Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHD	Schwab Dow Jones US Div Eq ETF	17,383	$9.159M	4.0%	$38.08	—	ETF	808524797
SCHZ	Schwab US AGG Bnd ETF	179,423	$8.923M	3.9%	$50.85	—	ETF	808524839
SCHV	Schwab Dow Jones US Large Valu	141,696	$7.959M	3.5%	$37.89	—	ETF	808524409
SCHG	Schwab Dow Jones US Large Grow	94,666	$7.599M	3.3%	$39.42	—	ETF	808524300
BSV	Vanguard Short-Term Bond ETF	9,655	$7.504M	3.3%	$81.05	—	ETF	921937827
SCHA	Schwab Dow Jones US Sm-Cap ETF	99,405	$7.303M	3.2%	$52.47	—	ETF	808524607
SCHX	Schwab Dow Jones US Large Cap	105,383	$7.25M	3.2%	$53.09	—	ETF	808524201
SCHM	Schwab Dow Jones US Mid-Cap	108,080	$6.085M	2.7%	$42.24	—	ETF	808524508
SCHF	Schwab FTSE Developed ex-US ET	173,345	$5.679M	2.5%	$9.39	—	ETF	808524805
MSFT	Microsoft Corp	46,954	$5.265M	2.3%	$27.81	+262.5%	COM	594918104
AAPL	Apple, Inc	23,123	$5.186M	2.3%	$21.05	+134.1%	COM	037833100
FLOT	iShares Floating Rate Bond ETF	9,800	$4.994M	2.2%	$50.91	—	ETF	46429B655
JNJ	Johnson & Johnson	35,165	$4.891M	2.1%	$60.51	+78.6%	COM	478160104
VTIP	Vanguard Sht-Term Infl Prot Se	8,642	$4.174M	1.8%	$49.49	—	ETF	922020805
—	Merck & Co Inc	58,533	$4.158M	1.8%	$47.52	—	COM	58933y105
GOOGL	Alphabet, Inc. Cl A	3,283	$3.834M	1.7%	$39.09	+53.7%	COM	02079K305
INTC	Intel Corp	76,436	$3.595M	1.6%	$18.22	+127.8%	COM	458140100
SDY	SPDR S&P Dividend ETF	35,525	$3.454M	1.5%	$74.09	—	ETF	78464A763
NVS	Novartis A G	4,027	$3.447M	1.5%	$70.82	—	COM	66987V109
IJH	iShares S&P Midcap 400 Index	17,459	$3.425M	1.5%	$127.31	—	ETF	464287507
IJR	iShares S&P Smallcap 600 Index	40,855	$3.424M	1.5%	$82.91	—	ETF	464287804
—	J P Morgan Chase & Co	23,227	$2.662M	1.2%	$27.28	—	COM	46625h100
—	Walgreens Boots Allianc	3,650	$2.647M	1.2%	$79.61	—	COM	931427108
CWI	SPDR MSCI Acwi Ex-US	70,536	$2.563M	1.1%	$37.10	—	ETF	78463X848
CSCO	Cisco Systems	50,102	$2.411M	1.1%	$18.11	+99.0%	COM	17275R102
VNQI	Vanguard Int'l REIT	4,169	$2.254M	1.0%	$64.55	—	ETF	922042676
VZ	Verizon Communications	40,048	$2.2M	1.0%	$30.68	+16.2%	COM	92343V104
AMGN	Amgen Inc	10,718	$2.187M	1.0%	$114.44	+37.5%	COM	031162100
VEU	Vanguard FTSE All-World ex-USA	41,757	$2.115M	0.9%	$47.06	—	ETF	922042775
PEP	Pepsico	19,527	$2.079M	0.9%	$56.73	+59.2%	COM	713448108
LOW	Lowes Companies	18,821	$2.065M	0.9%	$61.44	+48.1%	COM	548661107
VTV	Vanguard Value ETF	18,206	$2.02M	0.9%	$82.82	—	ETF	922908744
VNQ	Vanguard REIT	24,723	$1.933M	0.8%	$77.60	—	ETF	922908553
BRK/B	Berkshire Hathaway B	8,722	$1.914M	0.8%	$145.07	+41.4%	COM	084670702
PG	Procter & Gamble Inc	23,202	$1.906M	0.8%	$55.49	+22.2%	COM	742718109
DIS	Disney Walt Co	16,562	$1.901M	0.8%	$72.51	+47.0%	COM	254687106
