Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple Inc.	166,828	$22.81M	3.6%	—	—	COM	037833100
VTI	Vanguard Total Stock Market ETF	79,748	$15.04M	2.3%	—	—	COM	922908769
MSFT	Microsoft Corporation	49,517	$12.72M	2.0%	—	—	COM	594918104
VIG	Vanguard Dividend Appreciation ETF	80,047	$11.48M	1.8%	—	—	COM	921908844
—	Alphabet Inc., Cl. A	5,079	$11.07M	1.7%	—	—	COM	02079k305
TMO	Thermo Fisher Scientific, Inc.	20,073	$10.9M	1.7%	—	—	COM	883556102
ADM	Archer Daniels Midland	137,832	$10.7M	1.7%	—	—	COM	039483102
CVS	CVS Health Corp.	114,330	$10.59M	1.7%	—	—	COM	126650100
MGC	Vanguard Mega Cap ETF	75,160	$9.907M	1.5%	—	—	COM	921910873
COST	Costco Wholesale Corp.	20,609	$9.877M	1.5%	—	—	COM	22160K105
—	Broadcom Inc.	18,474	$8.975M	1.4%	—	—	COM	11135f101
AMZN	Amazon.Com Inc.	83,139	$8.83M	1.4%	—	—	COM	023135106
—	Blackstone Group Inc. Cl. A	95,066	$8.673M	1.4%	—	—	COM	09260d107
—	UnitedHealth Group	16,345	$8.395M	1.3%	—	—	COM	91324p102
—	MasterCard, Inc.	24,574	$7.753M	1.2%	—	—	COM	57636q104
HD	Home Depot, Inc.	28,257	$7.75M	1.2%	—	—	COM	437076102
—	Nvidia Corp.	50,073	$7.591M	1.2%	—	—	COM	67066g104
—	Intercontinental Exchange Group	79,884	$7.512M	1.2%	—	—	COM	45866f104
URI	United Rentals, Inc.	28,017	$6.806M	1.1%	—	—	COM	911363109
—	Meta Platforms, Inc.	41,857	$6.749M	1.1%	—	—	COM	30303m102
SCHD	Schwab US Div Equity ETF	91,055	$6.522M	1.0%	—	—	COM	808524797
MCHP	Microchip Technology, Inc.	110,516	$6.419M	1.0%	—	—	COM	595017104
CMG	Chipotle Mexican Grill, A	4,843	$6.331M	1.0%	—	—	COM	169656105
—	LAM Research Corp.	14,775	$6.296M	1.0%	—	—	COM	512807108
—	Vanguard Russell 1000 ETF	36,408	$6.256M	1.0%	—	—	COM	92206c730
—	HCA Healthcare Co.	36,965	$6.212M	1.0%	—	—	COM	40412c101
—	Invesco S&P 500 Quality ETF A	147,244	$6.184M	1.0%	—	—	COM	46137v241
DE	Deere & Co.	20,575	$6.162M	1.0%	—	—	COM	244199105
VO	Vanguard Mid Cap ETF	29,931	$5.896M	0.9%	—	—	COM	922908629
—	S&P Global, Inc.	16,958	$5.716M	0.9%	—	—	COM	78409v104
SHW	Sherwin Williams Company	24,616	$5.512M	0.9%	—	—	COM	824348106
FISV	Fiserv, Inc.	60,636	$5.395M	0.8%	—	—	COM	337738108
DVN	Devon Energy Corp.	95,145	$5.243M	0.8%	—	—	COM	25179M103
FDL	First Trust Morningstar Div Leaders ETF	144,361	$5.084M	0.8%	—	—	COM	336917109
—	Cheniere Energy, Inc	36,110	$4.804M	0.7%	—	—	COM	16411r208
GSLC	Goldman Sachs ActiveBeta US LargeCp Eq ETF	61,175	$4.584M	0.7%	—	—	COM	381430503
MU	Micron Technology, Inc.	82,535	$4.563M	0.7%	—	—	COM	595112103
VB	Vanguard Index Small Cap ETF	24,595	$4.331M	0.7%	—	—	COM	922908751
VOOG	Vanguard S&P 500 Growth ETF	19,387	$4.219M	0.7%	—	—	COM	921932505
—	Merck & Co Inc.	45,617	$4.159M	0.6%	—	—	COM	58933y105
—	W. P. Carey Inc.	48,214	$3.995M	0.6%	—	—	COM	92936u109
PFE	Pfizer, Inc.	75,309	$3.948M	0.6%	—	—	COM	717081103
—	First Trust Value Line Dividend ETF	98,197	$3.811M	0.6%	—	—	COM	33734h106
