Verus Financial Partners, Inc. Diversified Active

CIK: 0001481714 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Feb 2, 2026

Total Value ($000): $1,086,951 (100.0% shares, 0.0% debt)

Holdings (115)

New Positions (4)

VTIP VANGUARD MALVERN FDS 1.3%

Value ($000) $13,743 Shares 277,475 Est. Cost $49.53 Unrealized —

LLY ELI LILLY & CO 0.0%

Value ($000) $295 Shares 278 Est. Cost $955.55 Unrealized 0.0%

AVDE AMERICAN CENTY ETF TR 0.0%

Value ($000) $203 Shares 2,333 Est. Cost $87.06 Unrealized —

EMR EMERSON ELEC CO 0.0%

Value ($000) $202 Shares 1,358 Est. Cost $132.37 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTIP	VANGUARD MALVERN FDS	277,475	$13,743	1.3%	$49.53	—	STRM INFPROIDX	922020805
LLY	ELI LILLY & CO	278	$295	0.0%	$955.55	0.0%	COM	532457108
AVDE	AMERICAN CENTY ETF TR	2,333	$203	0.0%	$87.06	—	INTL EQT ETF	025072703
EMR	EMERSON ELEC CO	1,358	$202	0.0%	$132.37	0.0%	COM	291011104

Increased Positions (26)

DFUV DIMENSIONAL ETF TRUST 2.7%

Value ($000) $29,112 (+2366.7%) Shares 597,541 (+2162.6%) Est. Cost $48.02 Unrealized —

BND VANGUARD BD INDEX FDS 11.7%

Value ($000) $127,262 (+4.2%) Shares 1,711,886 (+4.3%) Est. Cost $74.04 Unrealized —

AVIG AMERICAN CENTY ETF TR 5.7%

Value ($000) $61,994 (+5.2%) Shares 1,474,290 (+5.2%) Est. Cost $41.38 Unrealized —

BIV VANGUARD BD INDEX FDS 4.3%

Value ($000) $46,704 (+4.4%) Shares 599,613 (+4.7%) Est. Cost $75.64 Unrealized —

VCRM VANGUARD MUN BD FDS 0.6%

Value ($000) $6,815 (+16.7%) Shares 89,701 (+15.6%) Est. Cost $73.90 Unrealized —

VBIL VANGUARD INSTL INDEX FD 0.1%

Value ($000) $1,097 (+376.7%) Shares 14,509 (+376.8%) Est. Cost $75.60 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value ($000) $1,389 (+26.0%) Shares 10,300 (+5.4%) Est. Cost $70.62 Unrealized +63.5%

GOOGL ALPHABET INC 0.1%

Value ($000) $906 (+41.1%) Shares 2,719 (+3.0%) Est. Cost $129.06 Unrealized +121.3%

ELV ELEVANCE HEALTH INC FORMERLY 0.1%

Value ($000) $801 (+48.6%) Shares 2,125 (+27.4%) Est. Cost $297.29 Unrealized +13.3%

CAT CATERPILLAR INC 0.1%

Value ($000) $677 (+55.1%) Shares 1,064 (+16.4%) Est. Cost $267.32 Unrealized +107.8%

GLD SPDR GOLD TR 0.1%

Value ($000) $658 (+34.9%) Shares 1,416 (+3.2%) Est. Cost $358.86 Unrealized —

DFNM DIMENSIONAL ETF TRUST 0.4%

Value ($000) $4,529 (+3.9%) Shares 93,506 (+2.9%) Est. Cost $47.74 Unrealized —

MRK MERCK & CO INC 0.0%

Value ($000) $416 (+52.5%) Shares 3,869 (+19.2%) Est. Cost $70.28 Unrealized +32.7%

MSFT MICROSOFT CORP 0.2%

Value ($000) $2,103 (-6.1%) Shares 4,473 (+3.5%) Est. Cost $266.51 Unrealized +87.8%

PEP PEPSICO INC 0.0%

Value ($000) $372 (+55.7%) Shares 2,547 (+49.8%) Est. Cost $139.71 Unrealized +4.4%

AVIV AMERICAN CENTY ETF TR 0.1%

Value ($000) $1,056 (+13.3%) Shares 14,027 (+1.5%) Est. Cost $49.81 Unrealized —

MO ALTRIA GROUP INC 0.3%

Value ($000) $3,454 (-3.2%) Shares 54,842 (+1.5%) Est. Cost $28.56 Unrealized +107.9%

ILF ISHARES TR 0.1%

Value ($000) $569 (+23.9%) Shares 16,204 (+2.0%) Est. Cost $26.70 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $1,043 (+10.8%) Shares 2,157 (+15.2%) Est. Cost $247.18 Unrealized +101.3%

NSC NORFOLK SOUTHN CORP 0.1%

Value ($000) $654 (+9.1%) Shares 2,270 (+13.7%) Est. Cost $197.14 Unrealized +46.4%

