Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple Inc.	146,297	$25.55M	3.6%	—	—	COM	037833100
VTI	Vanguard Total Stock Market ETF	79,310	$18.06M	2.5%	—	—	COM	922908769
—	Alphabet Inc., Cl. A	4,789	$13.32M	1.9%	—	—	COM	02079k305
VIG	Vanguard Dividend Appreciation ETF	79,939	$12.96M	1.8%	—	—	COM	921908844
—	Nvidia Corp.	44,695	$12.2M	1.7%	—	—	COM	67066g104
ADM	Archer Daniels Midland	135,097	$12.19M	1.7%	—	—	COM	039483102
MGC	Vanguard Mega Cap ETF	75,564	$12.02M	1.7%	—	—	COM	921910873
AMZN	Amazon.Com Inc.	3,530	$11.51M	1.6%	—	—	COM	023135106
—	Blackstone Group Inc. Cl. A	90,402	$11.48M	1.6%	—	—	COM	09260d107
CVS	CVS Health Corp.	111,912	$11.33M	1.6%	—	—	COM	126650100
TMO	Thermo Fisher Scientific, Inc.	19,036	$11.24M	1.6%	—	—	COM	883556102
—	Broadcom Inc.	17,666	$11.12M	1.6%	—	—	COM	11135f101
COST	Costco Wholesale Corp.	18,571	$10.69M	1.5%	—	—	COM	22160K105
—	Intercontinental Exchange Group	72,204	$9.54M	1.3%	—	—	COM	45866f104
URI	United Rentals, Inc.	26,158	$9.292M	1.3%	—	—	COM	911363109
—	UnitedHealth Group	16,980	$8.659M	1.2%	—	—	COM	91324p102
—	HCA Healthcare Co.	34,514	$8.65M	1.2%	—	—	COM	40412c101
—	MasterCard, Inc.	24,027	$8.587M	1.2%	—	—	COM	57636q104
HD	Home Depot, Inc.	27,023	$8.089M	1.1%	—	—	COM	437076102
DE	Deere & Co.	18,755	$7.792M	1.1%	—	—	COM	244199105
—	Vanguard Russell 1000 ETF	36,838	$7.633M	1.1%	—	—	COM	92206c730
MCHP	Microchip Technology, Inc.	100,006	$7.514M	1.1%	—	—	COM	595017104
CMG	Chipotle Mexican Grill, A	4,688	$7.417M	1.0%	—	—	COM	169656105
VO	Vanguard Mid Cap ETF	30,819	$7.33M	1.0%	—	—	COM	922908629
—	Meta Platforms, Inc.	32,831	$7.3M	1.0%	—	—	COM	30303m102
—	Invesco S&P 500 Quality ETF A	145,069	$7.24M	1.0%	—	—	COM	46137v241
—	LAM Research Corp.	13,300	$7.15M	1.0%	—	—	COM	512807108
SHW	Sherwin Williams Company	27,761	$6.93M	1.0%	—	—	COM	824348106
—	S&P Global, Inc.	16,596	$6.807M	1.0%	—	—	COM	78409v104
SCHD	Schwab US Div Equity ETF	80,065	$6.316M	0.9%	—	—	COM	808524797
MSFT	Microsoft Corporation	20,242	$6.241M	0.9%	—	—	COM	594918104
FISV	Fiserv, Inc.	60,441	$6.129M	0.9%	—	—	COM	337738108
MU	Micron Technology, Inc.	75,730	$5.899M	0.8%	—	—	COM	595112103
—	Mosaic Co.	80,681	$5.365M	0.8%	—	—	COM	61945c103
—	Charter Communications, Inc.	9,794	$5.343M	0.7%	—	—	COM	16119p108
FDL	First Trust Morningstar Div Leaders ETF	142,354	$5.33M	0.7%	—	—	COM	336917109
VOOG	Vanguard S&P 500 Growth ETF	18,987	$5.234M	0.7%	—	—	COM	921932505
VB	Vanguard Index Small Cap ETF	24,356	$5.176M	0.7%	—	—	COM	922908751
GSLC	Goldman Sachs ActiveBeta US LargeCp Eq ETF	54,514	$4.854M	0.7%	—	—	COM	381430503
BRK/B	Berkshire Hathaway, Cl. B	12,957	$4.573M	0.6%	—	—	COM	084670702
—	IShares MSCI USA Momentum Factor ETF	26,185	$4.406M	0.6%	—	—	COM	46432f396
IWS	IShares Russell Midcap Value Index ETF	36,816	$4.405M	0.6%	—	—	COM	464287473
