Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SWK	Stanley Works	4,157	$689M	73.5%	$128.58	0.0%	COM	854502101
SCHD	Schwab Dow Jones US Div Eq ETF	214,468	$12.42M	1.3%	$48.15	—	ETF	808524797
SCHZ	Schwab US AGG Bnd ETF	191,977	$10.26M	1.1%	$51.95	—	ETF	808524839
SCHX	Schwab Dow Jones US Large Cap	1,316,600	$10.11M	1.1%	$13.52	—	ETF	808524201
TMO	Thermo Fisher Scientific	2,731	$8.877M	0.9%	$85.59	+248.7%	COM	883556102
SCHV	Schwab Dow Jones US Large Valu	145,442	$8.744M	0.9%	$38.36	—	ETF	808524409
SCHG	Schwab Dow Jones US Large Grow	899,640	$8.359M	0.9%	$12.34	—	ETF	808524300
AAPL	Apple Inc	21,340	$6.267M	0.7%	$21.05	+194.6%	COM	037833100
MSFT	Microsoft Corp	38,783	$6.116M	0.7%	$27.81	+400.6%	COM	594918104
STT	State Street Boston Corp	7,550	$5.979M	0.6%	$44.55	+29.4%	COM	857477103
SCHM	Schwab Dow Jones US Mid-Cap ET	96,522	$5.806M	0.6%	$42.59	—	ETF	808524508
FPE	First Trust Preferred Sec & In	284,362	$5.707M	0.6%	$20.07	—	COM	33739E108
SCHA	Schwab Dow Jones US Sm-Cap ETF	69,353	$5.246M	0.6%	$52.47	—	ETF	808524607
—	Merck & Co Inc	55,071	$5.009M	0.5%	$47.52	—	COM	58933y105
SCHF	Schwab FTSE Developed ex-US ET	138,006	$4.641M	0.5%	$9.39	—	ETF	808524805
JNJ	Johnson & Johnson	31,590	$4.608M	0.5%	$60.51	+88.6%	COM	478160104
GOOGL	Alphabet Inc. Cl A	3,199	$4.285M	0.5%	$39.09	+63.8%	COM	02079K305
INTC	Intel Corp	70,242	$4.204M	0.4%	$18.48	+166.6%	COM	458140100
NOBL	Proshares S&P 500 Div Aristocr	50,372	$3.808M	0.4%	$75.37	—	ETF	74348A467
SDY	SPDR S&P Dividend ETF	34,021	$3.66M	0.4%	$74.09	—	ETF	78464A763
IJH	iShares S&P Midcap 400 Index	16,383	$3.372M	0.4%	$127.31	—	ETF	464287507
—	J P Morgan Chase & Co	23,776	$3.314M	0.4%	$30.93	—	COM	46625h100
SYY	Sysco Inc	3,337	$2.859M	0.3%	$54.12	+26.6%	COM	871829107
PG	Procter & Gamble Inc	22,778	$2.845M	0.3%	$55.49	+89.7%	COM	742718109
IJR	iShares S&P Smallcap 600 Index	33,622	$2.819M	0.3%	$82.91	—	ETF	464287804
VZ	Verizon Communications	43,737	$2.685M	0.3%	$31.36	+36.4%	COM	92343V104
AMGN	Amgen Inc	10,710	$2.582M	0.3%	$116.37	+57.0%	COM	031162100
CSCO	Cisco Systems	52,516	$2.519M	0.3%	$19.54	+97.3%	COM	17275R102
PEP	Pepsico	18,429	$2.519M	0.3%	$56.73	+98.8%	COM	713448108
DIS	Disney Walt Co	17,044	$2.465M	0.3%	$73.93	+83.6%	COM	254687106
VEU	Vanguard FTSE All-World ex-USA	45,838	$2.464M	0.3%	$46.97	—	ETF	922042775
VNQ	Vanguard REIT	25,022	$2.322M	0.2%	$77.94	—	ETF	922908553
LOW	Lowes Companies	17,731	$2.123M	0.2%	$61.69	+65.9%	COM	548661107
BAC	Bank Of America	58,781	$2.07M	0.2%	$11.47	+142.4%	COM	060505104
VTV	Vanguard Value ETF	15,958	$1.913M	0.2%	$82.82	—	ETF	922908744
CVS	CVS Health Corporation	25,247	$1.876M	0.2%	$47.73	+21.0%	COM	126650100
BABA	Alibaba Group Hldg Adr	8,534	$1.81M	0.2%	$158.91	—	ADR	01609W102