—	First Trust Rising Dividend Achievers ETF	92,897	$3.801M	0.6%	—	—	COM	33738r506
—	Horizon Pharma PLC	47,080	$3.755M	0.6%	—	—	COM	g46188101
—	IShares MSCI USA Momentum Factor ETF	27,530	$3.754M	0.6%	—	—	COM	46432f396
—	IShares MSCI USA Minimum Volatility ETF	52,722	$3.702M	0.6%	—	—	COM	46429b697
IWS	IShares Russell Midcap Value Index ETF	35,889	$3.645M	0.6%	—	—	COM	464287473
BRK/B	Berkshire Hathaway, Cl. B	12,957	$3.538M	0.6%	—	—	COM	084670702
SPY	SPDR S&P 500 ETF	9,317	$3.515M	0.5%	—	—	COM	78462F103
IWV	IShares Russell 3000 Index ETF	15,847	$3.445M	0.5%	—	—	COM	464287689
—	Quanta Services, Inc.	27,414	$3.436M	0.5%	—	—	COM	74762e102
KO	Coca Cola	50,730	$3.191M	0.5%	—	—	COM	191216100
FTCS	First Trust Capital Strength ETF	44,168	$3.089M	0.5%	—	—	COM	33733E104
PAYX	PayChex Inc.	26,228	$2.987M	0.5%	—	—	COM	704326107
—	AbbVie, Inc.	19,408	$2.972M	0.5%	—	—	COM	00287y109
—	Fidelity National Information Services	32,050	$2.938M	0.5%	—	—	COM	31620m106
VOO	Vanguard S&P 500 ETF	8,359	$2.9M	0.5%	—	—	COM	922908363
—	Regions Financial Corp.	153,589	$2.88M	0.4%	—	—	COM	7591ep100
IJR	IShares S&P SmallCap 600 Index ETF	30,849	$2.851M	0.4%	—	—	COM	464287804
PEP	PepsiCo Inc	16,903	$2.817M	0.4%	—	—	COM	713448108
—	Invesco S&P 500 Low Volatility ETF	45,131	$2.798M	0.4%	—	—	COM	46138e354
—	First TR Global Tactical Commodity ETF	102,234	$2.736M	0.4%	—	—	COM	33739h101
OC	Owens Corning	36,610	$2.72M	0.4%	—	—	COM	690742101
IWM	IShares Russell 2000 Index ETF	15,899	$2.693M	0.4%	—	—	COM	464287655
SCHB	Schwab US Broad Market ETF	60,455	$2.672M	0.4%	—	—	COM	808524102
LDOS	Leidos Holdings, Inc.	26,525	$2.671M	0.4%	—	—	COM	525327102
—	Jacobs Engineering Group, Inc.	20,970	$2.666M	0.4%	—	—	COM	469814107
—	Enbridge Inc.	62,370	$2.636M	0.4%	—	—	COM	29250n105
LOW	Lowe's Cos	15,044	$2.628M	0.4%	—	—	COM	548661107
RPM	RPM Inc. Ohio	32,919	$2.591M	0.4%	—	—	COM	749685103
WMB	Williams Companies	82,314	$2.569M	0.4%	—	—	COM	969457100
JNJ	Johnson & Johnson	14,460	$2.567M	0.4%	—	—	COM	478160104
—	Invesco QQQ Tr Unit Ser. 1 ETF	9,154	$2.566M	0.4%	—	—	COM	46090e103
CE	Celanese Corp.	21,382	$2.515M	0.4%	—	—	COM	150870103
NUE	Nucor Corp.	23,889	$2.494M	0.4%	—	—	COM	670346105
—	Vanguard World Health Care ETF	10,581	$2.492M	0.4%	—	—	COM	92204a504
—	ProShares S&P 500 Dividend Aristocrats ETF	28,152	$2.403M	0.4%	—	—	COM	74348a467
—	Charter Communications, Inc.	5,114	$2.396M	0.4%	—	—	COM	16119p108
ELV	Elevance Health	4,886	$2.358M	0.4%	—	—	COM	036752103
—	Tesla Motors Inc., Com	3,483	$2.346M	0.4%	—	—	COM	88160r101
IJH	IShares S&P Midcap 400 Index ETF	10,303	$2.331M	0.4%	—	—	COM	464287507
VOE	Vanguard Mid-Cap Value ETF	17,678	$2.29M	0.4%	—	—	COM	922908512
—	Salesforce.com	13,798	$2.277M	0.4%	—	—	COM	79466l302
—	Mosaic Co.	47,586	$2.247M	0.4%	—	—	COM	61945c103
