	—	COM	717081103
—	WisdomTree International Hdgd Div Gr ETF	25,467	$1.17M	0.1%	—	—	COM	97717x594
AMD	Advanced Micro Devices	6,388	$1.153M	0.1%	—	—	COM	007903107
—	WEX, Inc.	4,831	$1.148M	0.1%	—	—	COM	96208t104
—	Cisco Systems	22,886	$1.142M	0.1%	—	—	COM	17275r102
AFL	AFLAC, Inc.	13,288	$1.141M	0.1%	—	—	COM	001055102
VTV	Vanguard Value ETF	6,889	$1.122M	0.1%	—	—	COM	922908744
SCHG	Schwab US Large-Cap Growth ETF	11,810	$1.095M	0.1%	—	—	COM	808524300
IJJ	IShares S&P MidCap 400/Barra Value ETF	9,234	$1.092M	0.1%	—	—	COM	464287705
UNP	Union Pacific Corp.	4,437	$1.091M	0.1%	—	—	COM	907818108
—	Capital Group Dividend Value - ETF	32,834	$1.067M	0.1%	—	—	COM	14020w106
IVV	IShares S&P 500 Index ETF	1,996	$1.049M	0.1%	—	—	COM	464287200
NEE	NextEra Energy	16,069	$1.027M	0.1%	—	—	COM	65339F101
CMI	Cummins Engine Inc.	3,483	$1.026M	0.1%	—	—	COM	231021106
SCHX	Schwab US Large-Cap ETF	16,522	$1.025M	0.1%	—	—	COM	808524201
CVS	CVS Health Corp.	12,789	$1.02M	0.1%	—	—	COM	126650100
—	Vanguard Russell 1000 Value ETF	12,927	$1.017M	0.1%	—	—	COM	92206c714
IUSV	IShares Core US Value ETF	11,065	$1.001M	0.1%	—	—	COM	464287663
AVUS	American Centy ETF TR Avantis US Equity	11,132	$996K	0.1%	—	—	COM	025072885
BKH	Black Hills Corp.	18,199	$994K	0.1%	—	—	COM	092113109
—	First Tr TCW Opportunistic Fixed Inc ETF	21,873	$954K	0.1%	—	—	COM	33740f805
BP	BP Amoco PLC ADR	25,243	$951K	0.1%	—	—	COM	055622104
—	T. Rowe Price Dividend Growth ETF	24,667	$937K	0.1%	—	—	COM	87283q404
IWB	IShares Russell 1000 Index Fund ETF	3,253	$937K	0.1%	—	—	COM	464287622
SCHA	Schwab Strategic US Small-Cap ETF	19,004	$936K	0.1%	—	—	COM	808524607
IWF	IShares Russell 1000 Growth Index ETF	2,770	$934K	0.1%	—	—	COM	464287614
—	ProShares S&P MidCap 400 Dividend Aristo.	11,240	$883K	0.1%	—	—	COM	74347b680
SCHM	Schwab US Mid-Cap ETF	10,598	$863K	0.1%	—	—	COM	808524508
CVX	Chevron Corp.	5,417	$854K	0.1%	—	—	COM	166764100
—	SPDR S&P Emerging Markets ETF	23,207	$840K	0.1%	—	—	COM	78463x509
—	Energy Select Sector SPDR ETF	8,773	$828K	0.1%	—	—	COM	81369y506
IWS	IShares Russell Midcap Value Index ETF	6,602	$827K	0.1%	—	—	COM	464287473
—	Nuveen TR ESG Large Cap Growth ETF	10,750	$820K	0.1%	—	—	COM	67092p201
—	Marathon Petroleum Corp.	4,063	$819K	0.1%	—	—	COM	56585a102
—	First Tr Large Cap Core AlphaDex Fd ETF	8,196	$813K	0.1%	—	—	COM	33734k109
