Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
BRK/B	Berkshire Hathaway 'B'	401,282	$71.63M	9.1%	$178.51	$112.39	+58.8%	COM	084670702
HCA	HCA Healthcare, Inc.	495,849	$48.13M	6.1%	$97.06 *	$58.14	+59.5%	COM	40412C101
AAPL	Apple Computer	114,483	$41.76M	5.3%	$364.81 *	$18.38	+381.4%	COM	037833100
FRFHF	Fairfax Financial Hld	122,138	$37.72M	4.8%	$308.84 *	$321.26	-12.1%	COM	303901102
—	Accenture Ltd	138,347	$29.71M	3.8%	$214.72	$72.13	—	COM	g1151c101
MSFT	Microsoft Corp.	101,670	$20.69M	2.6%	$203.51 *	$34.84	+457.7%	COM	594918104
AMZN	Amazon.com	7,208	$19.89M	2.5%	$2758.88 *	$19.29	+615.0%	COM	023135106
PG	Procter & Gamble Co.	134,471	$16.08M	2.1%	$119.57 *	$56.63	+84.1%	COM	742718109
DIS	Walt Disney Co.	142,408	$15.88M	2.0%	$111.51 *	$76.95	+41.6%	COM	254687106
LOW	Lowes Companies	112,355	$15.18M	1.9%	$135.12 *	$43.22	+183.1%	COM	548661107
MDLZ	Mondelez Int'l Inc	293,356	$15M	1.9%	$51.13 *	$25.48	+75.0%	COM	609207105
JNJ	Johnson & Johnson	102,535	$14.42M	1.8%	$140.63 *	$62.83	+91.6%	COM	478160104
INTC	Intel Corp.	222,517	$13.31M	1.7%	$59.83 *	$19.44	+174.4%	COM	458140100
CXW	CoreCivic, Inc.	1,319,740	$12.35M	1.6%	$9.36	$14.58	-35.8%	COM	21871N101
HD	Home Depot Inc.	48,738	$12.21M	1.6%	$250.50 *	$59.76	+267.2%	COM	437076102
—	Alphabet Inc. Class C	8,636	$12.21M	1.6%	$1413.62	$793.22	—	COM	02079k107
AEM	Agnico Eagle Mines Ltd.	167,600	$10.74M	1.4%	$64.06 *	$33.63	+66.7%	COM	008474108
—	CenturyLink Inc.	1,063,048	$10.66M	1.4%	$10.03	$16.27	—	COM	156700106
WMT	Wal-Mart Stores Inc.	78,820	$9.441M	1.2%	$119.78 *	$20.41	+81.3%	COM	931142103
L	Loews Corp.	272,162	$9.332M	1.2%	$34.29 *	$42.04	-20.2%	COM	540424108
BBBY	Overstock	312,450	$8.883M	1.1%	$28.43	$18.16	+56.6%	COM	690370101
XOM	Exxon Mobil Corp.	197,573	$8.835M	1.1%	$44.72 *	$53.20	-34.2%	COM	30231G102
—	Equity Commonwealth	261,625	$8.424M	1.1%	$32.20	$30.53	—	COM	294628102
AMGN	Amgen Inc.	35,156	$8.292M	1.1%	$235.86 *	$104.50	+90.3%	COM	031162100
—	Merck & Company Inc.	106,034	$8.2M	1.0%	$77.33	$50.91	—	COM	58933y105
—	National Health Invstrs	128,344	$7.793M	1.0%	$60.72	$59.86	—	COM	63633d104
—	Brookfield Asset Mgmt	220,600	$7.258M	0.9%	$32.90	$40.62	—	COM	112585104
—	Pinnacle Financial Partners	171,355	$7.195M	0.9%	$41.99	$60.18	—	COM	72346q104
CSCO	Cisco Systems Inc.	152,292	$7.103M	0.9%	$46.64 *	$19.65	+100.3%	COM	17275R102