QCOM	Qualcomm Inc.	27,993	$4.278M	0.6%	—	—	COM	747525103
—	Quanta Services, Inc.	32,155	$4.232M	0.6%	—	—	COM	74762e102
—	First Trust Value Line Dividend ETF	98,817	$4.18M	0.6%	—	—	COM	33734h106
IWV	IShares Russell 3000 Index ETF	15,847	$4.158M	0.6%	—	—	COM	464287689
SPY	SPDR S&P 500 ETF	9,157	$4.136M	0.6%	—	—	COM	78462F103
—	First Trust Rising Dividend Achievers ETF	84,147	$4.123M	0.6%	—	—	COM	33738r506
—	IShares MSCI USA Minimum Volatility ETF	51,725	$4.012M	0.6%	—	—	COM	46429b697
—	Horizon Pharma PLC	36,980	$3.891M	0.5%	—	—	COM	g46188101
PFE	Pfizer, Inc.	74,512	$3.857M	0.5%	—	—	COM	717081103
—	W. P. Carey Inc.	46,113	$3.728M	0.5%	—	—	COM	92936u109
—	Merck & Co Inc.	44,579	$3.658M	0.5%	—	—	COM	58933y105
NUE	Nucor Corp.	24,079	$3.579M	0.5%	—	—	COM	670346105
PAYX	PayChex Inc.	25,901	$3.535M	0.5%	—	—	COM	704326107
EL	Estee Lauder Co.	12,918	$3.518M	0.5%	—	—	COM	518439104
IWM	IShares Russell 2000 Index ETF	16,888	$3.467M	0.5%	—	—	COM	464287655
VOO	Vanguard S&P 500 ETF	8,316	$3.453M	0.5%	—	—	COM	922908363
FTCS	First Trust Capital Strength ETF	43,143	$3.374M	0.5%	—	—	COM	33733E104
IJR	IShares S&P SmallCap 600 Index ETF	29,702	$3.204M	0.4%	—	—	COM	464287804
—	AbbVie, Inc.	19,557	$3.17M	0.4%	—	—	COM	00287y109
—	Invesco QQQ Tr Unit Ser. 1 ETF	8,739	$3.168M	0.4%	—	—	COM	46090e103
KO	Coca Cola	50,464	$3.129M	0.4%	—	—	COM	191216100
SCHB	Schwab US Broad Market ETF	57,010	$3.044M	0.4%	—	—	COM	808524102
—	Tesla Motors Inc., Com	2,795	$3.012M	0.4%	—	—	COM	88160r101
—	Jacobs Engineering Group, Inc.	21,550	$2.97M	0.4%	—	—	COM	469814107
—	Fidelity National Information Services	29,215	$2.934M	0.4%	—	—	COM	31620m106
LOW	Lowe's Cos	14,389	$2.909M	0.4%	—	—	COM	548661107
—	Salesforce.com	13,443	$2.854M	0.4%	—	—	COM	79466l302
LDOS	Leidos Holdings, Inc.	26,026	$2.811M	0.4%	—	—	COM	525327102
IJH	IShares S&P Midcap 400 Index ETF	10,333	$2.773M	0.4%	—	—	COM	464287507
—	Enbridge Inc.	59,931	$2.762M	0.4%	—	—	COM	29250n105
WMB	Williams Companies	81,235	$2.714M	0.4%	—	—	COM	969457100
PEP	PepsiCo Inc	16,158	$2.705M	0.4%	—	—	COM	713448108
—	Vanguard Russell 1000 Growth ETF	37,516	$2.677M	0.4%	—	—	COM	92206c680
RPM	RPM Inc. Ohio	32,293	$2.63M	0.4%	—	—	COM	749685103
—	Vanguard World Health Care ETF	10,161	$2.585M	0.4%	—	—	COM	92204a504
—	Garmin Ltd.	21,315	$2.528M	0.4%	—	—	COM	h2906t109
—	Vanguard Information Technology ETF	6,052	$2.521M	0.4%	—	—	COM	92204a702
QQEW	First Trust NASDAQ-100 Equal Wtd ETF	23,276	$2.497M	0.3%	—	—	COM	337344105
OC	Owens Corning	27,220	$2.491M	0.3%	—	—	COM	690742101
—	H&E Equipment Services, Inc.	56,196	$2.446M	0.3%	—	—	COM	404030108
JNJ	Johnson & Johnson	13,674	$2.423M	0.3%	—	—	COM	478160104
—	Regions Financial Corp.	106,046	$2.361M	0.3%	—	—	COM	7591ep100
—	Invesco S&P 500 Low Volatility ETF	34,911	$2.342M	0.3%	—	—	COM	46138e354
—	SPDR S&P Value ETF	52,945	$2.21M	0.3%	—	—	COM	78464a508
