Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
SCHB	Schw US Brd Mkt Etf	275,415	$19.43M	7.4%	$70.53 *	$9.13	+28.7%	US BRD MKT ETF	808524102
AAPL	Apple Computer Inc	63,089	$12.49M	4.8%	$197.91 *	$23.89	+98.6%	COM	037833100
AMZN	Amazon Com Inc	5,730	$10.85M	4.1%	$1893.54 *	$43.95	+115.4%	COM	023135106
MSFT	Microsoft Corp	80,814	$10.82M	4.1%	$133.95 *	$37.29	+238.8%	COM	594918104
V	Visa Inc Cl A	45,218	$7.847M	3.0%	$173.54 *	$71.72	+131.2%	COM CL A	92826C839
T	A T & T Inc New	215,233	$7.212M	2.7%	$33.51 *	$14.34	+11.2%	COM	00206R102
QQQ	Invesco QQQ Trust	35,708	$6.668M	2.5%	$186.74	$168.20	+11.0%	UNIT SER 1	46090E103
VZ	Verizon Communications	114,397	$6.535M	2.5%	$57.13 *	$28.61	+38.9%	COM	92343V104
HD	Home Depot Inc	30,851	$6.416M	2.4%	$207.97 *	$81.71	+117.4%	COM	437076102
BOND	Pimco Total Return	54,552	$5.863M	2.2%	$107.48	$105.08	+2.3%	ACTIVE BD ETF	72201R775
JPM	Jpmorgan Chase & Co	48,093	$5.376M	2.0%	$111.78 *	$64.85	+43.9%	COM	46625H100
GOOGL	Alphabet A	4,905	$5.311M	2.0%	$1082.77 *	$47.64	+12.8%	CAP STK CL A	02079K305
MDYG	Spdr S&P 400 Mid Cap	97,077	$5.269M	2.0%	$54.28	$50.88	+6.7%	S&P 400 MDCP GRW	78464A821
META	Facebook Inc Class A	26,854	$5.182M	2.0%	$192.97	$113.61	+68.7%	CL A	30303M102
WM	Waste Management Inc Del	41,973	$4.842M	1.8%	$115.36 *	$31.87	+225.4%	COM	94106L109
JNJ	Johnson & Johnson	30,624	$4.265M	1.6%	$139.27 *	$65.71	+76.5%	COM	478160104
BRK/B	Berkshire Hathaway Cl B	18,814	$4.01M	1.5%	$213.14	$165.37	+28.9%	CL B NEW	084670702
FNDA	Schwab Fundamental US	105,377	$3.971M	1.5%	$37.68 *	$16.71	+12.7%	SCHWAB FDT US SC	808524763
MET	Metlife Inc	73,586	$3.655M	1.4%	$49.67 *	$25.79	+54.5%	COM	59156R108
SCHF	Schw Intl Eq Etf	108,142	$3.47M	1.3%	$32.09 *	$15.90	+0.9%	INTL EQTY ETF	808524805
PFE	Pfizer Incorporated	74,354	$3.221M	1.2%	$43.32 *	$19.01	+59.7%	COM	717081103
CSCO	Cisco Systems Inc	57,154	$3.128M	1.2%	$54.73 *	$17.69	+153.2%	COM	17275R102
BAC	Bank Of America Corp	105,237	$3.051M	1.2%	$28.99 *	$20.05	+23.3%	COM	060505104
SCHE	Schw Emg Mkt Eq Etf	114,654	$3.008M	1.1%	$26.24	$25.89	+1.4%	EMRG MKTEQ ETF	808524706
SPTL	Spdr Long Term Treasury	71,579	$2.731M	1.0%	$38.15	$33.48	+14.0%	PORTFOLIO LN TSR	78464A664
PG	Procter & Gamble	24,857	$2.725M	1.0%	$109.63 *	$60.92	+53.0%	COM	742718109
UAL	United Contl Hldgs Inc	30,396	$2.661M	1.0%	$87.54	$64.80	+35.1%	COM	910047109
HSBC	Hsbc Hldgs Plc Adr New	62,980	$2.628M	1.0%	$41.73	$40.14	+4.0%	SPON ADR NEW	404280406
DB	Deutsche Bank	91,226	$2.299M	0.9%	$25.20 *	$6.84	+0.0%	NAMEN AKT	D18190898
HEI/A	Heico Corp	21,986	$2.272M	0.9%	$103.34	$43.04	+138.0%	CL A	422806208
