Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHG	Schwab Dow Jones US Large Grow	125,401	$6.625M	4.7%	$39.42	—	ETF	808524300
SCHV	Schwab Dow Jones US Large Valu	132,601	$5.628M	4.0%	$36.50	—	ETF	808524409
—	General Electric	153,384	$4.778M	3.4%	$23.24	—	COM	369604103
SCHA	Schwab Dow Jones US Sm-Cap ETF	82,356	$4.29M	3.0%	$44.98	—	ETF	808524607
SCHD	Schwab Dow Jones US Div Eq ETF	101,362	$3.909M	2.8%	$33.99	—	ETF	808524797
JNJ	Johnson & Johnson	37,294	$3.831M	2.7%	$59.96	+26.6%	COM	478160104
—	Merck & Co Inc	63,386	$3.348M	2.4%	$47.43	—	COM	58933y105
MSFT	Microsoft Corp	56,341	$3.126M	2.2%	$27.32	+68.1%	COM	594918104
INTC	Intel Corp	90,021	$3.101M	2.2%	$17.44	+52.8%	COM	458140100
AAPL	Apple Computer Inc	28,622	$3.013M	2.1%	$18.74	+37.3%	COM	037833100
SCHX	Schwab Dow Jones US Large Cap	58,737	$2.853M	2.0%	$45.76	—	ETF	808524201
CVS	CVS Health Corporation	26,937	$2.634M	1.9%	$43.86	+65.6%	COM	126650100
PG	Procter & Gamble Inc	32,242	$2.56M	1.8%	$55.17	+5.0%	COM	742718109
IJH	iShares S&P Midcap 400 Index	18,267	$2.545M	1.8%	$118.26	—	ETF	464287507
IJR	iShares S&P Smallcap 600 Index	22,788	$2.509M	1.8%	$95.19	—	ETF	464287804
BMY	Bristol Myers Squibb	35,778	$2.461M	1.7%	$29.37	+59.0%	COM	110122108
XOM	Exxon-Mobil	30,898	$2.408M	1.7%	$53.58	-4.1%	COM	30231G102
—	Alphabet, Inc. Cl A	2,982	$2.32M	1.6%	$778.00	—	COM	02079k305
PEP	Pepsico	22,795	$2.278M	1.6%	$56.00	+31.2%	COM	713448108
EEM	iShares MSCI Emrg Mkt Fd	6,822	$2.22M	1.6%	$38.50	—	ETF	464287234
SDY	SPDR S&P Dividend ETF	28,678	$2.11M	1.5%	$69.66	—	ETF	78464A763
VZ	Verizon Communications	41,070	$1.898M	1.3%	$26.93	-0.0%	COM	92343V104
DIS	Disney Walt Co	16,939	$1.78M	1.3%	$70.25	+45.5%	COM	254687106
AMGN	Amgen Inc	10,678	$1.733M	1.2%	$112.85	+3.2%	COM	031162100
SCHM	Schwab Dow Jones US Mid-Cap	40,189	$1.61M	1.1%	$36.35	—	ETF	808524508
WFC	Wells Fargo & Company	28,724	$1.561M	1.1%	$27.47	+48.7%	COM	949746101
—	J P Morgan Chase & Co	21,741	$1.436M	1.0%	$16.15	—	COM	46625h100
VTV	Vanguard Value	16,436	$1.34M	0.9%	$81.53	—	ETF	922908744
COF	Capital One Financial Cp	18,291	$1.32M	0.9%	$51.09	+24.9%	COM	14040H105
BRK/B	Berkshire Hathaway B New	9,540	$1.26M	0.9%	$110.89	+21.0%	COM	084670702
AGG	iShares Core Total U S	11,523	$1.245M	0.9%	$109.10	—	ETF	464287226
—	Alphabet, Inc. Cl C	1,604	$1.217M	0.9%	$758.73	—	COM	02079k107
VUG	Vanguard Growth	11,240	$1.196M	0.8%	$79.56	—	ETF	922908736