EL	Estee Lauder Co.	8,701	$2.216M	0.3%	—	—	COM	518439104
GPC	Genuine Parts Co.	16,414	$2.183M	0.3%	—	—	COM	372460105
—	Garmin Ltd.	22,150	$2.176M	0.3%	—	—	COM	h2906t109
—	SPDR S&P Value ETF	58,990	$2.172M	0.3%	—	—	COM	78464a508
TKR	Timken Co.	39,545	$2.098M	0.3%	—	—	COM	887389104
—	Invesco Russell 1000 Dynamic Multi ETF	49,883	$2.055M	0.3%	—	—	COM	46138j619
—	Crown Castle Int'l. Corp.	12,140	$2.044M	0.3%	—	—	COM	22822v101
—	Kronos Worldwide, Inc.	110,563	$2.034M	0.3%	—	—	COM	50105f105
GIS	General Mills	26,753	$2.019M	0.3%	—	—	COM	370334104
AWR	American States Water Co.	24,765	$2.019M	0.3%	—	—	COM	029899101
QCOM	Qualcomm Inc.	15,772	$2.015M	0.3%	—	—	COM	747525103
QQEW	First Trust NASDAQ-100 Equal Wtd ETF	23,045	$2.012M	0.3%	—	—	COM	337344105
—	Regeneron Pharmaceuticals	3,380	$1.998M	0.3%	—	—	COM	75886f107
IJJ	IShares S&P MidCap 400/Barra Value ETF	21,115	$1.993M	0.3%	—	—	COM	464287705
—	Vanguard Russell 1000 Growth ETF	35,232	$1.983M	0.3%	—	—	COM	92206c680
GSIE	Goldman Sachs ActiveBeta Int'l Eq ETF	70,365	$1.954M	0.3%	—	—	COM	381430107
—	SPDR S&P Dividend ETF	16,223	$1.926M	0.3%	—	—	COM	78464a763
PKG	Packaging Corp. of America	13,874	$1.908M	0.3%	—	—	COM	695156109
—	Vanguard Information Technology ETF	5,797	$1.893M	0.3%	—	—	COM	92204a702
DTE	DTE Energy	14,915	$1.89M	0.3%	—	—	COM	233331107
VEU	Vanguard FTSE All-World (ex. US) ETF	37,493	$1.873M	0.3%	—	—	COM	922042775
IWR	IShares Russell Midcap Index ETF	28,770	$1.86M	0.3%	—	—	COM	464287499
O	Realty Income Corp.	27,123	$1.851M	0.3%	—	—	COM	756109104
JBL	Jabil Circuit, Inc.	35,980	$1.843M	0.3%	—	—	COM	466313103
MCD	McDonalds Corp.	7,439	$1.837M	0.3%	—	—	COM	580135101
VYM	Vanguard High Dividend Yield ETF	17,587	$1.789M	0.3%	—	—	COM	921946406
ABT	Abbott Laboratories	16,429	$1.785M	0.3%	—	—	COM	002824100
KMB	Kimberly Clark Corp	13,176	$1.781M	0.3%	—	—	COM	494368103
—	Alphabet Inc., Cl. C	801	$1.752M	0.3%	—	—	COM	02079k107
—	American Tower Corp.	6,855	$1.752M	0.3%	—	—	COM	03027x100
C	Citigroup	38,053	$1.75M	0.3%	—	—	COM	172967424
PG	Procter and Gamble	12,130	$1.744M	0.3%	—	—	COM	742718109
DLR	Digital Realty Trust Inc.	13,174	$1.71M	0.3%	—	—	COM	253868103
—	H&E Equipment Services, Inc.	56,055	$1.624M	0.3%	—	—	COM	404030108
—	First Trust SMID Cap Rising Div Achv ETF	67,362	$1.609M	0.3%	—	—	COM	33741x102
—	Hewlett Packard Enterprise Co.	119,845	$1.589M	0.2%	—	—	COM	42824c109
ORI	Old Republic Nat'l. Corp.	69,930	$1.564M	0.2%	—	—	COM	680223104
KHC	Kraft Heinz Co.	40,721	$1.553M	0.2%	—	—	COM	500754106
—	Cardinal Health	29,603	$1.547M	0.2%	—	—	COM	14149y108
CLX	Clorox Co.	10,721	$1.511M	0.2%	—	—	COM	189054109
NEE	NextEra Energy	19,395	$1.502M	0.2%	—	—	COM	65339F101
PM	Philip Morris Internat'l.	15,112	$1.492M	0.2%	—	—	COM	718172109
CFG	Citizens Financial Group	41,211	$1.471M	0.2%	—	—	COM	174610105
