Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	Schw US Brd Mkt Etf	275,415	$19.43M	7.4%	$2117.31	—	US BRD MKT ETF	808524102
AAPL	Apple Computer Inc	63,089	$12.49M	4.8%	$23.89	+95.2%	COM	037833100
AMZN	Amazon Com Inc	5,730	$10.85M	4.1%	$43.95	+112.0%	COM	023135106
MSFT	Microsoft Corp	80,814	$10.82M	4.1%	$37.29	+220.5%	COM	594918104
V	Visa Inc Cl A	45,218	$7.847M	3.0%	$71.72	+118.0%	COM CL A	92826C839
T	A T & T Inc New	215,233	$7.212M	2.7%	$14.34	+5.2%	COM	00206R102
QQQ	Invesco QQQ Trust	35,708	$6.668M	2.5%	$172.20	—	UNIT SER 1	46090E103
VZ	Verizon Communications	114,397	$6.535M	2.5%	$28.61	+39.9%	COM	92343V104
HD	Home Depot Inc	30,851	$6.416M	2.4%	$81.71	+107.5%	COM	437076102
BOND	Pimco Total Return	54,552	$5.863M	2.2%	$105.15	—	ACTIVE BD ETF	72201R775
JPM	Jpmorgan Chase & Co	48,093	$5.376M	2.0%	$64.85	+41.9%	COM	46625H100
GOOGL	Alphabet A	4,905	$5.311M	2.0%	$47.64	+20.6%	CAP STK CL A	02079K305
MDYG	Spdr S&P 400 Mid Cap	97,077	$5.269M	2.0%	$72.76	—	S&P 400 MDCP GRW	78464A821
META	Facebook Inc Class A	26,854	$5.182M	2.0%	$113.61	+59.7%	CL A	30303M102
WM	Waste Management Inc Del	41,973	$4.842M	1.8%	$31.87	+205.1%	COM	94106L109
JNJ	Johnson & Johnson	30,624	$4.265M	1.6%	$65.71	+74.7%	COM	478160104
BRK/B	Berkshire Hathaway Cl B	18,814	$4.01M	1.5%	$165.37	+25.1%	CL B NEW	084670702
FNDA	Schwab Fundamental US	105,377	$3.971M	1.5%	$33.98	—	SCHWAB FDT US SC	808524763
MET	Metlife Inc	73,586	$3.655M	1.4%	$25.79	+45.8%	COM	59156R108
SCHF	Schw Intl Eq Etf	108,142	$3.47M	1.3%	$31.20	—	INTL EQTY ETF	808524805
PFE	Pfizer Incorporated	74,354	$3.221M	1.2%	$19.01	+53.8%	COM	717081103
CSCO	Cisco Systems Inc	57,154	$3.128M	1.2%	$17.69	+155.4%	COM	17275R102
BAC	Bank Of America Corp	105,237	$3.051M	1.2%	$20.05	+22.2%	COM	060505104
SCHE	Schw Emg Mkt Eq Etf	114,654	$3.008M	1.1%	$25.78	—	EMRG MKTEQ ETF	808524706
SPTL	Spdr Long Term Treasury	71,579	$2.731M	1.0%	$35.14	—	PORTFOLIO LN TSR	78464A664
PG	Procter & Gamble	24,857	$2.725M	1.0%	$60.92	+48.6%	COM	742718109
UAL	United Contl Hldgs Inc	30,396	$2.661M	1.0%	$64.80	+30.6%	COM	910047109
HSBC	Hsbc Hldgs Plc Adr New	62,980	$2.628M	1.0%	$37.20	—	SPON ADR NEW	404280406
DB	Deutsche Bank	91,226	$2.299M	0.9%	$6.84	0.0%	NAMEN AKT	D18190898
HEI/A	Heico Corp	21,986	$2.272M	0.9%	$43.04	+112.0%	CL A	422806208