CAT	Caterpillar Inc.	55,088	$6.969M	0.9%	$126.51 *	$67.82	+67.3%	COM	149123101
RSG	Republic Services Inc.	83,831	$6.878M	0.9%	$82.05 *	$26.38	+188.8%	COM	760759100
UPS	United Parcel Svc. Cl B	57,477	$6.39M	0.8%	$111.17 *	$64.60	+38.3%	COM	911312106
—	Comcast Corp. - Class A	160,313	$6.249M	0.8%	$38.98	$43.00	—	COM	20030n101
CVS	CVS Health Corp.	92,670	$6.021M	0.8%	$64.97 *	$60.45	-10.1%	COM	126650100
PYPL	PayPal Holdings Inc.	34,427	$5.998M	0.8%	$174.22	$105.21	+65.2%	COM	70450Y103
—	Zoetis, Inc.	42,765	$5.861M	0.7%	$137.05	$38.85	—	COM	98978v103
MDT	Medtronic PLC	62,454	$5.727M	0.7%	$91.70 *	$61.29	+28.4%	COM	G5960L103
FDX	FedEx Corp.	40,436	$5.67M	0.7%	$140.22 *	$101.04	+25.4%	COM	31428X106
BLX	Banco LatinoAmericano	492,997	$5.669M	0.7%	$11.50 *	$11.41	-26.6%	COM	P16994132
RTX	Raytheon Technologies Corp.	90,898	$5.601M	0.7%	$61.62 *	$54.61	-0.8%	COM	75513E101
SYY	Sysco Corp.	100,793	$5.509M	0.7%	$54.66 *	$24.95	+88.3%	COM	871829107
—	Peoples United Fncl	469,621	$5.434M	0.7%	$11.57	$14.90	—	COM	712704105
PFE	Pfizer Inc.	165,834	$5.423M	0.7%	$32.70 *	$18.68	+27.5%	COM	717081103
—	Goldman Sachs Group	27,175	$5.37M	0.7%	$197.61	$198.34	—	COM	38141g104
BMY	Bristol Myers Squibb	90,318	$5.311M	0.7%	$58.80 *	$38.82	+21.4%	COM	110122108
URI	United Rentals, Inc.	33,405	$4.979M	0.6%	$149.05 *	$94.98	+52.0%	COM	911363109
T	AT&T, Inc.	158,292	$4.785M	0.6%	$30.23 *	$11.73	+32.7%	COM	00206R102
PM	Philip Morris Intl	67,414	$4.723M	0.6%	$70.06 *	$50.41	+5.9%	COM	718172109
ABT	Abbott Laboratories	46,541	$4.255M	0.5%	$91.42 *	$32.87	+152.3%	COM	002824100
—	TEGNA, Inc.	375,443	$4.182M	0.5%	$11.14	$31.31	—	COM	87901j105
KO	Coca Cola Co.	91,491	$4.088M	0.5%	$44.68 *	$32.65	+15.9%	COM	191216100
WTM	White Mountain Ins	4,563	$4.052M	0.5%	$888.01	$583.58	+52.2%	COM	G9618E107
MCD	McDonalds Corp.	19,869	$3.665M	0.5%	$184.46 *	$74.95	+117.0%	COM	580135101
CVX	Chevron Corp.	40,978	$3.656M	0.5%	$89.22 *	$82.37	-14.9%	COM	166764100
HON	Honeywell Intl.	25,163	$3.638M	0.5%	$144.58 *	$81.58	+49.3%	COM	438516106
—	Cable One Inc	2,033	$3.608M	0.5%	$1774.72	$419.33	—	COM	12685j105
DAL	Delta Airlines Inc.	127,770	$3.584M	0.5%	$28.05 *	$44.12	-38.2%	COM	247361702
HAL	Halliburton Inc.	274,705	$3.566M	0.5%	$12.98 *	$31.71	-62.8%	COM	406216101
SBUX	Starbucks Corp.	46,970	$3.457M	0.4%	$73.60 *	$42.17	+54.3%	COM	855244109
JEF	Jefferies Financial Grp	217,385	$3.38M	0.4%	$15.55 *	$16.31	-23.2%	COM	47233W109