FNF	Fidelity National Financial, Inc.	39,510	$1.46M	0.2%	—	—	COM	31620R303
VTV	Vanguard Value ETF	10,938	$1.443M	0.2%	—	—	COM	922908744
—	JPMorgan Ultra-Short Income ETF	28,705	$1.438M	0.2%	—	—	COM	46641q837
—	Microport Scientific Corp.	504,670	$1.438M	0.2%	—	—	COM	g60837104
DVY	IShares Select Dividend ETF	11,816	$1.39M	0.2%	—	—	COM	464287168
UNP	Union Pacific Corp.	6,481	$1.382M	0.2%	—	—	COM	907818108
VUG	Vanguard Growth ETF	6,034	$1.345M	0.2%	—	—	COM	922908736
BKH	Black Hills Corp.	18,199	$1.324M	0.2%	—	—	COM	092113109
—	Umpqua Holdings Corp.	78,759	$1.321M	0.2%	—	—	COM	904214103
—	First Tr TCW Opportunistic Fixed Inc ETF	28,158	$1.306M	0.2%	—	—	COM	33740f805
—	First Trust Lunt U.S. Factor Rotation ETF	46,320	$1.259M	0.2%	—	—	COM	33733e872
BIGGQ	Big Lots Inc.	59,505	$1.248M	0.2%	—	—	COM	089302103
HOLX	Hologic, Inc.	17,550	$1.216M	0.2%	—	—	COM	436440101
IJS	IShares S&P SmallCap 600 Barra Value ETF	13,596	$1.21M	0.2%	—	—	COM	464287879
—	First Trust Mid Cap Core AlphaDEX ETF	13,910	$1.164M	0.2%	—	—	COM	33735b108
SPGP	Invesco S&P 500 GARP - ETF	14,441	$1.15M	0.2%	—	—	COM	46137V431
—	Apartment Income REIT Corp.	27,596	$1.148M	0.2%	—	—	COM	03750l109
VIRT	Virtu Financial Inc	48,603	$1.138M	0.2%	—	—	COM	928254101
FITB	Fifth Third Bancorp	33,492	$1.125M	0.2%	—	—	COM	316773100
—	Essentials Utilities Inc.	24,232	$1.111M	0.2%	—	—	COM	29670g102
JPM	J.P. Morgan Chase & Co.	9,624	$1.084M	0.2%	—	—	COM	46625H100
—	IShares TR Core 1-5yr Bond ETF	22,545	$1.069M	0.2%	—	—	COM	46432f859
—	PacWest Bancorp	39,741	$1.059M	0.2%	—	—	COM	695263103
—	Vanguard Russell 1000 Value ETF	15,992	$1.016M	0.2%	—	—	COM	92206c714
XOM	Exxon Mobil Corp.	11,767	$1.008M	0.2%	—	—	COM	30231G102
—	SPDR S&P MidCap 400 ETF	2,431	$1.005M	0.2%	—	—	COM	78467y107
ALL	Allstate Corp.	7,809	$990K	0.2%	—	—	COM	020002101
—	IShares Edge MSCI USA Quality Factor ETF	8,735	$976K	0.2%	—	—	COM	46432f339
VWO	Vanguard Emerging Mkts. ETF	23,444	$976K	0.2%	—	—	COM	922042858
—	WisdomTree International Hdgd Div Gr ETF	25,838	$967K	0.2%	—	—	COM	97717x594
WMT	Wal-Mart Stores	7,948	$966K	0.2%	—	—	COM	931142103
ADP	Automatic Data Processing	4,546	$955K	0.1%	—	—	COM	053015103
VOT	Vanguard Mid-Cap Growth ETF	5,438	$954K	0.1%	—	—	COM	922908538
CAT	Caterpillar Inc.	5,312	$950K	0.1%	—	—	COM	149123101
LLY	Lilly (Eli)	2,829	$917K	0.1%	—	—	COM	532457108
VZ	Verizon Communications	17,651	$896K	0.1%	—	—	COM	92343V104
SCHA	Schwab Strategic US Small-Cap ETF	22,463	$876K	0.1%	—	—	COM	808524607
—	Visa Inc.	4,410	$868K	0.1%	—	—	COM	92826c839
AFL	AFLAC, Inc.	15,538	$860K	0.1%	—	—	COM	001055102
BUSE	First Busey Corp.	36,871	$843K	0.1%	—	—	COM	319383204
CVX	Chevron Corp.	5,653	$818K	0.1%	—	—	COM	166764100
SCHX	Schwab US Large-Cap ETF	17,824	$796K	0.1%	—	—	COM	808524201
BP	BP Amoco PLC ADR	27,832	$789K	0.1%	—	—	COM	055622104
MDLZ	Mondelez International, Inc.	12,480	$775K	0.1%	—	—	COM	609207105