VGT VANGUARD WORLD FD 0.0%

Value ($000) $263 (+19.6%) Shares 346 (+17.3%) Est. Cost $748.58 Unrealized —

HD HOME DEPOT INC 0.0%

Value ($000) $442 (+9.8%) Shares 1,143 (+15.1%) Est. Cost $228.23 Unrealized +59.7%

NVDA NVIDIA CORPORATION 0.0%

Value ($000) $509 (+5.1%) Shares 2,730 (+5.2%) Est. Cost $137.47 Unrealized +35.4%

MDLZ MONDELEZ INTL INC 0.0%

Value ($000) $329 (+6.4%) Shares 5,621 (+13.5%) Est. Cost $57.25 Unrealized -0.3%

V VISA INC 0.0%

Value ($000) $238 (+4.3%) Shares 725 (+8.4%) Est. Cost $337.84 Unrealized +0.8%

JPM JPMORGAN CHASE & CO. 0.1%

Value ($000) $879 (-1.1%) Shares 2,919 (+3.7%) Est. Cost $162.13 Unrealized +90.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DFUV	DIMENSIONAL ETF TRUST	597,541 (+2162.6%)	$29,112 (+2366.7%)	2.7%	$48.02	—	US MKTWIDE VALUE	25434V724
BND	VANGUARD BD INDEX FDS	1,711,886 (+4.3%)	$127,262 (+4.2%)	11.7%	$74.04	—	TOTAL BND MRKT	921937835
AVIG	AMERICAN CENTY ETF TR	1,474,290 (+5.2%)	$61,994 (+5.2%)	5.7%	$41.38	—	AVANTIS CORE FI	025072562
BIV	VANGUARD BD INDEX FDS	599,613 (+4.7%)	$46,704 (+4.4%)	4.3%	$75.64	—	INTERMED TERM	921937819
VCRM	VANGUARD MUN BD FDS	89,701 (+15.6%)	$6,815 (+16.7%)	0.6%	$73.90	—	CORE TAX EXEMPT	922907712
VBIL	VANGUARD INSTL INDEX FD	14,509 (+376.8%)	$1,097 (+376.7%)	0.1%	$75.60	—	0-3 MO TREAS BIL	922040845
XOM	EXXON MOBIL CORP	10,300 (+5.4%)	$1,389 (+26.0%)	0.1%	$70.62	+63.5%	COM	30231G102
GOOGL	ALPHABET INC	2,719 (+3.0%)	$906 (+41.1%)	0.1%	$129.06	+121.3%	CAP STK CL A	02079K305
ELV	ELEVANCE HEALTH INC FORMERLY	2,125 (+27.4%)	$801 (+48.6%)	0.1%	$297.29	+13.3%	COM	036752103
CAT	CATERPILLAR INC	1,064 (+16.4%)	$677 (+55.1%)	0.1%	$267.32	+107.8%	COM	149123101
GLD	SPDR GOLD TR	1,416 (+3.2%)	$658 (+34.9%)	0.1%	$358.86	—	GOLD SHS	78463V107
DFNM	DIMENSIONAL ETF TRUST	93,506 (+2.9%)	$4,529 (+3.9%)	0.4%	$47.74	—	NATL MUN BD ETF	25434V849
MRK	MERCK & CO INC	3,869 (+19.2%)	$416 (+52.5%)	0.0%	$70.28	+32.7%	COM	58933Y105
MSFT	MICROSOFT CORP	4,473 (+3.5%)	$2,103 (-6.1%)	0.2%	$266.51	+87.8%	COM	594918104
PEP	PEPSICO INC	2,547 (+49.8%)	$372 (+55.7%)	0.0%	$139.71	+4.4%	COM	713448108
AVIV	AMERICAN CENTY ETF TR	14,027 (+1.5%)	$1,056 (+13.3%)	0.1%	$49.81	—	INTERNATIONAL LR	025072364
MO	ALTRIA GROUP INC	54,842 (+1.5%)	$3,454 (-3.2%)	0.3%	$28.56	+107.9%	COM	02209S103
ILF	ISHARES TR	16,204 (+2.0%)	$569 (+23.9%)	0.1%	$26.70	—	LATN AMER 40 ETF	464287390
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,157 (+15.2%)	$1,043 (+10.8%)	0.1%	$247.18	+101.3%	CL B NEW	084670702
NSC	NORFOLK SOUTHN CORP	2,270 (+13.7%)	$654 (+9.1%)	0.1%	$197.14	+46.4%	COM	655844108
VGT	VANGUARD WORLD FD	346 (+17.3%)	$263 (+19.6%)	0.0%	$748.58	—	INF TECH ETF	92204A702
HD	HOME DEPOT INC	1,143 (+15.1%)	$442 (+9.8%)	0.0%	$228.23	+59.7%	COM	437076102
NVDA	NVIDIA CORPORATION	2,730 (+5.2%)	$509 (+5.1%)	0.0%	$137.47	+35.4%	COM	67066G104
MDLZ	MONDELEZ INTL INC	5,621 (+13.5%)	$329 (+6.4%)	0.0%	$57.25	-0.3%	CL A	609207105
V	VISA INC	725 (+8.4%)	$238 (+4.3%)	0.0%	$337.84	+0.8%	COM CL A	92826C839
JPM	JPMORGAN CHASE & CO.	2,919 (+3.7%)	$879 (-1.1%)	0.1%	$162.13	+90.9%	COM	46625H100