PFE	Pfizer Inc	42,070	$1.889M	0.8%	$18.90	+46.3%	COM	717081103
BAC	Bank Of America	61,534	$1.86M	0.8%	$11.47	+122.1%	COM	060505104
VBR	Vanguard Small-Cap Value ETF	13,515	$1.838M	0.8%	$118.45	—	ETF	922908611
XOM	Exxon-Mobil	20,903	$1.784M	0.8%	$53.88	+8.0%	COM	30231G102
BMY	Bristol Myers Squibb	27,271	$1.702M	0.7%	$39.53	+13.8%	COM	110122108
CVX	ChevronTexaco Corp	12,933	$1.621M	0.7%	$71.70	+22.6%	COM	166764100
VUG	Vanguard Growth ETF	10,214	$1.606M	0.7%	$80.76	—	ETF	922908736
CVS	CVS Health Corporation	20,341	$1.6M	0.7%	$47.13	+19.9%	COM	126650100
UNP	Union Pacific Corp	9,725	$1.593M	0.7%	$68.42	+86.8%	COM	907818108
—	Harris Corp	9,418	$1.578M	0.7%	$79.24	—	COM	413875105
GOOG	Alphabet, Inc. Cl C	1,357	$1.571M	0.7%	$38.04	+56.3%	COM	02079K107
SCHC	Schwab FTSE Intl Small-Cap Equ	41,648	$1.446M	0.6%	$35.90	—	ETF	808524888
—	DowDuPont Inc	20,751	$1.311M	0.6%	$69.02	—	COM	26078J100
BABA	Alibaba Group Hldg Adr	8,014	$1.239M	0.5%	$159.03	—	ADR	01609W102
V	Visa, Inc.	8,468	$1.231M	0.5%	$71.50	+88.9%	COM	92826C839
SPY	S&P 500 Spdr	4,168	$1.2M	0.5%	$174.19	—	ETF	78462F103
—	BB&T Corporation	24,403	$1.195M	0.5%	$38.96	—	COM	054937107
MCD	McDonalds Corp	7,022	$1.17M	0.5%	$80.77	+66.9%	COM	580135101
COF	Capital One Financial	12,039	$1.156M	0.5%	$52.23	+64.0%	COM	14040H105
—	United Technologies CP	8,148	$1.133M	0.5%	$94.87	—	COM	913017109
—	AT&T Corp	30,776	$1.046M	0.5%	$37.38	—	COM	00206r102
EMR	Emerson Electric	13,269	$1.036M	0.5%	$40.02	+54.8%	COM	291011104
USB	U S Bancorp	18,745	$1.002M	0.4%	$22.96	+70.4%	COM	902973304
WFC	Wells Fargo & Company	18,749	$997K	0.4%	$28.13	+65.4%	COM	949746101
META	Facebook Inc Class A	6,242	$982K	0.4%	$88.35	+103.5%	COM	30303M102
GLD	SPDR Gold Shares	8,422	$958K	0.4%	$117.95	—	ETF	78463V107
VDC	Vanguard Consumer Staples ETF	6,721	$932K	0.4%	$125.71	—	ETF	92204A207
MUNI	Pimco Intermediate Muni ETF	17,588	$919K	0.4%	$54.95	—	ETF	72201R866
XBI	SPDR S&P Biotech ETF	9,985	$903K	0.4%	$86.09	—	ETF	78464A870
—	Raytheon Corp Cl B	4,190	$866K	0.4%	$152.97	—	COM	755111507
C	Citigroup Inc	11,180	$810K	0.4%	$44.14	+24.1%	COM	172967424
ADP	Automatic Data Processing	5,345	$807K	0.4%	$46.09	+162.1%	COM	053015103
ITW	Illinois Tool Works	5,715	$806K	0.4%	$93.08	+26.1%	COM	452308109
VOO	Vanguard S&P 500 Etf	3,015	$798K	0.3%	$246.30	—	ETF	922908363
HD	Home Depot	3,982	$782K	0.3%	$68.24	+146.1%	COM	437076102
—	Royal Dutch Shell B Adr	11,074	$779K	0.3%	$70.08	—	ADR	780259107
FISV	Fiserv Inc.	9,290	$753K	0.3%	$47.67	+64.7%	COM	337738108
DHR	Danaher Corp	7,034	$752K	0.3%	$26.48	+232.4%	COM	235851102
TMO	Thermo Fisher Scientific	3,121	$751K	0.3%	$85.59	+163.6%	COM	883556102