—	Annaly Capital Mgmt Inc.	127,804	$755K	0.1%	—	—	COM	035710409
ORCL	Oracle Corp	10,759	$752K	0.1%	—	—	COM	68389X105
VNQ	Vanguard REIT ETF	8,183	$746K	0.1%	—	—	COM	922908553
SCHM	Schwab US Mid-Cap ETF	11,843	$743K	0.1%	—	—	COM	808524508
—	Pacer U.S. Cash Cows 100 - ETF	17,203	$741K	0.1%	—	—	COM	69374h881
IUSV	IShares Core US Value ETF	11,065	$740K	0.1%	—	—	COM	464287663
ITW	Illinois Tool Works	4,001	$729K	0.1%	—	—	COM	452308109
GEM	Goldman Sachs ActiveBeta Emerging Mkts ETF	24,351	$724K	0.1%	—	—	COM	381430206
IWB	IShares Russell 1000 Index Fund ETF	3,473	$721K	0.1%	—	—	COM	464287622
TSM	Taiwan Semiconductor Mfg. Co. Ltd.	8,765	$717K	0.1%	—	—	COM	874039100
—	SPDR Gold Shares ETF	4,237	$714K	0.1%	—	—	COM	78463v107
MO	Altria Group, Inc.	16,725	$699K	0.1%	—	—	COM	02209S103
NWL	Newell Rubbermaid Inc.	36,431	$694K	0.1%	—	—	COM	651229106
T	AT&T Inc.	32,641	$684K	0.1%	—	—	COM	00206R102
SCHG	Schwab US Large-Cap Growth ETF	11,785	$683K	0.1%	—	—	COM	808524300
IWF	IShares Russell 1000 Growth Index ETF	3,053	$668K	0.1%	—	—	COM	464287614
BDX	Becton Dickinson & Co.	2,657	$655K	0.1%	—	—	COM	075887109
—	SPDR Dow Jones Industrial Average ETF	2,114	$651K	0.1%	—	—	COM	78467x109
DIS	Walt Disney Co	6,860	$648K	0.1%	—	—	COM	254687106
IYH	IShares US Healthcare ETF	2,365	$636K	0.1%	—	—	COM	464287762
CPRT	Copart, Inc.	5,605	$609K	0.1%	—	—	COM	217204106
BMY	Bristol-Myers Squibb	7,877	$607K	0.1%	—	—	COM	110122108
AZO	AutoZone, Inc.	279	$600K	0.1%	—	—	COM	053332102
IWN	IShares Russell 2000 Value Index ETF	4,408	$600K	0.1%	—	—	COM	464287630
NVO	Novo Nordisk A.S. ADR	5,224	$582K	0.1%	—	—	COM	670100205
—	Hanes Brands, Inc.	56,531	$582K	0.1%	—	—	COM	410345102
—	Invesco BulletShares 2024 Corp Bond ETF	27,888	$578K	0.1%	—	—	COM	46138j841
—	AGNC Investment Corp	51,841	$574K	0.1%	—	—	COM	00123q104
VV	Vanguard Large Cap ETF	3,325	$573K	0.1%	—	—	COM	922908637
CL	Colgate Palmolive Co.	7,127	$571K	0.1%	—	—	COM	194162103
SCHW	Charles Schwab Corp.	9,009	$569K	0.1%	—	—	COM	808513105
—	Constellation Brands, Inc.	2,421	$564K	0.1%	—	—	COM	21036p108
—	First Trust Senior Loan Fund ETF	12,535	$553K	0.1%	—	—	COM	33738d309
REZ	IShares Residential Real Estate Capped ETF	6,862	$549K	0.1%	—	—	COM	464288562
DHR	Danaher Corp.	2,118	$537K	0.1%	—	—	COM	235851102
EFA	IShares MSCI EAFE ETF	8,567	$535K	0.1%	—	—	COM	464287465
—	IShares TR Edge MSCI USA Value Factor ETF	5,875	$532K	0.1%	—	—	COM	46432f388
—	Energy Select Sector SPDR ETF	7,426	$531K	0.1%	—	—	COM	81369y506
INTC	Intel Corp.	13,806	$516K	0.1%	—	—	COM	458140100
—	First Tr Large Cap Core AlphaDex Fd ETF	6,770	$515K	0.1%	—	—	COM	33734k109
—	Invesco S&P 500 Revenue ETF	7,350	$514K	0.1%	—	—	COM	46138g698
STT	State Street Corp.	8,300	$512K	0.1%	—	—	COM	857477103
VBR	Vanguard Small Cap Value ETF	3,335	$500K	0.1%	—	—	COM	922908611