DIS	Disney Walt Co	16,009	$2.235M	0.9%	$139.61 *	$102.82	+31.1%	COM DISNEY	254687106
C	Citigroup Inc	31,870	$2.231M	0.9%	$70.00 *	$48.33	+14.8%	COM NEW	172967424
PSX	Phillips	23,516	$2.199M	0.8%	$93.51 *	$51.18	+40.3%	COM	718546104
MA	Mastercard Inc	7,996	$2.115M	0.8%	$264.51 *	$86.68	+194.4%	CL A	57636Q104
TMO	Thermo Electron Corp	7,103	$2.085M	0.8%	$293.54	$114.48	+152.3%	COM	883556102
DUK	Duke Energy Corp New	22,417	$1.978M	0.8%	$88.24 *	$48.91	+39.1%	COM NEW	26441C204
ARKK	Ark Innovation Etf	40,228	$1.93M	0.7%	$47.98	$44.43	+8.0%	INNOVATION ETF	00214Q104
AFL	A F L A C Inc	35,029	$1.919M	0.7%	$54.78 *	$29.88	+57.3%	COM	001055102
PEP	Pepsico Incorporated	14,036	$1.84M	0.7%	$131.09 *	$68.03	+58.3%	COM	713448108
MRK	Merck & Co Inc	20,916	$1.753M	0.7%	$83.81 *	$37.10	+75.9%	COM	58933Y105
DAL	Delta Air Lines Inc New	30,657	$1.739M	0.7%	$56.72 *	$42.22	+28.1%	COM NEW	247361702
—	Bb&T Corporation	35,216	$1.73M	0.7%	$49.13	$37.20	—	COM	054937107
IP	International Paper Co	39,837	$1.725M	0.7%	$43.30 *	$31.79	-3.7%	COM	460146103
MMM	3m Company	9,824	$1.702M	0.6%	$173.25 *	$61.91	+84.4%	COM	88579Y101
PRU	Prudential Financial Inc	15,599	$1.575M	0.6%	$100.97 *	$51.36	+41.9%	COM	744320102
EPD	Enterprise Prd Prtnrs	53,983	$1.558M	0.6%	$28.86	$29.04	—	COM	293792107
—	Wells Fargo L	1,096	$1.495M	0.6%	$1364.05	$1301.76	—	PERP PFD CNV A	949746804
—	Bank Of America	995	$1.365M	0.5%	$1371.86	$1150.53	—	7.25%CNV PFD L	060505682
TRV	Travelers Companies Inc	9,005	$1.346M	0.5%	$149.47 *	$86.72	+50.0%	COM	89417E109
INTC	Intel Corp	27,343	$1.308M	0.5%	$47.84 *	$19.01	+119.4%	COM	458140100
UPS	United Parcel Service B	12,359	$1.276M	0.5%	$103.24 *	$66.63	+20.1%	CL B	911312106
WFC	Wells Fargo & Co New	26,367	$1.247M	0.5%	$47.29 *	$42.19	-5.9%	COM	949746101
SCHO	Schwab Short Term US	24,520	$1.24M	0.5%	$50.57 *	$24.81	+2.0%	SHT TM US TRES	808524862
BABA	Alibaba Group Hldg Adr	7,120	$1.206M	0.5%	$169.38	$176.05	-3.7%	SPONSORED ADS	01609W102
UNH	Unitedhealth Group Inc	4,851	$1.183M	0.5%	$243.87 *	$166.61	+31.7%	COM	91324P102
USB	U S Bancorp Del New	22,504	$1.179M	0.4%	$52.39 *	$37.36	+6.7%	COM NEW	902973304
VLO	Valero Energy Corp New	13,179	$1.128M	0.4%	$85.59 *	$62.47	+5.2%	COM	91913Y100
RSPS	Invesco S&P 500 Equal Weight	8,250	$1.104M	0.4%	$133.82 *	$25.32	+5.7%	S&P500 EQL STP	46137V373
HON	Honeywell International	6,325	$1.104M	0.4%	$174.55 *	$88.92	+61.7%	COM	438516106
VEEV	Veeva Systems Inc	6,765	$1.096M	0.4%	$162.01	$79.23	+104.6%	CL A COM	922475108
RSPD	Invesco S&P 500 Equal	10,445	$1.094M	0.4%	$104.74 *	$33.98	+2.8%	S&P500 EQL DIS	46137V381