ROP	Roper Technologies, Inc	2,517	$741K	0.3%	$161.78	+74.6%	COM	776696106
TIPX	SPDR Blmbrg Brcly 1-10 Yr TIP	36,846	$695K	0.3%	$19.37	—	ETF	78468R861
—	ETFS Phys. Swiss Gold Shares	5,934	$689K	0.3%	$123.98	—	ETF	26922Y105
MBB	iShares MBS ETF	6,589	$673K	0.3%	$110.00	—	ETF	464288588
SUB	iShares Sht-Term National Muni	6,402	$669K	0.3%	$106.12	—	ETF	464288158
TJX	TJX Cos Inc	6,026	$665K	0.3%	$31.71	+46.6%	COM	872540109
UNM	Unum Corp	16,787	$662K	0.3%	$38.58	-3.3%	COM	91529Y106
NVDA	Nvidia Corp	2,440	$658K	0.3%	$3.13	+105.5%	COM	67066G104
STT	State Street Boston Corp	7,550	$652K	0.3%	$44.55	+55.6%	COM	857477103
—	Chase Corp	5,550	$649K	0.3%	$39.81	—	COM	16150r104
PYPL	Paypal Holdings, Inc.	7,787	$648K	0.3%	$37.04	+137.2%	COM	70450Y103
AMZN	Amazon.com	342	$646K	0.3%	$55.57	+69.2%	COM	023135106
IVW	iShares S&P 500 Barra Gr. Fd.	3,567	$619K	0.3%	$84.46	—	ETF	464287309
IBM	International Business Machine	4,055	$604K	0.3%	$107.20	-5.5%	COM	459200101
PRU	Prudential Financial Inc	5,738	$599K	0.3%	$51.41	+33.5%	COM	744320102
—	Quanta Services Inc	18,340	$594K	0.3%	$32.39	—	COM	74762E106
KO	Coca Cola	12,727	$584K	0.3%	$28.11	+29.2%	COM	191216100
MDY	S&P 400 Mid-Cap SPDR	1,527	$546K	0.2%	$143459.86	—	ETF	78467Y107
—	Oracle Systems	10,902	$538K	0.2%	$31.24	—	COM	68389x105
—	General Electric	40,458	$533K	0.2%	$19.98	—	COM	369604103
MMM	3M Company	2,374	$506K	0.2%	$130.14	+1.6%	COM	88579Y101
NKE	Nike Inc Class B	6,295	$504K	0.2%	$44.08	+65.6%	COM	654106103
IVE	iShares S&P 500 Barra Value Fd	4,310	$501K	0.2%	$76.04	—	ETF	464287408
ABT	Abbott Labs	6,896	$494K	0.2%	$31.06	+86.2%	COM	002824100
—	Travelers Inc	3,785	$493K	0.2%	$130.25	—	COM	89417E113
MA	Mastercard Inc	2,289	$488K	0.2%	$100.86	+98.6%	COM	57636Q104
PM	Philip Morris Intl Inc	5,755	$484K	0.2%	$53.28	+4.1%	COM	718172109
CRM	Salesforce Com	3,117	$483K	0.2%	$129.41	+13.3%	COM	79466L302
TD	Toronto Dominion Bank	8,110	$482K	0.2%	$42.78	+39.2%	COM	891160509
—	Dominion Res Inc Va	6,715	$482K	0.2%	$57.44	—	COM	25746u109
VIG	Vanguard Div Appreciation	4,376	$479K	0.2%	$78.17	—	ETF	921908844
FNDF	Sch Fundamental Intl Lg Co ETF	15,812	$465K	0.2%	$28.49	—	ETF	808524755
—	H S B C Hldgs 6.2 Pfd	17,700	$452K	0.2%	$26.56	—	PFD	404280604
TSN	Tyson Foods Inc	7,295	$449K	0.2%	$53.10	-4.3%	COM	902494103
SCHB	Schwab Dow Jones US Broad Mkt	6,415	$446K	0.2%	$45.97	—	ETF	808524102
LMT	Lockheed Martin Corp	1,268	$440K	0.2%	$109.64	+141.0%	COM	539830109
WY	Weyerhaeuser Co	13,939	$422K	0.2%	$23.73	+9.2%	COM	962166104
—	AON Corp ADR	2,517	$391K	0.2%	$64.29	—	COM	G0408V102
—	Conoco Phillips	4,894	$384K	0.2%	$64.40	—	COM	20825c104
