Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	Apple Inc.	172,238	$28.4M	3.8%	—	—	COM	037833100
VTI	Vanguard Total Stock Market ETF	83,180	$16.98M	2.2%	—	—	COM	922908769
MSFT	Microsoft Corporation	53,696	$15.48M	2.0%	—	—	COM	594918104
—	Nvidia Corp.	53,969	$14.99M	2.0%	—	—	COM	67066g104
VIG	Vanguard Dividend Appreciation ETF	86,888	$13.38M	1.8%	—	—	COM	921908844
SCHD	Schwab US Div Equity ETF	168,598	$12.33M	1.6%	—	—	COM	808524797
—	Broadcom Inc.	18,061	$11.59M	1.5%	—	—	COM	11135f101
—	Alphabet Inc., Cl. A	108,281	$11.23M	1.5%	—	—	COM	02079k305
MGC	Vanguard Mega Cap ETF	76,267	$10.92M	1.4%	—	—	COM	921910873
ADM	Archer Daniels Midland	136,621	$10.88M	1.4%	—	—	COM	039483102
AMZN	Amazon.Com Inc.	104,245	$10.77M	1.4%	—	—	COM	023135106
COST	Costco Wholesale Corp.	20,719	$10.29M	1.4%	—	—	COM	22160K105
TMO	Thermo Fisher Scientific, Inc.	17,772	$10.24M	1.4%	—	—	COM	883556102
MCHP	Microchip Technology, Inc.	116,718	$9.779M	1.3%	—	—	COM	595017104
—	Invesco S&P 500 Quality ETF A	203,013	$9.607M	1.3%	—	—	COM	46137v241
—	HCA Healthcare Co.	34,788	$9.173M	1.2%	—	—	COM	40412c101
—	MasterCard, Inc.	24,506	$8.906M	1.2%	—	—	COM	57636q104
—	Blackstone Group Inc. Cl. A	100,611	$8.838M	1.2%	—	—	COM	09260d107
—	LAM Research Corp.	16,646	$8.824M	1.2%	—	—	COM	512807108
GILD	Gilead Sciences Inc.	104,959	$8.708M	1.2%	—	—	COM	375558103
CVS	CVS Health Corp.	114,511	$8.509M	1.1%	—	—	COM	126650100
URI	United Rentals, Inc.	21,040	$8.327M	1.1%	—	—	COM	911363109
CMG	Chipotle Mexican Grill, A	4,870	$8.319M	1.1%	—	—	COM	169656105
HD	Home Depot, Inc.	27,396	$8.085M	1.1%	—	—	COM	437076102
—	Regeneron Pharmaceuticals	9,206	$7.564M	1.0%	—	—	COM	75886f107
FISV	Fiserv, Inc.	65,996	$7.46M	1.0%	—	—	COM	337738108
DE	Deere & Co.	18,049	$7.452M	1.0%	—	—	COM	244199105
FDL	First Trust Morningstar Div Leaders ETF	197,014	$6.994M	0.9%	—	—	COM	336917109
—	UnitedHealth Group	14,683	$6.939M	0.9%	—	—	COM	91324p102
—	Intercontinental Exchange Group	65,247	$6.805M	0.9%	—	—	COM	45866f104
—	Vanguard Russell 1000 ETF	36,401	$6.783M	0.9%	—	—	COM	92206c730
GSLC	Goldman Sachs ActiveBeta US LargeCp Eq ETF	80,206	$6.514M	0.9%	—	—	COM	381430503
VO	Vanguard Mid Cap ETF	28,494	$6.01M	0.8%	—	—	COM	922908629
—	Cheniere Energy, Inc	38,131	$6.009M	0.8%	—	—	COM	16411r208
—	Pacer U.S. Cash Cows 100 - ETF	112,144	$5.265M	0.7%	—	—	COM	69374h881
OC	Owens Corning	52,757	$5.054M	0.7%	—	—	COM	690742101
—	Invesco S&P 500 Low Volatility ETF	80,401	$5.017M	0.7%	—	—	COM	46138e354
—	Merck & Co Inc.	46,285	$4.924M	0.7%	—	—	COM	58933y105
DIS	Walt Disney Co	48,399	$4.846M	0.6%	—	—	COM	254687106
—	ProShares S&P 500 Dividend Aristocrats ETF	51,428	$4.692M	0.6%	—	—	COM	74348a467
VB	Vanguard Index Small Cap ETF	24,505	$4.645M	0.6%	—	—	COM	922908751
IJR	IShares S&P SmallCap 600 Index ETF	46,764	$4.522M	0.6%	—	—	COM	464287804
—	IShares MSCI USA Minimum Volatility ETF	62,109	$4.518M	0.6%	—	—	COM	46429b697
—	IShares MSCI USA Momentum Factor ETF	32,022	$4.452M	0.6%	—	—	COM	46432f396