LDOS	Leidos Holdings, Inc.	6,158	$807K	0.1%	—	—	COM	525327102
MDLZ	Mondelez International, Inc.	11,450	$802K	0.1%	—	—	COM	609207105
VV	Vanguard Large Cap ETF	3,325	$797K	0.1%	—	—	COM	922908637
IJS	IShares S&P SmallCap 600 Barra Value ETF	7,539	$775K	0.1%	—	—	COM	464287879
IWL	IShares - Russell 200 Index ETF	6,092	$774K	0.1%	—	—	COM	464289446
—	SPDR Gold Shares ETF	3,749	$771K	0.1%	—	—	COM	78463v107
—	Tesla Motors Inc.	4,311	$758K	0.1%	—	—	COM	88160r101
INTC	Intel Corp.	16,798	$742K	0.1%	—	—	COM	458140100
—	JPMorgan Equity Premium Income ETF	12,784	$740K	0.1%	—	—	COM	46641q332
ESGV	Vanguard ESG US Stock - ETF	7,922	$738K	0.1%	—	—	COM	921910733
IYH	IShares US Healthcare ETF	11,890	$736K	0.1%	—	—	COM	464287762
—	IShares Core MSCI Total Int'l Stk ETF	10,496	$712K	0.1%	—	—	COM	46432f834
FNDB	Schwab Fundamental US Broad Market ETF	10,595	$702K	0.1%	—	—	COM	808524789
VBR	Vanguard Small Cap Value ETF	3,652	$701K	0.1%	—	—	COM	922908611
AMAT	Applied Materials	3,382	$697K	0.1%	—	—	COM	038222105
WM	Waste Management, Inc.	3,253	$693K	0.1%	—	—	COM	94106L109
VWO	Vanguard Emerging Mkts. ETF	16,581	$693K	0.1%	—	—	COM	922042858
DIS	Walt Disney Co	5,623	$688K	0.1%	—	—	COM	254687106
COP	ConocoPhillips	5,394	$687K	0.1%	—	—	COM	20825C104
—	Invesco S&P 500 Revenue ETF	7,300	$684K	0.1%	—	—	COM	46138g698
—	Jacobs Solutions, Inc.	4,407	$677K	0.1%	—	—	COM	46982l108
—	Pacer Global Cash Cows Dividend ETF	18,717	$649K	0.1%	—	—	COM	69374h709
BRK/A	Berkshire Hathaway, Cl. A	1	$634K	0.1%	—	—	COM	084670108
BDX	Becton Dickinson & Co.	2,552	$631K	0.1%	—	—	COM	075887109
MO	Altria Group, Inc.	14,216	$620K	0.1%	—	—	COM	02209S103
JHMM	John Hancock Multifactor Mid Cap ETF	10,770	$618K	0.1%	—	—	COM	47804J206
AZO	AutoZone, Inc.	195	$615K	0.1%	—	—	COM	053332102
—	FT CBOE Vest Fund of Buffer - ETF	21,771	$609K	0.1%	—	—	COM	33740f755
RIO	Rio Tinto PLC ADR F	9,488	$605K	0.1%	—	—	COM	767204100
VOOV	Vanguard S&P 500 Value ETF	3,255	$587K	0.1%	—	—	COM	921932703
AXP	American Express	2,571	$585K	0.1%	—	—	COM	025816109
MCO	Moody's Corp.	1,480	$582K	0.1%	—	—	COM	615369105
—	Vanguard Russell 3000 ETF	2,485	$579K	0.1%	—	—	COM	92206c599
—	Constellation Brands, Inc.	2,115	$575K	0.1%	—	—	COM	21036p108
VNQ	Vanguard REIT ETF	6,540	$566K	0.1%	—	—	COM	922908553
VEA	Vanguard Tax-Mgd Int'l Dev. Markets ETF	11,234	$564K	0.1%	—	—	COM	921943858
—	Corteva Inc.	9,649	$556K	0.1%	—	—	COM	22052l104