SLB	Schlumberger Ltd.	170,724	$3.14M	0.4%	$18.39 *	$45.35	-64.0%	COM	806857108
DOC	Healthpeak Properties Inc.	112,906	$3.112M	0.4%	$27.56 *	$24.01	-14.0%	COM	42250P103
LUV	Southwest Airlines Co.	89,537	$3.06M	0.4%	$34.18 *	$37.98	-16.3%	COM	844741108
OI	O-I Glass, Inc.	332,441	$2.985M	0.4%	$8.98	$9.90	-9.3%	COM	67098H104
—	Duke Energy Corp.	36,532	$2.919M	0.4%	$79.90	$68.35	—	COM	26441c204
—	Verizon Comm.	52,213	$2.878M	0.4%	$55.12	$49.98	—	COM	92343v104
ADT	ADT, Inc.	359,938	$2.872M	0.4%	$7.98 *	$6.98	+1.2%	COM	00090Q103
—	Oracle	50,587	$2.796M	0.4%	$55.27	$35.70	—	COM	68389x105
PEP	PepsiCo Inc.	20,952	$2.771M	0.4%	$132.25 *	$60.02	+86.2%	COM	713448108
AGG	iShares Core Barclays US Aggre	23,400	$2.766M	0.4%	$118.21	$117.06	+1.0%	COM	464287226
—	Regions Financial Corp.	244,065	$2.714M	0.3%	$11.12	$10.68	—	COM	7591ep100
IJR	iShares S&P SmallCap 600 Index	38,866	$2.654M	0.3%	$68.29	$58.20	+17.3%	COM	464287804
IBM	International Business Machine	20,119	$2.43M	0.3%	$120.78 *	$109.69	-16.7%	COM	459200101
OTIS	Otis Worldwide Corp.	41,643	$2.368M	0.3%	$56.86 *	$47.48	+10.4%	COM	68902V107
VWO	Vanguard Emerging Markets ETF	59,288	$2.348M	0.3%	$39.60	$40.73	-2.7%	COM	922042858
—	Dominion Energy Inc.	28,899	$2.346M	0.3%	$81.18	$62.36	—	COM	25746u109
DEO	Diageo PLC	16,925	$2.275M	0.3%	$134.42	$114.22	+17.7%	COM	25243Q205
SHY	iShares Lehman 1-3 Year Trs Bd	24,800	$2.148M	0.3%	$86.61	$86.61	+0.0%	COM	464287457
WFC	Wells Fargo & Co.	78,702	$2.015M	0.3%	$25.60 *	$34.67	-34.8%	COM	949746101
—	J. P. Morgan Chase & Co. Inc.	21,296	$2.003M	0.3%	$94.06	$76.52	—	COM	46625h100
—	National Oilwell Varco	162,000	$1.984M	0.3%	$12.25	$21.71	—	COM	637071101
SYK	Stryker	10,896	$1.963M	0.3%	$180.16 *	$167.32	+1.7%	COM	863667101
CARR	Carrier Global Corp.	85,233	$1.894M	0.2%	$22.22 *	$17.13	+20.9%	COM	14448C104
OC	Owens Corning	33,916	$1.891M	0.2%	$55.76	$45.93	+21.4%	COM	690742101
TFC	Truist Financial Corp.	50,087	$1.881M	0.2%	$37.55 *	$40.54	-28.2%	COM	89832Q109
BAC	BankAmerica Corp.	77,087	$1.831M	0.2%	$23.75 *	$21.35	-2.7%	COM	060505104
IWF	iShares TR Russell 1000 Growth	9,427	$1.81M	0.2%	$192.00 *	$35.09	+36.7%	COM	464287614
—	3M Company	11,265	$1.757M	0.2%	$155.97	$115.86	—	COM	88579y101
—	Altria Group, Inc.	42,170	$1.655M	0.2%	$39.25	$36.50	—	COM	02209s103
BP	BP PLC	66,525	$1.551M	0.2%	$23.31	$37.76	-38.2%	COM	055622104
