Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHV	Schwab Dow Jones US Large Valu	146,452	$7.352M	4.1%	$50.20 *	$12.61	+32.7%	ETF	808524409
SCHD	Schwab Dow Jones US Div Eq ETF	157,566	$7.106M	3.9%	$45.10 *	$12.06	+24.6%	ETF	808524797
PM	Philip Morris Intl Inc	5,943	$6.984M	3.9%	$1175.16 *	$53.28	+42.4%	COM	718172109
SCHA	Schwab Dow Jones US Sm-Cap ETF	80,799	$5.164M	2.9%	$63.91 *	$12.03	+32.8%	ETF	808524607
SCHF	Schwab FTSE Developed ex-US ET	155,158	$4.931M	2.7%	$31.78 *	$14.72	+8.0%	ETF	808524805
JNJ	Johnson & Johnson	36,485	$4.827M	2.7%	$132.30 *	$59.96	+74.3%	COM	478160104
—	PowerShares Preferred	297,753	$4.499M	2.5%	$15.11	$14.90	—	ETF	73936T565
SCHM	Schwab Dow Jones US Mid-Cap	91,833	$4.423M	2.5%	$48.16 *	$13.25	+21.1%	ETF	808524508
—	Merck & Co Inc	63,701	$4.083M	2.3%	$64.10	$47.52	—	COM	58933y105
SCHX	Schwab Dow Jones US Large Cap	65,745	$3.798M	2.1%	$57.77 *	$7.63	+26.2%	ETF	808524201
—	General Electric	137,988	$3.727M	2.1%	$27.01	$23.31	—	COM	369604103
MSFT	Microsoft Corp	53,756	$3.705M	2.1%	$68.92 *	$27.81	+125.6%	COM	594918104
SDY	SPDR S&P Dividend ETF	38,757	$3.445M	1.9%	$88.89	$73.41	+21.1%	ETF	78464A763
AAPL	Apple Computer Inc	23,489	$3.383M	1.9%	$144.02 *	$18.74	+78.6%	COM	037833100
GOOGL	Alphabet, Inc. Cl A	3,299	$3.067M	1.7%	$929.68 *	$38.91	+18.6%	COM	02079K305
INTC	Intel Corp	90,803	$3.064M	1.7%	$33.74 *	$18.22	+53.4%	COM	458140100
IJH	iShares S&P Midcap 400 Index	16,430	$2.858M	1.6%	$173.95 *	$24.45	+42.3%	ETF	464287507
PG	Procter & Gamble Inc	32,244	$2.81M	1.6%	$87.15 *	$55.40	+25.3%	ETF	742718109
IJR	iShares S&P Smallcap 600 Index	37,959	$2.661M	1.5%	$70.10	$58.42	+20.0%	ETF	464287804
XOM	Exxon-Mobil	32,842	$2.651M	1.5%	$80.72 *	$53.88	+2.0%	COM	30231G102
CVS	CVS Health Corporation	30,560	$2.459M	1.4%	$80.46 *	$47.13	+30.6%	COM	126650100
PEP	Pepsico	21,193	$2.448M	1.4%	$115.51 *	$56.00	+59.2%	COM	713448108
—	J P Morgan Chase & Co	21,650	$1.979M	1.1%	$91.41	$21.36	—	ETF	46625h100
AMGN	Amgen Inc	11,235	$1.935M	1.1%	$172.23 *	$113.35	+17.5%	COM	031162100
VTV	Vanguard Value ETF	19,429	$1.876M	1.0%	$96.56	$82.53	+17.0%	ETF	922908744
DIS	Disney Walt Co	17,259	$1.834M	1.0%	$106.26 *	$71.93	+38.2%	COM	254687106
BMY	Bristol Myers Squibb	32,274	$1.798M	1.0%	$55.71 *	$39.53	+3.4%	COM	110122108
VEU	Vanguard FTSE All-World ex-USA	35,832	$1.793M	1.0%	$50.04	$47.02	+6.4%	ETF	922042775
