Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple Inc.	166,655	$32.09M	3.7%	—	—	COM	037833100
MSFT	Microsoft Corporation	55,440	$20.85M	2.4%	—	—	COM	594918104
VTI	Vanguard Total Stock Market ETF	85,581	$20.3M	2.3%	—	—	COM	922908769
—	Broadcom Inc.	14,402	$16.08M	1.9%	—	—	COM	11135f101
—	Nvidia Corp.	31,959	$15.83M	1.8%	—	—	COM	67066g104
AMZN	Amazon.com, Inc.	99,673	$15.14M	1.7%	—	—	COM	023135106
—	Alphabet Inc., Cl. A	104,729	$14.63M	1.7%	—	—	COM	02079k305
VIG	Vanguard Dividend Appreciation ETF	83,095	$14.16M	1.6%	—	—	COM	921908844
SCHD	Schwab US Div Equity ETF	177,875	$13.54M	1.6%	—	—	COM	808524797
URI	United Rentals, Inc.	22,470	$12.88M	1.5%	—	—	COM	911363109
—	LAM Research Corp.	16,356	$12.81M	1.5%	—	—	COM	512807108
MGC	Vanguard Mega Cap ETF	74,519	$12.61M	1.5%	—	—	COM	921910873
COST	Costco Wholesale Corp.	18,692	$12.34M	1.4%	—	—	COM	22160K105
—	Blackstone Group Inc. Cl. A	93,405	$12.23M	1.4%	—	—	COM	09260d107
CMG	Chipotle Mexican Grill, A	4,937	$11.29M	1.3%	—	—	COM	169656105
—	MasterCard, Inc.	26,304	$11.22M	1.3%	—	—	COM	57636q104
—	Invesco S&P 500 Quality ETF A	206,658	$11.18M	1.3%	—	—	COM	46137v241
JBL	Jabil Circuit, Inc.	86,831	$11.06M	1.3%	—	—	COM	466313103
MCHP	Microchip Technology, Inc.	120,062	$10.83M	1.2%	—	—	COM	595017104
BUSE	First Busey Corp.	402,097	$9.98M	1.2%	—	—	COM	319383204
FLEX	Flextronics Internat'l. Ltd.	322,452	$9.822M	1.1%	—	—	COM	Y2573F102
ADM	Archer Daniels Midland	132,425	$9.564M	1.1%	—	—	COM	039483102
HD	Home Depot, Inc.	26,767	$9.276M	1.1%	—	—	COM	437076102
—	UnitedHealth Group	16,671	$8.777M	1.0%	—	—	COM	91324p102
—	HCA Healthcare Co.	31,935	$8.644M	1.0%	—	—	COM	40412c101
FISV	Fiserv, Inc.	58,173	$7.728M	0.9%	—	—	COM	337738108
—	Vanguard Russell 1000 ETF	35,549	$7.712M	0.9%	—	—	COM	92206c730
GSLC	Goldman Sachs ActiveBeta US LargeCp Eq ETF	82,019	$7.694M	0.9%	—	—	COM	381430503
—	Pacer U.S. Cash Cows 100 - ETF	144,758	$7.526M	0.9%	—	—	COM	69374h881
—	ASML Hldg N V	9,491	$7.184M	0.8%	—	—	COM	n07059210
OC	Owens Corning	48,121	$7.133M	0.8%	—	—	COM	690742101
VO	Vanguard Mid Cap ETF	30,462	$7.087M	0.8%	—	—	COM	922908629
DE	Deere & Co.	17,662	$7.063M	0.8%	—	—	COM	244199105
—	Cheniere Energy, Inc	40,752	$6.957M	0.8%	—	—	COM	16411r208
SPGP	Invesco S&P 500 GARP - ETF	68,115	$6.678M	0.8%	—	—	COM	46137V431
TMO	Thermo Fisher Scientific, Inc.	12,477	$6.623M	0.8%	—	—	COM	883556102
SPY	SPDR S&P 500 ETF	13,315	$6.329M	0.7%	—	—	COM	78462F103
SHW	Sherwin Williams Company	19,910	$6.21M	0.7%	—	—	COM	824348106
—	Intercontinental Exchange Group	48,100	$6.177M	0.7%	—	—	COM	45866f104
FDL	First Trust Morningstar Div Leaders ETF	159,825	$5.735M	0.7%	—	—	COM	336917109
GILD	Gilead Sciences Inc.	69,658	$5.643M	0.7%	—	—	COM	375558103
VB	Vanguard Index Small Cap ETF	26,213	$5.592M	0.6%	—	—	COM	922908751
IJR	IShares S&P SmallCap 600 Index ETF	49,128	$5.318M	0.6%	—	—	COM	464287804
VOOG	Vanguard S&P 500 Growth ETF	19,387	$5.25M	0.6%	—	—	COM	921932505
—	ProShares S&P 500 Dividend Aristocrats ETF	53,751	$5.117M	0.6%	—	—	COM	74348a467
BRK/B	Berkshire Hathaway, Cl. B	13,531	$4.826M	0.6%	—	—	COM	084670702