—	W. P. Carey Inc.	56,947	$4.411M	0.6%	—	—	COM	92936u109
SHW	Sherwin Williams Company	19,600	$4.405M	0.6%	—	—	COM	824348106
VOOG	Vanguard S&P 500 Growth ETF	18,758	$4.323M	0.6%	—	—	COM	921932505
SPGP	Invesco S&P 500 GARP - ETF	49,324	$4.207M	0.6%	—	—	COM	46137V431
BRK/B	Berkshire Hathaway, Cl. B	13,580	$4.193M	0.6%	—	—	COM	084670702
—	SPDR S&P Value ETF	96,183	$3.917M	0.5%	—	—	COM	78464a508
SPY	SPDR S&P 500 ETF	9,535	$3.904M	0.5%	—	—	COM	78462F103
DVN	Devon Energy Corp.	75,283	$3.81M	0.5%	—	—	COM	25179M103
—	First Trust Value Line Dividend ETF	93,957	$3.773M	0.5%	—	—	COM	33734h106
—	S&P Global, Inc.	10,749	$3.706M	0.5%	—	—	COM	78409v104
—	WestRock Company	119,885	$3.653M	0.5%	—	—	COM	96145d105
FTCS	First Trust Capital Strength ETF	49,530	$3.613M	0.5%	—	—	COM	33733E104
—	Global Payments Inc.	34,095	$3.588M	0.5%	—	—	COM	37940x102
—	American Tower Corp.	17,360	$3.547M	0.5%	—	—	COM	03027x100
—	First Trust Rising Dividend Achievers ETF	78,146	$3.506M	0.5%	—	—	COM	33738r506
—	Invesco Russell 1000 Dynamic Multi ETF	73,756	$3.429M	0.5%	—	—	COM	46138j619
IWV	IShares Russell 3000 Index ETF	14,559	$3.427M	0.5%	—	—	COM	464287689
—	JPMorgan Ultra-Short Income ETF	67,924	$3.418M	0.5%	—	—	COM	46641q837
PEP	PepsiCo Inc	18,417	$3.357M	0.4%	—	—	COM	713448108
—	Quanta Services, Inc.	20,025	$3.337M	0.4%	—	—	COM	74762e102
KO	Coca Cola	53,193	$3.3M	0.4%	—	—	COM	191216100
SAIA	Saia, Inc.	11,890	$3.235M	0.4%	—	—	COM	78709Y105
—	AbbVie, Inc.	19,700	$3.14M	0.4%	—	—	COM	00287y109
NUE	Nucor Corp.	20,285	$3.133M	0.4%	—	—	COM	670346105
—	Garmin Ltd.	30,778	$3.106M	0.4%	—	—	COM	h2906t109
SCHB	Schwab US Broad Market ETF	62,825	$3.006M	0.4%	—	—	COM	808524102
PAYX	PayChex Inc.	25,967	$2.976M	0.4%	—	—	COM	704326107
—	Salesforce.com	14,416	$2.88M	0.4%	—	—	COM	79466l302
RPM	RPM Inc. Ohio	32,788	$2.86M	0.4%	—	—	COM	749685103
WMT	Wal-Mart Stores	19,339	$2.852M	0.4%	—	—	COM	931142103
—	Invesco QQQ Tr Unit Ser. 1 ETF	8,728	$2.801M	0.4%	—	—	COM	46090e103
IJH	IShares S&P Midcap 400 Index ETF	10,966	$2.743M	0.4%	—	—	COM	464287507
GSIE	Goldman Sachs ActiveBeta Int'l Eq ETF	87,202	$2.687M	0.4%	—	—	COM	381430107
JBL	Jabil Circuit, Inc.	30,440	$2.684M	0.4%	—	—	COM	466313103
VOO	Vanguard S&P 500 ETF	7,098	$2.669M	0.4%	—	—	COM	922908363
—	Enbridge Inc.	68,550	$2.61M	0.3%	—	—	COM	29250n105
—	Jacobs Solutions, Inc.	21,090	$2.478M	0.3%	—	—	COM	46982l108
TKR	Timken Co.	30,269	$2.474M	0.3%	—	—	COM	887389104
—	Vanguard Russell 1000 Growth ETF	38,859	$2.444M	0.3%	—	—	COM	92206c680
—	First TR Global Tactical Commodity ETF	103,761	$2.437M	0.3%	—	—	COM	33739h101
AVT	Avnet Inc.	53,683	$2.426M	0.3%	—	—	COM	053807103
GPC	Genuine Parts Co.	14,464	$2.42M	0.3%	—	—	COM	372460105
MCD	McDonalds Corp.	8,654	$2.42M	0.3%	—	—	COM	580135101
—	Hewlett Packard Enterprise Co.	151,752	$2.417M	0.3%	—	—	COM	42824c109
—	Vanguard World Health Care ETF	10,126	$2.415M	0.3%	—	—	COM	92204a504
VOE	Vanguard Mid-Cap Value ETF	17,916	$2.402M	0.3%	—	—	COM	922908512
OMC	Omnicom Group	24,959	$2.355M	0.3%	—	—	COM	681919106