ELV	Elevance Health	4,494	$2.207M	0.3%	—	—	COM	036752103
IWR	IShares Russell Midcap Index ETF	28,165	$2.198M	0.3%	—	—	COM	464287499
—	Crown Castle Int'l. Corp.	11,677	$2.156M	0.3%	—	—	COM	22822v101
C	Citigroup	40,352	$2.155M	0.3%	—	—	COM	172967424
TKR	Timken Co.	35,203	$2.137M	0.3%	—	—	COM	887389104
VEU	Vanguard FTSE All-World (ex. US) ETF	36,980	$2.13M	0.3%	—	—	COM	922042775
—	ProShares S&P 500 Dividend Aristocrats ETF	22,261	$2.113M	0.3%	—	—	COM	74348a467
AWR	American States Water Co.	23,728	$2.112M	0.3%	—	—	COM	029899101
GSIE	Goldman Sachs ActiveBeta Int'l Eq ETF	64,170	$2.1M	0.3%	—	—	COM	381430107
PKG	Packaging Corp. of America	13,402	$2.092M	0.3%	—	—	COM	695156109
—	Alphabet Inc., Cl. C	744	$2.078M	0.3%	—	—	COM	02079k107
—	SPDR S&P Dividend ETF	16,223	$2.078M	0.3%	—	—	COM	78464a763
GPC	Genuine Parts Co.	16,441	$2.072M	0.3%	—	—	COM	372460105
—	Regeneron Pharmaceuticals	2,880	$2.011M	0.3%	—	—	COM	75886f107
JBL	Jabil Circuit, Inc.	32,580	$2.011M	0.3%	—	—	COM	466313103
FNF	Fidelity National Financial, Inc.	41,020	$2.003M	0.3%	—	—	COM	31620R303
VYM	Vanguard High Dividend Yield ETF	17,587	$1.974M	0.3%	—	—	COM	921946406
ABT	Abbott Laboratories	16,279	$1.927M	0.3%	—	—	COM	002824100
—	Hewlett Packard Enterprise Co.	115,017	$1.922M	0.3%	—	—	COM	42824c109
—	Invesco Russell 1000 Dynamic Multi ETF	39,758	$1.892M	0.3%	—	—	COM	46138j619
DTE	DTE Energy	14,221	$1.88M	0.3%	—	—	COM	233331107
IJJ	IShares S&P MidCap 400/Barra Value ETF	17,005	$1.864M	0.3%	—	—	COM	464287705
O	Realty Income Corp.	26,869	$1.862M	0.3%	—	—	COM	756109104
ORI	Old Republic Nat'l. Corp.	69,803	$1.806M	0.3%	—	—	COM	680223104
DLR	Digital Realty Trust Inc.	12,716	$1.803M	0.3%	—	—	COM	253868103
VOE	Vanguard Mid-Cap Value ETF	12,021	$1.799M	0.3%	—	—	COM	922908512
CFG	Citizens Financial Group	39,382	$1.785M	0.2%	—	—	COM	174610105
PG	Procter and Gamble	11,679	$1.785M	0.2%	—	—	COM	742718109
GIS	General Mills	26,007	$1.761M	0.2%	—	—	COM	370334104
—	First Trust SMID Cap Rising Div Achv ETF	62,412	$1.739M	0.2%	—	—	COM	33741x102
VIRT	Virtu Financial Inc	45,440	$1.691M	0.2%	—	—	COM	928254101
VUG	Vanguard Growth ETF	5,836	$1.678M	0.2%	—	—	COM	922908736
—	Kronos Worldwide, Inc.	107,389	$1.667M	0.2%	—	—	COM	50105f105
—	Cardinal Health	29,140	$1.652M	0.2%	—	—	COM	14149y108
CE	Celanese Corp.	11,565	$1.652M	0.2%	—	—	COM	150870103
UNP	Union Pacific Corp.	6,014	$1.643M	0.2%	—	—	COM	907818108
HOLX	Hologic, Inc.	21,150	$1.625M	0.2%	—	—	COM	436440101
MCD	McDonalds Corp.	6,542	$1.618M	0.2%	—	—	COM	580135101
—	PacWest Bancorp	37,334	$1.61M	0.2%	—	—	COM	695263103
KHC	Kraft Heinz Co.	40,073	$1.578M	0.2%	—	—	COM	500754106
ALL	Allstate Corp.	11,164	$1.546M	0.2%	—	—	COM	020002101
LEA	Lear Corp.	10,710	$1.527M	0.2%	—	—	COM	521865204
—	Umpqua Holdings Corp.	79,972	$1.508M	0.2%	—	—	COM	904214103