GLD	SPDR Gold Trust	8,942	$1.497M	0.2%	$167.41	$161.29	+3.8%	COM	78463V107
XLU	SPDR Utilities Select	25,442	$1.436M	0.2%	$56.44 *	$27.66	+2.0%	COM	81369Y886
PSX	Phillips 66	19,613	$1.41M	0.2%	$71.89 *	$62.25	-7.8%	COM	718546104
—	DXC Technology Co.	82,071	$1.354M	0.2%	$16.50	$58.10	—	COM	23355l106
EEM	iShares MSCI Emerging Markets	32,655	$1.306M	0.2%	$39.99	$41.91	-4.6%	COM	464287234
—	Select Basic Materials Sector	22,851	$1.288M	0.2%	$56.37	$38.35	—	COM	81369y100
VMC	Vulcan Materials	10,820	$1.253M	0.2%	$115.80 *	$47.19	+134.6%	COM	929160109
BKD	Brookdale Sr Living Inc	413,060	$1.219M	0.2%	$2.95	$16.72	-82.4%	COM	112463104
—	AbbVie, Inc.	12,198	$1.198M	0.2%	$98.21	$54.40	—	COM	00287y109
SPY	S & P 500 Index Depository Rec	3,547	$1.094M	0.1%	$308.43	$247.07	+24.8%	COM	78462F103
—	Travelers Inc.	9,362	$1.068M	0.1%	$114.08	$112.33	—	COM	89417e109
IWD	iShares Russell Value Index	9,155	$1.031M	0.1%	$112.62	$124.69	-9.7%	COM	464287598
—	Royal Dutch Shell Cl B	33,715	$1.027M	0.1%	$30.46	$66.52	—	COM	780259107
USB	US Bancorp	27,638	$1.018M	0.1%	$36.83 *	$30.92	-5.9%	COM	902973304
GIS	General Mills Inc.	16,090	$992K	0.1%	$61.65 *	$35.08	+45.5%	COM	370334104
V	Visa Inc	5,124	$990K	0.1%	$193.21 *	$142.51	+30.3%	COM	92826C839
RHHBY	Roche Holdings	21,740	$942K	0.1%	$43.33	$31.75	+36.6%	COM	771195104
—	Valero Energy Corp.	15,717	$924K	0.1%	$58.79	$71.72	—	COM	91913y100
—	Alphabet Inc. Class A	648	$919K	0.1%	$1418.21	$775.63	—	COM	02079k305
EFA	iShares MSCI EAFE Index Fund	14,693	$894K	0.1%	$60.85	$64.51	-5.6%	COM	464287465
EPP	iShares MSCI Pacific Rim	21,723	$864K	0.1%	$39.77	$48.03	-17.2%	COM	464286665
BRK/A	Berkshire Hathaway 'A'	3	$802K	0.1%	$267333.33	$177346.64	+50.7%	COM	084670108
VV	Vanguard Large-Cap Exchanged T	5,601	$801K	0.1%	$143.01	$90.88	+57.3%	COM	922908637
—	Novartis AG	9,025	$788K	0.1%	$87.31	$75.12	—	COM	66987v109
—	Facebook, Inc.	3,309	$751K	0.1%	$226.96	$144.51	—	COM	30303m102
TJX	TJX Companies, Inc.	14,639	$740K	0.1%	$50.55 *	$33.24	+41.2%	COM	872540109
IWB	iShares Russell 1000 Index ETF	4,300	$738K	0.1%	$171.63	$109.38	+57.0%	COM	464287622
TPR	Tapestry, Inc.	55,433	$736K	0.1%	$13.28 *	$31.30	-62.5%	COM	876030107
FISV	Fiserv	7,316	$714K	0.1%	$97.59	$102.09	-4.4%	COM	337738108
ALL	AllState Corp.	7,250	$703K	0.1%	$96.97 *	$44.40	+91.0%	COM	020002101
GHC	Graham Holdings Co	2,033	$697K	0.1%	$342.84 *	$339.79	-4.8%	COM	384637104