Exited Positions (10)

BRK/A BERKSHIRE HATHAWAY INC DEL 0.1%

Value ($000) $754 Shares 1 Est. Cost $726917.40 Unrealized +2.7%

VUG VANGUARD INDEX FDS 0.0%

Value ($000) $526 Shares 1,097 Est. Cost $209.63 Unrealized —

ORCL ORACLE CORP 0.0%

Value ($000) $332 Shares 1,179 Est. Cost $254.17 Unrealized -6.3%

TRV TRAVELERS COMPANIES INC 0.0%

Value ($000) $292 Shares 1,046 Est. Cost $265.92 Unrealized +5.5%

YUM YUM BRANDS INC 0.0%

Value ($000) $290 Shares 1,907 Est. Cost $144.17 Unrealized +2.4%

CSCO CISCO SYS INC 0.0%

Value ($000) $253 Shares 3,696 Est. Cost $67.38 Unrealized +9.5%

ABT ABBOTT LABS 0.0%

Value ($000) $237 Shares 1,769 Est. Cost $125.48 Unrealized +1.5%

BA BOEING CO 0.0%

Value ($000) $228 Shares 1,056 Est. Cost $225.47 Unrealized -8.8%

RTX RTX CORPORATION 0.0%

Value ($000) $227 Shares 1,356 Est. Cost $154.28 Unrealized +12.3%

T AT&T INC 0.0%

Value ($000) $202 Shares 7,159 Est. Cost $28.07 Unrealized -9.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$754	0.1%	$726917.40	+2.7%	—	084670108
VUG	VANGUARD INDEX FDS	1,097	$526	0.0%	$209.63	—	—	922908736
ORCL	ORACLE CORP	1,179	$332	0.0%	$254.17	-6.3%	—	68389X105
TRV	TRAVELERS COMPANIES INC	1,046	$292	0.0%	$265.92	+5.5%	—	89417E109
YUM	YUM BRANDS INC	1,907	$290	0.0%	$144.17	+2.4%	—	988498101
CSCO	CISCO SYS INC	3,696	$253	0.0%	$67.38	+9.5%	—	17275R102
ABT	ABBOTT LABS	1,769	$237	0.0%	$125.48	+1.5%	—	002824100
BA	BOEING CO	1,056	$228	0.0%	$225.47	-8.8%	—	097023105
RTX	RTX CORPORATION	1,356	$227	0.0%	$154.28	+12.3%	—	75513E101
T	AT&T INC	7,159	$202	0.0%	$28.07	-9.9%	—	00206R102

Decreased Positions (43)

SCHD SCHWAB STRATEGIC TR 0.2%

Value ($000) $2,615 (-90.7%) Shares 89,623 (-91.3%) Est. Cost $41.54 Unrealized —

AVSF AMERICAN CENTY ETF TR 5.8%

Value ($000) $63,283 (-13.5%) Shares 1,342,598 (-13.4%) Est. Cost $45.91 Unrealized —

VXUS VANGUARD STAR FDS 7.5%

Value ($000) $81,210 (+5.3%) Shares 1,016,907 (-3.1%) Est. Cost $56.28 Unrealized —

AVLV AMERICAN CENTY ETF TR 3.0%

Value ($000) $32,774 (+5.6%) Shares 410,597 (-4.4%) Est. Cost $69.46 Unrealized —

IVV ISHARES TR 3.1%

Value ($000) $33,301 (+2.9%) Shares 47,853 (-1.0%) Est. Cost $361.68 Unrealized —

MGC VANGUARD WORLD FD 4.7%

Value ($000) $51,163 (+1.8%) Shares 201,637 (-2.1%) Est. Cost $133.45 Unrealized —

VBR VANGUARD INDEX FDS 2.8%

Value ($000) $30,925 (+2.5%) Shares 137,820 (-4.7%) Est. Cost $128.39 Unrealized —

IXUS ISHARES TR 1.2%

Value ($000) $13,342 (+5.0%) Shares 148,922 (-3.2%) Est. Cost $66.81 Unrealized —

VV VANGUARD INDEX FDS 2.1%

Value ($000) $22,448 (+2.0%) Shares 70,302 (-1.6%) Est. Cost $174.21 Unrealized —

AAPL APPLE INC 0.3%

Value ($000) $3,206 (-10.4%) Shares 12,554 (-10.6%) Est. Cost $108.56 Unrealized +147.2%