KMB	Kimberly Clark Corp	12,218	$1.505M	0.2%	—	—	COM	494368103
—	Apartment Income REIT Corp.	27,596	$1.475M	0.2%	—	—	COM	03750l109
FITB	Fifth Third Bancorp	33,092	$1.424M	0.2%	—	—	COM	316773100
PM	Philip Morris Internat'l.	15,004	$1.409M	0.2%	—	—	COM	718172109
BKH	Black Hills Corp.	18,199	$1.402M	0.2%	—	—	COM	092113109
—	First Tr TCW Opportunistic Fixed Inc ETF	28,158	$1.396M	0.2%	—	—	COM	33740f805
DVY	IShares Select Dividend ETF	10,873	$1.393M	0.2%	—	—	COM	464287168
—	First Trust Lunt U.S. Factor Rotation ETF	42,020	$1.376M	0.2%	—	—	COM	33733e872
—	IShares Edge MSCI USA Quality Factor ETF	10,122	$1.363M	0.2%	—	—	COM	46432f339
JPM	J.P. Morgan Chase & Co.	9,924	$1.353M	0.2%	—	—	COM	46625H100
—	SPDR Portfolio S&P 500 Growth ETF	19,843	$1.314M	0.2%	—	—	COM	78464a409
—	First Trust Mid Cap Core AlphaDEX ETF	13,322	$1.307M	0.2%	—	—	COM	33735b108
NEE	NextEra Energy	15,395	$1.304M	0.2%	—	—	COM	65339F101
—	JPMorgan Ultra-Short Income ETF	25,675	$1.291M	0.2%	—	—	COM	46641q837
CLX	Clorox Co.	8,862	$1.232M	0.2%	—	—	COM	189054109
VOT	Vanguard Mid-Cap Growth ETF	5,488	$1.223M	0.2%	—	—	COM	922908538
—	Essentials Utilities Inc.	23,514	$1.202M	0.2%	—	—	COM	29670g102
WMT	Wal-Mart Stores	7,648	$1.139M	0.2%	—	—	COM	931142103
—	Vanguard Russell 1000 Value ETF	15,562	$1.133M	0.2%	—	—	COM	92206c714
FSLR	First Solar, Inc.	13,462	$1.127M	0.2%	—	—	COM	336433107
—	Microport Scientific Corp.	504,670	$1.11M	0.2%	—	—	COM	g60837104
—	WisdomTree International Hdgd Div Gr ETF	25,838	$1.109M	0.2%	—	—	COM	97717x594
—	First Trust Preferred Secs & Inc ETF	58,312	$1.109M	0.2%	—	—	COM	33739e108
—	First TR Global Tactical Commodity ETF	38,423	$1.092M	0.2%	—	—	COM	33739h101
VWO	Vanguard Emerging Mkts. ETF	23,562	$1.087M	0.2%	—	—	COM	922042858
AFL	AFLAC, Inc.	16,788	$1.081M	0.2%	—	—	COM	001055102
VTV	Vanguard Value ETF	7,164	$1.059M	0.1%	—	—	COM	922908744
ADP	Automatic Data Processing	4,546	$1.034M	0.1%	—	—	COM	053015103
—	SPDR S&P MidCap 400 ETF	2,098	$1.029M	0.1%	—	—	COM	78467y107
—	Annaly Capital Mgmt Inc.	141,777	$998K	0.1%	—	—	COM	035710409
—	Hanes Brands, Inc.	66,803	$995K	0.1%	—	—	COM	410345102
SCHA	Schwab Strategic US Small-Cap ETF	20,660	$978K	0.1%	—	—	COM	808524607
—	Visa Inc.	4,401	$976K	0.1%	—	—	COM	92826c839
BP	BP Amoco PLC ADR	32,681	$961K	0.1%	—	—	COM	055622104
—	IShares TR Core 1-5yr Bond ETF	19,695	$954K	0.1%	—	—	COM	46432f859
SCHX	Schwab US Large-Cap ETF	17,668	$951K	0.1%	—	—	COM	808524201
BUSE	First Busey Corp.	37,071	$939K	0.1%	—	—	COM	319383204
XOM	Exxon Mobil Corp.	11,239	$928K	0.1%	—	—	COM	30231G102
SCHM	Schwab US Mid-Cap ETF	12,183	$924K	0.1%	—	—	COM	808524508
TSM	Taiwan Semiconductor Mfg. Co. Ltd.	8,835	$921K	0.1%	—	—	COM	874039100
NWL	Newell Rubbermaid Inc.	41,000	$878K	0.1%	—	—	COM	651229106
MO	Altria Group, Inc.	16,725	$874K	0.1%	—	—	COM	02209S103