AZN	AstraZeneca PLC ADR	7,528	$497K	0.1%	—	—	COM	046353108
IVV	IShares S&P 500 Index ETF	1,312	$497K	0.1%	—	—	COM	464287200
FNDB	Schwab Fundamental US Broad Market ETF	9,844	$494K	0.1%	—	—	COM	808524789
BSV	Vanguard Short-Term Bond ETF	6,437	$494K	0.1%	—	—	COM	921937827
—	GlaxoSmithKline PLC	11,295	$492K	0.1%	—	—	COM	37733w204
VEA	Vanguard Tax-Mgd Int'l Dev. Markets ETF	12,045	$491K	0.1%	—	—	COM	921943858
SO	Southern Company	6,862	$489K	0.1%	—	—	COM	842587107
TRV	Travelers Companies Inc.	2,790	$472K	0.1%	—	—	COM	89417E109
CMI	Cummins Engine Inc.	2,432	$471K	0.1%	—	—	COM	231021106
—	Monster Beverage Corp.	5,020	$465K	0.1%	—	—	COM	61174x109
KNX	Knight-Swift Transportation Holdings, Inc.	9,920	$459K	0.1%	—	—	COM	499049104
—	Truist Financial Corp.	9,590	$455K	0.1%	—	—	COM	89832q109
DBEF	XTrackers MSCI EAFE Hedged Equity ETF	13,076	$455K	0.1%	—	—	COM	233051200
—	Unilever PLC ADR	9,887	$453K	0.1%	—	—	COM	904767704
—	Cisco Systems	10,581	$451K	0.1%	—	—	COM	17275r102
UPS	United Parcel Service, Inc.	2,467	$450K	0.1%	—	—	COM	911312106
—	WisdomTree U.S. LargeCap Dividend ETF	7,520	$444K	0.1%	—	—	COM	97717w307
HON	Honeywell Internat'l.	2,552	$444K	0.1%	—	—	COM	438516106
—	T. Rowe Price Dividend Growth ETF	14,862	$443K	0.1%	—	—	COM	87283q404
—	Invesco BulletShares 2025 Corp Bond ETF	21,633	$442K	0.1%	—	—	COM	46138j825
IBM	I.B.M.	3,035	$429K	0.1%	—	—	COM	459200101
—	WisdomTree US Quality Dividend Gr ETF	7,470	$428K	0.1%	—	—	COM	97717x669
—	Materials Select Sector SPDR ETF	5,806	$427K	0.1%	—	—	COM	81369y100
—	Duke Energy Corp	3,973	$426K	0.1%	—	—	COM	26441c204
ARW	Arrow Electronics	3,790	$425K	0.1%	—	—	COM	042735100
—	Invesco Actively Mgd ETF	8,795	$423K	0.1%	—	—	COM	46090a804
—	Vanguard Russell 3000 ETF	2,485	$420K	0.1%	—	—	COM	92206c599
SHEL	Shell PLC ADR	7,951	$416K	0.1%	—	—	COM	780259305
COP	ConocoPhillips	4,532	$407K	0.1%	—	—	COM	20825C104
VBK	Vanguard Small Cap Growth ETF	2,060	$406K	0.1%	—	—	COM	922908595
LEA	Lear Corp.	3,220	$405K	0.1%	—	—	COM	521865204
—	Marathon Petroleum Corp.	4,903	$403K	0.1%	—	—	COM	56585a102
—	Walgreen Boots Alliance Inc.	10,386	$394K	0.1%	—	—	COM	931427108
—	Raytheon Technologies Corp.	4,073	$391K	0.1%	—	—	COM	75513e101
SBUX	Starbucks Corp.	5,094	$389K	0.1%	—	—	COM	855244109
LOGI	Logitech Internat'l. SA	7,480	$389K	0.1%	—	—	COM	H50430232
AMAT	Applied Materials	4,244	$386K	0.1%	—	—	COM	038222105
AJG	Gallagher, Arthur J & Co.	2,350	$383K	0.1%	—	—	COM	363576109
—	3M Company	2,960	$383K	0.1%	—	—	COM	88579y101
—	Eaton Corp., PLC	3,008	$379K	0.1%	—	—	COM	g29183103
—	Industrial Select Sector SPDR ETF	4,343	$379K	0.1%	—	—	COM	81369y704
—	Health Care Select Sector SPDR ETF	2,872	$368K	0.1%	—	—	COM	81369y209
—	First Trust Managed Municipal ETF	7,281	$368K	0.1%	—	—	COM	33739n108
INFY	Infosys Technologies, Ltd.	19,662	$364K	0.1%	—	—	COM	456788108