PM PHILIP MORRIS INTL INC 0.4%

Value ($000) $4,583 (+6.6%) Shares 26,077 (-1.6%) Est. Cost $72.97 Unrealized +110.5%

D DOMINION ENERGY INC 0.1%

Value ($000) $1,617 (-11.8%) Shares 26,839 (-10.4%) Est. Cost $56.95 Unrealized +4.9%

IWD ISHARES TR 0.2%

Value ($000) $2,016 (-7.8%) Shares 9,201 (-14.3%) Est. Cost $137.51 Unrealized —

ABBV ABBVIE INC 0.0%

Value ($000) $450 (-26.4%) Shares 2,039 (-22.8%) Est. Cost $102.56 Unrealized +121.9%

BAC BANK AMERICA CORP 0.1%

Value ($000) $572 (-18.4%) Shares 10,995 (-19.1%) Est. Cost $29.55 Unrealized +78.2%

MCD MCDONALDS CORP 0.0%

Value ($000) $388 (-22.1%) Shares 1,240 (-24.4%) Est. Cost $228.79 Unrealized +33.4%

VB VANGUARD INDEX FDS 0.1%

Value ($000) $905 (-10.5%) Shares 3,301 (-17.0%) Est. Cost $153.01 Unrealized —

QQQ INVESCO QQQ TR 0.0%

Value ($000) $356 (-21.2%) Shares 569 (-24.3%) Est. Cost $359.81 Unrealized —

GOOG ALPHABET INC 0.0%

Value ($000) $412 (+21.1%) Shares 1,236 (-11.6%) Est. Cost $136.04 Unrealized +110.5%

PG PROCTER AND GAMBLE CO 0.0%

Value ($000) $317 (-17.7%) Shares 2,122 (-15.4%) Est. Cost $113.75 Unrealized +29.4%

NDAQ NASDAQ INC 0.1%

Value ($000) $695 (+10.0%) Shares 7,032 (-1.7%) Est. Cost $50.41 Unrealized +78.0%

JNJ JOHNSON & JOHNSON 0.1%

Value ($000) $1,040 (+6.4%) Shares 4,694 (-10.9%) Est. Cost $134.68 Unrealized +46.3%

VT VANGUARD INTL EQUITY INDEX F 0.2%

Value ($000) $2,374 (-2.5%) Shares 16,277 (-7.9%) Est. Cost $114.29 Unrealized —

MCK MCKESSON CORP 0.0%

Value ($000) $433 (-10.0%) Shares 524 (-15.9%) Est. Cost $360.35 Unrealized +126.3%

COF CAPITAL ONE FINL CORP 0.0%

Value ($000) $483 (-8.7%) Shares 2,193 (-11.8%) Est. Cost $106.40 Unrealized +108.8%

IWF ISHARES TR 0.1%

Value ($000) $1,063 (-3.9%) Shares 2,257 (-4.4%) Est. Cost $241.62 Unrealized —

MMS MAXIMUS INC 0.0%

Value ($000) $222 (-16.0%) Shares 2,248 (-22.2%) Est. Cost $70.89 Unrealized +20.6%

VZ VERIZON COMMUNICATIONS INC 0.0%

Value ($000) $323 (-11.6%) Shares 8,141 (-1.9%) Est. Cost $40.50 Unrealized -0.0%

KO COCA COLA CO 0.0%

Value ($000) $290 (-12.5%) Shares 3,993 (-20.0%) Est. Cost $48.61 Unrealized +42.8%

VTHR VANGUARD SCOTTSDALE FDS 0.2%

Value ($000) $2,401 (-1.6%) Shares 7,834 (-5.5%) Est. Cost $187.06 Unrealized —

PFE PFIZER INC 0.0%

Value ($000) $233 (-13.4%) Shares 8,992 (-14.7%) Est. Cost $24.69 Unrealized +1.4%

AMZN AMAZON COM INC 0.1%

Value ($000) $579 (+5.7%) Shares 2,429 (-2.6%) Est. Cost $155.70 Unrealized +46.9%

IJH ISHARES TR 0.4%

Value ($000) $4,033 (+0.7%) Shares 57,942 (-5.6%) Est. Cost $94.90 Unrealized —

DVY ISHARES TR 0.7%

Value ($000) $8,072 (-0.3%) Shares 54,194 (-4.9%) Est. Cost $98.07 Unrealized —

AVGO BROADCOM INC 0.0%

Value ($000) $361 (-3.9%) Shares 1,110 (-2.4%) Est. Cost $215.92 Unrealized +65.3%

GWW WW GRAINGER INC 0.1%

Value ($000) $1,136 (+1.3%) Shares 1,082 (-8.1%) Est. Cost $410.21 Unrealized +136.2%

KMX CARMAX INC 0.0%

Value ($000) $212 (-4.8%) Shares 4,696 (-5.3%) Est. Cost $92.13 Unrealized -56.6%