TRV	Travelers Companies Inc.	2,390	$550K	0.1%	—	—	COM	89417E109
—	First Trust Senior Loan Fund ETF	11,802	$545K	0.1%	—	—	COM	33738d309
—	WisdomTree U.S. LargeCap Dividend ETF	7,509	$542K	0.1%	—	—	COM	97717w307
—	Technology Select Sector SPDR ETF	2,536	$528K	0.1%	—	—	COM	81369y803
SCHW	Charles Schwab Corp.	7,285	$527K	0.1%	—	—	COM	808513105
ADBE	Adobe Systems, Inc.	1,043	$526K	0.1%	—	—	COM	00724F101
FITB	Fifth Third Bancorp	14,040	$522K	0.1%	—	—	COM	316773100
—	MercadoLibre Inc.	345	$522K	0.1%	—	—	COM	58733r102
ALB	Albemarle Corp.	3,950	$520K	0.1%	—	—	COM	012653101
MAS	Masco Corp.	6,538	$516K	0.1%	—	—	COM	574599106
—	Unilever PLC ADR	10,210	$512K	0.1%	—	—	COM	904767704
SHEL	Shell PLC ADR	7,581	$508K	0.1%	—	—	COM	780259305
VBK	Vanguard Small Cap Growth ETF	1,918	$500K	0.1%	—	—	COM	922908595
T	AT&T Inc.	28,218	$497K	0.1%	—	—	COM	00206R102
DHR	Danaher Corp.	1,982	$495K	0.1%	—	—	COM	235851102
LEA	Lear Corp.	3,405	$493K	0.1%	—	—	COM	521865204
CL	Colgate Palmolive Co.	5,477	$493K	0.1%	—	—	COM	194162103
—	Everest Reinsur. Group, Ltd.	1,215	$483K	0.1%	—	—	COM	g3223r108
SO	Southern Company	6,699	$481K	0.1%	—	—	COM	842587107
—	First TR Global Tactical Commodity ETF	20,013	$475K	0.0%	—	—	COM	33739h101
—	Uber Technologies Inc.	6,107	$470K	0.0%	—	—	COM	90353t100
—	First TR. Ex. Tr. FD N. American Energy	15,884	$469K	0.0%	—	—	COM	33738d101
COR	Amerisource Bergen	1,922	$467K	0.0%	—	—	COM	03073E105
ICF	IShares Cohen & Steers REIT ETF	8,062	$465K	0.0%	—	—	COM	464287564
HSBC	HSBC Holdings PLC ADR	11,600	$457K	0.0%	—	—	COM	404280406
—	Industrial Select Sector SPDR ETF	3,493	$440K	0.0%	—	—	COM	81369y704
ELV	Elevance Health	844	$438K	0.0%	—	—	COM	036752103
EMR	Emerson Electric Co.	3,831	$434K	0.0%	—	—	COM	291011104
LOGI	Logitech Internat'l. SA	4,859	$434K	0.0%	—	—	COM	H50430232
MGK	Vanguard Mega Cap Growth ETF	1,498	$429K	0.0%	—	—	COM	921910816
—	Seagate Technology Holdings PLC	4,517	$420K	0.0%	—	—	COM	g7997r103
—	RTX Corp.	4,270	$416K	0.0%	—	—	COM	75513e101
BAC	Bank of America	10,965	$416K	0.0%	—	—	COM	060505104
AMGN	Amgen, Inc.	1,462	$416K	0.0%	—	—	COM	031162100
NFLX	Netflix Inc.	681	$414K	0.0%	—	—	COM	64110L106
VZ	Verizon Communications	9,707	$407K	0.0%	—	—	COM	92343V104
—	Microport Scientific Corp.	504,670	$406K	0.0%	—	—	COM	g60837104
—	Coca Cola European Partners PLC	5,707	$399K	0.0%	—	—	COM	g25839104