BAC	Bank Of America	69,413	$1.168M	0.8%	$10.78	+25.8%	COM	060505104
CVX	ChevronTexaco Corp	12,535	$1.128M	0.8%	$71.26	-18.0%	COM	166764100
SCHF	Schwab FTSE Developed ex-US ET	40,604	$1.119M	0.8%	$150.31	—	ETF	808524805
CSCO	Cisco Systems	41,080	$1.116M	0.8%	$17.01	+18.5%	COM	17275R102
—	Biotech/Genome Powershares Ind	22,022	$1.113M	0.8%	$46.21	—	COM	73935X856
USB	U S Bancorp	25,147	$1.073M	0.8%	$22.61	+30.9%	COM	902973304
FNDX	Sch Fundamental US Large Co ET	37,458	$1.073M	0.8%	$29.18	—	ETF	808524771
VEU	Vanguard FTSE All-World ex-USA	24,104	$1.046M	0.7%	$44.90	—	ETF	922042775
TAP/A	Molson Coors Brewing	10,495	$986K	0.7%	$90.12	0.0%	COM	60871R100
GILD	Gilead Sciences Inc	9,737	$985K	0.7%	$59.33	+22.9%	COM	375558103
SLB	Schlumberger Ltd	13,268	$925K	0.7%	$54.28	+3.4%	COM	806857108
XBI	SPDR S&P Biotech ETF	12,700	$892K	0.6%	$85.72	—	ETF	78464A870
META	Facebook Inc Class A	8,308	$870K	0.6%	$86.00	+18.6%	COM	30303M102
MCD	McDonalds Corp	6,863	$811K	0.6%	$71.80	+21.5%	COM	580135101
—	United Technologies CP	8,430	$810K	0.6%	$92.98	—	COM	913017109
GLD	SPDR Gold Shares	7,906	$802K	0.6%	$117.94	—	ETF	78463V107
NKE	Nike Inc Class B	12,834	$802K	0.6%	$43.26	+31.0%	COM	654106103
DHR	Danaher Corp	8,571	$796K	0.6%	$25.16	+51.9%	COM	235851102
MET	Metlife Inc	16,213	$782K	0.6%	$25.58	+21.9%	COM	59156R108
SPY	S&P 500 Spdr	3,764	$767K	0.5%	$166.97	—	ETF	78462F103
—	Guggenheim S&P 500 Eq. Wgt.	9,901	$759K	0.5%	$75.79	—	ETF	78355W106
UNP	Union Pacific Corp	9,603	$751K	0.5%	$66.97	+2.0%	COM	907818108
PPL	PPL Corp	21,947	$749K	0.5%	$16.77	+28.0%	COM	69351T106
—	Du Pont E I De Nemours	11,082	$738K	0.5%	$53.80	—	COM	263534109
—	AT&T Corp	20,795	$716K	0.5%	$35.29	—	COM	00206r102
—	Oracle Systems	19,572	$715K	0.5%	$30.98	—	COM	68389x105
TSN	Tyson Foods Inc	13,380	$714K	0.5%	$31.34	+20.2%	COM	902494103
—	EMC Corp	27,238	$699K	0.5%	$24.08	—	COM	268648102
EMR	Emerson Electric	14,219	$680K	0.5%	$40.11	-9.0%	COM	291011104
C	Citigroup Inc	12,855	$665K	0.5%	$37.86	+4.7%	COM	172967424
KO	Coca Cola	15,355	$660K	0.5%	$27.92	+10.5%	COM	191216100
—	Harman Intl Inds Inc	6,974	$657K	0.5%	$54.22	—	COM	413086109
VNQ	Vanguard REIT	8,113	$647K	0.5%	$72.42	—	ETF	922908553
—	Government Property Income Tru	40,070	$636K	0.4%	$15.98	—	ETF	38376A103
—	BB&T Corporation	16,438	$622K	0.4%	$35.97	—	COM	054937107
IVW	iShares S&P 500 Barra Gr. Fd.	5,267	$610K	0.4%	$83.98	—	ETF	464287309
