Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHD	Schwab Dow Jones US Div Eq ETF	256,965	$14.08M	6.6%	$48.15	—	ETF	808524797
SCHZ	Schwab US AGG Bnd ETF	184,489	$9.935M	4.7%	$51.89	—	ETF	808524839
SCHX	Schwab Dow Jones US Large Cap	125,086	$8.872M	4.2%	$69.15	—	ETF	808524201
SCHV	Schwab Dow Jones US Large Valu	144,319	$8.187M	3.9%	$38.36	—	ETF	808524409
SCHG	Schwab Dow Jones US Large Grow	91,042	$7.648M	3.6%	$39.42	—	ETF	808524300
MSFT	Microsoft Corp	39,429	$5.482M	2.6%	$27.81	+367.1%	COM	594918104
SCHM	Schwab Dow Jones US Mid-Cap ET	94,634	$5.351M	2.5%	$42.24	—	ETF	808524508
AAPL	Apple, Inc	21,615	$4.841M	2.3%	$21.05	+138.6%	COM	037833100
SCHA	Schwab Dow Jones US Sm-Cap ETF	69,412	$4.84M	2.3%	$52.47	—	ETF	808524607
—	Merck & Co Inc	54,991	$4.629M	2.2%	$47.52	—	COM	58933y105
SCHF	Schwab FTSE Developed ex-US ET	136,937	$4.363M	2.1%	$9.39	—	ETF	808524805
JNJ	Johnson & Johnson	32,174	$4.163M	2.0%	$60.51	+81.8%	COM	478160104
GOOGL	Alphabet, Inc. Cl A	3,249	$3.967M	1.9%	$39.09	+50.4%	COM	02079K305
INTC	Intel Corp	70,436	$3.63M	1.7%	$18.48	+132.8%	COM	458140100
SDY	SPDR S&P Dividend ETF	35,294	$3.621M	1.7%	$74.09	—	ETF	78464A763
NVS	Novartis A G	4,027	$3.5M	1.6%	$70.82	—	COM	66987V109
IJH	iShares S&P Midcap 400 Index	16,743	$3.235M	1.5%	$127.31	—	ETF	464287507
—	Nuveen Inter Dur Qlty Muni	22,153	$3.028M	1.4%	$12.91	—	ETF	670677103
PG	Procter & Gamble Inc	22,891	$2.847M	1.3%	$55.49	+82.0%	COM	742718109
—	J P Morgan Chase & Co	23,894	$2.812M	1.3%	$30.93	—	COM	46625h100
IJR	iShares S&P Smallcap 600 Index	35,264	$2.745M	1.3%	$82.91	—	ETF	464287804
VZ	Verizon Communications	43,348	$2.616M	1.2%	$31.36	+28.9%	COM	92343V104
CSCO	Cisco Systems	52,357	$2.587M	1.2%	$19.54	+119.0%	COM	17275R102
PEP	Pepsico	18,377	$2.52M	1.2%	$56.73	+92.7%	COM	713448108
VEU	Vanguard FTSE All-World ex-USA	46,222	$2.306M	1.1%	$46.97	—	ETF	922042775
VNQ	Vanguard REIT	24,475	$2.282M	1.1%	$77.60	—	ETF	922908553
DIS	Disney Walt Co	17,289	$2.253M	1.1%	$73.93	+81.6%	COM	254687106
AMGN	Amgen Inc	10,796	$2.089M	1.0%	$116.37	+35.8%	COM	031162100
LOW	Lowes Companies	17,737	$1.95M	0.9%	$61.69	+52.4%	COM	548661107
VTV	Vanguard Value ETF	16,501	$1.842M	0.9%	$82.82	—	ETF	922908744
LHX	L3Harris Technologies Inc	8,672	$1.809M	0.9%	$180.55	0.0%	COM	502431109
BAC	Bank Of America	60,008	$1.75M	0.8%	$11.47	+114.3%	COM	060505104
VUG	Vanguard Growth ETF	10,051	$1.671M	0.8%	$80.76	—	ETF	922908736
CVS	CVS Health Corporation	25,603	$1.615M	0.8%	$47.73	+1.3%	COM	126650100
BRK/B	Berkshire Hathaway B	7,558	$1.572M	0.7%	$145.07	+42.0%	COM	084670702