—	Regions Financial Corp.	126,716	$2.352M	0.3%	—	—	COM	7591ep100
QQEW	First Trust NASDAQ-100 Equal Wtd ETF	23,137	$2.329M	0.3%	—	—	COM	337344105
ORI	Old Republic Nat'l. Corp.	93,091	$2.324M	0.3%	—	—	COM	680223104
JNJ	Johnson & Johnson	14,934	$2.315M	0.3%	—	—	COM	478160104
SNA	Snap-on Incorporated	9,114	$2.25M	0.3%	—	—	COM	833034101
MU	Micron Technology, Inc.	37,244	$2.247M	0.3%	—	—	COM	595112103
GIS	General Mills	25,820	$2.207M	0.3%	—	—	COM	370334104
MUR	Murphy Oil Corp.	59,272	$2.192M	0.3%	—	—	COM	626717102
VYM	Vanguard High Dividend Yield ETF	20,713	$2.185M	0.3%	—	—	COM	921946406
PG	Procter and Gamble	14,670	$2.181M	0.3%	—	—	COM	742718109
LOW	Lowe's Cos	10,902	$2.18M	0.3%	—	—	COM	548661107
IJJ	IShares S&P MidCap 400/Barra Value ETF	21,046	$2.163M	0.3%	—	—	COM	464287705
AWR	American States Water Co.	24,205	$2.152M	0.3%	—	—	COM	029899101
WMB	Williams Companies	71,969	$2.149M	0.3%	—	—	COM	969457100
IWR	IShares Russell Midcap Index ETF	30,615	$2.141M	0.3%	—	—	COM	464287499
DLR	Digital Realty Trust Inc.	21,617	$2.125M	0.3%	—	—	COM	253868103
—	Vanguard Information Technology ETF	5,263	$2.029M	0.3%	—	—	COM	92204a702
—	SPDR S&P Dividend ETF	16,023	$1.982M	0.3%	—	—	COM	78464a763
—	Cardinal Health	26,130	$1.973M	0.3%	—	—	COM	14149y108
O	Realty Income Corp.	30,853	$1.954M	0.3%	—	—	COM	756109104
IWM	IShares Russell 2000 Index ETF	10,921	$1.948M	0.3%	—	—	COM	464287655
CFG	Citizens Financial Group	62,584	$1.901M	0.3%	—	—	COM	174610105
DGX	Quest Diagnostics	13,279	$1.879M	0.2%	—	—	COM	74834L100
NFG	National Fuel Gas Co.	32,376	$1.869M	0.2%	—	—	COM	636180101
—	Mosaic Co.	40,310	$1.849M	0.2%	—	—	COM	61945c103
VLY	Valley National Bancorp	197,824	$1.828M	0.2%	—	—	COM	919794107
PFE	Pfizer, Inc.	43,455	$1.773M	0.2%	—	—	COM	717081103
—	First Trust SMID Cap Rising Div Achv ETF	65,779	$1.753M	0.2%	—	—	COM	33741x102
VUG	Vanguard Growth ETF	6,921	$1.726M	0.2%	—	—	COM	922908736
UNP	Union Pacific Corp.	8,480	$1.707M	0.2%	—	—	COM	907818108
NJR	New Jersey Resources Corp.	32,061	$1.706M	0.2%	—	—	COM	646025106
—	H&E Equipment Services, Inc.	38,493	$1.703M	0.2%	—	—	COM	404030108
DVY	IShares Select Dividend ETF	14,306	$1.676M	0.2%	—	—	COM	464287168
—	Meta Platforms, Inc.	7,855	$1.665M	0.2%	—	—	COM	30303m102
ABT	Abbott Laboratories	16,029	$1.623M	0.2%	—	—	COM	002824100
BBY	Best Buy Company, Inc.	20,720	$1.622M	0.2%	—	—	COM	086516101
C	Citigroup	34,197	$1.603M	0.2%	—	—	COM	172967424
CALM	Cal-Maine Foods, Inc.	26,314	$1.602M	0.2%	—	—	COM	128030202
—	AGNC Investment Corp	158,737	$1.6M	0.2%	—	—	COM	00123q104
IP	International Paper	44,268	$1.596M	0.2%	—	—	COM	460146103
—	Alphabet Inc., Cl. C	15,175	$1.578M	0.2%	—	—	COM	02079k107
—	Civitas Resources, Inc.	22,993	$1.571M	0.2%	—	—	COM	17888h103
—	Allete, Inc.	23,647	$1.522M	0.2%	—	—	COM	018522300
XOM	Exxon Mobil Corp.	13,866	$1.521M	0.2%	—	—	COM	30231G102
—	Monster Beverage Corp.	28,140	$1.52M	0.2%	—	—	COM	61174x109
QCOM	Qualcomm Inc.	11,730	$1.497M	0.2%	—	—	COM	747525103