LHX	L3Harris Technologies, Inc	4,033	$684K	0.1%	$169.60 *	$180.55	-15.9%	COM	502431109
—	KKR & Co., Inc. Cl A	21,600	$667K	0.1%	$30.88	$24.83	—	COM	48251w104
AXP	American Express Co.	6,793	$647K	0.1%	$95.25 *	$67.14	+31.9%	COM	025816109
VB	Vanguard Small-Cap VIPERs	4,315	$629K	0.1%	$145.77	$107.04	+36.1%	COM	922908751
AAL	American Airlines Grp	46,571	$609K	0.1%	$13.08	$35.76	-63.5%	COM	02376R102
AIG	American Int'l Group	18,865	$588K	0.1%	$31.17 *	$42.66	-36.0%	COM	026874784
DHR	Danaher Corp.	3,201	$566K	0.1%	$176.82 *	$68.10	+124.8%	COM	235851102
NSC	Norfolk Southern Corp.	3,227	$566K	0.1%	$175.40 *	$100.99	+55.3%	COM	655844108
—	Zimmer Biomet Holdings, Inc.	4,621	$552K	0.1%	$119.45	$104.69	—	COM	98956p102
KHC	Kraft Heinz Company	16,992	$542K	0.1%	$31.90 *	$46.43	-46.8%	COM	500754106
—	NextEra Energy, Inc.	2,099	$504K	0.1%	$240.11	$141.83	—	COM	65339f101
TRC	Tejon Ranch Co.	35,002	$504K	0.1%	$14.40	$20.13	-28.5%	COM	879080109
NKE	Nike	4,775	$468K	0.1%	$98.01 *	$54.95	+65.5%	COM	654106103
—	Teladoc, Inc.	2,367	$452K	0.1%	$190.96	$155.05	—	COM	87918a105
VO	Vanguard Mid-Cap Exchange Trad	2,730	$447K	0.1%	$163.74 *	$28.45	+44.0%	COM	922908629
—	Target Corporation	3,710	$445K	0.1%	$119.95	$119.95	—	COM	87612e106
PRA	ProAssurance Corp.	30,000	$434K	0.1%	$14.47	$17.16	-15.7%	COM	74267C106
EW	Edwards Lifesciences Corp	6,162	$426K	0.1%	$69.13	$66.47	+4.0%	COM	28176E108
FOXA	Fox Corp. Cl A	15,796	$424K	0.1%	$26.84 *	$35.41	-29.6%	COM	35137L105
NVDA	Nvidia Corp	1,111	$422K	0.1%	$379.84 *	$8.06	+17.4%	COM	67066G104
DRI	Darden Restaurants, Inc.	5,206	$394K	0.1%	$75.68 *	$35.03	+84.2%	COM	237194105
BA	Boeing Co.	2,144	$393K	0.1%	$183.30	$229.32	-20.1%	COM	097023105
IWR	iShares Russell Mid-Cap Index	7,250	$389K	0.0%	$53.66	$47.59	+12.6%	COM	464287499
IVV	iShares S&P 500 Core Index ETF	1,231	$381K	0.0%	$309.50	$274.51	+12.8%	COM	464287200
—	Adams Diversified Equity Fund,	25,000	$373K	0.0%	$14.92	$12.60	—	COM	006212104
—	Discov Commun 'C'	17,560	$338K	0.0%	$19.25	$19.94	—	COM	25470F302
IJH	iShares Core S&P MidCap ETF	1,827	$325K	0.0%	$177.89 *	$31.81	+11.8%	COM	464287507
SO	Southern Co.	6,139	$318K	0.0%	$51.80 *	$45.27	-7.3%	COM	842587107
FOX	Fox Corp. Cl B	11,806	$317K	0.0%	$26.85 *	$34.51	-28.1%	COM	35137L204
TM	Toyota Motor Corp.	2,500	$314K	0.0%	$125.60	$133.49	-5.9%	COM	892331307