ABBV	AbbVie Inc	4,046	$382K	0.2%	$42.37	+63.3%	COM	00287Y109
—	Altria Group Inc	5,769	$358K	0.2%	$61.90	—	COM	02209s103
XLK	Technology Sector iShare	4,816	$355K	0.2%	$63.34	—	ETF	81369Y803
VCSH	Vanguard Short-Term Corp Bond	4,526	$352K	0.2%	$80.47	—	ETF	92206C409
SCHE	Schwab FTSE Emerging Mkt ETF	14,328	$352K	0.2%	$25.18	—	ETF	808524706
PANW	Palo Alto Networks Inc	1,575	$340K	0.1%	$22.86	+59.2%	COM	697435105
VB	Vanguard Small Cap	2,157	$339K	0.1%	$123.18	—	ETF	922908751
—	Celgene Corp	3,626	$316K	0.1%	$106.98	—	COM	151020104
MDLZ	Mondelez Intl Inc Cl A	7,315	$310K	0.1%	$36.30	-2.0%	COM	609207105
LQD	iShares Inv. Grade Corp. Bd.	2,738	$309K	0.1%	$114.66	—	ETF	464287242
BDX	Becton Dickinson	1,215	$308K	0.1%	$123.45	+78.5%	COM	075887109
—	Western Asset Muni Hi Income	41,132	$285K	0.1%	$7.26	—	ETF	95766N103
CTSH	Cognizant Tech. Solutions	3,780	$284K	0.1%	$47.44	+48.1%	COM	192446102
—	Express Scripts Inc	2,919	$280K	0.1%	$71.88	—	COM	30219G108
AGG	iShares Core Total U S	2,643	$276K	0.1%	$109.30	—	ETF	464287226
FNDX	Sch Fundamental US Large Co ET	6,873	$272K	0.1%	$29.52	—	ETF	808524771
AMAT	Applied Materials	7,210	$269K	0.1%	$25.12	+62.0%	COM	038222105
BA	Boeing Co	678	$262K	0.1%	$339.07	0.0%	COM	097023105
—	Nuveen Inter Dur Qlty Muni	21,585	$262K	0.1%	$12.91	—	ETF	670677103
—	Putnam Managed Municipal	38,449	$256K	0.1%	$7.26	—	COM	746823103
—	Wells Fargo & Co 7.50 Pfd	201	$253K	0.1%	$1307.27	—	PFD	949746804
—	Unilever Nv Adr- Netherlands	4,690	$252K	0.1%	$41.63	—	ADR	904767704
—	Alerian MLP ETF	22,944	$248K	0.1%	$9.77	—	COM	00162Q866
—	Altaba Incorporated	3,814	$246K	0.1%	$54.54	—	COM	021346101
PPG	PPG Inds Inc	2,276	$246K	0.1%	$77.05	+23.0%	COM	693506107
VWO	Vanguard Emerging Mkt Fd	6,190	$243K	0.1%	$38.31	—	ETF	922042858
SYY	Sysco Inc	3,337	$240K	0.1%	$45.82	+29.4%	COM	871829107
WMT	Wal-Mart Stores	2,559	$239K	0.1%	$18.82	+45.3%	COM	931142103
—	American Tower Corp	1,630	$236K	0.1%	$144.17	—	COM	03027x100
SCHP	Schwab US TIPS ETF	4,350	$232K	0.1%	$313.03	—	ETF	808524870
CAT	Caterpillar	1,510	$231K	0.1%	$120.51	0.0%	COM	149123101
VXUS	Vanguard Total International S	4,260	$224K	0.1%	$49.87	—	ETF	921909768
SLB	Schlumberger Ltd	3,518	$222K	0.1%	$54.19	-4.0%	COM	806857108
PSX	Phillips 66	1,854	$219K	0.1%	$83.14	+3.5%	COM	718546104
—	Discover Financial Svcs	2,827	$217K	0.1%	$76.76	—	COM	254709108
—	Diageo Plc	1,544	$216K	0.1%	$115.38	—	COM	25243q205
HAS	Hasbro Inc	2,115	$215K	0.1%	$76.61	0.0%	COM	418056107
—	iShares Russell 2000 Index Fun	1,275	$207K	0.1%	$162.35	—	ETF	464287665
TAP/A	Molson Coors Brewing	5,025	$31,000	0.0%	$90.12	-23.4%	COM	60871R100