WSC	WillScot Mobile Mini Hldgs Corp, Cl. A	31,865	$1.494M	0.2%	—	—	COM	971378104
PM	Philip Morris Internat'l.	15,135	$1.472M	0.2%	—	—	COM	718172109
AZN	AstraZeneca PLC ADR	21,151	$1.468M	0.2%	—	—	COM	046353108
—	iShares MSCI Multifactor USA Small-Cap ETF	28,281	$1.45M	0.2%	—	—	COM	46434v290
NEE	NextEra Energy	18,643	$1.437M	0.2%	—	—	COM	65339F101
CAT	Caterpillar Inc.	6,248	$1.43M	0.2%	—	—	COM	149123101
IJS	IShares S&P SmallCap 600 Barra Value ETF	14,741	$1.38M	0.2%	—	—	COM	464287879
—	Tesla Motors Inc.	6,512	$1.351M	0.2%	—	—	COM	88160r101
VEU	Vanguard FTSE All-World (ex. US) ETF	25,241	$1.35M	0.2%	—	—	COM	922042775
ESS	Essex Property Trust	6,420	$1.343M	0.2%	—	—	COM	297178105
—	First Trust Mid Cap Core AlphaDEX ETF	14,883	$1.339M	0.2%	—	—	COM	33735b108
CI	CIGNA Corp.	5,227	$1.336M	0.2%	—	—	COM	125523100
BUSE	First Busey Corp.	65,213	$1.326M	0.2%	—	—	COM	319383204
VTV	Vanguard Value ETF	9,243	$1.277M	0.2%	—	—	COM	922908744
JPM	J.P. Morgan Chase & Co.	9,620	$1.254M	0.2%	—	—	COM	46625H100
ADP	Automatic Data Processing	5,614	$1.25M	0.2%	—	—	COM	053015103
—	First Tr TCW Opportunistic Fixed Inc ETF	27,140	$1.223M	0.2%	—	—	COM	33740f805
—	SPDR Dow Jones Industrial Average ETF	3,654	$1.215M	0.2%	—	—	COM	78467x109
KHC	Kraft Heinz Co.	31,136	$1.204M	0.2%	—	—	COM	500754106
LLY	Lilly (Eli)	3,420	$1.174M	0.2%	—	—	COM	532457108
—	Microport Scientific Corp.	504,670	$1.171M	0.2%	—	—	COM	g60837104
BKH	Black Hills Corp.	18,199	$1.148M	0.2%	—	—	COM	092113109
COLB	Columbia Banking System, Inc.	52,546	$1.126M	0.1%	—	—	COM	197236102
IWY	iShares Russell Top 200 Growth ETF	8,087	$1.124M	0.1%	—	—	COM	464289438
—	SPDR S&P MidCap 400 ETF	2,403	$1.102M	0.1%	—	—	COM	78467y107
—	Cisco Systems	20,828	$1.089M	0.1%	—	—	COM	17275r102
IBM	I.B.M.	8,256	$1.082M	0.1%	—	—	COM	459200101
IWN	IShares Russell 2000 Value Index ETF	7,793	$1.068M	0.1%	—	—	COM	464287630
—	IShares Edge MSCI USA Quality Factor ETF	8,463	$1.05M	0.1%	—	—	COM	46432f339
—	Eaton Corp., PLC	6,008	$1.029M	0.1%	—	—	COM	g29183103
ELV	Elevance Health	2,216	$1.019M	0.1%	—	—	COM	036752103
—	WisdomTree International Hdgd Div Gr ETF	25,775	$1.016M	0.1%	—	—	COM	97717x594
—	Energy Select Sector SPDR ETF	12,196	$1.01M	0.1%	—	—	COM	81369y506
—	Vanguard Russell 1000 Value ETF	14,907	$996K	0.1%	—	—	COM	92206c714
ORCL	Oracle Corp	10,707	$995K	0.1%	—	—	COM	68389X105
VOT	Vanguard Mid-Cap Growth ETF	5,084	$991K	0.1%	—	—	COM	922908538
—	Apartment Income REIT Corp.	27,596	$988K	0.1%	—	—	COM	03750l109
—	Visa Inc.	4,335	$977K	0.1%	—	—	COM	92826c839
ITW	Illinois Tool Works	4,001	$974K	0.1%	—	—	COM	452308109
CVX	Chevron Corp.	5,817	$949K	0.1%	—	—	COM	166764100
AFL	AFLAC, Inc.	14,495	$935K	0.1%	—	—	COM	001055102
SCHA	Schwab Strategic US Small-Cap ETF	22,203	$931K	0.1%	—	—	COM	808524607
TSM	Taiwan Semiconductor Mfg. Co. Ltd.	9,986	$929K	0.1%	—	—	COM	874039100
IWB	IShares Russell 1000 Index Fund ETF	4,104	$924K	0.1%	—	—	COM	464287622
FITB	Fifth Third Bancorp	33,939	$904K	0.1%	—	—	COM	316773100