GOOG	Alphabet, Inc. Cl C	1,257	$1.532M	0.7%	$38.35	+53.1%	COM	02079K107
CVX	ChevronTexaco Corp	12,758	$1.513M	0.7%	$72.20	+26.8%	COM	166764100
UNP	Union Pacific Corp	9,300	$1.506M	0.7%	$68.42	+113.1%	COM	907818108
XOM	Exxon-Mobil	20,885	$1.475M	0.7%	$53.92	-0.3%	COM	30231G102
MCD	McDonalds Corp	6,654	$1.429M	0.7%	$81.96	+125.4%	COM	580135101
BABA	Alibaba Group Hldg Adr	8,411	$1.407M	0.7%	$158.13	—	ADR	01609W102
—	BB&T Corporation	26,239	$1.4M	0.7%	$39.41	—	COM	054937107
SPY	SPDR S&P 500	4,386	$1.302M	0.6%	$296.78	—	ETF	78462F103
—	Raytheon Corp Cl B	6,512	$1.278M	0.6%	$155.24	—	COM	755111507
GLD	SPDR Gold Shares	9,156	$1.271M	0.6%	$121.22	—	ETF	78463V107
—	Royal Dutch Shell B Adr	21,141	$1.266M	0.6%	$66.32	—	ADR	780259107
VBR	Vanguard Small-Cap Value ETF	9,794	$1.262M	0.6%	$118.45	—	ETF	922908611
—	AT&T Corp	32,958	$1.247M	0.6%	$37.47	—	COM	00206r102
V	Visa, Inc.	7,242	$1.246M	0.6%	$71.50	+138.2%	COM	92826C839
AMZN	Amazon.com	694	$1.205M	0.6%	$73.67	+25.9%	COM	023135106
CWI	SPDR MSCI Acwi Ex-US	49,319	$1.186M	0.6%	$33.09	—	ETF	78463X848
RODM	Hartford MultiFactor Developed	40,916	$1.141M	0.5%	$28.18	—	ETF	518416102
—	United Technologies CP	8,259	$1.128M	0.5%	$96.25	—	COM	913017109
PFE	Pfizer Inc	30,075	$1.081M	0.5%	$19.05	+41.8%	COM	717081103
BMY	Bristol Myers Squibb	21,070	$1.068M	0.5%	$39.53	-7.0%	COM	110122108
COF	Capital One Financial	11,130	$1.013M	0.5%	$52.98	+52.2%	COM	14040H105
VDC	Vanguard Consumer Staples ETF	6,421	$1.005M	0.5%	$125.71	—	ETF	92204A207
PWR	Quanta Services Inc	25,975	$982K	0.5%	$35.55	0.0%	COM	74762E102
USB	U S Bancorp	17,721	$981K	0.5%	$22.96	+79.2%	COM	902973304
MUNI	Pimco Intermediate Muni ETF	16,973	$939K	0.4%	$54.95	—	ETF	72201R866
DHR	Danaher Corp	6,468	$934K	0.4%	$28.79	+322.7%	COM	235851102
FISV	Fiserv Inc.	8,780	$910K	0.4%	$49.89	+104.6%	COM	337738108
GPN	Global Payments, Inc.	5,687	$904K	0.4%	$142.30	+9.2%	COM	37940X102
VOO	Vanguard S&P 500 Etf	3,165	$869K	0.4%	$247.03	—	ETF	922908363
HD	Home Depot	3,640	$845K	0.4%	$68.24	+174.2%	COM	437076102
ROP	Roper Technologies, Inc	2,357	$841K	0.4%	$167.54	+108.7%	COM	776696106
EMR	Emerson Electric	12,354	$826K	0.4%	$40.02	+35.8%	COM	291011104
TMO	Thermo Fisher Scientific	2,761	$804K	0.4%	$85.59	+229.1%	COM	883556102
ADP	Automatic Data Processing	4,945	$798K	0.4%	$46.09	+212.4%	COM	053015103
—	Valero Energy Corp.	9,266	$790K	0.4%	$85.26	—	COM	90913Y100
IBM	International Business Machine	5,304	$771K	0.4%	$103.54	-1.0%	COM	459200101
C	Citigroup Inc	10,781	$745K	0.4%	$44.53	+21.6%	COM	172967424