VZ	Verizon Communications	39,019	$1.743M	1.0%	$44.67 *	$30.60	-7.4%	ETF	92343V104
CSCO	Cisco Systems	53,507	$1.675M	0.9%	$31.30 *	$17.88	+34.7%	COM	17275R102
BAC	Bank Of America	63,220	$1.534M	0.9%	$24.26 *	$11.17	+78.3%	ADR	060505104
PFE	Pfizer Inc	45,063	$1.514M	0.8%	$33.60 *	$18.90	+16.0%	COM	717081103
BRK/B	Berkshire Hathaway B	8,517	$1.443M	0.8%	$169.43	$143.29	+18.2%	COM	084670702
WFC	Wells Fargo & Company	25,075	$1.389M	0.8%	$55.39 *	$27.81	+57.2%	COM	949746101
VUG	Vanguard Growth ETF	10,853	$1.379M	0.8%	$127.06 *	$13.58	+55.9%	ETF	922908736
CVX	ChevronTexaco Corp	13,017	$1.358M	0.8%	$104.33 *	$71.54	+1.3%	COM	166764100
LOW	Lowes Companies	17,328	$1.343M	0.7%	$77.50 *	$60.39	+9.6%	COM	548661107
GOOG	Alphabet, Inc. Cl C	1,444	$1.312M	0.7%	$908.59 *	$37.96	+18.8%	ADR	02079K107
—	AT&T Corp	34,672	$1.308M	0.7%	$37.72	$37.63	—	COM	00206r102
META	Facebook Inc Class A	8,597	$1.298M	0.7%	$150.98	$88.35	+69.7%	COM	30303M102
VBR	Vanguard Small-Cap Value ETF	10,515	$1.292M	0.7%	$122.87	$112.63	+9.1%	ETF	922908611
FNDX	Sch Fundamental US Large Co ET	37,584	$1.271M	0.7%	$33.82 *	$9.60	+17.5%	ETF	808524771
GLD	SPDR Gold Shares	10,182	$1.202M	0.7%	$118.05	$126.14	-6.4%	ETF	78463V107
VNQ	Vanguard REIT	13,642	$1.135M	0.6%	$83.20	$78.56	+5.9%	COM	922908553
CWI	SPDR MSCI Acwi Ex-US	31,021	$1.106M	0.6%	$35.65 *	$22.88	+3.9%	ETF	78463X848
UNP	Union Pacific Corp	9,783	$1.065M	0.6%	$108.86 *	$67.30	+34.2%	ADR	907818108
—	Harris Corp	9,733	$1.062M	0.6%	$109.11	$79.24	—	PFD	413875105
VWO	Vanguard Emerging Mkt Fd	25,968	$1.06M	0.6%	$40.82	$37.72	+8.2%	ETF	922042858
VDC	Vanguard Consumer Staples ETF	7,506	$1.058M	0.6%	$140.95	$123.84	+13.9%	ETF	92204A207
COF	Capital One Financial	12,686	$1.048M	0.6%	$82.61 *	$51.09	+39.5%	COM	14040H105
MCD	McDonalds Corp	6,688	$1.024M	0.6%	$153.11 *	$73.13	+71.5%	COM	580135101
MUNI	Pimco Intermediate Muni ETF	19,110	$1.022M	0.6%	$53.48	$54.81	-2.4%	COM	72201R866
—	Celgene Corp	7,771	$1.009M	0.6%	$129.84	$105.48	—	COM	151020104
—	BB&T Corporation	22,146	$1.006M	0.6%	$45.43	$37.03	—	COM	054937107
—	United Technologies CP	8,211	$1.003M	0.6%	$122.15	$93.30	—	COM	913017109
USB	U S Bancorp	19,017	$987K	0.5%	$51.90 *	$22.61	+65.7%	COM	902973304
SPY	S&P 500 Spdr	4,064	$983K	0.5%	$241.88	$170.01	+42.2%	ETF	78462F103
SUB	iShares Sht-Term National Muni	9,070	$959K	0.5%	$105.73	$106.26	-0.5%	ETF	464288158