GEM	Goldman Sachs ActiveBeta Emerging Mkts ETF	12,685	$398K	0.0%	—	—	COM	381430206
—	Dimensional US Marketwide Value - ETF	9,499	$389K	0.0%	—	—	COM	25434v724
NSC	Norfolk Southern Corp.	1,523	$388K	0.0%	—	—	COM	655844108
BMY	Bristol-Myers Squibb	7,058	$383K	0.0%	—	—	COM	110122108
VRTX	Vertex Pharmaceutical	900	$376K	0.0%	—	—	COM	92532F100
—	Invesco BulletShares 2024 Corp Bond ETF	17,823	$374K	0.0%	—	—	COM	46138j841
—	Charter Communications, Inc.	1,245	$362K	0.0%	—	—	COM	16119p108
MUB	iShares National Muni Bond ETF	3,355	$361K	0.0%	—	—	COM	464288414
—	Materials Select Sector SPDR ETF	3,873	$360K	0.0%	—	—	COM	81369y100
LMT	Lockheed Martin Corp.	789	$359K	0.0%	—	—	COM	539830109
QCOM	Qualcomm Inc.	2,090	$354K	0.0%	—	—	COM	747525103
—	Health Care Select Sector SPDR ETF	2,388	$353K	0.0%	—	—	COM	81369y209
WDFC	W D 40 Co.	1,389	$352K	0.0%	—	—	COM	929236107
—	Farmland Partners, Inc.	31,600	$351K	0.0%	—	—	COM	31154r109
INFY	Infosys Technologies, Ltd.	19,220	$345K	0.0%	—	—	COM	456788108
IWD	IShares Russell 1000 Value Index ETF	1,910	$342K	0.0%	—	—	COM	464287598
REZ	IShares Residential Real Estate Capped ETF	4,722	$340K	0.0%	—	—	COM	464288562
AJG	Gallagher, Arthur J & Co.	1,360	$340K	0.0%	—	—	COM	363576109
IYR	IShares US Real Estate ETF	3,766	$339K	0.0%	—	—	COM	464287739
—	Ishares Bitcoin Trust	8,355	$338K	0.0%	—	—	COM	46438f101
HON	Honeywell Internat'l.	1,642	$337K	0.0%	—	—	COM	438516106
VXF	Vanguard Extended Market ETF	1,900	$333K	0.0%	—	—	COM	922908652
—	First Trust NYSE Arca Biotech ETF	2,160	$332K	0.0%	—	—	COM	33733e203
APD	Air Products & Chem	1,364	$330K	0.0%	—	—	COM	009158106
SYK	Stryker Corporation	917	$328K	0.0%	—	—	COM	863667101
PHYS	Sprott Physical Gold Trust	18,821	$326K	0.0%	—	—	COM	85207H104
—	Walgreen Boots Alliance Inc.	15,003	$325K	0.0%	—	—	COM	931427108
—	Booking Holdings, Inc.	89	$323K	0.0%	—	—	COM	09857l108
—	First Trust Managed Municipal ETF	6,246	$321K	0.0%	—	—	COM	33739n108
—	Duke Energy Corp	3,310	$320K	0.0%	—	—	COM	26441c204
FNDA	Schwab Fundamental US Small Company ETF	5,529	$315K	0.0%	—	—	COM	808524763
EFA	IShares MSCI EAFE ETF	3,933	$314K	0.0%	—	—	COM	464287465
FSLR	First Solar, Inc.	1,860	$314K	0.0%	—	—	COM	336433107
YUM	Yum Brands, Inc.	2,262	$314K	0.0%	—	—	COM	988498101
BMO	Bank of Montreal	3,209	$313K	0.0%	—	—	COM	063671101
SLF	Sun Life Financial, Inc.	5,697	$311K	0.0%	—	—	COM	866796105