—	Merck & Co Inc.	43,698	$4.764M	0.5%	—	—	COM	58933y105
—	Invesco QQQ Tr Unit Ser. 1 ETF	11,374	$4.658M	0.5%	—	—	COM	46090e103
—	Invesco Russell 1000 Dynamic Multi ETF	86,958	$4.47M	0.5%	—	—	COM	46138j619
—	SPDR S&P Value ETF	95,015	$4.431M	0.5%	—	—	COM	78464a508
—	Invesco S&P 500 Low Volatility ETF	68,621	$4.3M	0.5%	—	—	COM	46138e354
—	IShares MSCI USA Momentum Factor ETF	27,188	$4.266M	0.5%	—	—	COM	46432f396
—	IShares MSCI USA Minimum Volatility ETF	51,715	$4.035M	0.5%	—	—	COM	46429b697
IWV	IShares Russell 3000 Index ETF	14,559	$3.985M	0.5%	—	—	COM	464287689
—	Garmin Ltd.	30,070	$3.865M	0.4%	—	—	COM	h2906t109
VOO	Vanguard S&P 500 ETF	8,712	$3.805M	0.4%	—	—	COM	922908363
—	Quanta Services, Inc.	17,595	$3.797M	0.4%	—	—	COM	74762e102
IJJ	IShares S&P MidCap 400/Barra Value ETF	33,126	$3.778M	0.4%	—	—	COM	464287705
PSX	Phillips 66	28,046	$3.734M	0.4%	—	—	COM	718546104
—	Salesforce.com	14,048	$3.697M	0.4%	—	—	COM	79466l302
—	First Trust Rising Dividend Achievers ETF	70,156	$3.625M	0.4%	—	—	COM	33738r506
SAIA	Saia, Inc.	8,250	$3.615M	0.4%	—	—	COM	78709Y105
—	First Trust Value Line Dividend ETF	87,929	$3.566M	0.4%	—	—	COM	33734h106
—	Global Payments Inc.	27,833	$3.535M	0.4%	—	—	COM	37940x102
—	W. P. Carey Inc.	54,540	$3.535M	0.4%	—	—	COM	92936u109
RPM	RPM Inc. Ohio	31,198	$3.483M	0.4%	—	—	COM	749685103
SCHB	Schwab US Broad Market ETF	61,825	$3.442M	0.4%	—	—	COM	808524102
CALF	Pacer U.S. Small Cap Cash Cows 100 - ETF	71,539	$3.436M	0.4%	—	—	COM	69374H857
WMT	Wal-Mart Stores	21,709	$3.422M	0.4%	—	—	COM	931142103
TMUS	T-Mobile US Inc.	21,098	$3.383M	0.4%	—	—	COM	872590104
NUE	Nucor Corp.	19,387	$3.374M	0.4%	—	—	COM	670346105
—	Vanguard Russell 1000 Growth ETF	42,739	$3.334M	0.4%	—	—	COM	92206c680
GSIE	Goldman Sachs ActiveBeta Int'l Eq ETF	100,577	$3.285M	0.4%	—	—	COM	381430107
DAL	Delta Airlines Inc.	80,875	$3.254M	0.4%	—	—	COM	247361702
FTCS	First Trust Capital Strength ETF	40,284	$3.224M	0.4%	—	—	COM	33733E104
—	Regeneron Pharmaceuticals	3,641	$3.198M	0.4%	—	—	COM	75886f107
KO	Coca Cola	52,911	$3.118M	0.4%	—	—	COM	191216100
IJH	IShares S&P Midcap 400 Index ETF	11,031	$3.057M	0.4%	—	—	COM	464287507
PAYX	PayChex Inc.	25,304	$3.014M	0.3%	—	—	COM	704326107
JPEF	JPMorgan Equity Focus - ETF	56,870	$2.998M	0.3%	—	—	COM	46654Q781
PEP	PepsiCo Inc	17,523	$2.976M	0.3%	—	—	COM	713448108
IWY	iShares Russell Top 200 Growth ETF	16,567	$2.903M	0.3%	—	—	COM	464289438
—	AbbVie, Inc.	18,657	$2.891M	0.3%	—	—	COM	00287y109
QQEW	First Trust NASDAQ-100 Equal Wtd ETF	24,544	$2.883M	0.3%	—	—	COM	337344105
DLR	Digital Realty Trust Inc.	20,908	$2.814M	0.3%	—	—	COM	253868103
TKR	Timken Co.	35,018	$2.807M	0.3%	—	—	COM	887389104
FBND	Fidelity Merrimack Str Total Bond Fund ETF	60,620	$2.791M	0.3%	—	—	COM	316188309
—	Meta Platforms, Inc.	7,728	$2.735M	0.3%	—	—	COM	30303m102
AVT	Avnet Inc.	53,864	$2.715M	0.3%	—	—	COM	053807103
MCD	McDonalds Corp.	9,122	$2.705M	0.3%	—	—	COM	580135101
CVS	CVS Health Corp.	34,226	$2.702M	0.3%	—	—	COM	126650100
—	Cardinal Health	26,642	$2.686M	0.3%	—	—	COM	14149y108
VUG	Vanguard Growth ETF	8,635	$2.685M	0.3%	—	—	COM	922908736