CMI	Cummins Engine Inc.	3,778	$902K	0.1%	—	—	COM	231021106
BP	BP Amoco PLC ADR	22,938	$870K	0.1%	—	—	COM	055622104
MDLZ	Mondelez International, Inc.	12,235	$853K	0.1%	—	—	COM	609207105
—	WisdomTree US Quality Dividend Gr ETF	13,350	$832K	0.1%	—	—	COM	97717x669
NVO	Novo Nordisk A.S. ADR	5,152	$820K	0.1%	—	—	COM	670100205
IUSV	IShares Core US Value ETF	11,065	$816K	0.1%	—	—	COM	464287663
SCHX	Schwab US Large-Cap ETF	16,824	$814K	0.1%	—	—	COM	808524201
IWF	IShares Russell 1000 Growth Index ETF	3,304	$807K	0.1%	—	—	COM	464287614
SCHM	Schwab US Mid-Cap ETF	11,843	$804K	0.1%	—	—	COM	808524508
IWS	IShares Russell Midcap Value Index ETF	7,296	$775K	0.1%	—	—	COM	464287473
—	SPDR Gold Shares ETF	4,203	$770K	0.1%	—	—	COM	78463v107
SCHG	Schwab US Large-Cap Growth ETF	11,785	$768K	0.1%	—	—	COM	808524300
MO	Altria Group, Inc.	17,016	$759K	0.1%	—	—	COM	02209S103
AMD	Advanced Micro Devices	7,589	$744K	0.1%	—	—	COM	007903107
—	Medifast, Inc.	7,163	$743K	0.1%	—	—	COM	58470h101
VWO	Vanguard Emerging Mkts. ETF	17,992	$727K	0.1%	—	—	COM	922042858
—	Pacer Global Cash Cows Dividend ETF	21,605	$727K	0.1%	—	—	COM	69374h709
MCO	Moody's Corp.	2,320	$710K	0.1%	—	—	COM	615369105
FSLR	First Solar, Inc.	3,248	$706K	0.1%	—	—	COM	336433107
LDOS	Leidos Holdings, Inc.	7,611	$701K	0.1%	—	—	COM	525327102
ALL	Allstate Corp.	6,314	$700K	0.1%	—	—	COM	020002101
BMY	Bristol-Myers Squibb	10,049	$696K	0.1%	—	—	COM	110122108
—	ProShares S&P MidCap 400 Dividend Aristo.	9,728	$688K	0.1%	—	—	COM	74347b680
BDX	Becton Dickinson & Co.	2,768	$685K	0.1%	—	—	COM	075887109
ESGV	Vanguard ESG US Stock - ETF	9,367	$672K	0.1%	—	—	COM	921910733
IYH	IShares US Healthcare ETF	2,378	$649K	0.1%	—	—	COM	464287762
VZ	Verizon Communications	16,425	$639K	0.1%	—	—	COM	92343V104
VBR	Vanguard Small Cap Value ETF	4,000	$635K	0.1%	—	—	COM	922908611
T	AT&T Inc.	32,860	$633K	0.1%	—	—	COM	00206R102
—	Unilever PLC ADR	11,977	$622K	0.1%	—	—	COM	904767704
VV	Vanguard Large Cap ETF	3,325	$621K	0.1%	—	—	COM	922908637
GEM	Goldman Sachs ActiveBeta Emerging Mkts ETF	20,750	$618K	0.1%	—	—	COM	381430206
LW	Lamb Weston Hldgs.	5,807	$607K	0.1%	—	—	COM	513272104
COP	ConocoPhillips	6,057	$601K	0.1%	—	—	COM	20825C104
—	Marathon Petroleum Corp.	4,383	$591K	0.1%	—	—	COM	56585a102
EL	Estee Lauder Co.	2,363	$582K	0.1%	—	—	COM	518439104
—	IShares Core MSCI Total Int'l Stk ETF	9,381	$581K	0.1%	—	—	COM	46432f834
—	Invesco BulletShares 2024 Corp Bond ETF	27,888	$574K	0.1%	—	—	COM	46138j841
DHR	Danaher Corp.	2,275	$573K	0.1%	—	—	COM	235851102
IVV	IShares S&P 500 Index ETF	1,352	$556K	0.1%	—	—	COM	464287200
—	Invesco S&P 500 Revenue ETF	7,300	$556K	0.1%	—	—	COM	46138g698
—	First Trust Senior Loan Fund ETF	12,187	$551K	0.1%	—	—	COM	33738d309
CL	Colgate Palmolive Co.	7,297	$548K	0.1%	—	—	COM	194162103
SBUX	Starbucks Corp.	5,249	$547K	0.1%	—	—	COM	855244109
—	First Tr Large Cap Core AlphaDex Fd ETF	6,770	$545K	0.1%	—	—	COM	33734k109
VEA	Vanguard Tax-Mgd Int'l Dev. Markets ETF	12,045	$544K	0.1%	—	—	COM	921943858
