Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHD	Schwab Dow Jones US Div Eq ETF	157,769	$6.874M	4.2%	$36.22	—	ETF	808524797
SCHV	Schwab Dow Jones US Large Valu	136,123	$6.546M	4.0%	$36.65	—	ETF	808524409
SCHG	Schwab Dow Jones US Large Grow	110,089	$6.146M	3.7%	$39.42	—	ETF	808524300
—	General Electric	138,128	$4.365M	2.7%	$23.24	—	COM	369604103
SCHA	Schwab Dow Jones US Sm-Cap ETF	70,416	$4.33M	2.6%	$46.51	—	ETF	808524607
JNJ	Johnson & Johnson	37,136	$4.278M	2.6%	$59.96	+49.6%	COM	478160104
—	PowerShares Preferred	286,905	$4.083M	2.5%	$14.91	—	ETF	73936T565
SCHM	Schwab Dow Jones US Mid-Cap	84,732	$3.826M	2.3%	$39.58	—	ETF	808524508
—	Merck & Co Inc	63,814	$3.757M	2.3%	$47.52	—	COM	58933y105
MSFT	Microsoft Corp	55,381	$3.441M	2.1%	$27.81	+93.9%	COM	594918104
SDY	SPDR S&P Dividend ETF	39,812	$3.406M	2.1%	$74.09	—	ETF	78464A763
SCHX	Schwab Dow Jones US Large Cap	63,361	$3.375M	2.1%	$46.20	—	ETF	808524201
INTC	Intel Corp	91,854	$3.332M	2.0%	$18.22	+60.0%	COM	458140100
XOM	Exxon-Mobil	32,907	$2.97M	1.8%	$53.82	+8.1%	COM	30231G102
AAPL	Apple Computer Inc	24,263	$2.81M	1.7%	$18.74	+39.2%	COM	037833100
PG	Procter & Gamble Inc	32,671	$2.747M	1.7%	$55.40	+20.5%	COM	742718109
IJH	iShares S&P Midcap 400 Index	15,941	$2.636M	1.6%	$120.78	—	ETF	464287507
IJR	iShares S&P Smallcap 600 Index	18,725	$2.575M	1.6%	$96.95	—	ETF	464287804
GOOGL	Alphabet, Inc. Cl A	3,197	$2.533M	1.5%	$38.83	+2.2%	COM	02079K305
CVS	CVS Health Corporation	30,300	$2.391M	1.5%	$47.13	+29.5%	COM	126650100
PEP	Pepsico	22,079	$2.31M	1.4%	$56.00	+41.7%	COM	713448108
VZ	Verizon Communications	42,549	$2.271M	1.4%	$30.60	+1.3%	COM	92343V104
SCHF	Schwab FTSE Developed ex-US ET	71,003	$1.965M	1.2%	$97.72	—	ETF	808524805
BMY	Bristol Myers Squibb	33,536	$1.96M	1.2%	$39.53	0.0%	COM	110122108
—	J P Morgan Chase & Co	21,920	$1.891M	1.2%	$17.81	—	COM	46625h100
DIS	Disney Walt Co	17,907	$1.866M	1.1%	$71.93	+26.1%	COM	254687106
VTV	Vanguard Value ETF	19,997	$1.86M	1.1%	$82.43	—	ETF	922908744
CSCO	Cisco Systems	56,216	$1.699M	1.0%	$17.88	+28.9%	COM	17275R102
AMGN	Amgen Inc	11,055	$1.616M	1.0%	$113.15	+1.1%	COM	031162100
—	AT&T Corp	37,605	$1.599M	1.0%	$37.63	—	COM	00206r102
WFC	Wells Fargo & Company	27,251	$1.502M	0.9%	$27.81	+40.4%	COM	949746101
BAC	Bank Of America	66,063	$1.46M	0.9%	$11.17	+40.4%	COM	060505104
CVX	ChevronTexaco Corp	12,219	$1.438M	0.9%	$71.26	+3.6%	COM	166764100