ORI	Old Republic Nat'l. Corp.	90,972	$2.675M	0.3%	—	—	COM	680223104
SNA	Snap-on Incorporated	9,021	$2.606M	0.3%	—	—	COM	833034101
—	Vanguard Information Technology ETF	5,263	$2.548M	0.3%	—	—	COM	92204a702
WMB	Williams Companies	70,759	$2.465M	0.3%	—	—	COM	969457100
—	Hewlett Packard Enterprise Co.	144,451	$2.453M	0.3%	—	—	COM	42824c109
ITW	Illinois Tool Works	9,201	$2.41M	0.3%	—	—	COM	452308109
ALB	Albemarle Corp.	16,459	$2.378M	0.3%	—	—	COM	012653101
IWR	IShares Russell Midcap Index ETF	30,440	$2.366M	0.3%	—	—	COM	464287499
—	Vanguard World Health Care ETF	9,261	$2.322M	0.3%	—	—	COM	92204a504
—	iShares MSCI Multifactor USA Small-Cap ETF	39,376	$2.316M	0.3%	—	—	COM	46434v290
—	JPMorgan Ultra-Short Income ETF	45,722	$2.297M	0.3%	—	—	COM	46641q837
JNJ	Johnson & Johnson	14,586	$2.286M	0.3%	—	—	COM	478160104
VYM	Vanguard High Dividend Yield ETF	20,146	$2.249M	0.3%	—	—	COM	921946406
—	Hilton Worldwide Holdings, Inc.	12,140	$2.211M	0.3%	—	—	COM	43300a203
GPK	Graphic Packaging Holding Company	89,085	$2.196M	0.3%	—	—	COM	388689101
OMC	Omnicom Group	25,169	$2.177M	0.3%	—	—	COM	681919106
AZN	AstraZeneca PLC ADR	32,249	$2.172M	0.3%	—	—	COM	046353108
IWM	IShares Russell 2000 Index ETF	10,742	$2.156M	0.2%	—	—	COM	464287655
—	S&P Global, Inc.	4,886	$2.152M	0.2%	—	—	COM	78409v104
—	Interactive Brokers Group, Inc.	25,201	$2.089M	0.2%	—	—	COM	45841n107
—	H&E Equipment Services, Inc.	39,819	$2.083M	0.2%	—	—	COM	404030108
—	First Trust SMID Cap Rising Div Achv ETF	62,397	$2.045M	0.2%	—	—	COM	33741x102
—	Alphabet Inc., Cl. C	14,318	$2.018M	0.2%	—	—	COM	02079k107
KEY	KeyCorp	139,397	$2.007M	0.2%	—	—	COM	493267108
GPC	Genuine Parts Co.	13,933	$1.93M	0.2%	—	—	COM	372460105
CAT	Caterpillar Inc.	6,506	$1.924M	0.2%	—	—	COM	149123101
—	SPDR S&P Dividend ETF	15,216	$1.902M	0.2%	—	—	COM	78464a763
ABT	Abbott Laboratories	17,095	$1.882M	0.2%	—	—	COM	002824100
PG	Procter and Gamble	12,709	$1.862M	0.2%	—	—	COM	742718109
MTG	MGIC Investment Corp.	94,875	$1.83M	0.2%	—	—	COM	552848103
AWR	American States Water Co.	22,552	$1.814M	0.2%	—	—	COM	029899101
LLY	Lilly (Eli)	3,109	$1.812M	0.2%	—	—	COM	532457108
DKS	Dicks Sporting Goods	12,020	$1.766M	0.2%	—	—	COM	253393102
—	Essent Group Ltd.	32,742	$1.727M	0.2%	—	—	COM	g3198u102
TEX	Terex Corp.	29,780	$1.711M	0.2%	—	—	COM	880779103
BBY	Best Buy Company, Inc.	21,277	$1.666M	0.2%	—	—	COM	086516101
—	Pacer FDS TR Developed Mrkts Int'l CC ETF	52,970	$1.655M	0.2%	—	—	COM	69374h873
DVY	IShares Select Dividend ETF	14,054	$1.647M	0.2%	—	—	COM	464287168
PANW	Palo Alto Networks, Inc.	5,483	$1.617M	0.2%	—	—	COM	697435105
—	Civitas Resources, Inc.	23,197	$1.586M	0.2%	—	—	COM	17888h103
JPM	J.P. Morgan Chase & Co.	9,298	$1.582M	0.2%	—	—	COM	46625H100
NVO	Novo Nordisk A.S. ADR	15,170	$1.569M	0.2%	—	—	COM	670100205
GIS	General Mills	24,003	$1.564M	0.2%	—	—	COM	370334104
ESS	Essex Property Trust	6,241	$1.547M	0.2%	—	—	COM	297178105
—	Capital Group Growth - ETF	54,773	$1.546M	0.2%	—	—	COM	14020g101
TGT	Target Corp.	10,831	$1.543M	0.2%	—	—	COM	87612E106
—	First Trust Mid Cap Core AlphaDEX ETF	14,745	$1.54M	0.2%	—	—	COM	33735b108