BRK/B	Berkshire Hathaway B	7,947	$1.8M	0.2%	$148.60	+46.1%	COM	084670702
LHX	L3Harris Technologies Inc	8,608	$1.703M	0.2%	$180.55	-1.6%	COM	502431109
UNP	Union Pacific Corp	9,300	$1.681M	0.2%	$68.42	+118.3%	COM	907818108
VUG	Vanguard Growth ETF	9,168	$1.67M	0.2%	$80.76	—	ETF	922908736
GOOG	Alphabet Inc. Cl C	1,234	$1.65M	0.2%	$38.35	+67.0%	COM	02079K107
XOM	Exxon-Mobil	23,251	$1.622M	0.2%	$53.73	-3.1%	COM	30231G102
GLD	SPDR Gold Shares	10,728	$1.533M	0.2%	$124.39	—	ETF	78463V107
CVX	ChevronTexaco Corp	12,666	$1.526M	0.2%	$72.20	+24.2%	COM	166764100
TFC	Truist Finl Corp	26,320	$1.482M	0.2%	$40.89	0.0%	COM	89832Q109
SPY	SPDR S&P 500	4,480	$1.442M	0.2%	$297.30	—	ETF	78462F103
—	Raytheon Corp Cl B	6,443	$1.416M	0.2%	$155.24	—	COM	755111507
V	Visa Inc.	7,342	$1.38M	0.1%	$72.88	+136.8%	COM	92826C839
VBR	Vanguard Small-Cap Value ETF	9,977	$1.367M	0.1%	$118.79	—	ETF	922908611
AMZN	Amazon.com	734	$1.356M	0.1%	$74.48	+18.8%	COM	023135106
MCD	McDonalds Corp	6,655	$1.315M	0.1%	$81.96	+109.8%	COM	580135101
BMY	Bristol Myers Squibb	20,450	$1.313M	0.1%	$39.53	+14.3%	COM	110122108
—	AT&T Corp	33,495	$1.309M	0.1%	$37.50	—	COM	00206r102
RODM	Hartford MultiFactor Developed	43,725	$1.284M	0.1%	$28.25	—	COM	518416102
—	United Technologies CP	8,359	$1.252M	0.1%	$96.89	—	COM	913017109
CWI	SPDR MSCI Acwi Ex-US	48,459	$1.249M	0.1%	$33.09	—	ETF	78463X848
PFE	Pfizer Inc	31,125	$1.22M	0.1%	$19.31	+38.3%	COM	717081103
COF	Capital One Financial	10,956	$1.127M	0.1%	$52.98	+63.8%	COM	14040H105
PWR	Quanta Services Inc	25,626	$1.043M	0.1%	$35.55	+13.1%	COM	74762E102
USB	U S Bancorp	17,521	$1.039M	0.1%	$22.96	+93.1%	COM	902973304
VDC	Vanguard Consumer Staples ETF	6,421	$1.035M	0.1%	$125.71	—	ETF	92204A207
FISV	Fiserv Inc.	8,855	$1.024M	0.1%	$49.89	+121.3%	COM	337738108
DHR	Danaher Corp	6,468	$993K	0.1%	$28.79	+327.1%	COM	235851102
—	Royal Dutch Shell B Adr	163,540	$981K	0.1%	$13.80	—	ADR	780259107
HD	Home Depot	4,460	$974K	0.1%	$91.54	+113.0%	COM	437076102
VOO	Vanguard S&P 500 Etf	3,196	$945K	0.1%	$247.03	—	ETF	922908363
MUNI	Pimco Intermediate Muni ETF	17,050	$941K	0.1%	$54.95	—	ETF	72201R866
META	Facebook Inc Class A	4,549	$934K	0.1%	$192.35	0.0%	COM	30303M102
EMR	Emerson Electric	12,254	$934K	0.1%	$40.02	+57.0%	COM	291011104
IBM	International Business Machine	6,957	$933K	0.1%	$102.68	-2.7%	COM	459200101
XBI	SPDR S&P Biotech ETF	9,210	$876K	0.1%	$86.43	—	ETF	78464A870
C	Citigroup Inc	10,946	$874K	0.1%	$44.75	+32.4%	COM	172967424
—	Valero Energy Corp.	9,044	$847K	0.1%	$85.26	—	COM	90913Y100
ADP	Automatic Data Processing	4,945	$843K	0.1%	$46.09	+214.8%	COM	053015103
ROP	Roper Technologies Inc	2,280	$808K	0.1%	$167.54	+98.8%	COM	776696106