IWB	IShares Russell 1000 Index Fund ETF	3,472	$868K	0.1%	—	—	COM	464287622
VNQ	Vanguard REIT ETF	7,899	$856K	0.1%	—	—	COM	922908553
ORCL	Oracle Corp	10,305	$853K	0.1%	—	—	COM	68389X105
IJS	IShares S&P SmallCap 600 Barra Value ETF	8,309	$851K	0.1%	—	—	COM	464287879
IUSV	IShares Core US Value ETF	11,065	$840K	0.1%	—	—	COM	464287663
ITW	Illinois Tool Works	4,001	$838K	0.1%	—	—	COM	452308109
MDLZ	Mondelez International, Inc.	13,205	$829K	0.1%	—	—	COM	609207105
SCHG	Schwab US Large-Cap Growth ETF	11,035	$826K	0.1%	—	—	COM	808524300
—	AGNC Investment Corp	62,370	$817K	0.1%	—	—	COM	00123q104
GEM	Goldman Sachs ActiveBeta Emerging Mkts ETF	23,850	$808K	0.1%	—	—	COM	381430206
VZ	Verizon Communications	15,807	$805K	0.1%	—	—	COM	92343V104
LLY	Lilly (Eli)	2,809	$804K	0.1%	—	—	COM	532457108
STT	State Street Corp.	9,200	$802K	0.1%	—	—	COM	857477103
ODFL	Old Dominion Freight Line, Inc.	2,640	$789K	0.1%	—	—	COM	679580100
ARW	Arrow Electronics	6,490	$770K	0.1%	—	—	COM	042735100
CMCSA	Comcast Corp., Cl. A	16,332	$765K	0.1%	—	—	COM	20030N101
T	AT&T Inc.	32,103	$759K	0.1%	—	—	COM	00206R102
—	SPDR Dow Jones Industrial Average ETF	2,176	$755K	0.1%	—	—	COM	78467x109
—	SPDR Gold Shares ETF	4,139	$748K	0.1%	—	—	COM	78463v107
CVX	Chevron Corp.	4,565	$743K	0.1%	—	—	COM	166764100
SCHW	Charles Schwab Corp.	8,808	$743K	0.1%	—	—	COM	808513105
CAT	Caterpillar Inc.	3,309	$737K	0.1%	—	—	COM	149123101
—	Monster Beverage Corp.	9,020	$721K	0.1%	—	—	COM	61174x109
—	ServiceNow, Inc.	1,282	$714K	0.1%	—	—	COM	81762p102
BDX	Becton Dickinson & Co.	2,657	$707K	0.1%	—	—	COM	075887109
VV	Vanguard Large Cap ETF	3,325	$693K	0.1%	—	—	COM	922908637
IYH	IShares US Healthcare ETF	2,365	$683K	0.1%	—	—	COM	464287762
IWF	IShares Russell 1000 Growth Index ETF	2,404	$667K	0.1%	—	—	COM	464287614
REZ	IShares Residential Real Estate Capped ETF	6,862	$658K	0.1%	—	—	COM	464288562
IWY	iShares Russell Top 200 Growth ETF	4,083	$649K	0.1%	—	—	COM	464289438
IWN	IShares Russell 2000 Value Index ETF	3,930	$634K	0.1%	—	—	COM	464287630
INTC	Intel Corp.	12,750	$632K	0.1%	—	—	COM	458140100
EFA	IShares MSCI EAFE ETF	8,567	$631K	0.1%	—	—	COM	464287465
DHR	Danaher Corp.	2,098	$615K	0.1%	—	—	COM	235851102
—	Materials Select Sector SPDR ETF	6,935	$611K	0.1%	—	—	COM	81369y100
—	First Trust Senior Loan Fund ETF	12,931	$608K	0.1%	—	—	COM	33738d309
—	IShares TR Edge MSCI USA Value Factor ETF	5,765	$603K	0.1%	—	—	COM	46432f388
NVO	Novo Nordisk A.S. ADR	5,414	$601K	0.1%	—	—	COM	670100205
—	First Tr Large Cap Core AlphaDex Fd ETF	6,770	$598K	0.1%	—	—	COM	33734k109
—	Invesco S&P 500 Revenue ETF	7,350	$593K	0.1%	—	—	COM	46138g698
AZO	AutoZone, Inc.	289	$591K	0.1%	—	—	COM	053332102
VEA	Vanguard Tax-Mgd Int'l Dev. Markets ETF	12,045	$579K	0.1%	—	—	COM	921943858
DIS	Walt Disney Co	4,208	$577K	0.1%	—	—	COM	254687106