ADBE	Adobe Systems, Inc.	987	$361K	0.1%	—	—	COM	00724F101
LMT	Lockheed Martin Corp.	824	$354K	0.1%	—	—	COM	539830109
—	Equinor ASA	10,181	$354K	0.1%	—	—	COM	29446m102
ESGV	Vanguard ESG US Stock - ETF	5,246	$348K	0.1%	—	—	COM	921910733
—	Laboratory Corp. Am. Hldgs.	1,485	$348K	0.1%	—	—	COM	50540r409
CMCSA	Comcast Corp., Cl. A	8,867	$348K	0.1%	—	—	COM	20030N101
LHX	L3Harris Technologies	1,431	$346K	0.1%	—	—	COM	502431109
NSC	Norfolk Southern Corp.	1,511	$343K	0.1%	—	—	COM	655844108
APD	Air Products & Chem	1,421	$342K	0.1%	—	—	COM	009158106
MAS	Masco Corp.	6,538	$331K	0.1%	—	—	COM	574599106
AMGN	Amgen, Inc.	1,357	$330K	0.1%	—	—	COM	031162100
IYR	IShares US Real Estate ETF	3,531	$325K	0.1%	—	—	COM	464287739
—	First Trust NYSE Arca Biotech ETF	2,395	$325K	0.1%	—	—	COM	33733e203
BMO	Bank of Montreal	3,364	$324K	0.1%	—	—	COM	063671101
EMR	Emerson Electric Co.	4,071	$324K	0.1%	—	—	COM	291011104
—	Technology Select Sector SPDR ETF	2,536	$322K	0.1%	—	—	COM	81369y803
WM	Waste Management, Inc.	2,098	$321K	0.1%	—	—	COM	94106L109
VOOV	Vanguard S&P 500 Value ETF	2,353	$313K	0.0%	—	—	COM	921932703
—	Seagate Technology Holdings PLC	4,313	$308K	0.0%	—	—	COM	g7997r103
DEO	Diageo PLC ADR	1,749	$305K	0.0%	—	—	COM	25243Q205
ODFL	Old Dominion Freight Line, Inc.	1,180	$302K	0.0%	—	—	COM	679580100
WDFC	W D 40 Co.	1,489	$300K	0.0%	—	—	COM	929236107
CAR	Avis Budget Group, Inc.	2,010	$296K	0.0%	—	—	COM	053774105
—	Novartis AG ADR	3,498	$296K	0.0%	—	—	COM	66987v109
IWY	iShares Russell Top 200 Growth ETF	2,335	$292K	0.0%	—	—	COM	464289438
MGK	Vanguard Mega Cap Growth ETF	1,603	$291K	0.0%	—	—	COM	921910816
—	Eversource Energy Com.	3,431	$290K	0.0%	—	—	COM	30040w108
AEP	American Electric Power	3,021	$290K	0.0%	—	—	COM	025537101
AEE	Ameren Corp.	3,196	$289K	0.0%	—	—	COM	023608102
BALL	Ball Corp.	4,184	$288K	0.0%	—	—	COM	058498106
NOC	Northrop Grumman	599	$287K	0.0%	—	—	COM	666807102
ICF	IShares Cohen & Steers REIT ETF	4,727	$287K	0.0%	—	—	COM	464287564
NGG	National Grid PLC ADR	4,369	$283K	0.0%	—	—	COM	636274409
MCO	Moody's Corp.	1,030	$280K	0.0%	—	—	COM	615369105
OSK	Oshkosh Corp.	3,375	$277K	0.0%	—	—	COM	688239201
BHP	BHP Billiton, Ltd. ADR	4,926	$277K	0.0%	—	—	COM	088606108
EW	Edwards Lifesciences Corp.	2,916	$277K	0.0%	—	—	COM	28176E108
MHGVY	Mowi ASA ADR	12,142	$276K	0.0%	—	—	COM	624678108
BAC	Bank of America	8,865	$276K	0.0%	—	—	COM	060505104
—	Coca Cola European Partners PLC	5,132	$265K	0.0%	—	—	COM	g25839104
YUM	Yum Brands, Inc.	2,321	$263K	0.0%	—	—	COM	988498101
—	Sanofi-Aventis ADR	5,252	$263K	0.0%	—	—	COM	80105n105
HRL	Hormel Foods Corp.	5,450	$258K	0.0%	—	—	COM	440452100
—	FlexShares Quality Dividend ETF	5,040	$256K	0.0%	—	—	COM	33939l860
SLF	Sun Life Financial, Inc.	5,518	$253K	0.0%	—	—	COM	866796105
—	Dimensional US Marketwide Value - ETF	7,982	$252K	0.0%	—	—	COM	25434v724
