Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	Schw US Brd Mkt Etf	275,351	$19.55M	7.3%	$2117.31	—	US BRD MKT ETF	808524102
AAPL	Apple Computer Inc	62,545	$14.01M	5.3%	$23.89	+110.3%	COM	037833100
MSFT	Microsoft Corp	82,089	$11.41M	4.3%	$38.73	+235.4%	COM	594918104
AMZN	Amazon Com Inc	5,852	$10.16M	3.8%	$44.96	+106.2%	COM	023135106
T	A T & T Inc New	220,391	$8.34M	3.1%	$14.40	+18.0%	COM	00206R102
V	Visa Inc Cl A	44,571	$7.667M	2.9%	$71.72	+137.5%	COM CL A	92826C839
HD	Home Depot Inc	30,579	$7.095M	2.7%	$81.71	+128.9%	COM	437076102
VZ	Verizon Communications	114,834	$6.931M	2.6%	$28.61	+41.4%	COM	92343V104
QQQ	Invesco QQQ Trust	32,861	$6.205M	2.3%	$172.20	—	UNIT SER 1	46090E103
GOOGL	Alphabet A	4,830	$5.898M	2.2%	$47.64	+23.4%	CAP STK CL A	02079K305
JPM	Jpmorgan Chase & Co	48,788	$5.742M	2.2%	$65.28	+45.7%	COM	46625H100
BOND	Pimco Total Return	46,887	$5.106M	1.9%	$105.15	—	ACTIVE BD ETF	72201R775
META	Facebook Inc Class A	27,075	$4.822M	1.8%	$113.61	+66.1%	CL A	30303M102
WM	Waste Management Inc Del	41,435	$4.765M	1.8%	$31.87	+229.8%	COM	94106L109
MDYG	Spdr S&P 400 Mid Cap	77,172	$4.146M	1.6%	$72.76	—	S&P 400 MDCP GRW	78464A821
BRK/B	Berkshire Hathaway Cl B	19,709	$4.1M	1.5%	$167.22	+23.2%	CL B NEW	084670702
MET	Metlife Inc	73,295	$3.457M	1.3%	$25.79	+49.2%	COM	59156R108
JNJ	Johnson & Johnson	23,912	$3.094M	1.2%	$65.71	+67.4%	COM	478160104
PG	Procter & Gamble	24,789	$3.083M	1.2%	$60.92	+65.8%	COM	742718109
CSCO	Cisco Systems Inc	60,281	$2.978M	1.1%	$18.99	+125.3%	COM	17275R102
BAC	Bank Of America Corp	98,838	$2.883M	1.1%	$20.05	+22.5%	COM	060505104
UAL	United Contl Hldgs Inc	30,196	$2.67M	1.0%	$64.80	+36.4%	COM	910047109
SPTL	Spdr Long Term Treasury	63,200	$2.593M	1.0%	$35.14	—	PORTFOLIO LN TSR	78464A664
PFE	Pfizer Incorporated	71,951	$2.585M	1.0%	$19.01	+42.1%	COM	717081103
PSX	Phillips	24,090	$2.467M	0.9%	$51.80	+49.2%	COM	718546104
DIS	Disney Walt Co	18,489	$2.41M	0.9%	$107.03	+25.4%	COM DISNEY	254687106
DUK	Duke Energy Corp New	24,989	$2.395M	0.9%	$51.14	+37.9%	COM NEW	26441C204
EFAV	iShares Edge MSCI Min Vol EAFE ETF	32,382	$2.373M	0.9%	$73.28	—	MIN VOL EAFE ETF	46429B689
HSBC	Hsbc Hldgs Plc Adr New	59,880	$2.292M	0.9%	$37.20	—	SPON ADR NEW	404280406
MA	Mastercard Inc	8,352	$2.268M	0.9%	$94.33	+182.1%	CL A	57636Q104
TMO	Thermo Electron Corp	7,622	$2.22M	0.8%	$125.86	+123.8%	COM	883556102