LOW	Lowe's Cos	6,805	$1.514M	0.2%	—	—	COM	548661107
IBM	I.B.M.	8,946	$1.463M	0.2%	—	—	COM	459200101
VEU	Vanguard FTSE All-World (ex. US) ETF	25,929	$1.456M	0.2%	—	—	COM	922042775
—	Allete, Inc.	23,780	$1.454M	0.2%	—	—	COM	018522300
DGX	Quest Diagnostics	10,426	$1.438M	0.2%	—	—	COM	74834L100
PM	Philip Morris Internat'l.	15,157	$1.426M	0.2%	—	—	COM	718172109
—	SPDR Dow Jones Industrial Average ETF	3,714	$1.4M	0.2%	—	—	COM	78467x109
—	M & T Bank Corp.	9,988	$1.369M	0.2%	—	—	COM	55261f104
—	Eaton Corp., PLC	5,581	$1.344M	0.2%	—	—	COM	g29183103
XOM	Exxon Mobil Corp.	13,437	$1.343M	0.2%	—	—	COM	30231G102
VOE	Vanguard Mid-Cap Value ETF	9,250	$1.341M	0.2%	—	—	COM	922908512
UNP	Union Pacific Corp.	5,448	$1.338M	0.2%	—	—	COM	907818108
—	First Trust Water ETF	13,998	$1.327M	0.2%	—	—	COM	33733b100
—	AGNC Investment Corp	133,751	$1.312M	0.2%	—	—	COM	00123q104
CALM	Cal-Maine Foods, Inc.	22,514	$1.292M	0.1%	—	—	COM	128030202
ADP	Automatic Data Processing	5,501	$1.282M	0.1%	—	—	COM	053015103
AVUV	Avantis U.S. Small Cap Value - ETF	14,184	$1.274M	0.1%	—	—	COM	025072877
—	Mosaic Co.	34,400	$1.229M	0.1%	—	—	COM	61945c103
—	SPDR S&P MidCap 400 ETF	2,403	$1.219M	0.1%	—	—	COM	78467y107
IP	International Paper	33,181	$1.199M	0.1%	—	—	COM	460146103
—	IShares Edge MSCI USA Quality Factor ETF	8,136	$1.197M	0.1%	—	—	COM	46432f339
IWN	IShares Russell 2000 Value Index ETF	7,550	$1.173M	0.1%	—	—	COM	464287630
VOT	Vanguard Mid-Cap Growth ETF	5,339	$1.172M	0.1%	—	—	COM	922908538
—	Everest Reinsur. Group, Ltd.	3,300	$1.167M	0.1%	—	—	COM	g3223r108
—	Visa Inc.	4,419	$1.15M	0.1%	—	—	COM	92826c839
NFG	National Fuel Gas Co.	22,810	$1.144M	0.1%	—	—	COM	636180101
—	Cisco Systems	22,486	$1.136M	0.1%	—	—	COM	17275r102
PFE	Pfizer, Inc.	38,832	$1.118M	0.1%	—	—	COM	717081103
—	Expedia Group Inc.	7,322	$1.111M	0.1%	—	—	COM	30212p303
ORCL	Oracle Corp	10,535	$1.111M	0.1%	—	—	COM	68389X105
AFL	AFLAC, Inc.	13,286	$1.096M	0.1%	—	—	COM	001055102
—	WisdomTree International Hdgd Div Gr ETF	25,787	$1.083M	0.1%	—	—	COM	97717x594
—	Tesla Motors Inc.	4,306	$1.07M	0.1%	—	—	COM	88160r101
TSM	Taiwan Semiconductor Mfg. Co. Ltd.	10,012	$1.041M	0.1%	—	—	COM	874039100
—	First Tr TCW Opportunistic Fixed Inc ETF	22,825	$1.018M	0.1%	—	—	COM	33740f805
VTV	Vanguard Value ETF	6,755	$1.01M	0.1%	—	—	COM	922908744
LNT	Alliant Energy Corp.	19,579	$1.004M	0.1%	—	—	COM	018802108
NEE	NextEra Energy	16,241	$986K	0.1%	—	—	COM	65339F101
—	VanEck Morningstar Wide Moat - ETF	11,609	$985K	0.1%	—	—	COM	92189f643
BKH	Black Hills Corp.	18,199	$982K	0.1%	—	—	COM	092113109
—	Charter Communications, Inc.	2,520	$979K	0.1%	—	—	COM	16119p108
KHC	Kraft Heinz Co.	26,441	$978K	0.1%	—	—	COM	500754106
SCHG	Schwab US Large-Cap Growth ETF	11,630	$965K	0.1%	—	—	COM	808524300
—	Apartment Income REIT Corp.	27,500	$955K	0.1%	—	—	COM	03750l109
SCHA	Schwab Strategic US Small-Cap ETF	20,012	$945K	0.1%	—	—	COM	808524607
SCHX	Schwab US Large-Cap ETF	16,759	$945K	0.1%	—	—	COM	808524201
AMD	Advanced Micro Devices	6,405	$944K	0.1%	—	—	COM	007903107
—	Vanguard Russell 1000 Value ETF	12,927	$938K	0.1%	—	—	COM	92206c714