NGG	National Grid PLC ADR	4,468	$305K	0.0%	—	—	COM	636274409
—	Equinor ASA	11,209	$303K	0.0%	—	—	COM	29446m102
IVW	IShares S&P 500 Barra Growth Index ETF	3,553	$300K	0.0%	—	—	COM	464287309
—	GlaxoSmithKline PLC	6,979	$299K	0.0%	—	—	COM	37733w204
UPS	United Parcel Service, Inc.	2,012	$299K	0.0%	—	—	COM	911312106
DOW	Dow Inc.	5,113	$296K	0.0%	—	—	COM	260557103
—	American Tower Corp.	1,472	$291K	0.0%	—	—	COM	03027x100
VLVLY	AB Volvo ADR	9,827	$287K	0.0%	—	—	COM	928854108
FRO	Frontline, LTD.	12,191	$285K	0.0%	—	—	COM	M46528101
—	WisdomTree US Quality Dividend Gr ETF	3,725	$284K	0.0%	—	—	COM	97717x669
ABBNY	ABB Ltd. Sponsored ADR	6,093	$282K	0.0%	—	—	COM	000375204
—	ServiceNow, Inc.	368	$281K	0.0%	—	—	COM	81762p102
CSX	CSX Corp.	7,509	$278K	0.0%	—	—	COM	126408103
—	3M Company	2,609	$277K	0.0%	—	—	COM	88579y101
BND	Vanguard Bd Index - Total Bd Market ETF	3,793	$275K	0.0%	—	—	COM	921937835
PRU	Prudential Financial, Inc.	2,337	$274K	0.0%	—	—	COM	744320102
O	Realty Income Corp.	5,022	$272K	0.0%	—	—	COM	756109104
ADI	Analog Devices Inc.	1,350	$267K	0.0%	—	—	COM	032654105
—	Discover Financial Services, Inc.	2,036	$267K	0.0%	—	—	COM	254709108
—	Invesco BulletShares 2025 Corp Bond ETF	13,028	$266K	0.0%	—	—	COM	46138j825
UMC	United Microelectronics ADR	32,834	$266K	0.0%	—	—	COM	910873405
MUFG	Mitsubishi UFJ Fin'l. Grp. ADR	25,906	$265K	0.0%	—	—	COM	606822104
SSREY	Swiss Re Ltd.	8,133	$262K	0.0%	—	—	COM	870886108
BALL	Ball Corp.	3,834	$258K	0.0%	—	—	COM	058498106
SIEGY	Siemens AG ADR	2,687	$256K	0.0%	—	—	COM	826197501
—	JPMorgan Nasdaq Equity Premium Inc ETF	4,700	$255K	0.0%	—	—	COM	46654q203
—	UBS Group AG	8,286	$255K	0.0%	—	—	COM	h42097107
RLI	RLI Corp.	1,704	$253K	0.0%	—	—	COM	749607107
ADSK	Autodesk	970	$253K	0.0%	—	—	COM	052769106
BHP	BHP Billiton, Ltd. ADR	4,370	$252K	0.0%	—	—	COM	088606108
NOC	Northrop Grumman	523	$250K	0.0%	—	—	COM	666807102
EW	Edwards Lifesciences Corp.	2,616	$250K	0.0%	—	—	COM	28176E108
MSI	Motorola Solutions, Inc.	693	$246K	0.0%	—	—	COM	620076307
IVOO	Vanguard S&P Mid-Cap 400 Index Fund - ETF	2,386	$246K	0.0%	—	—	COM	921932885
GD	General Dynamics	867	$245K	0.0%	—	—	COM	369550108
—	Linde PLC	520	$241K	0.0%	—	—	COM	g54950103
IWP	IShares Russell Midcap Growth Index ETF	2,088	$238K	0.0%	—	—	COM	464287481
YARIY	Yara International ADR	14,769	$233K	0.0%	—	—	COM	984851204
—	Petroleo Brasileiro Petrobras ADR	15,165	$231K	0.0%	—	—	COM	71654v408