AEP AMERICAN ELEC PWR CO INC 0.0%

Value ($000) $253 (-4.0%) Shares 2,147 (-8.5%) Est. Cost $99.28 Unrealized +18.6%

VO VANGUARD INDEX FDS 0.8%

Value ($000) $8,609 (-0.1%) Shares 28,720 (-2.1%) Est. Cost $203.13 Unrealized —

LOW LOWES COS INC 0.1%

Value ($000) $876 (+0.5%) Shares 3,152 (-9.1%) Est. Cost $115.83 Unrealized +107.0%

GEV GE VERNOVA INC 0.0%

Value ($000) $320 (+1.3%) Shares 480 (-6.4%) Est. Cost $440.73 Unrealized +38.2%

DFUS DIMENSIONAL ETF TRUST 0.0%

Value ($000) $391 (-0.7%) Shares 5,177 (-4.8%) Est. Cost $43.27 Unrealized —

COST COSTCO WHSL CORP NEW 0.0%

Value ($000) $308 (-0.1%) Shares 315 (-5.4%) Est. Cost $792.78 Unrealized +14.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHD	SCHWAB STRATEGIC TR	89,623 (-91.3%)	$2,615 (-90.7%)	0.2%	$41.54	—	US DIVIDEND EQ	808524797
AVSF	AMERICAN CENTY ETF TR	1,342,598 (-13.4%)	$63,283 (-13.5%)	5.8%	$45.91	—	AVANTIS SHFXDINC	025072687
VXUS	VANGUARD STAR FDS	1,016,907 (-3.1%)	$81,210 (+5.3%)	7.5%	$56.28	—	VG TL INTL STK F	921909768
AVLV	AMERICAN CENTY ETF TR	410,597 (-4.4%)	$32,774 (+5.6%)	3.0%	$69.46	—	US LARGE CAP VLU	025072349
IVV	ISHARES TR	47,853 (-1.0%)	$33,301 (+2.9%)	3.1%	$361.68	—	CORE S&P500 ETF	464287200
MGC	VANGUARD WORLD FD	201,637 (-2.1%)	$51,163 (+1.8%)	4.7%	$133.45	—	MEGA CAP INDEX	921910873
VBR	VANGUARD INDEX FDS	137,820 (-4.7%)	$30,925 (+2.5%)	2.8%	$128.39	—	SM CP VAL ETF	922908611
IXUS	ISHARES TR	148,922 (-3.2%)	$13,342 (+5.0%)	1.2%	$66.81	—	CORE MSCI TOTAL	46432F834
VV	VANGUARD INDEX FDS	70,302 (-1.6%)	$22,448 (+2.0%)	2.1%	$174.21	—	LARGE CAP ETF	922908637
AAPL	APPLE INC	12,554 (-10.6%)	$3,206 (-10.4%)	0.3%	$108.56	+147.2%	COM	037833100
PM	PHILIP MORRIS INTL INC	26,077 (-1.6%)	$4,583 (+6.6%)	0.4%	$72.97	+110.5%	COM	718172109
D	DOMINION ENERGY INC	26,839 (-10.4%)	$1,617 (-11.8%)	0.1%	$56.95	+4.9%	COM	25746U109
IWD	ISHARES TR	9,201 (-14.3%)	$2,016 (-7.8%)	0.2%	$137.51	—	RUS 1000 VAL ETF	464287598
ABBV	ABBVIE INC	2,039 (-22.8%)	$450 (-26.4%)	0.0%	$102.56	+121.9%	COM	00287Y109
BAC	BANK AMERICA CORP	10,995 (-19.1%)	$572 (-18.4%)	0.1%	$29.55	+78.2%	COM	060505104
MCD	MCDONALDS CORP	1,240 (-24.4%)	$388 (-22.1%)	0.0%	$228.79	+33.4%	COM	580135101
VB	VANGUARD INDEX FDS	3,301 (-17.0%)	$905 (-10.5%)	0.1%	$153.01	—	SMALL CP ETF	922908751
QQQ	INVESCO QQQ TR	569 (-24.3%)	$356 (-21.2%)	0.0%	$359.81	—	UNIT SER 1	46090E103
GOOG	ALPHABET INC	1,236 (-11.6%)	$412 (+21.1%)	0.0%	$136.04	+110.5%	CAP STK CL C	02079K107
PG	PROCTER AND GAMBLE CO	2,122 (-15.4%)	$317 (-17.7%)	0.0%	$113.75	+29.4%	COM	742718109
NDAQ	NASDAQ INC	7,032 (-1.7%)	$695 (+10.0%)	0.1%	$50.41	+78.0%	COM	631103108
JNJ	JOHNSON & JOHNSON	4,694 (-10.9%)	$1,040 (+6.4%)	0.1%	$134.68	+46.3%	COM	478160104
VT	VANGUARD INTL EQUITY INDEX F	16,277 (-7.9%)	$2,374 (-2.5%)	0.2%	$114.29	—	TT WRLD ST ETF	922042742
MCK	MCKESSON CORP	524 (-15.9%)	$433 (-10.0%)	0.0%	$360.35	+126.3%	COM	58155Q103
COF	CAPITAL ONE FINL CORP	2,193 (-11.8%)	$483 (-8.7%)	0.0%	$106.40	+108.8%	COM	14040H105
IWF	ISHARES TR	2,257 (-4.4%)	$1,063 (-3.9%)	0.1%	$241.62	—	RUS 1000 GRW ETF	464287614
MMS	MAXIMUS INC	2,248 (-22.2%)	$222 (-16.0%)	0.0%	$70.89	+20.6%	COM	577933104
VZ	VERIZON COMMUNICATIONS INC	8,141 (-1.9%)	$323 (-11.6%)	0.0%	$40.50	-0.0%	COM	92343V104
KO	COCA COLA CO	3,993 (-20.0%)	$290 (-12.5%)	0.0%	$48.61	+42.8%	COM	191216100
VTHR	VANGUARD SCOTTSDALE FDS	7,834 (-5.5%)	$2,401 (-1.6%)	0.2%	$187.06	—	VNG RUS3000IDX	92206C599
PFE	PFIZER INC	8,992 (-14.7%)	$233 (-13.4%)	0.0%	$24.69	+1.4%	COM	717081103
AMZN	AMAZON COM INC	2,429 (-2.6%)	$579 (+5.7%)	0.1%	$155.70	+46.9%	COM	023135106
IJH	ISHARES TR	57,942 (-5.6%)	$4,033 (+0.7%)	0.4%	$94.90	—	CORE S&P MCP ETF	464287507
DVY	ISHARES TR	54,194 (-4.9%)	$8,072 (-0.3%)	0.7%	$98.07	—	SELECT DIVID ETF	464287168
AVGO	BROADCOM INC	1,110 (-2.4%)	$361 (-3.9%)	0.0%	$215.92	+65.3%	COM	11135F101
GWW	WW GRAINGER INC	1,082 (-8.1%)	$1,136 (+1.3%)	0.1%	$410.21	+136.2%	COM	384802104
KMX	CARMAX INC	4,696 (-5.3%)	$212 (-4.8%)	0.0%	$92.13	-56.6%	COM	143130102
AEP	AMERICAN ELEC PWR CO INC	2,147 (-8.5%)	$253 (-4.0%)	0.0%	$99.28	+18.6%	COM	025537101
VO	VANGUARD INDEX FDS	28,720 (-2.1%)	$8,609 (-0.1%)	0.8%	$203.13	—	MID CAP ETF	922908629
LOW	LOWES COS INC	3,152 (-9.1%)	$876 (+0.5%)	0.1%	$115.83	+107.0%	COM	548661107
GEV	GE VERNOVA INC	480 (-6.4%)	$320 (+1.3%)	0.0%	$440.73	+38.2%	COM	36828A101
DFUS	DIMENSIONAL ETF TRUST	5,177 (-4.8%)	$391 (-0.7%)	0.0%	$43.27	—	US EQUITY MARKET	25434V401
COST	COSTCO WHSL CORP NEW	315 (-5.4%)	$308 (-0.1%)	0.0%	$792.78	+14.2%	COM	22160K105