VNQ	Vanguard REIT ETF	6,477	$538K	0.1%	—	—	COM	922908553
IWL	IShares - Russell 200 Index ETF	5,429	$528K	0.1%	—	—	COM	464289446
FNDB	Schwab Fundamental US Broad Market ETF	9,594	$519K	0.1%	—	—	COM	808524789
INTC	Intel Corp.	15,882	$519K	0.1%	—	—	COM	458140100
—	T. Rowe Price Dividend Growth ETF	16,037	$512K	0.1%	—	—	COM	87283q404
WM	Waste Management, Inc.	3,098	$506K	0.1%	—	—	COM	94106L109
STT	State Street Corp.	6,500	$492K	0.1%	—	—	COM	857477103
SO	Southern Company	7,056	$491K	0.1%	—	—	COM	842587107
—	IShares TR Core 1-5yr Bond ETF	10,255	$484K	0.1%	—	—	COM	46432f859
—	Constellation Brands, Inc.	2,140	$483K	0.1%	—	—	COM	21036p108
SCHW	Charles Schwab Corp.	9,134	$478K	0.1%	—	—	COM	808513105
TRV	Travelers Companies Inc.	2,790	$478K	0.1%	—	—	COM	89417E109
HOLX	Hologic, Inc.	5,800	$468K	0.1%	—	—	COM	436440101
RIO	Rio Tinto PLC ADR F	6,797	$466K	0.1%	—	—	COM	767204100
BRK/A	Berkshire Hathaway, Cl. A	1	$466K	0.1%	—	—	COM	084670108
—	WisdomTree U.S. LargeCap Dividend ETF	7,520	$465K	0.1%	—	—	COM	97717w307
—	Raytheon Technologies Corp.	4,710	$461K	0.1%	—	—	COM	75513e101
REZ	IShares Residential Real Estate Capped ETF	6,487	$458K	0.1%	—	—	COM	464288562
—	Dimensional US Marketwide Value - ETF	13,617	$456K	0.1%	—	—	COM	25434v724
—	Vanguard Russell 3000 ETF	2,485	$456K	0.1%	—	—	COM	92206c599
HON	Honeywell Internat'l.	2,357	$450K	0.1%	—	—	COM	438516106
CHH	Choice Hotels Internat'l., Inc.	3,800	$445K	0.1%	—	—	COM	169905106
UPS	United Parcel Service, Inc.	2,280	$442K	0.1%	—	—	COM	911312106
—	Invesco BulletShares 2025 Corp Bond ETF	21,633	$439K	0.1%	—	—	COM	46138j825
AZO	AutoZone, Inc.	175	$430K	0.1%	—	—	COM	053332102
—	Materials Select Sector SPDR ETF	5,331	$430K	0.1%	—	—	COM	81369y100
LMT	Lockheed Martin Corp.	907	$429K	0.1%	—	—	COM	539830109
—	FlexShares Quality Dividend ETF	7,870	$429K	0.1%	—	—	COM	33939l860
SHEL	Shell PLC ADR	7,268	$418K	0.1%	—	—	COM	780259305
—	Technology Select Sector SPDR ETF	2,685	$405K	0.1%	—	—	COM	81369y803
AMAT	Applied Materials	3,217	$395K	0.1%	—	—	COM	038222105
—	3M Company	3,705	$389K	0.1%	—	—	COM	88579y101
—	First TR. Ex. Tr. FD N. American Energy	14,589	$389K	0.1%	—	—	COM	33738d101
—	First Trust Managed Municipal ETF	7,561	$385K	0.1%	—	—	COM	33739n108
—	Industrial Select Sector SPDR ETF	3,771	$382K	0.1%	—	—	COM	81369y704
—	Coca Cola European Partners PLC	6,367	$377K	0.0%	—	—	COM	g25839104
—	SPDR S&P Emerging Markets ETF	10,933	$373K	0.0%	—	—	COM	78463x509
—	First Trust NYSE Arca Biotech ETF	2,395	$371K	0.0%	—	—	COM	33733e203
AMGN	Amgen, Inc.	1,529	$370K	0.0%	—	—	COM	031162100
VOOV	Vanguard S&P 500 Value ETF	2,515	$369K	0.0%	—	—	COM	921932703
APD	Air Products & Chem	1,277	$367K	0.0%	—	—	COM	009158106
—	Health Care Select Sector SPDR ETF	2,821	$365K	0.0%	—	—	COM	81369y209
ADBE	Adobe Systems, Inc.	944	$364K	0.0%	—	—	COM	00724F101
VBK	Vanguard Small Cap Growth ETF	1,671	$362K	0.0%	—	—	COM	922908595
MUB	iShares National Muni Bond ETF	3,355	$361K	0.0%	—	—	COM	464288414
—	Walgreen Boots Alliance Inc.	10,386	$359K	0.0%	—	—	COM	931427108