DIS	Disney Walt Co	16,009	$2.235M	0.9%	$102.82	+24.5%	COM DISNEY	254687106
C	Citigroup Inc	31,870	$2.231M	0.9%	$48.33	+9.4%	COM NEW	172967424
PSX	Phillips	23,516	$2.199M	0.8%	$51.18	+33.9%	COM	718546104
MA	Mastercard Inc	7,996	$2.115M	0.8%	$86.68	+178.4%	CL A	57636Q104
TMO	Thermo Electron Corp	7,103	$2.085M	0.8%	$114.48	+136.5%	COM	883556102
DUK	Duke Energy Corp New	22,417	$1.978M	0.8%	$48.91	+38.6%	COM NEW	26441C204
ARKK	Ark Innovation Etf	40,228	$1.93M	0.7%	$45.16	—	INNOVATION ETF	00214Q104
AFL	A F L A C Inc	35,029	$1.919M	0.7%	$29.88	+47.5%	COM	001055102
PEP	Pepsico Incorporated	14,036	$1.84M	0.7%	$68.03	+54.0%	COM	713448108
MRK	Merck & Co Inc	20,916	$1.753M	0.7%	$37.10	+67.5%	COM	58933Y105
DAL	Delta Air Lines Inc New	30,657	$1.739M	0.7%	$42.22	+26.2%	COM NEW	247361702
—	Bb&T Corporation	35,216	$1.73M	0.7%	$37.20	—	COM	054937107
IP	International Paper Co	39,837	$1.725M	0.7%	$31.79	-1.3%	COM	460146103
MMM	3m Company	9,824	$1.702M	0.6%	$61.91	+94.8%	COM	88579Y101
PRU	Prudential Financial Inc	15,599	$1.575M	0.6%	$51.36	+39.2%	COM	744320102
EPD	Enterprise Prd Prtnrs	53,983	$1.558M	0.6%	$29.04	—	COM	293792107
—	Wells Fargo L	1,096	$1.495M	0.6%	$1301.76	—	PERP PFD CNV A	949746804
—	Bank Of America	995	$1.365M	0.5%	$57003.94	—	7.25%CNV PFD L	060505682
TRV	Travelers Companies Inc	9,005	$1.346M	0.5%	$86.72	+44.1%	COM	89417E109
INTC	Intel Corp	27,343	$1.308M	0.5%	$19.01	+126.7%	COM	458140100
UPS	United Parcel Service B	12,359	$1.276M	0.5%	$66.63	+20.3%	CL B	911312106
WFC	Wells Fargo & Co New	26,367	$1.247M	0.5%	$42.19	-7.4%	COM	949746101
SCHO	Schwab Short Term US	24,520	$1.24M	0.5%	$49.91	—	SHT TM US TRES	808524862
BABA	Alibaba Group Hldg Adr	7,120	$1.206M	0.5%	$177.98	—	SPONSORED ADS	01609W102
UNH	Unitedhealth Group Inc	4,851	$1.183M	0.5%	$166.61	+29.3%	COM	91324P102
USB	U S Bancorp Del New	22,504	$1.179M	0.4%	$37.36	+4.2%	COM NEW	902973304
VLO	Valero Energy Corp New	13,179	$1.128M	0.4%	$62.47	+0.8%	COM	91913Y100
RSPS	Invesco S&P 500 Equal Weight	8,250	$1.104M	0.4%	$117.79	—	S&P500 EQL STP	46137V373
HON	Honeywell International	6,325	$1.104M	0.4%	$88.92	+55.9%	COM	438516106
VEEV	Veeva Systems Inc	6,765	$1.096M	0.4%	$79.23	+83.9%	CL A COM	922475108
RSPD	Invesco S&P 500 Equal	10,445	$1.094M	0.4%	$104.35	—	S&P500 EQL DIS	46137V381