Unchanged Positions (42)

VTI VANGUARD INDEX FDS 24.0%

Value ($000) $261,252 Shares 763,829 Est. Cost $200.26 Unrealized —

DFIV DIMENSIONAL ETF TRUST 4.1%

Value ($000) $44,656 Shares 851,719 Est. Cost $33.52 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 4.6%

Value ($000) $50,342 Shares 647,314 Est. Cost $57.95 Unrealized —

IAU ISHARES GOLD TR 0.3%

Value ($000) $2,871 Shares 30,161 Est. Cost $72.77 Unrealized —

BDN BRANDYWINE RLTY TR 0.1%

Value ($000) $737 Shares 253,349 Est. Cost $7.81 Unrealized —

PPLT ABRDN PLATINUM ETF TRUST 0.1%

Value ($000) $617 Shares 2,500 Est. Cost $142.88 Unrealized —

FBTC FIDELITY WISE ORIGIN BITCOIN 0.1%

Value ($000) $797 Shares 10,447 Est. Cost $54.78 Unrealized —

HCA HCA HEALTHCARE INC 0.2%

Value ($000) $2,253 Shares 4,770 Est. Cost $139.80 Unrealized +231.7%

VTEB VANGUARD MUN BD FDS 0.8%

Value ($000) $9,231 Shares 182,641 Est. Cost $50.10 Unrealized —

IBIT ISHARES BITCOIN TRUST ETF 0.0%

Value ($000) $442 Shares 8,897 Est. Cost $38.76 Unrealized —

VOO VANGUARD INDEX FDS 0.3%

Value ($000) $3,163 Shares 4,964 Est. Cost $324.48 Unrealized —

SPY SPDR S&P 500 ETF TR 0.3%

Value ($000) $3,416 Shares 4,930 Est. Cost $454.09 Unrealized —

DFAS DIMENSIONAL ETF TRUST 0.1%

Value ($000) $1,049 Shares 14,098 Est. Cost $51.03 Unrealized —

DISV DIMENSIONAL ETF TRUST 0.1%

Value ($000) $603 Shares 14,799 Est. Cost $25.28 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.2%