C	Citigroup Inc	31,939	$2.206M	0.8%	$48.33	+12.0%	COM NEW	172967424
HEI/A	Heico Corp	22,422	$2.182M	0.8%	$44.25	+137.2%	CL A	422806208
PRU	Prudential Financial Inc	24,033	$2.162M	0.8%	$56.41	+16.6%	COM	744320102
—	Nuveen Ny Amt Free Muni	157,279	$2.117M	0.8%	$13.46	—	COM	670656107
IP	International Paper Co	50,314	$2.104M	0.8%	$31.28	-6.2%	COM	460146103
AFL	A F L A C Inc	37,982	$1.987M	0.7%	$31.08	+46.0%	COM	001055102
PEP	Pepsico Incorporated	14,349	$1.967M	0.7%	$68.93	+58.6%	COM	713448108
DAL	Delta Air Lines Inc New	32,974	$1.899M	0.7%	$43.24	+31.2%	COM NEW	247361702
SCHG	Schw US Lcap Gro Etf	22,412	$1.883M	0.7%	$84.02	—	US LCAP GR ETF	808524300
MRK	Merck & Co Inc	21,342	$1.797M	0.7%	$37.67	+73.8%	COM	58933Y105
—	Bb&T Corporation	33,386	$1.782M	0.7%	$37.20	—	COM	054937107
—	Wells Fargo L	1,152	$1.754M	0.7%	$1312.49	—	PERP PFD CNV A	949746804
FNDA	Schwab Fundamental US	43,788	$1.653M	0.6%	$33.98	—	SCHWAB FDT US SC	808524763
ARKK	Ark Innovation Etf	38,096	$1.634M	0.6%	$45.16	—	INNOVATION ETF	00214Q104
MMM	3m Company	9,729	$1.599M	0.6%	$61.91	+78.7%	COM	88579Y101
EPD	Enterprise Prd Prtnrs	55,812	$1.595M	0.6%	$29.02	—	COM	293792107
SCHF	Schw Intl Eq Etf	49,820	$1.587M	0.6%	$31.20	—	INTL EQTY ETF	808524805
CVS	C V S Corp Del	24,776	$1.563M	0.6%	$49.57	-2.4%	COM	126650100
UPS	United Parcel Service B	12,924	$1.549M	0.6%	$67.61	+31.6%	CL B	911312106
—	Nuveen New York Dividend	106,095	$1.513M	0.6%	$14.26	—	COM	67066X107
—	Bank Of America	944	$1.415M	0.5%	$57003.94	—	7.25%CNV PFD L	060505682
INTC	Intel Corp	27,061	$1.394M	0.5%	$19.01	+126.3%	COM	458140100
VLO	Valero Energy Corp New	16,347	$1.393M	0.5%	$62.47	-0.0%	COM	91913Y100
TRV	Travelers Companies Inc	8,977	$1.335M	0.5%	$86.72	+49.4%	COM	89417E109
WFC	Wells Fargo & Co New	25,354	$1.279M	0.5%	$42.19	-5.7%	COM	949746101
USB	U S Bancorp Del New	22,432	$1.241M	0.5%	$37.36	+10.1%	COM NEW	902973304
ABBV	Abbvie Inc	16,222	$1.228M	0.5%	$46.38	+13.4%	COM	00287Y109
BABA	Alibaba Group Hldg Adr	7,247	$1.212M	0.5%	$177.80	—	SPONSORED ADS	01609W102
UNH	Unitedhealth Group Inc	5,546	$1.205M	0.5%	$172.94	+25.5%	COM	91324P102
—	Royal Dutch Shell A Adrf	20,080	$1.182M	0.4%	$61.57	—	SPONS ADR A	780259206
HON	Honeywell International	6,495	$1.099M	0.4%	$90.24	+54.4%	COM	438516106
VEEV	Veeva Systems Inc	7,013	$1.071M	0.4%	$82.10	+95.4%	CL A COM	922475108