BSV	Vanguard Short-Term Bond ETF	11,441	$914K	0.5%	$79.89	$80.64	-1.0%	ETF	921937827
SLB	Schlumberger Ltd	13,370	$880K	0.5%	$65.82 *	$54.25	-5.0%	ETF	806857108
—	Guggenheim S&P 500 Eq. Wgt.	9,176	$850K	0.5%	$92.63	$80.36	—	COM	78355W106
VTR	Ventas Inc	11,641	$809K	0.4%	$69.50 *	$37.65	+28.5%	ETF	92276F100
EMR	Emerson Electric	13,434	$801K	0.4%	$59.62 *	$40.02	+21.0%	ETF	291011104
TIPX	SPDR Blmbrg Brcly 1-10 Yr TIP	40,565	$788K	0.4%	$19.43	$19.60	-0.8%	ETF	78468R861
VCSH	Vanguard Short-Term Corp Bond	9,769	$782K	0.4%	$80.05	$80.22	-0.2%	ETF	92206C409
V	Visa, Inc.	7,993	$750K	0.4%	$93.83 *	$66.33	+33.3%	COM	92826C839
—	Du Pont E I De Nemours	9,253	$747K	0.4%	$80.73	$53.80	—	COM	263534109
UNM	Unum Corp	15,954	$744K	0.4%	$46.63	$34.00	+37.2%	COM	91529Y106
PRU	Prudential Financial Inc	6,503	$703K	0.4%	$108.10 *	$50.81	+43.0%	COM	744320102
—	Government Property Income Tru	37,925	$694K	0.4%	$18.30	$16.44	—	COM	38376A103
—	Chase Corp	6,475	$691K	0.4%	$106.72	$39.81	—	COM	16150r104
STT	State Street Boston Corp	7,650	$686K	0.4%	$89.67 *	$44.55	+56.1%	ETF	857477103
MBB	iShares MBS ETF	6,422	$686K	0.4%	$106.82	$109.62	-2.6%	ETF	464288588
PPL	PPL Corp	17,544	$678K	0.4%	$38.65 *	$16.77	+57.6%	COM	69351T106
TAP/A	Molson Coors Brewing	7,835	$676K	0.4%	$86.28 *	$90.12	+2.8%	COM	60871R100
MET	Metlife Inc	12,183	$669K	0.4%	$54.91 *	$25.90	+41.5%	COM	59156R108
SCHG	Schwab Dow Jones US Large Grow	105,733	$668K	0.4%	$6.32 *	$4.93	+60.2%	ETF	808524300
—	Biotech/Genome Powershares Ind	14,537	$664K	0.4%	$45.68	$38.79	—	ETF	73935X856
KO	Coca Cola	14,425	$647K	0.4%	$44.85 *	$28.11	+22.4%	COM	191216100
—	Oracle Systems	12,727	$638K	0.4%	$50.13	$31.24	—	ETF	68389x105
XBI	SPDR S&P Biotech ETF	8,260	$638K	0.4%	$77.24	$66.59	+15.9%	ETF	78464A870
DHR	Danaher Corp	7,469	$630K	0.3%	$84.35 *	$26.48	+171.3%	COM	235851102
VTIP	Vanguard Sht-Term Infl Prot. S	12,596	$620K	0.3%	$49.22	$49.27	-0.1%	ETF	922020805
TMO	Thermo Fisher Scientific	3,388	$591K	0.3%	$174.44 *	$85.59	+99.3%	COM	883556102
FISV	Fiserv Inc.	4,770	$584K	0.3%	$122.43 *	$25.25	+142.3%	COM	337738108
HD	Home Depot	3,724	$571K	0.3%	$153.33 *	$60.44	+106.7%	COM	437076102
ADP	Automatic Data Processing	5,539	$568K	0.3%	$102.55 *	$46.09	+85.7%	COM	053015103
ROP	Roper Technologies, Inc	2,450	$567K	0.3%	$231.43 *	$144.94	+51.8%	COM	776696106
NVDA	Nvidia Corp	3,900	$564K	0.3%	$144.62 *	$3.13	+13.8%	COM	67066G104