NSRGY	Nestle SA ADR	2,162	$252K	0.0%	—	—	COM	641069406
IWL	IShares - Russell 200 Index ETF	2,794	$251K	0.0%	—	—	COM	464289446
—	First Trust Dow Jones Internet ETF	1,957	$249K	0.0%	—	—	COM	33733e302
VXF	Vanguard Extended Market ETF	1,900	$249K	0.0%	—	—	COM	922908652
TGT	Target Corp.	1,758	$248K	0.0%	—	—	COM	87612E106
—	Moderna Inc.	1,726	$247K	0.0%	—	—	COM	60770k107
MS	Morgan Stanley	3,210	$244K	0.0%	—	—	COM	617446448
FSLR	First Solar, Inc.	3,562	$243K	0.0%	—	—	COM	336433107
IWD	IShares Russell 1000 Value Index ETF	1,670	$242K	0.0%	—	—	COM	464287598
WSC	WillScot Mobile Mini Hldgs Corp, Cl. A	7,400	$240K	0.0%	—	—	COM	971378104
—	Dominos Pizza, Inc.	610	$238K	0.0%	—	—	COM	25754a201
ORANY	Orange	19,850	$234K	0.0%	—	—	COM	684060106
—	Linde PLC	811	$233K	0.0%	—	—	COM	g5494j103
—	SPDR S&P Emerging Markets ETF	6,630	$231K	0.0%	—	—	COM	78463x509
—	Veolia Environment ADR	9,322	$228K	0.0%	—	—	COM	92334n103
ABBNY	ABB Ltd. Sponsored ADR	8,529	$228K	0.0%	—	—	COM	000375204
—	UBS Group AG	13,900	$225K	0.0%	—	—	COM	h42097107
PRU	Prudential Financial, Inc.	2,330	$223K	0.0%	—	—	COM	744320102
PNC	PNC Financial Svcs.	1,410	$222K	0.0%	—	—	COM	693475105
CSX	CSX Corp.	7,634	$222K	0.0%	—	—	COM	126408103
ITOT	IShares Tr. S&P 1500 Index ETF	2,620	$220K	0.0%	—	—	COM	464287150
NKE	Nike, Inc.	2,148	$220K	0.0%	—	—	COM	654106103
GILD	Gilead Sciences Inc.	3,531	$218K	0.0%	—	—	COM	375558103
—	ServiceNow, Inc.	456	$217K	0.0%	—	—	COM	81762p102
BYD	BOYD Gaming Corp	4,260	$212K	0.0%	—	—	COM	103304101
D	Dominion Resources	2,655	$212K	0.0%	—	—	COM	25746U109
GGB	Gerdau SA ADR	48,990	$210K	0.0%	—	—	COM	373737105
RIO	Rio Tinto PLC ADR F	3,425	$209K	0.0%	—	—	COM	767204100
F	Ford Motor Company	18,735	$209K	0.0%	—	—	COM	345370860
CM	Canadian Imperial Bank of Commerce	4,316	$209K	0.0%	—	—	COM	136069101
MUFG	Mitsubishi UFJ Fin'l. Grp. ADR	38,940	$208K	0.0%	—	—	COM	606822104
—	Discover Financial Services, Inc.	2,199	$208K	0.0%	—	—	COM	254709108
—	Total Energies SE	3,874	$204K	0.0%	—	—	COM	89151e109
—	First TR. Ex. Tr. FD N. American Energy	7,869	$203K	0.0%	—	—	COM	33738d101
—	Financial Select Sector SPDR ETF	6,411	$202K	0.0%	—	—	COM	81369y605
—	Vodafone Group PLC ADR	12,160	$189K	0.0%	—	—	COM	92857w308
—	Eaton Vance Municipal Income TR	16,584	$181K	0.0%	—	—	COM	27826u108
ISUZY	Isuzu Motors Ltd.	16,319	$180K	0.0%	—	—	COM	465254209
—	Apartment Invt. & Mgmt Co. (AIMCO)	27,596	$177K	0.0%	—	—	COM	03748r747
—	Vale S.A. ADR	11,590	$170K	0.0%	—	—	COM	91912e105
—	ASE Technology Holding Co., Ltd.	10,000	$52,000	0.0%	—	—	COM	00215w100
—	Cellectar Biosciences, Inc.	56,000	$23,000	0.0%	—	—	COM	15117F807
—	Amyris, Inc.	10,450	$19,000	0.0%	—	—	COM	03236m200
—	Highlands REIT Inc.	47,624	$14,000	0.0%	—	—	COM	per431522
—	Debt Resolve Inc.	100,000	$0	0.0%	—	—	COM	24276r206