STT	State Street Boston Corp	9,175	$609K	0.4%	$44.60	+16.3%	COM	857477103
LOW	Lowes Companies	7,762	$590K	0.4%	$56.94	+8.4%	COM	548661107
—	PowerShares Preferred	39,084	$584K	0.4%	$14.53	—	ETF	73936T565
—	H S B C Hldgs 6.2% Pfd	22,650	$579K	0.4%	$25.34	—	PFD	404280604
VDC	Vanguard Consumer Staples	4,363	$563K	0.4%	$107.62	—	ETF	92204A207
TMO	Thermo Fisher Scientific	3,908	$554K	0.4%	$84.18	+53.8%	COM	883556102
UNM	Unum Corp	16,394	$546K	0.4%	$33.60	+2.6%	COM	91529Y106
—	PwrShs Financial Pfd	27,775	$523K	0.4%	$17.92	—	ETF	73935X229
ADP	Automatic Data Processing	5,937	$503K	0.4%	$45.18	+53.0%	COM	053015103
IVE	iShares S&P 500 Barra Value Fd	5,653	$500K	0.4%	$76.04	—	ETF	464287408
FNDF	Sch Fundamental Intl Lg Co ETF	20,937	$499K	0.4%	$28.41	—	ETF	808524755
PFE	Pfizer Inc	15,196	$491K	0.3%	$16.61	+22.7%	COM	717081103
HD	Home Depot	3,688	$488K	0.3%	$56.05	+78.4%	COM	437076102
MDY	S&P 400 Mid-Cap SPDR	1,909	$485K	0.3%	$143459.86	—	ETF	78467Y107
FISV	Fiserv Inc.	5,175	$473K	0.3%	$25.25	+86.0%	COM	337738108
—	Dominion Res Inc Va	6,815	$461K	0.3%	$56.83	—	COM	25746u109
PM	Philip Morris Intl Inc	51,355	$451K	0.3%	$52.05	+0.4%	COM	718172109
TD	Toronto Dominion Bank	11,250	$441K	0.3%	$42.83	-5.5%	COM	891160509
ROP	Roper Technologies, Inc	2,284	$433K	0.3%	$139.26	+23.8%	COM	776696106
PRU	Prudential Financial Inc	5,229	$426K	0.3%	$52.01	+1.2%	COM	744320102
VTR	Ventas Inc	7,374	$416K	0.3%	$38.18	-8.5%	COM	92276F100
V	Visa, Inc.	5,218	$405K	0.3%	$60.40	+19.5%	COM	92826C839
SCHB	Schwab Dow Jones US Broad Mkt	8,202	$402K	0.3%	$40.12	—	ETF	808524102
—	Dow Chemical	7,789	$401K	0.3%	$33.14	—	COM	260543103
HAS	Hasbro Inc	5,870	$395K	0.3%	$30.22	+73.3%	COM	418056107
—	Ing Group N V 7.2% Pfd	15,150	$394K	0.3%	$26.01	—	PFD	456837301
NVDA	Nvidia Corp	11,725	$386K	0.3%	$0.33	+124.9%	COM	67066G104
PANW	Palo Alto Networks Inc	2,148	$378K	0.3%	$8.30	+247.8%	COM	697435105
MMM	3M Company	2,443	$368K	0.3%	$61.26	+50.3%	COM	88579Y101
ABT	Abbott Labs	7,920	$356K	0.3%	$30.30	+20.6%	COM	002824100
—	Celgene Corp	2,966	$355K	0.3%	$97.92	—	COM	151020104
BIDU	Baidu Com Inc Adr	1,855	$351K	0.2%	$217.19	—	ADR	056752108
CTSH	Cognizant Tech. Solutions	5,781	$347K	0.2%	$44.25	+29.1%	COM	192446102
—	Chase Corp	8,525	$347K	0.2%	$39.81	—	COM	16150r104
NVS	Novartis A G	3,899	$335K	0.2%	$70.65	—	COM	66987V109
PRGO	Perrigo Co plc	2,233	$323K	0.2%	$190.62	-19.3%	COM	G97822103
—	Conoco Phillips	6,825	$319K	0.2%	$68.53	—	COM	20825c104