AGG	iShares Core Total U.S. AGG	6,960	$782K	0.1%	$111.36	—	ETF	464287226
TSN	Tyson Foods Inc	8,575	$781K	0.1%	$51.71	+38.8%	COM	902494103
WFC	Wells Fargo & Company	14,315	$770K	0.1%	$28.50	+56.8%	COM	949746101
PYPL	Paypal Holdings Inc.	6,747	$730K	0.1%	$37.58	+176.7%	COM	70450Y103
MA	Mastercard Inc	2,436	$727K	0.1%	$113.67	+139.8%	COM	57636Q104
VIG	Vanguard Div Appreciation	5,636	$703K	0.1%	$88.13	—	ETF	921908844
IVW	iShares S&P 500 Barra Gr. Fd.	3,532	$684K	0.1%	$87.52	—	ETF	464287309
TIPX	SPDR Blmbrg Brcly 1-10 Yr TIP	34,849	$683K	0.1%	$19.37	—	ETF	78468R861
ITW	Illinois Tool Works	3,740	$672K	0.1%	$93.08	+57.2%	COM	452308109
TJX	TJX Cos Inc	10,920	$667K	0.1%	$38.86	+40.5%	COM	872540109
KO	Coca Cola	11,378	$630K	0.1%	$28.79	+54.6%	COM	191216100
CFG	Citizens Financial Group	15,320	$622K	0.1%	$26.38	+8.0%	COM	174610105
NKE	Nike Inc Class B	6,095	$617K	0.1%	$45.13	+92.4%	COM	654106103
PANW	Palo Alto Networks Inc	2,515	$582K	0.1%	$26.33	+43.6%	COM	697435105
CRM	Salesforce Com	3,547	$577K	0.1%	$131.06	+18.2%	COM	79466L302
WY	Weyerhaeuser Co	18,869	$570K	0.1%	$22.43	+3.0%	COM	962166104
—	Oracle Systems	10,673	$565K	0.1%	$31.79	—	COM	68389x105
—	Dominion Res Inc Va	6,751	$559K	0.1%	$57.95	—	COM	25746u109
EMTL	SPDR DoubleLine EM ETF	10,818	$554K	0.1%	$51.21	—	ETF	78470P309
IVE	iShares S&P 500 Value	4,251	$553K	0.1%	$78.28	—	ETF	464287408
ABT	Abbott Labs	6,321	$549K	0.1%	$31.06	+142.5%	COM	002824100
—	Chase Corp	4,560	$540K	0.1%	$39.81	—	COM	16150r104
SCHB	Schwab Dow Jones US Broad Mkt	67,140	$516K	0.1%	$12.63	—	ETF	808524102
—	H S B C Hldgs 6.2percent Pfd	18,252	$491K	0.1%	$26.55	—	PFD	404280604
PRU	Prudential Financial Inc	5,004	$469K	0.1%	$51.75	+30.2%	COM	744320102
XLK	SPDR Technology Select Sector	5,076	$465K	0.0%	$63.73	—	ETF	81369Y803
NVDA	Nvidia Corp	1,970	$464K	0.0%	$3.22	+60.6%	COM	67066G104
FLOT	iShares Floating Rate Bond ETF	9,000	$458K	0.0%	$50.91	—	ETF	46429B655
MBB	iShares MBS ETF	419	$453K	0.0%	$110.00	—	ETF	464288588
LMT	Lockheed Martin Corp	1,153	$449K	0.0%	$113.41	+186.4%	COM	539830109
BSV	Vanguard Short-Term Bond ETF	5,516	$445K	0.0%	$81.05	—	ETF	921937827
—	AON Corp	2,117	$441K	0.0%	$64.29	—	COM	G0408V102
AMAT	Applied Materials	7,210	$440K	0.0%	$25.12	+111.0%	COM	038222105
MDY	S&P 400 Mid-Cap SPDR	1,077	$404K	0.0%	$143459.86	—	ETF	78467Y107
MMM	3M Company	2,278	$402K	0.0%	$129.91	-14.0%	COM	88579Y101
—	American Tower Corp	1,750	$402K	0.0%	$150.04	—	COM	03027x100
TRV	Travelers Inc	2,921	$400K	0.0%	$124.99	-4.6%	COM	89417E109
NVS	Novartis A G	4,216	$399K	0.0%	$71.89	—	ADR	66987V109
MDLZ	Mondelez Intl Inc Cl A	7,165	$395K	0.0%	$36.30	+26.4%	ADR	609207105
PM	Philip Morris Intl Inc	4,347	$370K	0.0%	$53.28	+12.6%	COM	718172109