—	Aegon Nv Cap	42,100	$1.082M	0.4%	$25.70	$25.40	—	NY REGISTRY SHS	007924103
BA	Boeing Co	2,893	$1.052M	0.4%	$363.64	$246.22	+45.2%	COM	097023105
AXP	American Express Company	8,514	$1.05M	0.4%	$123.33 *	$68.09	+65.9%	COM	025816109
JBLU	Jetblue Airways Corp	56,350	$1.041M	0.4%	$18.47	$20.48	-9.7%	COM	477143101
SCHR	Schwab Intermediate Term	18,643	$1.024M	0.4%	$54.93 *	$25.99	+5.7%	INTRM TRM TRES	808524854
XLK	Sector Spdr Tech Select	12,096	$943K	0.4%	$77.96 *	$17.76	+119.7%	TECHNOLOGY	81369Y803
BMY	Bristol-Myers Squibb Co	19,568	$887K	0.3%	$45.33 *	$37.97	-7.3%	COM	110122108
CCL	Carnival Corp New	18,194	$846K	0.3%	$46.50 *	$56.77	-20.7%	UNIT 99/99/9999	143658300
PCY	Invesco Emerging Markets	29,124	$845K	0.3%	$29.01	$26.39	+10.0%	EMRNG MKT SVRG	46138E784
NVDA	Nvidia Corp	4,941	$811K	0.3%	$164.14 *	$3.94	+3.6%	COM	67066G104
CRM	Salesforce Com	5,178	$785K	0.3%	$151.60	$131.18	+14.3%	COM	79466L302
RSPH	Invesco S&P 500 Equal Weight	3,853	$780K	0.3%	$202.44 *	$19.02	+6.5%	S&P500 EQL HLT	46137V332
SPLV	Invesco S&P 500 Low Volatilit	13,350	$747K	0.3%	$55.96	$49.18	+11.9%	S&P500 LOW VOL	46138E354
MO	Altria Group Inc	15,577	$737K	0.3%	$47.31 *	$23.24	+21.8%	COM	02209S103
CMCSA	Comcast Corp New Cl A	17,395	$735K	0.3%	$42.25 *	$24.89	+43.1%	CL A	20030N101
TROW	Rowe T Price Group Inc	6,700	$735K	0.3%	$109.70 *	$49.49	+70.5%	COM	74144T108
CVS	C V S Corp Del	13,397	$730K	0.3%	$54.49 *	$50.59	-12.7%	COM	126650100
—	United Technologies Corp	5,557	$723K	0.3%	$130.11	$108.74	—	COM	913017109
EXC	Exelon Corporation	14,829	$710K	0.3%	$47.88 *	$27.93	-2.8%	COM	30161N101
CLBK	Columbia Financial,	43,085	$650K	0.2%	$15.09	$16.66	-9.4%	COM	197641103
LMT	Lockheed Martin Corp	1,787	$649K	0.2%	$363.18 *	$222.06	+37.5%	COM	539830109
RSPU	Invesco S&P 500 Equal	6,483	$640K	0.2%	$98.72 *	$46.37	+6.5%	S&P500 EQL UTL	46137V274
KO	Coca Cola Company	12,505	$636K	0.2%	$50.86 *	$29.47	+41.6%	COM	191216100
—	Glaxosmithkline Plc Adrf	15,000	$600K	0.2%	$40.00	$40.18	—	SPONSORED ADR	37733W105
EL	Estee Lauderco Inc	3,225	$590K	0.2%	$182.95 *	$125.15	+34.6%	CL A	518439104
GOOG	Alphabet C	537	$580K	0.2%	$1080.07 *	$45.75	+17.3%	CAP STK CL C	02079K107
—	Royal Dutch Shell A Adrf	8,700	$566K	0.2%	$65.06	$65.12	—	SPONS ADR A	780259206
FDX	Fedex Corporation	3,368	$553K	0.2%	$164.19 *	$154.86	-5.9%	COM	31428X106
ORCL	Oracle Corporation	9,505	$541K	0.2%	$56.92 *	$28.36	+82.6%	COM	68389X105
ETN	Eaton Corporation	6,485	$540K	0.2%	$83.27 *	$59.00	+24.9%	SHS	G29183103
ALB	Albemarle Corp	7,488	$527K	0.2%	$70.38 *	$67.39	-4.2%	COM	012653101
CTVA	Corteva Inc	17,631	$521K	0.2%	$29.55 *	$25.02	+8.7%	COM	22052L104