—	Aegon Nv Cap	42,100	$1.082M	0.4%	$25.40	—	NY REGISTRY SHS	007924103
BA	Boeing Co	2,893	$1.052M	0.4%	$246.22	+45.1%	COM	097023105
AXP	American Express Company	8,514	$1.05M	0.4%	$68.09	+57.8%	COM	025816109
JBLU	Jetblue Airways Corp	56,350	$1.041M	0.4%	$20.48	-12.7%	COM	477143101
SCHR	Schwab Intermediate Term	18,643	$1.024M	0.4%	$53.04	—	INTRM TRM TRES	808524854
XLK	Sector Spdr Tech Select	12,096	$943K	0.4%	$36.24	—	TECHNOLOGY	81369Y803
BMY	Bristol-Myers Squibb Co	19,568	$887K	0.3%	$37.97	-4.9%	COM	110122108
CCL	Carnival Corp New	18,194	$846K	0.3%	$56.77	-11.4%	UNIT 99/99/9999	143658300
PCY	Invesco Emerging Markets	29,124	$845K	0.3%	$26.56	—	EMRNG MKT SVRG	46138E784
NVDA	Nvidia Corp	4,941	$811K	0.3%	$3.94	+4.5%	COM	67066G104
CRM	Salesforce Com	5,178	$785K	0.3%	$131.18	+18.0%	COM	79466L302
RSPH	Invesco S&P 500 Equal Weight	3,853	$780K	0.3%	$178.66	—	S&P500 EQL HLT	46137V332
SPLV	Invesco S&P 500 Low Volatilit	13,350	$747K	0.3%	$49.57	—	S&P500 LOW VOL	46138E354
MO	Altria Group Inc	15,577	$737K	0.3%	$23.24	+33.0%	COM	02209S103
CMCSA	Comcast Corp New Cl A	17,395	$735K	0.3%	$24.89	+42.8%	CL A	20030N101
TROW	Rowe T Price Group Inc	6,700	$735K	0.3%	$49.49	+62.6%	COM	74144T108
CVS	C V S Corp Del	13,397	$730K	0.3%	$50.59	-13.9%	COM	126650100
—	United Technologies Corp	5,557	$723K	0.3%	$3971.28	—	COM	913017109
EXC	Exelon Corporation	14,829	$710K	0.3%	$27.93	0.0%	COM	30161N101
CLBK	Columbia Financial,	43,085	$650K	0.2%	$16.66	-7.7%	COM	197641103
LMT	Lockheed Martin Corp	1,787	$649K	0.2%	$222.06	+26.0%	COM	539830109
RSPU	Invesco S&P 500 Equal	6,483	$640K	0.2%	$96.88	—	S&P500 EQL UTL	46137V274
KO	Coca Cola Company	12,505	$636K	0.2%	$29.47	+35.5%	COM	191216100
—	Glaxosmithkline Plc Adrf	15,000	$600K	0.2%	$40.18	—	SPONSORED ADR	37733W105
EL	Estee Lauderco Inc	3,225	$590K	0.2%	$125.15	+25.4%	CL A	518439104
GOOG	Alphabet C	537	$580K	0.2%	$45.75	+25.2%	CAP STK CL C	02079K107
—	Royal Dutch Shell A Adrf	8,700	$566K	0.2%	$65.12	—	SPONS ADR A	780259206
FDX	Fedex Corporation	3,368	$553K	0.2%	$154.86	0.0%	COM	31428X106
ORCL	Oracle Corporation	9,505	$541K	0.2%	$28.36	+73.3%	COM	68389X105
ETN	Eaton Corporation	6,485	$540K	0.2%	$59.00	+21.0%	SHS	G29183103
ALB	Albemarle Corp	7,488	$527K	0.2%	$67.39	0.0%	COM	012653101
CTVA	Corteva Inc	17,631	$521K	0.2%	$25.02	0.0%	COM	22052L104