MU	Micron Technology, Inc.	10,960	$935K	0.1%	—	—	COM	595112103
IUSV	IShares Core US Value ETF	11,065	$933K	0.1%	—	—	COM	464287663
—	WEX, Inc.	4,731	$920K	0.1%	—	—	COM	96208t104
IWB	IShares Russell 1000 Index Fund ETF	3,477	$912K	0.1%	—	—	COM	464287622
CMI	Cummins Engine Inc.	3,778	$905K	0.1%	—	—	COM	231021106
BP	BP Amoco PLC ADR	25,536	$904K	0.1%	—	—	COM	055622104
SCHM	Schwab US Mid-Cap ETF	11,913	$897K	0.1%	—	—	COM	808524508
MDLZ	Mondelez International, Inc.	11,850	$858K	0.1%	—	—	COM	609207105
IWF	IShares Russell 1000 Growth Index ETF	2,800	$849K	0.1%	—	—	COM	464287614
IJS	IShares S&P SmallCap 600 Barra Value ETF	8,009	$826K	0.1%	—	—	COM	464287879
—	ProShares S&P MidCap 400 Dividend Aristo.	11,094	$816K	0.1%	—	—	COM	74347b680
CVX	Chevron Corp.	5,409	$807K	0.1%	—	—	COM	166764100
—	Capital Group Dividend Value - ETF	26,840	$801K	0.1%	—	—	COM	14020w106
IWS	IShares Russell Midcap Value Index ETF	6,756	$786K	0.1%	—	—	COM	464287473
—	T. Rowe Price Dividend Growth ETF	21,222	$749K	0.1%	—	—	COM	87283q404
—	Nuveen TR ESG Large Cap Growth ETF	10,750	$747K	0.1%	—	—	COM	67092p201
ESGV	Vanguard ESG US Stock - ETF	8,712	$741K	0.1%	—	—	COM	921910733
—	First Tr Large Cap Core AlphaDex Fd ETF	8,194	$739K	0.1%	—	—	COM	33734k109
INTC	Intel Corp.	14,680	$738K	0.1%	—	—	COM	458140100
VV	Vanguard Large Cap ETF	3,325	$725K	0.1%	—	—	COM	922908637
DIS	Walt Disney Co	7,973	$720K	0.1%	—	—	COM	254687106
RIO	Rio Tinto PLC ADR F	9,663	$720K	0.1%	—	—	COM	767204100
IVV	IShares S&P 500 Index ETF	1,489	$711K	0.1%	—	—	COM	464287200
—	Energy Select Sector SPDR ETF	8,451	$709K	0.1%	—	—	COM	81369y506
IWL	IShares - Russell 200 Index ETF	6,090	$701K	0.1%	—	—	COM	464289446
AVUS	American Centy ETF TR Avantis US Equity	8,504	$693K	0.1%	—	—	COM	025072885
MO	Altria Group, Inc.	16,945	$684K	0.1%	—	—	COM	02209S103
IYH	IShares US Healthcare ETF	2,380	$681K	0.1%	—	—	COM	464287762
—	SPDR Gold Shares ETF	3,554	$679K	0.1%	—	—	COM	78463v107
VWO	Vanguard Emerging Mkts. ETF	16,475	$677K	0.1%	—	—	COM	922042858
ADBE	Adobe Systems, Inc.	1,133	$676K	0.1%	—	—	COM	00724F101
LDOS	Leidos Holdings, Inc.	6,158	$667K	0.1%	—	—	COM	525327102
—	IShares Core MSCI Total Int'l Stk ETF	10,236	$665K	0.1%	—	—	COM	46432f834
VBR	Vanguard Small Cap Value ETF	3,651	$657K	0.1%	—	—	COM	922908611
—	JPMorgan Equity Premium Income ETF	11,570	$636K	0.1%	—	—	COM	46641q332
COP	ConocoPhillips	5,394	$626K	0.1%	—	—	COM	20825C104
—	SPDR S&P Emerging Markets ETF	17,605	$623K	0.1%	—	—	COM	78463x509
—	Invesco S&P 500 Revenue ETF	7,300	$623K	0.1%	—	—	COM	46138g698
BDX	Becton Dickinson & Co.	2,552	$622K	0.1%	—	—	COM	075887109
—	Pacer Global Cash Cows Dividend ETF	18,020	$618K	0.1%	—	—	COM	69374h709
FNDB	Schwab Fundamental US Broad Market ETF	10,053	$614K	0.1%	—	—	COM	808524789
—	Marathon Petroleum Corp.	4,128	$612K	0.1%	—	—	COM	56585a102
—	Jacobs Solutions, Inc.	4,647	$603K	0.1%	—	—	COM	46982l108
WM	Waste Management, Inc.	3,260	$584K	0.1%	—	—	COM	94106L109
MCO	Moody's Corp.	1,480	$578K	0.1%	—	—	COM	615369105
VNQ	Vanguard REIT ETF	6,540	$578K	0.1%	—	—	COM	922908553
—	First Trust Senior Loan Fund ETF	12,340	$569K	0.1%	—	—	COM	33738d309