ABBV	Abbvie Inc	6,956	$505K	0.2%	$72.60 *	$38.10	+44.5%	COM	00287Y109
XOM	Exxon Mobil Corporation	6,530	$500K	0.2%	$76.57 *	$52.71	+7.4%	COM	30231G102
PLD	Prologis Inc	6,190	$495K	0.2%	$79.97 *	$63.35	+5.8%	COM	74340W103
D	Dominion Res Inc Va New	6,325	$489K	0.2%	$77.31 *	$53.99	+7.8%	COM	25746U109
—	Cohen Steers Qual Income	35,740	$488K	0.2%	$13.65	$11.96	—	COM	19247L106
DHR	Danaher Corp Del	3,398	$485K	0.2%	$142.73 *	$92.08	+33.7%	COM	235851102
ING	Ing Groep Nv	18,854	$485K	0.2%	$25.72 *	$11.92	-3.0%	SPONSORED ADR	456837103
DCH	American Axle & Mfg	38,000	$484K	0.2%	$12.74	$15.38	-17.0%	COM	024061103
MDLZ	Mondelez Intl Inc Cl A	8,802	$474K	0.2%	$53.85 *	$34.04	+35.1%	CL A	609207105
KHC	Kraft Heinz Company	15,278	$474K	0.2%	$31.03 *	$43.03	-47.3%	COM	500754106
FMC	F M C Corp New	5,640	$467K	0.2%	$82.80 *	$64.95	+6.2%	COM NEW	302491303
VGT	Vanguard Info Technology	2,192	$462K	0.2%	$210.77 *	$16.76	+57.3%	INF TECH ETF	92204A702
ELV	Anthem Inc	1,618	$456K	0.2%	$281.83 *	$161.00	+60.6%	COM	036752103
LOW	Lowes Companies Inc	4,505	$454K	0.2%	$100.78 *	$74.56	+20.1%	COM	548661107
NOW	Service Now Inc	1,655	$454K	0.2%	$274.32 *	$37.24	+47.5%	COM	81762P102
HQY	Healthequity Inc	6,809	$445K	0.2%	$65.35	$70.05	-6.6%	COM	42226A107
AIG	American Intl Group Inc	8,348	$444K	0.2%	$53.19 *	$39.31	+14.6%	COM NEW	026874784
VV	Vanguard Large Cap	3,253	$438K	0.2%	$134.64	$106.59	+26.4%	LARGE CAP ETF	922908637
XLP	Sector Spdr Tr Con Stpls	7,525	$437K	0.2%	$58.07	$52.22	+11.2%	SBI CONS STPLS	81369Y308
IWB	Ishares Tr Russell	2,679	$436K	0.2%	$162.75	$129.50	+25.7%	RUS 1000 ETF	464287622
XLY	Sector Spdr Consumer Fd	3,432	$409K	0.2%	$119.17 *	$38.14	+56.3%	SBI CONS DISCR	81369Y407
SBUX	Starbucks Corp	4,849	$406K	0.2%	$83.73 *	$40.86	+78.0%	COM	855244109
SCHD	Sch US Div Equity Etf	7,537	$399K	0.2%	$52.94 *	$12.50	+41.5%	US DIVIDEND EQ	808524797
VTI	Vanguard Total Stock Mkt	2,658	$398K	0.2%	$149.74	$109.81	+36.7%	TOTAL STK MKT	922908769
ENB	Enbridge Inc	10,966	$395K	0.2%	$36.02 *	$20.25	+15.8%	COM	29250N105
EMR	Emerson Electric Co	5,924	$395K	0.2%	$66.68 *	$41.60	+38.1%	COM	291011104
—	Vmware Inc Cl A	2,328	$389K	0.1%	$167.10	$153.20	—	CL A COM	928563402
MCD	Mc Donalds Corp	1,863	$386K	0.1%	$207.19 *	$140.03	+27.6%	COM	580135101
—	Adams Express Co	24,938	$385K	0.1%	$15.44	$12.63	—	COM	006212104
KMI	Kinder Morgan Inc	17,815	$371K	0.1%	$20.83 *	$11.70	+21.4%	COM	49456B101
IBM	Intl Business Machines	2,697	$371K	0.1%	$137.56 *	$100.99	-1.5%	COM	459200101
SPY	S P D R S&P 500 Etf Tr	1,252	$366K	0.1%	$292.33	$270.36	+8.4%	TR UNIT	78462F103
GS	Goldman Sachs Group Inc	1,707	$349K	0.1%	$204.45 *	$155.16	+13.0%	COM	38141G104