BRK/B	Berkshire Hathaway B	8,685	$1.415M	0.9%	$142.96	+7.7%	COM	084670702
FNDX	Sch Fundamental US Large Co ET	41,083	$1.34M	0.8%	$29.30	—	ETF	808524771
COF	Capital One Financial Cp	15,030	$1.311M	0.8%	$51.09	+34.6%	COM	14040H105
VUG	Vanguard Growth ETF	11,483	$1.28M	0.8%	$80.76	—	ETF	922908736
PFE	Pfizer Inc	39,408	$1.28M	0.8%	$18.53	+10.7%	COM	717081103
VBR	Vanguard Small-Cap Value ETF	10,177	$1.231M	0.8%	$112.95	—	ETF	922908611
SLB	Schlumberger Ltd	13,596	$1.141M	0.7%	$54.25	+16.2%	COM	806857108
VNQ	Vanguard REIT	13,572	$1.12M	0.7%	$79.32	—	ETF	922908553
GLD	SPDR Gold Shares	10,132	$1.111M	0.7%	$117.84	—	ETF	78463V107
GOOG	Alphabet, Inc. Cl C	1,427	$1.101M	0.7%	$37.69	+2.6%	COM	02079K107
VEU	Vanguard FTSE All-World ex-USA	24,791	$1.095M	0.7%	$44.63	—	ETF	922042775
LOW	Lowes Companies	15,307	$1.089M	0.7%	$59.39	+0.7%	COM	548661107
—	Harris Corp	10,228	$1.048M	0.6%	$79.24	—	COM	413875105
UNP	Union Pacific Corp	9,843	$1.02M	0.6%	$67.30	+19.3%	COM	907818108
USB	U S Bancorp	19,617	$1.008M	0.6%	$22.61	+49.4%	COM	902973304
VDC	Vanguard Consumer Staples ETF	7,506	$1.006M	0.6%	$125.71	—	ETF	92204A207
MUNI	Pimco Interrmediate Muni ETF	18,942	$993K	0.6%	$54.95	—	ETF	72201R866
META	Facebook Inc Class A	8,520	$980K	0.6%	$87.39	+39.6%	COM	30303M102
SUB	iShares Sht-Term National Muni	9,190	$966K	0.6%	$106.12	—	ETF	464288158
BSV	Vanguard Short-Term Bond ETF	11,840	$941K	0.6%	$81.05	—	ETF	921937827
SPY	S&P 500 Spdr	4,168	$932K	0.6%	$170.47	—	ETF	78462F103
—	BB&T Corporation	19,501	$917K	0.6%	$35.90	—	COM	054937107
—	United Technologies CP	8,301	$910K	0.6%	$93.30	—	COM	913017109
AGG	iShares Core Total U S	8,198	$886K	0.5%	$109.19	—	ETF	464287226
—	Government Property Income Tru	45,495	$867K	0.5%	$16.44	—	ETF	38376A103
—	Guggenheim S&P 500 Eq. Wgt.	9,695	$840K	0.5%	$80.36	—	ETF	78355W106
MCD	McDonalds Corp	6,861	$835K	0.5%	$73.13	+28.9%	COM	580135101
TAP/A	Molson Coors Brewing	8,385	$816K	0.5%	$90.12	+14.2%	COM	60871R100
VTR	Ventas Inc	12,657	$791K	0.5%	$37.65	+13.1%	COM	92276F100
EMR	Emerson Electric	14,109	$787K	0.5%	$40.02	+7.1%	COM	291011104
VCSH	Vanguard Short-Term Corp Bond	9,817	$779K	0.5%	$80.47	—	ETF	92206C409
PRU	Prudential Financial Inc	7,403	$770K	0.5%	$50.81	+23.2%	COM	744320102
TIPX	SPDR Blmbrg Brcly 1-10 Yr TIP	37,431	$724K	0.4%	$19.34	—	ETF	78468R861
—	Du Pont E I De Nemours	9,820	$721K	0.4%	$53.80	—	COM	263534109
MBB	iShares MBS ETF	6,562	$698K	0.4%	$110.00	—	ETF	464288588