ABBV	Abbvie Inc	6,956	$505K	0.2%	$38.10	+55.8%	COM	00287Y109
XOM	Exxon Mobil Corporation	6,530	$500K	0.2%	$52.71	+7.9%	COM	30231G102
PLD	Prologis Inc	6,190	$495K	0.2%	$63.35	0.0%	COM	74340W103
D	Dominion Res Inc Va New	6,325	$489K	0.2%	$53.99	+5.3%	COM	25746U109
—	Cohen Steers Qual Income	35,740	$488K	0.2%	$11.96	—	COM	19247L106
DHR	Danaher Corp Del	3,398	$485K	0.2%	$92.08	+24.8%	COM	235851102
ING	Ing Groep Nv	18,854	$485K	0.2%	$25.72	—	SPONSORED ADR	456837103
DCH	American Axle & Mfg	38,000	$484K	0.2%	$15.38	-15.4%	COM	024061103
MDLZ	Mondelez Intl Inc Cl A	8,802	$474K	0.2%	$34.04	+29.6%	CL A	609207105
KHC	Kraft Heinz Company	15,278	$474K	0.2%	$43.03	-47.0%	COM	500754106
FMC	F M C Corp New	5,640	$467K	0.2%	$64.95	0.0%	COM NEW	302491303
VGT	Vanguard Info Technology	2,192	$462K	0.2%	$136.46	—	INF TECH ETF	92204A702
ELV	Anthem Inc	1,618	$456K	0.2%	$161.00	+55.2%	COM	036752103
NOW	Service Now Inc	1,655	$454K	0.2%	$37.24	+41.1%	COM	81762P102
LOW	Lowes Companies Inc	4,505	$454K	0.2%	$74.56	+25.3%	COM	548661107
HQY	Healthequity Inc	6,809	$445K	0.2%	$70.05	-0.6%	COM	42226A107
AIG	American Intl Group Inc	8,348	$444K	0.2%	$39.31	+6.6%	COM NEW	026874784
VV	Vanguard Large Cap	3,253	$438K	0.2%	$108.01	—	LARGE CAP ETF	922908637
XLP	Sector Spdr Tr Con Stpls	7,525	$437K	0.2%	$53.58	—	SBI CONS STPLS	81369Y308
IWB	Ishares Tr Russell	2,679	$436K	0.2%	$131.26	—	RUS 1000 ETF	464287622
XLY	Sector Spdr Consumer Fd	3,432	$409K	0.2%	$79.69	—	SBI CONS DISCR	81369Y407
SBUX	Starbucks Corp	4,849	$406K	0.2%	$40.86	+66.2%	COM	855244109
SCHD	Sch US Div Equity Etf	7,537	$399K	0.2%	$37.56	—	US DIVIDEND EQ	808524797
VTI	Vanguard Total Stock Mkt	2,658	$398K	0.2%	$107.89	—	TOTAL STK MKT	922908769
ENB	Enbridge Inc	10,966	$395K	0.2%	$20.25	+16.0%	COM	29250N105
EMR	Emerson Electric Co	5,924	$395K	0.2%	$41.60	+38.1%	COM	291011104
—	Vmware Inc Cl A	2,328	$389K	0.1%	$153.20	—	CL A COM	928563402
MCD	Mc Donalds Corp	1,863	$386K	0.1%	$140.03	+21.2%	COM	580135101
—	Adams Express Co	24,938	$385K	0.1%	$12.63	—	COM	006212104
KMI	Kinder Morgan Inc	17,815	$371K	0.1%	$11.70	+16.8%	COM	49456B101
IBM	Intl Business Machines	2,697	$371K	0.1%	$100.99	-2.3%	COM	459200101
SPY	S P D R S&P 500 Etf Tr	1,252	$366K	0.1%	$273.59	—	TR UNIT	78462F103
GS	Goldman Sachs Group Inc	1,707	$349K	0.1%	$155.16	+9.0%	COM	38141G104