VB	Vanguard Small Cap	2,198	$364K	0.0%	$123.18	—	ETF	922908751
—	General Electric	32,636	$364K	0.0%	$3.03	—	COM	369604103
DD	Du Pont E I De Nemours	5,614	$360K	0.0%	$24.51	0.0%	ADR	26614N102
—	Wells Fargo & Co 7.50percent Pfd	237	$343K	0.0%	$1323.31	—	PFD	949746804
GEM	Gldmn Sachs ActiveBeta Emrg Mk	9,932	$341K	0.0%	$32.61	—	ETF	381430206
BDX	Becton Dickinson	1,235	$336K	0.0%	$124.85	+81.4%	COM	075887109
LQD	iShares Inv. Grade Corp. Bd.	2,605	$333K	0.0%	$114.77	—	ETF	464287242
—	NextEra Energy Inc.	1,371	$332K	0.0%	$195.96	—	COM	65339f101
SCHH	Schwab Dow Jones US REIT	7,146	$328K	0.0%	$44.60	—	ETF	808524847
—	Western Asset Muni Hi Income	43,163	$327K	0.0%	$7.27	—	ETF	95766N103
IWM	iShares Russell 2000 Index Fun	1,975	$327K	0.0%	$165.57	—	ETF	464287655
ABBV	AbbVie Inc	3,556	$315K	0.0%	$42.37	+52.5%	COM	00287Y109
ES	Eversource Energy	3,689	$314K	0.0%	$64.33	+3.4%	COM	30040W108
VTIP	Vanguard Sht-Term Infl Prot Se	6,309	$311K	0.0%	$48.73	—	ETF	922020805
VCSH	Vanguard Short-Term Corp Bond	3,822	$310K	0.0%	$80.44	—	ETF	92206C409
—	Nuveen Inter Dur Qlty Muni	22,305	$310K	0.0%	$12.91	—	ETF	670677103
PPG	PPG Inds Inc	2,276	$304K	0.0%	$77.05	+46.0%	COM	693506107
WMT	Wal-Mart Stores	2,540	$303K	0.0%	$29.49	+23.4%	COM	931142103
DOW	Dow Chemical	5,191	$284K	0.0%	$36.70	0.0%	COM	260557103
SUB	iShares Sht-Term National Muni	2,656	$284K	0.0%	$106.12	—	ETF	464288158
—	Diageo Plc	1,671	$281K	0.0%	$121.98	—	COM	25243q205
—	Altria Group Inc	5,561	$278K	0.0%	$61.90	—	COM	02209s103
IEF	iShares Barclays 7-10 Yr Govt.	2,474	$273K	0.0%	$106.74	—	ETF	464287440
VNQI	Vanguard Intl REIT	4,610	$272K	0.0%	$63.93	—	ETF	922042676
—	Unilever Nv Adr- Netherlands	4,695	$270K	0.0%	$41.63	—	ADR	904767704
FNDX	Sch Fundamental US Large Co ET	6,161	$263K	0.0%	$29.68	—	ETF	808524771
CTSH	Cognizant Tech. Solutions	4,138	$257K	0.0%	$49.70	+13.4%	COM	192446102
—	Conoco Phillips	3,949	$257K	0.0%	$64.40	—	COM	20825c104
ET	Energy Transfer Equity	19,500	$250K	0.0%	$12.82	—	COM	29273V100
SCHE	Schwab FTSE Emerging Mkt ETF	9,132	$250K	0.0%	$24.92	—	ETF	808524706
FNDF	Sch Fundamental Intl Lg Co ETF	8,576	$248K	0.0%	$28.15	—	ETF	808524755
ZYXIQ	Zynex Inc	31,000	$244K	0.0%	$3.80	+131.4%	COM	98986M103
TGT	Target Corp	1,897	$243K	0.0%	$80.37	+24.2%	COM	87612E106
STZ	Constellation Brands	1,241	$235K	0.0%	$170.74	0.0%	COM	21036P108
SCHP	Schwab US TIPS ETF	4,036	$229K	0.0%	$313.03	—	ETF	808524870
FNDC	Sch Fundamental Intl Sm ETF	6,727	$224K	0.0%	$31.15	—	ETF	808524748
CAT	Caterpillar	1,510	$223K	0.0%	$123.01	0.0%	COM	149123101
VOE	Vanguard Mid Cap Value ETF	1,839	$219K	0.0%	$119.09	—	ETF	922908512
BA	Boeing Co	653	$213K	0.0%	$339.07	+3.5%	COM	097023105
PSX	Phillips 66	1,854	$207K	0.0%	$87.36	0.0%	COM	718546104