QCOM	Qualcomm Inc.	3,861	$558K	0.1%	—	—	COM	747525103
VEA	Vanguard Tax-Mgd Int'l Dev. Markets ETF	11,428	$547K	0.1%	—	—	COM	921943858
BRK/A	Berkshire Hathaway, Cl. A	1	$543K	0.1%	—	—	COM	084670108
T	AT&T Inc.	32,313	$542K	0.1%	—	—	COM	00206R102
—	Unilever PLC ADR	11,079	$537K	0.1%	—	—	COM	904767704
TRV	Travelers Companies Inc.	2,790	$531K	0.1%	—	—	COM	89417E109
—	Vanguard Russell 3000 ETF	2,485	$529K	0.1%	—	—	COM	92206c599
VOOV	Vanguard S&P 500 Value ETF	3,140	$527K	0.1%	—	—	COM	921932703
—	MercadoLibre Inc.	335	$526K	0.1%	—	—	COM	58733r102
AMAT	Applied Materials	3,217	$521K	0.1%	—	—	COM	038222105
GEM	Goldman Sachs ActiveBeta Emerging Mkts ETF	16,885	$518K	0.1%	—	—	COM	381430206
—	Microport Scientific Corp.	504,670	$515K	0.1%	—	—	COM	g60837104
—	Technology Select Sector SPDR ETF	2,657	$511K	0.1%	—	—	COM	81369y803
—	Constellation Brands, Inc.	2,115	$511K	0.1%	—	—	COM	21036p108
—	Enbridge Inc.	13,978	$506K	0.1%	—	—	COM	29250n105
AZO	AutoZone, Inc.	195	$504K	0.1%	—	—	COM	053332102
HON	Honeywell Internat'l.	2,397	$503K	0.1%	—	—	COM	438516106
SCHW	Charles Schwab Corp.	7,283	$501K	0.1%	—	—	COM	808513105
—	WisdomTree U.S. LargeCap Dividend ETF	7,520	$499K	0.1%	—	—	COM	97717w307
LEA	Lear Corp.	3,495	$494K	0.1%	—	—	COM	521865204
FITB	Fifth Third Bancorp	14,040	$484K	0.1%	—	—	COM	316773100
SHEL	Shell PLC ADR	7,345	$483K	0.1%	—	—	COM	780259305
LOGI	Logitech Internat'l. SA	5,016	$477K	0.1%	—	—	COM	H50430232
SO	Southern Company	6,785	$476K	0.1%	—	—	COM	842587107
ICF	IShares Cohen & Steers REIT ETF	8,062	$473K	0.1%	—	—	COM	464287564
VBK	Vanguard Small Cap Growth ETF	1,927	$466K	0.1%	—	—	COM	922908595
JHMM	John Hancock Multifactor Mid Cap ETF	8,810	$464K	0.1%	—	—	COM	47804J206
BHP	BHP Billiton, Ltd. ADR	6,727	$460K	0.1%	—	—	COM	088606108
DHR	Danaher Corp.	1,982	$459K	0.1%	—	—	COM	235851102
—	First TR Global Tactical Commodity ETF	20,432	$458K	0.1%	—	—	COM	33739h101
—	First TR. Ex. Tr. FD N. American Energy	15,869	$439K	0.1%	—	—	COM	33738d101
MAS	Masco Corp.	6,538	$438K	0.1%	—	—	COM	574599106
CL	Colgate Palmolive Co.	5,477	$437K	0.1%	—	—	COM	194162103
—	FT CBOE Vest Fund of Buffer - ETF	16,398	$436K	0.1%	—	—	COM	33740f755
SBUX	Starbucks Corp.	4,396	$422K	0.0%	—	—	COM	855244109
AMGN	Amgen, Inc.	1,462	$421K	0.0%	—	—	COM	031162100
—	Regions Financial Corp.	21,494	$417K	0.0%	—	—	COM	7591ep100
MUB	iShares National Muni Bond ETF	3,765	$408K	0.0%	—	—	COM	464288414
VZ	Verizon Communications	10,785	$407K	0.0%	—	—	COM	92343V104
BMY	Bristol-Myers Squibb	7,913	$406K	0.0%	—	—	COM	110122108
—	Equinor ASA	12,707	$402K	0.0%	—	—	COM	29446m102
—	Industrial Select Sector SPDR ETF	3,493	$398K	0.0%	—	—	COM	81369y704
—	Farmland Partners, Inc.	31,600	$394K	0.0%	—	—	COM	31154r109
MGK	Vanguard Mega Cap Growth ETF	1,498	$389K	0.0%	—	—	COM	921910816
APD	Air Products & Chem	1,404	$384K	0.0%	—	—	COM	009158106
NSC	Norfolk Southern Corp.	1,623	$384K	0.0%	—	—	COM	655844108
EMR	Emerson Electric Co.	3,938	$383K	0.0%	—	—	COM	291011104
LMT	Lockheed Martin Corp.	840	$381K	0.0%	—	—	COM	539830109
—	Coca Cola European Partners PLC	5,647	$377K	0.0%	—	—	COM	g25839104