TSN	Tyson Foods Inc	8,574	$739K	0.3%	$51.71	+36.7%	COM	902494103
PYPL	Paypal Holdings, Inc.	7,097	$735K	0.3%	$37.58	+192.4%	COM	70450Y103
WFC	Wells Fargo & Company	13,989	$706K	0.3%	$28.13	+41.5%	COM	949746101
TIPX	SPDR Blmbrg Brcly 1-10 Yr TIP	34,879	$682K	0.3%	$19.37	—	ETF	78468R861
XBI	SPDR S&P Biotech ETF	8,870	$676K	0.3%	$86.09	—	ETF	78464A870
MA	Mastercard Inc	2,464	$669K	0.3%	$113.67	+134.1%	COM	57636Q104
VIG	Vanguard Div Appreciation	5,328	$637K	0.3%	$86.02	—	ETF	921908844
AGG	iShares Core Total U S	5,574	$631K	0.3%	$111.12	—	ETF	464287226
TJX	TJX Cos Inc	11,230	$626K	0.3%	$38.86	+28.9%	COM	872540109
IVW	iShares S&P 500 Barra Gr. Fd.	3,433	$618K	0.3%	$84.46	—	ETF	464287309
KO	Coca Cola	10,903	$594K	0.3%	$28.11	+56.4%	COM	191216100
ITW	Illinois Tool Works	3,765	$589K	0.3%	$93.08	+39.9%	COM	452308109
CRM	Salesforce Com	3,927	$583K	0.3%	$131.06	+14.6%	COM	79466L302
NKE	Nike Inc Class B	6,095	$572K	0.3%	$45.13	+74.5%	COM	654106103
—	Oracle Systems	10,402	$572K	0.3%	$31.24	—	COM	68389x105
WY	Weyerhaeuser Co	19,458	$539K	0.3%	$22.43	-8.5%	COM	962166104
ABT	Abbott Labs	6,421	$537K	0.3%	$31.06	+145.0%	COM	002824100
—	Dominion Res Inc Va	6,615	$536K	0.3%	$57.44	—	COM	25746u109
CFG	Citizens Financial Group	14,703	$520K	0.2%	$26.29	0.0%	COM	174610105
PANW	Palo Alto Networks Inc	2,517	$513K	0.2%	$26.33	+34.4%	COM	697435105
—	Chase Corp	4,640	$508K	0.2%	$39.81	—	COM	16150r104
IVE	iShares S&P 500 Value	4,257	$507K	0.2%	$78.28	—	ETF	464287408
MDY	S&P 400 Mid-Cap SPDR	1,427	$503K	0.2%	$143459.86	—	ETF	78467Y107
PRU	Prudential Financial Inc	5,529	$497K	0.2%	$51.75	+27.1%	COM	744320102
—	H S B C Hldgs 6.2 Pfd	18,252	$480K	0.2%	$26.55	—	PFD	404280604
SCHB	Schwab Dow Jones US Broad Mkt	6,498	$461K	0.2%	$58.77	—	ETF	808524102
FLOT	iShares Floating Rate Bond ETF	8,974	$457K	0.2%	$50.91	—	ETF	46429B655
TRV	Travelers Inc	3,051	$454K	0.2%	$124.99	+3.6%	COM	89417E109
MBB	iShares MBS ETF	4,169	$451K	0.2%	$110.00	—	ETF	464288588
LMT	Lockheed Martin Corp	1,153	$450K	0.2%	$113.41	+179.0%	COM	539830109
STT	State Street Boston Corp	7,550	$447K	0.2%	$44.55	+1.0%	COM	857477103
BSV	Vanguard Short-Term Bond ETF	5,505	$445K	0.2%	$81.05	—	ETF	921937827
XLK	SPDR Technology Select Sector	5,175	$417K	0.2%	$63.73	—	ETF	81369Y803
—	AON Corp	2,117	$410K	0.2%	$64.29	—	COM	G0408V102
MDLZ	Mondelez Intl Inc Cl A	7,165	$396K	0.2%	$36.30	+28.6%	COM	609207105
MMM	3M Company	2,308	$379K	0.2%	$129.91	-14.8%	COM	88579Y101
VCSH	Vanguard Short-Term Corp Bond	4,619	$374K	0.2%	$80.44	—	ETF	92206C409
—	American Tower Corp	1,630	$360K	0.2%	$144.17	—	COM	03027x100