AEP	American Electric Power	3,926	$357K	0.0%	—	—	COM	025537101
—	Nuveen TR ESG Large Cap Growth ETF	6,375	$355K	0.0%	—	—	COM	67092p201
MGK	Vanguard Mega Cap Growth ETF	1,723	$352K	0.0%	—	—	COM	921910816
DEO	Diageo PLC ADR	1,939	$351K	0.0%	—	—	COM	25243Q205
DTE	DTE Energy	3,206	$351K	0.0%	—	—	COM	233331107
—	Linde PLC	970	$342K	0.0%	—	—	COM	g54950103
—	Farmland Partners, Inc.	31,600	$338K	0.0%	—	—	COM	31154r109
EMR	Emerson Electric Co.	3,874	$338K	0.0%	—	—	COM	291011104
—	Duke Energy Corp	3,483	$336K	0.0%	—	—	COM	26441c204
CALF	Pacer U.S. Small Cap Cash Cows 100 - ETF	8,693	$331K	0.0%	—	—	COM	69374H857
—	GlaxoSmithKline PLC	9,219	$328K	0.0%	—	—	COM	37733w204
MAS	Masco Corp.	6,538	$325K	0.0%	—	—	COM	574599106
LOGI	Logitech Internat'l. SA	5,584	$324K	0.0%	—	—	COM	H50430232
AGG	IShares Tr. Core US Aggregate Bd ETF	3,242	$323K	0.0%	—	—	COM	464287226
NSC	Norfolk Southern Corp.	1,523	$323K	0.0%	—	—	COM	655844108
—	Anheuser Busch Co.	4,828	$322K	0.0%	—	—	COM	03524a108
INFY	Infosys Technologies, Ltd.	18,260	$318K	0.0%	—	—	COM	456788108
—	Equinor ASA	11,109	$316K	0.0%	—	—	COM	29446m102
DOW	Dow Inc.	5,710	$313K	0.0%	—	—	COM	260557103
TGT	Target Corp.	1,884	$312K	0.0%	—	—	COM	87612E106
YUM	Yum Brands, Inc.	2,349	$310K	0.0%	—	—	COM	988498101
IYR	IShares US Real Estate ETF	3,651	$310K	0.0%	—	—	COM	464287739
NGG	National Grid PLC ADR	4,558	$310K	0.0%	—	—	COM	636274409
KMB	Kimberly Clark Corp	2,211	$297K	0.0%	—	—	COM	494368103
SIEGY	Siemens AG ADR	3,649	$295K	0.0%	—	—	COM	826197501
VRTX	Vertex Pharmaceutical	932	$294K	0.0%	—	—	COM	92532F100
NKE	Nike, Inc.	2,374	$291K	0.0%	—	—	COM	654106103
IWD	IShares Russell 1000 Value Index ETF	1,910	$291K	0.0%	—	—	COM	464287598
BHP	BHP Billiton, Ltd. ADR	4,572	$290K	0.0%	—	—	COM	088606108
PAC	Grupo Aeroportuario del Pacifico ADR	1,482	$289K	0.0%	—	—	COM	400506101
BND	Vanguard Bd Index - Total Bd Market ETF	3,893	$287K	0.0%	—	—	COM	921937835
—	JPMorgan Equity Premium Income ETF	5,226	$285K	0.0%	—	—	COM	46641q332
EFA	IShares MSCI EAFE ETF	3,932	$281K	0.0%	—	—	COM	464287465
NOC	Northrop Grumman	605	$279K	0.0%	—	—	COM	666807102
BMO	Bank of Montreal	3,134	$279K	0.0%	—	—	COM	063671101
SLF	Sun Life Financial, Inc.	5,957	$278K	0.0%	—	—	COM	866796105
AEE	Ameren Corp.	3,196	$276K	0.0%	—	—	COM	023608102
SYK	Stryker Corporation	967	$276K	0.0%	—	—	COM	863667101
—	Veolia Environment ADR	8,926	$275K	0.0%	—	—	COM	92334n103
ICF	IShares Cohen & Steers REIT ETF	4,912	$273K	0.0%	—	—	COM	464287564
LHX	L3Harris Technologies	1,375	$270K	0.0%	—	—	COM	502431109
—	Eversource Energy Com.	3,431	$269K	0.0%	—	—	COM	30040w108
—	First Trust Water ETF	3,186	$266K	0.0%	—	—	COM	33733b100
VXF	Vanguard Extended Market ETF	1,900	$266K	0.0%	—	—	COM	922908652
—	MercadoLibre Inc.	202	$266K	0.0%	—	—	COM	58733r102
ADI	Analog Devices Inc.	1,350	$266K	0.0%	—	—	COM	032654105
WDFC	W D 40 Co.	1,489	$265K	0.0%	—	—	COM	929236107
—	Moderna Inc.	1,725	$265K	0.0%	—	—	COM	60770k107
NSRGY	Nestle SA ADR	2,149	$262K	0.0%	—	—	COM	641069406