GILD	Gilead Sciences Inc	5,159	$348K	0.1%	$67.45 *	$50.66	+3.8%	COM	375558103
—	China Mobile Ltd Adr	7,584	$343K	0.1%	$45.23	$44.60	—	SPONSORED ADR	16941M109
PM	Philip Morris Intl Inc	4,263	$334K	0.1%	$78.35 *	$48.88	+14.8%	COM	718172109
IJR	Ishares Tr S&P Smallcap	4,192	$328K	0.1%	$78.24	$72.00	+8.7%	CORE S&P SCP ETF	464287804
SO	The Southern Company	5,844	$323K	0.1%	$55.27 *	$30.99	+38.6%	COM	842587107
—	Credit Suisse Asset Mana	101,655	$316K	0.1%	$3.11	$2.98	—	COM	224916106
HIG	Hartford Finl Svcs Grp	5,502	$306K	0.1%	$55.62 *	$24.35	+98.4%	COM	416515104
—	Bridge Bancorp Inc	10,364	$305K	0.1%	$29.43	$30.55	—	COM	108035106
AEP	Amer Electric Pwr Co Inc	3,456	$304K	0.1%	$87.96 *	$37.64	+85.7%	COM	025537101
NKE	Nike Inc Class B	3,595	$301K	0.1%	$83.73 *	$73.63	+4.6%	CL B	654106103
SCHW	The Charles Schwab Corp	7,339	$294K	0.1%	$40.06 *	$33.81	+8.4%	COM	808513105
XLC	Communicat Svs Slct Sec	5,730	$282K	0.1%	$49.21	$49.40	-0.4%	COMMUNICATION	81369Y852
—	Neuberger Bermn Real Est	54,000	$277K	0.1%	$5.13	$5.00	—	COM	64190A103
XYZ	Square Inc	3,795	$275K	0.1%	$72.46	$56.40	+28.6%	CL A	852234103
IWF	Ishares Russell 1000	1,742	$274K	0.1%	$157.29 *	$26.54	+48.2%	RUS 1000 GRW ETF	464287614
XEL	Xcel Energy Inc	4,554	$270K	0.1%	$59.29 *	$46.93	+4.0%	COM	98389B100
—	Unilever N V Ny Shs Newf	4,433	$269K	0.1%	$60.68	$55.35	—	N Y SHS NEW	904784709
PYPL	Paypal Holdings Inco	2,247	$257K	0.1%	$114.37	$110.58	+3.3%	COM	70450Y103
WMT	Wal-Mart Stores Inc	2,309	$255K	0.1%	$110.44 *	$27.34	+22.7%	COM	931142103
AMGN	Amgen Incorporated	1,288	$237K	0.1%	$184.01 *	$128.10	+18.0%	COM	031162100
NFLX	Netflix Inc	646	$237K	0.1%	$366.87 *	$34.67	+6.0%	COM	64110L106
SWK	Stanley Black & Decker	1,637	$236K	0.1%	$144.17 *	$106.65	+11.8%	COM	854502101
PPA	Invesco Aerospace & Defense ET	3,546	$230K	0.1%	$64.86	$56.04	+15.9%	AEROSPACE DEFN	46137V100
ITA	Ishares Aero & Def Etf	1,056	$226K	0.1%	$214.02 *	$99.11	+8.1%	US AER DEF ETF	464288760
QCOM	Qualcomm Inc	2,930	$222K	0.1%	$75.77 *	$62.71	+4.6%	COM	747525103
VOE	Vanguard Mid Cap Value	2,000	$222K	0.1%	$111.00	$105.00	+6.0%	MCAP VL IDXVIP	922908512
ITW	Illinois Tool Works Inc	1,458	$219K	0.1%	$150.21 *	$117.01	+10.5%	COM	452308109
—	Varian Medical Systems	1,600	$217K	0.1%	$135.63	$141.88	—	COM	92220P105
XLV	Sector Spdr Health Fund	2,287	$211K	0.1%	$92.26	$90.16	+2.7%	SBI HEALTHCARE	81369Y209
GIS	General Mills Inc	4,000	$210K	0.1%	$52.50 *	$35.11	+19.4%	COM	370334104
RMCF	Rocky Mtn Choc Fact New	15,013	$126K	0.0%	$8.39	$8.73	-3.8%	COM	77467X101
—	Sprint Nextel Corp	10,000	$65,000	0.0%	$6.50	$6.50	—	COM	85207U105