BMY	Bristol-Myers Squibb	7,854	$574K	0.1%	—	—	COM	110122108
—	Constellation Brands, Inc.	2,466	$568K	0.1%	—	—	COM	21036p108
FNDB	Schwab Fundamental US Broad Market ETF	9,844	$568K	0.1%	—	—	COM	808524789
KNX	Knight-Swift Transportation Holdings, Inc.	11,020	$556K	0.1%	—	—	COM	499049104
LOGI	Logitech Internat'l. SA	7,480	$552K	0.1%	—	—	COM	H50430232
AMAT	Applied Materials	4,174	$550K	0.1%	—	—	COM	038222105
—	Cisco Systems	9,806	$547K	0.1%	—	—	COM	17275r102
CAR	Avis Budget Group, Inc.	2,060	$542K	0.1%	—	—	COM	053774105
—	First Trust Dow Jones Internet ETF	2,823	$530K	0.1%	—	—	COM	33733e302
CL	Colgate Palmolive Co.	6,977	$529K	0.1%	—	—	COM	194162103
—	Truist Financial Corp.	9,090	$515K	0.1%	—	—	COM	89832q109
—	Vanguard Russell 3000 ETF	2,485	$507K	0.1%	—	—	COM	92206c599
AZN	AstraZeneca PLC ADR	7,528	$499K	0.1%	—	—	COM	046353108
—	First Trust ETF Clean Edge Green Energy In	7,678	$496K	0.1%	—	—	COM	33733e500
—	WisdomTree U.S. LargeCap Dividend ETF	7,520	$494K	0.1%	—	—	COM	97717w307
DBEF	XTrackers MSCI EAFE Hedged Equity ETF	13,076	$493K	0.1%	—	—	COM	233051200
VBR	Vanguard Small Cap Value ETF	2,798	$492K	0.1%	—	—	COM	922908611
TRV	Travelers Companies Inc.	2,689	$491K	0.1%	—	—	COM	89417E109
—	Energy Select Sector SPDR ETF	6,346	$485K	0.1%	—	—	COM	81369y506
INFY	Infosys Technologies, Ltd.	19,402	$483K	0.1%	—	—	COM	456788108
—	Unilever PLC ADR	10,547	$481K	0.1%	—	—	COM	904767704
—	Industrial Select Sector SPDR ETF	4,663	$480K	0.1%	—	—	COM	81369y704
CPRT	Copart, Inc.	3,805	$477K	0.1%	—	—	COM	217204106
—	WisdomTree US Quality Dividend Gr ETF	7,470	$476K	0.1%	—	—	COM	97717x669
UPS	United Parcel Service, Inc.	2,217	$475K	0.1%	—	—	COM	911312106
VBK	Vanguard Small Cap Growth ETF	1,905	$473K	0.1%	—	—	COM	922908595
COP	ConocoPhillips	4,722	$472K	0.1%	—	—	COM	20825C104
—	Invesco BulletShares 2024 Corp Bond ETF	21,673	$457K	0.1%	—	—	COM	46138j841
—	Invesco BulletShares 2025 Corp Bond ETF	21,633	$452K	0.1%	—	—	COM	46138j825
EMR	Emerson Electric Co.	4,524	$444K	0.1%	—	—	COM	291011104
—	Eaton Corp., PLC	2,908	$441K	0.1%	—	—	COM	g29183103
—	American Tower Corp.	1,730	$435K	0.1%	—	—	COM	03027x100
HON	Honeywell Internat'l.	2,232	$434K	0.1%	—	—	COM	438516106
SO	Southern Company	5,951	$431K	0.1%	—	—	COM	842587107
IVV	IShares S&P 500 Index ETF	948	$430K	0.1%	—	—	COM	464287200
—	Marathon Petroleum Corp.	4,903	$419K	0.1%	—	—	COM	56585a102
AJG	Gallagher, Arthur J & Co.	2,400	$419K	0.1%	—	—	COM	363576109
—	First Trust Managed Municipal ETF	7,841	$416K	0.1%	—	—	COM	33739n108
—	Technology Select Sector SPDR ETF	2,518	$400K	0.1%	—	—	COM	81369y803
ADBE	Adobe Systems, Inc.	876	$399K	0.1%	—	—	COM	00724F101
BMO	Bank of Montreal	3,364	$397K	0.1%	—	—	COM	063671101
—	Raytheon Technologies Corp.	3,998	$396K	0.1%	—	—	COM	75513e101
—	GlaxoSmithKline PLC	9,045	$394K	0.1%	—	—	COM	37733W105