SCHO	Schwab Short Term US	21,166	$1.071M	0.4%	$49.91	—	SHT TM US TRES	808524862
DD	Dowdupont Inc	14,985	$1.069M	0.4%	$25.91	0.0%	COM	26614N102
NVDA	Nvidia Corp	6,122	$1.066M	0.4%	$3.98	+5.0%	COM	67066G104
AXP	American Express Company	8,520	$1.008M	0.4%	$68.09	+65.3%	COM	025816109
XLK	Sector Spdr Tech Select	12,107	$975K	0.4%	$36.24	—	TECHNOLOGY	81369Y803
—	Nuveen Nj Div Ad Muni Fd	66,599	$964K	0.4%	$14.47	—	COM	67069Y102
JBLU	Jetblue Airways Corp	54,850	$919K	0.3%	$20.48	-11.4%	COM	477143101
EXC	Exelon Corporation	18,667	$902K	0.3%	$27.69	-3.3%	COM	30161N101
SCHR	Schwab Intermediate Term	16,099	$894K	0.3%	$53.04	—	INTRM TRM TRES	808524854
RSPS	Invesco S&P 500 Equal Weight	6,291	$883K	0.3%	$117.79	—	S&P500 EQL STP	46137V373
BA	Boeing Co	2,302	$876K	0.3%	$246.22	+43.1%	COM	097023105
CCL	Carnival Corp New	19,985	$874K	0.3%	$55.70	-19.6%	UNIT 99/99/9999	143658300
SPLV	Invesco S&P 500 Low Volatility	15,037	$871K	0.3%	$50.51	—	S&P500 LOW VOL	46138E354
—	United Technologies Corp	6,253	$854K	0.3%	$3544.45	—	COM	913017109
BMY	Bristol-Myers Squibb Co	16,659	$845K	0.3%	$37.97	-3.1%	COM	110122108
RSPD	Invesco S&P 500 Equal	7,874	$823K	0.3%	$104.35	—	S&P500 EQL DIS	46137V381
CRM	Salesforce Com	5,483	$814K	0.3%	$132.23	+13.5%	COM	79466L302
CMCSA	Comcast Corp New Cl A	17,392	$784K	0.3%	$24.89	+50.7%	CL A	20030N101
IWB	Ishares Tr Russell	4,716	$776K	0.3%	$145.64	—	RUS 1000 ETF	464287622
TROW	Rowe T Price Group Inc	6,700	$765K	0.3%	$49.49	+73.3%	COM	74144T108
RSPU	Invesco S&P 500 Equal	6,838	$729K	0.3%	$97.39	—	S&P500 EQL UTL	46137V274
LMT	Lockheed Martin Corp	1,832	$715K	0.3%	$224.38	+41.0%	COM	539830109
PCY	Invesco Emerging Markets	24,319	$709K	0.3%	$26.56	—	EMRNG MKT SVRG	46138E784
EL	Estee Lauderco Inc	3,404	$677K	0.3%	$127.83	+37.7%	CL A	518439104
KO	Coca Cola Company	12,343	$672K	0.3%	$29.47	+49.2%	COM	191216100
GOOG	Alphabet C	537	$655K	0.2%	$45.75	+28.4%	CAP STK CL C	02079K107
MO	Altria Group Inc	14,820	$606K	0.2%	$23.24	+18.7%	COM	02209S103
RSPH	Invesco S&P 500 Equal Weight	3,028	$593K	0.2%	$178.66	—	S&P500 EQL HLT	46137V332
—	Cohen Steers Qual Income	37,164	$589K	0.2%	$12.11	—	COM	19247L106
MDT	Medtronic Inc	5,167	$561K	0.2%	$87.54	0.0%	SHS	G5960L103
—	Nuveen Municipal Credit	34,405	$558K	0.2%	$16.22	—	COM SH BEN INT	67070X101