IVW	iShares S&P 500 Barra Gr. Fd.	4,030	$551K	0.3%	$136.72 *	$21.31	+60.6%	ETF	464287309
—	PwrShs Financial Pfd	28,582	$546K	0.3%	$19.10	$18.05	—	ETF	73935X229
—	Dow Chemical	8,522	$537K	0.3%	$63.01	$34.70	—	COM	260543103
—	Dominion Res Inc Va	6,965	$534K	0.3%	$76.67	$57.22	—	COM	25746u109
—	Walgreens Boots Allianc	6,680	$523K	0.3%	$78.29	$79.61	—	COM	931427108
C	Citigroup Inc	7,774	$520K	0.3%	$66.89 *	$39.66	+27.8%	COM	172967424
—	H S B C Hldgs 6.2 Pfd	19,500	$515K	0.3%	$26.41	$26.41	—	COM	404280604
IVE	iShares S&P 500 Barra Value Fd	4,855	$510K	0.3%	$105.05	$76.38	+37.4%	ETF	464287408
—	Raytheon Corp Cl B	3,121	$504K	0.3%	$161.49	$132.72	—	ETF	755111507
FLOT	iShares Floating Rate Bond ETF	9,629	$490K	0.3%	$50.89	$50.80	+0.2%	ETF	46429B655
AGG	iShares Core Total U S	4,452	$488K	0.3%	$109.61	$109.01	+0.5%	COM	464287226
MDY	S&P 400 Mid-Cap SPDR	1,533	$487K	0.3%	$317.68	$232.00	+36.9%	ETF	78467Y107
TD	Toronto Dominion Bank	9,625	$485K	0.3%	$50.39	$42.78	+17.8%	COM	891160509
MMM	3M Company	2,318	$483K	0.3%	$208.37 *	$61.26	+112.4%	COM	88579Y101
BABA	Alibaba Group Hldg Adr	3,305	$466K	0.3%	$141.00	$123.48	+14.1%	COM	01609W102
PYPL	Paypal Holdings, Inc.	8,583	$461K	0.3%	$53.71	$36.29	+47.6%	COM	70450Y103
FNDF	Sch Fundamental Intl Lg Co ETF	15,230	$427K	0.2%	$28.04	$28.38	-1.3%	ETF	808524755
WY	Weyerhaeuser Co	12,311	$412K	0.2%	$33.47 *	$23.27	+3.5%	ETF	962166104
NKE	Nike Inc Class B	6,720	$396K	0.2%	$58.93 *	$44.08	+20.0%	COM	654106103
VIG	Vanguard Div Appreciation	4,252	$394K	0.2%	$92.66	$75.48	+22.8%	COM	921908844
SCHB	Schwab Dow Jones US Broad Mkt	6,718	$393K	0.2%	$58.50 *	$7.51	+29.8%	COM	808524102
CL	Colgate Palmolive Co	4,954	$367K	0.2%	$74.08 *	$56.71	+6.9%	COM	194162103
ITW	Illinois Tool Works	2,555	$366K	0.2%	$143.25 *	$49.85	+134.5%	COM	452308109
ABT	Abbott Labs	7,170	$349K	0.2%	$48.68 *	$30.30	+38.0%	COM	002824100
AMZN	Amazon.com	349	$338K	0.2%	$968.48 *	$42.59	+13.6%	COM	023135106
NVS	Novartis A G	4,027	$336K	0.2%	$83.44	$72.75	+14.7%	COM	66987V109
—	AON Corp	2,517	$335K	0.2%	$133.09	$64.29	—	COM	G0408V102
LMT	Lockheed Martin Corp	1,208	$335K	0.2%	$277.32 *	$101.96	+117.2%	COM	539830109
CTSH	Cognizant Tech. Solutions	4,975	$330K	0.2%	$66.33 *	$44.85	+31.6%	COM	192446102
MA	Mastercard Inc	2,689	$327K	0.2%	$121.61 *	$100.86	+14.8%	COM	57636Q104
LQD	iShares Inv. Grade Corp. Bd.	2,648	$319K	0.2%	$120.47	$118.61	+1.6%	ETF	464287242