EW	Edwards Lifesciences Corp.	3,351	$394K	0.1%	—	—	COM	28176E108
—	Walgreen Boots Alliance Inc.	8,786	$393K	0.1%	—	—	COM	931427108
—	Laboratory Corp. Am. Hldgs.	1,485	$392K	0.1%	—	—	COM	50540r409
—	Seagate Technology Holdings PLC	4,313	$388K	0.1%	—	—	COM	g7997r103
APD	Air Products & Chem	1,541	$385K	0.1%	—	—	COM	009158106
IYR	IShares US Real Estate ETF	3,531	$382K	0.1%	—	—	COM	464287739
—	Equinor ASA	10,181	$382K	0.1%	—	—	COM	29446m102
BALL	Ball Corp.	4,184	$377K	0.1%	—	—	COM	058498106
CMI	Cummins Engine Inc.	1,812	$372K	0.1%	—	—	COM	231021106
—	3M Company	2,460	$366K	0.1%	—	—	COM	88579y101
BHP	BHP Billiton, Ltd. ADR	4,726	$365K	0.1%	—	—	COM	088606108
BAC	Bank of America	8,865	$365K	0.1%	—	—	COM	060505104
—	Health Care Select Sector SPDR ETF	2,649	$363K	0.1%	—	—	COM	81369y209
—	First Trust NYSE Arca Biotech ETF	2,395	$357K	0.0%	—	—	COM	33733e203
LHX	L3Harris Technologies	1,431	$356K	0.0%	—	—	COM	502431109
TGT	Target Corp.	1,658	$352K	0.0%	—	—	COM	87612E106
SHEL	Shell PLC ADR	6,391	$351K	0.0%	—	—	COM	780259305
LMT	Lockheed Martin Corp.	780	$344K	0.0%	—	—	COM	539830109
NGG	National Grid PLC ADR	4,369	$336K	0.0%	—	—	COM	636274409
ICF	IShares Cohen & Steers REIT ETF	4,727	$336K	0.0%	—	—	COM	464287564
WM	Waste Management, Inc.	2,098	$333K	0.0%	—	—	COM	94106L109
MAS	Masco Corp.	6,538	$333K	0.0%	—	—	COM	574599106
AMGN	Amgen, Inc.	1,357	$328K	0.0%	—	—	COM	031162100
VOOV	Vanguard S&P 500 Value ETF	2,178	$328K	0.0%	—	—	COM	921932703
IBM	I.B.M.	2,515	$327K	0.0%	—	—	COM	459200101
DEO	Diageo PLC ADR	1,569	$319K	0.0%	—	—	COM	25243Q205
GGB	Gerdau SA ADR	49,650	$319K	0.0%	—	—	COM	373737105
NSC	Norfolk Southern Corp.	1,111	$317K	0.0%	—	—	COM	655844108
VXF	Vanguard Extended Market ETF	1,900	$315K	0.0%	—	—	COM	922908652
—	Duke Energy Corp	2,769	$309K	0.0%	—	—	COM	26441c204
—	Novartis AG ADR	3,498	$307K	0.0%	—	—	COM	66987v109
—	Eversource Energy Com.	3,431	$303K	0.0%	—	—	COM	30040w108
NKE	Nike, Inc.	2,248	$302K	0.0%	—	—	COM	654106103
MHGVY	Mowi ASA ADR	11,192	$301K	0.0%	—	—	COM	624678108
AEE	Ameren Corp.	3,196	$300K	0.0%	—	—	COM	023608102
—	FlexShares Quality Dividend ETF	5,040	$299K	0.0%	—	—	COM	33939l860
—	Dominos Pizza, Inc.	730	$297K	0.0%	—	—	COM	25754a201
SLF	Sun Life Financial, Inc.	5,318	$297K	0.0%	—	—	COM	866796105
ITOT	IShares Tr. S&P 1500 Index ETF	2,920	$295K	0.0%	—	—	COM	464287150
MGK	Vanguard Mega Cap Growth ETF	1,248	$294K	0.0%	—	—	COM	921910816
—	Moderna Inc.	1,687	$291K	0.0%	—	—	COM	60770k107
—	Workday, Inc. Cl. A	1,200	$287K	0.0%	—	—	COM	98138h101
FDX	Fedex Corp.	1,234	$286K	0.0%	—	—	COM	31428X106
F	Ford Motor Company	16,865	$285K	0.0%	—	—	COM	345370860
—	Financial Select Sector SPDR ETF	7,359	$282K	0.0%	—	—	COM	81369y605
NSRGY	Nestle SA ADR	2,162	$281K	0.0%	—	—	COM	641069406
CSX	CSX Corp.	7,509	$281K	0.0%	—	—	COM	126408103
HRL	Hormel Foods Corp.	5,450	$281K	0.0%	—	—	COM	440452100