—	Celgene Corp	5,941	$688K	0.4%	$98.48	—	COM	151020104
STT	State Street Boston Corp	8,800	$684K	0.4%	$44.55	+29.2%	COM	857477103
MET	Metlife Inc	12,577	$678K	0.4%	$25.62	+31.6%	COM	59156R108
UNM	Unum Corp	15,379	$676K	0.4%	$33.60	+19.1%	COM	91529Y106
ADP	Automatic Data Processing	6,237	$641K	0.4%	$46.09	+66.5%	COM	053015103
NVDA	Nvidia Corp	5,850	$624K	0.4%	$0.33	+530.6%	COM	67066G104
PPL	PPL Corp	18,233	$621K	0.4%	$16.77	+32.8%	COM	69351T106
—	Chase Corp	7,425	$620K	0.4%	$39.81	—	COM	16150r104
VTIP	Vanguard Sht-term Infl Prot. S	12,596	$619K	0.4%	$49.50	—	ETF	922020805
KO	Coca Cola	14,199	$589K	0.4%	$28.00	+11.5%	COM	191216100
DHR	Danaher Corp	7,459	$581K	0.4%	$26.48	+150.6%	COM	235851102
—	Biotech/Genome Powershares Ind	14,797	$574K	0.4%	$38.79	—	ETF	73935X856
PM	Philip Morris Intl Inc	5,906	$540K	0.3%	$53.28	+9.3%	COM	718172109
—	Walgreens Boots Allianc	6,480	$536K	0.3%	$79.66	—	COM	931427108
—	Harman Intl Inds Inc	4,809	$535K	0.3%	$54.97	—	COM	413086109
TD	Toronto Dominion Bank	10,850	$535K	0.3%	$42.78	+9.2%	COM	891160509
—	Dominion Res Inc Va	6,965	$533K	0.3%	$57.22	—	COM	25746u109
V	Visa, Inc.	6,793	$530K	0.3%	$62.70	+20.3%	COM	92826C839
FISV	Fiserv Inc.	4,920	$523K	0.3%	$25.25	+103.4%	COM	337738108
NKE	Nike Inc Class B	10,114	$514K	0.3%	$44.08	+3.4%	COM	654106103
TMO	Thermo Fisher Scientific	3,608	$509K	0.3%	$84.18	+70.8%	COM	883556102
CL	Colgate Palmolive Co	7,764	$508K	0.3%	$56.71	-2.4%	COM	194162103
IVE	iShares S&P 500 Barra Value Fd	4,981	$505K	0.3%	$76.04	—	ETF	464287408
—	PwrShs Financial Pfd	27,608	$496K	0.3%	$18.02	—	ETF	73935X229
—	Oracle Systems	12,727	$489K	0.3%	$31.24	—	COM	68389x105
IVW	iShares S&P 500 Barra Gr. Fd.	3,969	$483K	0.3%	$83.98	—	ETF	464287309
VWO	Vanguard Emerging Mkt Fd	13,513	$483K	0.3%	$36.72	—	ETF	922042858
—	Dow Chemical	8,447	$483K	0.3%	$34.70	—	COM	260543103
HD	Home Depot	3,598	$482K	0.3%	$58.64	+76.3%	COM	437076102
TSN	Tyson Foods Inc	7,794	$481K	0.3%	$31.34	+66.0%	COM	902494103
XBI	SPDR S&P Biotech ETF	7,975	$472K	0.3%	$85.72	—	ETF	78464A870
MDY	S&P 400 Mid-Cap SPDR	1,558	$470K	0.3%	$143459.86	—	ETF	78467Y107
ROP	Roper Technologies, Inc	2,270	$416K	0.3%	$141.15	+20.3%	COM	776696106
MMM	3M Company	2,318	$414K	0.3%	$61.26	+73.4%	COM	88579Y101
FNDF	Sch Fundamental Intl Lg Co ETF	15,307	$384K	0.2%	$28.41	—	ETF	808524755
—	Raytheon Corp Cl B	2,576	$366K	0.2%	$127.23	—	COM	755111507
ITW	Illinois Tool Works	2,990	$366K	0.2%	$49.85	+94.9%	COM	452308109