ABBV	AbbVie Inc	4,205	$305K	0.2%	$72.53 *	$38.41	+32.0%	COM	00287Y109
—	ETFS Physical Swiss Gold Share	2,522	$304K	0.2%	$120.54	$120.97	—	COM	26922Y105
AMAT	Applied Materials	7,210	$298K	0.2%	$41.33 *	$25.12	+49.6%	COM	038222105
IBM	International Business Machine	1,915	$295K	0.2%	$154.05 *	$115.83	-12.3%	COM	459200101
PPG	PPG Inds Inc	2,676	$294K	0.2%	$109.87 *	$77.05	+21.7%	COM	693506107
—	Conoco Phillips	6,624	$291K	0.2%	$43.93	$64.12	—	COM	20825c104
—	Western Asset Muni Hi Income	38,917	$287K	0.2%	$7.37	$7.26	—	COM	95766N103
VB	Vanguard Small Cap	2,119	$287K	0.2%	$135.44	$121.35	+11.7%	ETF	922908751
VNQI	Vanguard Int'l REIT	5,082	$286K	0.2%	$56.28	$55.67	+1.0%	ETF	922042676
APD	Air Prods & Chems	1,978	$283K	0.2%	$143.07 *	$111.62	+4.2%	ADR	009158106
SCHE	Schwab FTSE Emerging Mkt ETF	11,301	$281K	0.2%	$24.87	$23.32	+6.6%	ETF	808524706
—	Unilever Nv Adr- Netherlands	5,035	$278K	0.2%	$55.21	$41.63	—	COM	904767704
MDLZ	Mondelez Intl Inc Cl A	6,278	$271K	0.2%	$43.17 *	$36.67	-3.8%	COM	609207105
—	Putnam Managed Municipal	35,872	$269K	0.1%	$7.50	$7.27	—	COM	746823103
—	Nuveen Inter Dur Qlty Muni	20,623	$267K	0.1%	$12.95	$12.92	—	COM	670677103
WMT	Wal-Mart Stores	3,521	$266K	0.1%	$75.55 *	$18.82	+16.6%	COM	931142103
HAS	Hasbro Inc	2,290	$255K	0.1%	$111.35 *	$30.22	+174.2%	COM	418056107
BDX	Becton Dickinson	1,275	$249K	0.1%	$195.29 *	$123.45	+35.9%	COM	075887109
WELL	Welltower, Inc	3,300	$247K	0.1%	$74.85 *	$54.00	+2.0%	PFD	95040Q104
WYNN	Wynn Resorts	1,834	$246K	0.1%	$134.13 *	$90.08	+35.3%	COM	983134107
—	Wells Fargo & Co 7.50 Pfd	182	$238K	0.1%	$1307.69	$1307.69	—	COM	949746804
SCHZ	Schwab US AGG Bnd ETF	4,468	$233K	0.1%	$52.15 *	$26.08	+0.2%	ETF	808524839
SCHC	Schwab FTSE Intl Small-Cap Equ	6,921	$233K	0.1%	$33.67	$32.72	+2.8%	ETF	808524888
XLK	Technology Sector iShare	4,211	$230K	0.1%	$54.62 *	$25.77	+6.2%	ETF	81369Y803
SCHP	Schwab US TIPS ETF	4,096	$226K	0.1%	$55.18 *	$27.71	-0.6%	ETF	808524870
—	Express Scripts Inc	3,409	$218K	0.1%	$63.95	$71.88	—	COM	30219G108
—	American Tower Corp	1,639	$217K	0.1%	$132.40	$132.40	—	COM	03027x100
—	Diageo Plc	1,794	$215K	0.1%	$119.84	$115.38	—	COM	25243q205
VXUS	Vanguard Total International S	4,120	$214K	0.1%	$51.94	$48.42	+7.3%	ETF	921909768
—	Altaba Incorporated	3,814	$208K	0.1%	$54.54	$54.54	—	COM	021346101
BIDU	Baidu Com ADR	725	$130K	0.1%	$179.31	$211.68	-15.5%	COM	056752108