MS	Morgan Stanley	6,475	$313K	0.0%	$48.34 *	$20.23	+100.7%	COM	617446448
PAAS	Pan American Silver	10,000	$304K	0.0%	$30.40	$6.83	+344.7%	COM	697900108
VBK	Vanguard Small-Cap Growth ETF	1,513	$302K	0.0%	$199.60	$185.59	+7.5%	COM	922908595
VXF	Vanguard Index Extended Market	2,554	$302K	0.0%	$118.25	$116.31	+1.7%	COM	922908652
—	HealthStream Inc.	13,600	$301K	0.0%	$22.13	$25.29	—	COM	42222n103
NSRGY	Nestle SA Sponsored Reg	2,598	$287K	0.0%	$110.47	$73.30	+50.7%	COM	641069406
—	TE Connectivity Ltd	3,485	$284K	0.0%	$81.49	$57.58	—	COM	H84989104
CARS	Cars.com Inc.	47,460	$273K	0.0%	$5.75	$26.69	-78.4%	COM	14575E105
TDY	Teledyne Technologies Inc.	847	$263K	0.0%	$310.51	$226.53	+37.3%	COM	879360105
VTI	Vanguard Index Total Stock Fun	1,652	$259K	0.0%	$156.78	$147.46	+6.1%	COM	922908769
—	Pico Holdings	29,000	$244K	0.0%	$8.41	$16.10	—	COM	693366205
VNQ	Vanguard REIT ETF	3,015	$237K	0.0%	$78.61	$84.26	-6.8%	COM	922908553
CI	CIGNA Corp.	1,259	$236K	0.0%	$187.45 *	$144.40	+18.9%	COM	125523100
KMB	Kimberly-Clark Corp.	1,628	$230K	0.0%	$141.28 *	$93.34	+24.3%	COM	494368103
—	ConocoPhillips	5,391	$227K	0.0%	$42.11	$59.37	—	COM	20825c104
AZO	AutoZone	200	$226K	0.0%	$1130.00	$1053.52	+7.1%	COM	053332102
ILMN	Illumina, Inc.	604	$224K	0.0%	$370.86 *	$321.78	+12.0%	COM	452327109
COST	Costco Wholesale	722	$219K	0.0%	$303.32 *	$279.18	-0.3%	COM	22160K105
—	HP Inc.	12,179	$212K	0.0%	$17.41	$14.08	—	COM	40434l105
—	Global Payments	1,200	$204K	0.0%	$170.00	$159.01	—	COM	37940x102
—	Perspecta, Inc.	8,697	$202K	0.0%	$23.23	$23.23	—	COM	715347100
—	General Electric Co.	25,380	$173K	0.0%	$6.82	$22.68	—	COM	369604103
—	Griffin-American Healthcare RE	17,184	$162K	0.0%	$9.43	$9.41	—	COM	398183103
—	Hewlett Packard Enterprise Co.	12,179	$119K	0.0%	$9.77	$15.14	—	COM	42824c109
SXC	SunCoke Energy	25,000	$74,000	0.0%	$2.96	$9.20	-67.8%	COM	86722A103
TDAY	Gannett Co. Inc. New	44,470	$61,000	0.0%	$1.37	$7.33	-81.2%	COM	36472T109
NWBO	Northwest Biotherapeutics, Inc	20,000	$7,000	0.0%	$0.35 *	$0.20	+26.3%	COM	66737P600
—	Provectus Biophamaceuticals	50,000	$2,000	0.0%	$0.04	$0.04	—	COM	74373p108
—	Provision Holding, Inc. Com	221,450	$1,000	0.0%	$0.00	$0.00	—	COM	744121104
AERN	AER Energy Resources Inc	5,000,000	$0	0.0%	$0.00	$0.00	-57.5%	COM	000944207
—	LinnCo, LLC Escrow	15,000	$0	0.0%	$0.00	—	—	COM	535ESC107
—	Energold Drilling Corp	11,930	$0	0.0%	$0.00	—	—	COM	29268a103