C	Citigroup Inc	6,149	$365K	0.2%	$37.86	+7.3%	COM	172967424
VIG	Vanguard Div Appreciation	4,219	$360K	0.2%	$77.58	—	ETF	921908844
LQD	iShares Inv. Grade Corp. Bd.	3,052	$358K	0.2%	$114.72	—	ETF	464287242
—	Conoco Phillips	7,101	$356K	0.2%	$66.40	—	COM	20825c104
PYPL	Paypal Holdings, Inc.	8,708	$344K	0.2%	$35.98	+11.5%	COM	70450Y103
IBM	International Business Machine	2,015	$335K	0.2%	$115.83	-11.0%	COM	459200101
TGT	Target Corp	4,522	$327K	0.2%	$55.99	-1.1%	COM	87612E106
—	Altria Group Inc	4,589	$310K	0.2%	$51.62	—	COM	02209s103
LMT	Lockheed Martin Corp	1,208	$302K	0.2%	$101.96	+92.2%	COM	539830109
NVS	Novartis A G	3,987	$290K	0.2%	$70.70	—	COM	66987V109
WMT	Wal-Mart Stores	4,146	$287K	0.2%	$18.82	+5.8%	COM	931142103
CTSH	Cognizant Tech. Solutions	5,075	$284K	0.2%	$44.49	+6.6%	COM	192446102
APD	Air Prods & Chems	1,978	$284K	0.2%	$111.62	0.0%	ADR	009158106
—	AON Corp	2,517	$281K	0.2%	$64.29	—	COM	G0408V102
MDLZ	Mondelez Intl Inc Cl A	6,278	$278K	0.2%	$24.70	+40.7%	COM	609207105
ABT	Abbott Labs	7,170	$275K	0.2%	$30.30	+11.1%	COM	002824100
PPG	PPG Inds Inc	2,876	$273K	0.2%	$77.05	+4.7%	COM	693506107
VB	Vanguard Small Cap	2,109	$272K	0.2%	$123.18	—	ETF	922908751
—	PwrShs S&P 500 Low Volatility	64,205	$267K	0.2%	$6.86	—	ETF	73937B779
ABBV	AbbVie Inc	4,205	$263K	0.2%	$38.41	+8.8%	COM	00287Y109
SCHB	Schwab Dow Jones US Broad Mkt	4,692	$254K	0.2%	$40.12	—	ETF	808524102
VNQI	Vanguard Int'l REIT	5,082	$252K	0.2%	$55.74	—	ETF	922042676
—	Mead Johnson Nutrition	3,465	$245K	0.1%	$84.94	—	COM	582839106
BIDU	Baidu Com Inc Adr	1,485	$244K	0.1%	$217.19	—	ADR	056752108
—	Express Scripts Inc	3,409	$235K	0.1%	$71.88	—	COM	30219G108
AMAT	Applied Materials	7,210	$233K	0.1%	$25.12	+9.4%	COM	038222105
—	Discover Financial Svcs	3,177	$229K	0.1%	$72.08	—	COM	254709108
WELL	Welltower, Inc	3,388	$227K	0.1%	$54.00	-12.4%	COM	95040Q104
GILD	Gilead Sciences Inc	3,150	$226K	0.1%	$59.33	-10.3%	COM	375558103
SCHP	Schwab US TIPS ETF	4,076	$224K	0.1%	$56.41	—	ETF	808524870
HAS	Hasbro Inc	2,795	$217K	0.1%	$30.22	+100.2%	COM	418056107
MA	Mastercard Inc	2,039	$211K	0.1%	$98.27	0.0%	COM	57636Q104
BDX	Becton Dickinson	1,275	$211K	0.1%	$123.45	+17.2%	COM	075887109
—	Unilever Nv Adr- Netherlands	5,135	$211K	0.1%	$41.63	—	ADR	904767704
RWO	SPDR DJ Wilshire Global Real E	4,448	$208K	0.1%	$42.20	—	ETF	78463X749
SYY	Sysco Inc	3,732	$207K	0.1%	$40.96	0.0%	COM	871829107