AJG	Gallagher, Arthur J & Co.	1,360	$260K	0.0%	—	—	COM	363576109
—	Essentials Utilities Inc.	5,943	$259K	0.0%	—	—	COM	29670g102
ABBNY	ABB Ltd. Sponsored ADR	7,555	$259K	0.0%	—	—	COM	000375204
SSREY	Swiss Re Ltd.	9,982	$256K	0.0%	—	—	COM	870886108
BA	Boeing Company	1,206	$256K	0.0%	—	—	COM	097023105
MS	Morgan Stanley	2,893	$254K	0.0%	—	—	COM	617446448
BAC	Bank of America	8,865	$254K	0.0%	—	—	COM	060505104
—	Novartis AG ADR	2,753	$253K	0.0%	—	—	COM	66987v109
—	PIMCO Intermediate Muni Bd Actv - ETF	4,845	$253K	0.0%	—	—	COM	72201r866
—	Discover Financial Services, Inc.	2,536	$251K	0.0%	—	—	COM	254709108
MHGVY	Mowi ASA ADR	13,456	$249K	0.0%	—	—	COM	624678108
AXP	American Express	1,450	$239K	0.0%	—	—	COM	025816109
VLVLY	AB Volvo ADR	11,533	$237K	0.0%	—	—	COM	928854108
BALL	Ball Corp.	4,184	$231K	0.0%	—	—	COM	058498106
PANW	Palo Alto Networks, Inc.	1,138	$227K	0.0%	—	—	COM	697435105
CSX	CSX Corp.	7,509	$225K	0.0%	—	—	COM	126408103
KNX	Knight-Swift Transportation Holdings, Inc.	3,970	$225K	0.0%	—	—	COM	499049104
ALB	Albemarle Corp.	1,014	$224K	0.0%	—	—	COM	012653101
—	Sanofi-Aventis ADR	4,078	$222K	0.0%	—	—	COM	80105n105
—	Total Energies SE	3,700	$218K	0.0%	—	—	COM	89151e109
HRL	Hormel Foods Corp.	5,450	$217K	0.0%	—	—	COM	440452100
EW	Edwards Lifesciences Corp.	2,616	$216K	0.0%	—	—	COM	28176E108
MSI	Motorola Solutions, Inc.	755	$216K	0.0%	—	—	COM	620076307
ACWX	IShares - MSCI ACWI ex US ETF	4,412	$215K	0.0%	—	—	COM	464288240
CM	Canadian Imperial Bank of Commerce	5,051	$214K	0.0%	—	—	COM	136069101
—	Seagate Technology Holdings PLC	3,228	$213K	0.0%	—	—	COM	g7997r103
—	Apartment Invt. & Mgmt Co. (AIMCO)	27,596	$212K	0.0%	—	—	COM	03748r747
TAK	Takeda Pharmaceutical Co.	12,871	$212K	0.0%	—	—	COM	874060205
—	Accenture, Ltd.	742	$212K	0.0%	—	—	COM	g1151c101
IVW	IShares S&P 500 Barra Growth Index ETF	3,313	$212K	0.0%	—	—	COM	464287309
OSK	Oshkosh Corp.	2,500	$208K	0.0%	—	—	COM	688239201
—	UBS Group AG	9,732	$208K	0.0%	—	—	COM	h42097107
—	Invesco S&P 500 High Div/Low Volat. ETF	4,910	$207K	0.0%	—	—	COM	46138e362
—	Ping An Insurance Company of China ADR	15,935	$206K	0.0%	—	—	COM	72341e304
—	Wisconsin Energy	2,154	$204K	0.0%	—	—	COM	92939u106
—	ALPS Sector Dividend Dogs ETF	3,945	$202K	0.0%	—	—	COM	00162q858
ADSK	Autodesk	970	$202K	0.0%	—	—	COM	052769106
GGB	Gerdau SA ADR	39,817	$197K	0.0%	—	—	COM	373737105
FRO	Frontline, LTD.	10,700	$177K	0.0%	—	—	COM	M46528101
—	Ares RE Income Trust Class E	20,264	$176K	0.0%	—	—	COM	09186L100
—	Eaton Vance Municipal Income TR	16,584	$168K	0.0%	—	—	COM	27826u108
—	Vodafone Group PLC ADR	14,363	$159K	0.0%	—	—	COM	92857w308
ISUZY	Isuzu Motors Ltd.	11,866	$141K	0.0%	—	—	COM	465254209
MUFG	Mitsubishi UFJ Fin'l. Grp. ADR	19,090	$122K	0.0%	—	—	COM	606822104
—	Barings BDC, Inc.	13,874	$110K	0.0%	—	—	COM	06759l103
—	Amyris, Inc.	10,450	$14,212	0.0%	—	—	COM	03236m200
—	Mitsubishi UFJ Fin'l. Grp. ADR	10,183	$560	0.0%	—	—	COM	606816104
—	Debt Resolve Inc.	100,000	$100	0.0%	—	—	COM	24276r206