Value ($000) $1,686 Shares 5,690 Est. Cost $186.46 Unrealized +60.2%

QCOM QUALCOMM INC 0.1%

Value ($000) $850 Shares 5,504 Est. Cost $159.52 Unrealized +7.1%

DFAX DIMENSIONAL ETF TRUST 0.1%

Value ($000) $570 Shares 16,380 Est. Cost $21.56 Unrealized —

AVXC AMERICAN CENTY ETF TR 0.0%

Value ($000) $392 Shares 5,651 Est. Cost $54.01 Unrealized —

GUNR FLEXSHARES TR 0.0%

Value ($000) $336 Shares 6,550 Est. Cost $42.52 Unrealized —

META META PLATFORMS INC 0.0%

Value ($000) $505 Shares 751 Est. Cost $398.77 Unrealized +67.3%

VDE VANGUARD WORLD FD 0.0%

Value ($000) $475 Shares 3,424 Est. Cost $118.78 Unrealized —

WMT WALMART INC 0.0%

Value ($000) $378 Shares 3,214 Est. Cost $88.32 Unrealized +21.4%

SO SOUTHERN CO 0.0%

Value ($000) $525 Shares 5,950 Est. Cost $50.94 Unrealized +78.4%

VBK VANGUARD INDEX FDS 0.0%

Value ($000) $392 Shares 1,217 Est. Cost $236.31 Unrealized —

AVIE AMERICAN CENTY ETF TR 0.0%

Value ($000) $309 Shares 4,447 Est. Cost $56.95 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.0%

Value ($000) $360 Shares 5,678 Est. Cost $43.10 Unrealized —

VTV VANGUARD INDEX FDS 0.0%

Value ($000) $474 Shares 2,391 Est. Cost $163.22 Unrealized —

TJX TJX COS INC NEW 0.1%

Value ($000) $544 Shares 3,626 Est. Cost $66.89 Unrealized +120.8%

WTV WISDOMTREE TR 0.0%

Value ($000) $376 Shares 3,918 Est. Cost $77.00 Unrealized —

CVX CHEVRON CORP NEW 0.0%

Value ($000) $273 Shares 1,630 Est. Cost $129.54 Unrealized +16.9%

DUK DUKE ENERGY CORP NEW 0.0%

Value ($000) $418 Shares 3,519 Est. Cost $72.38 Unrealized +68.0%

GE GE AEROSPACE 0.1%

Value ($000) $618 Shares 2,095 Est. Cost $106.38 Unrealized +182.8%

HON HONEYWELL INTL INC 0.0%

Value ($000) $248 Shares 1,121 Est. Cost $142.85 Unrealized +36.5%

WFC WELLS FARGO CO NEW 0.0%

Value ($000) $235 Shares 2,667 Est. Cost $71.15 Unrealized +21.8%

DFCF DIMENSIONAL ETF TRUST 0.2%

Value ($000) $1,817 Shares 42,591 Est. Cost $41.71 Unrealized —

VUSB VANGUARD BD INDEX FDS 0.1%

Value ($000) $1,347 Shares 26,955 Est. Cost $49.21 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.2%