KMI	Kinder Morgan Inc	26,469	$546K	0.2%	$12.48	+12.8%	COM	49456B101
DOW	Dow Chemical Company	11,369	$542K	0.2%	$32.74	0.0%	COM	260557103
DHR	Danaher Corp Del	3,749	$541K	0.2%	$94.86	+28.3%	COM	235851102
ETN	Eaton Corporation	6,485	$539K	0.2%	$59.00	+22.2%	SHS	G29183103
—	SPLUNK INC	4,514	$532K	0.2%	$117.86	—	COM	848637104
MDLZ	Mondelez Intl Inc Cl A	9,402	$520K	0.2%	$34.85	+34.0%	CL A	609207105
ORCL	Oracle Corporation	9,415	$518K	0.2%	$28.36	+77.6%	COM	68389X105
D	Dominion Res Inc Va New	6,332	$513K	0.2%	$53.99	+8.2%	COM	25746U109
PRLB	Proto Labs Inc	4,965	$507K	0.2%	$101.95	0.0%	COM	743713109
LOW	Lowes Companies Inc	4,511	$496K	0.2%	$74.56	+26.1%	COM	548661107
FMC	F M C Corp New	5,558	$487K	0.2%	$64.95	+9.9%	COM NEW	302491303
—	CyberArk Software Ltd	4,779	$477K	0.2%	$99.81	—	SHS	M2682V108
CTVA	Corteva Inc com	17,028	$477K	0.2%	$25.02	+6.6%	COM	22052L104
CB	Chubb Corporation	2,951	$476K	0.2%	$139.33	0.0%	COM	H1467J104
VGT	Vanguard Info Technology	2,192	$472K	0.2%	$136.46	—	INF TECH ETF	92204A702
XLP	Sector Spdr Tr Con Stpls	7,557	$464K	0.2%	$53.58	—	SBI CONS STPLS	81369Y308
XOM	Exxon Mobil Corporation	6,542	$462K	0.2%	$52.71	+2.0%	COM	30231G102
AIG	American Intl Group Inc	8,260	$460K	0.2%	$39.31	+19.0%	COM NEW	026874784
VV	Vanguard Large Cap	3,253	$443K	0.2%	$108.01	—	LARGE CAP ETF	922908637
SCHD	Sch US Div Equity Etf	8,050	$441K	0.2%	$38.65	—	US DIVIDEND EQ	808524797
NOW	Service Now Inc	1,655	$420K	0.2%	$37.24	+46.0%	COM	81762P102
XLY	Sector Spdr Consumer Fd	3,436	$415K	0.2%	$79.69	—	SBI CONS DISCR	81369Y407
—	Proshares Short S&P 500	15,673	$410K	0.2%	$26.16	—	SHORT S&P 500 NE	74347B425
VTI	Vanguard Total Stock Mkt	2,670	$403K	0.2%	$107.89	—	TOTAL STK MKT	922908769
MCD	Mc Donalds Corp	1,871	$402K	0.2%	$140.03	+31.9%	COM	580135101
EMR	Emerson Electric Co	5,944	$397K	0.1%	$41.60	+30.7%	COM	291011104
—	Adams Express Co	24,938	$395K	0.1%	$12.63	—	COM	006212104
SBUX	Starbucks Corp	4,466	$395K	0.1%	$40.86	+97.4%	COM	855244109
IBM	Intl Business Machines	2,701	$393K	0.1%	$100.99	+1.5%	COM	459200101
ENB	Enbridge Inc	10,966	$385K	0.1%	$20.25	+11.9%	COM	29250N105
ELV	Anthem Inc	1,596	$383K	0.1%	$161.00	+56.1%	COM	036752103
SPY	S P D R S&P 500 Etf Tr	1,252	$372K	0.1%	$273.59	—	TR UNIT	78462F103
SO	The Southern Company	5,997	$370K	0.1%	$31.35	+44.4%	COM	842587107
GS	Goldman Sachs Group Inc	1,714	$355K	0.1%	$155.16	+15.7%	COM	38141G104