—	Teco Energy	11,558	$308K	0.2%	$26.30	—	COM	872375100
EFA	iShares MSCI EAFE Index Fd	5,162	$303K	0.2%	$62.60	—	ETF	464287465
—	Target Corp	4,152	$301K	0.2%	$72.50	—	COM	87612E110
PYPL	Paypal Holdings, Inc.	8,283	$300K	0.2%	$35.85	-1.8%	COM	70450Y103
LQD	iShares Inv. Grade Corp. Bd.	2,620	$299K	0.2%	$113.86	—	ETF	464287242
VCSH	Vanguard Short-Term Corp Bond	3,746	$296K	0.2%	$80.02	—	ETF	92206C409
ITW	Illinois Tool Works	3,170	$294K	0.2%	$49.85	+43.2%	COM	452308109
—	Walgreens Boots Allianc	3,400	$290K	0.2%	$76.13	—	COM	931427108
—	Express Scripts Inc	3,259	$285K	0.2%	$72.03	—	COM	30219G108
PPG	PPG Inds Inc	2,876	$284K	0.2%	$77.05	+9.1%	COM	693506107
VWO	Vanguard Emerging Mkt Fd	8,507	$278K	0.2%	$32.68	—	ETF	922042858
MDLZ	Mondelez Intl Inc Cl A	6,113	$274K	0.2%	$23.16	+53.2%	COM	609207105
RWO	SPDR DJ Wilshire Global Real E	5,607	$262K	0.2%	$42.20	—	ETF	78463X749
BDX	Becton Dickinson	1,700	$262K	0.2%	$123.45	0.0%	COM	075887109
VIG	Vanguard Div Appreciation	3,322	$258K	0.2%	$75.78	—	ETF	921908844
LMT	Lockheed Martin Corp	1,158	$251K	0.2%	$99.23	+66.7%	COM	539830109
—	PwrShs S&P 500 Low Volatility	6,497	$251K	0.2%	$31.22	—	ETF	73937B779
—	Raytheon Corp Cl B	2,007	$250K	0.2%	$124.56	—	COM	755111507
IBM	International Business Machine	1,770	$244K	0.2%	$118.94	-26.4%	COM	459200101
SCHC	Schwab FTSE Intl Small-Cap Equ	8,296	$239K	0.2%	$29.09	—	ETF	808524888
SCHE	Schwab FTSE Emerging Mkt ETF	12,069	$235K	0.2%	$23.41	—	ETF	808524706
APD	Air Prods & Chems	1,800	$234K	0.2%	$97.96	0.0%	COM	009158106
VNQI	Vanguard Int'l REIT	4,551	$233K	0.2%	$56.20	—	ETF	922042676
—	AON Corp	2,517	$232K	0.2%	$64.29	—	COM	G0408V102
—	Unilever Nv Adr- Netherlands	5,250	$227K	0.2%	$41.67	—	ADR	904767704
WMT	Wal-Mart Stores	3,671	$225K	0.2%	$18.91	-12.1%	COM	931142103
REGN	Regeneron Pharm	411	$223K	0.2%	$538.82	0.0%	COM	75886F107
—	Chubb Corp	1,674	$222K	0.2%	$122.42	—	COM	171232101
—	Altria Group Inc	3,780	$220K	0.2%	$48.95	—	COM	02209s103
—	TE Connectivity Ltd	3,250	$210K	0.1%	$64.62	—	COM	G9144P105
EBAY	Ebay Inc	7,516	$207K	0.1%	$24.58	0.0%	COM	278642103
ABBV	AbbVie Inc	3,474	$206K	0.1%	$37.96	0.0%	COM	00287Y109
JBL	Jabil Circuit	8,616	$201K	0.1%	$18.27	+20.2%	COM	466313103
VHT	Vanguard Health Care	1,510	$201K	0.1%	$133.11	—	ETF	92204A504
—	Rite Aid Corp	21,450	$168K	0.1%	$7.83	—	COM	767754104
—	Nuveen Qlty Incm Muni Fd	10,368	$147K	0.1%	$14.18	—	ETF	670977107