Value ($000) $1,795 Shares 30,534 Est. Cost $58.15 Unrealized —

HIG HARTFORD INSURANCE GROUP INC 0.0%

Value ($000) $232 Shares 1,775 Est. Cost $112.93 Unrealized +16.5%

INDA ISHARES TR 0.0%

Value ($000) $267 Shares 5,199 Est. Cost $58.17 Unrealized —

UDR UDR INC 0.0%

Value ($000) $237 Shares 6,400 Est. Cost $36.57 Unrealized -2.9%

DFSD DIMENSIONAL ETF TRUST 0.0%

Value ($000) $354 Shares 7,370 Est. Cost $46.84 Unrealized —

XBIL RBB FD INC 0.0%

Value ($000) $206 Shares 4,100 Est. Cost $50.14 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	763,829	$261,252	24.0%	$200.26	—	TOTAL STK MKT	922908769
DFIV	DIMENSIONAL ETF TRUST	851,719	$44,656	4.1%	$33.52	—	INTERNATNAL VAL	25434V807
VEU	VANGUARD INTL EQUITY INDEX F	647,314	$50,342	4.6%	$57.95	—	ALLWRLD EX US	922042775
IAU	ISHARES GOLD TR	30,161	$2,871	0.3%	$72.77	—	ISHARES NEW	464285204
BDN	BRANDYWINE RLTY TR	253,349	$737	0.1%	$7.81	—	SH BEN INT NEW	105368203
PPLT	ABRDN PLATINUM ETF TRUST	2,500	$617	0.1%	$142.88	—	PHYSCL PLATM SHS	003260106
FBTC	FIDELITY WISE ORIGIN BITCOIN	10,447	$797	0.1%	$54.78	—	SHS	315948109
HCA	HCA HEALTHCARE INC	4,770	$2,253	0.2%	$139.80	+231.7%	COM	40412C101
VTEB	VANGUARD MUN BD FDS	182,641	$9,231	0.8%	$50.10	—	TAX EXEMPT BD	922907746
IBIT	ISHARES BITCOIN TRUST ETF	8,897	$442	0.0%	$38.76	—	SHS BEN INT	46438F101
VOO	VANGUARD INDEX FDS	4,964	$3,163	0.3%	$324.48	—	S&P 500 ETF SHS	922908363
SPY	SPDR S&P 500 ETF TR	4,930	$3,416	0.3%	$454.09	—	TR UNIT	78462F103
DFAS	DIMENSIONAL ETF TRUST	14,098	$1,049	0.1%	$51.03	—	US SMALL CAP ETF	25434V500
DISV	DIMENSIONAL ETF TRUST	14,799	$603	0.1%	$25.28	—	INTL SMALL CAP V	25434V781
IBM	INTERNATIONAL BUSINESS MACHS	5,690	$1,686	0.2%	$186.46	+60.2%	COM	459200101
QCOM	QUALCOMM INC	5,504	$850	0.1%	$159.52	+7.1%	COM	747525103
DFAX	DIMENSIONAL ETF TRUST	16,380	$570	0.1%	$21.56	—	WORLD EX US CORE	25434V880
AVXC	AMERICAN CENTY ETF TR	5,651	$392	0.0%	$54.01	—	AVANTIS EMERGING	02507A101
GUNR	FLEXSHARES TR	6,550	$336	0.0%	$42.52	—	MORNSTAR UPSTR	33939L407
META	META PLATFORMS INC	751	$505	0.0%	$398.77	+67.3%	CL A	30303M102
VDE	VANGUARD WORLD FD	3,424	$475	0.0%	$118.78	—	ENERGY ETF	92204A306
WMT	WALMART INC	3,214	$378	0.0%	$88.32	+21.4%	COM	931142103
SO	SOUTHERN CO	5,950	$525	0.0%	$50.94	+78.4%	COM	842587107
VBK	VANGUARD INDEX FDS	1,217	$392	0.0%	$236.31	—	SML CP GRW ETF	922908595
AVIE	AMERICAN CENTY ETF TR	4,447	$309	0.0%	$56.95	—	AVANTIS INFLATIN	025072240
DFAT	DIMENSIONAL ETF TRUST	5,678	$360	0.0%	$43.10	—	US TARGETED VLU	25434V609
VTV	VANGUARD INDEX FDS	2,391	$474	0.0%	$163.22	—	VALUE ETF	922908744
TJX	TJX COS INC NEW	3,626	$544	0.1%	$66.89	+120.8%	COM	872540109
WTV	WISDOMTREE TR	3,918	$376	0.0%	$77.00	—	WISDOMTREE US VA	97717W547
CVX	CHEVRON CORP NEW	1,630	$273	0.0%	$129.54	+16.9%	COM	166764100
DUK	DUKE ENERGY CORP NEW	3,519	$418	0.0%	$72.38	+68.0%	COM NEW	26441C204
GE	GE AEROSPACE	2,095	$618	0.1%	$106.38	+182.8%	COM NEW	369604301
HON	HONEYWELL INTL INC	1,121	$248	0.0%	$142.85	+36.5%	COM	438516106
WFC	WELLS FARGO CO NEW	2,667	$235	0.0%	$71.15	+21.8%	COM	949746101
DFCF	DIMENSIONAL ETF TRUST	42,591	$1,817	0.2%	$41.71	—	CORE FIXED INCOM	25434V872
VUSB	VANGUARD BD INDEX FDS	26,955	$1,347	0.1%	$49.21	—	VANGUARD ULTRA	92203C303
VGSH	VANGUARD SCOTTSDALE FDS	30,534	$1,795	0.2%	$58.15	—	SHORT TERM TREAS	92206C102
HIG	HARTFORD INSURANCE GROUP INC	1,775	$232	0.0%	$112.93	+16.5%	COM	416515104
INDA	ISHARES TR	5,199	$267	0.0%	$58.17	—	MSCI INDIA ETF	46429B598
UDR	UDR INC	6,400	$237	0.0%	$36.57	-2.9%	COM	902653104
DFSD	DIMENSIONAL ETF TRUST	7,370	$354	0.0%	$46.84	—	SHORT DURATION F	25434V864
XBIL	RBB FD INC	4,100	$206	0.0%	$50.14	—	US TRSRY 6 MNTH	74933W460