GILD	Gilead Sciences Inc	5,159	$348K	0.1%	$50.66	+0.3%	COM	375558103
—	China Mobile Ltd Adr	7,584	$343K	0.1%	$44.60	—	SPONSORED ADR	16941M109
PM	Philip Morris Intl Inc	4,263	$334K	0.1%	$48.88	+19.2%	COM	718172109
IJR	Ishares Tr S&P Smallcap	4,192	$328K	0.1%	$91.01	—	CORE S&P SCP ETF	464287804
SO	The Southern Company	5,844	$323K	0.1%	$30.99	+33.4%	COM	842587107
—	Credit Suisse Asset Mana	101,655	$316K	0.1%	$2.98	—	COM	224916106
HIG	Hartford Finl Svcs Grp	5,502	$306K	0.1%	$24.35	+87.3%	COM	416515104
—	Bridge Bancorp Inc	10,364	$305K	0.1%	$30.55	—	COM	108035106
AEP	Amer Electric Pwr Co Inc	3,456	$304K	0.1%	$37.64	+81.3%	COM	025537101
NKE	Nike Inc Class B	3,595	$301K	0.1%	$73.63	+4.7%	CL B	654106103
SCHW	The Charles Schwab Corp	7,339	$294K	0.1%	$33.81	+17.3%	COM	808513105
XLC	Communicat Svs Slct Sec	5,730	$282K	0.1%	$49.00	—	COMMUNICATION	81369Y852
—	Neuberger Bermn Real Est	54,000	$277K	0.1%	$5.00	—	COM	64190A103
XYZ	Square Inc	3,795	$275K	0.1%	$56.40	+23.9%	CL A	852234103
IWF	Ishares Russell 1000	1,742	$274K	0.1%	$110.93	—	RUS 1000 GRW ETF	464287614
XEL	Xcel Energy Inc	4,554	$270K	0.1%	$46.93	0.0%	COM	98389B100
—	Unilever N V Ny Shs Newf	4,433	$269K	0.1%	$55.35	—	N Y SHS NEW	904784709
PYPL	Paypal Holdings Inco	2,247	$257K	0.1%	$110.58	0.0%	COM	70450Y103
WMT	Wal-Mart Stores Inc	2,309	$255K	0.1%	$27.34	+14.5%	COM	931142103
NFLX	Netflix Inc	646	$237K	0.1%	$34.67	+4.1%	COM	64110L106
AMGN	Amgen Incorporated	1,288	$237K	0.1%	$128.10	+14.1%	COM	031162100
SWK	Stanley Black & Decker	1,637	$236K	0.1%	$106.65	+8.6%	COM	854502101
PPA	Invesco Aerospace & Defense ET	3,546	$230K	0.1%	$57.83	—	AEROSPACE DEFN	46137V100
ITA	Ishares Aero & Def Etf	1,056	$226K	0.1%	$197.99	—	US AER DEF ETF	464288760
VOE	Vanguard Mid Cap Value	2,000	$222K	0.1%	$107.82	—	MCAP VL IDXVIP	922908512
QCOM	Qualcomm Inc	2,930	$222K	0.1%	$62.71	0.0%	COM	747525103
ITW	Illinois Tool Works Inc	1,458	$219K	0.1%	$117.01	+9.9%	COM	452308109
—	Varian Medical Systems	1,600	$217K	0.1%	$141.88	—	COM	92220P105
XLV	Sector Spdr Health Fund	2,287	$211K	0.1%	$91.67	—	SBI HEALTHCARE	81369Y209
GIS	General Mills Inc	4,000	$210K	0.1%	$35.11	+17.4%	COM	370334104
RMCF	Rocky Mtn Choc Fact New	15,013	$126K	0.0%	$8.73	+6.2%	COM	77467X101
—	Sprint Nextel Corp	10,000	$65,000	0.0%	$6.50	—	COM	85207U105