—	Global X S&P 500 Catholic Values ETF	3,620	$230K	0.0%	—	—	COM	37954y889
MHGVY	Mowi ASA ADR	12,550	$230K	0.0%	—	—	COM	624678108
—	Centene Corp.	2,919	$229K	0.0%	—	—	COM	15135b101
—	Veolia Environment ADR	14,028	$228K	0.0%	—	—	COM	92334n103
—	Ferrari N V New Com.	520	$227K	0.0%	—	—	COM	n3167y103
FAST	Fastenal Company	2,930	$226K	0.0%	—	—	COM	311900104
—	Total Energies SE	3,268	$225K	0.0%	—	—	COM	89151e109
AEE	Ameren Corp.	3,027	$224K	0.0%	—	—	COM	023608102
—	Novartis AG ADR	2,314	$224K	0.0%	—	—	COM	66987v109
—	DaVita HealthCare Partners, Inc.	1,603	$221K	0.0%	—	—	COM	23918k108
—	Regions Financial Corp.	10,494	$221K	0.0%	—	—	COM	7591ep100
—	Accenture, Ltd.	637	$221K	0.0%	—	—	COM	g1151c101
—	Monster Beverage Corp.	3,695	$219K	0.0%	—	—	COM	61174x109
NKE	Nike, Inc.	2,324	$218K	0.0%	—	—	COM	654106103
—	Invesco S&P 500 High Div/Low Volat. ETF	4,910	$218K	0.0%	—	—	COM	46138e362
—	First Trust Dow Jones Internet ETF	1,056	$217K	0.0%	—	—	COM	33733e302
ITOT	IShares Tr. S&P 1500 Index ETF	1,835	$212K	0.0%	—	—	COM	464287150
WFC	Wells Fargo & Co.	3,642	$211K	0.0%	—	—	COM	949746101
CMCSA	Comcast Corp., Cl. A	4,863	$211K	0.0%	—	—	COM	20030N101
ACWX	IShares - MSCI ACWI ex US ETF	3,938	$210K	0.0%	—	—	COM	464288240
—	Eversource Energy Com.	3,431	$205K	0.0%	—	—	COM	30040w108
—	Pacer FDS TR Cash Cows - ETF	5,219	$205K	0.0%	—	—	COM	69374h659
GE	General Electric	1,161	$204K	0.0%	—	—	COM	369604301
AVEM	Avantis Emerging Markets Equity - ETF	3,500	$203K	0.0%	—	—	COM	025072604
—	PIMCO Intermediate Muni Bd Actv - ETF	3,845	$202K	0.0%	—	—	COM	72201r866
—	BB Seguridade Participacoes ADR	27,284	$180K	0.0%	—	—	COM	05541j103
—	First Trust Preferred Secs & Inc ETF	10,191	$177K	0.0%	—	—	COM	33739e108
—	Vodafone Group PLC ADR	19,676	$175K	0.0%	—	—	COM	92857w308
—	Eaton Vance Municipal Income TR	16,584	$170K	0.0%	—	—	COM	27826u108
—	Ares RE Income Trust Class E	21,185	$166K	0.0%	—	—	COM	09186L100
ISUZY	Isuzu Motors Ltd.	11,473	$155K	0.0%	—	—	COM	465254209
GGB	Gerdau SA ADR	33,686	$149K	0.0%	—	—	COM	373737105
TAK	Takeda Pharmaceutical Co.	10,180	$141K	0.0%	—	—	COM	874060205
—	Barings BDC, Inc.	13,874	$129K	0.0%	—	—	COM	06759l103
—	Ping An Insurance Company of China ADR	11,118	$94,725	0.0%	—	—	COM	72341e304
—	Highlands REIT Inc.	50,435	$16,139	0.0%	—	—	COM	per431522
—	Amyris, Inc.	10,450	$63	0.0%	—	—	COM	03236m200