—	Uber Technologies Inc.	6,049	$372K	0.0%	—	—	COM	90353t100
—	Invesco BulletShares 2024 Corp Bond ETF	17,823	$372K	0.0%	—	—	COM	46138j841
BAC	Bank of America	11,005	$371K	0.0%	—	—	COM	060505104
INFY	Infosys Technologies, Ltd.	20,145	$370K	0.0%	—	—	COM	456788108
AXP	American Express	1,958	$367K	0.0%	—	—	COM	025816109
VRTX	Vertex Pharmaceutical	900	$366K	0.0%	—	—	COM	92532F100
—	RTX Corp.	4,270	$359K	0.0%	—	—	COM	75513e101
—	Dimensional US Marketwide Value - ETF	9,559	$356K	0.0%	—	—	COM	25434v724
ELV	Elevance Health	753	$355K	0.0%	—	—	COM	036752103
COR	Amerisource Bergen	1,721	$353K	0.0%	—	—	COM	03073E105
REZ	IShares Residential Real Estate Capped ETF	4,722	$347K	0.0%	—	—	COM	464288562
IYR	IShares US Real Estate ETF	3,766	$344K	0.0%	—	—	COM	464287739
—	GlaxoSmithKline PLC	9,283	$344K	0.0%	—	—	COM	37733w204
UMC	United Microelectronics ADR	40,473	$342K	0.0%	—	—	COM	910873405
—	First Trust NYSE Arca Biotech ETF	2,160	$341K	0.0%	—	—	COM	33733e203
FSLR	First Solar, Inc.	1,955	$337K	0.0%	—	—	COM	336433107
BMO	Bank of Montreal	3,369	$333K	0.0%	—	—	COM	063671101
WDFC	W D 40 Co.	1,389	$332K	0.0%	—	—	COM	929236107
—	Materials Select Sector SPDR ETF	3,873	$331K	0.0%	—	—	COM	81369y100
—	Health Care Select Sector SPDR ETF	2,388	$326K	0.0%	—	—	COM	81369y209
YUM	Yum Brands, Inc.	2,486	$325K	0.0%	—	—	COM	988498101
—	First Trust Managed Municipal ETF	6,246	$323K	0.0%	—	—	COM	33739n108
—	Duke Energy Corp	3,317	$322K	0.0%	—	—	COM	26441c204
NGG	National Grid PLC ADR	4,724	$321K	0.0%	—	—	COM	636274409
UPS	United Parcel Service, Inc.	2,012	$316K	0.0%	—	—	COM	911312106
—	Booking Holdings, Inc.	89	$316K	0.0%	—	—	COM	09857l108
IWD	IShares Russell 1000 Value Index ETF	1,910	$316K	0.0%	—	—	COM	464287598
—	Seagate Technology Holdings PLC	3,678	$314K	0.0%	—	—	COM	g7997r103
VXF	Vanguard Extended Market ETF	1,900	$312K	0.0%	—	—	COM	922908652
RCL	Royal Caribbean Cruises, Ltd.	2,400	$311K	0.0%	—	—	COM	V7780T103
NFLX	Netflix Inc.	638	$311K	0.0%	—	—	COM	64110L106
SLF	Sun Life Financial, Inc.	5,919	$307K	0.0%	—	—	COM	866796105
—	Linde PLC	745	$306K	0.0%	—	—	COM	g54950103
AJG	Gallagher, Arthur J & Co.	1,360	$306K	0.0%	—	—	COM	363576109
DOW	Dow Inc.	5,483	$301K	0.0%	—	—	COM	260557103
EFA	IShares MSCI EAFE ETF	3,933	$296K	0.0%	—	—	COM	464287465
HSBC	HSBC Holdings PLC ADR	7,300	$296K	0.0%	—	—	COM	404280406
—	American Tower Corp.	1,369	$296K	0.0%	—	—	COM	03027x100
GEN	Gen Digital Inc.	12,800	$292K	0.0%	—	—	COM	668771108
YARIY	Yara International ADR	16,475	$292K	0.0%	—	—	COM	984851204
NOC	Northrop Grumman	605	$283K	0.0%	—	—	COM	666807102
ABBNY	ABB Ltd. Sponsored ADR	6,377	$283K	0.0%	—	—	COM	000375204
—	3M Company	2,555	$279K	0.0%	—	—	COM	88579y101
BA	Boeing Company	1,071	$279K	0.0%	—	—	COM	097023105
—	ServiceNow, Inc.	393	$278K	0.0%	—	—	COM	81762p102
SYK	Stryker Corporation	917	$275K	0.0%	—	—	COM	863667101
O	Realty Income Corp.	4,743	$272K	0.0%	—	—	COM	756109104
—	UBS Group AG	8,718	$269K	0.0%	—	—	COM	h42097107
VLVLY	AB Volvo ADR	10,366	$269K	0.0%	—	—	COM	928854108
—	Discover Financial Services, Inc.	2,386	$268K	0.0%	—	—	COM	254709108