IWD	IShares Russell 1000 Value Index ETF	1,670	$277K	0.0%	—	—	COM	464287598
YUM	Yum Brands, Inc.	2,321	$275K	0.0%	—	—	COM	988498101
RIO	Rio Tinto PLC ADR F	3,425	$275K	0.0%	—	—	COM	767204100
HAL	Halliburton Co.	7,255	$275K	0.0%	—	—	COM	406216101
PRU	Prudential Financial, Inc.	2,330	$275K	0.0%	—	—	COM	744320102
WDFC	W D 40 Co.	1,489	$273K	0.0%	—	—	COM	929236107
ABBNY	ABB Ltd. Sponsored ADR	8,379	$271K	0.0%	—	—	COM	000375204
—	Sanofi-Aventis ADR	5,252	$270K	0.0%	—	—	COM	80105n105
NOC	Northrop Grumman	599	$268K	0.0%	—	—	COM	666807102
MS	Morgan Stanley	3,010	$263K	0.0%	—	—	COM	617446448
CM	Canadian Imperial Bank of Commerce	2,158	$263K	0.0%	—	—	COM	136069101
MCO	Moody's Corp.	780	$263K	0.0%	—	—	COM	615369105
—	MercadoLibre Inc.	219	$260K	0.0%	—	—	COM	58733r102
—	Veolia Environment ADR	8,122	$260K	0.0%	—	—	COM	92334n103
SYK	Stryker Corporation	967	$259K	0.0%	—	—	COM	863667101
—	Linde PLC	811	$259K	0.0%	—	—	COM	g5494j103
AXP	American Express	1,350	$252K	0.0%	—	—	COM	025816109
SBUX	Starbucks Corp.	2,741	$249K	0.0%	—	—	COM	855244109
PNC	PNC Financial Svcs.	1,343	$248K	0.0%	—	—	COM	693475105
IWP	IShares Russell Midcap Growth Index ETF	2,388	$240K	0.0%	—	—	COM	464287481
AEP	American Electric Power	2,366	$236K	0.0%	—	—	COM	025537101
—	T. Rowe Price Dividend Growth ETF	6,997	$235K	0.0%	—	—	COM	87283q404
—	Invesco S&P 500 Pure Value ETF	2,735	$234K	0.0%	—	—	COM	46137v258
—	Discover Financial Services, Inc.	2,121	$234K	0.0%	—	—	COM	254709108
—	Vale S.A. ADR	11,590	$232K	0.0%	—	—	COM	91912e105
—	Coca Cola European Partners PLC	4,562	$222K	0.0%	—	—	COM	g25839104
—	First Trust Water ETF	2,598	$219K	0.0%	—	—	COM	33733b100
—	BCE Inc.	3,943	$219K	0.0%	—	—	COM	05534b760
ORANY	Orange	18,240	$216K	0.0%	—	—	COM	684060106
—	Southern Copper Corp.	2,850	$216K	0.0%	—	—	COM	84265v105
—	UBS Group AG	10,990	$215K	0.0%	—	—	COM	h42097107
—	ALPS Sector Dividend Dogs ETF	3,875	$213K	0.0%	—	—	COM	00162q858
ISUZY	Isuzu Motors Ltd.	16,319	$211K	0.0%	—	—	COM	465254209
ADSK	Autodesk	970	$208K	0.0%	—	—	COM	052769106
BAX	Baxter International	2,655	$206K	0.0%	—	—	COM	071813109
—	Apartment Invt. & Mgmt Co. (AIMCO)	27,596	$202K	0.0%	—	—	COM	03748r747
SIEGY	Siemens AG ADR	2,894	$200K	0.0%	—	—	COM	826197501
—	Paypal Hldgs Inc.	1,731	$200K	0.0%	—	—	COM	70450y103
DLTR	Dollar Tree, Inc.	1,249	$200K	0.0%	—	—	COM	256746108
—	Vodafone Group PLC ADR	11,863	$197K	0.0%	—	—	COM	92857w308
—	Eaton Vance Municipal Income TR	16,584	$196K	0.0%	—	—	COM	27826u108
MUFG	Mitsubishi UFJ Fin'l. Grp. ADR	21,490	$133K	0.0%	—	—	COM	606822104
—	ASE Technology Holding Co., Ltd.	10,000	$71,000	0.0%	—	—	COM	00215w100
—	Amyris, Inc.	10,450	$46,000	0.0%	—	—	COM	03236m200
—	Cellectar Biosciences, Inc.	56,000	$39,000	0.0%	—	—	COM	15117f500
—	Debt Resolve Inc.	100,000	$0	0.0%	—	—	COM	24276r206