AMAT	Applied Materials	7,210	$360K	0.2%	$25.12	+80.5%	COM	038222105
—	Wells Fargo & Co 7.50 Pfd	235	$358K	0.2%	$1323.31	—	PFD	949746804
LQD	iShares Inv. Grade Corp. Bd.	2,795	$356K	0.2%	$114.77	—	ETF	464287242
VB	Vanguard Small Cap	2,187	$337K	0.2%	$123.18	—	ETF	922908751
PM	Philip Morris Intl Inc	4,404	$335K	0.2%	$53.28	+6.4%	COM	718172109
—	NextEra Energy Inc.	1,431	$333K	0.2%	$195.96	—	COM	65339f101
NVDA	Nvidia Corp	1,885	$328K	0.2%	$3.13	+33.4%	COM	67066G104
—	Western Asset Muni Hi Income	42,731	$324K	0.2%	$7.26	—	ETF	95766N103
SCHH	Schwab Dow Jones US REIT	6,664	$314K	0.1%	$44.50	—	ETF	808524847
BDX	Becton Dickinson	1,235	$312K	0.1%	$124.85	+79.1%	COM	075887109
VTIP	Vanguard Sht-Term Infl Prot Se	6,266	$307K	0.1%	$48.73	—	ETF	922020805
—	General Electric	33,100	$296K	0.1%	$3.03	—	COM	369604103
ZYXIQ	Zynex Inc	31,000	$295K	0.1%	$3.80	+114.9%	COM	98986M103
GEM	Gldmn Sachs ActiveBeta Emrg Mk	9,346	$293K	0.1%	$32.51	—	ETF	381430206
WMT	Wal-Mart Stores	2,450	$291K	0.1%	$29.24	+17.9%	COM	931142103
—	Unilever Nv Adr- Netherlands	4,690	$282K	0.1%	$41.63	—	ADR	904767704
SUB	iShares Sht-Term National Muni	2,643	$282K	0.1%	$106.12	—	ETF	464288158
IEF	iShares Barclays 7-10 Yr Govt.	2,502	$281K	0.1%	$106.74	—	ETF	464287440
—	Alerian MLP ETF	30,257	$277K	0.1%	$9.55	—	ETF	00162Q866
—	Diageo Plc	1,671	$273K	0.1%	$121.98	—	ADR	25243q205
PPG	PPG Inds Inc	2,276	$270K	0.1%	$77.05	+32.2%	COM	693506107
ABBV	AbbVie Inc	3,556	$269K	0.1%	$42.37	+24.1%	COM	00287Y109
SYY	Sysco Inc	3,337	$265K	0.1%	$54.12	+14.1%	COM	871829107
CTSH	Cognizant Tech. Solutions	4,257	$257K	0.1%	$49.70	+15.5%	COM	192446102
VNQI	Vanguard Int'l REIT	4,338	$254K	0.1%	$64.24	—	ETF	922042676
—	Blackstone Group Lp	5,097	$249K	0.1%	$44.44	—	COM	09253U108
BA	Boeing Co	653	$248K	0.1%	$339.07	+3.9%	COM	097023105
FNDF	Sch Fundamental Intl Lg Co ETF	8,810	$243K	0.1%	$28.15	—	ETF	808524755
FNDX	Sch Fundamental US Large Co ET	6,088	$241K	0.1%	$29.52	—	ETF	808524771
—	Altria Group Inc	5,673	$232K	0.1%	$61.90	—	COM	02209s103
SCHP	Schwab US TIPS ETF	4,053	$230K	0.1%	$313.03	—	ETF	808524870
—	Conoco Phillips	4,019	$229K	0.1%	$64.40	—	COM	20825c104
SCHE	Schwab FTSE Emerging Mkt ETF	8,933	$225K	0.1%	$24.87	—	ETF	808524706
NOC	Northrop Grumman Corp	567	$213K	0.1%	$318.69	0.0%	COM	666807102
TGT	Target Corp	1,925	$205K	0.1%	$80.37	0.0%	COM	87612E106
FNDC	Sch Fundamental Intl Sm ETF	6,617	$203K	0.1%	$31.12	—	ETF	808524748
ES	Eversource Energy	2,378	$203K	0.1%	$63.14	0.0%	COM	30040W108
NOBL	Proshares S&P 500 Div Aristocr	2,824	$202K	0.1%	$71.53	—	ETF	74348A467