NKE	Nike Inc Class B	3,713	$349K	0.1%	$73.79	+6.7%	CL B	654106103
—	Vmware Inc Cl A	2,328	$349K	0.1%	$153.20	—	CL A COM	928563402
KHC	Kraft Heinz Company	12,292	$343K	0.1%	$43.03	-50.8%	COM	500754106
HIG	Hartford Finl Svcs Grp	5,502	$333K	0.1%	$24.35	+108.7%	COM	416515104
CLBK	Columbia Financial,	21,035	$332K	0.1%	$16.66	-7.6%	COM	197641103
—	Credit Suisse Asset Mana	103,852	$327K	0.1%	$2.98	—	COM	224916106
AEP	Amer Electric Pwr Co Inc	3,435	$322K	0.1%	$37.64	+92.5%	COM	025537101
PM	Philip Morris Intl Inc	4,243	$322K	0.1%	$48.88	+16.0%	COM	718172109
—	Purefunds Ise Cyber	8,583	$321K	0.1%	$37.40	—	PRIME CYBR SCRTY	26924G201
IJR	Ishares Tr S&P Smallcap	4,091	$318K	0.1%	$91.01	—	CORE S&P SCP ETF	464287804
—	Bridge Bancorp Inc	10,236	$303K	0.1%	$30.55	—	COM	108035106
XEL	Xcel Energy Inc	4,558	$296K	0.1%	$46.93	+9.1%	COM	98389B100
—	Neuberger Bermn Real Est	51,000	$289K	0.1%	$5.00	—	COM	64190A103
XLC	Communicat Svs Slct Sec	5,730	$284K	0.1%	$49.00	—	COMMUNICATION	81369Y852
BP	Bp Plc Adr	7,389	$281K	0.1%	$38.03	—	SPONSORED ADR	055622104
IWF	Ishares Russell 1000	1,742	$278K	0.1%	$110.93	—	RUS 1000 GRW ETF	464287614
WMT	Wal-Mart Stores Inc	2,268	$269K	0.1%	$27.34	+26.1%	COM	931142103
—	Unilever N V Ny Shs Newf	4,433	$266K	0.1%	$55.35	—	N Y SHS NEW	904784709
GILD	Gilead Sciences Inc	4,100	$260K	0.1%	$50.66	+0.6%	COM	375558103
PYPL	Paypal Holdings Inco	2,497	$259K	0.1%	$110.51	-0.5%	COM	70450Y103
XENWX	Eaton Vance Insured	19,718	$245K	0.1%	$12.43	—	COM	27827Y109
PPA	Invesco Aerospace & Defense ETF	3,549	$240K	0.1%	$57.83	—	AEROSPACE DEFN	46137V100
XYZ	Square Inc	3,845	$238K	0.1%	$56.55	+20.1%	CL A	852234103
SWK	Stanley Black & Decker	1,638	$237K	0.1%	$106.65	+9.4%	COM	854502101
SHW	Sherwin Williams Co	421	$232K	0.1%	$160.80	0.0%	COM	824348106
VOE	Vanguard Mid Cap Value	2,012	$227K	0.1%	$107.82	—	MCAP VL IDXVIP	922908512
EW	Edwards Lifesciences Cp	1,029	$226K	0.1%	$70.25	0.0%	COM	28176E108
GIS	General Mills Inc	4,000	$220K	0.1%	$35.11	+23.6%	COM	370334104
ITA	Ishares Aero & Def Etf	981	$220K	0.1%	$197.99	—	US AER DEF ETF	464288760
ARKG	Ark Genomic Revolution	7,306	$216K	0.1%	$29.56	—	GENOMIC REV ETF	00214Q302
XLV	Sector Spdr Health Fund	2,295	$207K	0.1%	$91.67	—	SBI HEALTHCARE	81369Y209
RMCF	Rocky Mtn Choc Fact New	15,013	$140K	0.1%	$8.73	+2.5%	COM	77467X101