ADI	Analog Devices Inc.	1,350	$268K	0.0%	—	—	COM	032654105
—	Invesco BulletShares 2025 Corp Bond ETF	13,028	$266K	0.0%	—	—	COM	46138j825
—	Monster Beverage Corp.	4,605	$265K	0.0%	—	—	COM	61174x109
BND	Vanguard Bd Index - Total Bd Market ETF	3,600	$265K	0.0%	—	—	COM	921937835
SIEGY	Siemens AG ADR	2,829	$265K	0.0%	—	—	COM	826197501
—	WisdomTree US Quality Dividend Gr ETF	3,725	$262K	0.0%	—	—	COM	97717x669
CSX	CSX Corp.	7,509	$260K	0.0%	—	—	COM	126408103
FRO	Frontline, LTD.	12,910	$259K	0.0%	—	—	COM	M46528101
—	Petroleo Brasileiro Petrobras ADR	15,901	$254K	0.0%	—	—	COM	71654v408
NKE	Nike, Inc.	2,324	$252K	0.0%	—	—	COM	654106103
—	Novartis AG ADR	2,418	$244K	0.0%	—	—	COM	66987v109
SSREY	Swiss Re Ltd.	8,576	$241K	0.0%	—	—	COM	870886108
ADSK	Autodesk	970	$236K	0.0%	—	—	COM	052769106
PAC	Grupo Aeroportuario del Pacifico ADR	1,342	$235K	0.0%	—	—	COM	400506101
PRU	Prudential Financial, Inc.	2,266	$235K	0.0%	—	—	COM	744320102
MUFG	Mitsubishi UFJ Fin'l. Grp. ADR	27,272	$235K	0.0%	—	—	COM	606822104
—	JPMorgan Nasdaq Equity Premium Inc ETF	4,699	$235K	0.0%	—	—	COM	46654q203
—	Veolia Environment ADR	14,726	$232K	0.0%	—	—	COM	92334n103
—	Accenture, Ltd.	662	$232K	0.0%	—	—	COM	g1151c101
—	Total Energies SE	3,439	$232K	0.0%	—	—	COM	89151e109
RLI	RLI Corp.	1,704	$227K	0.0%	—	—	COM	749607107
ACWX	IShares - MSCI ACWI ex US ETF	4,444	$227K	0.0%	—	—	COM	464288240
GD	General Dynamics	867	$225K	0.0%	—	—	COM	369550108
MHGVY	Mowi ASA ADR	12,550	$224K	0.0%	—	—	COM	624678108
IVOO	Vanguard S&P Mid-Cap 400 Index Fund - ETF	2,386	$224K	0.0%	—	—	COM	921932885
ROST	Ross Stores Inc.	1,600	$221K	0.0%	—	—	COM	778296103
CMCSA	Comcast Corp., Cl. A	5,048	$221K	0.0%	—	—	COM	20030N101
BALL	Ball Corp.	3,834	$221K	0.0%	—	—	COM	058498106
AEE	Ameren Corp.	3,027	$219K	0.0%	—	—	COM	023608102
MSI	Motorola Solutions, Inc.	693	$217K	0.0%	—	—	COM	620076307
—	Apartment Invt. & Mgmt Co. (AIMCO)	27,500	$215K	0.0%	—	—	COM	03748r747
—	Eversource Energy Com.	3,431	$212K	0.0%	—	—	COM	30040w108
—	BB Seguridade Participacoes ADR	30,437	$210K	0.0%	—	—	COM	05541j103
—	Global X S&P 500 Catholic Values ETF	3,620	$210K	0.0%	—	—	COM	37954y889
—	Invesco S&P 500 High Div/Low Volat. ETF	4,910	$208K	0.0%	—	—	COM	46138e362
MS	Morgan Stanley	2,220	$207K	0.0%	—	—	COM	617446448
FDX	Fedex Corp.	804	$203K	0.0%	—	—	COM	31428X106
—	PIMCO Intermediate Muni Bd Actv - ETF	3,845	$203K	0.0%	—	—	COM	72201r866
CM	Canadian Imperial Bank of Commerce	4,201	$202K	0.0%	—	—	COM	136069101
GGB	Gerdau SA ADR	37,658	$183K	0.0%	—	—	COM	373737105
TAK	Takeda Pharmaceutical Co.	12,562	$179K	0.0%	—	—	COM	874060205
PHYS	Sprott Physical Gold Trust	11,142	$177K	0.0%	—	—	COM	85207H104
—	Vodafone Group PLC ADR	19,676	$171K	0.0%	—	—	COM	92857w308
—	First Trust Preferred Secs & Inc ETF	10,107	$170K	0.0%	—	—	COM	33739e108
—	Eaton Vance Municipal Income TR	16,584	$163K	0.0%	—	—	COM	27826u108
ISUZY	Isuzu Motors Ltd.	12,126	$150K	0.0%	—	—	COM	465254209
—	Barings BDC, Inc.	13,874	$119K	0.0%	—	—	COM	06759l103
—	Ping An Insurance Company of China ADR	11,118	$100K	0.0%	—	—	COM	72341e304
—	Amyris, Inc.	10,450	$26	0.0%	—	—	COM	03236m200